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FINANCIAL PRODUCTS

- TEAM FRILLO PRESENTS


1) LOANS & GUARANTEE:
Short term :
 Frillo Pay
 Frillo Gramin Pay
 Short term Agriculture loan
 Short term general loan
 EMI

Long Term:
 Contingency Loan
 Education Loan
 Beginners Loan
 Business Loan
 Personal loan/Normal Loan
 Housing Loan
 Unsecured Loan
 Guarantee's & Mortgage
FRILLO-PAY Features:
 To meet consumers short term credit needs.
 Minimum Limit Rs.5000, Max limit Rs.50000.
 Exciting Rewards & Offers
 Easy Repayment Models

Interest Rate: Medium Rate (5% to 10%)

Documents to be furnished:
Register under respective application
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Job profile and Company Details
Income profile
Credit ratings
Pan Card, Aadhaar card

Target:
Business Professionals, Students (18+), Employee’s … etc.
FRILLO Features:
 To meet Agricultural short term credit needs.

GRAMIN PAY
 Minimum Limit Rs.8000, Max limit Rs.50000.
 Exciting Rewards & Offers
 Easy Repayment Models

Interest Rate: Medium Rate (5% to 10%)

Documents to be furnished:
Register under respective application
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Kind Of farming, Land in Procession
Income profile
Credit ratings
Pan Card, Aadhaar card

Target:
Farmers, Agro- related suppliers etc.
SHORT TERM Features:
 To meet Agricultural short term credit requirements.
 Max limit Rs.100000.

AGRO - LOAN  Agro-products treated as collateral


(Ware house receipts)

Interest Rate: Medium Rate (5% to 10%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Kind Of farming, Land in Procession
Income profile
Credit ratings
Pan Card, Aadhaar card
Warehouse receipts

Target:
Limited to farmers or people related to farming activities.
SHORT TERM Features:
 To meet short term credit requirements.

GENERAL LOAN
 Max limit Rs.150000.
 It supports the general needs of the society

Interest Rate: Medium Rate (5% to 10%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Income profile
Credit ratings
Pan Card, Aadhaar card
Equivalent collateral

Target:
Business Professionals, Employee’s … etc.
EQUATED MONTHLY
INSTALLMENT
Features:
 Provide single agricultural related asset to farmers.
 Easy Repay
 Repayment Tenure (3months, 6months, 9 months, 12 months)

Single Asset Model Interest Rate: Low rate

Documents to be furnished:
Register under respective application
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Kind Of farming, Land in Procession
Income profile
Credit ratings
Pan Card, Aadhaar card

Target:
Famers and Agro-suppliers
EQUATED MONTHLY
INSTALLMENT
Features:
 Provide Dual agricultural related asset to farmers.
 Easy Repay
 Repayment Tenure (3months, 6months, 9 months, 12 months)

Dual Asset Model Interest Rate: Low rate

Documents to be furnished:
Register under respective application
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Kind Of farming, Land in Procession
Income profile
Credit ratings
Pan Card, Aadhaar card

Target:
Famers and Agro-suppliers
CONTINGENCY Features:
 Credit is processed in One day.
 Min limit Rs.50000.

LOAN  Low processing time.


 Emergency Fund Requirement

Interest Rate: High Interest Rate (10% to 14%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Purpose
Income profile
Credit ratings
Pan Card, Aadhaar card

Target:
Limited to farmers or people related to farming activities.
Features:
EDUCATION  Moratorium period of one year to make repayment simple.
 Interest concession is available for moratorium period.
 No loan margins for small loans.
LOAN  Concession for female student.
 Wide variety of courses covered.
 Flexible repayment.

Interest Rate: Up to Rs. 4 lakhs: NIL (in case of both)


Above Rs. 4 lakhs: High Interest Rate

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Students academic Documents
Income profile
Caste Certificate
Credit ratings
Pan Card, Aadhaar card
Equivalent collateral
Target:
Skillful Students
BEGINNERS
Features:
 To finance those people who are willing to enter into the
farming business or a particular business or for the

LOAN
promotion of a new sector or activity.
 Supports new business and ideas
 Easy availability and quick disbursal
 Flexible repayment

Interest Rate: Low Interest Rate (2.5% to 5%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Purpose
Income profile
Credit ratings
Pan Card, Aadhaar card Equivalent collateral

Target:
Limited to farmers or people related to specified activities.
Features:
 To finance those people who are willing to construct their

HOUSING LOAN houses or for the promotion of a new sector or activity.


 Easy availability and quick disbursal
 Flexible repayment system
 Competitive interest rate

Interest Rate: Medium Interest Rate (5% to 10%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Purpose
Income profile
Credit ratings
Pan Card, Aadhaar
Equivalent collateral required

Target:
Family Personals
.
UNSECURED Features:
 The loan been approved without any security.

LOAN Condition: Depending upon discrimination of manager

Interest Rate: Bank rate

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Purpose
Income profile
Credit ratings
Pan Card, Aadhaar
Equivalent collateral required

Target:
Discrimination between Personals
GUARANTEE’S Features:
 Guarantee's & Mortgages are also accepted with favorable

& MORTGAGES interest rates

Interest Rate: Competitive Pricing

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Possession Certificated
Income profile
Credit ratings
Pan Card, Aadhaar
Equivalent collateral required

Target:
Discrimination between Personals
Features:
 This loan can be used for any personal financial need and

NORMAL LOAN bank will not monitor its uses.


 This loan fund is considered as a financial resource/
financial aid to meet their personal needs

Interest Rate: Medium Interest Rate (5% to 10%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Profession
Purpose
Income profile
Credit ratings
Pan Card, Aadhaar
Equivalent collateral required

Target:
Individual Personals
Features:
 Business loans can be used for a variety of purposes,

BUSINESS LOAN including business expansion, the purchase of plant and


machinery, the purchase of office space or land, the
payment of rent or salaries, the purchase of raw materials,
the purchase of stock, inventory enhancement, debt
consolidation, the hiring or training of employees, and so on.

Interest Rate: High Interest Rate (10% to 15%)

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Business Financial Statement
Purpose & Income profile
Credit ratings
Pan Card, Aadhaar
Equivalent collateral required

Target:
Individual Personals
2) CHIT FUNDS
Features:
 Tax free dividend
 Easy accessibility
 User friendly service
 Exit options with nominal charges

Eligibility:
The member must be a citizen of India.
Member should have regular income
Capacity to contribute every month payment

Documents to be furnished:
Name (As per respective govt. Documents)
Address Proof (As per respective govt. Documents)
Income profile
Pan Card, Aadhaar

Target:
Individual Personals
THANK YOU

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