Section A.

Essay (4 questions @10%, total 40%) (LO1,LO2)

1. Most banks have finally come to realize that they need to start engaging with their customers with
levels of speed, transparency, precision, and fairness that are simply not possible with the
traditional branches and telephone banking approach. Explain enterprise innovation need to
improve in banking industries?
2. The future of FinTech largely depends on five game-changers: Customer Experience (CX), Fin & Tech
Connection, Data monetization, Crypto-technologies (blockchain), Adapt to regulation. Describe the
five game-changers above.
3. In just two short years crypto-currency has grown from a hobby project to a multibillion-dollar
global digital finance industry. From aspect Financial Technology and Digital Currency, Explain about
Convergence or Collision of this aspect?
4. Describe what you know about Capital Investment.
5. Make a video maximum of 2 minutes in each of answer number and upload it on YouTube, include
the link in your answer.

Referensi

http://fintechinstitute.co.id/2021/07/14/8-trend-fintech-yang-akan-mengubah-bank-selamanya.html