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Date: �‫ �ر‬21-01-2021
Application No: � �‫در�ا‬

LOW COST HOUSING FINANCE APPLICATION FORM



‫�  ����  ٴ�و�  ��  �  در�ا�  �رم‬
PURPOSE OF FACILITY �  �  ��
� �
�  �  ���  �‫ �����  در�ا� )�ا‬/��)
��
)
Loan/Financing application (Please tick):
Purchase of Constructed House/Apartment Purchase of Plot & Construction there on
(Not more than 01 Year old, from the date of application)
/
Construction on Self-Owned Plot Expansion/Extension of existing Housing Unit

� ��
Amount Applied for Rs.: 2,000,000/- :�‫ا� ���  �  ر‬، �‫رو‬ Tenor: 15 Years :‫�ت‬
Applicant’s own contribution through Equity Rs.: �  �  ���‫در�ا�  د��ن  �  ا�  �  �ا‬
: �‫ رو‬، �‫ذر‬
��
BANKING RELATIONSHIP � �  �� �
Are you an existing BOP customer?
� ‫��  آپ  ا�  �  او  � � � � � �؟‬
‫�ں‬ ��

Yes No Your Account Number: �  �‫ا�و‬
‫آ�  ٴ‬:
PERSONAL DETAILS ‫ذا� ��ت‬
Name Mr./Mrs./Ms. (In block letters): ��  ‫ )�ے  �وف‬.� /� /�  ‫)�م‬: Muhammad Atif Imran
(As is appearing in your CNIC) (��  �  �  ‫)��  �رڈ‬
Date �of Birth (dd/mm/yyyy) Gender (Please tick):
� �
Male Female Others
� �  �‫ �ل( �ر‬، ���� �� � ، ‫) دن‬ �  �  ���  �‫� )�ا‬ ‫�د‬ ‫�رت‬
2 5 1 2 1 9 8 9
�‫��ا‬ (�� ‫��  اور‬
��
CNIC Issue Date: ‫��  �رڈ  �ر�  ا�اء۔‬: 2 1 2 0 2 0
CNIC No.: 3 2 2 0 3 7 5 8 1 3 1 9 9 �
� ������ � �
� ‫��  �رڈ‬: CNIC Expiry Date:‫�۔‬  �‫��  �رڈ  �ر‬: 2 1 2 0 3 0
� (Please tick): Single
� ��
Marital Status Married Divorced Widow/Widower
‫� ����دى  �ہ‬ �  �‫��( ازدوا‬�  �  ���  �‫)�ا‬: ‫�دى  �ہ‬ ����  ‫�ق‬ ‫ � ���ادار‬/‫� ���ہ‬
No. of Dependents: ‫�  ا�اد  �  �اد‬: 6
� ��
Residential Status (Please tick): � �  ��‫��( ر‬�  �  ���  �‫)�ا‬: Resident Pakistani ��‫��ن  �  ر‬
Father’s / Spouse Name: ‫ �و�  ��م‬/ �‫ وا‬: Muhammad Afzal

CNIC No.: �  ‫��  �رڈ‬.:


Mother’s maiden Name: ‫وا�ہ  �  �دى  �  �  �م‬: � Kaniz Nisaran Begham
� �� ����
Educational Qualification (tick the highest): �� �����  � (�� �  �  �  �‫)�  �  ز ���دہ  وا‬:
�� � �� � � ��
Matric ‫��ك‬ Intermediate �� ��‫ا‬ Bachelors �� ��� Others ‫��  اور‬

Current Residential Address: �  ��‫��دہ  ر‬: Ward No 8, Mohallah Norani Masjid


Multan Road, Chowk Azam, District Layyah
� �� �
Current Residence Status (House/Flat) (Please tick): � �  ��‫��� ��( ��دہ  ر‬/�): (�� 
� �  ���  �‫) �ا‬
Owned Rented Parents’/Joint Family Others (Please � specify):
�‫ا‬ �  �‫�ا‬ ��
‫ ��  ��ان‬/��‫وا‬ �  ‫ ��ص‬:
‫��( ��  اور‬
(
Monthly Rent: ��‫���  �ا‬ 6,000/- Residing Since (Year): ‫)�ل( ر��  �ت‬: 5 Months
Phone No/Cell No..: � � � /�  ‫�ن‬.: 0302-7753337 � � �
Email address: �‫اى  ���  ا�� �ر‬: atifimran757@gmail.com

�  ��‫)ا�  او��  �  � �  ر‬:


)
Permanent Residential Address (if different from above):

� � ��‫�� � ����  ��� ���  ا‬:


�‫�ر‬ �‫د‬
Preferred mailing address: Resident ��‫ر‬ Office

Applicant(s) Signature: �‫در�ا�  د��ن  �  د‬:

Page 1 of
EMPLOYMENT DETAILS ‫�ز� � ��ت‬

FOR SALARIED: �‫دار‬ �  ‫�اہ‬
�� Private Job

Occupation/Profession: �/‫�رو�ر‬:
Type of Employment (Please tick): (�� �  �  ���  �‫�ز�  �  � ) �ا‬ �
� � � � �  ‫ا�� � ��ك‬
Contract �‫��ا‬ Permanent � Adhoc Deputation ���‫ڈ‬ � Others ‫��  اور‬

Employer/Company Name/Address: ������‫ا‬/�/‫�  �  �م‬: TAB Builders, 5th Floor, Zahoor Plaza, Blue Area Islamabad
Employer is (Please tick): ������‫��( ا‬
�  �  ���  �‫)�ا‬: � �� � �
� � ��‫�ا‬
Government ‫��رى‬ � Semi Government ‫�  ��رى‬ Private Ltd. � � � � �
Others (Please specify): (�� �  ‫��  اور )��ص‬
� � �
Designation & Department: ‫ڈ��ر�  اور  �ہ‬ � � : Sales / Business Executive Date of Joining: �� �  �‫�ر‬: 13- Oct - 2020
Gross Monthly Income: ‫�  ��� �اہ‬: 40,000/-
Office Contact No.: �  �‫د�  را‬: 051-8739410
Previous Employment (if applicable): (�  �  ��  �‫��  �ز� )ا‬

Company Name: ‫�  �  �م‬: Designation From to


‫�ہ‬ � �
FOR SELF EMPLOYED PROFESSIONAL / BUSSINESSMAN ONLY:

�� �� ‫ں‬
  �‫� وا‬
  � ‫� �رو�ر‬
  ‫ذا‬/‫ى ا�اد‬
  ‫ف �رو�ر‬
  �

Occupation/Profession: �/‫�رو�ر‬:
��
�  �  ‫ �رو�ر‬/‫ا��ى‬/�
Type of Business/Profession/Industry: � :
Company/Business Name and Address: �/ �  ‫�رو�ر  �  �م  اور‬:

Share in Business (%): � � � Date:


Establishment
� �  �  �‫ا‬
� �  �  ‫ �رو�ر‬.:
Business NTN No.:
�  ��  ‫( �رو�ر‬%): �  �‫�ر‬:
‫��م‬ �  �‫ا‬
Duration of Business: ‫ �رو�ر  �  �ت‬:
�  �  ���  �‫���  ��د�  �  � )�ا‬
Type of Legal Entity (Please tick): (��
���
Partnership ‫�ا�  دارى‬ Proprietorship �  ��‫�و�ا‬ Others: ‫��  اور‬:
Office Premises (Please tick): Owned Rented
�  �  ���  �‫)�ا‬:
‫��( د�ى  �ود‬ �‫ذا‬ � �‫�ا‬
MONTHLY INCOME & EXPENDITURE ‫��� آ��  اور ا�ا�ت‬

��‫���  آ‬
(Amount in Rs.)
(��  �‫)ر�  رو‬
(Amount in Rs.)
MONTHLY INCOME
‫ا�ا�ت‬
EXPENDITURE
(��  �‫)ر�  رو‬
Gross Income ��‫ ��  آ‬40,000/- Rent ��‫�ا‬ 6,000/-
Tax
�� Utilities �� 1,000/-
� �
��  �  ��  �  ��  �  ������‫ا‬
Loans Deducted Education 0
by Employer
� Transport ‫�ا�رٹ‬ 3,000/-
Other Deductions ‫���ں‬
�  ‫دو�ى‬ Kitchen � 7,000/-
Total Net Monthly Income �‫ �  ���  آ��  �  ر‬40,000/- Card / Loan Payments �‫ ��  �  ر‬/ ‫�رڈ‬
Other Expenses ‫دو�ے  ا�ا�ت‬ 10,000/-
Total Monthly Expenditure ‫�  ���  ا�ا�ت‬ 27,000/-
��
BANKING LIABILITIES ‫� ��  �  وا�ت‬
��
Bank Name ‫� � �م‬� Branch �‫�ا‬ Facility Type �  �  �� Outstanding Amount of Loan �‫��  �  ر‬

PERSONAL ASSETS ‫ذا�  ا��  �ت‬


�� ��
Details and Type of Assets (Land, House, � ,‫�ڑى‬, �‫)ز‬ � ‫ا�� �ت � �  اور‬
‫ ��ت‬ �
����
�  �� �  ��  �‫ ا‬, ‫د�  ا��  �ت‬
� �  ‫اور‬
Car & other assets, if any) ) Value

Nill

Co-Applicant Signature: �‫��  در�ا�  د�ہ  �  د‬:



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��
DETAILS OF PROPERTY TO BE FINANCED �  �  ��‫��  �  ��  وا�  �ا‬
‫��ت‬
Kindly provide details of the Property for which you require financing. �� � � �
� ،�  ‫�ا�  ���  �ا��  �  ��  ����� �  �ورت‬
�  �‫��ت  �ا‬
.��
Existing Owner’s Name: ‫��دہ  ��  �  �م‬: CNIC No: �  ‫��  �رڈ‬:

� ��‫�ا��  ا‬:
Property Address: �‫�ر‬

�  �  �  ��  ���):
(Please fill if identified): (��

Property Type (Please tick): �  �  ���  �‫)�ا‬:


�  �  ��‫��( �ا‬

Open Plot ‫�ٹ‬ House � Apartment �‫ا�ر‬ / Flat �� ���
COVERED AREA: �� � ��‫ا‬: (Sq.Ft) Total Plot Area: (�  �‫�ٹ  �  � ا�� � �� )�ا‬: (Sq.Ft) (�  �‫)�ا‬

UNDERTAKING ��  ‫ا�ار‬
I/We the undersigned do hereby declare that I/we am/are Pakistani National(s) and undertake to maintain this status, atleast untill full & final

settlement of the financing from the Bank.
� �
� �
‫�� ��ار‬ �  �  ‫�  ��� ���  �  �  اور‬
 ���  �‫ ا‬، �  �‫اد‬
��
�  �  ‫ �  ��  ���  �ى  �ں  ۔  اور  ا�ار  ��  �ں‬،‫��  ��  �ں‬ � � �  ��
� ٰ�����  ‫�ں‬
‫ر�ں  �۔‬
(a) I/We understand that in the event the Bank agrees to finance any amount in the aforesaid property as admissible under its rules,
regulations and procedures, I/we the undersigned do hereby declare and undertake that decision of the Bank in respect of the following shall be
binding on me/us and I/we shall not be absolved from this undertaking any time during the period of the financing:

� � �� � ��
�  ‫�� �����ٰ ا�ار  اور‬
� � ،�  ��  ‫��  �  � ���  �ر‬�  �  �  ��  �� �‫�  درج  ��  �ا‬ � �
�  �‫( �  ��  �ں  �  �  ا�  �ا�  و  �ا�  �  �رو‬a)
�  �‫ ا‬،�
�� � �
‫�  �  ��  �  ��  ر�ں  �  اور  � ���  �  �ت  �  دوران  اس  ��ے  �  �ف  �  ��ں  �۔‬ � �  �  �  ‫ �  �ر�  �ذ�  �ت‬،‫��  �ں‬
(i) The assessed cost of land and cost of construction thereon;

��
(ii) The fixation of additional amounts be paid in case of default in making payments of dues by the due date.

� � �� � � ���� � �

� � �� � ‫( ز�  �  ��  � �ہ  ��  اورا‬i)
‫س  �  ��  �  ا�ا�ت‬
����  �  �‫ادا‬  �  ‫ادا�  �  ��  �  �رت  ��  ا��  ر�م‬
�  �  ‫�ر�  �  ا�ط‬  ‫( �  �ہ‬ii)
(b) I/We undertake to open an account with the Bank as may be designated by it if this application is accepted and hereby undertake to
furnish all required postdated cheques/Irrevocable Direct Debit Advice/standing instructions to the bank, as per the details provided by the Bank
from time to time in order to pay off charges related to the facility as may be applicable.


��
�  ‫�  اور  ا�ار  ��  �ں‬ � � � � � ،�  ‫�  ��  � ا�و�  ��ں‬
�  ‫اور�ں‬ � ��  �  ‫�  �ا ��ت‬ �
�  ‫� �ں  �  اس  در�ا�  �  �ل  ��  �  �رت‬ �  ��  ‫�  ا�ار‬
� (b)
� � � � � ��� �� � � ��

�  ��‫�  ��  �  ��  �  ڈا‬
��  �‫ڈ�  ا�� �وا‬ �
�  �  �  �‫��  ا�ق  ��  �ر�  �  ادا�  �  �  �م  �ورى  �ر‬، ���  �  ‫� �ت‬ � �  �  ‫�  �  دى‬ �
�� ��� ��
‫ � ��  �وں  �۔‬،������‫��  ا‬ � �  �  � �
(c) That I/we do hereby authorize the Bank to obtain information/data regarding my/our financial and personal details from any credit
bureau, agent and financial institution companies for purposes of processing my/our application and monitoring my/our facilities/account. Further
I/we authorize the Bank to disclose/share information/data about my/our account/facilities to/with any other credit bureau, agent, banks, financial
institutions or companies as the Bank considers appropriate from time to time. I/We also understand that external agency charges and all other
charges are non-refundable even if my/our application is rejected.

� � � � ،‫�  �  ��� � �ٹ  � ���رو‬، �  �  �‫د��  ���ت  � �ا‬ � � �� �� �


�  ‫��  ادارے‬� �  ‫ا�  اور‬ �  ‫�ے  ا����  اور‬ � �  ‫ا�س  در�ا�  �  �ا������  اور‬،�  ��  ‫�ں‬ �  � (c)
� � � � �
‫�  ��  �  �  ���ى  اور  ���ے‬ � �  ‫د�  �ں‬� � �  ‫�  ����   �  ا�زت‬ � �  ��  ‫��ت ��  ��  �  ا�زت  �د��  �ں۔اس  �  �وہ‬ �  �‫�  ����  اور  ذا‬
� ‫ا‬
� � � � � ��� �
��  �  ‫�۔�  ��   �  ��  �ں‬ �  �‫�  ��  ��� ���  ادارے  اور  ����� ���  �د‬ � ،�‫ ا‬،‫ا����  اور  � ���ت �  �م  ��ت  �  �  دو�ے  ���� �ٹ  � ���رو‬
‫د��ا�ا�ت  ���  وا�  � ��  ۔‬ �  ‫ا�  اور‬ � �  �‫ �م  � ���و‬،�  ��  ‫در�ا�  رد  ��  �  �رت‬

Page 3 of
UNDERTAKING ��  ‫ا�ار‬
(d) That I/ we do hereby declare that there is no default against me/us as a borrower/customer or as guarantor at any bank/financial institution.
I/We also indemnify that subsequently if any default appears in any credit bureau after registration and processing of any investment case at the
Bank, the application fee so deposited by me/us with the bank/financial institution for obtaining housing finance facility will be forfeited and not
� � � �
refunded to me/us.
� �  ��‫ڈ‬ � � ��
��  �   ��  ��  ‫�  �۔‬ � �  ��  ‫�  �  ���ے  �ف‬ �  �  ��  ��  ‫ ��ار‬/�  �  ‫�  ��  ��� ���  ادارے‬ �  �  �  �  ‫( ��  ا�ار  ��  �ں‬d)
� � �
�  ��  ‫ �  �ؤس‬،�  ��  ��  ���‫�ے  �ف  �  �  ��� �ٹ  � ���رو  �  �ڈ‬ � �  �‫�  �  �  ����   �رى  ��  ��  ا‬
� � � � ��������
� �  ‫��  اور‬

� ‫�د��  �ں  �  �  از  ر‬
� � �� � � �
‫�  ��  � �  ادارى  �  ���ى  �  �ا�  �  �  ���  وا�  �ر  �  �  �  �  ��  �۔‬ � �  �  �  ‫�ل‬
(e) I/We declare that all the information presented above is correct and complete to the best of my/our knowledge. I/We also hereby authorize
the Bank, or it’s duly appointed agents, to contact my place of residence, work, and/or references to verify any of the information provided by me in
this application.
That I/we further declare that this application form and undertaking shall form part of and be deemed to have been incorporated in the Finance
�� �
Agreement to be executed by me/us.
�  ‫�  ��  اس‬�  �  ‫ �م  درج  ��  ��ت  در�  اور  ��  � ��۔  ��  � ���ں  اس  �ت  ��  ا�زت  �د��  �ں‬،��  �  �  ‫( ��  ا�ار  ��  �ں  �  ���ے‬e)
‫��  �  �  � ��۔‬ �  �  ‫ د�  ��  �ا�  �ت  �  را�  �  �  اس  در�ا�  ��  دى  �  ��ت‬،��‫�ى  ر‬ � �  ‫�ر  �دہ  ��ے‬
�� � � �  �  �  ��  �  �‫ا‬
‫�  ��  �وں  �۔‬ � �  �  ‫��  �  �رت‬
(f) I/We will inform bank in case there is change in any of my/our telephone number/address.
�� � �  �  �  ��  �  �‫( ا‬f)
‫�  ��  �وں  �۔‬� �  ‫��  �  �رت‬
Primary Applicant: ‫ا�ا�  در�ا�  د�ہ‬:
Name: ‫ �م‬Muhammad Atif Imran
CNIC No.: �  ‫��  �رڈ‬.: 3 2 2 0 3 7 5 8 1 3 1 9 9

Signature: �‫د‬: Signature (As per CNIC):


(��  �  ‫) ��  �رڈ‬: �‫د‬
Thumb Impression: ‫ا��  �  �ن‬:
Co-applicant (if applicable): (�  �  ���‫��  در�ا�  د�ہ )ا‬

Name: ‫�م‬

CNIC No.: �  ‫��  �رڈ‬:


Signature: �‫د‬: Signature (As per CNIC):
(��  �  ‫) ��  �رڈ‬: �‫د‬
Thumb Impression: ‫ا��  �  �ن‬:
1. REFERENCE
Name:
Father’s Name:
CNIC No.:
Residential Address:

Cell No.: Landline No:

2. REFERENCE
Name:
Father’s Name:
CNIC No.:
Residential Address:


Cell No.: Landline No:
��
FOR BANK USE ONLY ��  ‫�  ا�ل‬�  ‫�ف‬

Case Referred by
� � � �
Direct Sales Branch Others
‫ر��ڈ‬�  �� � ��‫ڈا‬
�  �‫�ا‬ ‫��  اور‬
� �
��‫آ‬�  �‫ �ا‬/‫ر�� ��  وا�  ر�دار  �  �م‬ �
� �������� �
Name of Referring Relationship/Branch Officer:

Designation: ‫�ہ‬: � ������‫ا‬: � � ‫�ن  ا‬:


Emp. No: Phone Ext: �


Branch/Sales Hub: �  ��� / �‫�ا‬ City: �: Branch Code: ‫�ا�  �ڈ‬:

Official E-mail: ����  ‫ آ�����  اى‬:
� � �
Hub/Sales Manager/Branch Manager � �  ��� / �
� /�� � � �  �‫�ا‬ Page 3 of

� ����
FORM-B (CO-APPLICANT SECTION) �  ‫)��  در�ا�  د�ہ‬
� �  ‫)�رم‬

CO-APPLICANT PERSONAL DETAILS ‫��  در�ا�  د�ہ  �  ذا� ��ت‬ �



Name Mr./Mrs./Ms. (In block letters): (�  ‫ � ) �ے  �وف‬/� /�  ‫�م‬
(As is appearing in your CNIC) (��  �  ‫)��  �رڈ‬
� ��
Date of Birth(dd/mm/yyyy) ‫ �ل‬/������ �/ ‫��ا� دن‬ � �  �‫)�ر‬
)
��
CNIC No.: CNIC Issue Date: ‫��  �رڈ  �ر�  ا�اء‬:
�  ‫��  �رڈ‬: � ������� � �
CNIC Expiry Date: �  �‫��  �رڈ  �ر‬:
Gender (Please tick): �� �  �  ���  �‫� )�ا‬: Male ‫�د‬ Female ‫�رت‬ Others ‫��  اور‬
)
� ��
Marital Status (Please tick): �
� �  �‫��( ازدوا‬�  �  ���  �‫)�ا‬:
Single ‫��  �دى  �ہ‬� Married ‫�دى  �ہ‬ Divorced ����  ‫�ق‬ � � �� �
Widow/Widower ‫��ادار‬/‫�ہ‬

No. of Dependents: ‫�  ا�اد  �  �اد‬:


� ��
Residential Status (Please tick): �  �  ���  �‫� )�ا‬
(�� �  ��‫ر‬
� �
Resident Pakistani ��‫ن� ر‬
  �� Non-Resident �� ��� ��‫�ن ر‬ (Specify) (‫)��ص‬ Passport No.: � ‫��رٹ‬:
Father’s / Husband’s Name: ‫ �و�  �  �م‬/ �‫وا‬:

CNIC No.: �  ‫��  �رڈ‬:


Mother’s maiden Name: �  �  ‫وا�ہ  �  �م  �دى‬:

Relationship with the Primary Applicant: �‫ا�ا�  در�ا�  د�ہ  �  ��  ر‬: �
� ����
Educational Qualification (tick the highest): �  �  �  ‫��� ����� �� )�  �  ز ���دہ‬
(��
� �
� � ��‫ا‬ � ��
Matric ‫���ك‬ Intermediate � �� Bachelors �� ��� Others ‫��  اور‬
Current Residential Address: �  ��‫��دہ  ر‬:

� �� �
Current Residence Status (House/Flat) (Please tick): �  �  ���  �‫)�ا‬: �
(�� �  ��‫��� ��( ��دہ  ر‬/�)
Owned Rented Parents’/Joint Family

Others (Please specify):

�‫ذا‬ ��‫�ا‬ � � /‫��  ��ان‬


��‫وا‬ �  �  ��  ���) ‫�� اور‬
(��
Monthly Rent: ��‫���  �ا‬: Residing Since (Year): (‫ر��  �  �ت )�ل‬
� � �   � �� ‫ى‬
Phone No/Cell No..: � �/� 
‫�ن‬..: Email address: �‫� ا�� �ر‬   ‫ا‬:
Permanent Residential Address (if different from above):

(�  �  �  �  �‫)ا�  او‬: �  ��‫�  ر‬


�‫�ر‬� � ��‫�������  ��� ���  ا‬: ��‫ر‬ �‫د‬
��
Preferred mailing address: Resident Office

CO-APPLICANT EMPLOYMENT DETAILS �  �  �‫��  در�ا�  د�ہ  �  �ز‬


‫��ت‬ �

Yes ‫�ں‬ ��
No �

Income Clubbing:

FOR SALARIED: ��  �  ‫�ف  �اہ  دار‬


��
Occupation/Profession: �
�/‫�رو�ر‬:
�  �  ���  �‫)�ا‬:
�  �  �‫��( �ز‬ �
��
Type of Employment (Please tick):
� �‫ڈ‬ �
Contract �‫��ا‬ Permanent � Adhoc Deputation �� � � �  ‫ا�� ��ك‬ Others ‫��  اور‬

Employer/Company Name/Address:   / �/������‫ ا‬:


‫�  � �م‬
(��
Employer is (Please tick): �  �  ���  �‫ا������  � )�ا‬ � �� � �
‫��رى‬ � � �  �� ��‫�ا‬
Government
� Semi Government ‫�  ��رى‬ Private Ltd. � �
Others (Please specify): �� �  ‫��  اور )��ص‬:
)
� ��
Designation & Department: �‫ڈ��ر‬ � �  ‫ �ہ  اور‬: �  �‫�ر‬:
Date of Joining: ��
Gross Monthly Income: ��‫�  ���  آ‬:

Co-Applicant(s) Signature: �‫��  در�ا�  د�ہ  �  د‬


� :
Page 5 of
Office Contact No.: � �‫آ�  را‬:
Previous Employment (if applicable): (�  �  ��  �‫��  �ز� )ا‬

Company Name: ‫�  �  �م‬: Designation ‫�ہ‬ From � to �


FOR SELF EMPLOYED PROFESSIONAL / BUSSINESSMAN ONLY:

�� ‫ں‬
  �‫� وا‬
  � ‫� �رو�ر‬
  ‫ذا‬/‫ى ا�اد‬
  ‫ف �رو�ر‬
  �

��
Occupation/Profession: �/‫�رو�ر‬:

��
Type of Business/Profession/Industry: ‫ا��ى‬/�/�  �  ‫�رو�ر‬:
Company/Business Name and Address: �  ‫�رو�ر  �  �م  اور‬/ �:

Share in Business (%): � � � Date:


Establishment
� �  �  �‫ا‬
� �  �  ‫�رو�ر‬:
Business NTN No.:
�  ��  ‫( �رو�ر‬%): �  �‫ �ر‬:
‫��م‬ �  �‫ا‬
Duration of Business: ‫�رو�ر  �  �ت‬:
�  �  ���  �‫���  ��د�  �  � )�ا‬
(��
���
Type of Legal Entity (Please tick):

Partnership ‫�ا�  دارى‬ Proprietorship �  ��‫�و�ا‬ Others ‫��  اور‬:

Office Premises (Please tick): �  �  ���  �‫د�ى  �ود)�ا‬


(�� Owned �‫ذا‬ Rented �  �‫�ا‬

MONTHLY INCOME & EXPENDITURE ‫��� آ��  اور ا�ا�ت‬

��‫���  آ‬
(Amount in Rs.)
(��  �‫)ر�  رو‬
(Amount in Rs.)
MONTHLY INCOME
‫ا�ا�ت‬
EXPENDITURE
(��  �‫)ر�  رو‬
Gross Income ��‫��  آ‬ Rent ��‫�ا‬
Tax
�� Utilities ��
� �
��  �  ��  �  ��  �  ������‫ا‬
Loans Deducted Education
by Employer
� Transport ‫�ا�رٹ‬
Other Deductions ‫���ں‬
�  ‫دو�ى‬ Kitchen �
Total Net Monthly Income �‫�  ���  آ��  �  ر‬ Card / Loan Payments �‫ ��  �  ر‬/ ‫�رڈ‬
Other Expenses ‫دو�ے  ا�ا�ت‬
Total Monthly Expenditure ‫�  ���  ا�ا�ت‬

��
BANKING LIABILITIES ‫� ��  �  وا�ت‬
��
Bank Name ‫� � �م‬� Branch �‫�ا‬ Facility Type �  �  �� Outstanding Amount of Loan �‫��  �  ر‬

PERSONAL ASSETS ‫ذا�  ا��  �ت‬


�� ��
Details and Type of Assets (Land, House, � ,‫�ڑى‬, �‫)ز‬ � ‫ا�� �ت � �  اور‬
‫ ��ت‬ �
����
�  �� �  ��  �‫ ا‬, ‫د��  ا��  �ت‬
�  ‫اور‬
Car & other assets, if any) ) Value

Co-Applicant Signature: �‫��  در�ا�  د�ہ  �  د‬:


Page 6 of
Documentation Requirement – Salaried Segment Original / Copy

Loan Application Form (LAF) along with CF Undertaking Original


Product Disclosure Sheet Original
Valid CNIC of applicant & Co-partner (where applicable) Copy
2 passport size color Photographs of applicant & Co-partner (where applicable) Original
Undertaking for first time homeowner Original
Proof of allotment, transfer and/or Title Document of the property to be mortgaged Copy

Direct Debit Authority (DDA) & Employer’s certificate mentioning that payroll account
Original
maintenance shall continue with the lending Bank (where applicable)

Proof of Employment (along with length of employment) for example:


• Employment letter
OR
• Employment Certificate Original / Copy
OR
• Any valid documentary evidence from employer
Formal Sector Employees

Income Proof document (salary breakup and deductions to be clearly mentioned)


for example:

• Current Salary Slip


Original / Copy
OR
• Salary Certificate
• Account Maintenance Certificate along with last 6-month Bank statement Original
with Salary Credits Original

Notes:
- Maximum of 60 days old salary slip & Bank Statement may be accepted
- Online / e-salary slips are acceptable with positive verification
- Original salary slip / e-slip does not require stamp or sign.

In case customer is employed in informal sector, one of the following documents


shall be required to assess customer based on proxy income or repayment
surrogates, for example: Copy
Informal Sector Employees

• Rent Agreement
Original
OR
• Rent Payment declaration
OR Copy
• Utility Bills
OR Copy
• Telco Bill
OR Copy
• School Fee Challan
OR
Copy
• Any other valid expense document (as per defined Income proxy)
Documentation Requirement – Salaried Segment Original / Copy

Loan Application Form (LAF) along with CF Undertaking Original


Product Disclosure Sheet Original
Valid CNIC of both applicant & Co-partner (where applicable) Copy
2 passport size colour Photographs of applicant & Co-partner (where applicable) Original
Direct Debit Authority (DDA) (where applicable) Original
Undertaking for first time homeowner Original
Proof of allotment, transfer and/or Title Document of the property to be mortgaged Copy
Proof of Business (stating ownership and length of business) for example: Copy
• Partnership Deed
OR Original
• Bank Certificate for Sole Proprietor / Partnership
OR
Copy
• NTN Certificate
OR
• Rent agreement of office Copy
Formal Sector Self Employed

OR
• Professional Degree / Diploma &/OR Valid Membership of applicable Copy
Professional body
OR
• Any other valid acceptable business document verifiable from authority Copy / Original
fulfilling minimum business tenor requirement.

Income assessment document

• Account Maintenance Letter along with at least recent 6 months Bank


Statement
Original
Notes:
- Maximum of 60 days Bank statement may be accepted
- Original Bank statement with bank stamp

In case customer is employed in informal sector, one of the following documents


shall be required to assess customer based on proxy income or repayment
surrogates, for example:
Informal Sector Self Employed

Copy

• Rent Agreement
Original
OR
• Rent Payment declaration
OR Copy
• Utility Bills
OR Copy
• Telco Bills
OR Copy
• School Fee Challan
OR
Copy
• Any other valid expense document (as per defined Income proxy)

*Stage-ll documentation requirement

Notes:
1. NAPHDA and/or the relevant financial institution(s) may require additional information as may be
required by NAPHDA or any other law/regulation.
2. The above list of Documentation Requirements for Salaried and Self Employed are relevant to the
application stage of end-user mortgage financing. The documentation requirements and legal formalities
to be fulfilled, after the facility application has been approved by the relevant financial institution(s), such
as legal documentation required to be stamped, signed and witnessed at the time of signing of
/disbursement, may be prescribed separately

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