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Mr. Ramesh Lakshminarayanan, ClO & Group Head - IT, HDFC Bank Limited Mr Ramesh Lakshminarayanan is the Group Head - Information Technology at HOFC Bank, Designated Chief informanion officer (CiO), Mr Ramesh wil be responsible for taking the Banks technological transformation journey to the next level His role will cut across verticals atthe bank. He wll be responsible for technology strategy, strengthening foundational cechnology, enhancing the dightal capabilities ‘and hamessing new age AI/ML technology solutions for the bank. Ramesh joins the bank from CRISIL, where he spent 3 years as Chief Technology and information Officer. In this role, he was responsible for transformation of CRISIL'S businesses by leveraging technology, data and analytics. He joined CRISIL after @ big data and analytics starc-up - Pragmactx Services Pvt Lid ~ chathe co-founded was acquired by CRISILin 2017. Aan induscry veteran with aver 25 years of ex; Ramesh has held leadership positions wich organizations such as Citibank, ABN AMRO Bank, and Kotak Mahindra Group. Ramesh holds a Bachelor's degree in Physics from Mumbai University and an MBA from University of Pune. In his free time, Ramesh likes to watch cricket and listed to

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