AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &

CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

US Consumers Demanding Bringing the Racketeers to Justice and Upholding the Constitutional Laws

Consumer: Case : Violations of FDCPA & Pertinent Laws

_________________________________©,
In Propria Persona Sui Juris Joined Motions (to be supplemented)
Respondent/Declarant and Petitioner,
on Counter-Claim, Disputing the alleged debt Disclosure of the Debt Collectors’ Default,

to Validate/Verify the alleged Damages

Vs.
Demand for Investigation of Extortion.
____________________________________,
____________________________________
Monitoring Adherence To Laws: PSFORCR
Extortionists and Respondents

AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &

CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

Table of Contents:

1. Terms:
2. Maxim:
3. Introductory Certification:
4. Plain Statement of Facts:
Part I – Brief History of the Case:
Part II – Demands for a Complete & Accurate Verification-Validation:
Part III – Consequences of Debt Collector’s Default:
Part IV – Forbidden Release of Consumer’s Private Data:
5. Default by the Debt Collectors:
6. Conclusion:
7. Proof of Service:
8. Notary Verification:

1. The Terms: Affiant, Citizen, & Consumer are used interchangeably.

Document – unless stated otherwise, refers to Predicates of this Instrument (DCDCEOR)

Extorting debt collectors: ___________________________________________________________________
Address:________________________________________________________________________________
_______________________________________________________________________________________

2. Maxim: Those who extort, pay much more one day!

3. Introductory Certification:
1
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

Consumer: _____________________________________________________©, the Undersigned Affiant,

hereinafter “Affiant,” does hereby solemnly swear, declare, and state, in the presence of a Witness, who,
voluntarily, signs below, as follows:

I) Affiant is competent to state the matters set forth herewith.

II) Affiant has personal knowledge of the facts stated herein.

III) All the facts stated herein are true, correct and complete in accordance with Affiant’s best firsthand knowledge
and understanding, and if called upon to testify as a witness Affiant shall so state.

IV) The Witness has reviewed the Extortion Letters of the Debt Collectors & confirms that the Consumer’s
Documents are based on the contents of the Extortion Record & provoked by such & only such.

V) The Witness confirms the proper mailing in her presence & accuracy of the mailing certificates.

VI) The Witness is ready to testify to the events & acts, personally observed by him.

VII) Bringing the Extortionists to Justice is demanded, such being a direct duty of the Authorities in charge.

4. Plain Statement of Facts:

Part I – Brief History of the Case:

1) On or about _______________Affiant received Presentment, dated ________________ from:

_________________________________________________ [extortionists],
(hereinafter referred to as “Debt Collector”) included herein by reference.

2) In Response to the above cited presentment, Affiant, as respondent, sent, by Registered Article Number
RR _____________________________________US, (hereinafter referred to as Predicates to Establish
acts of RICO by the Enterprises on the Record &/or Violations of the FDCPA), with the following
enclosures: Offer of Performance, Notice of Reservation of Right to Initiate a Counterclaim and File
against Bond and Debt Collector Disclosure Statement, properly addressed to the Debt Collector.

a) Affiant noticed Debt Collector that:

1) Affiant was not presented with the properly verified, validated, & acceptable evidence of all claims vs. him;
2) No damages to the parties extorting monies have been proved;
3) On the contrary, the evidence exists that the extorting monies from the Consumer proceeded to extort in
their ,own name, claiming that the Consumer owes them monies (FRN) by the virtue of a contract with
them, which they allegedly bought, while the Consumer has, neither entered into any Agreement with
them, nor has given any explicit & implicit consent to such.

b) The Consumer has claimed that:

2
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

1) the alleged debt is not valid,

2) has been disputing the alleged debt, from the onset of contacts till now, the acts of which demand, being
based on Law, the following:

I) and that upon receipt of Notice Debt Collector must cease all collection activity regarding the alleged
account/debt until Affiant is sent the requested certified verification as required by the Fair Debt and
Collection Practices Act.,
II) as well, answer ALL Discovery Demands, FIOA inquiries, and any questions, pertaining to the debt
collection asked of the debt collector.

c) There is no evidence that the debt collectors have not received the documents mailed to them – all proof
is accurately retained.

d) Affiant, without waiver of any defense, and for the purpose of resolving the matter in good faith, gave the
debt collectors a fair opportunity to substantiate their claims and/or adhere to the Laws fully.

e) The Consumer has, also, clearly disclosed that any default in answering the Documents mailed to the
debt collectors, constitutes:

1) an admittance of al the charges,

2) violations of Laws, &
3) wrongdoings by each count outlined in the Documents presented to the debt collectors.

Part II – Demands for a Complete & Accurate Verification-Validation:

1) Affiant notices that Debt Collector concerning the Documents presented to them, hereinafter “Verify-Validate”
that Debt Collector had the options by answering in writing:
(a) Accept charges;
(b) Reject Charges, providing proof of compliance with Laws on their account; or
(c) Object & Disprove the charges regarding each count.

2) Debt Collector was noticed that the offer of payment of that certain sum of money that Debt Collector
alleges/asserts claiming Affiants debt, duty, obligation, and liability, including interest and penalties, was made
dependent upon performance by Debt Collector of Conditions Precedent concerning which Affiant/Offer or is
entitled by the fundamental principles of American Jurisprudence and law; namely, provision by Debt Collector of
certified verification & validation, based on the precise counts/questions raised of the alleged debt, accompanied
by documentary evidence establishing the factual basis for Debt Collectors right to collect the alleged debt by
providing the requisite certified Proof of the legitimacy of their Acts, including:

a) Certified under Oath, pursuant to the Penalty of Perjury:

b) exact Copies of all agreements;
c) of assignment;
d) negotiation;
e) transfer of rights, and the like, and;
f) indicating whether Debt Collector is the current owner, assignee, holder, etc., with evidence of Affiants
consent with any such agreement if a novation;
3
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

g) All relative commercial instruments, contracts, and the like containing Affiants bona fide signature
(subjective theory);
h) Any evidence of an exchange of a benefit;
i) as well as exchange of a detriment (implied contract);
j) Any evidence of any series of external acts giving the objective semblance of agreement
(objective theory);
k) All other documentary evidence between Affiant and Debt Collector
that Debt Collector relies upon in making Debt Collectors presumptive claim;
l) Name and address of original creditor who, allegedly sold the account for the amount stated;
m) A certified copy of any judgment;
n) In addition to any, other evidence that must be supplied in order to provide complete &
accurate proof, excluding any fraud & extortion under RICO.

3) Affiant noticed Debt Collector that, in, its minimum, in accordance with law as codified at 15 USC § 1692g(b): “If
the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) of their
section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of
the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the
debt collector obtains verification of the debt or a copy of a judgment, of the name and address of the original
creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the
consumer by the debt collector.” (Underline emphasis added by Affiant.)

4) Any Consumer has, also, a Right to demand a legitimate proof of all claims submitted vs., him & receive the
detailed & clear to an unsophisticated Consumer answers, prima facie, based on the Federal & State’s Rules of
Evidence.

5) The Consumer has explicitly & implicitly demanded both options: A) & B), as stated above, of the debt
collectors.

6) Affiant expected a response regarding her Demands within a reasonable period of time of receipt of the
Document, which is, customarily, set at twenty-one (21) days, not counting day of service.

7) Affiant did not waive timeliness. Debt Collector made no request in writing before expiration of said twenty-one
(21) day period, as described above in statement 11, requesting an extension of time which would have been
considered by Affiant if any such request for extension of time had been received by Affiant.

8) Based on the fact of another extortion letter received by the Consumer, regarding the same, alleged account, it
is reasonably, concluded by the Consumer that the debt collectors, referenced above, have sold the evidence of
debt or the alleged Contract they acquired in violations laws to another firm, which may or may not be affiliated
with the them.
Therefore, it is demanded by the Consumer to be answered:

Admit or Deny that you, debt collectors, as named above, have committed the acts, as stated in 8).
Yes or No?
Provide explanation if any.

Part III – Consequences of Debt Collector’s Default:

4
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

1) Affiant noticed Debt Collector that in the event that Debt Collector did not respond regarding Offer within the
customary time limit for response, and there had been no request for extension of time, with good cause shown
therein, within said time period, then that means that the Debt Collectors tacitly agree that Debt Collectors have
no bona fide, lawful, verifiable claim regarding their, alleged account, that Debt Collectors waives any and all
claims against Affiant, and that Debt Collector tacitly agrees that Debt Collectors must compensate Affiant for all
costs, fees, expenses, & emotional stress, & sufferings incurred, being subjected to
the Extortion & defending against any collection attempts by Debt Collector regarding the alleged account.

2) Based on the above, the Debt Collectors who failed & defaulted to validate & verify their claims vs. the
Consumer as demanded by the Consumer pursuant to the Rules of the Federal & State’s Evidence, such Debt
Collectors proceeds in fraud & unlawful monetary gain based on any sale of the Privileged & private information
concerning the consumer, for which not only the Debt Collectors have no consent from the Consumer but are,
clearly, prohibited by Law & stated so by The Consumer in writing in the Document received by the Debt
Collectors.

3) Affiant notices Debt Collectors that “verification” is defined (in Black’s Law Dictionary, Sixth Edition) as follows:
“Confirmation of correctness, truth, or authenticity, by affidavit, oath, or deposition. Affidavit of truth of matter
stated and object of verification is to assure good faith in averments or statements of party.”

4) Affiant further noticed Debt Collector that any future communication received by Affiant from Debt Collector, in
written as well as any other form, absent the above-cited “verification of the debt,” irrespective of the inclusion of
any photocopy of any related invoice, statement, bill, summary, agreement, and the like, constitutes Debt
Collector’s tacit admission, confession and agreement that Debt Collector has no lawful, bona fide, verifiable claim
regarding the alleged account/debt & does proceed in outright Extortion under RICO & such Acts.

5) The “Debt Collector Disclosure Statement” was included with the above cited Document Predicates to Establish
acts of RICO by the Enterprises on the Record &/or Violations of the FDCPA or the purpose of ensuring that Debt
Collector’s “verification of the debt” is executed in accordance with the law as codified at 15 USC § 1692(g) & all
the Pertinent Federal & State’s Rules of Evidence & Rights of Consumers to have claims vs. them to be
substantiated by prima facie & not unsupported theories, and even, outright Extortion.

6) The above stated Document has not been completed by the Debt Collectors and was not received by Affiant
within Twenty-one (21) days of Debt Collector’s receipt of the Predicates to Establish acts of RICO by the
Enterprises on the Record &/or Violations of the FDCPA and enclosures.

7) The Debt Collector was noticed that the “Debt Collector Disclosure Statement” is not a substitute for, nor the
equivalent of, the requested certified verification of the record, i.e. Confirmation of correctness, truth or
authenticity, by affidavit, oath or deposition” (Black’s Law Dictionary, Sixth Edition, 1990), regarding the alleged
debt, and must have been completed in accordance with the Fair Debt Collection Practices Act, 15 USC §
1692(g), applicable portions of Truth in Lending (Regulation Z), 12 CFR 226, and demands by the Consumer,
clearly, having a Constitutional Right to have all charges/claims to be substantiated by the Federal & State’s Rules
of Evidence & beyond a reasonable doubt cited in the Consumer’s Document.
8) Debt Collector was noticed that Debt Collector’s failure to give Affiant full disclosure regarding the nature and
cause of Debt Collector’s claim concerning the alleged debt, any false representation of the character or legal
status of the alleged debt by Debt Collector, or any threat of action that cannot legally be taken, in violation of the
applicable law, by Debt Collector, Affiant may initiate a counterclaim/claim against the official bond of Debt

5
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

Collector, as well as the bond of any principal, agent, assignee, and the like, of Debt Collector, whose
acts/omissions result in Affiant sustaining any tort injury.

9) Affiant also expressly included the “Document”, most clauses of producing prima facie, to ensure that Debt
Collector clearly and conspicuously made all required disclosures in writing in accordance with applicable portions
of Truth in Lending (Regulation Z) 12 CFR 226 and that the “Debt Collector Disclosure Statement,” all, applicable
Laws.
10) All of the above, had to be completed by Debt Collector and received by Affiant within the customary, twenty-
one (21) days of Debt Collectors receipt of the DISPUTE if Debt Collector wished Debt Collectors claim to be
considered by Affiant.

Part IV – Forbidden Release of Consumer’s Private Data:

1) Debt Collector was noticed that Debt Collector has a duty to prevent the alleged account from damaging Affiant
in any way and that Debt Collector confesses judgment and Affiant reserves the right to
(a) Initiate a counterclaim against Debt Collector;
(b) File a claim against the bond of any responsible party, including Debt Collector and all principals, agents,
and assignees of Debt Collector, whose acts/omissions result in tort damages against Affiant.

2) Undoubtedly, any sale of the alleged Contract, referring the Consumers’ private data and any release of the
latter’s Private Data to any, unauthorized by the Consumer Party(ies) subjects him to further harassment by such
Party, once it contacts Consumer without her permission, such contact, clearly, resulting from the previous debt
collectors acts causing such, unwarranted contact & harassment.

3) The Consumer holds the Debt collectors liable for such acts to the full extend of the Law & declares such fully,
hereto.

5. Default by the Debt Collectors:

1) Debt Collector has failed to provide Affiant full disclosure regarding the nature and cause of Debt Collector’s
claim concerning the hereinabove-referenced alleged debt (see the Document) by failing to verify the alleged debt
in accordance with the Documents’ clauses & all, applicable law.

2) Debt Collector has failed to provide Affiant full disclosure regarding the nature and cause of Debt Collector’s
claim concerning the hereinabove-referenced alleged debt (See the Document) by failing to provide Affiant with
the completed “Debt Collector’s Disclosure Statement”.

3) To the date, Affiant has not received any communication in writing, as requested within the Document, and
required by applicable law, regarding Debt Collectors allegations of debt, duty or obligation regarding the alleged
account from Debt Collector, except such communication as may be in violation of the Fair Debt Collection
Practices Act.
4) Debt Collector’s failure to provide Affiant with the requisite certified verification, validating the alleged debt
within the requirements of law as codified in the Fair Debt Collection Practices Act and the corresponding laws of
each state, signifies that Debt Collector has agreed that:

a) Debt Collector has no lawful, bona fide, verifiable claim regarding the above referenced alleged account;
6
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

b) Debt Collector waives any and all claims against Affiant; and;
c) Debt Collector agrees that Debt Collector will compensate Affiant for all costs, fees and expenses
incurred in defending against their and any and all continued collection attempts regarding the above
referenced alleged account.

5) Debt Collectors failure to respond regarding the Offer within the prescribed time limit for response, with no
request for extension of time with good cause shown therein, within said time period, signifies that Debt Collector
has agreed that Debt Collector has no bona fide, lawful, verifiable claim regarding their, alleged account, that Debt
Collector has waived any and all claims against Affiant and that Debt Collector agrees that Debt Collector must
compensate Affiant for all costs, fees, and expenses incurred defending against any collection attempts by Debt
Collector regarding the alleged account.

6. Conclusion:

1) Wherefore, these facts as stated and documented herein by Affiant, declare that Debt Collector voluntarily, by,
through and under the rule of “nihil dicit”, admits and confesses judgment and estoppels in favor of Affiant in the
above referenced matter.

2) It is requested of the persons involve din the RICO, as substantiated by the debt Collectors willful Default, not
to leave the US until further Notice if any from the Attorney General, as such is being contacted & evidence
submitted, in pursuit of the due investigation of the Parties on the record, as properly & timely warned in the
previous Document.

3) The Debt Collectors (the persons involved – not a corporate fiction but blood & flesh people working under its
umbrella) are accused of Extortion, as stated in the Document submitted.

Further Affiant sayeth naught.

______________________________________________________________
Affiants Name

Warning:

I. You have been warned adequately and have continued your extortion (RICO) despite failing to
verify/validate your, alleged
damages in the amount stated:
all correspondence is accurately retained
and submitted to the Authorities.

II. All witnesses are willing to testify before the Grand Jury Proceedings.

7. Proof of Service:

Certificate of mailing:

I, Consumer: _____________________________________________________, certify, that on

______ / ______, 200___, I mailed a true and correct copy of the above and foregoing document(s) to:
7
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

Firm: ____________________________________________________________________________
Address: _________________________________________________________________________
___________________________________________________________________

Respectfully submitted,
/s/ Consumer: _____________________________________________________
Sui Juris
All Rights Reserved,
Without Prejudice,
Adherence to the Constitutional Laws Demanded.

Monitoring: PSFORCR (In Propria Persona For Reinstatement of the Civil Rights)
532 Neptune Ave.
P.O. Box 245230
Brooklyn, N.Y. 11224
psforcr@yahoo.com

8. NOTARY VERIFICATION:

IN WITNESS WHEREOF, the Citizen(s)/Consumer(s) has/have executed this

AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)
on the date written below.

_____________________________________________________________________
8
 AFFIDAVIT BY THE CONSUMER DISCLOSING DEBT COLLECTORS’ DEFAULT &
CONFIRMATIOIN OF EXTORTIOIN ON RECORD (DCDCEOR)

Name:

_____________________________________________________________________
Witness 1:

_____________________________________________________________________
Witness 2:

ACKNOWLEDGMENT

State of ________________ )
) ss.
County of _______________ )

On the ______ day of ______________ in the year 200_____ before me, the undersigned, a notary public in and
for said state, personally appeared: _____________________________________________________________,
__________________________________________________________________________________________
personally known to me or proved to me on the basis of satisfactory evidence to be the individual(s) whose
name(s) is (are) subscribed to the within instrument and acknowledged to me that he/she/they executed the same
in his/her/their capacity(ies), and that by his/her/their signature(s) on the instrument, the individual(s), or the
person upon behalf of which the individual(s) acted, executed the instrument.

______________________________________________________________
Notary Public