ICICI

FOR APP SCORE- A, B & M FOR APP SCORE- C & BLANK NTH BELOW 50K
MUTLIPLIER
>=75K >=50K - <75K >=75K >=50K - <75K >=35K - <50K 30K - <35K
ELITE
A, B M A, B M ICICI NTB ICICI NTB ICICI NTB ICICI NTB
12 8 7 7 7 7 7 7 7 7 6 6 5
24 15 13 14 13 13 13 13 13 11 10 11 10
36 21 18 18 18 18 18 18 18 17 16 15 14
48 27 22 24 21 22 22 21 21 17 16 17 16
60 30 24 26 23 24 24 23 23 21 20 20 19
>=75K >=50K - <75K >=75K >=50K - <75K >=35K - <50K 30K - <35K
GOVERNMENT
A, B M A, B M ICICI NTB ICICI NTB ICICI NTB ICICI NTB
12 8 7 8 7 7 7 7 7 6 5 6 5
24 16 13 16 13 13 13 13 13 10 10 9 9
36 22 18 22 18 18 18 18 18 15 15 11 11
48 26 23 26 21 21 21 21 21 17 16 16 14
60 31 27 31 25 23 23 23 23 20 20 NA NA
>=75K >=50K - <75K >=75K >=50K - <75K >=35K - <50K 30K - <35K
SUPER PRIME
A, B M A, B M ICICI NTB ICICI NTB ICICI NTB ICICI NTB
12 7 7 7 7 7 7 7 7 7 6 6 5
24 13 13 13 13 13 13 13 13 11 10 11 10
36 18 18 18 18 18 18 18 18 17 14 15 11
48 25 23 24 23 22 22 21 21 17 16 17 16
60 28 24 26 23 24 24 22 22 21 20 20 19
>=75K >=50K - <75K >=75K >=50K - <75K >=35K - <50K 30K - <35K
PREFERRED
A, B M A, B M ICICI NTB ICICI NTB ICICI NTB ICICI NTB
12 7 7 7 7 7 7 7 7 6 5 6 5
24 13 13 13 13 11 11 11 11 10 9 10 9
36 18 18 18 18 15 15 15 15 14 13 14 11
48 23 22 23 23 18 18 18 18 16 15 16 15
60 27 24 25 23 20 20 20 NA 19 NA NA NA
>=75K >=50K - <75K >=75K >=50K - <75K >=35K - <50K 30K - <35K
OPEN MARKET
A, B M A, B M ICICI NTB ICICI NTB ICICI NTB ICICI NTB
12 7 7 7 7 7 7 7 7 6 5 6 5
24 13 13 11 11 11 11 11 11 8 7 8 7
36 18 18 13 13 13 13 13 13 10 7 10 7
48 22 22 15 15 15 15 15 15 11 7 11 7
60 24 24 NA NA NA NA NA NA NA NA NA NA

FOIR ELITE SUPER PRIME PREFERRED GOVERNMENT OPEN MARKET

30K - <50K 55% 55% 50% 55% 50%
50K - <70K 65% 65% 55% 65% 55%
70K - 100K 70%* 70%* 60% 75%* 60%
>100K 75%* 75%* 65% 75%* 65%
* IF CUSTOMER HAS HOME LOAN FOIR IS 75%, OR ELSE FOIR IS 65%

HYDERABAD, BANGALORE EMERGING CITIES

SALARY NORMS ICICI NTB ICICI NTB
ELITE 30000 30000 30000 30000
GOVT 30000 30000 30000 30000
SUPER PRIME 30000 30000 30000 30000
SUPER PRIME BASIS SALARY 35000 35000 30000 35000
PREFERRED 40000 40000 35000 40000
40000/ 35000
OPEN MARKET 35000 (CIBIL vintage 35000 40000
>12month)
PENSIONERS 30000 30000 30000 30000