NQPSMTRŠ

2

 <6J3@2C5 4@?EC@==6C

‡‡‡ 52/$1' $ 785%2 )$&76 ‡‡‡ ‡ 6HWWLQJ =RQH 0,', &KDQQHOV FRQW

7KH $ LV D SRZHUIXO QRWH 0,', FRQWUROOHU 7R VLPSOLI\ WKLV SURFHGXUH OHW©V EHJLQ E\ ZRUNLQJ RQ
NH\ERDUG ZLWK WKH NH\ UDQJH DQG IHHO RI D FRQFHUW RQH ]RQH
JUDQG SLDQR 6\VWHP ([FOXVLYH LQIRUPDWLRQ FDQ EH  )URP WKH PDLQ VFUHHQ SUHVV 9LHZ WKHQ SUHVV
VWRUHG LQ D 3DWFK ZKLFK FDQ DOVR WUDQVPLW RQ IRXU =RQH
LQGHSHQGHQW 0,', =RQHV  6HOHFW WKH ]RQH \RX ZLVK WR VHW E\ ILUVW SUHVVLQJ
WKH =21( EXWWRQ WKHQ WXUQ RII 62/2 DQG 087(
‡ ,QLWLDOL]LQJ
EXWWRQV
 +ROG GRZQ WKH VW UG WK EXWWRQV XQGHU WKH  1RZ VHOHFW ]RQH WR EH HGLWHG XVLQJ $ % & RU '
GLVSOD\ VFUHHQ DQG WKH &+$11(/ EXWWRQ EXWWRQV
 3UHVV DQ\ FXUVRU EXWWRQ  3UHVV WKH (',7 EXWWRQ DQG XVH VOLGHU  WR VHW WKH
0,', FKDQQHO 1RWLFH WKDW WKHUH ZLOO EH 0,',
%HIRUH XVLQJ WKH $ \RX PD\ ZLVK WR SOXJ D FKDQQHOV WKDW FDQQRW EH DVVLJQHG 7KLV LV
IRRWVZLWFK LQWR WKH SHGDO  MDFN ,W LV VHW E\ GHIDXOW EHFDXVH WKH $ ZLOO QRW OHW \RX DVVLJQ WKH
IRU VXVWDLQ RQ DOO =RQHV VDPH 0,', FKDQQHO WR PRUH WKDQ RQH ]RQH
‡ 6HWWLQJ .H\ =RQH /LPLWV
‡ 6HOHFWLQJ 3DWFKHV 7KH $ FDQ WUDQVPLW RQ  VHSDUDWH ]RQHV HDFK
7R VHOHFW SDWFKHV RQ WKH $ ZLWK LWV RZQ XSSHU DQG ORZHU NH\ERDUG OLPLWV 7R VHW
 3UHVV WKH 3$7&+ EXWWRQ LI LW LV QRW DOUHDG\ OLW WKH NH\ OLPLWV RI WKH  ]RQHV
 6HOHFW EDQN DQG QXPEHU RI WKH GHVLUHG SDWFK  )URP WKH PDLQ VFUHHQ SUHVV 9LHZ WKHQ SUHVV
XVLQJ 3$7&+ %$1. DQG 3$7&+ 180%(5 =RQH
EXWWRQV  6HOHFW WKH ]RQH \RX ZLVK WR VHW E\ ILUVW SUHVVLQJ
WKH =21( EXWWRQ WKHQ WXUQ RII 62/2 DQG 087(
‡ 0XWLQJ DQG 6RORLQJ =RQHV RU 2XWSXWV
EXWWRQV
7KH  0,', RXWSXWV IURP WKH $ FDUU\ LGHQWLFDO  1RZ VHOHFW ]RQH WR EH HGLWHG XVLQJ $ % & RU '
LQIRUPDWLRQ 7KLV DOORZV GLIIHUHQW PRGXOHV RU EDQNV EXWWRQV
RI PRGXOHV WR EH HDVLO\ PXWHG RU VRORHG  3UHVV WKH (',7 EXWWRQ DQG XVH VOLGHUV  DQG  WR
VHW WKH ORZHU DQG XSSHU NH\ ]RQH OLPLWV
7R PXWH DQ RXWSXW
 3UHVV WKH 287387 EXWWRQ LI LW LV QRW DOUHDG\ OLW ‡ $VVLJQLQJ 3URJUDP &KDQJHV
 3UHVV WKH 087( EXWWRQ LI LW LV QRW DOUHDG\ OLW 7KH $ ZLOO WUDQVPLW D SURJUDP FKDQJH IRU HDFK
 7R PXWH DQ RXWSXW SUHVV WKH FRUUHVSRQGLQJ ]RQH ZKHQ D 3DWFK LV VHOHFWHG 7R VHW WKH SURJUDP
RXWSXW EXWWRQ XQWLO LW LV XQOLW $FWLYH WUDFNV DUH OLW QXPEHU VHQW E\ HDFK ]RQH
PXWHG WUDFNV DUH XQOLW  )URP WKH PDLQ VFUHHQ SUHVV 9LHZ WKHQ SUHVV
 7R VROR DQ\ RXWSXW SUHVV WKH VROR EXWWRQ WKH =21( EXWWRQ
FRUUHVSRQGLQJ RXWSXW EXWWRQ  6HOHFW WKH ]RQH \RX ZLVK WR VHW E\ ILUVW SUHVVLQJ
WKH =21( EXWWRQ WKHQ WXUQ RII 62/2 DQG 087(
7R PXWH D ]RQH EXWWRQV
 3UHVV WKH =21( EXWWRQ  1RZ VHOHFW ]RQH WR EH HGLWHG XVLQJ $ % & RU '
 3UHVV WKH 087( EXWWRQ EXWWRQV
 $FWLYH ]RQHV DUH OLW PXWHG ]RQHV DUH XQOLW  3UHVV 3UJP&K DQG PDNH VXUH WKH =RQH OLJKW LV
 7R VROR DQ\ ]RQH SUHVV WKH VROR EXWWRQ RQ
FRUUHVSRQGLQJ ]RQH EXWWRQ  7XUQRQ WKH (GLW OLJKW DQG XVH WKH %DQN DQG
1XPEHU EXWWRQV WR VHW WKH GHVLUHG SURJUDP
‡ 6HWWLQJ =RQH 0,', FKDQQHOV QXPEHU
%HIRUH GRLQJ DQ\ HGLWLQJ RQ WKH $ LW LV LPSRUWDQW  7XUQ RII WKH (GLW OLJKW
WR XQGHUVWDQG WKDW WKH $ KDV QR EXIIHU PHPRU\
7KHUHIRUH DQ\ HGLWV DUH PDGH GLUHFWO\ RQ D SDWFK
DQG WDNH HIIHFW LPPHGLDWHO\ )RU WKLV UHDVRQ \RX
VKRXOG RQO\ WXUQ WKH (',7 OLJKW RQ ZKHQ PDNLQJ D
FKDQJH WKHQ LPPHGLDWHO\ WXUQ LW RII
 7KLV SURJUDP FKDQJH PHVVDJH LV QRZ
LQFRUSRUDWHG LQWR WKH =RQH \RX FKRVH RQ WKLV
3DWFK 5HSHDW WKLV SURFHVV IRU DQ\ RWKHU =RQH
\RX ZLVK WR LQFRUSRUDWH D 3URJUDP &KDQJH
PHVVDJH LQWR

7%6 ‹  5RODQG &RUSRUDWLRQ 86  'RPLQLRQ &LUFOH /RV $QJHOHV &$