WAQAS MEHMOOD.

House # 12,13 Street # 65 Mustafabad Lahore.

Phone# +92-3214332488 Email: undistributed@hotmail.com

OBJECTIVE

To seek a position that includes personal involvement in establishment and achievement of company goals. To
be a part of a dynamic learning, research and supporting team with the dedication to implement and execute my
skills.

Professional Profile and Value

A high functioning specialist operation with an accumulative experience of 8 years in areas of Payments
Operations, Integration in Pakistan & UAE

PROFESSIONAL EXPERIENCE

FIRST ABU DHABI BANK (Payments Operations) 14th April 2019 – 27th August 2020

Responsibilities / Accomplishments:

 Distribution management for inward and outward local currency and foreign currency customer payment
instructions receive from CCS/Loan/Expense department.
 Process LCY/FCY payments (MT202, MT103, MT210, MT199) through GLOBUS-T24 to meet agreed
SLA and TAT.
 Responsible to make note for Pre-Facto errors of processor on daily basis.
 Handling enquiries on email and following Cops Online Team for urgent enquiries.
 Reconciliation of LCY / FCY payments after agreed Cut-Off Time.
 Check and release NAK messages for both FCY and LCY from SWIFT Alliance Application and NEST
UAEFTS.
 Fully aware of the local and international AML regulations process related to KYC, CDD, EDD and
FATCA
 Engage with the UAT team for end to end testing and act as UAT test lead
 Fully aware of the payments flow in various channels / systems as an operations analyst according to the
compliance requirements. Worked as a compliance analyst in AML team due to which can understand
AML related activities easily
 Reconciliation of Nostro Accounts on daily basis.
 Responsible to clear outstanding Nostro charges related to inward & outward payments.
 Preparation of proofing for other departments as assigned by Senior Management.
 Responsible to check and reconcile for all SWIFT incoming messages related to concern departments.
 Responsible to check EOD productivity of each processor.
 Provide cross departmental training to other operational staff members.
 Managing all UATs for payments Department.
  Managing for business support UATs and implementation of new products and functionalities in the
Payments Processing System.
 Inward Remittance Unit
 Handle and process all Inward Remittances coming through UAEFTS.
 Handle all Inward FCY-Remittances coming through Correspondent Banks.

BANK AL HABIB LIMITED (YSA-CBD & CMU Operations & Sales) 09th July 2012 till 12 March 2019

Responsibilities / Accomplishments:

Problem solving periodic meetings with the existing corporate clients for feedback and informative/educating
purposes.
• Deliver lectures and address training sessions of BDO’s to introduce cash management products and services.
• Part of a product development team that successfully on boarded numerous clients on API and barcode.
• Assist managers in creating SOP’s regarding operational activities as and when required.
• Pay successful visits to high-end and middle-tier corporate customers during initial presentations to aid
product take-up and solution delivery.
• Liaison point for corporate customer group on all unresolved technical/support issues, to take ownership of
their queries on cash management issues.
• Ensure soothing e-banking transactions for our top tier customers by timely coordination with IT and ADC as
and when necessary.
• Effectively manage collection accounts and dividend accounts, and does real time monitoring of all On-line
Cash Management Transactions.
• Prepare and analyze detailed reports to track sales, profitability, and quality of new log-ins and recommend
improvements.
• Do effective data analysis of different data using spreadsheets/tools for business requirement.
• Successfully done numerous joint calls with BM’s and RM to develop new business relationships and to
provide quality customer service.
• Ensure timely availability of comprehensive reconciled MIS reports on Hourly/daily/monthly basis to valued
CMD clients.
• Successfully processed bulk disbursements for the numerous ‘Bulk Disbursement’ clients after performing due
diligence.
• Positively arranged numerous (collection) and (payment) arrangements for the new and existing
corporations/SMEs, etc.
• Positive coordination with IT and EBR department for mistreated and un-reconciled transactions pertaining to
CMD clients to assure uninterrupted services for our valued clients.
• Meet new customers and offer those Cash Management Products i.e. collection, bulk disbursement, IPO and e-
dividend arrangements.
• Prepare intra office reports for addressing different issues and present them to the decision making
management.
• Coordinate with the branches regarding various day to day matters related to Cash Management Division.

PROFESSIONAL TRAININGS

 One month comprehensive Basic Banking Training course by TDC Bank AL Habib Ltd.

ABILITIES

 Certified in Bank AL Habib CBT courses like business Continuity Planning.

 Proficient application of Microsoft Office & Internet explorer in reports generation and preparation of
business documents.
  Ability to motivate people and developing public relations.
 Ability to communicate, flexibility, intelligence, willingness to accept responsibility, goal
achievement, punctuality.
 Very effective at managing teams, assigning tasks, supervising and evaluation

PROFESSIONAL EDUCATION

 UNIVERSITY OF CENTRAL PUNJAB, LAHORE 1ST DIV

2011
Masters of Business Administration (Majors in Banking & finance)
 Punjab College of Commerce, Lahore 1ST DIV 2007
Bachelors in Commerce
 GOVERNMENT SHALIMAR COLLEGE, Lahore 1ST DIV
2005
Intermediate in Computer Sciences
 DON BASCO HIGH SCHOOL, Lahore 1ST DIV 2002
Matriculation in science

AREA OF EXPERTISE
______

 OPERATIONS (INWARD, OUTWARD, NOSTRO, VOSTRO & NBFI)

 INTEGRATION
 BUSINESS MANAGEMENT
 QUALITY ASSURANCE

SKILLS
____________________

 MS OFFICE (WORD EXCEL)

 SWIFT ALLIANCE

REFERNCES

 Shall be furnished upon request.