00 HOW TO AVOID. MONEY DISPUTES INFAMILIES P13, ‘THE Economic TIMEs | ti GLOBAL INVESTING Why and how to go about it Aglobal equity exposure has now become a necessary a mC diversification. Find @ = out how you can give your equity portfolio the global 5 ~ advantage. P2 oy Flexi-cap mat, (io, ome enn | 2 of doing interest fund for o~ nothing as | ‘from time you? 7 — Investor ‘deposits = po “P10 P11 = 4 eeGLOBAL INVESTING RE Cem el CoRR) elt ay eee UES leet EV aoc Nae ala) Maeva secu Oke e CN EMCI om Brey Poecover sary No longer a fad, but necessary diversification Geographical diversification helps Focus on quality ysomecimeago agateqany Yxysurewaseosireatu that ‘ydop podaeah noo nvestorscou inulgotn, Thats ag rire "very invest shuldave se Deoperdnumissocsportle nts ‘ene: Taenrestne esate band toeachanseratoprvis ana {tonal eusmee, ease ar. ‘oui fs proongsdsowtown nena flmistcmarkt tanassonsot nade {teperteninpy nesting seme partion fteegnmarsetsnatavestrongarowth “Thouehnthesortterm thereturas ‘rom rear marks reo ferent {fom hee oftmesteeus ce Inngerm returns tnestngin aaa ‘es cotewatoralavosiestion. ‘Morelmparene ros berarne smontsareasoameansto nasty ver ‘Seon teres ey newts “Tete senncant variance n3- and 5-year rots of US {us toc companies nave gained more and nian markets Uc markets nave lagged due fo rest than an fcr stoke Ce Coo 3950 4190 2750 2650 [] i i " year year se srocominateabyasen aunts. Asin ‘xampo tt eoneneatonotigh ond ‘reamparizsinenouSaucas Ape Aluratetapd Mersat TeScompanses inneeaptreaatargeshareotbe vate Foreign debt not as attractive as equities 2 ennesto freon nares, vest inaeotnstraneas borvery heave hesravsrs ‘wou icomnend vesting tndovaop ‘arktstecauseinvesingikss eve ‘peteounresceudatasigiartooun {eyrisk Butdondepedenuesstto hh bpereas GOP inet nendto vest {niractrictrennthereerencensre ‘sinteratoacesrve cure AI (aagresin cept sores and, nse Mind the impact of forex Aprissnnase, rrtecensnniierny ‘rena cabiemato meee Ses forse etna tnlrporeerteantnrne ‘Saortningipon inact insures, {beamertesumet operat ‘hist comminaitanetieamas ‘Strengthening forex adds to returns ‘But nis cus both ways. stronger rupee wil erode the returns 102 6 wae 2020 ‘guna. vervlowrentierest raise ran "Maighadoprecttngrapes wal ‘enhance torture org Abeer ‘es ns bene may otal compen fee toenegaetmeretlrentals ‘euecn ntiand ee dveoped mart ‘souvent Infelendeieregures Feline vce on dinars fe Since r nanmvstarse "Tetnrigtenchangeinpactongiobal Amestnenseasbahays tere Strenthensatntacarteny Wi (etined arena against tho repoon {tepastora year te pounaasesens Hoyecer na orexmorement emt) emlITGovdopmens whenconpared__suretotbhigh end scr ‘wmcouressinetndizynicnarele Trident, Utes canbe tougtin ‘dm inenarF uscnain erp if aro ns Soeten au sone hane soudomstnaveaneaposurotoUSeques, nryesumto vest youcansat bung Sourporumiowilnechaweauatserpe” —racapostthesareson Ot Indian debt is more lucrative ‘Bond yes in nia are signncaty niger tran im US. 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Catal good nareandcomsrue ed Bed SREB ws ses 146, vcvoans EES 5g Pete A 471 Chasers “71 3.3 fananasarogreaim esr (otal ais ° © Setomene sneacoar tos nisomplojer Hs Stouldbuyacoerrrnungaend pesca vere) io Sting. betainormaegee ror, ‘nuumere2soo0wreaue nis — ramen OorsmanesoNaeEH G ass Re Tax-saving investments ps cans oral S| Deepak ee Te EES | ASIST ay | Tovattaxsiveo PLM sie SSK OSA Pee | 242.343 ore TorLADassa.e 24st 20000 At CURRENT ean ary Other deductions orm 70.374 | 2912 | 0 a =. id ce «73,286 cosines Reis veworeemain 98009 29800 — San succes Ee =e Fee auction oan interest ° open 330,943 o [o 54a 23, Eo ecicalnsurance 025000 — rewanctor 30,943 aaamutual ‘i; PORTFOLIO Corpus sufficiently large PORTEOI to include other goals tna investors Raghu Kumar is saving for his child's education and retirement. Here's what the doctor has advised: know o eo °o COE” Bl cmpseoucanonssyers memeaNcoME2D os omnnsuannace zee EY =VE envesinaineouty Fy PRESENTCOST:225 ak ES PRESENT COST: €20 ath the right asian fy FUTURE cos: 71.39crore_ CORPUS REQUIRED: €5.8 crore. FUTURE COST: €1.33 crore funds and if their fund portfolio is on onde ‘ounr consetnsneee |= NOUN, ery rare rns porta ee 00 SEemesrEmuERenEReE Ee Doctor assesses the “Seat 9 p= neath fhe na ‘5% hike in SIPS, Avis Midcap (6.000 crease ann oy Lovey year 6000 portfolio, examines the caer Senemes ad cn i i eT TS saasee . suitability witnregarato = =a q ‘enereent oa ot the goals ana, it tereveeosemen. | siomalRep Seamer eMASMS| 9 required, recommends corrective measures. The ae ' are the doctor wate eral MiE2020 =r © advice given is based on eretoteresnan | penis ap (tes ics te @ theperformance of the Se a & pemennoian 000 SEasMEvower CEN ggeq Uns, Herik profile ot eros” | g ‘enero Gara the investor as wellas ‘equity neavy. Add wong Termemumtyvawe = 1.49021 ‘Feng rr setae eT © his financial goats. samemneam® — Stsmacip 291000 6000 trenasesnnssatematcotnt so00 soxtertooiaiee | UTFeKew a2t000 cmeoreonmnmcows 9 CTT tonsaatnnre inthe calculations eens rave 2200020900 ager 20000 suremareateest | 585 soz00 sunserrcnntesemerr acres 4000 oncina yer ‘eReducerisk when goat @) Mirae Asset Emerging eRe | +3090 6.000 yy SMES OKDTATIECIBEAMIMEG 6.999 tate ret Tora EEE epsom qutyrunds. Debtoptions Don't stop SIPs due to stock correction fears Vivek Gupta is saving for his daughters’ education and marriage. Here's what the doctor has advised: ° e eo Oo stems: | seavmemms | eastomos | sempemns PORTFOLIO EDUCATION: 9 years EDUCATION: 17 years (MARRIAGE 17 years manmunce:25 years CHECK-UP PRESENTCOST-E1SlakhPRESENTCOST:ASlakn _PRESENTCOST-2OIoN PRESENTCOST €2DIaKN« mest meaty uTuRecost<35:37bAN FUTURE COST: ®75.84 kh, FLTURECOST C63.A7 ako FUTURECOST-1.08er tunes orpawo yeas 7 Hasan stoped SPs re od we —___ ohana Tous Lurenereraausinss © Eugen sarc enose nase ie a FORHELP seve ‘Wvatsiowita® — Serwenyersotes ein hoomsseonamcrasmoS Macon eneun — NOMMNetand | Aeron ney [wots oats 3s Ear) Be) eee ees Siestercorecon Shachiooe Samet Tensnnmvmoens ampere «even malting nanan memnes © vouitosvattongtemewuty 71961 oases aoe eee Dortoloatientonce ¢Haeserenen puro ‘is aor asta Sr 5000 ayes. 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We pick some that add information and perspective to our articles from previous issues. ‘rieroeestoinconertry, “Finanetal edo bow yan win 1e-Thetablnsratinginvestnents ‘ane ectorer ats sadn “Theredeesnounotgetearried aay ‘ythematurtreorgusvalues Te ‘doin honing teste ‘Salsas Whi oaul al ‘Gienigereturm tabs cee {Get hehe Matson be ‘Sten, ata rane wi bo ‘alse Tay hee ‘Barks dominate rae ond Taretrasarythemontrastaid be arson ay Pri rota ‘avrg rough tospera when yout ‘ecceterapuretrm pony es Saving money isavirtue ‘eecover sey Fmarcneton: How ‘Rutonwistwsuaulendne ora {naga savngisarayse rn crt ‘Sng see tt aking pear ‘Selvin Thouadeiocannave Soon onehas abuse taster (arerenen. owmsabonse ancora, lsimperatortat ccd ‘Water hapensater asprin ‘Seomansmaryee sutclent neath cover foray. toe loonremmentsesarerseavean ir Image expe ity for apes Feat par romthe ae. Imo rot srpense ec ee ‘rut nteg wth mont mtn beets sn basd on you pete Sve Adaya tart nevingr on ana An upscale Delhi neighbourhood High-end homas and much frequented retall destinations dot this area in the capital. © LOCALITY SNAPSHOT GREATER KAILASH, NEW DELHI ‘tmimakerNPSanaternative Investnent vil ospetally or those ota coheed lr tery ear rainy reas = Ys = nenootumn, Tmo rakes ot Invuscngrigh bo auar a ‘eryearanly rovedouttne iit-gntyoteancal goad ‘Blansingand is implrontaton. ‘Tomer sca saresstu one res petioncea ems 10 ‘Svngs Tam sare fone acs {lows theres speteatty the blaanrewitrecestnte ironed ings Interment mdoyretrementos ‘Thesory-Istheehange MNP "beroturaproe pod You as ‘auber nena anbecaly Tnnarmatve Te chanyos ous ue Dy PRADA complementstncnanging ‘Soar ‘SUPPLY BY BHK 25HK 5% ‘ Upscale nelgnbournood in South Dei known for high-end residential and popular etal destinations « Proximity to Netru Pac, Saket District Centre, Bhikal Cama, Connaught Place and Oka Industral Area 3 BHK 60% «Social infrastructure include Summer Fie School, DPS, LS Cole. Phoenix Hostal, Fortis -0oc Hospital et (Popular M and W-lock markets offer a mix of oremium real stores and high-end eateries ‘Excellent acessibity through Outer Ring Road, Inner Ring Road ad Lala Lajpat Ral Road LocALTy Price Rent FY esa. femonthy) [acim 9900-14800 323004700 choragn Pack 1150021, 34100-54000 reference by Greer watasn 13000-23700 sooo t.ozano Cver@darea 50) Cweaerxatasn 2 1400073700 54900-104800, 7 annette 17500-2580 6600-107, 500, Hee 0