IFQBZFH OFP[P

P\ZBOK HBH NKGBZFDMO (MPOKGMO)

 Lmfcuofh [htuo Gkgkhunm \udfs

\udfs Ifpbrfh Ofsus
Ofsus Lbotkr Mhtkrhsnmp

 JI[L ZP Pkofrwfhdm

Lmsusuh bikn
lr. Gkmifhm Puifkgfh

Qkgjmgjmhd3
lr. G.\bnf
lr. Q. Nfhlbob

Z[GFN PFOM\ [G[G LFKZFN PKOFZTFHDM

OK@FGF\FH @MJFLFO- OFJ[QF\KH P[OFJ[GM
:16>
 

M. MLKH\M\FP QFPMKH
 Hfgf 3 \h K
[gur 3 56 tfnuh
Fifgft 3 Okjbh Qfif, @mjflfo 
Qkokrcffh 3 Qkokrcf Qfjrmo 

Ptftus 3 Ofwmh
 Hb ZG 3 ;5=>11
\fhddfi gfsuo ZP 3 = Gkm :16>

MM. FHFGHKPMP
Fhfghksms lmifouofh tfhddfi = Gkm :16>
Okiunfh utfgf 3 Okikgfnfh fhddbtf dkrfo 
ZQP / Orbhbibdms
Okikgfnfh fhddbtf dkrfo skjkifn omrm skcfo 6: cfg sgrs. Fwfihyf bs gkhdkiun

sfomt okpfif okgulmfh tmjf-tmjf bs tkrcftun. Okiunfh lmskrtfm lkhdfh jm`frf pkib
sknmhddf bs tmlfo ckifs sfft jkrjm`frf. Okiunfh pfhlfhdfh ofjur (-),
 jffi/okskgutfh (-), JFJ lfh JFO tmlfo flf dfhddufh.
dfhddufh.
ZQL 3 Zmwfyft sfomt yfhd sfgf ( - )
  Nmpkrtkhsm ( + ), tmlfo pkrhfn obhtrbi/ gkgmhug
gkgmhug bjft
  Z. Cfhtuhd (-)
  Z.LG ( - )
  Z.\rfugf okpfif (-)

ZQO 3 pkhyfomt yfhd sfgf ( - )

  Ptrbok ( - )
  Nmpkrtkhsm ( - )
Zmwfyft prmjflm 3 Zbobo ( - )
  Fiobnbi ( - )
Zmwfyft sbsmfi kobhbgm 3 pfsmkh flfifn pkokrcf pfjrmo lkhdfh gkhfhdduhd
skbrfhd mstrm lfh : brfhd fhfo. Jmfyf pkhdbjftfh lmtfhdduhd CFGPBP\KO.

MMM. QKGKZMOPFFH EMPMO 

Oksflfrfh 3 `bgpbs gkhtms, D@P K<U;G5 7 6;

Okflffh ugug 3 tfgpfo ikgfn
 

Umtfi Pmdh
 \L 3 641/661 ggNd

  Hflm 3 >=x/ gkhmt, rkduikr, msm `uoup, kqufi

 ZZ 3 :1x/ gkhmt

 Punu 3 04B@

 JJ 3 ;> Od
 \J 3 65> `g

 Ptftus dmzm 3 oksfh jfmo 

Ptftus Mhtkrhus

 Ouimt 3 wfrhf ouimt sfgf lkhdfh wfrhf ouimt skomtfr.

 Okpfif 3 gksbskefi

 Gftf 3o
ob
bhcuhdtmvf pf
pfipkpjrf pu
pu`ft (-
(-/-), mo
motkrmo (-
(-/-)

 Nmluhd 3 wfr
wfrhf oui
ouimt sfg
sfgf lkh
lkhdfh wfrh
wfrhff oui
ouimt sko
skomtfr, hf
hfef
efss `up
`upmhd
nmluhd (-), lkebrgmtfs (-), skptug lkvmfsm (-), obhof nmpkrkgms (-), pkgjksfrfh
obhof (-), skorkt (-).
 \kimhd
\kimhdff 3 wfrhf
wfrhf ouimt
ouimt sfgf
sfgf lkhdfh
lkhdfh wfrhf
wfrhf ouimt
ouimt skomtf
skomtfr,
r, hykrm
hykrm tkofh
tkofh
furmouif (-/-), hykrm tkofh gfstbml (-/-), hykrm tkofh trfdus (-/-), skrugkh (-/-),
GFK nmpkrkgms (-/-), GFK tkrlfpft gfssf (-/-), gkgjrfhk tmgpfhm mhtfok (+/
+).
 Guiut 3 Qkrbt ok frfn ofhfh, imp
impftfh hfsbifjmfi (+/-), sul
sulut guiut
ofhfh lfh omrm tmlfo smgktrms, ikgjfj (-), smfhbsms (-), ofrmks dmdm (-), stbgftmtms
(-), imlfn obtbr (-), nmpkrkgms (-), ormptk gkikjfr (-), uvuif nmpkrkgms (-), uvuif
gkgfhcfhd (-).
 Iknkr 3  oui
ouimt
mt skpkrt
skpkrtmm wfrhf
wfrhf skomtf
skomtfr,
r, pkgjks
pkgjksfrf
frfh
h okikhc
okikhcfr
fr tmrbml
tmrbml (-),
 pkgjksfrfh okikhcfr dktfn jkhmhd (-), lkvmfsm trfokf (-), btbt jfhtu pkrhfefsfh
(-)
 

  \nbrfx 3

Qfru Lkxtrf Pmhmstrf

 Lkpfh
6. Mhspkosm
Mhspkosm Pmgktrms, stftms, lmhfgms Pmgktrms, stftms, lmhfgms

:. Qfipfsm
Qfipfsm  Hykrm tkofh (-)  Hykrm tkofh (-)
Qkikjfrfh M@P (-) Qkikjfrfh M@P (-)
Ptkg erkgmtus lkxtrf7smhmstrf Ptkg erkgmtus lkxtrf7smhmstrf

0. Qkrousm
Qkrousm Pbhbr lm skiurun ifpfhd pfru Pbhbr lm skiurun ifpfhd pfru
Pufrf lfsfr vksmouikr  Pufrf lfsfr vksmouikr 

<. Fusouitfsm Zbhom (-) Zbhom (-)

Tnkkzmhd (-) Tnkkzmhd (-)

Jkifofhd
6. Mh
Mhsp
spko
kosm
sm Pmgktrms, stftms, lmhfgms Pmgktrms, stftms, lmhfgms

:. Qfip
Qfipfs
fsmm  Hykrm tkofh (-)  Hykrm tkofh (-)
Qkikjfrfh M@P (-) Qkikjfrfh M@P (-)
Ptkg erkgmtus lkxtrf7smhmstrf Ptkg erkgmtus lkxtrf7smhmstrf

0. Qkro
Qkrous
usmm Pbhbr lm skiurun ifpfhd pfru Pbhbr lm skiurun ifpfhd pfru

<. Fuso
Fusoui
uitf
tfsm
sm Pufrf lfsfr vksmouikr  Pufrf lfsfr vksmouikr 
Zbhom (-) Zbhom (-)
Tnkkzmhd (-) Tnkkzmhd (-)
 

  Cfhtuhd
Mhsp
Mhspko
kosm
sm 3 m`tu
m`tuss `brl
`brlms
ms tm
tmlf
lfo
o tk
tkri
rimn
mnft
ft
Qfip
Qfipfs
fsmm 3 m`tu
m`tuss `brl
`brlms
ms tkr
tkrfj
fjff lm M@P
M@P U : `g gklm
gklmfi
fi imh
imhkf
kf gml
gml`if
`ifvm
vm`u
`uif
if smhm
smhmstr
strff
hfguh tmlfo ouft fhdoft, tnrmii (-), puisus kpmdfstrmug (-), puisus
 pfrfstkrhfi (-), stkrhfi imet (-)

Qkrousm 3
  jftfs ftfs 3 M@P MM imh.pfrfstkrhfi smhmstrf

  pmhddfhd cfhtuhd 3 M@P MMM pfrfstkrhfi smhsmtrf

  jftfs ofhfh jfwfn 3 M@P U imh.stkrhfims lkxtrf.

  jftfs omrm jfwfn 3 M@P U : `g ok frfn gklmfi gml`ifvm`uif

smhmstrf
obhemdurfsm cfhtuhd 3 Lfifg Jftfs Hbrgfi

Fusouitfsm
Fusouitfsm 3 Pufrf cfhtuhd
cfhtuhd gurhm3
gurhm3 PM,PMM
PM,PMM (hbrgfi)
(hbrgfi) rkduikr.
rkduikr.
Pufrf cfhtuhd tfgjfnfh dfiibp (-), gurgur (-) PMMM (-), PMU (-)
  Fjlbgkh

Mhsp
Mhspko
kosm
sm 3 Qkr
Qkrgu
guof
offh
fh lftf
lftfr,
r, wfrh
wfrhff sfgf
sfgf sk
skpk
pkrt
rtmm oui
ouimt
mt lm sk
skom
omtf
tfr,
r, mo
motk
tkrm
rmo
o (-)
(-)
Fusouitfsm 3 Jmsmhd usus (+) hbrgfi
Qkrousm 3 \mgpfhm skiurun rkdmb fjlbgkh, fs`mtks (-)
  Qkofo Nkpfr (+)
  \mlfo tkrlfpft hykrm oktbo dmhcfi lkxtrf/smhmstrf
Qfip
Qfipfs
fsmm 3 Hyk
Hykrm
rm tko
tkofh (-
(-),
), nkp
kpfr
fr lfh imkh
imkh tml
tmlfo tk
tkrf
rfj
jf, dmh
mhcf
cfii tml
tmlfo
fo tk
tkrf
rfj
jf

Ptftus Hkurbibdmo

 Brmkhtfsm 3 Jfmo

 Cfifh pmomrfh 3 Jfmo

 Ok`krlfsfh 3 Jfmo

 Lfyf mhdft jfru 3 Jfmo  

 Lfyf mhdft ifgf 3 Jfmo

 Okgfgpufh jm`frf 3 \krdfhddu ofrkhf pkib

 Pmofp tujun 3 Pusfn lmhmifm

 @frf jkrcfifh 3 Pusfn lmhmifm

 

 Dkrfofh fjhbrgfi 3 \mlfo flf

Hkrvm @rfhmfims

H M. (BIEFO\BZM[P)
(BIEFO\BZM[P) Nmluhd Ofhfh Nmluhd Omrm
Lfyf Qkgjfu Hbrgfi Hbrgfi

H MM.(BQ\MO[P)
MM.(BQ\MO[P) Gftf Ofhfh Gftf Omrm
Umsus 5/51 5/51
Qkhdkhfifh Tfrhf + +
Ifpfhd Qfhlfhd + +
Qkrlfrfnfh Frtkrm/Ukhf \mlfo lmifouofh \mlfo lmifouofh
Euhlus bouim \mlfo lmifouofh \mlfo lmifouofh
Qfpmi \mlfo lmifouofh \mlfo lmifouofh
Zktmhf \mlfo lmifouofh \mlfo lmifouofh

H.MMM(BO[IBGB\BZM[P) Gftf Ofhfh Gftf Omrm

Qtbsms - -
Dkrfo Gftf Ftfs + +
Dkrfo Gftf ok Jfwfn + +
Dkrfo gftf gklmf + +
Qupmi Lmfgktkr 0gg, msbobr Lmfgktkr 0gg, msbobr  
Zkeiko pupmi lmrk`t/mhlmrk`t +/+ +/+
Zkeiko fobgblfsm + +
Ptrfjmsgus lmvkrdkh - -
Lmpibpmf - -

H.MU (\ZBONIKFZMP) Gftf Ofhfh Gftf omrm

Dkrfo Gftf Iftkrfi jfwfn + +
Ptrfjmsgus Obhvkrdkh \mlfo lm ifouofh \mlfo lm ifouofh
Lmpibpmf - -

H U. (\ZMDKGMH[P)
(\ZMDKGMH[P) Okgfgpufh
Gkhddmdmt +
Gkgjuof guiut +
Pkhsmjmimtfs Guof ftfs +
Pkhsmjmimtfs Guof \khdfn +
Pkhsmjmimtfs Guof jfwfn +
Zkeiko obrhkf +
 

Zkeiko jkrsmh \mlfo lm ifouofh

Zkeiko gfssktkr +
Zkeiko zmdbgftmous \mlfo lm ifouofh
\rmsgus -

H UM. ( FJL[PKH ) Ofhfh Omrm

Dkrfo gftf iftkrfi + +
Ptrfjmsgus obhvkrdkh + +
Lmpibpmf + +

H UMM. ( EFPMFIMP ) Ofhfh

Okrutfh ouimt lfnm Pkcfcfr ofhfh lfh omrm
Oklmpfh gftf +/+
Impftfh hfsb-ifjmfi +/-
Pulut guiut Ofhfh lfh omrm tmlfo smgktrms
Gkhdkrutofh lfnm +
Gkhdkrutofh fims +
Gkhutup gftf +
Gkrmhdms +
\mo efsmfi -
Iformgfsm +
Lfyf ok`fp :/0 lkpfh \mlfo lmifouofh
Zkeiko emsub-pfipkjrf \mlfo lmifouofh
Zkeiko difjkiif \mlfo lmifouofh
Zkeiko furmouib-pfipkjrf \mlfo lmifouofh
\fhlf Gykrsbh \mlfo lmifouofh
\fhlf @nbvstko \mlfo lmifouofh

H UMMM. Ukstmjuib`b`nikfrms
Ukstmjuib`b`nikfrms Ofhfh Omrm
(FO[P\MO[P)
Gkhlkhdfr sufrf jkrjmsmo \mlfo lmifouofh \mlfo lmifouofh
Gkhlkhdfr lktmo fribcm \mlfo lmifouofh \mlfo lmifouofh
\ks Zmhhk \mlfo lmifouofh \mlfo lmifouofh
\ks Tkjkr \mlfo lmifouofh \mlfo lmifouofh
\ks Pwfjf`n \mlfo lmifouofh \mlfo lmifouofh

H.M^(DIBPBEFZMHDK[P
) Ofhfh Omrm
Frous efrmhd Pmgktrms Pmgktrms

Lkfeyifkookg`u
Z fp
ht6
fn/0 jkifofhd +
+ +
+
 

Pkhdfu - -
\krsklfo - -

H ^ (UFD[P) Ofhfh Omrm

Frous efrmhd Pmgktrms Pmgktrms
Lfyf ok`fp 6/0 jkifofhd + +
Jkrsufrf + +
Gkhkifh + +

H ^M (FOPKPBZM[P) Ofhfh Omrm

Gkgfimhdofh okpfif + +
Pmofp jfnu Pkcfcfr Pkcfcfr  
Gkhdfhdoft jfnu + +
\rbem btbt jfnu - -

H ^MM (NMQBDIBP[P) Ofhfh Omrm

Pmofp imlfn - Lkvmfsm
Frtmouifsm Qkib Qkib
\rkgbr imlfn - -
Gkhcuiurofh imlfn + +
Okouftfh imlfn + +
\rbem btbt imlfn - -
Efsmouifsm imlfn - -

JFLFH

 \rbem btbt puhdduhd 3 Pusfn lmhmifm

 \rbem btbt lflf 3 Hbrgbtrbem

  Hykrm gkgjuhdouoofh jflfh

jflfh 3 tmlfo lmifouofh

 Qfipfsm lmhlmhd pkrut 3 hykrm tkofh (-), nkpfr

nkpfr tmlfo hykrm tkofh, obhsmstkhsm
obhsmstkhsm hbrgfi,
tmlfo flf gfssf, pkrguoffh nfius. Imkh lfh dmhcfi tmlfo tkrfjf
 Ukrtkjrf 3 Hbrgfi

  Hykrm tkofh 3-

 Dkrfofh 3 \mlfo lmifouofh

 Pkhsmjmimtfs 3 +/+

 Zkeiko
Zkeiko lmhl
lmhlmhd
mhd pkrut
pkrut 3 \mlfo
\mlfo lmifo
lmifouof
uofh
h

 Zkeiko `r
`rkgfstkr 3 \m
\mlfo lm
lmifouofh
 

FHDDB\F DKZFO F\FP

Mhspkosm Ofhfh Omrm

Lrbp nfhl - -
Qmt`nkr”s nfhl - -
Tfrhf ouimt Pfwb gftfhd Pfwb gftfhd
@ifw nfhl - -

Obhtrfotur - -

Qfipfsm

Ikhdfh Ofhfh Omrm

Gbtbrmo3
Dkrfofh + -
Okouftfh ;,;,; <,<,<
\bhus Hbrgbtbhm Nmpkrtbhm
\rbem Hbrgbtrbem Hbrgbtrbem
Pkhsmjmimtfs (Zfjf) + -
Pkhsbrmo3
 Hykrm + +←
\krgms + +←
Zfjf + +←
Lmsormgmhfsm + +←
Qbsmsm + +
Umjrfsm + +←
Zkeiko Emsmbibdmo3
Jm`kps + +↖
\rm`kps + +↖
Jrf`nmb rflmfims + +↖
Jrf`nmb uihfrms + +↖
Zkeiko Qftbibdms
Nbeegfh \rbggkr - -

FHDDB\F DKZFO JFTFN

Mhspkosm Ofhfh Omrm

Lrbbp ebbt \mlfo lmifouofh \mlfo lmifouofh
Tfrhf ouimt \mlfo lmifouofh \mlfo lmifouofh
Obhtrfotur \mlfo lmifouofh \mlfo lmifouofh

Qfipfsm 3
 

\uhdofm Ofhfh Omrm

 

Gbtbrmo3
Dkrfofh + -
Okouftfh ;/;/; </</<
\bhus Hbrgbtbhm Nmpkrtbhm
\rbem Hbrgbtrbem Hbrgbtrbem
Pkhsmjmimtfs (Zfjf) + -
Pkhsbrmo3

 Hykrm
\krgms +
+ +←
+←
Zfjf + +←
Lmsormgmhfsm + +←
Qbsmsm + +
Umjrfsm + +←
Zkeiko Emsmbibdmo3
Qftkiif + +↖
F``nmiks + +↖
Zkeiko Qftbibdms
Jfjmhsom - +
@nfllb`o - -
Bppkhnkmg - -

D
P`bnrflkbehekr -- --
Gkhlki Jk`ntkrrkw - -
Zbsbimgb - -
Dbhlf - -
Oibhus3
Qftkiif - -
Ofom - -

OBBZLMHFPM IFHDOFN LFH OKPKMGJFHDFH

OKPKMGJFHDFH

@frf jkrcfifh 3 tmlfo lmifouofh

\ks Zbgjkrd 3 tmlfo lmifouofh

Ftfosmf 3 tmlfo lmifouofh

Lmslmflbonbomhksms 3 tmlfo lmifouofh

Zbjbuhl ekhbgkh 3 tmlfo lmifouofh

 Hmstfdgus 3 tmlfo lmifouofh

Lmsgktrm 3 susfn lmhmifm

 

tks tkiuhcuo-nmluhd 3 tmlfo lmifouofh

\ks tkiuhcuo-tkiuhcuo 3 tmlfo lmifouofh

\ks nmluhd-tkiuhcuo-nmluhd 3 tmlfo lmifouofh

DKZFO FJHBZGFI

E[HDPM UKDK\F\ME

Gmosm 3 Mhobhtmhkhtmf urmh (-), Zktkhsmb urmh (-), Fhurmf (-), Qbimurmf (-)

Lkekofsm 3 Mhobhtmhkhtmf fivm (-), Zktkhsmb fivm (-)

QKGKZMOPFFH QKH[HCFHD

6. Nfsm
Nfsmii ifjb
ifjbrf
rftb
tbrm
rmug
ug 3

Nkgbdibjmh 3 6;,=

Ikuobsmt 3 ;=11

\rbgjbsmt 3 65;.111

Nkgftbormt 3 <5,6

DLP 3 =0

[r 3 0;

@r 3 6,16

:. Nfsm
Nfsmii Jrfm
Jrfmh
h @t-
@t-P`
P`fh
fh 3
 

Oksfh 3 guitpki mhefro `krkjrm

lm pkrmvkhrmoki ifkrfims ofhfh obrhu fhkrmbr lfh ofpsuif
koskrhf ofhfh

Lmusuiofh 3

 Qrbemi impml

 Fsfg urft

 Kikotrbimt

Zksugk 3

6. Pujckotme 3 Okikgfnfh fhddbtf dkrfo skjkifn omrm skcfo 6: cfg sgrs. Fwfihyf bs
gkhdkiun sfomt okpfif okgulmfh tmjf-tmjf bs tkrcftun. Okiunfh lmskrtfm lkhdfh
 jm`frf pkib sknmhddf bs tmlfo ckifs sfft jkrjm`frf.

:. Bjckotme 3

O[3 @G

\\U 3 \L 3 \L 3 641/=1 ggNd

 

QE 3

Okpfif 3 ljh

Iknkr 3 pkgjksfrfh odj(-), CUQ ;+: `g N:B

\nbrfos 3

@br & puigb 3 ljh

Fjlbgkh 3 ljh

Kostrkgmtfs 3 ljh

Qx. Hkurbibdms 3 ZE (+) & ZQ (-), Qfrksk H.UMM lfh H.^MM Pmhmstrf

Qx. Gbtbrmo 3 ;;;;/<<<<

  ;;;;/<<<<

Qx.Ifj lfrfn LQI, DLP, [r, @r 3 ljh

Qx. @t-P`fh 3 Oksfh 3 guitmpki

guitmpki mhefro `krkjrm lm pkrmvkhtrmo
pkrmvkhtrmoki
ki iftkrfims
iftkrfims ofhfh obrhu
fhtkrmbr lfh ofpsuif kostkrhf ofhfh

0. Fssks
ssksg
gkht 3

 Lmfdhbsms oimhms 3

Nkgmpfrksms smhmstrf, Qfrksk H UMM smhmstrf, Qfrksk H ^MM smhmstrf,

 Lmfdhbsms ktmbibdm 3 Ptrbok Msokgmo (Hbh Nkgbrfdmo)

 Lmfdhbsms tbpmo 3 Puj`brtkx

<. Qifhhmhd 3

 @mtm`bimh :x:;1 gd mv

 Gk`bjfifgmh 0x;11 gd mv

 Fgiblmpmh 6x61 gd QB

 MUEL Fskrmhd ;11``/:< cfg

 

 Qkhlmlmofh

 Lmjkrmofh mhebrgkl `bhskht okpflf okiufrdf pfsmkh gkhdkhfm obhlmsm, tkrfpm,

lfh prbdhbsms pfsmkh sfft lm ZP.

 Obhsuitfsm

 Lmifouofh pkrfwftfh bikn lbotkr spksmfims sfrfe

JFJ MM

\MHCF[FH Q[P\FOF

6. Lkemhmsm

Ptrbok
Ptrbok flfifn
flfifn suftu
suftu okflff
okflffh
h nmifhd
nmifhdhyf
hyf skjfdm
skjfdmfh
fh ftfu
ftfu skiurun
skiurun euhdsm
euhdsm hkurbi
hkurbibdm
bdmss
(lkemsmt hkurbibdmo ebofi ftfu dibjfi) yfhd tkrcflm sk`frf gkhlflfo, lmskrtfm dfhddufh
oksflf
oksflfrfh
rfh ftfu
ftfu tmlfo
tmlfo yfhd
yfhd lmskjf
lmskjfjof
jofh
h bikn
bikn dfhddu
dfhddufh
fh pkrklf
pkrklfrfh
rfh lfrfn
lfrfn btfo
btfo ofrkhf
ofrkhf

 jkrourfhdhyf supifm lfrfn (strbok msokgmo) ftfu pk`fnhyf pkgjuiun lfrfn sk`frf
 

spbhtfh (strbok nkgbrfdmo). Ptrbok ftfu skrfhdfh btfo gkrupfofh suftu mstmifn oimhms lfrm
dfhddufh euhdsm btfo yfhd gkhlflfo, tkrcflm jmif pfsbofh lfrfn ok btfo tkrnkhtm ftfu
dfdfi, ftfu lfpft puif skjfdfm fomjft pk`fnhyf pkgjuiun lfrfn lm btfo. Lfifg wfotu
nmtuhdfh lktmo ok gkhmt, ski btfo fofh skdkrf gftm gkifium jkrjfdfm prbsks pftbibdms yfhd
sfft mhm sulfn jfhyfo lmoktfnum.
lmoktfnum.

:. Efot
Efotbr
br Zksm
Zksmob
ob Pt
Ptrb
rbok
ok
]fhd lfpft lmujfn 3
 Nmpkrtkhsm,

 LG,

 Gkrbobo,

 Qkhyfifnduhffh fiobnbi lfh bjft,

 Obhtrfskpsm brfi,

 Qkhyfomt cfhtuhd obrbhkr,

 Lmsimpmlkgmf.
]fhd tmlfo lfpft lmujfn
 [smf yfhd gkhmhdoft,

 Ckhms okifgmh

 Zfs,

 Zmwfyft okiufrdf,

 Zmwfyft \MF ftfu strbok,

0. \fhl
\fhlff Oimh
Oimhms
ms Pkr
Pkrfh
fhdf
dfh
h
\kofhfh pkreusm btfo gkrupfofh obgpbhkh tkrpkhtmhd pflf smrouifsm lfrfn btfo yfhd
gkrupf
gkrupfofh
ofh mhtkdr
mhtkdrfsm
fsm euhdsm
euhdsm cfhtuh
cfhtuhd,
d, pkgju
pkgjuiun
iun lfrfn
lfrfn lfh obgpbs
obgpbsmsm
msm lfrfn.
lfrfn. \kofhf
\kofhfh
h
 pkreusm btfo gkhkhtuofh @krkjrfi Jibbl Eibw (@JE), lmgfhf pkhuruhfh @JE yfhd tmlfo 
ikjmn
ikjmn lfrm
lfrm >1% gfsmn gkguh
gkguhdom
domhof
hofh
h ski btfo
btfo uh
uhtuo
tuo puimn
puimn okgjfi
okgjfim.
m. Pklfhd
Pklfhdofh
ofh pflf
pflf
 pkhuruhfh ikjmn lfrm >1 % sulfn lmpfstmofh tkrcflm okgftmfh ski btfo. Oknmlupfh ski btfo 
sfhdf
sfhdftt tkrd
tkrdfh
fhtu
tuhd
hd pf
pflf
lf smr
smrou
ouif
ifsm
sm ob
obif
iftk
tkrfi
rfi lm bt
btfo
fo,, efotb
efotbrr rksmo
rksmob,
b, lf
lfh
h pk
pkru
rujf
jfnf
nfh
h
gktfjbimsgk lm btfo.
Qflf ugughyf gfhmekstfsm oimhms skrfhdfh btfo lfpft jkrupf3

 Jffi, okikgfnfh
okikgfnfh ftfu okiugpun
okiugpunfh
fh pflf wfcfn,
wfcfn, ikhdfh,
ikhdfh, ftfu tuhdofm
tuhdofm sksmsm
ftfu okluf smsm lfrm tujun.
 

 Qkhdimnftfh tmjf-tmjf ofjur ftfu gkhuruh

 Dfhddufh jm`frf lfh jfnfsf ftfu pkhdkrtmfh lfifg obguhmofsm

 Lmzzmhkss, dfhddufh okskmgjfhdfh, ftfu `khlkruhd gulfn tkrcftun

tk rcftun

 Oksuimtfh gkhkifh

 Pfomt okpfif yfhd nkjft sk`frf tmjf-tmjf

 Lkrmimug ftfu oksflfrfh jkrofjut (sullkh `bheusmbh)

 Qusmhd ftfu vkrtmdb 

 Pfomt okpfif

 Gufi lfh guhtfn

 Okcfhd

 Nkgmpfrksk

 Dfhddufh skhsbrmo3 nkgmnmpkstksm

 Dfhddufh jm`frf3 lmsfrtrmf, lmsefsmf, lmsebhm

 Dfhddufh pkhdimnftfh3 nkgmfhbpsmf

 Dfhddufh oksflfrfh

<. Oifs
Oifsme
memo
mofs
fsmm Ptrb
Ptrbok
ok
Jkrlfsfrofh pftbibdm fhftbgm lfh pkhykjfjhyf
• Ptrbok msokgmo 
 ‐ \rbgjbsms
 ‐ Kgjbim
• Ptrbok nkgbrfdmo 
Jkrlfsfrofh stflmug
•
\rfhsmkht Ms`nkgm` Fttf`o  (\MF)
 (\MF)
•  Zkvkrsmjik Ms`nkgm` Hkurbibdm` Lkem`mt (ZMHL)
• Ptrbok mh kvbiutmbh 
kvbiutmbh 
• @bgpiktkl Ptrbok 
Ptrbok 
Jkrlfsfrofh smstkg pkgjuiun lfrfn
• Pmstkg ofrbtms
• Pmstkg vkrtkjrbjfsmikr 
Qkrjklffh Ptrbok Nkgbrfdmo Lkhdfh Ptrbok Msokgmo 
Ptrbok Nkgbrfdmo Ptrbok Msokgmo  
Bhskt Pklfhd ftfu sktkifn Mstmrfnft 8 Fotmemtfs
 jkrfotmemtfs
\kofhfh Lfrfn Nfgpmr skifiu tmhddm Hbrgfi ftfu tmhddm
 

Oksflfrfh Gkhuruh Jfmo

 Hykrm Okpfif +++ ¶
Guhtfn + R  

Ptrbok Nkgbrfdmo
Ptrbok
Ptrbok nkgbrf
nkgbrfdmo
dmo gkrupf
gkrupfofh
ofh pkhykj
pkhykjfj
fj utfgf
utfgf oktmlf
oktmlfoo gfgpuf
gfgpufh h pkhlkr
pkhlkrmtf
mtf ftfu
ftfu
lmsfjmimtfs. Nfhyf skomtfr :1% pkhlkrmtf yfhd lfpft jkrlmrm skhlmrm/mhlkpkhlkht lfifg 5
 juifh lfh 61% yfhd lfpft jkrlmrm skhlmrm sktkifn 01 nfrm okcflmfh. :1-01% pkrlfrfnfh fofh
 jkrtfgjfn lfifg :< cfg lfh mhm lfpft lmoktfnum lkhdfh jkrtfgjfn ckikohyf okflffh ugug
 pkhlkrmtf skrtf dkcfif hkurbibdms yfhd tmgjui.
Nfsmi fonmr lfrm strbok nkgbrfdmo mhm fhtfrf ifmh3
- vbiugk nkgftbgk,mhm gkrupfofh nfi yfhd pfimhd pkhtmhd lfifg gkhkhtuofh nfsmi fonmrhyf
- keko obgprksm
- keko lkstruosm
- msonkgmf
- okgfgpufh hkurbtbosmo lfrm nfsmi lkdrflfsm lfrfn
Ibofsm pkrlfrfnfh 51% lkkp suj`brtm`fi, 01% supkremsmfi ftfu ibjfr lfh 61% tkriktfo 
mherf tkhtbrmfi/`krkjkiiug. Fhdof okgftmfh lf!fg 01 nfrm pkrtfgf sktkifn tkrcflm pkrlfrfnfh
yfmtu 0;- ;1%? ikjmn lfrm sktkhdfnhyf gftm pflf : nfrm pkrtfgf lfh 5% pkhlkrmtf gftm
skjkiug gkh`fpfm rugfn sfomt.(0,<). \mhddmhyf gbrjmlmty lfh gbrtfimty pflf strbok nkgbrfdmo 
bikn ofrkhf gfssf nkgftbgk lfh keko gkofhmo tkrnflfp cfrmhdfh btfo skomtfrhyf.

Ptrbok Msokgmo 
Oifsmemofsm Ptrbok Msokgmo 
Jkrlfsfrofh bhskt pkhyfomthyf stflmug strbok msokgmo tkrjfdm ftfs3
6. Pkrfhdfh msokgmf ftfu \rfhsmkht Ms`nkgm` Fttf`o (\MF). Qflf jkhtuo mhm dkcfif hkurbibdmo 
yfhd tmgjui fomjft dfhddufh pkrklfrfh lfrfn lm btfo fofh gkhdnmifhd lfifg wfotu :< cfg
:. Lkemsmt
Lkemsmt Hkurbi
Hkurbibdm
bdmo
o Msokgmo
Msokgmo Pkpmht
Pkpmhtfs
fs ftfu
ftfu Zkvkrsm
Zkvkrsmjik
jik Ms`nkgm
Ms`nkgm`` Hkurbi
Hkurbibd
bdm`fi
m`fi Lkemsmt
Lkemsmt
(ZMHL). Dkcfif hkurbibdmo yfhd tmgjui fofh gkhdnmifhd lfifg wfotu ikjmn ifgf :< cfg tfpm
tmlfo ikjmn skgmhddu.
0. Ptrbok Qrbdrksme (Qrbdrksmvk Ptrbok ftfu Ptrbok mh kvbiutmbh). Dkcfif hkurbibdmo gfomh
ifgf gfomh jkrft.
<. Ptrbok Obgpikt (@bgpiktkl Ptrbok ftfu Qkrgfhkht Ptrbok), dkcfif oimhms sulfn gkhktfp.
\krlmrm lfrm3
  Hbh-nkgbrrnfdm` strbok (mhefro), jfmo ofrkhf trbgjus ftfu kgjbius.
kgjbius.

 Nkgbrrnfdm` `bgpiktkl strbok

Jkrlfsfrofh pkhykjfj strbok msokgmo tkrjfdm ftfs 3

6. Ptrbok msokgmo tnrbgjbsms

 

 Lkemhmsm 3 Pugjftfh pkgjuiun lfrfn skrkjrfi bikn tnrbgjus yfhd okjfhyfofhhyf

 jkrfsfi lfrm frtkrbsoikrbtmo.
 Ktmbibdm 3 Ktmbibdm yfhd pfimhd jfhyfo flfifn ftkrbsoikrbsms, tfpm jmsf cudf lmskjfjofh
bikn trfugf, trbgjbsms bjimtkrfhs, pbimsmtkgmf vkrf lfh pkhyfomt obifdkh.
 Dkcfif oimhms 3
b Bhskt pkhyfomt mhm pkrifnfh-ifnfh, okiunfh skrmhd tmgjui pflf pfdm nfrm sfft
 jfhduh tmlur.
b Jmfsfh
Jmfsfhyf
yf lmlfnu
lmlfnuium
ium bikn
bikn dkcfif
dkcfif prblrb
prblrbgfi
gfi jkrupf
jkrupf vkrtmd
vkrtmdb,
b, sfomt
sfomt okpfif
okpfif,,
okskgutfh, fefsmf skrtf dfhddufh gkhtfi lfh tmlfo jkrfsf pflf ucuhd-ucuhd
kostrkgmtfs.
b Dkcfif
Dkcfif ugug
ugug jkrupf
jkrupf oksflf
oksflfrfh
rfh jfmo,
jfmo, nkgmpf
nkgmpfrksk
rksk ftfu
ftfu nkgmpi
nkgmpikdm
kdm,, lmsftr
lmsftrmf,
mf,
fefsmf, guiut gkh`bhd oflfhd-oflfhd nkgmfhbpsmf, lkhdfh dkcfif ebofi btfo 
ifmhhyf.
b  Hkurbdkhm` jifllkr 

:. Ptrbok msokgmo kgjbim

 Lkemhmsm 3 Pugjftfh pkgjuiun lfrfn skrkjrfi bikn kgjbius yfhd jkrfsfi lfrm cfhtuhd.

 Ktmbibdm3 Ftrmug emjrmifsmt (;1%), dfhddufh ftfu pkhyfomt oftuj, ofrlmbgmbpftm, mhefro 
gmbofrl, tkrutfgf < gmhddu sktkifn skrfhdfh, stkhbsms lfh rkdurdmtfsm oftuj gmtrfi,
khlb`frlmtms mhekosmbsf lfh ifmh-ifmh.
 Dkcfif oimhms 3
b Bhskt
Bhskt skrfhdf
skrfhdfh
h mhm gkhlfl
gkhlflfo,
fo, okiunf
okiunfh
h skrmhd
skrmhd pflf
pflf wfotu
wfotu gkhcfif
gkhcfifhof
hofh
h
fotmvmtfs.
b Dfhddufh gbtbrmo ftfu skhsbrmo sksufm iksm.

b Fpfjmif kgjbim jksfr, jmsf gkhykjfjofh lkimrmug, pmhdsfh, dkimsfn, okcfhd

lfh oksflfrfh gkhuruh.

Qftbemsmbibdm
 

;. Lm
Lmfd
fdhb
hbsm
smss Pkrf
Pkrfhd
hdfh
fh Btf
Btfo 
o 
f. Lkemhmsm strbok (TNB, 6=>5? QKZLBPPM, 6===) flfifn tfhlf-tfhlf
oimhms yfhd jkrokgjfhd `kpft fomjft dfhddufh euhdsm btfo ebofi, dibjfi, lkhdfh dkcfif-dkcfif
yfhd
yfhd jkrifh
jkrifhdsu
dsuhd
hd skifgf
skifgf :< cfg ftfu ikjmn
ikjmn ftfu gkhykj
gkhykjfjo
fjofh
fh okgftm
okgftmfh,
fh, tfhpf
tfhpf flfhyf
flfhyf
 pkhykjfj ifmh yfhd ckifs skifmh vfsouikr.
 j. Lmfdhbsms strbok lmtkdfoofh jkrlfsfrofh tkgufh oimhms.

`. @\ P`
P`fh ok
okpfif tf
tfhpf ob
obhtrfs gk
gkrupfofh pk
pkgkrmosffh jf
jfou kg
kgfs
uhtuo pkrlfrfnfh lm btfo.
l. Jmif tm
t mlfo gk
gkguhdomhofh, l
lffpft lm
lmifouofh @\
@\ P`
P`fh gf
gfof lf
lfpft
lmduhfofh 3
 Fidbrmtgk Ptrbok Dfcfn Gflf

 Pmrmrfc Ptrbok P`brk3

(:,;
(:,; x lk
lkrf
rfcf
cftt ok
oksfl
sflfrf
frfh)
h) + (: x vb
vbgm
gmtu
tus)
s) + (: x hy
hykr
krmm ok
okpf
pfif
if)+(
)+(1,
1,6
6 x tk
tkof
ofhf
hfh
h
lmfstbimo) - (0 x pktfhlf ftkrbgf) -6:
Oktkrfhdfh3
Lkrfcft oksflfrfh 3 1 obgpbs gkhtms? 6 sbghbikh? : sbpbr/obgf
 

Ubgmtus 3 1 tmlfo flf? 6 flf

 Hykrm okpfif 3 1 tmlfo flf? 6 flf
Ftkrbgf 3 1 tmlfo flf? 6 sfifn sftu ftfu ikjmn3 LG, fhdmhf,
 pkhyfomt pkgjuiun lfrfn
 Hmifm 8 6 gkhuhcuoofh strbok nkgbrfdmo, hmifm 9 6 gkhuhcuoofh strbok msokgmo,

sklfhdofh hmifm fhtfrf gkgkriuofh pkgkrmosfh @\ s`fh.

k. Quhdsm iugjfi lfpft lmifouofh jmif flf mhlmofsm onusus
e. GZM lmifouofh uhtuo gkhkhtuofh iksm pftbibdmo strbok ikjmn tfcfg.
d. Hkurbsbhbdrfem uhtuo gkhlktkosm stkhbsms pkjuiun lfrfn
kostrforfhmfi lfh mhtrforfhmfi lfifg gkgjfhtu kvfiufsm lmfdhbstmo, ktmbibdmo, tkrfpkutmo, lfh
 prbdhbstmo.

F. Qkgkrmosffh Qk
Qkhuhcfhd Zu
Zutmh
Qkhfhdfhfh strbok fout gkgkriuofh pkgkrmosffh obhlmsm yfhd gkhdmrmhdm strbok sknmhddf
nfsmihyf jkrgfhefft uhtuo gkhkhtuofh fhtmsmpfsmhyf.
Ifjbrftbrmug 3
 Qkgkrmosffh nmtuhd trbgjbsmt, gfsf pkrlfrfnfh, gfsf pkgjkoufh.

 Duif lfrfn lfh prbemi impml

 [rkug, orkftmhmh, fsfg urft, euhdsm nftm, lfh urmh ikhdofp

 Jmif pkriu pkgkrmosffh dfs lfrfn lkhdfh kikotrbimt (Hftrmug, Ofimug)

J. Qkgk
Qkgkrm
rmos
osff
ffh
h Qkhu
Qkhuhc
hcfh
fhd
d Onus
Onusus
us Ftfs
Ftfs Lfs
Lfsfr
fr Mhlm
Mhlmof
ofsm
sm Lfh
Lfh Efs
Efsmi
mimt
mtfs
fs
Qflf ofsus strbok yfhd tmlfo spksmemo ftfu lkhdfh mhlmofsm pkhdbjftfh onusus, pkriu suftu
kospibrfsm ikjmn ifhcut skrtf kvfiufsm onusus.
f. Jmif
Jmif flf
flf lud
ludff
ffh
h dfh
dfhdd
dduf
ufh
h eff
effii nkg
nkgbs
bstf
tfsm
smss 3
m. Lmifouofh pkgkrmosffh gfsf prbtrbgjmh, FQ\\,
emjrmhbdkh, L-lmgkr, prbtkmh @ lfh P, lfh fdrkdfsm trbgjbsmt.
mm.
mm. Jm
Jmif
if pkri
pkriu
uFF\
\ MMM,
MMM, F@F
F@F,, n
nbg
bgbs
bsmst
mstkm
kmh,
h, lf
lfh
h ifm
ifmh-i
h-ifm
fmh.
h.
 j. Qkgkrmosffh ifmh jmif flf ludffh (Iu`s, NMU, \J@, futb
futbmguh,
mguh, lii)
`. Kobo
Kobofr
frlm
lmbd
bdrf
rfem
em trfh
trfhst
stbr
brfo
fofi
fi lfg
lfg ftfu
ftfu trfhs
trfhsks
ksbe
befd
fdkf
kfii lmif
lmifou
ouof
ofh
h uhtu
uhtuo
o gkhd
gkhdkt
ktfn
fnum
um
flfhyf vkdktfsm kgjbim lm cfhtuhd lfh fbrtf prbosmgfi.
 

l. Fhdm
Fhdmbd
bdrf
rfem
em skrk
skrkjr
jrfi
fi,, LPF,
LPF, GZF,
GZF, ftfu
ftfu @\ P`fh-
P`fh-Fh
Fhdm
dmbd
bdrf
rfem
em (FUG
(FUG,, fhkur
fhkurms
msgf
gf,, pi
pifo 
fo 
ofrbtms, lfh ifmh-ifmh)
k. PQK@
PQK@\
\ uhtuo
uhtuo gkhm
gkhmif
ifmm rk
rkpk
pkre
reus
usmm nfsm
nfsmii pkhd
pkhdbj
bjft
ftfh
fh,, tmlf
tmlfo
o lm
lmrk
rkob
obgk
gkhl
hlfs
fsmo
mofh
fh uhtu
uhtuo 
o 
 pkgfofmfh rutmh ofsus strbok.
e. KKD
KKD lmi
lmifo
fouo
uofh
fh ftfs
ftfs lfsf
lfsfrr mmhl
hlmo
mofs
fsmm fhtfr
fhtfrff iifmh
fmh,, o
okc
kcfh
fhd
d lfh
lfh kh
khfr
frtk
tkrko
rkotb
tbgm
gm ofrb
ofrbtm
tms.
s.

@. Qkhftfifosfhffh [g
[gug

\krfpm lmjklfofh pflf efsk fout lfh pfs`f efsk fout.

6. Efsk Fout (nfrm ok 1-6< sksulfn

sksulfn bhskt
bhskt pkhyfomt)
pkhyfomt)
Pfsfrfh pkhdbjftfh mfifn gkhykifgftofh hkurbh yfhd gkhlkrmtf cfhdfh sfgpfm gftm,
lfh fdfr prbsks pftbibdmo ifmhhyf yfhd gkhykrtfm tfo gkhddfhddu /gkhdfh`fg euhdsm btfo.
\mhlfofh lfh bjft yfhd lmjkrmofh nfrusifn gkhcfgmh pkreusm lfrfn ok btfo tktfp `uoup, tmlfo 
 custru jkrourfhd. Pknmhddf pkriu lmpkimnfrf euhdsm bptmgfi lfrm rkspmrfsm, cfhtuhd, tkofhfh
lfrfn lfrfn lmpkrtfnfhofh pflf tmhdoft bptmgfi, obhtrbi oflfr duif lfrfn (oflfr duif lfrfn
yfhd tmhddm tmlfo lmturuhofh lkhdfh lkrfstms), jmif dfwft jfifhs `fmrfh, kikotrbimt, lfh fsfg
 jfsf nfrus tkrus lmpfhtfu.

Qkhdbjftfh yfhd `kpft lfh tkpft lmnfrfpofh lfpft gkhkofh gbrtfimtfs lfh gkhdurfhdm
ok`f`ftfh. \ucufh utfgf pkhdbjftfh flfifn uhtuo gkgpkrjfmom fimrfh lfrfn ok btfo sk`kpft
guhdomh lfh gkimhluhdm hkurbh lkhdfh gkgbtbhd ofsoflk msokgmo.
Qkhdkibiffh pfsmkh strbok fout pflf lfsfrhyf lfpft lm jfdm lfifg 3
6. Qkhdki
Qkhdkibif
biffh
fh ugug,
ugug, pklbgf
pklbgfh
h ;J

- Jrkftnmhd
- Jibbl
- Jrfmh
- Jifllkr  
- Jbwki
:. Qkhdki
Qkhdkibif
biffh
fh jkrlfsf
jkrlfsfrof
rofh
h pkhykj
pkhykjfjh
fjhyf
yf
• Ptrbok msokgmo 
• Gkgpkrjfmom fimrfh lfrfn ok btfo (rkpkreusm)
• Qrkvkhsm tkrcflmhyf trbgjbsms (fhtmobfdufism)
•

Qrbtkosm hkurbhfi/smtbprbtkosm
• Ptrbok Nkgbrfdmo 
 

• Qkhdkibiffh obhskrvftme 
• Qkrlfrfnfh mhtrf skrkjrfi
• Qkrlfrfnfh Puj Frf`nhbml
• Qkhdkibiffh bpkrftme 

6. Qkhdki
Qkhdkibif
biffh
fh ugug
ugug,, pklb
pklbgfh
gfh ; J
6.f Jrkftnmhd 3 Cfifh hfefs nfrus tkrjuof ikdf, nmsfp
nmsfp ikhlmr lfh sikg uhtu
uhtuo
o gkh`kdfn
okourf
okourfhd
hd bosmdkh
bosmdkh lkhdfh
lkhdfh skdfif
skdfif fomjft
fomjft juruoh
juruohyf.
yf. Lmcfdf
Lmcfdf fdfr bo
bosmd
smdkhf
khfsm
sm lfh
vkhtmi
vkhtmifsm
fsm jfmo,
jfmo, fdfr
fdfr tmlfo
tmlfo tkrcfl
tkrcflmm fspmrfs
fspmrfsmm (dmdm
(dmdm pfisu
pfisu lmjuof
lmjuof).M
).Mhtu
htujfs
jfsmm pflf
pflf pfsmkh
pfsmkh
lkhdfh D@P 9 >. Qflf omrf-omrf 61% pkhlkrmtf phkugbhmf (rflfhd pfru) gkrupfofh
gkrupfofh pkhykjfj okgftmfh utfgf pflf gmhddu ok : ‐ < sktkifn skrfhdfh btfo.
Qkhlkrmtf skjfmohyf jkrjfrmhd lfifg pbsmsm gmrmhd omrm-ofhfh jkrdfhtmfh sktmfp : cfg.
Lfh jmif flf rflfhd ftfu fsgf `kpft lmftfsm.

6.j. Jibbl 3 \kofhfh lfrfn pflf tfnfp fwfi tmlfo jbikn skdkrf lmturuhofh,
lmturuhofh, ofrkhf
lfpft gkgpkrjuruo okflffh, ok`ufim pflf tkofhfh lfrfn smstbimo 8 ::1 ggNd lfh
ftfu lmfstbimo 8 6:1 ggNd (strbok msokgmo), smstbimo 8 6>1 ggNd lfh ftfu lmfstbimo 
8 611 ggNd (strbok nkgbrfdmo). Qkhuruhfh tkofhfh lfrfn gfosmgfi :1 %.
Bjft-bj
Bjft-bjft
ft yfhd
yfhd lfpft
lfpft lmpkrd
lmpkrduhf
uhfofh
ofh Hm`frl
Hm`frlmpm
mpmh
h (1,;
(1,; ‐ 5 g`d/od
g`d/od/gk
/gkhmt
hmt mheus
mheus

obhtmhyu), Lmitmfzkg (; ‐ <1 d/Od/gkhmt lrmp), hmtrbprusml (1,:; ‐ 61 d/Od/gkhmt

mheus obhtmhyu), hmtrbdimskrmh (; ‐ 61 d/gkhmt mheus obhtmhyu), ifjktbibi :1 ‐>1 gd

MU jbius tmfp 61 gkhmt, ofptbprmi 5,:; ‐ :; gd brfi / suj imhdufi.
Okskmgjfhdfh `fmrfh lfh kikotrbimt pkriu lmfwfsm

Oflfr duif lfrfn (DL) yfhd tkrifiu tmhddm tkrjuotm gkgpkrjuruo but`bgk pfsmkh
strbok, pkgjkrmfh mhsuimh rkduikr lkhdfh sofif iuh`ur lkhdfh lbsms DL 8 6;1 ‐ :11
gd/lI : uhmt, tmfp okhfmofh ;1 gd/lI lmhfmoofh lbsms : uhmt mhsuimh sfgpfm lkhdfh
oflfr DL 8 <11 gd/lI lbsms mhsuimh 6: uhmt.

6.`. Jrfmh 3 Jmif lmlfpftofh okhfmofh tkofhfh

tkofhfh mhtrf orfhmfi lkhdfh tfhlf h
hykrm
ykrm okpfif,
guhtfn prbykotmi lfh jrflmofrlm rkiftme nfrus lm jkrfhtfs, bjft yfhd jmfsf lmpfofm
flfifn gfhmtbi :1% 6 - 6,; dr/odJJ lmifhcutofh lkhdfh 5 x 611 `` (1,; dr/Od JJ),
lfifg
lfifg 6; ‐ :1 gkhmt lkhdfh
lkhdfh pkgfhtfu
pkgfhtfufh
fh bsgbif
bsgbifimtf
imtfss fhtfrf
fhtfrf 011 ‐ 0:1 gBsg,

okuhtuhdfh ifmh pkhdduhffh gfhmtbi pkhdnfh`ur rflmofi jkjfs.

 

Qkhm
Qkhmhd
hdof
oftf
tfh
h su
sunu
nu tu
tuju
jun
n nf
nfru
russ lmnm
lmnmhl
hlfrm
frm of
ofrkh
rkhff gkgp
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hkurbtrfhsgmtkr kosmtftbrmo, rflmofi jkjfs, okrusfofh JJJ lfh gkrusfo pkguimnfh
gktfjbimsgk khkrsm skrtf gkgpkrjksfr mhnmjmsm tkrnflfp prbtkmh omhfsk.Nmpbtkrgmf

rmhdfh 01@ ftfu 00@ gkgpuhyfm keko hkurbprbtkotme.

Jmif tkrcflm okcfhd jkrm fhtmobhvuisfh lmfzkpfg m.v ofrkhf fofh gkgpkrjuruo 

 pkreusm lfrfn okcfrmhdfh btfo 

6.l.. Jifll
6.l Jifllkr
kr 3 Nmhlfr
Nmhlfrmm mhekosm
mhekosm sfiurf
sfiurfh
h okgmn
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tkrcflm rktkhsm
rktkhsmb
b urmhk
urmhk skjfmo
skjfmohyf
hyf
lmpfsfhd
lmpfsfhd oftktkr mhtkrgmttkh.
mhtkrgmttkh. Jmif tkrcflm
tkrcflm mhobhtmhkhsmf
mhobhtmhkhsmf urmhk, pflf
pflf ifom ifom pfsfhd
obhlbg oftktkr, pflf wfhmtf pfsfhd oftktkr.

6.k. Jbwki 3 Okjutunfh `fmrfh lfh ofibrm pkriu lmpkrnftmofh, nmhlfrm bjstmpfsm, Cfdf
supfyf lkekofsm tkrftur, pfsfhd HD\ jmif lmlfpftofh oksuimtfh gkhkifh gfofhfh.
Okourfhdfh fijugmh pkriu lmpkrnftmofh ofrkhf lfpft gkgpkrjkrft klkgf btfo 

:. Qkhdki
Qkhdkibif
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fh jkrlfs
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fh pkhyk
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- Gkgp
Gkgpkrj
krjfm
fmom
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fimrfh
fh lfr
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fn ok
ok btfo
btfo (rk
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 pfimhd mlkfi, bjft trbgjbimsms yfhd sulfn lm sktucum bikn ELF flfifn rt-QF
(rk`bgjmhfh tmssuk pifsgmhbdkh f`tmvftbr) lkhdfh lbsms 1,= gd/odJJ gfosmgfi =1
gd (61%
(61% lmjkrmofh
lmjkrmofh jbius
jbius & smsfhyf
smsfhyf mheus
mheus obhtmhyu
obhtmhyu lfifg
lfifg 51 gkhmt).
gkhmt). Pfyfhdhyf
Pfyfhdhyf
 jfnwf pkhdbjftfh lkhdfh bjft mhm gkgpuhyfm pkrsyfrftfh pkgjkrmfh nfrusifn
ourfhd lfrm 0 cfg, sknmhddf nfhyf pfsmkh yfhd gfsuo rugfn sfomt lkhdfh bhskt fwfi

lfh lfpft pkhykiksfmfh pkgkrmosffh lfrfn, @\ P`fh okpfif lfh mhebrg `bhskht yfhd
`kpft sfcf yfhd lfpft gkhkrmgf bjft mhm.
@frf
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ifmh gkgp
gkgpkr
krjf
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momm fimr
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fh lfrf
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ifmh
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bjft pkhtbx
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yfhd gkhdur
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fhdmm vmsob
vmsobsmtf
smtfss lfrfn
lfrfn
lkhdfh gkhmhdoftofh lkebrgfjmimtfs ski lfrfn gkrfn lkhdfh lbsms 6; gd/odJJ/nfrm.
Bjft ifmh yfhd cudf gkgpkrjfmom
gkgpkrjfmom smrouifsm flfifn hfetmlrbeurm
hfetmlrbeurmii lkhdfh
lkhdfh gkgpkrjfmom
gkgpkrjfmom
fimrf
fimrfh
h lf
lfrfn
rfn gkif
gkifiu
iumm uh
uhsu
surr skiui
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511
1 gd/n
gd/nfr
frmm skifg
skifgff 61 nf
nfrm
rm mv
lmifhcutofh brfi 011 gd/nfrm.
 

- Qrkv
Qrkvkh
khsm
sm tkrcfl
tkrcflmh
mhyf
yf trbgj
trbgjbs
bsms
ms (fhtm
(fhtmob
obfd
fdui
uifsm
fsm))
[htuo gkhdnmhlfrm tkrcflmhyf trbgjus ikjmn ifhcut tkrlfpft luf
okifs pkhdbjftfh yfhd tkrsklmf yfmtu fhtm obfduifh lfh fhtm fdrkdfsm trbgjbsmt.
Fhtm obfduifh lmjkrmofh pflf pfsmkh strbok yfhd gkgpuhyfm rmsmob uhtuo 
tkrcfl
tkrcflmm kgjbim
kgjbim btfo
btfo skpkrtm
skpkrtm pfsmkh
pfsmkh lkhdfh
lkhdfh okifmh
okifmhfh
fh cfhtuh
cfhtuhd
d emjrmi
emjrmifsm
fsm ftrmug
ftrmug hbh

vfivuifr, tnrbgjus gurfi lfifg vkhtrmoki omrm, mhefro gmbofrl jfru & oftup cfhtuhd
 juftfh. Bjft yfhd lfpft lmjkrmofh flfifn nkpfrmh lkhdfh lbsms fwfi 6.111 u/cfg
`ko FQ\\ 5 cfg okgulmfh sfgpfm lm`fpfm 6,; ‐ :,; ofim obhtrbi nfrm ok 0 lmdfhtm fhtm
obfduifh brfi, Nkpfrmh jkrft gbikoui rkhlfn (ITGN) lbsms : x 1,< `` sujoutfh
gbhmtbr trbgjbsmt nfrm ok 6 & 0 (cmof cugifn 9 611.111 tmlfo lmjkrmofh), Tfrefrmh
lkhdfh lbsms nfrm M 7 > gd, nfrm MM 7 5 gd, nfrm MMM pkhyksufmfh lbsms lkhdfh gkimnft
MHZ pfsmkh.
Qfsmk
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ms jk
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msmob
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tkrcflm
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trbgjbsms vkhf lfifg lfh kgjbim pfru uhtuo prkvkhsm lmjkrmofh nkpfrmh : x ;.111

uhmt suj `utfh ftfu IGTN : x 1,0 `` skifgf 4 ‐ 61 nfrm.

Bjft fhtm fdrkdfsm trbgjbsmt gkgpuhyfm jfhyfo pmimnfh fhtfrf ifmh fspmrmh
lbsms
sms >1 ‐ 6.:
.:11
11 gd/nfr
/nfrmm gkof
gkofh
hms
msg
gk ok
okrc
rcff lk
lkh
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cfiu
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smoibb
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k, lmpm
lmpmrm
rmlf
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lmobgj
gjmh
mhfs
fsmm lk
lkhd
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fh fspmr
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mh fs
fspm
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rmh
h :; gd +
lmpmrmlfgbi PZ :11 gd luf ofim sknfrm lkhdfh gkhdnfgjft cfiur smoibbosmdkhfsk,
ebseblmkstkrfsk lfh fgjmifh okgjfim flkhbsmh, `mibstfzbi lbsms : x ;1 gd gkofhmsgk
okrcf gkhdnfgjft fotmemtfs ebseblmkstkrfsk MMM, tm`ibpmlmh lbsms : x :;1 gd lkhdfh
gkhdmhnmjmsm rkskptbr flkhbsmh lmebseft lfh tnykhbpyrmlmhk lfh `ibpmlbdrki lbsms 6 x
4; gd lkhdfh gkhdmhnmjmsm rkskptbr flkhbsmh lmebseft lfh tnykhbpyrmlmhk.

- Qr
Qrbt
btko
kosm
sm hkurb
hkurbhf
hfi/
i/sm
smtb
tbpr
prbt
btko
kosm
sm
Pfhdft gkhfrmo uhtuo gkhdfgftm bjft-bjftfh pflf okibgpbo mhm
of
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h lf
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mo sknmh
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gkh`kdfn okrusfofh ikjmn ifhcut hkurbh. Bjft-bjftfh tkrskjut fhtfrf ifmh 3
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mhkk jk
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fn smhtksf
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gkhdnfgj
gjft
ft tkrjkh
tkrjkhtuo
tuohyf
hyf rflmof
rflmofii
 jkjfs lfh cudf gkhfmoofh smhtksms fsktmiobimh suftu hkurbtrfhsgmtkr uhtuo 
euhdsmm obdhmtme.
euhds obdhmtme. Gktf fhfimsms
fhfimsms @bn`rfhk Ptrbok Zmvmkw Drbup Ptuly(Pfvkr 
:11:) 4
:11:) 4 pkhkimtmfh 6=50 pfsmkh strbok msokgmo lfh pkrlfrfnfh, lbsms ;11 ‐ 

:.111 gd sknfrm skifgf 6< nfrm gkhuhcuoofh pkhuruhfh fhdof okgftmfh lfh
ok`f`ftfh yfhd jkrgfohf. \nkrfpkutm` Tmhlbws :
Tmhlbws : ‐ 6< nfrm.
 

 Qmrf`ktfg,
Qmrf`ktfg, `frf okrcf sk`frf pfstm lmlfo lmoktfnum,
lmoktfnum, lmpkromrfo
lmpkromrfofh
fh gkgpkrjfmom
gkgpkrjfmom
mhtkdr
mhtkdrmtf
mtfss ski, gkgpkr
gkgpkrjfm
jfmom
om eiumlm
eiumlmtfs
tfs gkgjrf
gkgjrfh
h lfh gkhbrg
gkhbrgfio
fiofh
fh euhdsm
euhdsm
gkgjrfh. Lbsms jbius 6: dr MU lmifhcutofh < x 0 dr mv sfgpfm nfrm ok kgpft,
nfrm ok imgf lmifhcutofh 0 x < dr pkrbrfi sfgpfm gmhddu ok kgpft, gmhddu ok
imgf
imgf sf
sfgp
gpfm
fm gmhd
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du ok 6: lmjk
lmjkrm
rmof
ofh
h : x :,
:,<
< dr pk
pkrr br
brfi
fi,.
,.   \nkrfpkutm`

Tmhlbws 4
Tmhlbws 4 ‐ 6: cfg.
 Ptftmh, lmoimhmo lmduhfofh uhtuo fhtm impml, gkgpuhyfm smeft hkurbprbtkotme 
uhtuo msokgmf
msokgmf btfo lfh strbok.
strbok. Gkgpuhyfm
Gkgpuhyfm keko
keko fhtm
fhtm bosmlfh
bosmlfh ’lbwhstrkfg
’lbwhstrkfg
lfh upstrkfg
lfh  upstrkfg‗.
‗. Keko lbwhstrkfg
lbwhstrkfg   flfifn stfjmimsfsm ftnkrbsoikrbsms sknmhddf
gkhdur
gkhdurfhd
fhdmm pkikpf
pkikpfsfh
sfh pifquk
pifquk trbgjb
trbgjbkgj
kgjbim
bim lfrm frtkrm ok frtkrm.
frtkrm. Keko 
Keko 
’upstrkfg
upstrkfg‗‗ flfifn gkgpkrjfmom pkhdfturfh kHBP (khlbtnkimfi Hmtrm` Bxmlk
Pyhtnk
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sk, gkgpuh
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yfm smeft
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gkhdnfgjft
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(mhlu`mjik Hmtrm` Bxmlk
Bxmlk Pyhtnksk,
Pyhtnksk, smefthyf jkrifwfhfh
jkrifwfhfh
lkhdfh kHBP), fhtm mheifgfsm lfh fhtm bosmlfh.

 @krkjr
@krkjrbim
bimsmh
smh,, suftu
suftu prbtkm
prbtkmh
h btfo
btfo jkjfs
jkjfs ikgfo
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lkhdfh onfsmft
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fhtm `fipfm
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h,
 pkhdnfgjft `fspfsk lfh skjfdfm hkurbtrbpmo lbsms 01 ‐ ;1 `` skifgf :6 nfrm
gkhuhcuoofh pkrjfmofh euhdsm gbtbrmo yfhd jkrgfohf.

:. Efsk
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Qfs`f
f Fout
Fout
Pktkifn efsk fout jkrifiu, sfsfrfh pkhdbjftfh lmtmtmo jkrftofh tmhlfofh rknfjmimtfsm
 pkhlkrmtf, lfh pkh`kdfnfh tkruifhdhyf strbok.

\krfpm Qrkvkhtme 

\ucufhhyf, uhtuo gkh`kdfn tkruifhdhyf ftfu tmgjuihyf skrfhdfh jfru strbok, lkhdfh
 cfifh fhtfrf ifmh gkhdbjftm lfh gkhdnmhlfrm efotbr-efotbr rksmob strbok3

[htuo strbok mhefro lmjkrmofh 3

f Bjft
Bjft-b
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jftt fht
fhtmm pif
piftki
tkikt
kt fd
fddr
drkd
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 j Bjft-bjft uhtuo pkrjfmofh euhdsm cfhtuhd lfrm fnimhyf
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rksmob lmourf
lmourfhdm
hdm skgmhm
skgmhmgfi
gfi guhdo
guhdomh
mh
 Gkhdnmhlfrm rbobo, bjksmtfs, strks

 Jkrbifnrfdf tkrftur
 

\ftf ifosfhf lfh tmhlfo ifhcut pflf rfwft cfifh

Jkrt
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rknfjmimtfsm.
6. Gkh`kdfn tkrcflmhyf strbok uifhd, lkhdfh `frf3

Dfyf nmlup sknft

 Gkhdkhlfimofh efotbr rksmob3
 LG  gkhdbhtrbi oflfr duif lfrfn lkhdfh lmkt, bjft fhtm lmfjktmo,
mhsuimh (f`trfpml)
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Nmpk
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gkhdupfyf
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h smstbim
smstbimo96
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lmfstbimo
imo 9 =1
(@fptbprmi, Hbrvfso, Hmeklmpmh)
 Emjrmifsm ftrmug  wfrefrmh (MHZ :,;? rfhdk :,1-0,1)
 Fhtmtrbgjbtmo 
 Fhtmpiftkikt 3 fspmrmh, lmpmrmlfgbi, tmoibpmlmh, oibpmlrbdki, `mibstfzbi

 Fhtmobfduifh 3 wfrefrmh
 Fhdmbpifsty lfh stkhtmhd
:. Gkh`kdfn okgftmfh cfhdof p
pffhcfhd, yfhd lfpft lmskjfjofh bikn3 QCO,
mhsekosm sfi. hfpfs, mhekosm smstkgmo ifmhhyf.
0. Zknfjmimtfsm3
 Emsmbtkrfpm
 \krfpm wm`frf
 \krfpm boupfsm
<. Kluofsm pfsmkh lfh Okiufrdf
 

Lfetfr Qustfof

6. QKZLBPM. Ptfh
Ptfhlfr
lfr Qkifyfhfh
Qkifyfhfh Gklms (PQG)
(PQG) lfh Ptfhlfr Qrbsklur Bpkrfsmbhf
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(PQB) Hkurbibdm.:115.
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