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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021

Table of Content | GA Awareness Capsule for IBPS RRB PO, Clerk, SBI Clerk Mains 2021
Part A | Current Affairs Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021 2
Most Important Current Affairs August 2021 2
Most Important Current Affairs July 2021 6
Most Important Current Affairs June 2021 9
Most Important Current Affairs May 2021 11
Most Important Current Affairs April 2021 13
Banking Current Affairs 14
Economy/Financial/Business Current Affairs 20
India’s GDP Reports by Different Organization 22
Agreements/Memorandum of Understandings 23
New Appointments: National 26
New Appointments: International 30
Awards & Recognition 31
Summits |Events |Festivals (National/International) 35
Committees in News 38
National Current Affairs 38
Current Affairs Related to States in India 44
International Current Affairs 51
Obituaries (National/International) 55
List/Indexes (Ranks & Reports) 58
Important Days (April-August 2021) 61
Books & Authors 65
Defense Current Affairs 67
Sports Current Affairs 71
Science & Technology 76
Schemes Launched By Union & State Govt.s 79
Miscellaneous Current Affairs | One-Liners 80
Static Take Away | Country/Currency/Leaders 85
Static Take Away | International Companies & HQ 86
Static Take Away | National Companies & HQ 87
Static Take Away | International Organizations & HQ 88
Static Take Away | National Organizations & HQ 90
Part B | Banking Awareness Capsule for IBPS RRB & SBI Mains 2021 92
Part C | Static Awareness Capsule for IBPS RRB & SBI Mains 2021 112

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Part A | Current Affairs Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains
2021
Most Important Current Affairs August 2021
Nine new judges appointed in Supreme Court  India’s Nishad Kumar clinched a silver medal in the men’s
high jump T47 event at the Tokyo Paralympics 2020. 23-
Nine new judges, including three women, have been
year-old Nishad made a jump of 2.06m, & in doing so
administered the oath of office as judges of the Supreme Court
created an Asian record.
by Chief Justice of India (CJI) NV Ramana. The strength of the
Supreme Court would go up to 33, including the CJI, out of the Ministry of Road Transport & Highways introduced a
sanctioned strength of 34, after the swearing-in of the nine new new registration mark
judges.
 Ministry of Road Transport & Highways introduced a new
Nine new judges of the Supreme Court are: registration mark for new vehicles i.e. “Bharat series (BH-
1. Justice Vikram Nath series)”.
2. Justice BV Nagarathna  The vehicles bearing the BH-series mark will not have to
3. Justice PS Narasimha require the assignment of a new registration mark when the
4. Justice Abhay Shreeniwas Oka owner of the vehicle shifts from one State to another.
5. Justice Jitendra Kumar Maheshwari.  Format of Bharat series (BH-series) Registration Mark:
6. Justice Hima Kohli • YY – Year of first registration
7. Justice CT Ravikumar • BH- Code for Bharat Series
8. Justice MM Sundresh • ####- 0000 to 9999 (randomized)
9. Justice Bela M Trivedi
• XX- Alphabets (AA to ZZ)

India at Tokyo Paralympics 2020


LIC launched the mobile application
 India’s Sumit Antil won the gold medal in the men’s javelin
 LIC launched the mobile application of its digital paperless
throw F64 final event at the Tokyo Paralympics, & in the
solution, “ANANDA” for LIC agents. ANANDA stands for
process set a new world record throw of 68.55m. 23-year-
Atma Nirbhar Agents New Business Digital Application.
old Sumit hails from Sonepat in Haryana. Michal Burian of
 It was launched by LIC Chairperson MR Kumar, through
Australia won the silver medal (66.29m).
Video Conferencing.
 Note: Bronze medal won by Vinod Kumar in the discus
 The ANANDA tool enables LIC agents to register new LIC
throw F56 final was declared as ineligible by the
policies from the comfort of their homes.
classification panel.
 It is built on a paperless KYC process using Aadhaar based e-
 At the ongoing Tokyo Paralympics 2020, India’s greatest
authentication of the Life Proposed.
paralympian, Devendra Jhajharia won the silver medal in
the men’s javelin throw – F46 final event. Devendra Important takeaways:
performed his best throw of 64.35, for the silver. In the same • LIC Headquarters: Mumbai;
event, Sundar Singh Gurjar won the bronze medal, with his • LIC Founded: 1 September 1956;
best throw of 64.01. • LIC Chairman: M R Kumar.
 India’s discus thrower Yogesh Kathuniya clinched the silver
medal at the ongoing Tokyo Paralympics in the men’s Kargil Vijay Diwas celebrated on 26th July
Discus Throw F56 final event. Yogesh claimed the second
spot with a throw of 44.38m.  Kargil Vijay Diwas is celebrated every year on July 26 since
 Shooter Avani Lekhara scripted history as she became the the year 1999, to mark India’s victory over Pakistan in the
first Indian woman to win a gold medal at the Paralympics, Kargil conflict. This year nation is celebrating the 22 years
firing her way to the top of the podium in the R-2 women’s of victory in the Kargil war.
10m Air Rifle Standing SH1 event.  Kargil War was fought between May-July of 1999 in the
 In table tennis, Indian paddler Bhavinaben Patel has Kargil district of Jammu & Kashmir along the Line of
claimed the historic silver medal at the 2020 Paralympic Control (LoC) in which India got the victory.
Games at Tokyo, in the women’s singles summit clash. The  July 26 is celebrated as “Kargil Vijay Diwas” every year to
34-year-old Patel lost to Chinese paddler Ying Zhou, 0-3, in mark the successful completion of “Operation Vijay” that
her maiden Paralympic Games. ended the 3-month war along the Line of Control.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Dholavira inscribed on UNESCO World Heritage List RBI Monetary Policy Highlights & Key Decisions:
 RBI keeps the GDP growth forecast for FY22 unchanged at
 A Harappan-era metropolis, Dholavira in Gujarat inscribed
9.5%.
on the UNESCO World Heritage List.
 RBI to conduct two more auctions of ₹25,000 crores each
 Now Gujarat has three world heritage sites, Champaner
on August 12 & August 26 under the G-sec Acquisition
near Pavagadh, Rani ki Vav in Patan & the historic city of
Programme (GSAP).
Ahmedabad. Dholavira is now the 40th treasure in India to
be given.  CPI inflation is projected at 5.7 % during 2021-22 – this
 Also, in the 44th session of the World Heritage Committee consists of 5.9% in Q2, 5.3% in Q3 & 5.8% in Q4 of 2021-22
of UNESCO, India got a new world heritage site in the form with risks broadly balanced. CPI inflation for the first quarter
of the Rudreswara/ Ramappa Temple in Telangana. of 2022-23 is projected at 5.1%.

14 Tiger Reserves of India get (CA|TS) Recognition 7 Indian Companies Feature in Fortune Global 500 list
for 2021
 From India, 14 tiger reserves received the accreditation of
the Global Conservation Assured Tiger Standards (CA|TS),  Seven Indian companies have found a place in 2021
on the occasion of International Tiger Day on July 29, 2021. Fortune’s Global 500 list.
 National Tiger Conservation Authority (NTCA) recognized  Fortune Global 500 is an annual ranking of the top 500
the ‘BaghRakshaks’ for their efforts in protecting Tigers & enterprises globally, as measured by business revenues.
forests.  Mukesh Ambani-led Reliance Industries Ltd is the highest-
 CA|TS is a set of criteria that allows tiger sites to check if ranked Indian company on the list in terms of revenue, with
their management will lead to successful tiger conservation. revenues of nearly $63 billion. It is placed at 155th spot
globally.
Khel Ratna Award renamed as Major Dhyan Chand Khel  Globally, Walmart has topped the list in terms of revenue for
Ratna Award the eighth consecutive year.
 PM Modi announced that Rajiv Gandhi Khel Ratna Award  China dominated this year’s list for the highest number of
will be renamed as Major Dhyan Chand Khel Ratna Award. companies featuring in the list at 143.
Dhyan Chand, whose birthday is celebrated as National
Sports Day, won three Olympic golds for the country in Indian Companies in the list:
Hockey. • Reliance Industries (155)
 The award was inaugurated in 1991-92, the award • State Bank of India (205)
comprises a medallion, a certificate, & a cash prize of ₹ 25 • Indian Oil (212)
lakh. The first recipient of the Khel Ratna was chess legend, • Oil & Natural Gas (243)
Viswanathan Anand. • Rajesh Exports (348)
• Tata Motors (357)
RBI announces its bi-monthly monetary policy | August • Bharat Petroleum (394)
2021
 RBI announced its bi-monthly monetary policy. This is the
seventh time in a row that the Monetary Policy Committee
(MPC) headed by RBI Governor Shaktikanta Das has
maintained the status quo.
 The Marginal Standing Facility (MSF) rate & bank rates
remain unchanged:
• Policy Repo Rate: 4.00%
• Reverse Repo Rate: 3.35%
• Marginal Standing Facility Rate: 4.25%
• Bank Rate: 4.25%
• CRR: 4%
• SLR: 18.00%

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Tokyo Olympics 2020 Closing Ceremony Highlights
 The Athletics Federation of India decided that javelin
 The Tokyo Olympics 2020 came to an end on August 08, throw day will be on 7th August every year in honour of
2021. It was held from July 23 to August 08, 2021, in Tokyo, Olympic gold medalist Neeraj Chopra.
Japan.  The 23-year-old Neeraj is India’s second individual Olympic
 This was for the fourth time that Japan hosted the Olympic gold medallist after Abhinav Bindra.
Games, after previously hosting the Tokyo 1964 (Summer),  Neeraj bagged the gold medal in men’s javelin throw at the
2020 Tokyo Olympics on 7th August 2021.
Sapporo 1972 (Winter), & Nagano 1998 (Winter) games.
 Neeraj has scripted the history at the Olympic Stadium in
 Apart from this, Tokyo is the first Asian city to hold the
Tokyo when he threw the javelin to a distance of 87.58m to
Summer Games twice.
end India’s medal drought in athletics at the Olympics.

Medal Tally:
Shakib Al Hasan, Stafanie Taylor voted ICC players of
 United States has topped the overall medal table with 113
the month for July
medals, which includes 39 Gold, 41 Silver & 33 Bronze Medal.
 Indian Contingent managed to win 7 medals comprising 1  Bangladesh all-rounder Shakib Al Hasan & West Indies
Gold, 2 Silver & 4 Bronze Medals. The country stood at the skipper Stafanie Taylor were named the ICC Player of the
48th position in the medal table out of 86 countries. Month for July in men’s & women’s categories.

Top 3 Nations in the Medal Tally: 4 more sites in India added to Ramsar list
• United States: 113 (Gold: 39, Silver: 41, Bronze: 33)  Four more wetlands from India have been added to the list
• China: 88 (Gold: 38, Silver: 32, Bronze: 18) of Ramsar sites, giving it the status of ‘Wetland of
• Japan: 58 (Gold: 27, Silver: 14, Bronze: 17) International Importance’.
 With this, the total number of Ramsar sites in India have
India in the Tokyo Olympics 2020 reached 46, covering a surface area of 1,083,322 hectares.
 India finished the Games with its best-ever Olympic medal  The sites have been recognised as wetlands of international
tally of 7 in Tokyo Games 2020, surpassing the previous best importance under the Ramsar Convention. Two of these
record of 6 medals at the 2012 London Olympics. sites are in Haryana, while the other two are in Gujarat.
 MC Mary Kom, & men’s hockey team skipper, Manpreet
These sites are:
Singh, were flag-bearers for the Indian contingent at the
• Thol, Gujarat
opening ceremony.
• Wadhwana, Gujarat
 Bronze-medalist Bajrang Punia was the flag-bearer at the
• Sultanpur, Haryana
closing ceremony of the event.
• Bhindawas, Haryana

Indian Medal Winners List


Indian Film Festival of Melbourne Awards 2021
announced
Gold
 Men’s Javelin Throw: Neeraj Chopra  The Family Man 2 actors Manoj Bajpayee & Samantha
Akkineni were among the winners of the latest edition of
Silver the Indian Film Festival of Melbourne Awards.
 Women’s 49kg Weightlifting: Mirabai Chanu
 Men’s Freestyle 57kg Wrestling: Ravi Dahiya Full list of winners of the Indian Film Festival of Melbourne
(IFFM) 2021:
Bronze • Best Feature Film: Soorarai Pottru
• Best Performance Male (Feature): Suriya Sivakumar
 Women’s Welterweight boxing: Lovlina Borgohain
(Soorarai Pottru)
 Women’s Singles Badminton: PV Sindhu
• Best Performance Female (Feature): Vidya Balan (Sherni) &
 Men’s 65kg Freestyle Wrestling: Bajrang Punia
Honourable mention to Nimisha Sajayan (The Great Indian
 Men’s hockey: India men’s hockey team Kitchen)
7th August to be named “Javelin Throw Day” to honour • Best Director: Anurag Basu (Ludo) & Honorary Mention
Prithvi Konanur (Pinki Elli?)
Neeraj Chopra
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Best Series: Mirzapur Season 2 • Squadron Leader Deepak Mohanan, Flying (Pilot)
• Best Actress in a Series: Samantha Akkineni (The Family
Man 2) RBI launches the Financial Inclusion Index
• Best Actor in a Series: Manoj Bajpayee (The Family Man 2)
• Equality in Cinema (Short Film): Sheer Qorma  RBI introduced the Financial Inclusion Index (FI-Index),
• Equality in Cinema Award (Feature Film): The Great Indian which is a measure of the extent of financial inclusion in
Kitchen India. FI-Index incorporates the inclusion details of
• Diversity in Cinema Award: Pankaj Tripathi
banking, investments, insurance, postal & pension sector
in India.
President Ram Nath Kovind confers 144 Gallantry
 The value of FI-Index will range between 0 to 100. Where 0
awards in 2021
denotes complete financial exclusion while 100 denotes full
 President Shri Ram Nath Kovind, the Supreme Commander financial inclusion.
of the Armed Forces approved 144 Gallantry awards for
 Parameters of FI-Index: FI-Index comprises of three
armed forces, police & paramilitary personnel on the
occasion of Independence Day 2021. parameters, namely- Access (35%), Usage (45%), & Quality
 144 Gallantry awards include: (20%) with each of these consisting of various dimensions,
• Ashok Chakra: Babu Ram (posthumously), ASI, Jammu & which are computed based on a number of indicators. In
Kashmir Police. total there are 97 indicators.
• Kirti Chakra: Altaf Hussain Bhat (posthumously), Constable,  The annual FI-Index for the period ending March 2021 is
J&K Police. 53.9 while for the period ending March 2017 it is 43.4. RBI will
release the FI-Index in the month of July every year. There is
Shaurya Chakra
no base year for this Index.
• Major Arun Kumar Pandey, The Rashtriya Rifles, Indian
Army
• Major Ravi Kumar Chaudhary, The Rashtriya Rifles, Indian EASE Reforms Index Award 2021 announced
Army
• Captain Ashutosh Kumar, The Madras Regiment (Mysore)  Union Minister of Finance & Corporate Affairs, Nirmala
• Captain Vikas Khatri, The Rashtriya Rifles Sitharaman announced the EASE 3.0 Awards.
• Kumar, The Rashtriya Rifles  State Bank of India is the Overall winner of the EASE
• Sepoy Neeraj Ahlawat, The Rashtriya Rifles Reforms Index Award 2021 (EASE 3.0 Awards).
• Captain Sachin Reuben Sequeira, Indian Navy  Bank of Baroda is second & Union Bank of India is third.
• Group Captain Perminder Antil, Flying (Pilot), Air Force  Indian Bank won the award for the best improvement from
• Wing Commander Varun Singh Flying (Pilot), Air Force
the baseline performance.
• Shri Chitesh Kumar, Deputy Commandant, CRPF
 SBI, BoB, Union Bank of India, Punjab National Bank &
• Shri Manjinder Singh, Sub Inspector, CRPF
• Shri Sunil Choudhary, Constable, CRPF Canara Bank won the top awards in different themes of the
• Shri Debasis Sethy, Commando, Odisha Police PSB Reforms Agenda EASE 3.0.
(Posthumous)
• Shri Sudhir Kumar Tudu, Commando, Odisha Police
S.No Theme Winner
(Posthumous) 1. Smart Lending for Aspiring Bank of
• Shri Shahbaz Ahmad, Special Police Officer, J&K Police India Baroda
(Posthumous) 2. Tech-enabled ease of SBI
Bar To Sena Medal (Gallantry) Banking
• Lieutenant Colonel Krishna Kant Bajpai, The Rajput 3. Institutionalized Prudent Bank of
Regiment Banking Baroda
• Major Surendra Singh Lamba, The Grenadiers, 29th
4. Governance & Outcome Union Bank of
Battalion, The Rashtriya Rifles
• Major Rahul Balamohan, The Mahar Regiment, First centric HR India
Battalion, The Rashtriya Rifles 5. Deepening FI & Customer Union Bank of
• Major Ankit Dahiya, The Punjab Regiment, 22nd Battalion, Protection India
The Rashtriya Rifles
Vayu Sena Medal (Gallantry) Nirmala Sitharaman unveils Public Sector Bank
• Wing Commander Uttar Kumar, Flying (Pilot) Reforms Agenda (EASE 4.0)
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
to transform all PSBs into digital-attacker banks working
 Nirmala Sitharaman unveiled the fourth edition of the
hand-in-hand with key constituents of the financial services
Public Sector Bank (PSB) Reforms Agenda ‘EASE 4.0’ for
ecosystem to offer industry-best customer experience.
2021-22.
 Important Initiatives under EASE 4.0:
 Theme for EASE 4.0 is “Technology-enabled, simplified, &
• Smart Lending for Aspiring India
collaborative banking.” EASE stands for Enhanced Access
• New Age 24×7 banking with resilient technology
& Service Excellence (EASE).
• Collaborative banking for synergistic outcomes
 EASE 4.0 aims to further the agenda of customer-centric
• Tech-enabled Ease of Banking
digital transformation & deeply embed digital & data into
• Institutionalizing Prudent Banking
PSBs’ ways of working. EASE 4.0 sets the agenda & roadmap
• Governance & Outcome Centric HR

Most Important Current Affairs July 2021


Cabinet Reshuffle: 43 leaders take oath as ministers
 Union Cabinet led by PM Modi expanded its council of ministers. The swearing-in ceremony of 43 Ministers held at the
Rashtrapati Bhavan on July 7, 2021.
 In total, 15 Ministers were inducted into the Union Cabinet & 28 Ministers were inducted as Ministers of State.
 Union Cabinet can have 81 members, as per the rule.
 PM Modi will continue to head the following – Ministry of Personnel, Public Grievances & Pensions; Department of Atomic
Energy; Department of Space; All important policy issues; & all other portfolios not allocated to any Minister.

New Cabinet Ministers 2021


New Cabinet Ministers Portfolios
Narayan Rane Minister of Micro, Small & Medium Enterprises
Sarbananda Sonowal Minister of Ports, Shipping & Waterways & Minister of AYUSH
Virendra Kumar Minister of Social Justice & Empowerment
Jyotiraditya Scindia Minister of Civil Aviation
Ramchandra Prasad Singh Minister of Steel
Minister of Railways; Minister of Communications; & Minister of Electronics & Information
Ashwini Vaishnaw
Technology
Pashu Pati Kumar Paras Minister of Food Processing Industries
Kiren Rijiju Minister of Law & Justice
Raj Kumar Singh Minister of Power; & Minister of New & Renewable Energy
Hardeep Singh Puri Minister of Petroleum & Natural Gas; & Minister of Housing & Urban Affairs
Mansukh Mandaviya Minister of Health & Family Welfare; & Minister of Chemicals & Fertilizers
Bhupendra Yadav Minister of Environment, Forest & Climate Change; & Minister of Labour & Employment
Parshottam Rupala Minister of Fisheries, Animal Husbandry & Dairying
G Kishan Reddy Minister of Culture; Minister of Tourism; & Minister of Development of North Eastern Region
Anurag Singh Thakur Minister of Information & Broadcasting; & Minister of Youth Affairs & Sports

SI. Ministers of State Ministry


(Independent Charge)
1 Rao Inderjit Singh Minister of State (Independent Charge) of the Ministry of Statistics &

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Programme Implementation;
Minister of State (Independent Charge) of the Ministry of Planning; and
Minister of State in the Ministry of Corporate Affairs
2 Dr Jitendra Singh Minister of State (Independent Charge) of the Ministry of Science &
Technology;
Minister of State (Independent Charge) of the Ministry of Earth Sciences;
Minister of State in the PM’s Office;
Minister of State in the Ministry of Personnel, Public Grievances & Pensions;
Minister of State in the Department of Atomic Energy; and
Minister of State in the Department of Space

New Ministers of State


Ministers of State Minister of State In
Pankay Chaudhary Ministry of finance
Anupriya Singh Patel Ministry of commerce & industry
Satya Pal Singh Bhagel Ministry of Law & Justice
Ministry of skill development & entrepreneurship: & Ministry of electronics & information
Rajeev Chandrasekhar-
technology
Shobha Karandlaje Ministry of agriculture & farmers welfare
Bhanu Pratap Singh
Ministry of Micro, Small & Medium Enterprises
Verma
Dardhana Vikram Jardosh Ministry of textiles: & Ministry of Railways
Meenakshi Lekhi Ministry of external affairs: & Ministry of culture
Annapurna Devi Ministry of education
A Narayanaswamy Ministry of Social Justice in power meant
Kaushal Kishore Ministry of housing & urban affairs
Ajay Bhatt Ministry of defence: & Ministry of tourism
BL Verma Ministry of development of North Eastern region: & Minister of cooperation
Ajay Kumar Ministry of home affairs
Chauhan Devusinh Ministry of communications
Bhagwanth Khuba Ministry of new & Renewable Energy: Ministry of chemicals & fertilisers
Kapil Moreshwas Patil Ministry of Panchayati Raj
Pratima Bhoumik Ministry of Social Justice & Empowerment
Subhas Sarkar Ministry of Education
Bhagwat Kishanrao Karad Ministry of Finance
Rajkumar Ranjan Singh Ministry of external affairs: & Ministry of education
Bharati Pravin Pawar Ministry of health & family welfare
Bishweswar Tudu Ministry of tribal affairs: Ministry Ministry of Jal Shakti
Shantanu Thakur Ministry of ports, shipping & waterways
Munjapara Mahendrabhai Ministry of women & Child development: & Ministry of AYUSH
John Barla Ministry of minority affairs
Dr L Murugan Ministry of fisheries, animal husbandry & dairying; minister of information & broadcasting
Nisith Pramanik Ministry of home affairs: & Ministry of youth affairs & sports

President Kovind appoints new Governors for eight states


 President of India, Ram Nath Kovind appointed new Governors for eight states. Governors appointed for states including
Haryana, Karnataka, Madhya Pradesh, Goa, Tripura, Jharkhand, Mizoram & Himachal Pradesh.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021

SI.no State New Governor


1. Karnataka Thawarchand Gehlot
2. Madhya Pradesh Mangubhai Chhaganbhai Patel
3. Mizoram Dr. Hari Babu Kambhampati
4. Himachal Pradesh Rajendra Vishwanath Arlekar
5. Goa P.S. Sreedharan Pillai
6. Tripura Satyadev Narayan Arya
7. Jharkhand Ramesh Bais
8. Haryana Bandaru Dattatraya

Wimbledon Championships 2021: Complete List Of Winners


 In the men category, Novak Djokovic defeated Matteo Berrettini in the Wimbledon final to win his sixth Wimbledon title &
20th Grand Slam trophy. With this win, he has equaled his total major men’s singles titles record with Roger Federer & Rafael
Nadal.
 In women’s category, Ashleigh Barty of Australia beat Karolina Pliskova (Czech Republic) to win her first Wimbledon
women’s singles title.

S. No. Category Winner Runner Up


1. Men’s Singles Novak Djokovic (Serbia) Matteo Berrettini
2. Women’s Singles Ashleigh Barty (Australia) Karolína Plíšková (Czech Republic)
3. Men’s Doubles Nikola Mektić & Mate Pavić Marcel Granollers & Horacio Zeballos
4. Women’s Doubles Hsieh Su-wei & Elise Mertens Veronika Kudermetova & Elena Vesnina
5. Mixed Doubles Neal Skupski & Desirae Krawczyk Joe Salisbury & Harriet Dart

Cannes Film Festival 2021 winners list announced  Yunus, whose pioneering micro-lender has been hailed for
cutting poverty across the globe, will be honoured for “his
 The Cannes Film Festival 2021 concluded. The jury, extensive work in sport for development.
presided by Spike Lee, presented the awards at the Closing  The Olympic Laurel was created five years ago to recognise
Ceremony. Julia Ducournau won the Cannes’ top prize, endeavours in culture, education, peace & development
the Palme d’Or, for her film Titane, making her the second through sport. It was given for the first time at the 2016 Rio
woman ever to win the award. Games to Kenyan former Olympian Kip Keino, who
 List of Cannes 2021 winners in key categories: opened a children’s home, a school & an athletes’ training
• Palme d’Or: Julia Ducournau for Titane (France) centre in his home country.
• Grand Prix (TIE): Ashgar Farhadi for A Hero (Iran) & RBI allows loans up to Rs 5 cr to other banks' directors
Juho Kuosmanen for Compartment No.6 (Finland)
• Best Director: Leos Carax Annette (France)  RBI overhauled rules for extending loans to directors of
• Best Actress: Renate Reinsve for Worst Person in the other banks & relatives of directors.
World (Norway)  As per the amendments, the central bank has allowed banks
• Best Actor: Caleb Landry Jones for Nitram (US) to extend personal loans up to ₹5 crores to directors of other
Bangladesh Nobel laureate Muhammad Yunus to get banks & directors' relatives other than spouses without
board approval. The earlier limit for such loans was ₹25 lakh.
Olympic Laurel

 Bangladeshi Nobel Peace Prize winner, Muhammad Yunus


The State of Food Security & Nutrition in the World
will receive the Olympic Laurel at the Tokyo Games, the 2021 Report
second time the trophy will be awarded.
 The annual UN-FAO report titled “The State of Food
Security & Nutrition in the World 2021” states that

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
between 720 & 811 million people in the world faced hunger • Percentage of infants aged below 6 months who were
in 2020, which is around 161 million more than in 2019. exclusively breastfed: 44%
 The report was jointly produced by the UN Food &
Agriculture Organization (FAO), the International Fund for AR Rahman launch Tokyo Olympics cheer song
Agricultural Development (IFAD), the UN Children’s Fund “Hindustani Way”
(UNICEF), the World Food Programme (WFP) & WHO.
 Singer Ananya Birla teamed up with music maestro AR
 Key facts & figures
Rahman to launch a cheer song for Indian sports
• Number of hungry people in 2020 in the World: between
personalities as they gear up for Tokyo Olympics.
720 & 811 million
 Titled “Hindustani Way”, the song has been sung by
• Asia: 418 million (More than half of world hunger
Ananya & composed by Rahman. Minister of Information &
population)
Broadcasting, Anurag Thakur also present in the launch of
• Africa: 282 million (One-third)
the song.
• Percentage of women of reproductive age affected by
anaemia: 29.9%

Most Important Current Affairs June 2021


Centre for World University Rankings 2021-22 BAFTA TV Awards 2021 winners announced
announced
 The winners of the BAFTA TV Awards 2021 were
 Centre for World University Rankings 2021-22 announced, announced.
19,788 institutions were ranked, & those that placed at the
top made the global 2000 list.  Winners of BAFTA TV Awards 2021 are:
 Harvard University has topped the ranking followed by Category Winner
Massachusetts Institute of Technology, Stanford
University, University of Cambridge, & Oxford University Leading Actress Michaela Coel, I May Destroy You
respectively. Leading Actor Paul Mescal, Normal People
 As many as 68 Indian institutes made it to the list of the Drama Series Save Me Too
top 2000 higher education institutes across the world, as
per the rankings. Best Comedy Charlie Cooper & Aimee Lou
 Indian pack is led by the IIM-Ahmedabad which bagged Performance Wood
415th rank followed by the Indian Institute of Science (IISc) Best Comedy Inside No. 9
at 459th rank.
Series
Original Music Harry Escott, Roadkill
Sports England v West Indies Test
Cricket – Sky Sports Cricket
Auckland tops Global Liveability Index 2021
 New Zealand & Australian cities dominated the Global
Liveability Index 2021 published by the Economist
Intelligence Unit (EIU).
 Auckland ranked the best on liveability rankings due to the
ability of New Zealand city to contain Covid-19 faster.
World Environment Day: 5th June  Japanese cities of Osaka & Tokyo grabbed second & fourth
place & Adelaide, Australia spot 3rd place while Syrian
 World Environment Day is observed globally on 5th June
capital Damascus remained the worst city.
every year. This day is observed to raise awareness about
protecting the environment & to remind people not to take
RBI: ATM cash withdrawal rule changed
nature for granted.
 The theme was 'Reimagine. Recreate. Restore.  RBI changed some rules regarding cash withdrawal from
 Pakistan is the global host for the day to highlight the ATM. The new ATM charges as defined by RBI are as
importance of ecosystem restoration this year. under:

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Free cash withdrawal limit from own bank: Bank an illustrious list of ICC Hall of Famers, taking the total
customers can now do five free financial & non-financial number to 103 as a result of this intake. Some of the
transactions every month from their own bank ATMs. inductees are:
 Free ATM transaction limit from other banks: ATM • Ted Dexter of England & Vinoo Mankad of India for the
cardholders can do three free financial & non-financial post-war Era (1946-1970).
transactions in metro centres while five in the non-metro • Desmond Haynes of the West Indies & Bob Willis of
transaction from other bank ATMs England were inducted from the ODI era (1971-1995)
 Charges on ATM cash withdrawal beyond the free limit: • Andy Flower of Zimbabwe & Kumar Sangakkara of Sri
RBI allowed banks to increase charges on ATM transactions
Lanka were from the modern era (1996-2016).
beyond the free ATM transaction limit.
 Rise in interchange fee: Interchange fee per transaction
India ranks 67th in Coursera’s Global Skills Report 2021
changed from Rs 15 to Rs 17 for financial transactions while
from Rs 5 to Rs 6 for non-financial transactions in effect  As per the ‘Global Skills Report 2021’ released by Coursera,
from August 1, 2021. India ranked 67th overall globally.
 New charges on ATM withdrawal beyond the free  The report is based on performance data of about 77 million
transaction limit: Bank customer will have to pay Rs 21
learners (from across 100 countries) on the platform
(currently it is Rs 20) for each ATM cash withdrawal beyond
collected since the onset of the pandemic.
the free transaction limit in effect from January 1, 2022.
 This is topped by Switzerland.

2021 Pulitzer Prize Announced: Complete List of


Global Peace Index 2021 announced
Winners
 15th edition of the Global Peace Index (GPI) announced by
 The 105th class of Pulitzer Prize 2021 winners in
Institute for Economics & Peace (IEP) Sydney.
Journalism, Books, Drama & Music were announced.
 It is the world’s leading measure of global peacefulness. The
 It is an award for achievements in newspaper, magazine &
online journalism, literature, & musical composition in the index ranks 163 independent states & territories according
United State. Some of the winners are: to their level of peacefulness.
 Iceland remains the most peaceful country in the world. It is
Category Winner joined at the top of the index by New Zealand, Denmark,
JOURNALISM Portugal, & Slovenia.
Public service The New York Times  Afghanistan is the least peaceful country in the world.
Criticism Wesley Morris of The New York  India has moved up two notches from its previous year’s
Times ranking, ranked at 135th.
BOOKS, DRAMA, & MUSIC Novak Djokovic wins French Open Tennis Title 2021
Fiction The Night Watchman by Louise
 Novak Djokovic defeated Stefanos Tsitsipas to lift the
Erdrich
French Open title for the second time in his career.
Drama The Hot Wing King, by Katori Hall
 Djokovic has also become the first man in the Open Era to
Biography or The Dead Are Arising: The Life of complete the career Grand Slam twice.
autobiography Malcolm X by Les Payne & Tamara  Winners of French Open Tennis Tournament 2021
Payne • Men’s Singles: Novak Djokovic (Serbia)
Music Stride, by Tania León (Peermusic • Women’s Singles: Barbora Krejčíková (Czech
Classical) Republic)
• Men’s Doubles: Pierre-Hugues Herbert (France) &
Vinoo Mankad & 9 others inducted into ICC Hall of Nicolas Mahut (France)
Fame • Women’s Doubles: Barbora Krejčíková (Czech Republic)
& Kateřina Siniaková (Czech Republic)
 ICC inducted 10 icons of the game, including India’s Vinoo • Mixed Doubles- Desirae Krawczyk (United States) & Joe
Mankad, into its illustrious Hall of Fame. Salisbury (United Kingdom).
 The 10 legends of the game to be inducted have all made a
significant contribution to the history of Test cricket, & join

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
New Zealand crowned first ICC World Test • Indore: Conservation of Heritage
Championship • Chandigarh: Capitol Complex, Heritage Project
• Gwalior: Digital Museum
 New Zealand defeated India to win the first ICC World Test
Championship. 4. Urban Environment
 Kyle Jamieson (NZ) adjudged as the “Player of the match”, • Bhopal: Clean energy
while Kane Williamson (NZ) is the “Player of the series”.
 The first test championship began in 2019 with the finals 5. Sanitation
being played in 2021. • Tirupati: Bioremediation & Bio-Mining
 The final match was played at Ageas Bowl Stadium (Rose • Indore: Municipal Waste Management System
Bowl Stadium) in Southampton, England. • Surat: Conservation through Treated Wastewater
 The next Test Championship will be held between 2021-
2023. 6. Economy
• Indore: Carbon Credit Financing Mechanism
International Day of Yoga: 21 June • Tirupati: Boost Local Identity & Economy through Design
Studio
 United Nations celebrates International Day of Yoga • Agra: Micro Skill Development Centre
globally on 21 June every year to raise awareness worldwide
of the many benefits of practising yoga. 7. Built Environment
 This year’s commemoration of the International Day of Yoga • Indore: Chappan Dukan
focuses on “Yoga for well-being” – how the practice of • Surat: Canal Corridor
Yoga can promote the holistic health of every individual.
8. Water
Centre releases full list of Smart Cities Awards 2020 • Dehradun: Smart Water Metering Water ATM
• Surat: Integrated & Sustainable Water Supply System
winners
 The Central govt. declared Smart City awards 2020 in 9. Urban Mobility
which Indore (Madhya Pradesh) & Surat (Gujarat) won the • Aurangabad: Majhi Smart Buses
award jointly for their overall development. Whereas Uttar • Surat: Dynamic Scheduling Buses
Pradesh emerged on the top among all states, followed by • Ahmedabad: Man-less parking system & automatic ticket
Madhya Pradesh & Tamil Nadu under the Smart City dispensing machines AMDA Park
award, 2020
 Some of the winning Smart Cities under the different 10. Innovative Idea Award
categories: • Indore: Carbon Credit Financing Mechanism
• Chandigarh: For Union Territories
1. Social Aspects
• Tirupati: Health Benchmark for Municipal Schools
11. Covid Innovation Award
• Bhubaneshwar: Socially Smart Bhubaneswar
• Kalyan-Dombivali & Varanasi
2. Governance
Other Awards in different categories:
• Vadodara: GIS
 According to the ministry, Ahmedabad bagged the 'Smart
• Thane: Digi Thane
Cities Leadership Award', followed by Varanasi & Ranchi in
the second & third spots respectively.
3. Culture

Most Important Current Affairs May 2021


Forbes Highest paid Athletes list 2021 released
Rank Name Sports Earning
 Forbes unveiled its annual list of the 10 highest-paid Conor McGregor $180
athletes of the year.
1 MMA
(Ireland) million
 UFC star Conor McGregor topped the Forbes list by earning
$180 million.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Lionel Messi $130  The following entered the tentative list of UNESCO World
2 Soccer Heritage sites.
(Argentina) million
• Ganga Ghats of Varanasi,
Cristiano Ronaldo $120 • Temples of Kancheepuram in Tamil Nadu,
3 Soccer
(Portugal) million • Satpura Tiger Reserve in Madhya Pradesh,
• Maharashtra Military Architecture
• Hire Benkal Megalithic site,
RBI Annual Report 2021: Highlights
• Bhedaghat Lametaghat of Narmada Valley in Madhya
 RBI published its annual report & highlights “asset quality of Pradesh
banks & their preparedness requires close monitoring for
Naomi Osaka wins top title at 2021 Laureus World
higher provisioning for upcoming quarters".
Sports Awards
 Provision Coverage Ratio (PCR) of banks improved from
 World number two tennis player Naomi Osaka of Japan
66.6% in March 2020 to 75.5 % by December 2020, because
named “Sportswoman of the Year” at the 2021 Laureus
of prudent provisioning by banks above regulatory World Sports Awards.
prescriptions on accounts availing moratorium &  In the men’s category, World number two Rafael Nadal of
undergoing restructuring. Spain won the 2021 “Laureus Sportsman of the Year” title.
 Capital to risk-weighted assets ratio (CRAR) of banks  Other Winners are:
increased to 15.9% by December 2020, in March it was • Team of the Year Award: Bayern Munich
• Breakthrough of the Year Award: Patrick Mahomes
14.8%.
• The comeback of the Year Award: Max Parrot
 In its report, RBI cautioned “banks being lenders will have to • Lifetime Achievement Award: Billie Jean King
provide a true picture of bad loans after Supreme Court
lifted the interim stay on classifying non-performing ISRO develops 3 cost-effective ventilators, oxygen
assets (NPA) in March 2021. concentrator
 Gross NPA ratio of banks decreased from 8.2% in March  Indian Space Research Organisation’s Vikram Sarabhai
2020 to 6.8% in December 2020. Space Centre (VSSC) developed three different types of
 Capital adequacy ratio of NBFCs increased from 24.8% in ventilators & an oxygen concentrator.
 Based on designs, features & specifications, they have
December 2020 to 23.7% in March.
named them, Prana, VaU & Svasta.
 Frauds reported by banks fell by 25% in value terms in just  Likely to be priced around ₹1 lakh, the ventilators developed
one year to Rs 1.38 lakh crore at the end of fiscal year by the ISRO were cost-effective & easy to handle.
ended March 2021, data released by the RBI as part of its  Prana is meant to deliver respiratory gas to the patient by
annual report showed. automated compression of an Ambu bag, Svasta is
designed to work without electric power, & the VaU is a low-
 RBI on 27th May said banknotes in circulation witnessed a
cost ventilator equivalent to commercially available high-
higher than the average increase during 2020-21, on end ventilators.
account of precautionary holding of cash by people due to  VSSC also developed a portable medical oxygen
the COVID-19 pandemic. Value & volume of banknotes in concentrator called Shwaas. It is capable of supplying 10
circulation increased by 16.8% & 7.2% respectively in 2020- litres of enriched oxygen per minute, adequate for two
patients at a time.
21.
RBI sets up an advisory group to assist RRA 2.0
Andrea Meza crowned 69th Miss Universe 2020
 Miss Mexico Andrea Meza crowned as the 69th Miss  RBI constituted an advisory group to assist the second
Universe 2020. Miss India’s Adline Quadros Castelino Regulatory Review Authority (RRA 2.0), which was set by
made it to the Top 4. the central bank to streamline regulations & reduce the
compliance burden of regulated entities. The Advisory
Six Heritage Sites added to India’s UNESCO World Group will be headed by SBI Managing Director S
Heritage sites Tentative List Janakiraman.

 Union Culture Minister announced that around six cultural Ayushman Bharat Diwas: April 30
heritage sites added to the UNESCO World Heritage Sites.  Every year, the Ayushman Bharat Diwas is celebrated on
With this, the total number of sites in the UNESCO World April 30 in India. The Ayushman Bharat Diwas is celebrated
Heritage Sites Tentative list has increased to 48. to achieve twin missions.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 The Scheme was launched by PM Narendra Modi in April  As per the Ministry of Health & Family Welfare, Ayushman
2018. Bharat Scheme has so far operationalised 75,532 Ayushman
Bharat Health & Wellness Centre.

Most Important Current Affairs April 2021


93rd Academy Awards (Oscars Awards 2021) 3 Bernard LVMH 150 billion
announced Arnault
 The 93rd Academy Awards ceremony, also known as the 4 Bill Gates Microsoft 124 billion
Oscars Award, took place in Los Angeles. It is presented 5 Mark Facebook 97 billion
annually by the Academy of Motion Picture Arts & Zuckerberg
Sciences (AMPAS). 6 Mukesh Reliance 84.5 billion
 American drama ‘Nomadland’ won three awards.
Ambani Industries
 Chloe Zhao, who directed “Nomadland” crowned best
director, & she became the only second woman to claim the
title & the first woman of colour to win that award. 74th Edition of BAFTA Awards 2021 announced
 Indian film personalities Irrfan Khan & Bhanu Athaiya were
honoured in the “In Memoriam” montage.  The British Academy Film Awards (BAFTAs) for the year
2021 announced by the British Academy of Film & Television
rd
The List of the Winners of 93 Academy Awards (Most Arts. BAFTA 2021 is the 74th edition.
Important) Most Nominations
1. Best Picture: Nomadland
 American drama “Nomadland” (7)
2. Best Director: Chloe Zhao, Nomadland
3. Best Actress: Frances McDormand, Nomadland  British coming-of-age drama “Rocks” (7)
4. Best Actor: Anthony Hopkins, The Father
5. Best International Feature Film: Another Round Most Awards
6. Best Original Score: Soul  Nomadland (4)
7. Best Sound: Sound Of Metal
 List of Winners of BAFTA 2021

India ranks 140th in WEF’s gender gap index 2021 • Best Film: Nomadland
• Best Director: Chloe Zhao (Nomadland)
 India slipped 28 places to rank 140 among 156 countries in
• Best Actor in a Leading Role: Anthony Hopkins (The
the Global Gender Gap Report 2021, by World Economic
Forum. In 2020, India ranked 112th among 153 countries. Father as Anthony)
Iceland has topped the index. • Best Actress in a Leading Role: Frances McDormand
 Bangladesh is the best performer in South Asia. (Nomadland as Fern)
 The Global Gender Gap Report 2021 is the 15th edition of • Best Film Not in the English Language (Another Round)
the annual publication by WEF.
• Rising Star Award: Bukky Bakray

Jeff Bezos tops Forbes’ Annual Billionaire list fourth Academic Ranking of World Universities 2020 published
year in a row
 The 2020 Academic Ranking of World Universities
 The Amazon.com Inc founder, Jeff Bezos has topped (ARWU) is released by Shanghai Ranking Consultancy.
Forbes’ annual world’s billionaires list for the fourth  Indian Institute of Science (IISc Bangalore) secured the top
consecutive year. India’s richest billionaire Mukesh Ambani position among the best higher education institutes in India.
ranked at 10th position with a total net worth of USD 84.5  Calcutta University became the best varsity in the country,
billion. as per Academic Ranking of World Universities (ARWU
 Top Billionaires on the list 2020).
 Indian institutes are not even in the top 100 list, the best
Rank Name Company Net Worth
higher education institute, (IISc Bangalore) is in the category
in USD ($) of 501- 600.
1 Jeff Bezos Amazon 177 billion  Best Institute Ranking Index | Rank 1: Harvard University.
2 Elon Musk Tesla, SpaceX 151 billion

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
India ranks 49th in Inclusive Internet Index 2021  34th edition of the Asian Wrestling Championships.
 India won 14 medals to stand in the third spot on the medal
 Economist Intelligence Unit (EIU), in partnership with
table. The medals include 5 Gold, 3 Silver & 6 Bronze Medals.
Facebook released the Inclusive Internet Index 2021.
Iran & Kazakhstan topped the medal tally with 17 medals
 India ranked at 49th spot globally. Topped by Sweden.
each.
 The ‘Inclusive Internet Index’ surveyed 120 countries,
representing 98 per cent of global GDP & 96 per cent of the
RBI sets up committee to review working of ARCs
global population.
 The Reserve Bank of India (RBI) has constituted a six-
102 years of Jallianwala Bagh Massacre member panel to carry out a comprehensive review of the
working of Asset Reconstruction Companies (ARCs) in the
 The Jallianwala Bagh massacre, also known as the
financial sector ecosystem.
Amritsar massacre, took place on 13 April 1919.
 The panel will be headed by former Executive Director of
 This year we commemorate the 102nd anniversary of the
RBI, Sudarshan Sen.
terror that shook the entire country to a standstill.

Wisden Award 2021 announced National Panchayati Raj Day

 To perpetuate the 50th anniversary of the first One-Day  Nation celebrates National Panchayati Raj Day on 24 April
International, five ODI cricketers of the decade have been every year.
listed in Wisden Almanack’s 2021 edition.  The Ministry of Panchayati Raj organizes the National
 The List of winners: Panchayati Raj day or the National Local Self Govt. Day.
• India captain Virat Kohli Wisden Almanack’s ODI player of
the 2010s.
• Sachin Tendulkar is the ODI Cricketer of the 1990s.
• Kapil Dev was named as the ODI Cricketer for the 1980s.
• England all-rounder Ben Stokes is ‘Leading Cricketer of the
Year’.
• Australia’s Beth Mooney is ‘Leading Women’s Cricketer in
the World’.
• West Indies all-rounder Kieron Pollard was adjudged the
‘Leading T20 Cricketer in the World’.

India Clinches 14 medal at 2021 Senior Asian Wrestling


Championship
 The 2021 Senior Asian Wrestling Championships 2021 held
in Almaty, Kazakhstan.

Banking Current Affairs


RBI in News
1. RBI increased the limit of fund transfer under the Indo-Nepal Remittance Facility Scheme from Rs 50,000 per
transaction to Rs 2 lakh per transaction. Earlier there was a ceiling limit of 12 transactions in a year. Now, this limit has
also been removed.
2. RBI imposed a penalty of Rs 50.35 lakh on Janalaxmi Co-operative Bank, Nashik for non-compliance with certain
regulatory requirements.
3. IndusInd Bank empanelled by RBI to act as an ‘Agency Bank’. As an Agency Bank, IndusInd becomes eligible to carry
out transactions related to all kinds of govt.-led businesses.
4. RBI imposed a monetary penalty of Rs 6 lakh on Bengaluru-based Hewlett-Packard Financial Services (India) Private
Ltd.
5. RBI announced the launch of the ‘Scheme of Penalty for non-replenishment of ATMs’, as per which it will impose
monetary penalties on ATMs/WLAs that run out of cash. This will be effective from October 01, 2021.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
RBI in News
Cash-out at any ATM of more than ten hours in a month will attract a flat penalty of ₹ 10,000/- per ATM.
6. RBI raised the limit for collateral-free loans to Self-Help Groups (SHG) under the DAY-NRLM (Deendayal Antyodaya
Yojana – National Rural Livelihoods Mission) from Rs. 10 lakhs to Rs. 20 Lakhs. The DAY-NRLM is the flagship
program of Govt. of India for promoting poverty reduction through building strong institutions for the poor.
7. RBI started a public awareness campaign to warn people against digital banking frauds. For the new campaign, RBI has
roped in Olympic Gold medalist Neeraj Chopra.
8. RBI cancelled the license of Raigad based Karnala Nagari Sahakari Bank Limited in Maharashtra due to insufficient
capital & earning prospects & its continuance would have adversely affected depositors.
9. RBI imposed a monetary penalty of ₹1 crore on Cooperatieve Rabobank UA. Its Mumbai Branch is a part of the
Netherlands-based Rabobank Group.
10. RBI putting in place a Platform for Regulated Entities for Integrated Supervision & Monitoring (PRISM), a web-based
end-to-end workflow automation system, to strengthen compliance by supervised entities. It aimed at helping
supervised entities to strengthen their internal defences & resilience & bringing focus on root cause analysis.
11. RBI come up with a draft rule with modifications in the existing regulation related to foreign investment to discourage
round-tripping. The central bank is looking to tweak the existing regulations & has come up with draft rules around
round-tripping.
12. RBI appointed panel under the chairmanship of N. S. Vishwanathan suggests 4-tier structure for Urban Co-operative
Banks; minimum CRAR (Capital to Risk-Weighted Assets Ratio) for them could vary from 9% to 15%.
13. In 2019, RBI permitted authorized card payment networks to offer card tokenisation services to any token requestor
(i.e., third-party app provider) through mobile phones & tablets. Now RBI extended the scope of tokenization to
include consumer devices – laptops, desktops, wearables (wristwatches, bands, etc.), Internet of Things devices.
14. RBI announced to include street vendors of tier-1 & tier-2 centres, identified as part of the PM Street Vendor’s
AtmaNirbhar Nidhi (PM SVANidhi Scheme) as beneficiaries under the Payments Infrastructure Development Fund
(PIDF) Scheme. PIDF Scheme was launched by RBI to encourage deployment of Points of Sale (PoS) infrastructure (both
physical & digital modes) in tier-3 to tier-6 centres & northeastern states. So now RBI specifically allowed street vendors
of Tier-1 & Tier-2 centres, to be part of PIDF Scheme. The street vendors in tier-3 to tier-6 centres will continue to be
covered under the Scheme by default. PIDF presently has a corpus of Rs. 345 crore.
15. RBI imposed a penalty of Rs 25 lakh on Punjab & Sind Bank for non-compliance with certain provisions of directions on
‘Cyber Security Framework in Banks.
16. RBI announced a change in Govt. securities auction methodology for benchmark securities. Benchmark securities of
tenor 2-year, 3-year, 5-year, 10-year, 14-year tenor & Floating Rate Bonds (FRBs) will now be issued using the uniform
price auction method. For other benchmark securities i.e. 30-year & 40-year, the auction will continue to be multiple
price-based auctions.
17. RBI launched ‘the RBI Retail Direct’ scheme for retail investors, through which they can directly buy & sell govt.
securities (G-Secs), both primary & secondary.
18. RBI imposed restrictions on Mastercard Asia/Pacific Private Limited for adding new domestic customers. MasterCard
will not be allowed to add customers, be it for debit, credit or pre-paid cards as the entity has failed to comply with the
directions on Storage of Payment System Data.
19. RBI cancelled the licence of Dr Shivajirao Patil Nilangekar Urban Co-operative Bank Ltd, Nilanga, Latur, as it does not
have adequate capital & earning prospects.
20. RBI imposed penalties on SBI, Bank of Baroda, IndusInd Bank, Bandhan Bank & 10 other lenders for contravention of
various regulatory norms, including on lending to NBFCs. The penalty imposed on the 14 banks totals Rs 14.5 crore, with
a maximum Rs 2 crore fine on Bank of Baroda.
21. RBI is currently working on a phased implementation strategy for its own digital currency, Central Bank Digital Currency
(CBDC), & will launch it in the wholesale & retail segments soon. India is already a leader in digital payments, but cash
remains dominant for small-value transactions.
22. RBI imposed a monetary penalty of Rs 5 crore on private sector lender Axis Bank. The penalty has been imposed in the
exercise of powers vested in RBI under the provisions of section 47 A (1) (c) read with section 46 (4) (i) of the Banking
Regulation Act, 1949 (the Act).

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
RBI in News
23. RBI accorded its approval to the Govt. of the Union Territory (UT) of Ladakh to acquire 8.23 per cent of the paid-up
equity capital of Jammu & Kashmir Bank Ltd.
24. RBI cancelled the licence of Madgaum Urban Co-operative Bank Limited, Margao, Goa, as the bank with its current
financial position would be unable to pay its present depositors in full.
25. RBI imposed a fine of Rs 10 crore on HDFC Bank for deficiencies in regulatory compliance found in the auto loan
portfolio of the bank. HDFC Bank violated the provisions of section 6(2) & section 8 of the Banking Regulation Act,
1949.
26. RBI cancelled the licence of Pune-based Shivajirao Bhosale Sahakari Bank. The bank ceases to carry on banking
business, with effect from the close of business on May 31.
27. RBI imposed a penalty aggregating to Rs 6 crores on Bank of India (4Cr.) & Punjab National Bank (2Cr.) for
contravention of norms, including one related to “Frauds – Classification & Reporting”.
28. RBI given “in-principle” approval to Centrum Financial Services Ltd (CFSL) to set up a small finance bank (SFB), which
will take over the beleaguered Punjab & Maharashtra Cooperative Bank (PMC Bank). It will get 120 days to commence
operations.
29. RBI decided to open a separate liquidity window of Rs 15,000 crore with tenors of up to three years at the repo rate till
March 31, 2022, for contact-intensive sectors.
30. As per the RBI, scope of the Bharat Bill Payment System (BBPS) will be expanded by August 31 this year by adding
‘mobile prepaid recharges as a biller category. BBPS is an interoperable platform for recurring bill payments operated
by the National Payments Corporation of India.
31. RBI imposed a monetary penalty of ₹3 crores on ICICI Bank for non-compliance with its directions in the matter of
shifting of securities from one category to another.
32. RBI Governor Shaktikanta Das announced a Covid-19 healthcare package of Rs 50,000 crore, for lending to entities such
as vaccine makers, medical equipment suppliers, hospitals & related sectors, besides the patients in need of funds for
treatment.
33. RBI excluded Lakshmi Vilas Bank (LVB) from the Second Schedule of the RBI Act after it was merged with DBS Bank
India Ltd (DBIL) last year.
34. RBI executive director T Rabi Sankar named as the fourth Deputy Governor of the central bank. He succeeds BP
Kanungo.
35. RBI granted authorisation to Eroute Technologies to operate as a prepaid payment instruments (PPI) company.
36. RBI cancelled the licence of United Co-operative Bank Ltd over inadequate capital, regulatory non-compliance, based in
Bagnan, West Bengal.
37. RBI imposed monetary penalty on City Union Bank, Tamilnad Mercantile Bank & two other lenders for
contravention of certain directions issued by the central bank. Penalty of Rs 1 crore imposed on City Union Bank
Limited & 1 crore on Tamilnad Mercantile Bank for non-compliance.
38. RBI to transfer Rs 99,122 crore surplus to the Central Govt. for the accounting period of nine months ended March 31,
2021 (July 2020-March 2021). The Contingency Risk Buffer will remain at 5.50%.
39. RBI increased the maximum amount outstanding in respect of full-KYC PPIs (KYC-compliant PPIs) from Rs. 1 lakh to
Rs. 2 lakh.
40. RBI increased the limit of cash withdrawal from Points of Sale (PoS) terminals using debit cards & open system prepaid
cards (issued by banks) to Rs 2000 per transaction within an overall monthly limit of Rs. 10,000 across all locations (Tier 1
to 6 centres).
41. RBI extended the timeline for processing recurring online transactions by 6 months to September 30, 2021.
42. RBI announced that it will periodically publish a “Financial Inclusion Index” (FI Index) annually in July for the financial
year ending previous March. It would be based on multiple parameters & shall reflect the broadening & deepening of
financial inclusion in the country.
42. RBI increased the limit for Way & Means Advances (WMA) for State Govt.s/UTs from Rs. 32,225 crores (fixed in
February 2016) to Rs. 47,010 crores based on the recommendation of a committee headed by Shri Sudhir Shrivastava.
This represents an increase of about 46%.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
RBI in News
43. RBI enhanced the limit of maximum balance at end of the day maintained in Payments Bank from Rs 1 lakh to Rs 2 lakh
per individual customer.
44. RBI enhanced the loan limit from Rs 50 lakh to Rs 75 lakh per borrower against the pledge/hypothecation of agricultural
produce backed by Negotiable Warehouse Receipts (NWRs)/electronic-NWRs(e-NWRs) issued by the warehouses
registered & regulated by Warehousing Development & Regulatory Authority (WDRA).
45. RBI decided to allow payment system operators to take direct membership of Centralised Payment Systems (CPS),
such as RTGS & NEFT.
46. RBI will be set up a new Regulations Review Authority (RRA 2.0) from May 1, 2021, to review the regulations, circulars,
reporting systems & compliance procedures of the central bank for streamlining them & making them more effective.
The RRA will be set up for a period of one year unless the timeline is extended by the RBI. M Rajeshwar Rao, Deputy
Governor, RBI will be the head of the Regulations Review Authority.
47. RBI issued a show-cause notice prior to cancelling the licence of fraud-hit Sambandh Finserve Pvt Ltd. Sambandh is
registered as an NBFC-MFI.
48. RBI allowed commercial banks to pay dividends on equity shares for FY21, from the profits for the fiscal ended March 31,
2021, subject to certain conditions & limits. RBI allows commercial banks to pay dividends not more than 50% of the
amount determined as per the dividend payout ratio prescribed.
49. RBI cancelled the licence of Maharashtra-based Bhagyodaya Friends Urban Co-operative Bank Limited due to
inadequate capital.
50. RBI capped the tenure of Managing Director & Chief Executive of commercial banks to 15 years. The upper age limit
for MD & CEO & WTDs in private banks has been retained at 70 years. This will be applicable to all the Private Sector
Banks including Small Finance Banks (SFBs) & wholly owned subsidiaries of Foreign Banks.
51. RBI joined the Central Banks & Supervisors Network for Greening the Financial System (NGFS) as a member. The
central bank joined the NGFS on April 23, 2021.
52. RBI announced to conduct the open market purchase of govt. securities of Rs 1 lakh crore under the G-sec Acquisition
Programme (G-SAP 1.0) in the first quarter of 2021-22.
53. RBI capped the tenure of Managing Director & Chief Executive of commercial banks to 15 years. The same limit
will also be applicable to whole-time directors (WTD).

Public Sector Banks in News


Launched a new & enhanced security feature for its YONO & YONO Lite apps, called ‘SIM
1. SBI
Binding’, to protect customers from various digital frauds.
2. SBI Celebrated its 66th year on 1st July.
Indian Overseas Become the second most-valued listed public sector bank with a market capitalisation of over Rs
3.
Bank (IOB) 50,000 crore.
Selected “Paisalo Digital” as the National Corporate Business Correspondent of the Bank for
4. SBI
financial inclusion by providing banking services through kiosks.
NITI Aayog recommended divesting govt. stake in the Central Bank of India & Indian Overseas Bank as part of the
privatisation initiative announced in the Union Budget. As per the new PSE (Public Sector Enterprise) policy for
5.
‘Aatmanirbhar Bharat’, NITI Aayog is entrusted with the task to suggest names of PSUs in strategic sectors to be
merged, privatised, or made subsidiaries of other PSUs.
launched a collateral-free “Kavach Personal Loan” to enable its customers to meet medical
State Bank of
6. expenses of self & family members for Covid treatment. Under this, customers can avail of loans up
India
to ₹5 lakhs at an effective interest rate of 8.5% for 60 months.
Indian Bank & joined hands to provide existing & former employees of the bank & their family members with
7.
Practo Practo’s signature corporate health & wellness plans during the covid-19 pandemic.
launched the Aarogyam healthcare business loan to provide enhanced support to the healthcare
8. SBI sector amid the pandemic. Under this new product, the entire healthcare ecosystem can avail of
loans up to Rs 100 crore (as per the geographic location) repayable in 10 years.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Public Sector Banks in News
Union Bank of Launched “UNI – CARBON CARD”, an HPCL co-branded credit card on the Rupay platform of
9.
India NPCI. This will create an opportunity to create value for the customers.
State Bank of Raised $1 billion from Japan Bank for International Cooperation (JBIC) to extend loans to the
10.
India supply chain of the Japanese automobile industry in India.
Launched a digital initiative “PNB@Ease” under which every transaction undertaken by a bank
Punjab National
11. branch will be initiated & authorised by customers themselves. This will enable the customers to
Bank
avail all banking services under one roof.
12. SBI Research revised India’s GDP growth rate for FY22 (2021-22) to 10.4%. Earlier it estimated this at 11%.

Private Sector Banks in News


1. HDFC Bank Launched an overdraft facility for small retailers in partnership with CSC SPV. Known as ‘Dukandar
Overdraft Scheme’. It aimed at helping shopkeepers & merchants ease their cash crunch.
2. Axis Bank Crossed the milestone of over one million customers on its WhatsApp banking channel with a
total request count of 6 million till now.
3. RBL Bank chosen Amazon Web Services (AWS) as its preferred cloud provider. AWS helps RBL bank to
strengthen its AI-powered banking solutions & drive digital transformation at the Bank.
4. HDFC Bank Introduced the ‘Green & Sustainable Deposits’ to safeguard the environment from climate
change. These will be directed towards financing green & sustainable housing credit solutions &
services.
5. ICICI Launched India’s most comprehensive banking solutions for medical doctors titled as ‘Salute
Doctors’. It offers customized banking as well as value-added services for every doctor.
6. HDFC Bank Launched a SalaamDilSey initiative to show gratitude to doctors for their tireless service during the
pandemic, to pay tribute to doctors across the country.
7. Axis Bank Inked a multi-year deal with Amazon Web Services (AWS) to power the digital transformation
programme. It will build a portfolio of new digital financial services to bring advanced banking
experiences to customers.
8. Axis Bank Signed MOU with the Indian Army offering a defence service salary package under its "Power
Salute" initiative. It will offer different benefits to all ranks of army officers.
9. HDFC Ltd Got a loan of $250 million from International Finance Corporation (IFC) to be used for green
housing. Green housing is regarded as a luxury market in the country but has climate benefits.
10. Federal Bank Launched “FEDDY”, an Artificial Intelligence-powered virtual assistant to help customers with
banking-related queries anytime.
11. ICICI Bank Launched co-branded credit card with Hindustan Petroleum Corporation Limited (HPCL) to
enable users to get benefits & reward points for using multiple credit cards in one. It is named as
‘ICICI Bank HPCL Super Saver Credit Card’.
12. ICICI Bank Tied up with SWIFT to offer a facility that helps overseas partner banks to send instant remittances
on behalf of their customers to the beneficiary in India. This makes ICICI Bank the first bank in Asia-
Pacific & the second globally to offer the facility, called ‘SWIFT gpi Instant’, for cross border inward
payments.
13. ICICI Bank Launched ‘ICICI STACK for Corporates’, a comprehensive set of digital banking solutions for
corporates & their entire ecosystem.
14. IndusInd Bank Launched IndusEasy Credit’, a comprehensive digital lending platform that enables customers to
meet their financial requirements from the comfort of their homes.
15. Kotak Mahindra Launched ‘Pay Your Contact’ the new feature that enables its customers to send money or make
Bank payments to any of their contacts across all payment apps.
16. Kotak Mahindra Selected as a digital payments partner by the National Agriculture Market (eNAM), a pan-India
Bank electronic trading portal for farm produce.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Private Sector Banks in News
17. LIC-controlled Turned profitable in the fiscal ended in March 2021 after five years, posting a net profit of Rs 1,359
IDBI Bank crore for the year.
18. HDFC Bank & Launched chatbot ‘Eva’ on CSCs Digital Seva Portal to support the Village Level Entrepreneurs
Common (VLEs) in providing banking services for the last mile rural consumers. This initiative will bridge the
Services Centres gap between India & Bharat.
19. Jana Small Launched “I choose my number” feature for all its customers across India. This gives the bank’s
Finance Bank existing & new customers the option to select their favourite numbers as their savings or current
account number.
20. IDBI Bank Launched its fully digitized loan processing system, offering over 50 products to MSME & the
agriculture sector.
21. Kotak Mahindra Issued the first-ever foreign portfolio investor (FPI) licence to the GIFT IFSC alternative
Bank investment fund (AIF) of True Beacon Global.
22. ICICI Bank Announced the launch of a unique facility of linking a UPI ID to its digital wallet ’Pockets’. It enables
users to undertake small value everyday transactions directly from their ‘Pockets’ wallet.
23. HDFC Bank Adjudged ‘India’s Best Bank for SMEs’ at the Asiamoney Best Bank Awards 2021.
24. Axis Bank Ltd. Become co-promoters of Max Life Insurance Company Limited, after completion of the acquisition
of 12.99% stake collectively by Axis Bank & its two subsidiaries Axis Capital Limited & Axis
Securities Limited.
25. ICICI Bank Launched the digital & contactless banking platform, especially for retail merchants, called
‘Merchant Stack’, & is targeted at the over 2 crore retail merchants in the country.
26. HDFC Bank emerged as top arranger of corporate bond deals in 2020-21 (FY21). Axis Bank came in second, while ICICI
Bank third. For last quarter of FY21, i.e January- March 2021, Axis Bank was the top arranger of corporate bond deals.
27. Axis Bank entered into a Share Purchase Agreement for sale of 100% stake in its subsidiary, Axis Bank UK Limited to
OpenPayd Holdings Ltd.

Other Banking Related Current Affairs


 Suryoday Small Finance Bank (SSFB) launched a  In the pandemic-hit financial year of 2020-21, the number of
'Suryoday Health & Wellness Savings Account' to help billionaires in India dropped from 141 in FY20 to 136 in
customers grow their wealth & also take care of their FY21, as per a statement issued by Finance Minister
family's health amid the covid-19 pandemic. It comes with
Nirmala Sitharaman in the Rajya Sabha.
three major benefits for a family of four -- top-up health
insurance of ₹25 lakh, annual healthcare package & on-call  SBI Life Insurance announced the launch of a unique new
emergency ambulance medical care services. age protection solution called ‘SBI Life eShield Next’, which
 Manila-based Asian Development Bank approved a USD ‘levels up’ the protection coverage as the insured achieves
300 million loans as additional financing for the ongoing life’s major milestones.
Maharashtra Rural Connectivity Improvement Project for
 Central Govt. approved the Indian Banks’ Association’s
upgrading rural roads & connecting remote areas with
markets. (IBA) proposal to increase the family pension to 30% of the
 Small Industries Development Bank of India (SIDBI) last salary drawn. The immediate benefit of this approval will
unveiled ‘Digital Prayaas’ an app-based digital-lending be an increase of 30,000 to 35,000 in the family pension of
platform to facilitate loans to entrepreneurs from low- public sector bank employees. Also, employer banks'
income groups. The objective is to sanction a loan by the end
of the day. contribution to the pension fund of employees under the
 Finance Ministry informed Rajya Sabha that over 5.82 NPS (National Pension System) from the existing 10%,
crore Jan Dhan (PMJDY) accounts are inoperative. This is increase to 14%.
14% of the total number of accounts. It means at least one  AU Small Finance Bank, India’s Largest SFB has unveiled a
out of 10 Jan Dhan accounts is inoperative. According to the mega Brand Campaign, aptly titled ‘BADLAAV Humse Hai’.
website of PMJDY, the total number of Jan Dhan accounts is This is the first integrated marketing communication
42.83 crore with a balance of nearly ₹1.43 lakh crore. campaign from AU Bank since its inception. Aamir Khan &
Kiara Advani roped in as Brand Ambassador.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Goldman Sachs opened a new facility in Hyderabad as part  National Payments Corporation of India transferred all its
of its commitment to expand its global centre for Bharat Bill Payment System (BBPS) transaction business
engineering & business innovation in India. to NPCI Bharat BillPay Limited (NBBL), a wholly-owned
 LIC introduced Arogya Rakshak, a non-linked, non- subsidiary of NPCI from 1st April 2021.
participating, regular premium, individual, health insurance  Airtel Payments Bank launched its new ‘Rewards123’
plan. It provides fixed benefit health insurance cover against savings account, which provides customers with perks &
certain specified health risks. rewards. The Rewards123 Savings Account is built
 Paytm Payments Bank become the first bank in the specifically that allows you to get access to a variety of perks
when you save & transact digitally.
country to achieve the milestone of issuing 1 crore
 UP-based Shivalik Small Finance Bank Limited
FASTags.
commenced operations as a Small Finance Bank (SFB) with
 Ministry of MSME decided to include Retail & Wholesale effect from April 26, 2021. Note: Shivalik Mercantile Co-
trade as MSMEs but only for the limited purpose of Priority operative Bank (SMCB) is the first urban co-operative bank
Sector Lending. This means that these segments of (UCB) in India to receive licence from RBI to operate as SFB.
businesses can now take loans under the Priority Sector  Small Industries Development Bank of India (SIDBI)
Lending arrangement under the MSME category. launched two loan products for MSMEs to help them with
 LIC Cards Services (LIC CSL) launched a contactless prepaid the required financial support in the fight against the
gift card, ‘Shagun’, in collaboration with IDBI Bank on the COVID-19 pandemic. The two new loan products are:
SHWAS – SIDBI assistance to Healthcare sector in War
RuPay platform.
Against Second wave of COVID19. AROG – SIDBI
 SBI Card & Fabindia joined hands to launch an exclusive co-
Assistance to MSMEs for Recovery & Organic Growth
branded contactless credit card named “Fabindia SBI during COVID19 pandemic.
Card”.
 Bajaj Finance is all set to join the likes of Paytm & Amazon
in the prepaid payment segment with RBI approving the
non-bank lender’s foray with perpetual validity.
 Alphabet Inc’s Google launched international money
transfer partnerships with remittances firms Wise &
Western Union Co for users of its U.S. payments app.
Google Pay users in the United States can now transfer
money to app customers in India & Singapore.
 Equitas Small Finan Bank become the first Small Finance
Bank to offer its NRI customer segment the ease of account
opening online.

Economy/Financial/Business Current Affairs


 Pension Fund Regulatory & Development Authority  Flipkart-owned digital payments platform PhonePe
increased the entry age for the National Pension System received an insurance broking licence from the Insurance
(NPS) from 65 years to 70 years. Earlier the eligible age to Regulatory & Development Authority of India (IRDAI).
invest in NPS was 18-65 years which has now been revised 
to 18-70 years. As per the revised norms, any Indian Citizen,  GST collections for July 2021 were ₹ 1.16 lakh crore, 33%
resident or non-resident & Overseas Citizen of India (OCI) more than the corresponding period of last year.
between the age of 65-70 years can join NPS & continue or  Govt. set the loans disbursement target under the PM
defer their NPS Account up to the age of 75 years. Mudra Yojana (PMMY) at Rs 3 trillion for 2021-22 (FY22).
 RuPay launched a strategic campaign titled – This target is lower than the previous year. For FY21, the
#FollowPaymentDistancing to promote & encourage target was set at Rs 3.21 trillion.
contactless payments among customers.  Sebi allowed payments banks to carry out the activities of
investment bankers to provide easy access to investors to
participate in public & rights issues by using various payment

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
avenues, markets regulator. Non-scheduled payments  Union Cabinet headed by PM Modi approved an increase in
banks, which have prior approval from the RBI, will be the Dearness Allowance to Central Govt. employees &
eligible to act as a banker to an issue (BTI). Dearness Relief to pensioners to 28%.
 LIC Cards Services Limited (LIC-CSL) partnered with IDBI  Govt. notified a hike in the foreign direct investment limit in
Bank to launch ‘Lumine’ Platinum Credit Card & ‘Eclat’ pension fund management to 74% from 49% under the
Select Credit Card on the RuPay platform. national pension system (NPS). PFRDA Act links the FDI
 SBI General Insurance tied up with Manipal Business ceiling in the insurance sector.
Solutions to increase insurance penetration in the rural  Central govt.'s fiscal deficit stood at Rs 2.74 lakh crore or
markets. SahiPay, the fastest growing tech-enabled 18.2% of the full year's Budget estimate at the end of June,
financial inclusion platform of Manipal Business Solutions,
as per the data released by the Controller General of
provides digital & financial services to customers in semi-
Accounts (CGA).
urban & rural India.
 Flipkart launched Shopsy, an app that will enable Indians to
 Retail inflation eased to 5.59% in July mainly due to
start their online businesses without any investment. It aims
softening of food prices. The Consumer Price Index (CPI)-
to enable over 25 million online entrepreneurs by 2023 with
based inflation was 6.26% in June & 6.73% in July 2020.
the help of Shopsy.
 HCL Technologies’ market capitalisation (market-cap)
touched Rs 3 trillion for the first time. HCL becoming the  Paytm announced the launch of Postpaid Mini, small-ticket
fourth Indian information technology (IT) firm to achieve loans that will give users the flexibility to access loans
this. ranging from Rs 250 – Rs 1,000, in partnership with Aditya
 Bharat Petroleum Corporation Ltd launched an AI-enabled Birla Finance Ltd.
chatbot, named Urja to provide its customers with a  Amazon launched its first Digital Kendra in India in Surat,
platform for seamless self-service experience & faster Gujarat. It was inaugurated by Vijay Rupani, CM of Gujarat.
resolution of queries/issues. Digital Kendras of Amazon are centres that will provide
 ADB & the Govt. of India signed a $500 million loan to MSMEs the opportunity to learn about the benefits of e-
expand the metro rail network in Bengaluru with the commerce.
construction of two new metro lines totalling 56 km in  Max Bupa Health Insurance, a standalone health insurer
length. entered into a bancassurance partnership with Axis Bank.
 Shares of Information Technology major, Infosys hit a  Microsoft reached a deal to acquire RiskIQ, a San Francisco-
record high during intraday trading, which helped the based provider of cybersecurity services, including malware
company cross $100 billion in market capitalisation. Infosys & spyware monitoring & mobile app security.
is the fourth Indian company to achieve this milestone.  Razorpay acquired artificial intelligence (AI)-based risk
 BharatPe launched a “12% Club” app that will allow analysis platform TERA Finlabs, marking its third
consumers to invest & earn up to 12% annual interest or acquisition since inception.
borrow at a similar rate. BharatPe has partnered with  The standalone health insurer Max Bupa Health Insurance
LenDenClub (RBI-approved NBFC) for this app & lending rebranded itself as ‘Niva Bupa Health Insurance. It comes
arrangement. Apart from this, consumers can avail of after the company’s promoter, Max India, which owned 51%
collateral-free loans of up to Rs 10 lakh for a tenure of 3 of the insurer sold its stake to True North.
months.  ICICI Bank, HDFC Bank & Axis Banktaken stakes in the
 GST collection dipped below Rs 1 lakh crore in June after blockchain financial technology firm IBBIC Pvt Ltd. HDFC
staying above that mark for eight consecutive months. Bank & Axis Bank invested ₹5 lakh each for the shares. ICICI
Centre mopped up Rs 92,849 crore GST for the month of Bank also said it has subscribed to 49,000 fully paid-up
June of which CGST is Rs 16,424 crore, SGST is Rs 20,397 equity shares of face value ₹10 each of IBBIC constituting
crore, IGST is Rs 49,079 crore & Cess is Rs 6,949 crores. 5.44 per cent of the issued & paid-up share capital. It paid
 NTPC Ltd. set to construct the country’s single-largest solar ₹4.9 lakh for the shares.
photovoltaic project at Rann of Kutch region in Khavada,  SBI General Insurance signed a corporate agency
Gujarat. It will have a capacity of 4.75 Gigawatt (Gw)/4750 agreement with IDFC FIRST Bank for the distribution of
MW. non-life insurance Solution.
 Adani Group led by Gautam Adani has completed the  Ministry of Finance allowed housing finance companies
takeover of ‘Mumbai International Airport’ from the GVK (HFCs) with asset size of over Rs. 100 crore to recover the
group. With this takeover, Adani group has become the top dues using SARFAESI law. Earlier HFCs with assets over Rs.
company in terms of airport infrastructure companies in 500 crores were allowed.
India.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 GST Council constituted a group of ministers (GoM) in Index of Industrial Production (IIP), witnessed a growth of
order to decide on the rates of COVID-19 relief material. 22.4% in March.
Currently, 5% GST is levied on domestically manufactured  Indian renewable energy company, Adani Green Energy
vaccines, while it is 12% for COVID drugs & oxygen Ltd (ADNA.NS) to buy SoftBank Group Corp-backed
concentrators. Alcohol-based sanitisers, hand wash, (9984.T) SB Energy Holdings Limited for an enterprise value
disinfectants & thermometers attract 18% GST. An eight- of $3.5 billion.
member ministerial panel under the Meghalaya chief  CCI approved the acquisition of YES Asset Management
minister Conrad K Sangma is formed. (India) Limited (YES AMC) & YES Trustee Limited (YES
 World Bank’s Board of Executive Directors approved a USD Trustee) by GPL. It will acquire 100% equity shares of YES
500 million programs to support India’s nationwide initiative
AMC & YES Trustee.
to revitalise the MSME sector.
 FDI into the country grew 19% to USD 59.64 billion during
 ICICI Lombard tied up with Microsoft to strengthen &
2020-21 on account of measures taken by the govt. on the
automate the quality control processes.
fronts of policy reforms, investment facilitation & ease of
 Pharmeasy announced the acquisition of rival Medlife,
doing business. Total FDI, including equity, re-invested
thereby creating India’s largest online pharmacy. The deal
earnings & capital, rose 10 per cent to the “highest ever” of
will make PharmEasy the largest player in the domestic
USD 81.72 billion during 2020-21.
online pharmacy sector.
 NTPC Ltd become a signatory to the prestigious UN Global  NPCI partnered with Turkey’s global payment solutions
Compact’s CEO Water Mandate, that focus on efficient company PayCore as one of the certified partners for RuPay
water management. SoftPOS to drive cashless payments across the country.
 BharatPe acquired a multi-brand loyalty platform,  Tata Digital acquired a majority stake in online grocery
PAYBACK India, to help its 6 million offline merchants roll BigBasket. Regulatory filings showed that it has acquired
out rewards & loyalty programmes for customers. The around 64% stake in Supermarket Grocery Supplies that
acquisition is expected to give an exit to American Express owns BigBasket.
& ICICI Investments Strategic Fund, which hold 90% &  Govt. has decided to borrow Rs 7.24 lakh crore in the first
10% stake. half of 2021-22 fiscal (FY22) to meet resources to revive the
 Policybazaar got approval from regulator IRDAI to economy hit by coronavirus pandemic. This borrowing is
undertake insurance broking, a development that will help 60.06% of the estimated gross issuances for fiscal 2021-22.
the company augment business & expand its bouquet of  India’s economic recovery is gathering steam. The GST
services. collections for the month of March have topped Rs 1.23
 Life Insurance Corporation (LIC) launched a centralized lakh crore, setting a new record since the implementation
web-based workflow-based IT platform called “e-PGS”. of Goods & Services Tax in July 2017.
This is designed to provide a centralized collection &  SwitchON Foundation, a West Bengal-based not-for-profit
payment accounting with a high level of bank integration. organization partnered with Punjab National Bank to
 Amazon acquired an American instant messaging app facilitate solar pump financing for small & marginal farmers.
‘Wickr’ to offer secure communications for businesses,  SBI Funds Management Pvt. Ltd become the first mutual
govt. agencies, & individuals, who are moving to hybrid fund house in India to cross the Rs. 5 lakh crore average
work environments, due to the COVID-19 pandemic. assets under management (AAUM) mark.
 Gross revenues from the Goods & Services Tax hit a record  Amazon launched a $250 million (Rs 1,873 crore) venture
high of ₹1.41 lakh crore in April 2021 in India, suggesting fund called “Amazon Smbhav Venture Fund”, to invest in
economic activity may not yet be as badly affected amidst Indian startups & entrepreneurs, with a focus on digitizing
the ongoing second wave of the COVID-19 pandemi. SMEs.
 The country’s retail inflation, measured by the Consumer  PhonePe become the first company to cross one billion
transactions on Unified Payments Interface (UPI)
Price Index (CPI), eased to 4.29% in the month of April.
infrastructure.
Separately, India’s factory output, measured in terms of the

India’s GDP Reports by Different Organization


Name of the Organization GDP Growth of India predicted
1. India Ratings (Ind-Ra) GDP for FY22 at 9.4%

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
2. As per data released by RBI, India reported a current account surplus of 0.9% of GDP in FY 21.
In FY 20 there was a current account deficit of 0.9%.
3. Fitch Ratings For 2021-22 at 10%
4. Asian Development Bank (ADB) Downgraded for 2021-22 to 10%
5. Care Ratings Agency GDO for 2021-22 for 8.8 to 9%
6. International Monetary Fund (IMF) Cut for 2021-22 to 9.5%

Agreements/Memorandum of Understandings
 HDFC Bank & Paytm partnered to build comprehensive decided to accept the invitation to join the Coalition for
solutions across payment gateway, point of sale machines & Disaster Resilient Infrastructure (CDRI). CDRI is a coalition
credit products. This includes Paytm Postpaid which is a Buy of national govt.s, UN agencies, multilateral development
Now Pay Later (BNPL) solution, Eazy EMI & Flexi Pay. banks & the private sector which aims to promote resilience
HDFC Bank SmartHub solutions is an integrated platform of new & existing infrastructure to climate & disaster risks.
offering merchants a one-stop solution shop for all their  UNICEF India & Facebook launched a one-year joint
business needs payments. initiative on ending violence against children with a special
 NITI Aayog in partnership with Cisco launched the next focus on online safety. The partnership seeks to create a safe
phase of the Women Entrepreneurship Platform (WEP) environment for children online & offline.
titled “WEP Nxt” to foster women entrepreneurship in  Indian Navy inked MoU with the Infrastructure
India. It is is a first-of-its-kind, unified portal that brings Development Finance Company (IDFC) First Bank to
together women from diverse backgrounds & offers them initiate ‘Honour FIRST’. ‘Honour FIRST’ is a premium
banking solution for serving personnel & veterans of the
access to a multitude of resources, support, & learning.
Indian Navy.
 Govt. of India & Maldives inked the contract for the mega
 Indian Bank signed an MoU with the Paralympic
Greater Male Connectivity project (GMCP). It is the largest-
Committee of India (PCI) as one of the banking partners of
ever civilian infrastructure project in the Maldives. GoI is
the Paralympic Games scheduled to commence from
funding the implementation of GMCP through a USD 400 August 24 in Tokyo, Japan. President of the Paralympic
million Line of Credit (LoC) & USD 100 million grant. The Committee of India is Deepa Malik.
USD 400 million LoC will be provided by the Export-Import
 Haryana govt. signed MoU with ‘Walmart Vriddhi’ &
Bank of India (Exim Bank). It is developed by Indian
‘Haqdarshak’ to create a pathway for Indian MSMEs’
construction & engineering firm, AFCONS, based in
products to move to the international markets.
Mumbai, Maharashtra.
 US Agency for International Development & US  BRICS signed an agreement for cooperation in remote
International Development Finance Corporation (DFC) sensing satellite data sharing, as per ISRO. The pact enables
would jointly sponsor a $50 mn. loan portfolio guarantee to building a virtual constellation of specified remote sensing
Kotak Mahindra Bank to support increased financial access satellites of BRICS space agencies.
to women borrowers, & MSMEs in India.  Facebook India launched the “Small Business Loans
 Indian Bank entered into MoU with the Society for Initiative” in India in partnership with the online lending
Innovation & Entrepreneurship (SINE) – an initiative of IIT, platform Indifi. India is the first country where Facebook is
Bombay – for extending exclusive credit facilities to startups rolling out this programme. The objective is to help small &
& MSMEs. The Bank will extend loans of up to 50 crore medium businesses (SMBs).
rupees.  Kotak Mahindra Bank launched a platform named ‘Neo
 World Bank approved a USD 250 million projects in India for Collections’, which is a Do It Yourself Digital Repayment
a long-term dam safety program & improving the safety & Platform for missed loan repayments.
performance of existing dams across various states of India.
 NPCI International Payments Ltd (NIPL) partnered with
Second Dam Rehabilitation & Improvement Project
(DRIP-2) agreement was inked between the World Bank, Mashreq Bank to launch the payment system facility of UPI
the Govt. of India, the Central Water Commission, & govt. in the UAE. Mashreq Bank is the oldest privately owned
representatives from 10 participating states. bank in the United Arab Emirates.
 ICICI Prudential Life Insurance tied up with NPCI to provide  Arun Jaitley National Institute of Financial Management
a Unified Payments Interface Autopay facility to its & Microsoft announced a strategic partnership to build an AI
customers. & emerging technologies centre of excellence at AJNIFM.
 India emphasized the implementation of the recently-  PhonePe partnered with Flipkart to launch a contactless
signed MoU with Bangladesh over disaster management, ‘Scan & Pay’ feature for Flipkart’s pay-on-delivery orders.
resilience & mitigation on a priority basis. Bangladesh has

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Tourism ministry signed MoU with Yatra to strengthen &  Maruti Suzuki India Limited announced a partnership with
enable the tourism & hospitality industry. Maharashtra’s Savitribai Phule Pune University to train
 Razorpay partnered with Mastercard to launch youth in automobile retail.
‘MandateHQ’. It is a payment interface that will help card-  Bangalore International Airport Limited (BIAL) signed a
issuing banks to enable recurring payments for their ten-year partnership with the company IBM to set up the
customers. ‘Airport in a Box’ platform.
 Nepal signed a USD 1.3 billion deal with India, to develop a  Intel in collaboration with the Central Board of Secondary
679-megawatt Lower Arun Hydropower project, located
Education (CBSE), Ministry of Education, announced the
between Sankhuwasabha & Bhojpur districts in eastern
launch of the AI For All initiative with the purpose of creating
Nepal. As per the deal, India’s state-owned Satluj Jal Vidyut
a basic understanding of artificial intelligence (AI) for
Nigam (SJVN), will develop the 679-megawatt hydropower
everyone in India.
project in the neighbouring Himalayan nation.
 Union Territory of Ladakh organic, the administration of  Cabinet accorded an ex post facto approval for signing &
Ladakh, signed MoU with the Sikkim State Organic ratifying an agreement on cooperation in the field of mass
Certification Agency. A tripartite MOU signed between media between all member states of the Shanghai
Ladakh & SSOCA regarding the implementation of Cooperation Organisation (SCO). It aims to promote equal
Prampragat Krishi Vikas Yojana & Mission Organic & mutually beneficial cooperation among associations in the
Development Initiative (MODI) in the Ladakh region with field of mass media.
the aim to convert Ladakh into organic by 2025.  Bharti AXA Life Insurance entered into a bancassurance
 Indian Academy of Highway Engineers inked an partnership with Shivalik Small Finance Bank for the
agreement with the University of New South Wales, distribution of its life insurance products.
Australia for setting up a Centre for Advanced  Mahindra Rural Housing Finance Limited & India Post
Transportation Technology & Systems (CATTS) in Noida, Payments Bank tied up a strategic partnership for a cash
Uttar Pradesh. management solution. IPPB will be offering cash
 Ambuja Cement Foundation joined hands with NABARD management & collection services to MRHFL through its
for implementation of its employability through skill
access points & postal service providers.
initiative project’s second phase.
 Asian Development Bank & the Govt. of India signed an
 Qatar Airways & the International Air Transport
agreement for financing road up-gradation project in
Association (IATA) announced that Qatar Airways will Sikkim. It will give a $2.5 million project readiness
become the first airline in the Middle East to join the IATA financing (PRF) loan to support projects related to
Turbulence Aware platform. upgradation of major district roads in Sikkim.
 Bank of Maharashtra signed MoU with NABARD to boost  CBSE collaborated with Microsoft to introduce Coding as a
ongoing developmental initiatives linked to priority sector new subject for students of Class 6-8 & Data Science as the
lending in Maharashtra. It is on a collaborative approach to new subject for Class 8-12 in the 2021-2022 academic
enhance rural prosperity through the convergence of session.
institutional lending & ongoing development initiative.  Karnataka Industrial Area Development Board (KIADB)
 Indian Navy signed MoU with Kotak Mahindra for salary signed MoU with HDFC Bank to provide a wide range of
accounts of all its personnel – both serving & retired. financial products & services to its customers.
 Federal Bank expanded its strategic collaboration with
 U GRO Capital, a non-bank financier & Bank of Baroda
Oracle & Infosys, to offer an enhanced customer experience
partnered for co-lending to the MSME sector. Under the co-
through Oracle CX (Customer Experience) platform.
lending programme Pratham, Bank of Baroda & U GRO will
 ADB & the Govt. of India signed a $484 million loan, to
together disburse loans worth Rs 1,000 crore to MSMEs. improve transport connectivity & facilitate industrial
 Dvara E-Dairy Solutions launched an artificial intelligence development in the Chennai–Kanyakumari Industrial
(AI) led digital tag ‘Surabhi e-Tag’ to identify cattle based on Corridor (CKIC) in Tamil Nadu.
muzzle identity. This will be used for cattle insurance  Jammu & Kashmir govt. signed MoU with a private airline
products offered in partnership with IFFCO Tokio General for the transportation of perishable horticulture &
Insurance. agricultural produce to various destinations across the
 CRPF signed MoU with the Centre for Development of country.
Advanced Computing C-DAC to train the manpower of the  BSE Ltd signed MoU with Electronics & Computer
force in advanced technologies & undertake joint projects. Software Export Promotion Council (ESC) to create

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
awareness about benefits of listing among information &  Hindustan Aeronautics Limited (HAL) & Rolls-Royce
communications technology (ICT) SMEs & startups. signed an MoU to establish packaging, installation,
 Edelweiss Retail Finance Limited announced that it has marketing, & services support for Rolls-Royce MT30 marine
signed a new MoU with Central Bank of India. This engines in India.
strengthens its existing co-lending partnership with CBoI,  Geojit Financial Services entered into an agreement with
which is one of the largest commercial banks for the priority
PNB to provide a three-in-one account to the latter’s
sector lending to MSMEs.
customers.
 Bharti Airtel & Tata Group announced a strategic
 Federal Bank inked a strategic alliance with Mashreq Bank
partnership for implementing 5G network solutions for
India, which will be available for commercial development one of the leading financial institutions in the UAE, to
from January 2022. facilitate money transfers from the UAE to India. Mashreq is
 National Skill Development Corporation & WhatsApp one of the oldest banks in the UAE.
announced an alliance to launch the Digital Skill Champions  Google Cloud & SpaceX signed a deal for providing internet
Program that aims to train India’s youth on digital skills, in service through Starlink satellite. Google will provide the
order to make them employment ready. The partnership Cloud infrastructure for this connectivity Project, while
identifies two broad areas of collaboration viz., WhatsApp Space X will install ground terminals in Google’s cloud data
Digital Skills Academy & Pradhan Mantri Kaushal Kendra centres for connecting Starlink satellites.
(PMKK) & WhatsApp Business App Training sessions.  Ministry of Tribal Affairs & Microsoft signed MoU on the
 Jharkhand State Cricket Association (JSCA) inked MoU joint initiative for Digital Transformation of Tribal Schools.
with SAIL Bokaro Steel Plant (BSL), for the construction of
 HyperVerge partnered with SBI, with one of its flagship
an International Cricket Stadium in Bokaro city.
products, the Video Banking solution, which aims to
 Paisabazaar.com & Credit Score platform & SBM Bank
achieve a 10x improvement in the number of account
India, the youngest universal Bank announced the launch of
"Step Up Credit Card" – a credit-builder product designed openings per day per agent.
for consumers with limited access to formal credit, due to  RPG company Zensar Technologies entered into a
ineligible credit score. definitive agreement to acquire M3bi, an Arizona-based
 Shivrai Technologies partnered with Yono SBI to help data, & digital engineering firm.
smallholder, marginal, & large-holder farmers by way of a  India & Israel inked a three-year joint work programme
free application. which will continue till 2023. A joint work programme was
 Tribal Co-operative Marketing Federation of India initiated with the aim of enhancing cooperation in
(TRIFED) entered into MoU with The LINK Fund, for a agriculture. Under the new work programme, 13 Centres of
collaborative project titled “Sustainable Livelihoods for Excellence (CoEs) were set up to make Indian farmers aware
of Israeli farm & water technologies.
Tribal Households in India”. Under this, both the
 TRIFED (Tribal Cooperative Marketing Development
organisations will work together towards: Tribal
Federation of India) is set to partner with NITI Aayog for
Development & Employment Generation.
implementation of Van Dhan Vikas Kendra (VDVK)
 Indian Bank signed an MoU with Bharat Sanchar Nigam
initiative under Van Dhan Yojna in 39 Tribal Aspirational
Limited to provide seamless telecom services to the districts identified by NITI Aayog.
Indian Bank at competitive market rates.  India & Bangladesh signed five MoUs to further boost
 Facebook partnered with Indian govt. to roll out a vaccine bilateral cooperation. The signing of the MoUs took place
finder tool on its mobile app in India, which will help people between Bangladesh PM Sheikh Hasina & PM Modi in
identify places nearby to get vaccinated. Dhaka.
 PepsiCo Foundation partnered with the not-for-profit  To promote Ayurveda as the mainstream treatment for the
organisation, Sustainable Environment & Ecological prevalent lifestyle-related diseases, Vinoba SevaPratisthan
Development Society (SEEDS) to launch a community (VSP) with the Ministry of AYUSH organized a 3-day
COVID-19 vaccination drive & set up COVID care centres. “Ayurveda Paravin Bhubaneswar.
 Top Oil & Gas PSUs of India, including IndianOil, BPCL,  ICICI Bank & PhonePe announced their partnership for the
HPCL, ONGC & GAIL inked MOUs with the Shri Badrinath issuance of FASTag using UPI on the PhonePe App.
Utthan Charitable Trust, for Construction &  Bharti Airtel entered into an agreement with Reliance Jio
Redevelopment of Shri Badrinath Dham in Uttarakhand as a Infocomm to transfer ‘Right to Use’ for some of its 800 MHz
Spiritual Smart hill Town. spectrum in three circles to the Mukesh Ambani-led firm.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Union Cabinet apprised an MoU signed between India &  Microsoft made its second-biggest acquisition after
Japan. It was signed between the National Atmospheric LinkedIn. The tech giant bought AI speech tech firm
Research Laboratory (NARL) that operates under the Nuance for $19.7 billion.
Department of Space, GoI & the Research Institute for  Life Insurance Corporation of India appointed homegrown
Sustainable Humanosphere called the RISH that operates payments player Paytm to facilitate its digital payments.
under the Kyoto University of Japan.  Govt. of India & Germany signed an agreement for
 Bharti Axa Life & Fincare Small Finance Bank joined hands Technical Cooperation in enhancing practices to prevent
for a bancassurance partnership under which the bank will plastic from entering the marine environment. The project
sell insurance policies to its customers. titled ‘Cities Combating Plastic Entering the Marine
 ISRO signed an agreement with the space agency of France Environment’ will be implemented for a period of three & a
CNES for cooperation in its first human space mission, half years.
Gaganyaan. CNES will train Indian flight physicians &  Australia announced a grant of Rs 81.2 million (AUD 1.4
CAPCOM mission control teams at French facilities. million) under the Indo-Pacific Oceans Initiative (IPOI).
 RBL Bank & Mastercard announced their partnership to  Ladakhi youth Army under the aegis of Fire & Fury Corps
launch a mobile-based consumer-friendly payment solution signed MoU for Ladakh Ignited Minds project with
‘Pay by Bank App’, a first-of-its-kind payment functionality corporate partner Hindustan Petroleum Corporation
in India. Limited (HPCL) & executing agency National Integrity &
Educational Development Organisation (NIEDO) HQ 14
Corps Leh.

New Appointments: National


Designation/Post Who is Appointed?
Constitutional & Other Posts
1. Vice Chief of Naval Staff Vice Admiral SN Ghormade (succeeds Vice Admiral G Ashok Kumar )
2. Controller General of Accounts (CGA) Deepak Das
3. Lokayukta of Maharashtra Justice V M Kanade
4. Director, Zoological Survey of India Dr Dhriti Banerjee
5. Appointments Committee of the Cabinet extended the term of service of Rajiv Gauba, as the Cabinet Secretary of
India, for a further period of one year.
6. GoI given a three-year extension to Rekha Sharma as Chairperson of the National Commission for Women (NCW).
7. Kamlesh Kumar Pant appointed as the new chairman of National Pharmaceutical Pricing Authority (NPPA) by ACC.
8. Chairman, Advisory Board for Banking & Financial Frauds (ABBFF). T M Bhasin
9. New Governor of Manipur La. Ganesan
10. Joint secretary, Ministry of Cooperation Abhay Kumar Singh
11. New Director General, Border Security Force Pankaj Kumar Singh
12. Director General, Indo-Tibetan Border Police Sanjay Arora
13. New Commissioner of Delhi. IPS Balaji Srivastav
14. ACC extended the tenure of NITI Aayog CEO Amitabh Kant, by one year till June 30, 2022. This is for the third time
that Kant’s tenure has been extended.
15. New Vice Chief of Indian Air Force Air Marshal Vivek Ram Chaudhari
(Succeeding Harjit Singh Arora)
16. New Lokayukta, Tripura Kalyan Narayan Bhattacharjee
17. Industrialist N.S. Srinivasa Murthy based in Bengaluru appointed as Honorary Consul General of Vietnam for
Karnataka.
18. BJP announced the appointment of the union minister for minority affairs, Mukhtar Abbas Naqvi as the deputy leader
of the House in the Rajya Sabha. Naqvi takes over from Piyush Goyal.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Designation/Post Who is Appointed?
19. Ministry of Road Transport & Highways (MoRTH) Secretary, Aramane Giridhar given additional charge of the
Chairman of the National Highways Authority of India (NHAI). Present NHAI Chairman, Sukhbir Singh Sandhu has
been appointed the new Chief Secretary of Uttarakhand.
20. Director-General, Bureau of Civil Aviation Security (BCAS). Senior IPS officer Nasir Kamal
21. Delhi Police Commissioner Rakesh Asthana
22. Director-General of Central Reserve Police Force, Kuldiep Singh given additional charge of Director General of
National Investigation Agency, NIA.
23. Jagannath Bidyadhar Mohapatra has been given the additional charge of chairman of the direct taxes board for three
months.
24. Chairperson, National Human Rights Commission (NHRC) after a Former Supreme Court judge Arun Kumar
high-powered recommendation committee proposed his name. Mishra
25. Deputy Chief of Naval Staff Vice-Admiral Ravneet Singh, Ati Vishisht
Seva Medal (AVSM), & Nausena Medal (NM)
holder
26. Director, CSIR-Centre for Cellular & Molecular Biology (CCMB), Former IITian, Dr Vinay K Nandicoori
Hyderabad, Telangana.
27. 21st Director General of the Assam Rifles Lieutenant General Pradeep Chandran Nair
28. Air Marshal Vivek Ram Chaudhari appointed as the next Vice Chief of Air Staff in the Air headquarters.
Air Marshal Ballabha Radha Krishna would be succeeding Chaudhari at the Western Command in Delhi while Air
Marshal RJ Duckworth would be taking charge of the Central Air Command in Prayagraj.
29. Next Chairman, Petroleum & Natural Gas Regulatory Board Senior administrator & former power
(PNGRB). secretary, Sanjeev Nandan Sahai
30. Union govt. appointed Anup Chandra Pandey as Election Commissioner.
31. Vice Admiral Rajesh Pendharkar assumed charge as Director General Naval Operations.
32. Suresh N Patel appointed as the acting Central Vigilance Commissioner (CVC) of India in the Central Vigilance
Commission with effect.
33. Appointments Committee of the Cabinet (ACC) has approved the appointment of Praveen Sinha as the Special
Director of the Central Bureau of Investigation.
34. Acting Chairperson, National Human Rights Commission (NHRC) Prafulla Chandra Pant
35. Director, Indian Institute of Rice Research (IIRR) Raman Meenakshi Sundaram
36. New Executive Director, RBI Jose J Kattoor
37. Director, Central Bureau of Investigation (CBI) IPS officer, Subodh Jaiswal
38. Research & Analysis Wing chief, Samant Kumar Goel & Intelligence Bureau head Arvind Kumar were given a one-year
extension in their services.
39. ACC approved the appointment of B.V.R. Subrahmanyam, Chief Secretary Jammu & Kashmir as an officer on special
duty in the Department of Commerce.
40. BP Kanungo stepped down from the post of the deputy governor of RBI.
41. New BCCI Anti-Corruption Unit chief. Shabir Hussein Shekhadam Khandwawala
42. New Revenue Secretary under the Ministry of Finance Tarun Bajaj
43. New Economic Affairs Secretary Ajay Seth
44. New Finance Secretary T V Somanathan
45. 48th Chief Justice of India (CJI) Nuthalapati Venkata Ramana
46. Noted socio-technologist, Dr Chintan Vaishnav appointed the mission director of Atal Innovation Mission (AIM).
47. Next Chief Election Commissioner (CEC) of India Sushil Chandra will replace Sunil Arora
48. New director-general, National Council of Applied Economic Poonam Gupta
Research (NCAER)
49. Director General, National Anti-Doping Agency IAS officer, Siddharth Singh Longjam

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Designation/Post Who is Appointed?
CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments
50. MD, Life Insurance Corporation of India Mini Ipe
51. Aditya Birla Group Chairman Kumar Mangalam Birla stepped down as the Non-Executive Director & Non-Executive
Chairman of the Vodafone Idea (now Vi) Board. Himanshu Kapania appointed as the Non-Executive Chairman.
52. Home interiors brand HomeLane entered into a three-year strategic partnership with Mahendra Singh Dhoni as an
equity partner & brand ambassador.
53. Cashify, a re-commerce marketplace has appointed Rajkummar Rao as its first brand ambassador.
54. Actor-producer Priyanka Chopra Jonas announced as the chairperson of Jio MAMI Film Festival.
55. Amway India appointed Olympian Saikhom Mirabai Chanu as the brand ambassador for Amway & its Nutrilite range of
products.
56. Olympian Parattu Raveendran Sreejesh (PR Sreejesh), goalkeeper & former captain of the Indian National Hockey
team is set to be named as the brand ambassador of adventure tourism in Kerala.
57. Adi Godrej will step down as the chairman of Godrej Industries on October 01, 2021. He will be replaced by Nadir
Godrej.
58. MD & CEO, Indian Bank. Shanti Lal Jain (For 3 Years)
59. CEO, Broadcast Audience Research Council Nakul Chopra
60. MD & CEO of ICICI Bank Sandeep Bakhshi
61. Interim CEO, Ujjivan Small Finance Bank Carol Furtado
(Whole time CEO Nitin Chugh resigned)
62. CEO, HSBC Bank (India) Hitendra Dave
63. Chairperson, Stop TB Partnership Board. Mansukh Mandaviya
64. Managing Director, National High-Speed Rail Corporation Ltd Satish Agnihotri
65. Director General, All India Radio. N Venudhar Reddy
66. ICC discontinued the services of Manu Sawhney as the Chief Executive Officer (CEO) with immediate effect. Geoff
Allardice will continue as Acting CEO.
67. MD & CEO, Federal Bank Shyam Srinivasan
68. Twitter named Vinay Prakash as the Resident Grievance Officer (RGO) for India.
69. Indian Olympic Association appointed B K Sinha to perform the dual role of Security as well as Press Attache of the
country’s contingent at the Tokyo Games.
70. Shiv Nadar, the founder of HCL Technologies Ltd tendered his resignation as managing director, as well as a director,
on completing 76 years of age. Vijayakumar, President & CEO, appointed as MD for five years.
71. Colliers, CEO for India & MD, market development for Asia. Ramesh Nair
72. Bharat Bill Payment System appointed former PayU & Airtel Payments Bank executive Noopur Chaturvedi as its new
chief executive officer.
73. Tata Steel Ltd CEO & MD, T.V. Narendran taken over as president of the Confederation of Indian Industry (CII) for
2021-22. He takes over the leadership from Uday Kotak.
74. Chairman, Digital Media Content Regulatory Council (DMCRC). FWormer Supreme Court judge Justice
Vikramjit Sen
75. Magma Fincorp appointed Adar Poonawalla as its Chairman .
76. Facebook-owned messaging app WhatsApp has named Paresh B Lal as the Grievance Officer for India.
77. International Dairy Federation unanimously elected R S Sodhi, MD, Gujarat Cooperative Milk Marketing Federation
Ltd to its board during the general assembly held on 1 June.
78. Managing Director & CEO, RBL Bank Vishwavir Ahuja
79. Chief Executive Officer, HSBC India Hitendra Dave
80. RBI granted approval for the re-appointment of Chandra Shekhar Ghosh as MD & CEO of Bandhan Bank, for a period
of three years.
81. ICICI Bank received RBI’s approval for re-appointment of Girish Chandra Chaturvedi as the part-time Chairman of the
Bank.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Designation/Post Who is Appointed?
82. Appointments Committee of the Cabinet approved the extension of the tenure of MR Kumar as the Chairman of Life
Insurance Corporation of India (LIC).
83. Appointments Committee of the Cabinet approved the re-appointment of Mahesh Kumar Jain as the Deputy
Governor of Reserve Bank of India (RBI) for two more years.
84. Bollywood superstar, Akshay Kumar appointed as the new brand ambassador of biotechnology company Mylab
Discovery Solutions, the Pune-based firm launched the country’s first COVID-19 self-test kit “CoviSelf”.
Internet & Mobile Association of India (IAMAI) roped in former Supreme Court Justice (Retd.) Arjan Kumar Sikri to
chair the Grievance Redressal Board (GRB). The GRB will address content grievances pertaining to any of the DPCGC
member’s video streaming services.
85. Chief Operating Officer of Bharti Airtel, Ajai Puri re-elected as Chairman of Cellular Operators’ Association of India
(COAI).
86. Facebook named Spoorthi Priya as its grievance officer for India, the company said on its website.
87. Aashish Chandorkar appointed as the Counsellor in India’s Permanent Mission in the World Trade Organisation for
three years. For the first time, a private person has been appointed at the Mission.
88. United Nations Global Compact recognised Sumant Sinha, Chairman & MD of ReNew Power, as one of the ten SDG
Pioneers 2021, for his work to advance access to clean & affordable energy.
89. Arunachal Pradesh woman, Dr Tadang Minu becomes the first in the state & the second Indian woman in the country to
be appointed as a member of the Coaches Committee of the International Boxing Association (AIBA).
90. WWF India inducted Upasana Kamineni, Director, Apollo Hospitals, as “Ambassador of Forest Frontline Heroes” with
the aim to appreciate the efforts of frontline workers in hospitals & in the wildlife protection space.
91. Dr Pratima Murthy appointed as Director of National Institute of Mental Health & Neuro Sciences (NIMHANS),
Bengaluru the Institute for a period of five years.
Note | She was awarded the WHO Regional Director’s Special Recognition Award on ‘World No Tobacco Day 2021’.
92. OnePlus welcomed cricketer Jasprit Bumrah as Brand Ambassador for its Wearables category.
93. Amitabh Chaudhry has been re-appointed as the Managing Director & CEO of the private sector lender Axis Bank
for three more years by the bank board.
94. Chairman, Indian Federation of United Nations Associations (IFUNA). Justice (Retd.) Shambhu Nath Srivastava
95. MD, Kotak Mahindra Life Insurance Company Limited (KLI) Mahesh Balasubramanian
96. Chairman & Managing Director, THDC India Ltd Vijay Goel
97. Sankar Ghosh, an award-winning Indian-origin immunologist, elected to the prestigious National Academy of Sciences
in recognition of his “distinguished & continuing achievements in original research.
98. CEO, National Asset Reconstruction Company Ltd. Padmakumar M Nair
99. Chairman & Managing Director, Bharat Petroleum Corporation Ltd Arun Kumar Singh
100. Head Coach, Team India (Senior Women) Ramesh Powar
101. CEO, Bata India Gunjan Shah
102. Company Head, Suzuki Motorcycle India Satoshi Uchida
103. Board of Reserve Bank Innovation Hub (RBIH) appointed Rajesh Bansal as the CEO of the RBIH.
104. MD & CEO, National Commodity & Derivatives Exchange Limited Arun Raste
105. New chairperson, Standing Conference of Public Enterprises Soma Mondal
106. Director General, Employees’ State Insurance Corporation (ESIC) Senior IAS officer, Mukhmeet S. Bhatia
107. Chairman & Managing Director, Oil & Natural Gas Corporation Subhash Kumar
(ONGC)
108. Additional Director of Britannia Industries Dr Urjit Patel
109. Chairperson, Public Enterprises Selection Board (PESB) Mallika Srinivasan
110. Chairman, Capacity Building Commission. Adil Zainulbhai
111. Digit Insurance roped in cricketer Virat Kohli as its brand ambassador.
112. Chairman & Managing Director, Small Industries Development Bank S Ramann
of India (SIDBI)

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Designation/Post Who is Appointed?
113. MD & CEOm, DCB Bank Murali M. Natrajan
114. Global sportswear brand Puma signed long-term endorsement deals with cricketers Washington Sundar & Devdutt
Padikkal.
115. Chairperson, National Association of Software & Services Companies Rekha M Menon
(NASSCOM) (Accenture India’s chairperson)
116. TCS President Krishnan Ramanujam will be the vice-chairperson of NASSCOM.
117. Part-time chairman & additional independent director of HDFC Bank Atanu Chakraborty
118. Chairman & Managing Director (CMD) of Bharat Earth Movers Amit Banerjee
Limited, (BEML)
119. Japanese Sportswear brand ASICS appointed Ravindra Jadeja as its brand ambassador.
120. Chairman of the Board, Bajaj Auto Neeraj Bajaj

New Appointments: International


Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
Former State Bank of India (SBI) chairman, Rajnish Kumar appointed as an independent director of the Hongkong &
1.
Shanghai Banking Corporation (HSBC) Asia entity.
2. Italian luxury brand Bvlgari appointed actor Priyanka Chopra Jonas as global brand ambassador.

3. Eric Garcetti will succeed Kenneth Juster as ambassador to India.


Lulu Group chairman, M A Yusuff Ali appointed as the Vice-Chairman of Abu Dhabi Chamber of Commerce &
4.
Industry (ADCCI).
Indian-American, Neha Parikh appointed as the CEO of Waze, a crowd-sourced GPS navigation app & a subsidiary of
5.
tech giant Google.
6. Jim Whitehurst announced that he is stepping down as the president of IBM.
Joint secretary of the Finance Ministry, Rasmi Ranjan Das appointed to the UN tax committee as a member for the
7.
term period 2021 to 2025.
Dr Patrick Amoth appointed as the Chairman of the World Health Organisation (WHO) Executive Board, for a
8.
period of one year.
Ranjitsinh Disale appointed as the World Bank Education advisor. He is the first Indian to have been awarded the
9.
Global Teacher Award in 2020, will now be working on the Coach Project, launched by the World Bank in March 2021.
UN Security Council recommended Secretary-General Antonio Guterres for a second five-year term as chief of the
10.
world organisation beginning January 1, 2022.
French defence & aerospace group, Thales announced the appointment of Ashish Saraf as Vice-President & Country
11.
Director for India with effect from June 1, 2021. He succeeds Emmanuel de Roquefeuil.
England’s Football Association named corporate executive & former RAC chief, Debbie Hewitt as its first woman
12.
chair.
Ferrari named Benedetto Vigna as its new company CEO, taking over from interim chief John Elkann. Ferrari S.p.A. is
13.
an Italian luxury sports car manufacturer based in Maranello, Italy.
Former Deputy Chairman of Planning Commission, Montek Singh Ahluwalia named a member of a high-level
14. Advisory Group formed by the World Bank & IMF. The group will be jointly led by Mari Pangestu, Ceyla
Pazarbasioglu & Lord Nicholas Stern.
15. British lawyer Karim Khan sworn as the new chief prosecutor for the International Criminal Court.
Twitter announced the appointment of California-based Jeremy Kessel as the new Grievance Officer for India. Kessel
16.
is the Global Legal Policy Director of Twitter.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
WhatsApp appointed former Amazon executive Manesh Mahatme as a director to lead the growth of its payments
17.
business in India.
Indian Foreign Service (IFS) officer, K Nagaraj Naidu named chef de cabinet by the incoming UN general assembly
18.
president, Maldivian foreign minister Abdulla Shahid.
India's Nagraj Adiga elected as the Asia-Oceania Representative in the 2021 International Association of
19.
Ultrarunners (IAU) Congress.
U.N. General Assembly approved the appointment of Costa Rican economist Rebecca Grynspan, as the Secretary-
20. General of the United Nations Conference on Trade & Development (UNCTAD). She will serve a four-year term of
office. She is the first woman & Central American to head UNCTAD.
Mukesh Sharma, a faculty at IIT Kanpur appointed as an honorary member of the World Health Organisation’s
21.
(WHO) Global Air Pollution & Health – Technical Advisory Group (GAPH-TAG).
Microsoft Corp, named Chief Executive Officer, Satya Nadella as its new chairman. He took over as the software
22.
giant’s CEO in 2014, succeeding Steve Ballmer.
Veteran British diplomat Martin Griffiths appointed as the new Chief at the United Nations Office for the
23.
Coordination of Humanitarian Affairs (OCHA), for a period of five years. Griffiths will replace Mark Lowcock.
Ujjwala Singhania appointed as the National President of FICCI Ladies Organization (FLO), the oldest women-led &
24.
women-centric business chamber of Southeast Asia.
Advertising Standards Council of India (ASCI) announced that its general secretary Manisha Kapoor appointed to the
25.
executive committee of the International Council for Advertising Self-Regulation (ICAS).
26. Indian-American Neera Tanden appointed senior adviser to U.S. President Joe Biden.
Narinder Batra re-elected as the President of the International Hockey Federation (FIH) for the second consecutive
27.
term. He will hold the office until 2024.
Badminton Association of India (BAI) president Himanta Biswa Sarma elected to the BWF council for the period
28.
2021-25. BWF President Paul-Erik Hoyer was re-elected.
29. Andy Jassy officially become CEO of Amazon & would replace Jeff Bezos as CEO.
Jagjit Pavadia, the former Narcotics Commissioner of India & a retired officer of the Indian Revenue Service (Customs)
30. elected as President of the International Narcotics Control Board (INCB). She is the first Indian to be heading the
Vienna-based organization & the second woman to hold this office.
Historian Laurence des Cars becomes the first female president of Musée du Louvre, the world’s largest museum in
31.
Paris, France in 228 years.
Tedros Adhanom Ghebreyesus appointed Carl Bildt as WHO Special Envoy for the Access to COVID-19 Tools
32.
Accelerator (ACT-Accelerator).
PM of Haiti, Joseph Jouthe resigned following a situation of unrest in the country.
33.
President Jovenel Moise has nominated Claude Joseph as the new PM of Haiti.
India’s Comptroller & Auditor General (CAG), GC Murmu chosen as the external auditor by the Hague-based
34.
Conference of State Parties of the Organisation for the Prohibition of Chemical Weapons (OPCW).
Former US Ambassador to India Richard Verma appointed as General Counsel & Head of Global Public Policy of
35.
Mastercard.

Awards & Recognition


Name of the Award Winner
Awards for Literature/Journalism
1. Bahrain Keraleeya Samajam (BKS)’s Literary Award 2021 Journalist & playwright Omchery N N Pillai
2. Indian-origin British author, Sunjeev Sahota is among the 13 authors longlisted for the prestigious 2021 Booker Prize for
fiction for his novel ‘China Room’, alongside Nobel laureate Kazuo Ishiguro & Pulitzer Prize winner Richard Powers.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Award Winner
3. Nitin Rakesh & Jerry Wind for their book
International Business Book of the Year Award 2021
"Transformation in Times of Crisis"
4. David Diop (For translated fiction with at Night All Blood
First French novelist to win the International Booker prize
Is Black)
5. Tsitsi Dangarembga, the Booker-shortlisted Zimbabwean writer awarded the PEN Pinter prize, praised for her “ability to
capture & communicate vital truths even amidst times of upheaval”.
6. Spanish Princess of Asturias Literature Award 2021 French author Emmanuel Carrere
7. Fukuoka Grand Prize for 2021 Journalist Palagummi Sainath
8. First person of Indian-origin to win the 15th Sheikh Zayed Dr Tahera Qutbuddin for her latest book, “Arabic
Book Award (Considered Nobel Prize of the Arab world) Oration – Art & Function”
9. Saraswati Samman, 2020 (Most prestigious & highest Noted Marathi writer Dr Sharankumar Limbale for his
literary award in the country) book Sanatan
10. National Book Critics Circle prize for fiction. Maggie O’Farrell for Hamnet
11. Odisha-born Andhra Pradesh Governor Biswabhusan
Kalinga Ratna Samman for 2021
Harichandan
12. Prolific Hindi prose, journalist, & critic Ashutosh
Devishankar Awasthi Award
Bhardwaj for his work Pitra-Vadh.
Country’s Highest Honour Given
13. Dr Cyrus Poonawalla, Chairman of the Pune-based vaccine maker Serum Institute of India selected for the prestigious
Lokmanya Tilak National Award for 2021. He is named for his work during the COVID-19 pandemic, by manufacturing
the Covishield vaccine.
14. Mohammad Azam from Karimnagar district in Telangana awarded the National Youth Award for displaying exemplary
leadership qualities.
15. An influential US lawmaker from New York reintroduced a resolution in the US House of Representatives to posthumously
award the prestigious Congressional Gold Medal to Mahatma Gandhi in recognition of his promotion of peace &
nonviolence. The Congressional Gold Medal is the highest civilian award in the United States. Gandhi would be the first
Indian to receive a Congressional Gold Medal.
16. Hyderabad’s hunger activist Syed Osman Azhar Maqsusi, who has been feeding thousands of people every day as part of
his food drive ‘Hunger Has No Religion’ was awarded a top UK award.
17. Central European University Open Society Prize for 2021 awarded to KK Shailaja, the former Health Minister of Kerala.
18. Japanese Govt. awarded the “Order of Rising Sun” to a Bengaluru based Japanese teacher, Shyamala Ganesh. She
tutored more than hundreds of students since its inception 38 years ago.
19. Maria Ressa named as the 2021 laureate of the UNESCO/Guillermo Cano World Press Freedom Prize. $25,000 prize
“recognizes outstanding contributions todefence or promotion of press freedom especially in the face of danger”.
20. Indian-origin global nutritionist, Dr Shakuntala Hark Singh Thilstad received the “World Food Award” of the year 2021.
She developed a holistic & nutritionally sensitive approach to seafood & food systems.
21. An environmentalist from Nagaland’s remote Longleng district, Nuku Phom won this year’s Whitley Awards 2021, also
known as the Green Oscar. Nuku & his team want to offer alternatives that engage communities in conservation using the
Amur falcon as a flagship.
22. Naturalist Jane Goodall announced as the 2021 winner of the Templeton Prize in recognition of her life’s work on animal
intelligence & humanity.
23. Padma Bhushan awardee & noted gastroenterologist Dr D Nageshwar Reddy, who is also the chairman of AIG Hospitals
won the Rudolf V Schindler Award from the American Society of Gastrointestinal Endoscopy (ASGE). Rudolf V Schindler
Award is the highest category in the prestigious Crystal Awards named after Dr Schindler who is considered as “the father
of gastroscopy.”
24. Noted Indian scientist & Bharat Ratna Professor, C.N.R. Rao felicitated with the International Eni Award 2020 (also called
the Energy Frontier award). It is considered to be the Nobel Prize in Energy Research.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Award Winner
25. Corporal Yuvraj Singh, civilian peacekeeper Ivan Michael Picardo, & Moolchand Yadav among those to be honoured with
the UN’s prestigious medal. Corporal Yuvraj Singh was serving at the United Nations Mission in South Sudan (UNMISS)
while civilian peacekeeper Ivan Michael Picardo associated with UNAMISS as a civil peacekeeper. Moolchand Yadav was
associated with the United Nations Assistance Mission in Iraq (UNAMI).
26. Indian economist & Nobel Laureate, Amartya Kumar Sen conferred with the ‘ 2021 Princess of Asturias Award’ by Spain in
the social sciences category.
27. Alfred V. Aho won 2020 Association for Computing Machinery (ACM) A.M. Turing Award, known informally as the “Nobel
Prize of computing.” Aho shares the award with Jeffrey David Ullman.
28. Acclaimed filmmaker Guneet Monga conferred with honour of the Knight of the Order of Arts & Letters (Chevalier dans
I’Ordre des Arts et des Lettres). It is the second-highest civilian French honour.
29. New Zealand star cricketer Kane Williamson awarded the Sir Richard Hadlee medal. (His 4th Sir Richard Hadlee)
Film/Music Awards
30. Freelance filmmaker Deepti Pillay Sivan’s documentary, “Decoding Shankar” about the life & career of the celebrated
musician Shankar Mahadevan won the Best Film Award in the Documentary section (Best Biographical) at the Toronto
International Women Film Festival, 2021.
31. Director Payal Kapadia’s, “A Night of Knowing Nothing” won the Oeil d’or (Golden Eye) award for best documentary at
the 74th Cannes Film Festival.
32. Maharashtra Bhushan Selection Committee chaired by CM Uddhav Thackeray unanimously selected legendary playback
singer Asha Bhosle for the prestigious award.
33. Arunachal Pradesh’s Water Burial bagged the best film National Award on environment conservation at 67th National
Films Awards 2021. The film, which is directed by independent filmmaker Shantanu Sen.
34. Indian actress Tillotama Shome won Best Actor award at the 2021 UK Asian Film Festival (UKAFF). Tillotama won the
award for her role in the film Raahgir: The Wayfarers. The film has been directed by Goutam Ghose. Filmmaker Goutam
Ghose won the Best Director award.
35. Singer Pink to be honoured with the Icon Award at the 2021 Billboard Music Awards (BBMAs).
36. Anupam Kher won Best Actor award for his performance in the short film Happy Birthday at the New York City
International Film Festival. It is directed by Prasad Kadam & produced by FNP Media.
37. Legendary actor Rajinikanth selected to be honoured with the 51st Dadasaheb Phalke Awards, the highest film honour in
India.
38. Marathi film “Puglya” won the Best Foreign Language Feature award at Moscow International Film Festival, 2021.
39. Director Roberto Benigni to receive the Golden Lion for Lifetime Achievement at 78th Venice International Film Festival.
Other Awards Conferred
40. DBS to be honoured as the global winner for Most Innovative in Digital Banking by Financial Times publication, The Banker,
in its 2021 Innovation in Digital Banking Awards.
41. Indian Econometric Society (TIES) Trust selected two renowned economic scholars for the Prof. C.R. Rao Centenary Gold
Medal award. Renowned economists Jagdish Bhagwati & C Rangarajan conferred with the inaugural Prof CR Rao
Centenary Gold Medal (CGM).
42. Indian Wrestler Labhanshu Sharma won Bharat Kesari Wrestling Dangal 2021 organised in Tamil Nadu.
43. Bhutan's India-assisted Mangdechhu Hydroelectric Project conferred with Brunel Medal awarded by the London-based
Institution of Civil Engineers (ICE). The award was given as a mark of excellence in civil engineering within the industry.
44. Nagaland conferred with seven national awards on the first Van Dhan Annual Awards 2020-21, during the celebration of
the 34th foundation day of the Tribal Cooperative Marketing Development Federation of India Limited (TRIFED).
45. SoftWorthy conferred the prestigious National Science Foundation Innovation-Corps (NSF I-Corps) Teams Award in the
United States.
46. Indira Gandhi International (IGI) Airport in New Delhi found place among world’s top 50 best airports in the 2021 Skytrax
World Airport Awards. With this, it has also become the first Indian airport to be placed among top 50 list. The Hamad
International Airport in Doha, Qatar named the “Best Airport in the World”.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Award Winner
47. Karnataka govt. selected Sri Basavalinga Pattaddevaru, senior seer of Bhalki Hiremath, for the prestigious Sri Basava
International Award.
48. The Kuvempu Rashtriya Puraskar, the national award instituted in memory of late poet laureate Kuvempu awarded to
renowned Odia poet Dr. Rajendra Kishore Panda for the year 2020.
49. Invest India awarded the world’s most innovative Investment Promotion Agency 2021 by OCO Global. OCO Global is a
leading authority on foreign investment.
50. Korean Air announced the winner of one of the most prestigious honours in the aviation industry: Air Transport World’s
(ATW) 2021 Airline of the Year.
51. Indian economist Kaushik Basu awarded the Humboldt Research Award for Economics. The award was conferred on him
by Professor Dr Hans-Bernd Schäfer of Bucerius Law School in Hamburg, Germany.
52. Telangana State Cooperative Apex Bank (TSCAB) adjudged the best State Cooperative Bank in the country while
Karimnagar District Cooperative Credit Bank (DCCB) was adjudged the best DCCB in South India by NABARD.
53. Aadhimalai Pazhangudiyinar Producer Company Limited & Snehakunja Trust are among the 10 awardees of the
prestigious Equator Prize 2021 for their work in the field of conservation & biodiversity.
54. Former India & Mohun Bagan shot-stopper Shibaji Banerjee will be conferred with Mohun Bagan Ratna posthumously.
55. Cachar Deputy Commissioner, Keerthi Jalli received the National Silver SKOCH Award for ‘Pushti Nirbhor’ (nutrition-
dependent), a convergence project on transformation & development entailing setting up Nutri-gardens at houses in
Dinnathpur Bagicha village.
56. Senior India defender, Sandesh Jhingan named the AIFF men’s Footballer of the Year 2020-21 season. Suresh Singh
Wangjam was picked as the Emerging Player for the year award for 2020-21.
57. Indian Women’s National Team Forward, Ngangom Bala Devi named as the All India Football Federation (AIFF)
Women's Footballer of the Year 2020-21.
58. World No. 1 para shuttler Pramod Bhagat named Differently Abled Sportsman of the Year at Indian Sports Honour for
2019.
59. Vaidehi Dongre, a 25-year-old girl from Michigan crowned Miss India USA 2021 at the beauty pageant.
60. Graphic artist Anand Radhakrishnan won the prestigious Will Eisner Comic Industry Award, considered the Oscars
equivalent of the comics world.
61. WHO awarded Union Health Minister Dr Harsh Vardhan with `WHO Director-General Special Recognition Award` for his
accomplishments in the area of tobacco control.
62. Utah Jazz guard Jordan Clarkson won the 2020-21 Kia NBA Sixth Man Award for his contributions in a reserve role.
63. Kerala-based Thomas Vijayan, who is now settled in Canada won the 2021 Nature TTL Photography Awards for his photo
of an Orangutan clinging to a tree. The photograph is titled ‘The World is Going Upside Down’.
64. Managing Director of Gujarat Cooperative Milk Marketing Federation (Amul), R.S. Sodhi conferred with the regional award
as Asia Pacific Productivity Champion from Asian Productivity Organization (APO), Tokyo, Japan in recognition of
enhanced productivity & efficient milk supply chain.
65. DBS Bank named by Forbes in their list of World's Best Banks 2021. DBS was ranked #1 out of 30 domestic & international
banks in India for the second consecutive year.
66. Shailesh Govind Ganpule, an assistant professor at the mechanical & industrial engineering department (MIED) conferred
the award with the ‘NSG Counter-IED & Counter-Terrorism Innovator Award 2021′ for developing a “blast-resistant”
helmet.
67. 2021 Land for Life Award won by Familial Forestry of Rajasthan, a unique concept that relates a tree with a family, making
it a green “family member.”
68. Larsen
6 & Toubro Infotech recognized as the Global Innovation Partner of the Year by Snowflake, the Data Cloud
Company.
69. Indian-American chemist Sumita Mitra honoured with the European Inventor Award 2021 in the ‘Non-European Patent
Office countries’ category. She was the first to have successfully integrated nanotechnology into dental materials to produce
stronger & more aesthetically pleasing fillings.
70. For the first time, NTPC won recognition as India’s Best Employers among Nation-Builders 2021. It has been recognized as
the ‘Great Place to Work’ for the 15th straight year by the Great Places to Work Institute. It has been ranked at 38th.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Award Winner
71. Cochin International Airport (CIAL) won Airport Council International (ACI) Director General’s Roll of Excellence honour
in Airport Service Quality.
72. Engineers India Limited CMD RK Sabharwal honoured with the highest civilian award of Mongolia 'The Order of Polar Star
by his excellency.
73. Former Chief Justice of Jammu & Kashmir High Court, Justice Gita Mittal declared as one of the two recipients of the Arline
Pacht Global Vision Award for 2021. She shares the honour with Margarita Luna Ramos from Mexico.
74. Indian Renewable Energy Development Agency Ltd (IREDA) conferred with the “Green Urja Award” for being the
Leading Public Institution in the Financing Institution for Renewable Energy this year by the Indian Chamber of Commerce
(ICC).
75. National Basketball Association announced the creation of a new award — the Kareem Abdul-Jabbar Social Justice
Champion Award, to recognise players who are making strides in the fight for social justice.
76. International Invincible Gold Medal of this year conferred on Union Education Minister Dr Ramesh Pokhriyal Nishank. He
is recognised for his extraordinary commitment & outstanding service to humanity through his writings, social & illustrious
public life.
77. Los Angeles Lakers legend, Kobe Bryant posthumously inducted into the Naismith Memorial Basketball Hall of Fame.
78. Two British chemists who developed a super-fast DNA sequencing technique that paved the way for revolutionary
healthcare advances were awarded Finland’s version of the Nobel science prizes. Cambridge University professors Shankar
Balasubramanian & David Klenerman took home the 1 million euro ($1.22 million) Millennium Technology Prize for their
work over 27 years creating ever faster & cheaper ways to sequence the human genome.
79. Emmy Award-nominated Indian choreographer Suresh Mukund won the 10th Annual ‘World Choreography Award 2020’,
(also known as Choreo Awards), becoming the first Indian to win the prestigious honour.
80. Hockey India won the prestigious Etienne Glichitch Award in recognition of its contribution to the growth & development
of the sport in the country.
81. SpiceHealth, a healthcare company founded by the promoters of SpiceJet won the Gold Award at the 2021 Asia-Pacific
Stevie Awards for ‘Most Valuable Medical Innovation’ under Covid19.
82. V Karthikeyan Pandian conferred with President’s award by International Hockey Federation through the 47th FIH
Congress. He was awarded for his contribution in direction of the event & promotion of hockey in Odisha.
83. Mahinder Giri, range officer of Rajaji Tiger Reserve for being the only ranger from Asia to win the prestigious International
Ranger Award for his contribution towards conservation.
84. Professor Suman Chakraborty selected for the 30th GD Birla Award for Scientific Research for his outstanding contribution
to engineering science & its applications in developing technologies for affordable healthcare.
85. Indian sprinter, Dutee Chand chosen for the inaugural edition of Chhattisgarh Veerni Award, by Chhattisgarh govt.
86. Crown Prince of Abu Dhabi, Sheikh Mohamed Bin Zayed Al Nahyan honoured Indian-origin businessman Yusuffali MA &
11 other individuals with Abu Dhabi’s top civilian award for their noble & charitable contributions to the community.
87. Spanish city of Seville to host the 22nd Laureus World Sports Awards in a virtual ceremony.
88. Rumana Sinha Sehgal won the Nelson Mandela World Humanitarian Award 2021 by the Diplomatic Mission Global
Peace for her contribution to the field of developing innovative & functional green products by recycling.
89. National Panchayat Awards 2021 was conferred by PM Modi. PM will transfer the award money (as Grants-in-Aid) through
the click of a button, ranging from Rs.5 lakh to Rs.50 lakh.
90. Uttar Pradesh govt. won the “E-Panchayat Puraskar 2021”, ranking first in Category I. It was followed by Assam &
Chhattisgarh at the second position, while Odisha & Tamil Nadu stood third.
91. Dr. Krithi K Karanth, Chief Conservation Scientist at Bengaluru-based Centre for Wildlife Studies (CWS) chosen as the first
Indian & Asian woman for the 2021 'WILD Innovator Award'.

Summits |Events |Festivals (National/International)


Name of the Summit/Events Venue
Summits Held Nationally

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Summit/Events Venue
1. 2nd1 Institute of Electrical & Electronics Engineers (IEEE) International Conference on Range Technology (ICORT-2021)
held virtually. It is organised by Integrated Test Range (ITR) Chandipur, a laboratory of DRDO.
2. India
2 organized the IBSA (India, Brazil & South Africa) Tourism Ministers’ meeting through the virtual platform. The
Union Minister of Tourism of India, Shri G. Kishan Reddy, chaired the meeting.
3. Commerce
. & Industry Minister Piyush Goyal chaired the fifth meeting of BRICS Industry Ministers & called for expanding
the horizon of the New Development Bank (NDB). India holds the Chairship of BRICS for 2021. This year, India chose the
theme of ‘Intra BRICS Cooperation for Continuity, Consolidation & Consensus’ for its chairship.
4. 11th
4 Meeting of the BRICS High Representatives Responsible for National Security was held, via video conferencing. The
National Security Advisor of India Ajit Doval hosted the meeting since India is the chair for the 2021 BRICS summit.
5. Andhra
5 Pradesh Governor Biswa Bhusan Harichandan inaugurated International Education e-Conference. Theme was
Holistic Education for Excellence in Life.
6. PM6 Modi inaugurated & addressed the CoWin Global Conclave, virtually. It was participated by representatives from 142
countries. It jointly organized by the Ministry of Health & Family Welfare, Ministry of External Affairs (MEA) & National
Health Authority to extend the Co-WIN platform as a digital public good to the world.
7. VP7Naidu inaugurated & addressed the World Universities Summit as Chief Guest. It was organized by O.P. Jindal Global
University, located at Sonipat, Haryana. Theme was “Universities of the Future: Building Institutional Resilience, Social
Responsibility & Community Impact”.
8. Union
8 Minister of Health & Family Welfare addressed the inaugural ceremony of Global Yoga Conference 2021. It was
organised by ‘Mokshayatan Yog Sansthan’ along with the Ministry of AYUSH, Govt. of India &Indian Council for Cultural
Relations to mark the occasion of the 7th International Day of Yoga which falls on 21st June 2021.
9. IIT9 Bombay is hosting a virtual “Conference of BRICS Network Universities”. It is being held as a part of India’s
Chairmanship of the 13th BRICS Summit in 2021. The theme is “Electric Mobility”.
10. International
1 Energy Forum announced that India has agreed to host the 9th Asian Ministerial Energy Roundtable
(AMER9). It is to be held in 2022.
11. India
1 is scheduled to host a virtual summit on green hydrogen, with countries like Brazil, Russia, China & South Africa
set to take part in it. The countries will discuss their initiatives around the emission-free fuel.
12. PM1 Modi & his British counterpart Boris Johnson held virtual Summit meeting. Both the leaders unveiled an ambitious 10-
year road map to elevate the India-UK bilateral relationship to a comprehensive strategic partnership. UK PM Boris
Johnson announced a new India-UK trade investment worth £1 billion.
13. The1 first BRICS Employment Working Group (EWG) Meeting held in 2021 in virtual format. It was held under the
chairmanship of India & was chaired by Shri Apurva Chandra, Secretary, Labour & Employment.
14. 4th1India-Swiss Financial Dialogue held virtually. Ajay Seth, Secretary Economic Affairs led the Indian delegation.
15. Union
1 Minister of Health & Family Welfare chaired the 26th meeting of the Group of Ministers on COVID-19. CoWIN
platform-the govt. developed a website for the registration & booking of vaccine appointment.
16. Dr.1 Harshvardhan, Union Minister for Health & Family Welfare chaired the opening session of the 33rd meeting of Health
Ministers of Commonwealth countries. Agenda of the Meet - ‘Ensuring Equitable Access to Vaccines & Building
Resilience for Health Systems & Emergencies’.
17. Union
1 Minister of Health & Family Welfare & Chairman of WHO Executive Board, Dr Harsh Vardhan, chaired the 74th
World Health Assembly in virtual mode. Director-General of WHO, Dr Tedros, also participated in the event.
18. Dr1Harsh Vardhan addressed the 7th annual summit of NATHEALTH. It focused on ‘Indian Health system expansion in
post-COVID era’.
19. Nirmala
1 Sitharaman participated virtually in the Second G20 Finance Ministers & Central Bank Governors (FMCBG)
meeting. This meeting held under the Italian Presidency.
20. Nirmala
2 Sitharaman participated in the 103rd Meeting of the Development Committee Plenary, via video conferencing.
She shared the measures taken to combat COVID-19 including social support measures for the poor & vulnerable, & relief
measures for firms in statutory & regulatory compliance matters.
21. PM2 Modi & Netherlands PM Mark Rutte, held a Virtual Summit. The two leaders reviewed the existing bilateral
engagements & also exchanged views on further expanding & diversifying the relationship.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Summit/Events Venue
22. PM2 Modi inaugurated the 2021 “Raisina Dialogue”, through video-conferencing. It is the sixth edition of the annual
dialogue. The theme is “#ViralWorld: Outbreaks, Outliers & Out of Control”.
23. Defence
2 Minister Rajnath Singh inaugurated the First bi-annual Indian Air Force, IAF Commanders’ Conference 2021 at
Air Headquarters Vayu Bhawan in New Delhi.
Summits Held Internationally
24. India took over from France to assume the presidency of the United Nations Security Council (UNSC) for the month of
August 2021. This is the first presidency for India during its 2021-22 tenure as a non-permanent member of the UNSC.
25. Meenakashi Lekhi, the Minister of State for Culture of India participated in the G20 Culture Ministers’ Meeting on behalf of
the Govt. of India. It was hosted by Italy.
26. Union Law Minister Kiren Rijiju attended the eighth meeting of Ministers of Justice of the Shanghai Cooperation
Organisation (SCO). It was hosted by Tajikistan, & chaired by Tajikistan’s Justice Minister, MK Ashuriyon.
27. PM Modi chaired the United Nations Security Council open debate, via video conferencing. With this, PM Modi has
become the first PM of India to chair a UNSC open debate. The theme was ‘Enhancing Maritime Security – A Case for
International Cooperation’.
28. Minister of State for External Affairs, Dr Rajkumar Ranjan Singh led India’s delegation to the 28th ASEAN Regional Forum
(ARF) Foreign Ministers Meeting. It was held under the Chairmanship of Brunei Darussalam.
29. Union Minister of Agriculture & Farmers Welfare, Narendra Tomar addressed the 6th meeting of Agriculture Ministers of
the member countries of the Shanghai Cooperation Organization. It was organized under chairmanship of Tajikistan in
Dushanbe.
30. World Economic Forum’s annual Sustainable Development Impact Summit to take place on September 20-23, 2021 in
Geneva, Switzerland. The theme is “Shaping an Equitable, Inclusive & Sustainable Recovery”.
31. First-ever G20 Ministerial Conference on Women’s Empowerment held at Santa Margherita Ligure, Italy. It was held in
mixed format i.e people participated in physical form & via video conference also. Union Minister of Women & Child
Development, Smt. Smriti Irani addressed the meet on behalf of India.
32. 7th edition of the Indian Ocean Naval Symposium concluded in France. It was hosted by the French Navy at La Réunion.
From India, Admiral Karambir Singh, Chief of the Naval Staff, Indian Navy, participated in the inaugural session of the
event virtually. France is the current chair of the Symposium.
33. Nirmala Sitharaman participated virtually Third G20 Finance Ministers & Central Bank Governors (FMCBG) Meeting
under the Italian Presidency.
34. All BRICS countries agreed to the STI-led BRICS Innovation Cooperation Action Plan (2021-24) proposed by India during
the 12th meeting of the BRICS S & T Steering Committee.
35. G20 Environment Ministers’ Meeting 2021 organized. India was represented by a delegation led by Hon’ble Union
Environment Minister, Bhupender Yadav.
Note: The G20 Leaders’ Summit 2021 will be hosted by Italy in October 2021 under its Presidency & will focus on three
broad, interconnected pillars of action: People, Planet, Prosperity.
36. Raksha Mantri Rajnath Singh visited Dushanbe, Tajikistan for the annual meeting of Defence Ministers of Shanghai
Cooperation Organisation (SCO) member states.
37. Uzbekistan hosted a high-level International Conference titled “Central & South Asia: Regional Connectivity. Challenges
& Opportunities” at Tashkent. This was an initiative of the President of Uzbekistan, Shavkat Mirziyoyev.
38. External Affairs Minister chaired the meeting of BRICS foreign ministers through video conferencing. Foreign ministers of
Brazil, Russia, China, & South Africa participated in this meeting.
39. 2nd United Nations Global Sustainable Transport Conference will be held in October 2021 in Beijing, China. It will provide
an opportunity to focus attention on the opportunities, challenges & solutions towards achieving sustainable transport
worldwide.
40. The leaders of the North Atlantic Treaty Organization (NATO) held a face-to-face summit on NATO headquarters in
Brussels, Belgium.
41. 47th G7 Leaders’ Summit 2021 (Outreach Session of the G7 meeting) took place in a Hybrid format at Cornwall, United
Kingdom. It was hosted by the United Kingdom (UK) as it holds the Presidency of G7 for 2021. Indian PM Narendra Modi
virtually participated in the meeting & called G7 summit members for the ‘One Earth One Health’ approach.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Summit/Events Venue
42. PM Modi virtually addressed the 5th edition of VivaTech. It is one of the largest digital & startup events of Europe, held in
Paris every year since 2016. PM Modi was invited as a Guest of Honour. PM Modi invited the world to invest in India based
on the five pillars: Talent, Market, Capital, Eco-system and, Culture of openness.
43. 1st India-France-Australia Trilateral Foreign Ministerial Dialogue held in London, UK, on the sidelines of the G7 Foreign
Ministers’ Meeting. It was attended by Dr S. Jaishankar from India, France’s Minister for Europe & Foreign Affairs, Mr Jean-
Yves Le Drian & Australia’s Minister for Foreign Affairs, Senator Marise Payne.
44. Union Minister of State for Tourism & Culture (I/c), Prahlad Singh Patel participated in G20 Tourism Ministers' Meeting
held in Italy.
45. PM Modi participated in the India-EU Leaders’ Meeting held in a hybrid format. The India-European Union Leaders’
Meeting is hosted by Portugal. Portugal currently holds the chair of the grouping.
46. Global G20 Health Summit was co-hosted by European Commission along with Italy as part of its G20 presidency amid
the surge & spread of coronavirus cases. The summit adopted the agenda to overcome the Covid-19 pandemic.
47. PM Modi participated in the “Leaders’ Summit on Climate”, hosted by US President Joe Biden. It is organised virtually
which coincides with the fifth anniversary of the opening of the Paris Agreement on climate change for signature. The
theme is Our Collective Sprint to 2030.
48. The opening ceremony of Boao Forum for Asia Annual Conference 2021 held in Boao, south China’s Hainan Province. The
theme was “A World in Change: Join Hands to Strengthen Global Governance & Advance Belt & Road Cooperation”.

Committees in News
 Central govt. set up a 25-member development council for  BCCI formed a seven-member working group, to look into
the cement industry under Dalmia Bharat Group CMD, the compensation package for the domestic players & the
Puneet Dalmia. The council will suggest ways to eliminate other aspects of domestic cricket.
waste, obtain maximum production, improve quality,  Govt. extended the deadline for making payment under the
reduce costs & promote standardization of products. direct tax dispute settlement scheme ‘Vivad Se Vishwas’ to
 Central Govt. formed a nine-member panel for the provide relief to the taxpayers facing hardships amid the
development of an Open Network for Digital Commerce pandemic.
(ONDC), designed to curb digital monopolies. This ONDC  International Financial Services Centres Authority
project is initiated by the Department of Promotion of constituted an expert committee on Investment Funds. It is
Industry & Internal Trade (DPIIT). formed under the Chairmanship of Nilesh Shah, Managing
Director of Kotak Mahindra Asset Management Co. Ltd.

National Current Affairs


 FM Nirmala Sitharaman launched the asset monetisation  NITI Aayog & World Resources Institute (WRI), India,
pipeline of Central ministries & public sector entities: jointly launched the ‘Forum for Decarbonizing Transport’
‘National Monetisation Pipeline’. It is developed by NITI in India. NITI Aayog is the implementing partner for India.
Aayog, in consultation with infrastructure line ministries, The aim is to bring down the peak level of GHG emissions
based on the mandate for ‘Asset Monetisation’ under Union (transport sector) in Asia (in line with a well below 2-degree
Budget 2021-22. The top 5 sectors capture about 83% of the pathway).
aggregate pipeline value. These top 5 sectors include- Roads  US-based Ohmium International started India’s first green
(27%) followed by Railways (25%), Power (15%), oil & gas hydrogen electrolyzer manufacturing unit at Bengaluru,
pipelines (8%) & Telecom (6%). Karnataka. It will manufacture India-made Proton
 MyGov under the Ministry of Electronics & Information Exchange Membrane (PEM) hydrogen electrolyzers.
Technology & UN Women joined hands to launch the Amrit  Ministry of Civil Aviation repealed the Unmanned Aircraft
Mahotsav Shri Shakti Innovation Challenge 2021. Aim is to Systems (UAS) Rules, 2021 & replace the same with the
encourage technology solutions developed by Women liberalized Drone Rules, 2021.
Entrepreneurs related to Women’s Safety & Empowerment.  India won the elections for membership of two key bodies
It will promote ‘Nari Sashaktikaran’.
of the Universal Postal Union (UPU), during the 27th UPU
Congress in Abidjan, Côte d’Ivoire. India got elected to the
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Council of Administration (CA) with 134 votes, out of 156 can be used for all kinds of enquiries & making complaints &
countries. the helpline facility is available round-the-clock in 12
 Ministry of Labour & Employment launched e-Shram languages.
Portal to link Unorganised Workers with social security  PM Modi announced a Rs 11,000 crore National Edible Oil
schemes being implemented by the Central & State Govt.s. Mission-Oil Palm (NMEO-OP) to make India self-sufficient
Minister for Labour & Employment, Bhupender Yadav in cooking oils, including palm oil. Govt. will ensure that
launched the portal where 38 crore Unorganised Workers farmers get all the facilities, from quality seeds to
can register themselves & in turn benefit from various social technology under the mission.
security schemes.  PM Modi will launch the second phase of Pradhan Mantri
 PM Modi to launch e-RUPI, an e-voucher-based digital Ujjwala Yojana (Ujjwala 2.0) by handing over the LPG
payment solution. This initiative will be one of the connections at Mahoba in Uttar Pradesh. Under Ujjwala 2.0,
programmes launched over the years to limit touchpoints one crore LPG connections will be provided to those low-
between the govt. & the beneficiary & “ensure that the income families who could not be covered under the first
benefits reach its intended beneficiaries in a targeted & leak- phase of the scheme.
proof manner”.  Ministry of Social Justice & Empowerment launched an
 Union Ministry for Science & Technology released online portal named TAPAS (Training for Augmenting
“Biotech-PRIDE (Promotion of Research & Innovation Productivity & Services) to provide filmed lectures/courses
through Data Exchange) Guidelines”. It is developed by & e-study material in the field of social defence. TAPAS is
the Department of Biotechnology (DBT). The guidelines the initiative of the National Institute of Social Defence
are aimed at providing a well-defined framework & guiding (NISD), Ministry of Social Justice & Empowerment. The
principle to facilitate & enable sharing & exchange of course can be taken up by anyone & is free of cost.
biological knowledge, information & data.  Ministry of Housing & Urban Affairs launched ‘SonChiraiya’,
 PM Modi will invite India’s Olympic contingent as special a brand & logo for marketing of the urban Self-Help Group
guests for Independence Day celebrations on August 15. (SHG) products. To make urban SHG products popular, the
Modi will also invite contingent to his residence for ministry has signed MoUs with e-Commerce Portals like
interaction. This year, a total of 228-strong contingent Amazon & Flipkart, with an underlying narrative of women
represented India at the Tokyo Olympics. empowerment.
 Union Cabinet approved the continuation of 1,023 fast track
special courts, including 389 exclusive POCSO courts, as a
centrally sponsored scheme for another two years. Union
minister Anurag Thakur said out of 31 states & union
territories, 28 have started the scheme.
 India’s nuclear power capacity is expected to reach 22,480
Mega Watts by 2031 from the current 6,780 MegaWatts.
 Power Minister R K Singh launched an e-certification
programme, 'reform & regulatory knowledge base for
power sector', to provide regulatory training. He launched
'reform & regulatory knowledge base for power sector', an
e-certification programme to provide regulatory training to
the practitioners from diverse backgrounds through virtual
mode.
 Union Minister for Social Justice & Empowerment Dr  Union Minister for Social Justice & Empowerment Dr
Virendra Kumar unveiled a portal & mobile application Virendra Kumar flagged off a pioneering world record
named ‘PM-DAKSH’, which aims to make the skill expedition named ‘Operation Blue Freedom’ from Dr.
development schemes accessible to the target groups. It Ambedkar International Centre, New Delhi on 75th
stands for Pradhan Mantri Dakshta Aur Kushalta Independence Day.
Sampann Hitgrahi (PM-DAKSH) Yojana.  PM Modi set the target of becoming an ‘energy
 Indian Railways launched an integrated one-stop solution independent country by the year 2047, the year when India
“Rail Madad” in which the national transporter has merged will celebrate the 100th year of Independence. For this, PM
a number of existing helplines that were used for various announced a ‘Mission Circular Economy’ that will replace
purposes into one. Railway ministry toll-free number 139

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
petroleum with other forms of energy to make India achieve  Union Minister for Road Transport & Highways, Nitin
self-reliance in energy production by 2047. Gadkari, inaugurated India’s first private Liquefied Natural
 Union Minister for Agriculture & Farmers Welfare, Narendra Gas (LNG) facility plant at Nagpur in Maharashtra.
Singh Tomar inaugurated the world’s second-largest  Delhi University will have a ‘Bangabandhu Chair’ to foster
National Gene Bank at the National Bureau of Plant a better understanding of developments in Bangladesh. An
Genetic Resources (NBPGR), Pusa, New Delhi. The MoU was signed between the Indian Council for Cultural
refurbished state-of-the-art National Gene Bank provides Relations (ICCR) & Delhi University in Dhaka to set up this
the facility for germplasm, to secure the heritage of seeds Chair at Delhi University.
for years in minus 20 degrees Celsius temperature.
 India & Nepal signed a Letter of Exchange (LoE) to revise
 VP Naidu laid the foundation stone of the Innovation &
the 2004 India-Nepal Rail Services Agreement (RSA). This
Development Centre of Jawaharlal Nehru Centre for
allows all authorized cargo train operators to utilize the
Advanced Scientific Research (JNCASR), Bengaluru.
Indian railway network to carry Nepal’s container & other
 India launched a tech platform named “UNITE Aware”, in
freight – both bilateral between Indian & Nepal or third
collaboration with the UN, for improving the safety &
countries from Indian ports to Nepal.
security of the UN peacekeepers. India has contributed
 External Affairs Minister S Jaishankar unveiled a statue of
USD 1.64 million for UNITE Aware. UNITE Aware platform
Mahatma Gandhi in Georgia at a prominent Tbilisi park.
will provide terrain-related information to the United
Nations military personnel (Blue Helmets) in the line of duty.  Home Minister Amit Shah inaugurated a research-based
 PM Modi announced a Rs 100 lakh crore Pradhan Mantri centre of excellence at National Forensic Science
Gatishakti scheme while addressing the nation on the 75th University in Gandhinagar, Gujarat.
Independence Day from Red Fort. The Pradhan Mantri  Finance Minister Nirmala Sitharaman launched BHIM-UPI
Gatishakti scheme aims to adopt a holistic & integrated QR-based payments in Bhutan. This will further strengthen
approach in infrastructure growth & create employment the cooperation between the two neighbouring nations.
opportunities for the youth of the country.  Union Minister Piyush Goyal appointed as the Leader of the
 PM Modi inaugurated & laid the foundation stone of House in Rajya Sabha. He will succeed Thawar Chand
multiple projects in Somnath, Gujarat. The projects Gahlot, who has taken charge as the Governor of Karnataka.
inaugurated include the Somnath Promenade, Somnath  PM Modi inaugurated the International Cooperation &
Exhibition Centre, & the reconstructed temple precinct of Convention Centre “Rudraksh”, in Varanasi, Uttar
Old (Juna) Somnath. Pradesh.
 Digital India initiative completed its six years on 1 July  PM Modi addressed the nation on July 15, 2021, on the
2021. Digital India is a govt.’s flagship scheme to transform occasion of World Youth Skills Day 2021 & the 6th
India into a digitally empowered society & knowledge anniversary of the Skill India Mission. He highlighted “Skill
economy. It was launched by PM Narendra Modi on 1 July development of the youth of new generation is a national
2015. need & a huge foundation for self-reliant India”.
 President Kovind laid the foundation stone for Ambedkar
 In order to facilitate farmers to get ‘right information at
Memorial & Cultural Centre in Lucknow. The cultural
right time’ in their desired language, a digital platform
centre will come up at 5493.52 sq meter nazool land in front
namely ‘KisanSarathi’ launched. It will empower farmers
of Aishbagh Eidgah in Lucknow & have a 25-ft high statue
with technological interventions to reach farmers in remote
of Dr Ambedkar.
areas.
 GOI decided to bring Department of Public Enterprises
 Govt. decided to set up the Indian Institute of Heritage at
under the finance ministry. Earlier, it was under the
Noida, Gautam Buddha Nagar.
Ministry of Heavy Industries & Public Enterprises.
 Govt. created a Ministry of Cooperation to boost the Indian  National Mission for Clean Ganga (NMCG) in its 36th
cooperative movement & give a fillip to the indigenous Executive Committee approved new projects for the
enterprises. It will work to realise the vision of “Sahkar se rejuvenation of six rivers in Uttarakhand. According to the
Samriddhi”. Central Pollution Control Board, there are a total of nine
 Union Minister for Fisheries, Animal Husbandry & Dairying, polluted stretches in Uttarakhand & six of them are in the
Giriraj Singh launched the Online Course Mobile App Udham Singh Nagar district on various tributaries or small
“Matsya Setu”. It was developed by ICAR-Central Institute rivers such as Bhela, Dhela, Kichha, Nandor, Pilankha &
of Freshwater Aquaculture (ICAR-CIFA), Bhubaneswar. Kosi.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 GoI extended the duration of the ‘Stand Up India Scheme’  Union Minister of Agriculture & Farmers’ Welfare launched
up to the year 2025. It was launched by the PM in 2016 to the Horticulture Cluster Development Programme (CDP)
facilitate loans to Scheduled Caste, Scheduled Tribe & to ensure holistic growth of horticulture. It will be
women borrowers, to promote entrepreneurship among implemented in 12 horticulture clusters out of the total 53
clusters selected for the programme. A central sector
them.
programme implemented by the National Horticulture
 Indian Air Force chief RKS Bhadauria reviewed the Passing
Board (NHB) of the Ministry of Agriculture & Farmers’
Out Parade & Commissioning Ceremony at Bangladesh Air Welfare, CDP aims at growing & developing identified
Force. This was the first instance when any foreign chief was horticulture clusters to make them globally competitive.
invited to review the Parade as the Chief Guest.  Cabinet approved a memorandum of cooperation between
 Union Home Minister, Amit Shah along with CM Conrad K. India-Japan in the field of sustainable urban development.
Sangma inaugurated Greater Sohra Water Supply Scheme A MoC on Sustainable Urban Development signed
at Sohra in East Khasi Hills, Meghalaya. It was between the Ministry of Housing & Urban Affairs, Govt. of
conceptualised by the Meghalaya govt. & an amount of Rs. India & the Ministry of Land, Infrastructure, Transport &
Tourism, Govt. of Japan.
24.08 cr was sanctioned by the DoNER ministry.
 CBSE launched a nationwide Young Warrior movement to
 Union Govt. decided to set up a National Centre of
engage 5 million young people to fight against Covid-19.
Excellence for Animation, Visual Effects, Gaming & This movement is expected to impact 50 million people.
Comics for creating a world-class talent pool in India to cater The Board launched the movement together with the
to the Indian as well as a global industry. Ministry of Youth Affairs & Sports, Ministry of Health &
 Centre is setting up the Garima Grihas for transgender Family Welfare, YuWaah-UNICEF, & a multi-stakeholder
persons with the help of community-based organizations. consortium of over 950 partners.
Minister of State for Social Justice & Empowerment A.  Union Minister of Social Justice & Empowerment virtually
Narayanaswamy informed Lok Sabha, 12 pilot shelter launched an initiative called, SAGE (Seniorcare Aging
Growth Engine) & also the SAGE portal to support India’s
homes have been initiated.
elderly persons. The SAGE portal will act as a “one-stop
 Centre announced 27% reservation for OBCs & a 10% access” of elderly care products & services by credible start-
quota for students from the economically weaker sections ups.
(EWS) for undergraduate & postgraduate medical & dental  In view of the growing problem related to children affected
courses under the All-India Quota (AIQ) scheme. Under the by COVID-19, the National Commission for Protection of
AIQ scheme, 15% of seats at the UG level & 50% seats at the Child Rights (NCPCR) has devised an online tracking portal
PG level are kept domicile free in govt. medical & dental “Bal Swaraj (COVID-Care link)” for children in need of care
colleges against which students from other states to are & protection.
offered admission while the rest of the seats are kept only  Union Minister of State for Finance & Corporate Affairs
launched the six modules of short films of Investor
for students from within the state.
Education & Protection Fund Authority (IEPFA) titled
 Ministry of Science & Tech will set up a first-of-its-kind
“Hisaab Ki Kitaab”. These short films developed by
Centre of Excellence in the Northeast. The project for Common Services Centers(CSC) eGov as a part of their
establishing the Centre for Bio-Resources & Sustainable training tool.
Development sanctioned by the Department of  PM Modi virtually addressed the World Environment Day
Biotechnology. It is the region’s first own Technology event, which was jointly organised by the Ministry of
Resource Centres. Petroleum & Natural Gas & the Ministry of Environment,
 PM Modi launched multiple educational initiatives including Forest & Climate Change. During the event, PM Modi also
the Academic Bank of Credit that will provide multiple released the “Report of the Expert Committee on Road
entries & exit options for students in Higher education. Map for ethanol blending in India 2020-2025”. The theme
Academic Bank of Credit is envisaged as a digital bank that of the report is ‘promotion of biofuels for a better
holds the credit earned by a student in any course. environment’.
 PM Modi-led Govt. of India announced two major measures  The Govt.s of 23 nations, including India collectively
for those families who have lost the earning member due launched a bold new plan called Mission Innovation 2.0, to
to Covid, to mitigate financial difficulties that may be faced catalyze action & spearhead a decade of innovation for
by them. Firstly, the govt. have decided to provide family global investment in clean energy research, development &
pension to such families & secondly, provide them with demonstrations. Mission Innovation 2.0 is the second phase
enhanced & liberalised insurance compensation. of the global Mission Innovation initiative, launched

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
alongside the Paris Agreement at the 2015 COP21 Chauhan has composed & sung the song titled “Lakshya
conference. It was launched at the Innovating to Net Zero Tera Samne Hai”.
Summit, hosted by Chile.  India & Bhutan jointly launched the “Tax Inspectors
 India elected as a member of the United Nations Economic Without Borders (TIWB)”. It is launched for strengthening
& Social Council (ECOSOC), one of the six main organs of the tax administration of Bhutan. It will focus on
the United Nations, for three-year terms of 2022-24. India International Taxation & Transfer Pricing.
was elected to the 54-member ECOSOC by UNGA along  Union Finance & Corporate Affairs Minister announced a
with Afghanistan, Kazakhstan & Oman. slew of measures, to provide relief to people & businesses
 Environment, Forest & Climate Change Minister launched affected by the second wave of the COVID-19 pandemic.
an awareness campaign on single use plastic 2021 on the The Minister announced a total of 17 measures worth Rs.
occasion of World Ocean Day, June 8. India aims to phase
6,28,993 crores.
Single Use Plastics by 2022.
 Union Minister for Law & Justice, Communications &
 Ministry of Ayush organised a curtain raiser event for the
Electronics & IT formally launched the e-filing portal of
7th International Day of Yoga. The event was organised by
Income Tax Appellate Tribunal (ITAT), ‘itat e-dwar’, in
the Ministry of Ayush in association with Morarji Desai
New Delhi. This would enable the parties to file their
National Institute of Yoga (MDNIY). It underlined the
Appeals, Miscellaneous Applications, documents, paper
importance of the central theme of IDY 2021 “Be With
Yoga, Be At Home”. books, etc., electronically.
 Union Cabinet chaired by PM Modi approved the  PM Modi virtually inaugurated a Zen Garden & Kaizen
implementation of “Deep Ocean Mission”. It is proposed by Academy at Ahmedabad Management Association (AMA)
the Ministry of Earth Sciences (MoES), to explore the deep premises in Ahmedabad. These two new initiatives are part
ocean for resources & develop deep-sea technologies for of PM’s vision of creating a ‘Mini-Japan’ in Gujarat.
sustainable use of ocean resources.  Minister of Heavy Industries & Public Enterprises
 GOI launched ‘Project O2 for India’ to step up production of inaugurated NATRAX- the High-Speed Track(HST) in
medical oxygen to meet the potential increase in demand Indore which is the longest such track in Asia.
due to further waves of the pandemic. ‘Project O2 for India’,  India & Russia agreed to establish a ‘2+2 Ministerial
an initiative of the Office of Principal Scientific Adviser, Dialogue’ at the Foreign & Defence Minister level between
Govt. of India (GoI), aims to help stakeholders working to the two countries. Russia is the 4th country & 1st Non-Quad
augment the country’s ability to meet the rise in demand for member country with which India has established this
medical oxygen. mechanism.
 PM Modi launched a crash course to train more than one  Serum Institute of India (SII) is expanding its vaccine
lakh “Covid warriors” as he called on the country to be business in the United Kingdom with an investment of £240
prepared for challenges the coronavirus pandemic may pose million. It has already started phase one trials in the UK of a
in the future. The programme will be to be carried out from one-dose nasal vaccine for coronavirus, in partnership with
111 training centres spread across 26 states. Codagenix INC.
 On the occasion of the seventh International Yoga Day on
 Border Roads Organisation (BRO) formed on 7 May 1960,
June 21, 2021, PM Modi unveiled the mYoga mobile app. It
with the primary goal of securing India’s borders &
is developed in collaboration between the WHO & Ministry
developing infrastructure in remote areas of India’s north &
of AYUSH, Govt. of India.
northeastern states. On 7 May 2021 BRO celebrated its 61st
 As per the World Investment Report 2021 by the UN
Raising Day (foundation day).
Conference on Trade & Development (UNCTAD), India
 Nation’s first ‘Drive in Vaccination Center’ was inaugurated
was the fifth-largest recipient of Foreign Direct
by MP Rahul Shewale in Mumbai. This center has been set
Investment (FDI) inflows in the world in 2020. The country
up in the parking lot of Kohinoor Square Tower at Dadar.
received USD 64 billion FDI in 2020.
 Minority Affairs Minister launched a nationwide  CBSE launched a new mobile app for students & parents.
“JaanHaiToJahaanHai” awareness campaign on Corona The new app ‘Dost for Life’ is an exclusive psychological
vaccination for rural & remote areas. The aim is to aware counselling app for students & parents of CBSE-affiliated
people of the Corona vaccination & to crush rumours & schools.
apprehensions related to Corona vaccination.  PM Modi released the eighth instalment of PM Kisan
 Ahead of the Tokyo Games, the official Olympic theme Samman Nidhi. GOI transfers Rs 6,000 to the account of
song for the Indian contingent was launched. Mohit small & marginal farmers. These funds are transferred in
three instalments. The first instalment of Rs 2,000 is made

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
between April & June. The second Instalment is made Antigen Test should get themselves immediately tested by
between August & November. The third instalment is made RT-PCR.
between December & March.  Union Cabinet, chaired by PM Modi approved the opening
 Competition Commission of India (CCI) approved the of a new Consulate General of India in Addu City, the
proposed acquisition of 100% shareholding & sole control of Maldives in 2021.
Ingram Micro Inc by Imola Acquisition Corporation.  India will launch ‘UNITE AWARE’, a mobile tech platform
 Union Cabinet approved the proposal of the Department of for the United Nations Peacekeepers to improve their
Heavy Industry for implementation of the Production safety & security in the line of duty.
Linked Incentive (PLI) Scheme 'National Programme on  Raksha Mantri Rajnath Singh launched the ‘Services e-
Advanced Chemistry Cell (ACC) Battery Storage’ for Health Assistance & Tele-consultation (SeHAT) OPD
achieving the manufacturing capacity of 50 GWh of ACC & 5 portal. The main motive is to provide telemedicine services
GWh of "Niche" ACC with an outlay of ₹18,100 crores. to the serving Armed Forces personnel, veterans & their
 India lost the ONGC Videsh Ltd-discovered Farzad-B gas families.
field in the Persian Gulf after Iran awarded a contract for  Ministry of Ayush is organising various activities in the run-
developing the giant gas field to a local company, National up to the International Day of Yoga, 2021. One among
Iranian Oil Company (NIOC). these is a series of five webinars that the Ministry is
 Mahratta Chamber of Commerce, Industry, & Agriculture organising under the broad theme of “Be with Yoga, Be at
(MCCIA) launched India’s first agro-export facilitation centre Home” in collaboration with five renowned organisations of
in Pune, in collaboration with National Bank for the country who will present one webinar each on a
Agriculture & Rural Development (NABARD). particular topic.
 DRDO developed a Covid-19 antibody detection kit. The  Dr Harsh Vardhan launched the ‘Tribal TB Initiative’ in
DIPCOVAN kit can detect both spikes as well as pursuit of TB Mukt Bharat. The govt. accords top priority to
nucleocapsid proteins of Coronavirus with a high sensitivity ensuring Universal Access to free treatment & care for TB
of 97%. It has been approved by the Indian Council of across the country. A special Edition of Tribal Ministry’s
Medical Research & developed by the Defence Institute of Publication ‘ALEKH’ on TB was also released.
Physiology & Allied Sciences lab of DRDO in association  Central Govt. announced to infuse Rs 14,500 crores in four
with Delhi’s Vanguard Diagnostics Pvt Ltd. state-owned lenders namely Central Bank of India, Indian
Overseas Bank, Bank of India & UCO Bank in 2020-21, by
 Railways will soon have 86 Oxygen plants for its hospitals
issuing non-interest-bearing bonds to these banks.
across the country.
 Central govt. declared April 14, Dr BR Ambedkar's birthday
 Govt. released Rs 5,968 crore to 15 states for the
a public holiday. It will be Ambedkar’s 130th birth
implementation of the Jal Jeevan Mission in the financial
anniversary on April 14, 2021.
year 2021-22.
 Union Education Minister, Ramesh Pokhriyal 'Nishank'
 In order to address the problems of elders in the context of
launched "MyNEP2020" Platform of National Council for
the ongoing COVID pandemic, the Ministry of Social
Teacher Education (NCTE) Web Portal which will be
Justice has started state wise call centres in major states
operational from April 1 to May 15, 2021. It seeks to invite
under the ELDERLINE project. The facility is already made
suggestions/inputs/membership from the stakeholders for
operational in 5 major states of UP, MP, Rajasthan, TN &
preparing a draft for the development of National
Karnataka.
Professional Standards for Teachers (NPST) & National
 Govt. decided to increase the fertilizer subsidy outlay for the
Mission for Mentoring Program membership (NMM).
year by 14,775 crores. This will take the fertilizer subsidy
 The construction of the arch of the world’s highest railway
outlay for 2021-22 to Rs 94,305 crore from a budgeted
bridge that soars 359 metres above the bed of the Chenab
outlay of Rs 79,530 crore.
river in Jammu & Kashmir was completed. The 1.3-
 The Centre slashed subsidy on sugar exports from Rs 6,000
kilometre-long bridge aims to boost connectivity to the
per tonne to Rs 4,000 per tonne with immediate effect in
Kashmir Valley & it is being constructed at a cost of ₹ 1,486
view of firm global prices.
crores as part of the Udhampur-Srinagar-Baramulla
 Indian Council of Medical Research, ICMR has approved
Railway Link (USBRL) project.
CoviSelf kit for the purpose of home testing. It stated that
 Dr Harsh Vardhan & Union Minister of Tribal Affairs Arjun
all symptomatic individuals who test negative by Rapid
Munda jointly launched ‘Anamaya’, the Tribal Health
Collaborative on April 07, 2021, through video conference.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Supreme Court of India launched its Artificial Intelligence  Italy launched its first-ever mega food park project in India,
portal “SUPACE” (Supreme Court Portal for Assistance in at Fanidhar in the Mehsana district of Gujarat. The project
Courts Efficiency). The SC intends to leverage machine aims to create synergy between agriculture & industry of the
learning to deal with the vast amounts of data received at two countries.
the time of filing of cases.  Ministry of Rural Development launched the Gender
 Narendra Singh Tomar launched a portal ‘Madhukranti’ & Samvaad Event. It is a joint initiative between DAY-NRLM
Honey Corners with the aim to bring an increase in income & IWWAGE. The main objective is to create awareness of
of farmers, employment generation & increase in exports. gender-related interventions under the DAY-NRLM. DAY-
Madhukranti portal is an initiative of the National Bee NRLM is Deendayal Antyodaya Yojana National Rural
Board (NBB). It is developed for online registration to Livelihood Mission. IWWAGE is Initiative for What Works to
achieve traceability source of Honey & other beehive Advance Women & Girls in the Economy.
products on a digital platform.  Piyush Goyal launched the Startup India Seed Fund
 PM Modi appealed to the CMs of the States to organise Scheme (SISFS). The Fund aims to provide financial
“Tika Utsav”. Tika Utsav is a vaccine festival. It was held assistance to startups for proof of concept, prototype
between April 11, 2021, & April 14, 2021. The main objective development, product trials, market-entry, &
of the festival is to vaccinate as many people as possible. commercialization.
 Ramesh Pokhriyal chaired a high-level meeting on the  Prahlad Singh Patel virtually inaugurated the first-ever
implementation of the National Education Policy 2020 & Online Exhibition on Ramayana, the Epic by Maharishi
released an implementation plan for school education called Valmiki, on the occasion of World Heritage Day 2021. The
‘Students’ & Teachers’ Holistic Advancement through online exhibition titled “Rama Katha: The Story of Rama
Quality Education (SARTHAQ)’. Through Indian Miniatures”.
 Principal Scientific Adviser to GoI, Prof. K Vijay Raghavan  India has been elected by acclamation, to three bodies of
launched a mobile app called “MANAS” to cater mental the UN Economic & Social Council (ECOSOC), for a three-
well-being of citizens on scalable, secure & digital platforms. year term beginning January 1, 2022. These UN Bodies
are: Commission on Crime Prevention & Criminal Justice
MANAS stands for Mental Health & Normalcy
(CCPCJ), Executive Board of the UN Entity for Gender
Augmentation System.
Equality & Empowerment of Women (UN Women) &
 Piyush Goyal inaugurated e-SANTA, an electronic
Executive Board of the World Food Programme (WFP).
marketplace, to provide a platform for connecting aqua
farmers & buyers. e-SANTA aims to raise income, lifestyle,
self-reliance, quality levels, traceability, of aqua farmers. e-
SANTA stands for Electronic Solution for Augmenting
NaCSA farmers’ Trade-in Aquaculture.
 NITI Aayog, in partnership with Bill & Melinda Gates
Foundation & Centre for Social & Behaviour Change, Ashoka
University launched called “Poshan Gyan”, a national
digital repository on health & nutrition. The website can be
accessed through eh following link:
https://poshangyan.niti.gov.in/
 Dr Harsh Vardhan launched Aahaar Kranti, a mission
dedicated to spreading awareness about nutrition. It is
designed to address the peculiar problem of hunger &
diseases in abundance, being faced by India & the world.

Current Affairs Related to States in India


Northern States  Uttarakhand CM, Pushkar Singh Dhami launched the first-
of-its-kind earthquake early warning mobile application,
 PM Narendra Modi dedicated to the nation the renovated
named ‘Uttarakhand Bhookamp Alert’. It is developed by
complex of Jallianwala Bagh Smarak in Punjab’s Amritsar,
to mark 102 years of the Jallianwala Bagh massacre.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
IIT Roorkee, in association with Uttarakhand State Disaster  Himachal Pradesh climbed to the third spot in the Anemia
Management Authority (USDMA). Mukt Bharat Index 2020-21 national ranking. It ranked 18 in
 Uttarakhand CM Pushkar Singh Dhami announced that the year 2018-19. Madhya Pradesh is in the first position.
Indian women’s hockey team player Vandana Katariya will  Haryana CM Manohar Lal Khattar announced to create of
be the brand ambassador of the state’s Department of 80 acres of ‘Oxi-van’ (a forest) in the Karnal district. Oxi-
Women Empowerment & Child Development. van will consist of 10 types of forests. Haryana Govt.
 Uttar Pradesh govt. decided to set up a training centre for launched four important schemes.
Anti-Terrorist Squad (ATS) commandos in Saharanpur’s
 Punjab govt. on the occasion of International Menstrual
Deoband.
Hygiene Day (28 May) launched a scheme to provide free
 Haryana CM Manohar Lal Khattar announced to rename
sanitary napkins to needy girls & women across the state. An
the Hisar Airport as Maharaja Agrasen International
amount of Rs 40.55 crore per annum will be incurred on the
Airport.
scheme, called 'Udaan'. It would cover school drop-outs,
 India’s highest altitude herbal park inaugurated at Mana
village in the Chamoli district of Uttarakhand. The herbal out-of-school girls, young women not attending college,
park is situated at a height of 11,000 feet was & is close to etc.
the Indo-China border.  Uttar Pradesh govt. to provide smartphones to 4 lakh
 Researchers discovered Black-bellied Coral snakes in the Anganwadi workers. To promote the welfare of
forests of Uttarakhand for the first time in history. The Anganwadi workers in the state, the Uttar Pradesh govt.
snake is related to the Elapidae family & Sinomicrurus will equip Anganwadi workers with smart phones.
genus. Its scientic name is S. nigriventer. It was found in the  Rajasthan govt. will soon set up a Vedic Education &
Bhadraj Block of Benog Wildlife Sanctuary (BWS) in the Sanskar Board to revive the knowledge of Sanskrit
Mussoorie Forest Division. scriptures & Vedas.
 Tirath Singh Rawat offered to resign from his post. BJP  Punjab CM Captain Amarinder Singh announced ex-
named Union Agricultural Minister Narendra Singh Tomar gratia compensation of 50 lakh rupees, along with a govt.
as the central observer for Uttarakhand. job each to the family of Sepoy Prabhjit Singh & Sepoy
 India’s first cryptogamic garden, with around 50 different
Amardeep Singh of 21 PUNJAB, who laid down their lives
species grown inaugurated in Deoban area of Dehradun in
in the line of duty.
Uttarakhand. It is situated at a height of 9,000 feet. It is
located in the district’s Chakrata town.  Rajasthan launched Chief Minister Anuprati Coaching
 UP CM Yogi Adityanath launched a population policy that Scheme to help underprivileged students prepare for
aims to incentivise couples who do not have more than two entrance examinations to civil services & professional
babies. courses, with an aim to give them equal opportunity. Under
 The country’s first ‘Grain ATM’ set up as a pilot project in the scheme, free coaching will be provided for preparation
Gurugram, Haryana. It is an automatic machine, which for UPSC civil services examination.
works just like a bank ATM. It is installed under the ‘World  Under the Parvat Dhara scheme, Himachal Pradesh govt.-
Food Programme’ of the United Nations (UN), & is called initiated rejuvenation of water sources & recharging aquifers
the ‘Automated, Multi Commodity, Grain Dispensing through the forest department with an outlay of Rs 20 crore.
Machine’. The work was started in 10 forest divisions.
 In wake of the acute oxygen shortage across the country,  Delhi Police launched a helpline number for senior citizens
the Karnal administration (Haryana) rolled out 'Oxygen who are struggling with their essential needs amid Covid-
on wheels' to assist hospitals in the fight against the 19. South District Police of the nationl capital has launched
COVID-19 pandemic & oxygen crisis. a COVI Van Helpline (012- 26241077) for senior citizens.
 The ‘monk fruit’ from China introduced for field trials in  Punjab CM Amarinder Singh declared Malerkotla as the
Himachal Pradesh by the Palampur-based Council of 23rd district of the state. Malerkotla is a Muslim-dominated
Scientific Research & Industrial Technology Institute of area & has been carved out of the Sangrur district of the
Himalayan Bio-resource Technology (CSIR-IHBT) in Kullu. state.
 Haryana govt. will soon introduce the ‘One Block, One  Uttarakhand Police launched a drive called "Mission
Product’ scheme, to encourage & promote small industries Hausla" to help people get oxygen, beds, ventilators, &
in the rural areas. Under the scheme, the state govt. plans to plasma for Covid-19 patients.
connect every block of the state with some industrial vision  Himachal Govt. launched the ‘Ayush Ghar-Dwar’ program
& the govt. is working expeditiously on this scheme. to keep the home isolated Covid-19 positive patients
healthy by practising Yoga. It is started by the Department

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of AYUSH in collaboration with the Art of Living
 Bhubaneswar become the first Indian city to achieve 100%
organisation. Yoga Bharti’s instructors would provide their
COVID-19 vaccination. The Bhubaneswar Municipal
services in the program.
Corporation (BMC) had launched a massive vaccination
 Black Fungus categorised as a notified disease in Haryana,
drive against Covid-19.
making it imperative that govt. authorities be informed
about each case.  West Bengal govt. received four SKOCH awards for its
 Haryana govt. launched an anti-Covid “Sanjeevani schemes under the Ease of Doing Business initiative. The
Pariyojana”, which will provide supervised & quick medical State scheme ‘Silpasathi’-the online single window portal
care at home for people, with mild to moderate symptoms won the platinum award while the Auto-Renewal of
of Covid-19, residing in rural areas. It is launched to extend Certificate of Enlistment through the online system for
medical care in rural areas where awareness regarding the urban areas has received the gold award.
second wave of Covid-19 & related treatment remains low.  Odisha is all set to launch India’s first ‘Smart Health Cards
 Uttarakhand CM announced CM Vatsalya Yojana for scheme’ covering its 3.5 crore people of 96 lakh families
orphaned children who have lost their parents due to Covid- under the Biju Swasthya Kalyan Yojana.
19. Under the scheme, the State Govt. will make  The permanent campus of Skill Development Institute
arrangements for their maintenance, education & training (SDI) at Bhubaneshwar dedicated to the nation by Odisha
for employment up to the age of 21 years. Such orphaned CM Naveen Patnaik. It is located at Jatni Tahsil of Khurda
children of the state will be given a maintenance allowance district, has been built over an area of 16 acres allotted by
of 3000 rupees per month. the Govt. of Odisha.
 Punjab Govt. finally announced to rename the Mohali  Puri become the first city in India where people can avail
International Hockey Stadium, after triple Olympian & high-quality drinking water directly from the tap on a 24-
Padma Shri Balbir Singh Sr. The stadium will now be known hour basis.
as Olympian Balbir Singh Senior International Hockey  Raja Parba festival celebrated in Odisha.
Stadium.  Bihar CM Nitish Kumar launched two ambitious schemes
 Uttar Pradesh govt. organised a ‘Banana Festival’ in christened as the ‘Mukhya Mantri Yuva Udyaymi Yojna’ &
Kushinagar. the ‘Mukhya Mantri Mahila Udyami Yojana. Both the
 Ghaziabad Nagar Nigam listed itself at BSE & successfully schemes launched to promote entrepreneurship among
raised Rs. 150 Crores by issuing Municipal Bond on Private youth & women of all sections under the state’s ‘Mukhaya
Placement Basis using BSE BOND. This is the first-ever Mantri Udyami Yojana scheme.
green bond issuance by any Municipal Corporation in the
 Odisha CM Naveen Patnaik announced a new scheme
country.
‘Ashirbad’ for the education, health & maintenance of Covid
 World Bank & Asian Infrastructure Investment Bank
orphans. He announced that Rs 2500 per month will be
(AIIB) approved loan for USD 300 million (about Rs 2,190
deposited in the bank accounts of family members who have
crore) canal-based drinking water projects in Punjab. It
taken the responsibility for the children after the death of
aimed at ensuring quality drinking water & minimise water
their parents.
losses for Amritsar & Ludhiana.
 Mamata Banerjee sworn as West Bengal CM for the third
 Bollywood actor Sonu Sood made the brand ambassador
time in the shadow of Covid & post-poll violence in parts of
for Punjab’s anti-coronavirus vaccination programme.
the state. The oath ceremony took place with Covid
 Himachal Day is observed on 15th April in Himachal
protocols in place at the “Throne Room” at the Raj Bhavan.
Pradesh. The state became a full-fledged state on this day.
 West Bengal cabinet, chaired by CM Mamata Banerjee,
In 1971, Himachal Pradesh became the 18th state in India has approved the formation of the Legislative Council. At
with Shimla as its capital. present, only Andhra Pradesh, Karnataka, Telangana,
 Punjab State reiterated the commitment of the State to Maharashtra, Bihar, & Uttar Pradesh have Legislative
achieve the ‘Har Ghar Jal’ target by 2022 as planned. Council. Previously, West Bengal had a bicameral legislature
 Uttar Pradesh govt. decided to establish 10 oxygen plants but it was abolished by the United Front govt. in 1969.
for unabated supply of oxygen to the hospitals. A team of  Odisha govt. announced Gopabandhu Sambadika
DRDO officials will help the state administration in this task. Swasthya Bima Yojana for journalists. Odisha has declared
the journalists as frontline Covid warriors.
Eastern States (Bihar, Jharkhand, Odisha & West  Bihar govt. launched 'HIT Covid App' to ensure regular
Bengal) monitoring & tracking of those Covid-19 patients, who are in

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
home isolation across the state. HIT stands for Home beneficiaries & handed over the cheques of financial
Isolation Tracks. It will help the health workers in regular assistance to few beneficiaries who lost both their parents
monitoring of home-isolated patients. due to COVID. Under this, an amount to the tune of Rs.
 Utkal Divas or Utakala Dibasha is celebrated on April 1 7,81,200 would be parked in the bank as fixed deposit in the
every year to remember the formation of the Odisha state. name of each beneficiary.
It was originally called Orissa but Lok Sabha passed the  Assam govt. will present its own versions of the Bharat
Orissa Bill, & Constitution Bill (113rd amendment) in 2011
Ratna & the Padma awards from next year. The cabinet
to rename it Odisha.
also instituted other civilian honours such as the Asom
 Odisha CM Naveen Patnaik launched 14-day “Mask
Bibhushan Award to be presented to three persons, the
Abhiyan” as part of efforts to prevent the spread of
Assam Bhushan to five, & the Asom Shree to 10 people
coronavirus in view of rising cases & urged people to strictly
follow the safety guidelines. every year.
 Pohela Boishakh, also known as Bengali New Year, is the  In Assam, the world’s first genetically modified (GM)
traditional New Year day of the Bengali people. The festival rubber plant planted by Rubber Board, at the board’s farm
falls on April 14 or April 15 every year in India. in Sarutari near Guwahati. It was developed at the Rubber
Research Institute of India (RRII), in Puthuppally,
North-Eastern States Kottayam, Kerala.
 GOI along with the Govt. of Mizoram signed a $32 million
 Kaziranga National Park (KNP) in Assam become the first
loan agreement with World Bank for Mizoram Health
national park in India to be equipped with satellite phones.
Assam Chief Secretary Jishnu Barua handed over 10 satellite Systems Strengthening Project. It aims to improve the
phones to the forest personnel of the Kaziranga National management capacity & quality of health services in
Park. Mizoram.
 Tiwa tribesmen perform their traditional dance as they take  Himanta Biswa Sarma named as the 15th CM of Assam. He
part in Wanchuwa Festival in Assam. will replace incumbent Sarbananda Sonowal.
 A passenger train Rajdhani Express from Assam’s Silchar  Education Minister of Tripura, Ratan Lal Nath launched
railway station reached the Vaingaichunpao railway ‘Auro Scholarship Programme’ of Sri Aurobindo Society
station in Manipur for a trial run, putting the state on the for all the students of the state. It provides the monthly
Indian Railways map. The train covered the distance of 11 micro-scholarship to the students in order to motivate them
km between the two northeastern stations. towards achieving better learning outcomes once students
 Meghalaya planned to achieve the target of Har Ghar Jal achieve benchmark performance in 10-min curriculum-
by December next year under Jal Jeevan Mission. aligned Quizzes.
 Assam Cabinet announced the creation of an independent
 New CM of Assam, Himanta Biswa Sarma declared Ajanta
department to protect & preserve the “faith, culture &
Neog as Assam’s first woman Finance Minister.
traditions of tribes & indigenous communities” of the
state.  Manipur CM N Biren Singh launched a smartphone
application “Manipur Organic Mission Agency (MOMA)
 Assam CM Dr Himanta Biswa Sarma assured jobs for all
Market” for home delivery of fresh vegetables to ensure
National Games medalists of Assam from now on.
that people get fresh vegetables at their doorsteps during
 Assam CM Himanta Biswa Sarma laid the foundation stone
the COVID-19 induced curfew.
of a bamboo industrial park at Manderdisa Village, Dima
 Assam CM Himanta Biswa Sarma appointed ‘Guardian
Hasao. The project will be implemented with Rs 50 crore Ministers’ to oversee the implementation of govt. policy
from the DoNER ministry. decisions, administrative reforms, & other welfare schemes
 Raimona in Kokrajhar district become Assam’s sixth in all the 34 districts of the state. 13 ‘Guardian Ministers’
national park. The 422 sq ft wildlife habitat in Kokrajhar have been appointed for all 34 districts in Assam, for
district adjoins the western-most buffer to Manas Tiger balanced, speedy & sustainable developments of these
Reserve. The five national parks that existed prior Raimona districts.
are Kaziranga, Manas, Nameri, Orang & Dibru-Saikhowa.  Nagaland Health & Family Welfare Minister, S Pangnyu
 Assam Govt. decided to declare Dehing Patkai Wildlife Phom launched i-Learn, a capacity building & performance
Sanctuary as the 7th National Park of the state. tracking application for Community Health Officers in
Kohima. Govt. launched this in partnership with USAID-
 Assam CM Dr Himanta Biswa Sarma dedicated Chief
NISHTHA/Jgpiego.
Minister Sishu Seva Scheme to the service of the
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 World Bank Board of Executive Directors approved a USD  Gujarat Maritime Board (GMB) will set up the country’s first
32 million projects to improve management capacity & international maritime services cluster at GIFT City. The
quality of health services in Mizoram. The project titled maritime cluster will be developed as a dedicated ecosystem
“Mizoram Health Systems Strengthening Project”. comprising ports, shipping, logistics services providers &
 A team of scientists have discovered India’s first bat species govt. regulators, all present in the same geographic vicinity
with disk-shaped sticky feet in Meghalaya. The species, — GIFT City. GIFT City is India’s first operational smart city &
Eudiscopus denticulus, was found at Lailad close to international financial services.
Nongkhyllem Wildlife Sanctuary.  Gujarat Chief Minister Vijay Rupani has virtually launched
 Nagaland govt. in consultation with all the stakeholders the ‘Agricultural Diversification Scheme-2021’, with the
would prepare a Register of Indigenous Inhabitants of aim of making agriculture sustainable & profitable in the
Nagaland (RIIN) to protect the indigenous people & their tribal areas of the state. The scheme will benefit more than
traditional life & culture. 1.26 lakh vanbandhu- farmers from 14 tribal districts in
Gujarat.
Western States (Goa, Gujarat & Maharashtra)  Chief Minister Dr. Pramod Sawant announced that Goa has
become the first state in the country to be Rabies free. CM
 Maharashtra govt. launched a special mission called informed that not a single case of rabies had been found in
“Mission Vatsalya” in order to help women who lost their the state since the last three years. The team of mission
husbands to COVID-19. Mission Vatsalya will provide rabies had been very effectively doing its job & had been also
several services & some 18 benefits under one roof to those conducting vaccination for dogs.
women. Under this scheme, 8,661 women have applied for  Haryana & Gujarat become the first few states to announce
the Sanjay Gandhi Niradhar Anudan Yojana, 405 for the reimbursement of Goods & Services Tax (GST)
Shravanbal Seva State Pension Scheme & 71 for the Indira components paid for Covid-19 related medical supplies.
Gandhi National Old Age Pension Scheme.  Maharashtra govt. launched the “Mission Oxygen Self-
 Gujarat CM, Vijay Rupani launched eNagar mobile Reliance” scheme to meet the state’s oxygen needs. Special
application & portal. It covers 10 modules with 52 services incentives will be given to oxygen-producing industries
including property tax, professional tax, water & drainage, under this scheme.
Complaints & grievance redressal, building permission, fire  Maharashtra govt. decided to implement the practice of
& emergency services. appointing an "oxygen nurse", currently prevalent in the
 Maharashtra govt. announced a new award named after tribal-dominated Nandurbar district, across the entire state.
the former PM Rajiv Gandhi for outstanding performance in It is to monitor its use among patients & ensure minimal
Information & Technology sector. wastage.
 Gujarat Maritime University signed MoU with the  Rajasthan becomes the first state in the country where the
International Financial Services Centres Authority state govt. is providing free health insurance facility to all
(IFSCA) in GIFT City to set up the Gujarat International the citizens of the state. It began the registration for its
Maritime Arbitration Centre (GIMAC). cashless ‘mediclaim’ scheme Chiranjeevi Health Insurance
 Kunariya village of Kutch district in Gujarat come out with Scheme.
a unique idea of holding Balika Panchayat. Young females  Minister of State for Tourism & Culture (IC) Shri Prahlad
aged between 10 to 21 years contested elections for this Singh Patel, & MP CM Shivraj Chouhan jointly inaugurated
unique Panchayat which will take up issues pertaining to the ‘Maharaja Chhatrasal Convention Centre at
adolescent girls & women in the village. Khajuraho, MP. It is developed under the Swadesh
 Rajasthan govt.'s industries department & the Rajasthan Darshan Scheme of the Ministry of Tourism.
State Industrial Development & Investment Corporation  Jharkhand Mukti Morcha (JMM) is the first party that has
(RIICO) launched the 'Mission Niryatak Bano' campaign to declared the name of the entity which made donations to it
promote aspiring exporters in the state. through electoral bonds.
 Principal Bench of the National Green Tribunal (NGT)
directed the Vadodara Municipal Corporation (VMC), Central States (Madhya Pradesh & Chhattisgarh)
Gujarat & other authorities to implement the Vishwamitri
 Chhattisgarh became the first state to recognise
River Action Plan, including preparation for demarcation,
Community Forest Resource Rights in an urban area, with
plantation & maintaining the integrity of the river. The
the state govt. recognising the rights of residents of
crocodiles, turtles & highly protected species have been Dhamtari district over 4,127 hectares of forests.
breeding in the stretches of the river.  India’s cleanest city, Indore in Madhya Pradesh achieved
another feat of being declared as the country’s first ‘water
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
plus’ certified city, under the Swachh Survekshan 2021.  Karnataka become the first state in the country to issue the
Swachh Survekshan is an annual survey of cleanliness, order with regard to the implementation of the National
hygiene & sanitation in cities & towns across India launched Education Policy-2020.
as part of the Swachh Bharat Mission.  India’s first Drone Forensic Lab & Research Center come up
 Chhattisgarh CM Bhupesh Baghel announced the creation in Kerala. Kerala CM Pinarayi Vijayan inaugurated the State
of four new districts & 18 new tehsils in the state. The four police department’s ‘Drone Forensic Laboratory’ at the
new districts are: Mohla Manpur, Sarangarh-Bilaigarh, Kerala State Police CyberDome. Cyberdome is a
Shakti, Manendragarh. Now, the total number of technological research & development centre of the Kerala
administrative districts in the state reached 32. Police Department.
 In the state of Madhya Pradesh, the cities of Orchha &  Onam is the most revered & celebrated festival of Kerala, is
Gwalior selected by UNESCO under its ‘Historic Urban celebrated every year by the Malayali community across
Landscape Project.’ This project was started in the year the world.
2011.  Tamil Nadu govt. constituted a seven-member committee
 Indore city of Madhya Pradesh, or the cleanest city of India, to study the exploration of hydrocarbon projects which will
has become the only city from the country to be selected for be headed by Sultan Ahmed Ismail, part-time member,
International Clean Air Catalyst Programme. The project State Development Policy Council.
will be operated for a period of five years to purify the air in  Andhra Pradesh CM YS Jagan Mohan Reddy launched ‘YSR
the city. Bima’ scheme with new guidelines, where the govt. itself
 In order to promote AYUSH in Madhya Pradesh & to link it will directly pay the insurance amount to the family of the
with employment, govt. made the ‘Devaranya’ scheme. It is deceased to make the insurance claims easier. In order to
made to provide employment to the people living in the support 1.32 lakh families through the YSR Bima scheme,
tribal areas of the state. the State govt. allocated Rs 750 crores for the year 2021-22.
 In Madhya Pradesh, Chief Minister Shivraj Singh Chouhan  Kerala govt. proposed to have its own over-the-top (OTT)
govt. has launched a scheme named ‘Ankur’ under which platform.
citizens will be awarded for planting trees during monsoon.  Karnataka state govt. decided to develop 46
Citizens taking part in this initiative will be given the Kempegowda heritage sites located in Bengaluru Urban,
Pranvayu Award, to ensure public participation in the Bengaluru Rural, Ramanagara, Chikballapura, &
programme.
Tumakuru districts, in a bid to promote tourism.
 Union Minister for Food Processing Industries, Narendra
 Karnataka CM unveiled the Karnataka Electric Bike Taxi
Singh Tomar virtually inaugurated the Indus Best
scheme-2021. This will serve as a bridge between public
MegaFood Park along with Bhupesh Baghel, Chief
transport & daily commuters. It aims to reduce travel time &
Minister, Chhattisgarh, & in presence of Rameswar Teli,
inconvenience in reaching bus, railway & metro stations.
Union Minister of State for Food Processing Industries. The
 ‘Bonalu’ is a traditional folk festival celebrated every year in
Mega Food Park will ensure value addition, a longer shelf life
the Telugu month of Ashadham (falling in June/July), in the
for farm produce, better price realization for farmers,
twin cities of Hyderabad & Secunderabad, & some other
excellent storage facility & will provide an alternate market
parts of Telangana state.
for farmers in the region.
 Andhra Pradesh govt. announced a 10% reservation for
 The Govt. of Madhya Pradesh has launched ‘Yuva Shakti
the Kapu community & other Economically Weaker
Corona Mukti Abhiyan’ to make the people of the state
aware of the ongoing COVID-19 pandemic. It translates to Sections (EWS) for appointments in the initial posts &
free from Corona with the help of the youth power services in State govt. in accordance with the Constitution
campaign. Students in colleges in small groups will be given (103rd Amendment) Act, 2019.
information & details about the significance of COVID-  Kerala govt.'s campaign 'Mathrukavacham' to vaccinate all
friendly behaviour & vaccination. the pregnant women in the state against COVID-19 infection
 Jharkhand has launched the ‘Amrit Vahini’ App for the was inaugurated at the district level. Spot registrations for
online booking of hospital beds. Corona patients in vaccination of pregnant women would be carried out at
Jharkhand can book hospital beds online through the ‘Amrit various govt. hospitals.
Vahini’ App launched by CM Hemant Soren.  Maharashtra State Govt. launched the new Electric
Vehicle Policy-2021. It aims to accelerate the adoption of
Southern States (Andhra Pradesh, Karnataka, Kerala, Battery Electric Vehicles in the country.
Tamil Nadu, Telangana)  Maharashtra will be the first state in the country to issue
educational documents using blockchain technology.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Perumkulam, in Kollam District bestowed with the title as part of a five-member Economic Advisory Council for the
Kerala’s first ‘Book Village’. Perumkulam is a small village state. The other members in the council are former Chief
in Kulakkada near Kottarakkara in Kollam district. Economic Adviser Arvind Subramanian, development
 Telangana CM, K Chandrasekhar Rao launch his govt.’s economist Jean Drèze & former Union Finance Secretary S
new Dalit empowerment scheme, now christened Dalita Narayan.
Bandhu, on a pilot basis from the Huzurabad assembly  The World Bank Board of Executive Directors has approved
constituency. It is now been renamed as Dalita Bandhu a $125 million support for the ‘Resilient Kerala Program’ to
scheme. As part of the scheme, eligible Dalit families would help the state in preparedness against natural disasters,
be given Rs 10 lakh in cash directly to their accounts. The climate change impacts, disease outbreaks, & pandemics.
sanctioned amounts will be deposited in the bank accounts  Andhra Pradesh has started a Supporting Andhra’s
of eligible beneficiaries. Learning Transformation (SALT) programme to transform
 Karnataka CM, BS Yediyurappa announced his resignation, foundational learning in govt. schools for which the World
when his govt. completed two years in the state, after being Bank has approved a loan of 250 million dollars.
elected to power in 2019.  Tamil Nadu governor Banwarilal Purohit appointed Dravida
 Bharatiya Janata Party’s (BJP) legislature party has Munnetra Kazhagam (DMK) chief MK Stalin as the CM of
unanimously elected Lingayat MLA Basavaraj S Bommai as Tamil Nadu. 68-year-old is the son of the former five-term
the new CM of Karnataka. He will succeed BS Yediyurappa.
Tamil Nadu CM, the late M Karunanidhi.
He will be sworn in as the 23rd CM of Karnataka.
 All India NR Congress (AINRC) founder leader N
 Karnataka become the first state in the country to provide
Rangasamy sworn in as the CM of the Union Territory of
one per cent reservation for the ‘transgender community
Puducherry, for a record fourth time.
in all the govt. services.
 Kerala Police launched a new initiative called the Pink
Protection project for the protection of women in public,
private & digital spaces. The Pink Protection project aims to
prevent dowry-related issues, cyber-bullying & humiliation
in public places. It has 10 components, one of which is
activating the existing Pink Police Patrol system, named
Pink Janamaithri Beat.
 Kerala govt. has launched ‘Knowledge Economy Mission’
to boost job prospects in the state by supporting knowledge
workers. The initiative was announced in State Budget on
June 4. It was being spearheaded by Kerala Development &
Innovation Strategic Council (K-DISC) & they will submit a
comprehensive project report before July 15.
 Andhra Pradesh Chief Minister Y S Jagan Mohan Reddy
 Puducherry achieved the target of 100% piped water
announced a major shift in his govt.'s liquor policy, moving
connection in rural areas under the Jal Jeevan Mission
away from prohibition (nishedham) to restriction
(JJM). Puducherry is the fourth State/UT to provide assured
(niyantrana). The govt. has escrowed revenue from liquor
tap water supply to every rural home under Jal Jeevan
sales & borrowed more than Rs 10,000 crore from various
Mission.
banks, the policy has ostensibly been changed from
 Telangana Govt. declared a complete ban on the
prohibition to restriction.
controversial herbicide, Glyphosate, which is used
 Telangana govt. has launched the Telangana AI Mission
rampantly by farmers to kill weeds in HTBt cotton crop.
(T-AIM) powered by Nasscom & as part of the T-AIM, an
Anybody violating the ban will be punished under the
accelerator programme called “Revv Up” has been
Insecticide Act 1968.
launched to enable & empower AI startups. The
 Drugs Controller General of India (DCGI) granted
programme that will begin its first cohort in July is another
permission for emergency use of anti-COVID-19 therapeutic
step towards making Telangana & Hyderabad a global application of the drug 2-deoxy-D-glucose (2-DG)
destination for AI & other emerging technologies. developed by Institute of Nuclear Medicine & Allied
 The Tamil Nadu govt. named Nobel laureate Esther Duflo Sciences (INMAS), a lab of DRDO, in collaboration with Dr.
& former Reserve Bank of India Governor Raghuram Rajan Reddy’s Laboratories (DRL), Hyderabad.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Telangana govt. selected 16 primary healthcare centres aims to account & reduce the workload of women’s
(PHCs) spread around Vikarabad area hospital for pilot domestic labour.
testing the ambitious ‘Medicine from the sky’, the first-of-  Maharashtra govt. declared an area at Amboli in Western
its-kind project involving delivery of medicines through ghats in Sindhudurg district, where a rare freshwater fish
multiple drones. species discovered, as a biodiversity heritage site.
 The biggest floating solar power plant in India is to be set
 Pinarayi Vijayan sworn as Kerala CM for the second time
up at Ramagundam in Telangana. The cost of the project is
in the shadow of the Covid-19 crisis in the state. Governor
Rs 423 crores.
Arif Mohammed Khan administered the oath of office to
 India’s first Floating Storage & Regasification Unit (FSRU)
76-year-old Vijayan.
arrived at H-Energy’s Jaigarh Terminal in the Ratnagiri
 CM of Kerala, Pinarayi Vijayan announced a secretary-level
district of Maharashtra, on the west coast of India.
committee will formulate guidelines & recommendations on
 Andhra CM YS Jagan Mohan Reddy released the first
implementation of the “Smart Kitchen Scheme” in state to
tranche of Rs 672 crores under the Jagananna Vidya
fulfil commitments of the Left Democratic Front (LDF). It
Deevena Scheme for the year 2021-22.

International Current Affairs


 Ismail Sabri Yaakob appointed as the new PM of Malaysia. emerging & developing nations, battling the coronavirus
Before this, he was the Deputy PM of Malaysia. He will pandemic & the economic downturn it has caused.
succeed Muhyiddin Yassin.  A 19-year old Pakistani climber Shehroze Kashif became
 World Bank launched a new ‘Cybersecurity Multi-Donor the youngest person in the world to reach the summit of K2,
Trust Fund’, to better roll out cybersecurity development the second-highest peak in the world. Shehroze Kashif from
agenda in a systematic manner. WB partnered with four Lahore achieved the feat of scaling the 8,611-metre high
countries, namely Estonia, Japan, Germany, & the peak with the aid of bottled oxygen.
Netherlands, to launch the fund.  Ebrahim Raisi officially sworn in as the new president of
 Swedish green steel venture HYBRIT, which had made the Iran. He won the 2021 Iranian presidential election with
‘world’s first’ customer delivery of steel produced without 62% of the vote. He succeeds Hassan Rouhani.
using coal. The steel was made using Hydrogen  Germany became the 5th country to sign the International
Breakthrough Ironmaking Technology, which uses 100% Solar Alliance Framework Agreement. Ambassador of
fossil-free hydrogen instead of coal & coke. Germany to India Walter J. Lindner deposited signed copies
 World’s largest & tallest observation wheel is set to be of the International Solar Alliance Framework Agreement.
unveiled in Dubai, UAE on October 21, 2021. The  Iran’s new President Ebrahim Raisi named Mohammad
observation wheel called as ‘Ain Dubai’, is 250 m (820 ft) in Mokhber as his first vice-president.
height, located at Bluewaters Island. The record-breaking  Pakistan Army successfully test-fired a nuclear-capable
wheel is 42.5 m (139 ft) taller than the current world’s tallest surface-to-surface ballistic missile Ghaznavi. The Ghaznavi
observation wheel, High Roller, in Las Vegas, measuring missile can strike targets up to 290 kilometres & is capable
167.6 m (550 ft). of carrying both nuclear as well as conventional warheads
 Dubai Courts announced the establishment of a specialised  Afghanistan President Ashraf Ghani will shortly tender his
court, focused on combating money laundering, within the resignation, as the govt. has surrendered to the Taliban
Court of First Instance & Court of Appeal. forces, which entered Kabul & sought the unconditional
 The armed force of the country China, Pakistan, Mongolia surrender of the central govt..
& Thailand to take part in a multinational peacekeeping  WHO created a new advisory group named, The
exercise named “Shared Destiny-2021”. It will be held in International Scientific Advisory Group for Origins of
China in the month of September 2021. Novel Pathogens, or SAGO. The function of SAGO will be
 Nikol Pashinyan re-appointed as the PM of Armenia by to systematically study the emergence of future emerging
President Armen Sarkissian. Pashinyan, the leader of the pathogens with pandemic potential, & advise the
Civil Contract Party, won the majority of seats in development in this regard to WHO.
parliamentary elections in June 2021.  In Zambia, opposition leader Hakainde Hichilema, of the
 Chief of the Myanmar military, Senior General Min Aung United Party for National Development, has won the 2021
Hlaing taken over as the interim PM of the country. general Presidential election of the country.
 The Board of Governors of IMF approved a record general  The PM of Malaysia, Muhyiddin Yassin & his cabinet
allocation of $650 billion in IMF Special Drawing Rights resigned after losing a confidence vote in parliament.
(SDR), to help boost global liquidity. The $650 billion SDR  Malaysia’s king appointed Ismail Sabri Yaakob as the PM
allocation aims to support member countries, especially replacing Muhyiddin Yassin, who stepped down this week
after losing his parliamentary majority.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 World Bank announced additional funding of $8 billion for  Sweden ratified the framework agreement for the
Covid-19 vaccines, for developing countries. With this, the International Solar Alliance (ISA) & is now a member of the
total financing available for the Covid-19 vaccine reaches global platform, which is an initiative of India aimed at
$20 billion. promoting renewable energy & sustainable development.
 China awarded a malaria-free certification from WHO.  United Kingdom is now reporting an outbreak of norovirus.
China is the first country in the WHO Western Pacific Public Health England (PHE) recently issued a warning
Region to be awarded a malaria-free certification in more regarding Norovirus.
than 3 decades.  Philippines become the first country in the world to get
 Haiti President, Jovenel Moise assassinated & his wife approval for the commercial production of genetically
wounded in an attack at their home, the interim PM modified “golden rice”, a variety of rice enriched with
announced an act that risks further destabilizing the nutrients to help reduce childhood malnutrition.
Caribbean nation beset by gang violence & political  The historic Paseo del Prado boulevard & Retiro Park of
volatility. Madrid, in Spain granted the status of UNESCO World
 A sandcastle in Denmark entered into new Guinness World Heritage Sites.
Record for being the tallest sandcastle in the world. The  Singapore’s Sunseap Group, plans to spend 2 billion
triangular-shaped sandcastle built in the town of Blokhus in dollars to build the world’s largest floating solar farm &
Denmark. It stands at a height of 21.16 metres (69.4 feet). energy storage system in neighbouring Indonesian city
 Ethiopia’s ruling Prosperity Party declared the winner of Batam, which will double its renewable power generation
last month’s national election in a landslide, assuring a capacity.
second five-year term for PM Abiy Ahmed.  The Sitio Burle Marx site, a landscape garden in Brazilian
 Nepali Congress President Sher Bahadur Deuba became city Rio de Janeiro added to UNESCO’s list of World
the country’s PM for the fifth time. He will replace Heritage sites.
incumbent K P Sharma Oli.  Billionaire businessman Najib Mikati appointed as
 China officially begun the construction of the world’s first Lebanon’s new PM-designate following binding
commercial modular small reactor ‘Linglong One’ at the parliamentary consultations with President Michel Aoun.
Changjiang Nuclear Power Plant in the country’s Hainan  Foreign Minister of Maldives Abdulla Shahid won the
Province. The project is based on China National Nuclear Presidency of the 76th Session of the United Nations
Corporation’s (CNNC’s Linglong One (ACP100) technology. General Assembly (UNGA). This is for the first time in the
 United Arab Emirates became the first Gulf nation to open history of the United Nations (UN), Maldives will hold the
an embassy in Israel, nearly a year after both countries office of President at the UNGA.
signed an agreement to normalise diplomatic ties. The new  WHO given easy-to-say labels to two variants of Covid-19,
mission is located in Tel Aviv Stock Exchange building. first found in India. The two variants are B.1.617.1 &
 Singapore unveiled one of the world’s largest floating solar B.1.617.2. The B.1.617.1 variant named as ‘Kappa’ while the
panel farms. The project is part of efforts by the country to B1.617.2 variant named as ‘Delta.’
meet a goal of quadrupling its solar energy production by  Veteran Israeli politician, Isaac Herzog elected as the
2025 to help tackle climate change. President during the 120 members parliamentary election
 US, Afghanistan, Pakistan & Uzbekistan agreed in for 2021. He will be the 11th President of Israel & will
principle to establish a new quadrilateral diplomatic succeed Reuven Rivlin.
platform focused on enhancing regional connectivity.  A 41-year-old man in China’s eastern province of Jiangsu
 As per the Ministry of Hajj & Umrah, Saudi Arabia, women confirmed as the first human case of infection with the
can now register for the annual Hajj pilgrimage without a H10N3 strain of bird flu, China’s National Health
male guardian (marham). Commission (NHC).
 Russia test-fired its new S-500 air defence missile systems,  China created a combined air defence system along the
from a southern training range, Kapustin Yar. It hit a high- Line of Actual Control (LAC). This has been developed with
speed ballistic target as planned. It is under development by the elements of the air force & army of western theatre
the Almaz-Antey Air Defence Concern. command.
 China unveiled a maglev train capable of a top speed of 600  European Union & an energy investment programme
kph. The maximum speed would make the train, self- founded by Bill Gates plan to raise up to $1 billion to roll out
developed by China & manufactured in the coastal city of the low-carbon technologies Europe is betting on to meet its
Qingdao, the fastest ground vehicle globally. climate change goals.
 Rural teacher-turned-political novice, Pedro Castillo  United Nations Decade on Ecosystem Restoration
became the winner of Peru’s presidential election after the officially launched. This will run from 2021 to 2030. It will be
country’s longest electoral count in 40 years. co-led by the UN Environment Programme (UNEP) & the
 Ariel Henry formally assumed the post of PM of Haiti. Food & Agriculture Organization of the UN (FAO).

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Maldivian foreign minister, Abdullah Shahid elected open up to people who have been vaccinated against the
President of the 76th United Nations General Assembly coronavirus.
(PGA) with an overwhelming majority. This is the first time  Iran reported an emergency shutdown of the plant in the
Maldives will be occupying the office of the PGA. southern port city of Bushehr.
 Group of Seven (G7) advanced economies signed a  Microsoft reached a new milestone as the company’s
landmark deal on taxing multinational companies. As per market capitalization hit $2 trillion for the first time. Apple
the deal, the minimum global tax rate would be at least 15%. became the first publicly traded U.S. company to reach the
This was signed by finance ministers of the UK, USA, $2 trillion mark in August.
Germany, Canada, France, Italy & Japan.  PM of Sweden, Stefan Lofven announced his resignation
 Interpol launched a new global database named “I-Familia” after he lost a confidence vote in parliament. The 63-year-
to identify missing persons through family DNA & help the old Lofven is the first Swedish govt. leader to be defeated
police solve cold cases in member countries. by a no-confidence vote.
 El Salvador become the first country in the world to grant  Philippines included in the grey list of the Financial Action
legal tender status to bitcoin. The use of bitcoin as legal Task Force (FATF). FATF released its grey list of jurisdictions
tender will become law in 90 days. that will be subjected to increased monitoring.
 Russia is building the first naval ship that will be fully  Albania's ruling Socialist Party (PS) secured its third
equipped with stealth technology to make it hard to detect. consecutive mandate in a parliamentary election. PM Edi
The warship will be armed with cruise missiles, anti-aircraft Rama claimed victory for his party with 49% of the vote.
missiles & artillery.  Daniel Smith taken charge as the US interim envoy to India.
 Former Mongolian PM, Ukhnaa Khurelsukh became the The position of US Ambassador to India lying vacant when
country’s sixth democratically elected president, further Biden was sworn in as the 46th president of the United
consolidating the power of the ruling Mongolian People’s States.
Party (MPP) with a landslide victory.  Ethiopia added two armed groups to its “terror list”,
 France will make a direct contribution of 1 million euros to including the Tigray People’s Liberation Front (TPLF). The
the International Solar Alliance. The amount is expected to council of ministers approved a resolution to designate the
benefit the ISA’s flagship programme, STAR-C (Solar TPLF as a “terrorist” organization, along with the OLF-
Technology Application Resource Centre) “which provides Shene.
capacity building & training activities on all aspects of solar  Democratic Republic of the Congo (DRC) officially
energy development. declared the end of the 12th Ebola outbreak, which killed
 Israel become the world’s first mask-free country in the six people in its eastern province of North Kivu.
Corona period.  Canada is authorizing the use of Pfizer Inc’s (PFE.N)
 Naftali Bennett, the former Defence Minister of Israel, & COVID-19 vaccine for use in children aged 12 to 15, the first
leader of the Yamina party took oath as the PM of the doses to be allowed in the country for people that young.
country. He replaces Benjamin Netanyahu. The Pfizer vaccine, produced by US company Pfizer with
 UN Security Council elected Albania, Brazil, Gabon, German partner BioNTech.
Ghana, & UAE as non-permanent members for the 2022-23  NASA’s Parker Solar Probe detected a natural radio signal
term. All countries, elected unopposed, will begin their term that revealed the spacecraft had flown through Venus's
from 1 January 2022. upper atmosphere. This was the first direct measurement of
 NATO leaders declared that China poses a constant security the Venusian atmosphere in nearly 30 years — & it looks
challenge & is working to undermine global order. quite different from Venus's past.
 A new free trade agreement with the United Kingdom will  European Union approved the requests of Norway, Canada
deliver more Australian jobs & business opportunities for & the United States to participate in the Permanent
exporters, bringing both countries closer together in a Structured Cooperation (PESCO) defence initiative. This is
changing strategic environment. PMs Scott Morrison & the first time, the European bloc has allowed a third state to
Boris Johnson agreed on the broad outlines of an Australia- participate in the PESCO project.
UK Free Trade Agreement (FTA).  Nepalese climber, Kami Rita scaled Mount Everest for the
 Ebrahim Raisi won the 2021 Iranian presidential election. 25th time, breaking his own record for the most ascents of
He will succeed Hassan Rouhani. the world’s highest peak. Rita, 51, first scaled Everest in
 Armenia’s acting PM, Nikol Pashinyan, kept power in a 1994.
parliamentary election that boosted his authority despite  Former Senator Bill Nelson sworn in as the 14th NASA
being widely blamed for a military defeat last year in the administrator tasked with carrying out the Biden-Harris
Nagorno-Karabakh enclave. administration’s vision for the agency.
 Japan plans to issue so-called vaccine passports from  Israeli military bombarded rockets in different areas in
around mid-to-late July as more activities around the world Gaza. It is the most intense airstrikes in Gaza since 2014.
Hamas had red hundreds of rockets towards Israel. After

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
that, Israel has carried out hundreds of airstrikes in Gaza.  United Kingdom will develop an advanced international
The Gaza-based Palestinian group, Hamas, had red rockets pathogen surveillance network to identify Covid-19
towards Israel in protest of the clash between Israeli police variants & emerging diseases. This Global Pandemic Radar
& Palestinian protesters in the Al-Aqsa Mosque. Al-Aqsa will ensure the early detection of new variants & emerging
Mosque is located in Jerusalem. It is the third holiest place pathogens, so vaccines & treatments needed to stop them
for Muslims. can be rapidly developed.
 In Nepal, KP Sharma Oli was re-appointed as the PM of the  International Monetary Fund has proposed a $50 billion
country by President Bidhya Devi Bhandari. Oli was global vaccination plan that would cover at least 40 per cent
administered the oath of office. Now, he must prove that he of the global population by the end of 2021 & at least 60 per
has majority support in the House within 30 days. This will be cent by the first half of 2022.
his third stint as PM.  President of the Republic of Congo, Denis Sassou Nguesso
 United Kingdom has become the first country to appointed Anatole Collinet Makosso as the country’s PM.
announce regulation for the use of self-driving vehicles at He replaced Clement Mouamba.
low speeds.  Israeli PM Benjamin Netanyahu appointed David Barnea
 Elon Musk-owned SpaceX is set to launch the “DOGE-1 as the new head of the country’s spy agency, the Mossad.
Mission to the Moon”, the first-ever commercial lunar He will succeed Yossi Cohen.
payload, paid entirely in the cryptocurrency Dogecoin. The  Guillermo Lasso, a conservative, assumed the presidency of
satellite is scheduled to be launched in the first quarter of Ecuador & has become the first right-wing leader in 14 years
2022 onboard the Falcon 9 rocket. It is led by the Canadian in Ecuador.
company Geometric Energy Corporation (GEC).  Syrian President, Bashar al-Assad has been re-elected for
 Sir David Attenborough, world-renowned broadcaster & the fourth straight 7-year term in a landslide victory, winning
natural historian named COP26 People’s Advocate for the 95.1 per cent of the total votes cast.
U.K.’s Presidency of UN climate change summit in Glasgow  Christine Wormuth confirmed unanimously by the Senate
this November. to be the first female secretary of the Army.
 China to become the world's first country to ban all  New Zealand’s parliament passed legislation giving
synthetic cannabinoid substances. The ban is likely to mothers & their partners the right to paid leave following a
come into effect on July 1. The move comes as China tries to miscarriage or stillbirth, becoming only the second country
curb the manufacturing & trafficking of the drug. in the world to do so. India is the only other country.
 WHO classified a coronavirus variant found in India as a  India’s First Indo-Korean Friendship Park jointly
global “variant of concern”. This variant has been named inaugurated at Delhi Cantonment by Rajnath Singh, &
B.1.617. As per WHO, this variant is already spread to more Hon’ble Minister of National Defence, Republic of Korea Mr
than 30 countries. It is more transmissible than other Suh Wook.
variants. This variant is also called the “double mutant  World’s first animal vaccine against the novel coronavirus
variant”. It was 1st identified by the United Kingdom registered in Russia, the country’s agriculture safety
health authorities. watchdog Rosselkhoznadzor. The vaccine for animals
 China successfully achieved the feat of landing its first Mars named Carnivac-Cov.
Rover ‘Zhu Rong’ on the red planet, on May 15, 2021,  Kosovo’s parliament elected Vjosa Osmani as the country’s
becoming the only second nation to do so after US. new president.
 The former speaker of Tibet’s parliament-in-exile, Penpa  Vietnam’s legislature voted to make Pham Minh Chinh, a
Tsering, has been elected the new president of the exile member of the Communist party, the country’s next PM.
govt.. Outgoing PM Nguyen Xuan Phuc appointed the new
 Moctar Ouane is reappointed as PM of Mali. Ouane will President.
form a new govt. with room for the political class, under the  Niger President Mohamed Bazoum appointed
instructions of President Bah N’Daw. Ouhoumoudou Mahamadou to head his new cabinet as the
 China successfully sent a new ocean-monitoring satellite country’s new PM.
into orbit as part of its effort to build an all-weather & round-  Singapore ratified the Regional Comprehensive Economic
the-clock dynamic ocean environment monitoring system Partnership (RCEP) agreement, the world’s largest free
that would provide early warning on marine disasters. The trade agreement, led by China. In doing so, Singapore
satellite was launched by a Long March-4B rocket carrying became the first among 15 participating countries to ratify
the Haiyang-2D (HY-2D) satellite from the Jiuquan RCEP.
Satellite Launch Centre in northwest China.  United Arab Emirates named the next two astronauts in its
 Martha Karambu Koome is Kenya’s first woman chief space programme on 10th April, including the country’s first
justice. She is the first woman to head any of the three female astronaut. Noura al-Matroushi is the UAE’s first
branches of govt.. female astronaut. Her male counterpart is Mohammed al-
Mulla.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 A Sanskrit learning app ‘Little Guru’ launched in Bangladesh  China named its first-ever Mars rover "Zhurong" after an
by the Indira Gandhi Cultural Centre (IGCC) of the High ancient fire god ahead of a landing attempt on the Red
Commission of India. Planet in May. The Chinese name for Mars, "Huoxing,"
 An Indian-American Congressman introduced a resolution in literally means "fire star."
the US House of Representatives for a second consecutive
year to honour Bhimrao Ambedkar, the architect of India’s
Constitution, on his 130th birth anniversary so that young
leaders around the world can be inspired by his vision for
equality.
 New Zealand is about to become the world’s first country
to bring a law into force that demands environmental
accountability from financial firms by asking them to report
on how their businesses affect climate change.
 Miguel Mario Diaz-Canel officially sworn in as the ‘First
Secretary of the Communist Party of Cuba’, following the
resignation of Raul Castro. Díaz-Canel now holds Cuba’s
two most important positions, head of the party & president
of the state.
 Uzbekistan & Kazakhstan launched the construction of an
international center for trade & economic cooperation
named "Central Asia" on the border of the two countries.

Obituaries (National/International)
Person Died Profession/Famous In?
Politician (National-International)
1. Kalyan Singh Former Chief Minister of Uttar Pradesh
2. Virbhadra Singh Senior Congress leader & former Himachal Pradesh CM
3. Mamnoon Hussain Former president of Pakistan
4. Poul Schlueter Former Denmark’s PM
5. T.M. Kalliannan Gounder Last surviving former member of the Indian Constituent Assembly. Reportedly
the youngest member in the Constituent Assembly.
6. Sir Anerood Jugnauth Former PM & President of the Republic of Mauritius
7. Kenneth Kaunda First President of Zambia
8. Jagmohan Malhotra Former Jammu & Kashmir Governor
9. Ajit Singh Former Union Minister & Rashtriya Lok Dal (RLD) founder & leader
10. KR Gouri Amma Senior-most communist leader of Kerala
11. Rajeev Satav Senior Congress leader & Rajya Sabha MP
12. Chaman Lal Gupta Senior BJP leader & former union minister
13. Jagannath Pahadia Senior Congress leader & former Rajasthan CM
14. Bhagwati Singh Founder member of the Samajwadi Party & former UP minister
15. Digvijaysinh Zala Former Union Environment Minister & an MLA from Wankaner in Gujarat
16. Bachi Singh Rawat Senior BJP leader & former Union Minister
17. Walter Mondale Former American politician, diplomat, & 42nd VP of the United States
18. Idriss Deby Itno President of the Republic of Chad
'Singer/Musician (National-International)
19. P.S. Banarji Noted Kerala Cartoonist, sculptor & folk singer
20. ‘Kalaimaamani’ Sikkil Shri R Noted Carnatic Classical Violinist
Bhaskaran
21. Fakir Alamgir Bangladesh’s legendary folk singer
22. Pandit Debu Chaudhuri Sitar maestro
23. Vanraj Bhatia Veteran Music Composer
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Person Died Profession/Famous In?
24. Anup Bhattacharya Freedom fighter & Swadhin Bangla Betar Kendra musician
25. “Laxman” Renowned music director
26. Farid Sabri Qawwali singer
27. Shravan Rathod Veteran music composer
28. Pandit Rajan Mishra Renowned Hindustani classical singer
29. Dadudan Pratapdan Gadhvi Veteran Gujarati poet & folk singe
Actor/Director/Producer (National-International)
30. Anupam Shyam Veteran actor
31. Saranya Sasi Popular Malayalam film & television actor
32. Anandha Kannan Tamil star & popular TV host
33. Sean Lock British comedian
34. Raj Kaushal Filmmaker
35. Mohammed Yusuf Khan, known as Legendary Bollywood
Dilip Kumar
36. Richard Donner Ace filmmaker
37. Surekha Sikri Three-time national award-winning actress
38. Urmil Kumar Thapliyal Renowned theatre personality & litterateur
39. Jayanthi The well-known southern actor
40. Buddhadeb Dasgupta National award-winning eminent Bengali film Director
41. Bikramjeet Kanwarpal Actor
42. Abhilasha Patil Actress
43. Shashikala Om Prakash Saigal Veteran film & TV actress
44. P. Balachandran Malayalam screenwriter, filmmaker, dramatist & actor
45. Satish Kaul Veteran actor
46. Vivek Renowned Tamil actor & comedian
47. Sumitra Bhave Acclaimed Marathi filmmaker
48. Kishore Nandlaskar Veteran actor
49. Amit Mistry Popular Gujarati & Hindi film actor
Author/Journalist/Activist/Painter (National-International)
50. Buddhadeb Guha Eminent Bengali writer
51. Rohit Sardana Renowned TV journalist & news anchor
52. Padma Sachdev Padma Shri awardee & noted author (1st modern woman poet of Dogri language)
53. K.V. Sampath Kumar Editor of ‘Sudharma’ Sanskrit Daily
54. Danish Siddiqui Pulitzer Prize-winning Indian photojournalist
55. Siddalingaiah Noted Kannada poet, playwright & Dalit activist
56. Sanchari Vijay Veteran Kannada film actor
57. Mufti Faiz-ul-Waheed Renowned Jammu-based Islamic scholar
58. Shesh Narayan Singh Veteran senior journalist
59. Raghunath Mohapatra Eminent sculptor, architect, & Rajya Sabha member
60. Homen Borgohain Noted Assamese litterateur & journalist
61. Ki. Rajanarayanan Noted Tamil folklorist & acclaimed writer
62. Alka Raghuvanshi Author & Art Curator
63. Anil Dharker Noted journalist & author
64. Beverly Cleary Beloved children’s author of US
65. Radheshyam Khemka President of Gita Press
66. Fatima Rafiq Zakaria Renowned journalist, academician
67. Ganjam Venkatasubbiah Veteran Kannada writer
68. Shankha Ghosh Noted Bengali poet

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Person Died Profession/Famous In?
69. Maulana Wahiduddin Khan Noted Indian Islamic scholar, spiritual leader & author
70. Manoj Das Eminent Indian educationist, popular columnist & prolific author
Sportsmen/Sportswomen (National-International)
71. Vasoo Paranjape Former India cricketer & coach
72. Man Kaur Multiple World Masters Championship gold medallist athlete
73. Shankar Subramaniam India’s goalkeeper during the 1956 & 1960 Olympics
74. Gerd Muller Former West Germany forward & the Bayern Munich football legend
75. Chinmoy Chatterjee Eminent India-international footballer
76. O.M. Nambiar Man who transformed a village girl P.T. Usha into Asia’s Golden Girl. One of
India’s most famous coaches
77. Syed Shahid Hakim Former India footballer
78. O Chandrasekharan Former India footballer
79. Ted Dexter Former England & Sussex captain
80. M Prasannan M Prasannan Former Indian footballer
81. Keshav Datt Two-time Olympic gold medallist
82. Yashpal Sharma Former Indian cricketer
83. Paul Orndorff Renowned American professional wrestler
84. Mike Hendrick Former England & Derbyshire bowler
85. Nandu Natekar Legendary Indian badminton player
86. Dingko Singh Asian Games gold medal-winning former boxing star
87. Surat Singh Mathur Olympian, the first from independent India to complete a marathon at the
Olympics
88. Nirmal Milkha Kaur Former Indian women volleyball team captain
89. Milkha Singh Legendary Indian sprinter
90. Chandro Tomar Shooter, nicknamed ‘Shooter Dadi’
91. V. Chandrasekar Three-time National table tennis champion & former international paddler
92. Rajendrasinh Jadeja Former Saurashtra pacer & BCCI referee
93. O P Bhardwaj Indian boxing’s first Dronacharya awardee coach
94. Max Mosley Former head of Formula One’s governing body
95. Lee Evans Record-setting sprinter
96. Chandra Naidu India’s first female cricket commentator
97. Sanjay Chakravarty Legendary shooting coach
98. Balbir Singh Junior Member of the silver medal-winning 1958 Asian Games Indian hockey team
99. Ahmed Hussain Lala Former India International Football defender
Others (National-International)
100. Commodore Kasargod Patnashetti 1971 war hero & recipient of the Mahavir Chakra
Gopal Rao
101. Dr Balaji Tambe Well-known spiritual leader, Ayurveda doctor & proponent of Yoga & Founder of
‘Atmasantulana Village’
102. Maki Kaji Creator of puzzle Sudoku & Father of Sodoku
103. Donald Rumsfeld Two-time US Defence Secretary
104. Dr P.K. Warrier Veteran Indian Ayurveda practitioner
105. Gira Sarabhai Co-founder, National Institute of Design
106. Bhageerathi Amma Oldest woman in India to take the equivalency exams
107. Prof Radhamohan Ji Padma Shri winning noted Economist & Environmentalist
108. Brigadier Raghubir Singh Mahavir Chakra recipient legendary veteran
109. Gottfried Bohm First German architect to be awarded the Pritzker Prize
110. Guruprasad Mohapatra Former Secretary in Department of Industry & Internal Trade (DPIIT)

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Person Died Profession/Famous In?
111. John David McAfee British-American Software pioneer (Creator of the McAfee antivirus software)
112. Sivan Mollywood’s veteran cinematographer & director
113. Parul Debi Das First female IAS officer from Assam
114. Manas Bihari Verma Indian aeronautical scientist
115. V Kalyanam Mahatma Gandhi’s former personal secretary
116. Indu Jain Pioneering philanthropist & Times Group Chairperson
117. K Ragothaman Former CBI officer
118. Professor MS Narasimhan Noted Indian mathematician
119. Dr KK Aggarwal Renowned cardiologist & former national president of the Indian Medical
Association (IMA)
120. J.K. Dutt Former Director-General of the National Security Guards
121. Sunderlal Bahuguna Well-known environmentalist & Gandhian
122. Dr. Srikumar Banerjee Former Chairman of the Atomic Energy Commission of India
123. Yuan Longping Chinese scientist
124.
125. Colonel Panjab Singh Hero of the Battle of Poonch during the 1971 Bangladesh Liberation War
126. H S Doreswamy Freedom fighter
127. KC Chakrabarty Former Reserve Bank of India Deputy Governor
128. Walter Anthony Gustavo ‘WAG’ Lieutenant General
Pinto (Retd)
129. Isamu Akasaki Japanese Physicist
130. Prince Philip Husband of Queen Elizabeth II
131. Yogesh Praveen Eminent Historian & an expert on Awadh especially Lucknow
132. GVG Krishnamurty Former election commissioner
133. Ranjit Sinha Former Central Bureau of Investigation (CBI) Director
134. Dr Kakarla Subba Rao Renowned radiologist
135. Charles Geschke American computer scientist
136. Maidavolu Narasimham Former Reserve Bank of India (RBI) Governor
137. Mohan M Shantanagoudar Supreme Court judge
138. Krishnamurthy Santhanam Indian nuclear scientist
139. Jagdish Khattar Former Managing Director of Maruti Suzuki
140. Michael Collins The American astronaut

List/Indexes (Ranks & Reports)


 Mumbai & Bengaluru are out of the global top-100 list & HouseFresh. Chinese city of Hotan in Xinjiang province
are currently ranking at 106 & 110 in the latest edition of the named the most polluted city.
QS Best Student Cities Ranking. London retain its status  India ranked second in terms of crypto adoption worldwide
as the world’s best student city for the third consecutive behind Vietnam, as per the 2021 Global Crypto Adoption
edition. Index by blockchain data platform Chainalysis.
 India is ranked 122nd on a new Global Youth Development  Apple is the world’s most valuable company (USD 2,443
Index 2020 measuring the condition of young people across billion), as per the Hurun Global 500 Most Valuable
181 countries, released by the Commonwealth Secretariat Companies list 2021. Reliance Industries (USD 188 billion)
in London. Singapore ranked topmost followed by Slovenia. ranked at 57 is the top Indian company in the list.
 Uttar Pradesh’s Ghaziabad adjudged the second most  Copenhagen, the capital city of Denmark named as the
polluted city out of the 50 ‘most polluted cities’ in the world world’s safest city from among 60 global cities, in Safe Cities
in 2020 by a report prepared by British company Index 2021, released by the Economist Intelligence Unit
(EIU). New Delhi & Mumbai have found a place in the index.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
New Delhi is placed at 48th position while Mumbai is at 50th  India has entered the top ten list of agricultural produce
place. Yangon is at the bottom of the index. exporters in 2019 with a significant share within the export
 India emerged as a global manufacturing hub & effectively of rice, soya beans, cotton & meat, as per the WTO report
surpassed the United States to become the world’s second on trends in world agricultural trade in recent 25 years. US
was overtaken by the European Union in 2019 (16.1%).
most desired manufacturing destination. India’s ranking was
 Centre for World University Rankings 2021-22 announced.
reflected in Cushman & Wakefield’s 2021 Global
Harvard University topped the ranking globally followed by
Manufacturing Risk Index. Massachusetts Institute of Technology, Stanford
 NITI Aayog & Ministry of Development of North Eastern University, University of Cambridge, & Oxford University.
Region launched the North Eastern Region District SDG Indian pack is led by the IIM-Ahmedabad which has bagged
Index Report & Dashboard 2021–22, with technical support 415th rank followed by the Indian Institute of Science (IISc)
from UNDP. The index is based on NITI Aayog’s SDG India at 459th rank.
Index. As per the report, the East Sikkim district of Sikkim  Wipro touched Rs 3 trillion in market capitalisation for the
topped the North Eastern Region (NER) District SDG Index first time, becoming the third Indian IT firm after Tata
2021-22 while the Kiphire district of Nagaland ranked. Consultancy Services & Infosys. India has a total of 13 listed
 India ranked as the 10th best country in the world in the firms that have crossed the Rs 3 trillion m-cap. Wipro now
Global Cybersecurity Index (GCI) 2020, released by ranks 14th.
International Telecommunication Union (ITU). The GCI
 In Hockey, the Indian men’s team maintained their fourth
2020 is the fourth edition of the annual index & ranked 194
position while the women’s team held to the ninth position
countries.
in the latest International Hockey Federation world
 India stands at the 20th spot among the top 100 countries in
rankings.
the Global Startup Ecosystem Index 2021 by Startup
 India’s rank slipped by two places from last year to 117 on
Blink. US, UK, Israel, Canada & Germany are in the top five
the 17 Sustainable Development Goals (SDGs) adopted as
spots.
a part of the 2030 agenda by 193 United Nations member
 NewsOnAir Radio Live-stream Global Rankings released.
states in 2015.
In the latest rankings, top countries in the world (excluding
 Times Higher Education Asia university rankings 2021
India) where All India Radio Live-streams on NewsOnAir
announced. Three Indian universities secured positions in
App are most popular. United States continues to be
the top 100 list. IISc Bangalore ranked at 37th, IIT Ropar at
number 1.
55th & IIT Indore at 78th. Tsinghua University, China
 Rajasthan schools rank last in the Gender Parity Index
gained the first position.
(GPI) at the higher secondary level when compared with the
rest of the country, reveals the Unified District Information  Punjab, which has improved its showing from the 13th
System for Education Plus (UDISE+) report 2019-20, which position it attained in 2018-19, topped the charts this time
analyses trends in school education in the country. among all the states & union territories with a score of 929
 India has the highest number of under-vaccinated or out of 1,000, followed by Chandigarh (912) & Tamil Nadu
unvaccinated children worldwide at 3.5 million, an (906).
increase of 1.4 million from 2019, amid the pandemic  London-based Quacquarelli Symonds (QS) released the
outbreak. It also noted that over 3 mn zero-dose children in QS World University Rankings 2022 which compares &
2020 lived in India. ranks Universities from across the globe on various
 Thirty-five per cent of India’s tiger ranges are outside parameters. Eight Indian universities found a place among
protected areas & human-animal conflict affects over 75 per the best 400 global universities in the QS World University
cent of the world’s wild cat species, as per WWF-UNEP Rankings 2022. Only three Universities namely the Indian
report titled “A Future for All – A necessity for Human- Institute of Technology (IIT) Bombay, IIT-Delhi, & IISc
Wildlife Coexistence”. Bangalore feature among the top 200. Massachusetts
 Jawaharlal Nehru Centre For Advanced Scientific Institute of Technology topped the ranking.
Research (JNCASR), Bengaluru placed in the top 50  US traders benefited the most in Bitcoin Investment Gain
institutions worldwide for advances in materials science by in 2020, with a profit of $4.1 billion, as per the report by
the prestigious Nature Index. The list includes 18 institutes Chainalysis, a blockchain analysis company based in
from China, 12 from the United States & two from the Manhattan, New York. Chinese traders stood second. India
United Kingdom. JNCASR ranked at 23rd position globally. ranked at 18th spot.
Shanghai Jiao Tong University placed at rank 1.  All India Survey on Higher Education 2019-20 report
 India scored 90.32 per cent in the 2021 UN Global Survey released by Union Education Minister. As per AISHE in the
on Digital & Sustainable Trade Facilitation. last five years (2015-16 to 2019-20), student enrolment has

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
grown by 11.4%. As per AISHE, female enrolment in Higher per the report, the total donations made by Mumbai-based
Education has increased by 18.2% from 2015-16 to 2019-20. Jamsetji Tata is estimated at US$102.4 billion.
AISHE 2019-20 is the 10 in the series of All India Survey on  Ashgabat, the capital of Turkmenistan in Central Asia
Higher Education. named the world’s most expensive city for foreign
 India moved down 12 spots in the global home price index workers. Mumbai remains India’s most expensive city at
to 55th rank in Q1 2021 against 43rd rank in Q1 2020, as per 78th rank .
the latest research report “Global House Price Index” – Q1  London-based property consultant Knight Frank ranked
2021 by Knight Frank. Turkey continues to lead the annual New Delhi & Mumbai in 32nd & 36th positions in the
rankings. Global Prime Residential Index. Bengaluru ranked at 40.
 India ranked at 14th spot among 114 countries in the World Three Chinese cities – Shenzhen, Shanghai & Guangzhou
Giving Index 2021, by the Charities Aid Foundation (CAF). lead the index this quarter.
It is topped by Indonesia.  NITI Aayog released a report titled ‘Connected Commerce:
 RBI was second in terms of reserves transferred to the govt. Creating a Roadmap for a Digitally Inclusive Bharat’. NITI
as a percentage of gross domestic product (GDP) for the Aayog released the report in collaboration with Mastercard.
fiscal year 2020-21. Turkey has been ranked first. RBI has It identifies the various challenges faced in accelerating
transferred Rs 99,122-crore surplus to the govt. for FY21. digital financial inclusion in India.
 India maintained 43rd rank on an annual World  India was the largest recipient of remittances in 2020, as
Competitiveness Index compiled by Institute for per the report, “Migration & Development Brief “released
Management Development (IMD) that examined the by the World Bank. India has been the largest recipient of
impact of COVID-19 on economies around the world this remittances since 2008. However, the remittance received
year. Rank 1: Switzerland. by India in 2020 was over USD 83 billion.
 Bahrain topped the AIRINC Global 150 Cities Index  New Zealand PM, Jacinda Ardern topped the ‘World’s 50
financial attractiveness ranking for the third straight year. Greatest Leaders’ list for 2021, released by Fortune
The rankings evaluate the salary levels, cost of living, & taxes Magazine. From India, Adar Poonawalla, CEO of Serum
in a particular market in order to create an overall score for Institute of India (SII) is the only Indian among the top 10
financial attractiveness. names. He ranked at 10th spot.
 Bengaluru named as the most liveable city of India, in the  India moved a notch higher at the third spot on EY’s
Ease of Living Index 2020, released by Centre for Science Renewable Energy Country Attractiveness Index due to
& Environment (CSE). The Ease of Living Index 2020 is part exceptional performance on the solar photovoltaic (PV)
of the report titled State of India’s Environment 2021. front. India has moved one position above (3rd) from the
 As per the 6th Edition of ‘Sustainable Development previous index (4th).
Report 2021 (SDR 2021)’ released by Sustainable  India is the second-largest insurance technology market in
Development Solutions Network (SDSN), India ranked at Asia-Pacific & accounts for 35% of the $3.66 billion
120th out of 165 countries. Finland topped the Index
insurtech-focused venture capital invested in the region, as
followed by Sweden & Denmark.
per S&P Global Market Intelligence data.
 As per the ‘Annual Bank Statistics of 2020’ released by
 Karnataka ranked first in establishing Health & Wellness
Swiss National Bank (Central Bank of Switzerland), India
Centres under Ayushman Bharat Program to provide
with Swiss Francs (CHF) 2.55 billion (INR 20,706 Crore)
comprehensive primary health care in rural areas. Karnataka
placed at 51st place in the list of foreign clients’ money in
is leading in implementing the project for 2020-2021.
Swiss Banks during 2020. United Kingdom (UK) topped
 Jharkhand clinched the 1st Position among the 36 States &
the list.
UTs of India based on the progress of implementation of
 Bengaluru emerged as the top five technology centres in Smart City projects, Rajasthan came second in the rankings.
the APAC region while Hyderabad is ranked in the Top 10 These were released by the Ministry of Housing & Urban
list, a report by Colliers titled ‘Growth Engines of Affairs (MoHUA).
Innovation: How Asia Pacific Technology Hubs are  “World Development Report 2021: Data for Better Lives”
Reshaping Regional Real Estate’. released by World Bank. It focuses on how data can improve
 Jamsetji Nusserwanji Tata, Indian pioneer industrialist & the lives of poor people & advance development objectives,
founder of the Tata Group topped the inaugural, EdelGive to ensure no one is left behind.
 The year 2020 was the best year in history for the global
Hurun Philanthropists of the Century list, which ranks the
wind industry as this sector installed 93GW of new capacity
world’s 50 most generous individuals in the last century. As
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
in 2020as per the ‘Global Wind Report 2021, released by CGGI Index 2021 & Venezuela is the last ranked country at
Global Wind Energy Council. 104.
 The Henley Passport Index released its list of the most  Life Insurance Corporation (LIC) emerged as the third
powerful passports. India stands at number 84. Japan, strongest & the tenth most valuable insurance brand
Singapore & Germany, South Korea stand in Top 3. globally, in Brand Finance Insurance 100 report for
 India placed at 142nd position among 180 countries as per 2021.
the World Press Freedom Index 2021. India was at 142nd
position in 2020. Norway retained its top spot for the fifth
year running. Eritrea is at the bottom at 180th place.
 India placed at the 87th position among 115 countries in the
2021 Energy Transition Index (ETI). Ths is published by the
World Economic Forum (WEF), prepared in collaboration
with Accenture. Zimbabwe (115) is the last ranked country.
 India retained its position as the third biggest military
spender in the world in 2020, as per the ‘SIPRI Military
Expenditure Database’ published by the Stockholm
International Peace Research Institute (SIPRI). The top 3
biggest spenders in 2020 were the United States ($778
billion), China ($252 billion) & India ($72.9 billion).
 India placed at 49th position among 104 nations in the
Chandler Good Govt. Index (CGGI) 2021. Finland topped the

Important Days (April-August 2021)


Date Day & Theme
st th
1 to 7 August World Breastfeeding Week | Theme: Protect Breastfeeding: A Shared Responsibility
1 August Muslim Women’s Rights Day | First Muslim Women’s Rights Day observed in 2020
6 August 76th anniversary of the world’s first atomic bombing in Hiroshima during World War II |
6 August 34th Foundation Day of Tribal Co-operative Marketing Federation of India (TRIFED)
8 August 79th anniversary of August Kranti Din or Quit India Movement
9 August International Day of the World’s Indigenous Peoples | Theme: Leaving no one behind: Indigenous peoples &
the call for a new social contract
9 August Japan commemorates the 9th of August every year as Nagasaki day.
10 August World Lion Day
10 August World Biofuel Day
12 August World Elephant Day
12 August International Youth Day | Theme: Transforming Food Systems: Youth Innovation for Human & Planetary
Health
13 August International Left-Handers Day
13 August World Organ Donation Day
14 August ‘Partition Horrors Remembrance Day’ or ‘Vibhajan Vibhishika Smriti Diwas’
19 August World Photography Day
19 August World Humanitarian Day | Theme: TheHumanRace: a global challenge for climate action in solidarity with
people who need it the most.
20 August World Mosquito Day | Theme: Reaching the zero-malaria target
20 August Sadbhavana Diwas to commemorate the birth anniversary of late erstwhile PM, Rajiv Gandhi
20 August Akshay Urja Diwas (Renewable Energy Day)
21 August International Day of Remembrance & Tribute to the Victims of Terrorism
21 August World Senior Citizen Day
In 2021, India is observing the Sanskrit Week from August 19 to August 25, 2021, to promote, popularise & cherish the
importance of ancient language

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Date Day & Theme
22 August Sanskrit Day
23 August “International Day for the Remembrance of the Slave Trade & its Abolition”
22 August International Day Commemorating the Victims of Acts of Violence Based on Religion or Belief
22 August World Sanskrit Day
23-27 World Water Week with the theme ‘Building Resilience Faster’.
August
23 August Union minister for information & broadcasting Anurag Thakur kicked off a series of activities to celebrate the
‘Azadi ka Amrit Mahotsav’ starting August 23. It will go on till August 29.
26 August International Dog Day
26 August Women Equality Day
29 August National Sports Day in India | Rashtriya Khel Divas | PM Modi announced that Rajiv Gandhi Khel Ratna
Award will be renamed as Major Dhyan Chand Khel Ratna Award.
29 August International Day against Nuclear Tests
30 August National Small Industry Day
30 August International Day of the Victims of Enforced Disappearances
31 August International Day for People of African Descent is celebrated for the first time.
1 July National Postal Worker Day
1 July National Chartered Accountants Day or CA Day
1 July National Doctors’ Day
2 July World Sports Journalists Day
2 July World UFO Day (WUD)
1st Saturday of July International Day of Cooperatives (3rd July) | Theme: “Rebuild better together”.
6 July World Zoonoses Day
7 July World Chocolate Day
10 July National Fish Farmers’ Day
11 July World Population Day | Theme: “the impact of the Covid-19 pandemic on fertility”
12 July World Malala Day
15 July World Youth Skills Day | Theme: “Reimagining Youth Skills Post-Pandemic”.
17 July World Day for International Justice
18 July Nelson Mandela International Day
20 July Science Exploration Day (also called Moon Day)
20 July International Chess Day
23 July National Broadcasting Day
22 July World Brain Day | Theme: “Stop Multiple Sclerosis”
24 July 161st Income Tax Day
27 July 83rd Raising Day of CRPF
26 July International Day for the Conservation of the Mangrove Ecosystem
28 July “World Hepatitis Day” | Theme: ‘Hepatitis Can’t Wait’.
28 July World Nature Conservation Day
29 July Global Tiger Day or International Tiger Day | Theme: “Their Survival is in our hands”.
30 July World Day Against Trafficking in Persons | Theme: Victims’ Voices Lead the Way.
30 July International Day of Friendship
31 July World Ranger Day
st
1 June Global Day of Parents
1st June World Milk Day | Theme: Sustainability in the dairy sector with messages around the environment, nutrition
& socio-economics
3 June World Bicycle Day
4 June International Day of Innocent Children Victims of Aggression

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Date Day & Theme
5 June International Day for the Fight against Illegal, Unreported & Unregulated Fishing
7 June World Food Safety Day
6 June UN Russian Language Day
6 June World Pest Day (also called World Pest Awareness Day)
8 June World Ocean Day
9 June World Accreditation Day | Theme: Accreditation: Supporting the Implementation of the Sustainable
Development Goals (SDGs)
12 June World Day Against Child Labour | Theme: Act now: End child labour!
14 June World blood donor day | Slogan: Give blood & keep the world beating
15 June World Elder Abuse Awareness Day
16 June International Day of Family Remittances
17 June World Day to Combat Desertification & Drought | Theme: Restoration. Land. Recovery. We build back
better with healthy land
15 June Global Wind Day
18 June Sustainable Gastronomy Day
18 June Autistic Pride Day
19 June International Day for the Elimination of Sexual Violence in Conflict
19 June National Reading Day
20 June World Refugee Day | Theme: Together we heal, learn & shine
21 June International Day of the Celebration of the Solstice
21 June World Music Day
21 June World Humanist Day
21 June World Hydrography Day | Theme: One hundred years of international cooperation in hydrography
23 June United Nations Public Service Day | Theme: “Innovating the Future Public Service: New Govt. Models for a
New Era to Reach the SDGs”.
23 June International Olympic Day | Theme: “Stay healthy, stay strong, stay active with the #OlympicDay workout
on 23 June
23 June International Widows Day
25 June World Vitiligo Day
25 June International Maritime Organization (IMO) celebrates the annual Day of the Seafarer (DoS) | Theme:
Seafarers: at the core of shipping’s future
26 June International Day in Support of Victims of Torture
26 June International Day Against Drug Abuse & Illicit Trafficking | Theme: “Share Facts On Drugs, Save Lives”.
27 June United Nations Micro, Small & Medium-sized Enterprises Day | Theme: MSME 2021: key to an inclusive &
sustainable recovery
29 June International Day of the Tropics
29 June National Statistics day
30 June 74th World Health Assembly endorsed a decision recognizing 30 January as World Neglected Tropical
Diseases Day (‘World NTD Day’).
30 June International Day of Parliamentarism
30 June International Asteroid Day
1st Sunday of May World Laughter Day
st
1 May International Labour Day
3 May World Press Freedom Day | Theme “Information as a Public Good”.
2 May World Tuna Day
4 May International Firefighters’ Day (IFFD)
4 May Coal Miners’ Day
1st Tuesday of May World Asthma Day | Theme: “Uncovering Asthma Misconceptions“.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Date Day & Theme
5 May World Hand Hygiene Day | Theme: ‘Seconds Save Lives: Clean Your Hands’.
5 May International Day of the Midwife | Theme: “Follow the Data: Invest in Midwives.”
6 May International No Diet Day
5 May World Athletics Day
8 May World Red Cross & Red Crescent Day | Theme: ‘Unstoppable’
8 May World Thalassemia Day | Theme: Addressing Health Inequalities Across the Global Thalassaemia
Community
8 May World Migratory Bird Day | Theme: “Sing, Fly, Soar – Like a Bird!”
8-9 May United Nations marks the Time of Remembrance & reconciliation for those who lost their lives during the
Second World War. This year is the 76th Anniversary of World War II.
10 May International Day of Argania
11 May National Technology Day
12 May International Nurse Day | Theme: Nurses: A Voice to Lead – A vision for future healthcare
15 May International Day of Families | Theme: Families & New Technologies
16 May National Dengue Day
16 May International Day of Light (IDL) | Theme: “Trust Science”
16 May International Day of Living Together in Peace
17 May World Telecommunication & Information Society Day | Theme: “Accelerating Digital Transformation in
challenging times”.
6th UN Global Traffic Safety Week 2021 to be celebrated between 17 & 23 May, call for 30 km/h (20 mph) speed limits to be
the norm for cities, towns & villages worldwide.
17 May World Hypertension Day | Theme: Measure Your Blood Pressure Accurately, Control It, Live Longer.
18 May World AIDS Vaccine Day
18 May International Museum Day | Theme: The Future of Museums: Recover & Reimagine
20 May World Bee Day | Theme: Bee engaged: Build Back Better for Bees
20 May World Metrology Day | Theme: Measurement for Health
21 May International Tea Day
21 May National Anti Terrorism Day to commemorate the death anniversary of former PM Rajiv Gandhi.
21 May World Day for Cultural Diversity for Dialogue & Development
22 May International Day for Biological Diversity | Theme: We’re part of the solution
23 May International Day to End Obstetric Fistula | Theme: Women’s rights are human rights! End fistula now!
23 May World Turtle Day | Theme: Turtles Rock!
25 May World Thyroid Day
25 May International Missing Children’s Day
Commonwealth Day on the second Monday in the month of March every year.
In India, another Commonwealth Day is also celebrated on May 24. It commemorates the formation of the British Empire in
India & other colonies of Britain. Theme: Delivering a Common Future.
26 May Vesak Day 2021
28 May World Hunger Day
28 May International Day of Action for Women’s Health (International Women’s Health Day)
United Nations observing International Week of Solidarity with the Peoples of Non-Self-Governing Territories from May
25 to 31, 2021.
29 May International Day of United Nations Peacekeepers | Theme: “The road to a lasting peace: Leveraging the
power of youth for peace & security.”
29 May “International Day of United Nations Peacekeepers” | Theme: “The road to a lasting peace: Leveraging the
power of youth for peace & security.”
29 May International Everest Day
29 May World Digestive Health Day (WDHD) | Theme: “Obesity: An Ongoing Pandemic.”

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Date Day & Theme
28 May Amnesty International Day
31st May World No Tobacco Day (WNTD) | Theme: Commit to quit.
2nd April World Autism Awareness Day
2nd April International Children’s Book Day (ICBD) | Theme 2021: “The Music of Words.”
5th April National Maritime Day | 58th edition
6th April International Day of Sport for Development & Peace
7th April World Health Day | Theme: “Building a fairer, healthier world for everyone”.
th
7 April International Day of Reflection on the 1994 Genocide against the Tutsi in Rwanda
9th April Central Reserve Police Force (CRPF) Valour Day (Shaurya Diwas) | 56th CRPF Valour Day.
10th April World Homeopathy Day | Theme: “Homoeopathy – Roadmap for Integrative Medicine”
12th April International Day of Human Space Flight
th
11 April National Safe Motherhood Day
11th April World Parkinson’s Day
th
14 April World Chagas Disease Day
13th April International Turban Day | 552nd birth anniversary of Guru Nanak Dev & the festival of Baisakhi.
16th April World Voice Day (WVD)| Theme: ONE WORLD|MANY VOICES.
17th April World Hemophilia Day| Theme: “Adapting to Change: Sustaining care in a new world”.
18th April World Heritage Day | Theme: “Complex Pasts: Diverse Futures”
19th April World Liver day
th
20 April UN Chinese Language Day
21 April World Creativity & Innovation Day
21 April Civil Services Day
22 April Earth Day or International Mother Earth Day | Theme: Restore Our Earth.
Fourth Thursday in April International Girls in ICT Day | 22nd April 2021
23 April World Book & Copyright Day (International Day of the Book’ & ‘World Book Day)
23 April UN English Language Day & UN Spanish Language Day
Fourth Saturday of April World Veterinary Day’
24 April International Day of Multilateralism & Diplomacy for Peace
24 April World Day for Animals in Laboratories (World Lab Animal Day or World Day for Laboratory Animals)
25 April World Malaria Day (WMD) | Theme: ‘Reaching the zero malaria target’.
25 April International Delegate’s Day
26 April World Intellectual Property Day
26 April International Chernobyl Disaster Remembrance Day
28 April World Day for Safety & Health at Work
28 April Workers’ Memorial Day | Theme 2021: ‘Health & Safety is a fundamental workers‘ right.’
29 April International Dance Day | Theme: ‘Purpose of dance’.
30 April Ayushman Bharat Diwas
30 April International Jazz Day
31st March International Transgender Day of Visibility

Books & Authors


Name of the Book Author
In An Ideal World Kunal Basu
My Own Mazagon Captain Ramesh Babu
‘Leopard Diaries – the Rosette in India’ Sanjay Gubbi
Balakot Air Strike: How India Avenged Pulwama Manan Bhatt
The Year That Wasn’t – The Diary of a 14-Year-Old Brisha Jain
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Book Author
How the Earth Got Its Beauty Sudha Murty
The Earthspinner Anuradha Roy
The Dream of Revolution: A Biography of Jayaprakash Narayan Bimal Prasad & Sujata Prasad
VP Naidu released a book ‘Accelerating India: 7 Years of Modi Govt.’. The book commemorates the achievement &
evaluation of two elected terms of PM Modi as the Head of Parliamentary.
OPERATION KHUKRI Major General Rajpal Punia & Ms Damini Punia
‘Address Book: A Publishing Memoir in the time of COVID’ Ritu Menon
‘Battlefield’ Vishram Bedekar
“Mission Domination: An Unfinished Quest” Boria Majumdar & Kushan Sarkar
Accelerating India: 7 Years of Modi Govt. K J Alphons
"Nathuram Godse: The True Story of Gandhi's Assassin" Dhaval Kulkarni
“Lady Doctors: The Untold Stories of India’s First Women in Medicine” Kavitha Rao
‘The Fourth Lion: Essays for Gopalkrishna Gandhi Venu Madhav Govindu & Srinath Raghavan
“The Light of Asia” Jairam Ramesh
Kareena Kapoor Khan has announced her new book titled Kareena Kapoor Khan's Pregnancy Bible.
“The Ramayana of Shri Guru Gobind Singh Ji” By Late Baljit Kaur Tulsi
‘The Art of Conjuring Alternate Realities: How Information Warfare Shapes Shivam Shankar Singh & Anand
Your World’ Venkatanarayanan
“The Struggle Within: A Memoir of the Emergency” Ashok Chakravarti
“The Great Big Lion” Chryseis Knight
‘Urdu Poets & Writers – Gems of Deccan’ J.S. Ifthekhar
‘The India Story’ Bimal Jalan
Rakeysh Omprakash Mehra’ autobiography, “The Stranger In The Mirror” | Co-written with Reeta Ramamurthy Gupta.
‘Palleku Pattabhishekam’ Former MP Yalamanchili Sivaji
‘Bank With A Soul: Equitas’ Dr. C K Garyali
An Ordinary Life: Portrait of an Indian Generation Ashok Lavasa
RSS: Building India Through SEWA BJP leader Sudhanshu Mittal
“Languages of Truth: Essays 2003-2020” Salman Rushdie
Stargazing: The Players in My Life’ Ravi Shastri & Ayaz Memon
“Savarkar: A contested Legacy (1924-1966)” Vikram Sampath
‘1232 km: The Long Journey Home’ Vinod Kapri
Nobel laureate Amartya Sen penned his memoir ‘Home in the World’
‘Believe – What Life & Cricket Taught Me’ Suresh Raina with Bharat Sundaresan
‘The Nutmeg’s Curse: Parables for a Planet in Crisis’ Amitav Ghosh’
‘Beyond Here & Other Poems’ Bishnupada Sethi
“The 7 Sins of Being a Mother” Tahira Kashyap Khurrana
‘Habba Khatoon’ Kajal Suri
Actor Will Smith upcoming autobiography “Will”. Co-writing with author Mark Manson.
My Joys & Sorrows – as a Mother of a Special Child Krishna Saksena
‘It’s a Wonderful Life’ Indian British author Ruskin Bond
‘Fiercely Female: The Dutee Chand Story’ Sundeep Mishra
Kashmiri Century: Portrait of a Society in Flux Khemlata Wakhlu
"Policymaker's Journal: From New Delhi to Washington, DC" Kaushik Basu
"Anomalies in Law & Justice". Former SC judge RV Raveendran’s
The Bench Meghan Markle
Elephant in The Womb Bollywood actress Kalki Koechlin
Life in the Clock Tower Valley Shakoor Rather
Sikkim: A History of Intrigue & Alliance Preet Mohan Singh Malik

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Name of the Book Author
Nehru, Tibet & China Avtar Singh Bhasin
‘India & Asian Geopolitics: The Past, Present’ Shivshankar Menon
“Sach Kahun Toh” Neena Gupta
“7 Lessons from Everest – Expedition Learnings from Life & Business”. Aditya Gupta
“Names of the Women” Jeet Thayil
‘Suparipalana’ Dr Shailendra Joshi
‘Manohar Parrikar: Brilliant Mind, Simple Life’ Nitin Gokhale
‘Odisha Itihaas’ Utkal Keshari Harekrushna Mahtab
Updated version of PM Modi’s book named ‘Exam Warriors’ launched.
PM Modi paid tribute to India's first law minister & the architect of the Indian Constitution Babasaheb Bhimrao Ambedkar on
his birth anniversary & released 4 books based on his life which are Dr Ambedkar Jivan Darshan, Dr Ambedkar Vyakti
Darshan, Dr Ambedkar Rashtra Darshan, & Dr Ambedkar Aayam Darshan.
'Believe - What Life & Cricket Taught Me', the much-awaited Suresh Raina autobiography | Co-authored by Raina & sports
author Bharat Sundaresan.
“The Christmas Pig” JK Rowling
“Climate Change Explained – for one & all” Aakash Ranison
"The Living Mountain" Amitav Ghosh
“Whereabouts” Jhumpa Lahiri

Defense Current Affairs


 Raksha Mantri, Rajnath Singh visited the Army Sports continue till August 28. Multiple cities in Uttar Pradesh,
Institute (ASI), Pune & named the Army Sports Institute Madhya Pradesh, Gujarat & the National Capital Region
stadium as “Neeraj Chopra Stadium”. RBI started a public are hosting synchronised commando drills. Gandiv was the
awareness campaign to warn people against digital name of Arjuna’s bow in Mahabharata.
banking frauds. For the new campaign, RBI has roped in  Hindustan Aeronautics Limited (HAL) signed a $716 mn
Olympic Gold medalist Neeraj Chopra. deal with GE Aviation of the U.S. for 99 F404 aircraft engines
 Raksha Mantri Rajnath Singh dedicated to the nation, the & support services that will power the indigenous Tejas Light
indigenously built Coast Guard Ship ‘Vigraha’ in Chennai, Combat Aircraft (LCA) Mk-1A.
Tamil Nadu. As per the ministry, the 98-meter vessel will be  GoI has accorded sanctions to Team CLAW to lead a team
based in Andhra Pradesh’s Visakhapatnam. It is designed of people with disabilities to scale Siachen Glacier. It will be
& built indigenously by Larsen & Toubro Ship Building a new world record for the largest team of people with
Limited. disabilities. This expedition is being undertaken as part of
 Indian Navy & the German Navy carried out a joint exercise ‘Operation Blue Freedom’.
in the Gulf of Aden near Yemen, in the Indian Ocean leg of  Indian Air Force formally inducted the second squadron of
Indo-Pacific Deployment 2021. It was represented by frigate Rafale jets at West Bengal’s Hasimara airbase in Eastern
“Trikand” while the German Navy was represented by Air Command (EAC).
frigate “Bayern”.  Ordnance Factory Tiruchirappalli in Tamil Nadu launched
 The second edition of joint naval exercise, Zair-Al-Bahr, a new high-tech & low sound weapon called TriCa (Trichy
between the Indian Navy & Qatar Emiri Naval Force Carbine), a mini version of the Trichy Assault Rifle (TAR).
(QENF) conducted in the Persian Gulf.  Indian Naval Ship Khanjar becomes the first Indian Navy
 5th edition of Indo- Kazakhstan Joint Training Exercise, ship to call at the heritage coastal port of Gopalpur in
“KAZIND-21” to be held at Training Node, Aisha Bibi, Odisha. This was organised as part of Aazadi ka Amrit
Kazakhstan. It will boost the bilateral relations between Mahotsav as well as Swarnim Vijay Varsh celebrations to
India & Kazakhstan Armies. commemorate the 75th anniversary of Independence &
 International Military & Technical Forum ‘ARMY 2021’ the 50th anniversary of the 1971 War.
organised in Moscow, Russia at Patriot Expo, Kubinka Air  India's first indigenous aircraft carrier, Vikrant set sail to
Base & Alabino military training grounds. begin its first sea trial. INS Vikrant was designed by the
 Third edition of the week-long annual exercise called Indian Navy's Directorate of Naval Design (DND) & built at
‘Gandiv’ launched by the NSG from August 22 & it will Cochin Shipyard Limited (CSL).

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Indian Navy & UAE Navy conducted the bilateral naval  Raksha Mantri launched Defence India Startup Challenge
exercise ‘Zayed Talwar 2021’ off the coast of Abu Dhabi. (DISC) 5.0 under Innovations for Defence Excellence –
The objective is to enhance interoperability & synergy Defence Innovation Organisation (iDEX-DIO) initiative in
between the two navies. New Delhi. Ministry of Defence earmarked Rs 1,000 crore
 7th edition of the International Army Games, 2021 to be for domestic procurement through the iDEX initiative for the
held in Russia. It will be hosted in eleven countries in the financial year 2021-2022.
2021 Games.
 DRDO jointly developed an advanced chaff technology to
 For the first time, India-China LAC guarding the Indo-
safeguard fighter aircraft of the Indian Air Force (IAF) from
Tibetan Border Police (ITBP) force commissioned its first
enemy radar threats. Defence Laboratory, Jodhpur, & High
two women officers in combat. The two women officers,
Prakriti & Diksha will be posted as company commanders in Energy Materials Research Laboratory (HEMRL), Pune
ITBP battalions. developed this.
 DRDO) successfully test-fired medium-range subsonic  Israeli defence electronics company Rafael Advanced
cruise missile Nirbhay from the Integrated Test Range Defense Systems unveiled Sea Breaker, a 5th generation
(ITR) at Chandipur, off Odisha coast. Nirbhay is India’s first long-range, autonomous, precision-guided missile system,
Indigenous Technology Cruise Missile (ITCM). which can precisely target sea & land targets up to a range
 Quad country navies including, India, the US, Japan & of 300 kilometres.
Australia, will be conducting the annual Malabar naval  Indian Army has named one of its firing ranges in Kashmir
exercises, off the coast of Guam, in the Indo-Pacific.
after Bollywood actress Vidya Balan. The Vidya Balan firing
 India & Saudi Arabia are all set to conduct their first-ever
range is situated at Gulmarg in the Baramulla district of
naval exercise Al-Mohed Al-Hindi 2021. To participate in
Jammu & Kashmir.
the exercise, India’s guided-missile destroyer INS Kochi
reached Saudi Arabia.  Indian Navy warship conducted military drill with South
 IAF built one of the world’s highest mobile air traffic control Korean vessel in the East China Sea. Indian Navy’s
(ATC) towers at the Advanced Landing Ground in Ladakh. indigenous ASW Corvette INS Kiltan undertook the
The ATC controls operations of the fixed-wing aircraft & exercise with Republic of Korea’s Ship ROKS Gyeongnam, a
helicopters operating in the eastern Ladakh region. Daegu-class frigate.
 Indian Navy participated in the U.S. Navy-led Southeast  India’s 1st indigenous drone defence dome ‘Indrajaal’
Asia Cooperation & Training (SEACAT) military exercise in developed by Hyderabad-based Grene Robotics. It is
Singapore, to demonstrate its maritime manoeuvres. 20th capable of autonomously protecting an area of 1000-2000
edition organised by the U.S. Navy, in Hybrid format, & sq km against aerial threats.
included 20 other partner nations from the Indo-Pacific
 Indian Army chief General MM Naravane will embark on an
region, including India.
official visit to the United Kingdom (UK) & Italy. Highlight
 Indian Naval Ship Tabar arrived at Portsmouth in England,
of the visit is the inauguration of the Indian Army Memorial
to undertake the annual bilateral drill ‘Exercise Konkan
in the famous town of Cassino, Italy.
2021’ between the Indian Navy & Britain’s Royal Navy.
 In Jammu & Kashmir, the Army organised a 400 Km  The Army inducted the first production lot of 12 Short Span
“JAZBAA-E- TIRANGA” Relay Marathon. Bridging System (SSBS)-10m, designed & developed by
 Indian Navy & Vietnam People’s Navy (VPN) undertook a DRDO in association with Larsen & Toubro Limited.
bilateral maritime exercise in the South China Sea, to  On the occasion of the birthday of Captain Gurjinder Singh
strengthen the defence ties among the two navies. From Suri, who died during the operation “Birsa Munda” in 1999,
India, INS Ranvijay & INS Kora took part in the exercise & the Indian Army inaugurated a war memorial in memory of
from the Vietnam People’s Navy (VPN), frigate VPNS Ly Captain in Gulmarg near the Line of Control (LOC).
Lieutenant Colonel (Col), Tej Prakash Singh Suri (Retd),
Thai To(HQ-012) participated in the drill.
father of Captain Gurjinder Singh Suri, MVC (Posthumous)
 An ‘All Women Tri-Services Mountaineering Team’
was also present on the occasion.
successfully scaled Mt Manirang (21,625 ft) in Himachal
 Ministry of Defence implemented SPARSH (System for
Pradesh & unfurled the national flag as a part of
Pension Administration Raksha), an integrated system for
commemorative activities for ‘Azadi Ka Amrut Mahotsav’,
automation of sanction & disbursement of defence
to celebrate the 75 years of Independence. pension. This web-based system processes pension claims

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
& credits pension directly into the bank accounts of defence  Bharat Dynamics Limited (BDL) signed a contract with the
pensioners without relying on any external intermediary. Ministry of Defence for the manufacture & supply of
 Indian Naval Ship (INS) Tabar participated in military Akash missiles to the Indian Air Force (IAF). The total worth
exercises with the frontline frigate of the Italian Navy. INS of the deal is around Rs 499 crore.
Tabar joined Italian Navy & entered Port of Naples on July 3  National Security Advisor (NSA), Ajit Doval commissioned
as part of the ongoing deployment in the Mediterranean. the Indian Coast Guard (ICG) Offshore Patrol Vessel (OPV)
 Indian Navy received the 10th anti-submarine warfare Sajag, which is constructed by Goa Shipyard Limited.
aircraft P-8I from the US-based aerospace company  North Atlantic Treaty Organisation (NATO) is organising
Boeing. It signed a contract for eight P-8I aircraft in 2009. “Steadfast Defender 21 war games” military exercises in
 Top defence officials from India, Sri Lanka & the Maldives Europe as tensions with Russia increases. It seeks to test the
participated in a virtual trilateral tabletop exercise "TTX-
ability of NATO to deploy troops from America.
2021". It focused on maritime crimes like curbing narcotics
 Indian Navy’s hydrographic survey ship, Sandhayak
& assistance in maritime search & rescue in the region.
decommissioned after serving the nation for 40 years.
 Ordnance Factory Tiruchirappalli hands over Fifteen 12.7
 Indian Navy is set to receive its first set of multi-role
mm M2 NATO Stabilized Remote Control Gun to Indian
helicopters as America is set to hand over three MH-60
Navy & 10 to Indian Coast Guard. It is manufactured with
Romeo helicopters to the force in the United States in July.
the transfer of technology agreement from Elbit Systems,
Israel.  Indian Navy inducted three indigenously-built advanced
 DRDO successfully flight-tested indigenously developed light helicopters ALH MK-III in their fleet. These helicopters
third-generation Man-Portable Antitank Guided Missile are built by Hindustan Aeronautics Limited at the Indian
(MPATGM) for its minimum range. Naval Station (NS) Dega in Visakhapatnam will be used for
 DRDO successfully flight-tested the New Generation Akash maritime reconnaissance & coastal security.
Missile (Akash-NG), from Integrated Test Range (ITR) off  31st edition of India-Thailand Coordinated Patrol (Indo-
the coast of Odisha. It is developed by the DRDO’s Thai CORPAT) kicked off in the Andaman Sea. It is
laboratory in Hyderabad in collaboration with other wings coordinated patrol between the Indian Navy & the Royal
of the premier defence research organisation. It is a surface- Thai Navy.
to-air missile that can strike targets at a distance of around  Mahindra & Mahindra (M&M) announced that the Defence
60 km & fly at a speed of up to Mach 2.5. Ministry signed a contract with Mahindra Telephonics
 Defence Minister flagged in the Indian Army’s skiing Integrated Systems for procurement of 11 Airport
expedition that was conducted in the Himalayan mountain Surveillance Radars with Monopulse Secondary Surveillance
ranges between March 10 & July 6. The expedition, called Radar for Indian Navy & Indian Coast Guard.
ARMEX-21, was flagged off at Karakoram Pass in Ladakh &  Defence Minister Rajnath Singh approved the budgetary
culminated at Malari in Uttarakhand. support of Rs 498.8 crore for iDEX-DIO (Innovations for
 United States Navy handed over the first two Sikorsky MH- Defence Excellence – Defence Innovation Organisation)
60R multi-role helicopters to the Indian Navy at Naval Air for the next five years. The funds will be used to provide
Station in North Island, San Diego. It is manufactured by financial support to nearly 300 start-ups, micro, small &
Lockheed Martin. medium enterprises (MSMEs) & individual innovators.
 Indian Naval Ship Talwar is participating in Exercise
 Army conducted a successful trial by moving a military train
Cutlass Express 2021, being conducted along the East loaded with vehicles & equipment from New Rewari
Coast of Africa. The exercise is an annual maritime exercise (Haryana) to New Phulera (Rajastha) validating the
conducted to promote national & regional maritime security efficacy of the Dedicated Freight Corridor (DFC). These
in East Africa & the Western Indian Ocean. trials were part of the “Whole of the Nation Approach" for
 12th Edition of the Indo-Russia joint military exercise called optimising national resources & achieve seamless synergy
‘Exercise INDRA 2021’ will be held at Volgograd, Russia. among various ministries & departments.
 36th edition of CORPAT between India & Indonesia held in  Ships of the Indian Navy & Japanese Maritime Self-
the Indian Ocean region. Indian Naval Ship (INS) Saryu, an Defense Force (JMSDF) participated in a joint naval exercise
indigenously built Offshore Patrol Vessel & Indonesian at the Indian Ocean to realize “Free & Open Indo-Pacific
(FOIP).
Naval Ship KRI Bung Tomo is undertaking coordinated
 Flying Officer Mawya Sudan become the first woman from
patrol (CORPAT).
Jammu & Kashmir to be inducted as a fighter pilot in the

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Indian Air Force (IAF). She is the 12th female fighter pilot to address the exponential rise in Covid cases across the
be inducted in the IAF. country.
 In a first, the Indian Navy is participating in a joint exercise  An anti-COVID-19 therapeutic drug developed by DRDO
called drug2-deoxy-D-glucose (2-DG), given emergency
with the European Union Naval Force (EUNAVFOR).
approval by the Drug Controller General of India for
Stealth frigate INS Trikand, will participate in the Gulf of
Coronavirus patients in the country. Institute of Nuclear
Aden. Medicine & Allied Sciences (INMAS), a lab of DRDO
 DRDO successfully test-fired the subsonic cruise missile developed the drug, in collaboration with Dr Reddy’s
‘Nirbhay’ from an Integrated Test Range (ITR) at Laboratories, Hyderabad.
Chandipur in Odisha’s Balasore.  Indian & Indonesian Navies conducted Passage Exercise
 Indian Navy & the Air Force began passage exercise with (PASSEX) in the southern Arabian Sea with a focus on
U.S. Navy Carrier Strike Group (CSG) Ronald Reagan further improving their interoperability.
 DRDO developed an Artificial Intelligence algorithm that
during its transit through the Indian Ocean Region (IOR).
can detect the presence of COVID-19 disease in Chest X-
 Union Defence Minister Rajnath Singh informed that India’s rays. Named ATMAN AI, the tool was developed by DRDO's
first Indigenous Aircraft Carrier (IAC-I), is planned to be Centre for Artificial Intelligence & Robotics (CAIR), with the
commissioned by 2022. Once commissioned, the carrier will support of 5C Network & HCG Academics.
be rechristened as INS Vikrant, in memory of India’s first  Indian Navy designed an Oxygen Recycling System (ORS)
aircraft carrier. to mitigate the existing Oxygen shortages. Indian Navy’s
 DRDO successfully test-fired an extended-range version of Diving School of the Southern Naval Command has
the indigenously developed Pinaka rocket. The rockets conceptualised & designed the System.
 The first destroyer of the Indian Navy, INS Rajput, will be
were launched from a Multi-Barrel Rocket Launcher
decommissioned on May 21. It was commissioned on 04
(MBRL) at Integrated Test Range (ITR), Chandipur off the May 1980. INS Rajput was built by Russia in the 61
coast of Odisha. Communards Shipyard. Its Original Russian name was
 DRDO successfully flight-tested a New Generation Nuclear- ‘Nadezhny’.
Capable Ballistic Missile “Agni P (Prime)” from Dr APJ  Squadron Leader, Aashritha V Olety is the first & only
Abdul Kalam island off the coast of Odisha, Balasore. woman in the IAF qualified for the role, & as a flight test
 Ukraine & the United States launched joint naval exercises engineer, she will be responsible for evaluating aircraft &
"Sea Breeze drills" in the Black Sea in a show of Western airborne systems before their induction into the armed
forces.
cooperation with Kiev as it faces off with Russia.
 11th edition of Indo-US joint special forces exercises Vajra
 Turkey & Azerbaijan begun joint military drills "Mustafa Prahar 2021 conducted at Special Forces training school
Kemal Ataturk - 2021" in Baku, deploying tanks, located at Bakloh, in Himachal Pradesh. Aimed at
helicopters & drones in an effort to improve the two improving interoperability between the special forces of the
countries' combat interoperability. two countries.
 Indian Navy launched Operation Samudra Setu-II to help  A multinational Military Exercise named ‘SHANTIR
in faster transportation of medical oxygen & other OGROSHENA’ 2021 (Front Runner of the Peace) held in
requirements from other countries to India, amid its Bangladesh. Theme is “Robust Peace Keeping
Operations”. Conducted to commemorate the birth
worsening COVID-19 pandemic. As a part of this, seven
centenary of Bangladesh ‘Father of the Nation’
Indian Naval ships have been deployed for shipment of Bangabandhu Sheikh Mujibur Rahman & mark glorious 50
liquid medical oxygen-filled cryogenic containers & years of liberation of the country.
associated medical equipment from various countries.  The fourth batch of three Rafale fighter jets landed in India
 The armed forces launched operation “CO-JEET” to aid after flying non-stop from Istres Air Base France. These
anti-COVID-19 efforts, like strengthening the medical were provided mid-air refuelling by air force tankers of the
system in India & oxygen supply chains. Along with these, United Arab Emirates (UAE).
CO-JEET also take measures to ensure the mental wellbeing  Defence Minister Rajnath Singh congratulated DRDO &
of people.
DMSRDE Kanpur for developing a LightWeight Bullet
 Deputy Chief of Integrated Defence Staff (Medical) Kanitkar
Proof Jacket.
is the third woman to become a three-star general in the
armed forces.  DRDO developed an Advanced Chaff Technology to
 Indian Army launched the first Green Solar Energy safeguard naval ships against missile attack.
harnessing plant in Sikkim. It was launched to benefit the  India formally handed over Rs 100 crore patrol vessel “PS
troops of the Indian army. The plant uses Vanadium based Zoroaster” to Seychelles during the virtual summit
battery technology. It was built at an altitude of 16,000 feet. between Indian PM Modi & Seychelles President Wavel
 Indian Army has set up a Covid Management Cell to bring Ramkalawan. It is the fourth made-in-India patrol boat
greater efficiency in coordinating real-time responses to developed for Seychelles since 2005.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 DRDO will set up a Covid-19 hospital with 500 beds  North Atlantic Treaty Organization launched joint military
equipped with ICU facilities in Delhi Cantonment. exercises "DEFENDER-Europe 21" in Albania with
 The eight Indo-Kyrgyz Joint Special Forces Exercise thousands of military forces from the United States & other
“Khanjar” inaugurated at the Special Forces Brigade of countries in the first such large-scale drills since World War
National Guards of Kyrgyz Republic in Bishkek. II in the Western Balkans.
 DRDO developed a SpO2-based supplemental oxygen
delivery system for soldiers serving in extremely high-
altitude areas & COVID-19 patients.
 19th edition of the Indian & French Navy bilateral exercise
‘VARUNA-2021’ conducted in the Arabian Sea.
 Indian Navy joined the rescue operation for an Indonesian
submarine named KRI Nanggala-402& its 53-person crew
that went missing.
 DRDO developed single-crystal blades technology for
helicopters & has supplied 60 of these blades to Hindustan
Aeronautics Limited (HAL) as part of their indigenous
helicopter development programme for engine application.
 DRDO successfully test-fired the 5th generation Python-5
Air-to-Air Missile (AAM) from Tejas aircraft, at Goa.

Sports Current Affairs


Cricket {National Game of: Australia, Bermuda,  Veteran England fast bowler James Anderson added
England, Jamaica No. of Players: 11 another feather to his cap as he completed 1000 wickets in
Important Terms associated: Arm ball, Beamer, Bottom first-class cricket.
hand, Bouncer, Cameo, Carrom ball, Chinaman, Flick,  BCCI released a financial grant of Rs 100 crore to the
Free hit, Glance, Googly, Hat-trick, Hit wicket, Leg bye, Rajasthan Cricket Association (RCA), which will be used to
Nelson, Night watchman, Pinch hitter, Sweep, Upper build India’s second-largest cricket stadium.
Cut.}  Bangladesh cricketer Mahmudullah Riyad announced his
retirement from Test cricket in the middle of Bangladesh’s
 Indian all-rounder cricketer, Stuart Binny has announced his
one-off Test match against Zimbabwe at the Harare Sports
retirement from all forms of cricket on August 30, 2021.
Club.

 Pakistan captain Babar Azam created the record with the
 Sri Lanka left-arm seam bowling all-rounder, Isuru Udana century he scored against England. He reached his 14th ton
announced his retirement from international cricket. in his 81st ODI innings. Former South Africa opening
 James Anderson overtook Anil Kumble’s tally of 619 Test batsman Amla had previously held the record.
wickets to become the third-highest wicket-taker in Test  ICC inducted Mongolia, Tajikistan, & Switzerland as
cricket. members at its 78th Annual General Meeting. Mongolia &
 ICC confirmed it will campaign for the inclusion of the sport Tajikistan as the 22nd & 23rd members of the Asia region.
at the 2028 Los Angeles Olympics. Switzerland is Europe’s 35th member. With the ICC now
 World Cup-winning U19 India captain, Unmukt Chand has comprising 106 members in total, including 94 associates.
announced his retirement from cricket in India.  BCCI confirmed that the IPL 2021 Phase 2 will be held in the
 India captain Mithali Raj became the highest run-getter in UAE during the September-October window.
women’s cricket across formats, overtaking former England  ICC announced that the Men’s Cricket World Cup in 2027 &
skipper Charlotte Edwards. Mithali became the world’s 2031, will once again be a 14-team, 54-match tournament.
most prolific batter in women’s internationals, overtaking  Indian star cricketer Virender Sehwag launched an
Edwards’ 10,273 runs. experiential learning portal for Cricket coaching named
CRICURU.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 India’s first AI-enabled coaching website, to offer a Southampton. He is the first Parsi cricketer to break into the
personalised learning experience for the younger players. national team since 1975.
 ICC Elite Panel match referee, Chris Broad will oversee the
World Test Championship (WTC) final between India & Football {National Game of: Brazil, Italy, Germany,
New Zealand, scheduled to commence at the Ageas Bowl Israel, Mauritius, Poland No. of Players: 11
in Southampton from June 18. Important Terms Associated: Back Pass, Corner Kick,
 BharatPe announced that it has inked a three-year-long Free Kick, Dribble, Futsal, Header, Kick off, Banana
deal to become an official partner with International Kick, Toe Poke, Throw-in, Bicycle Kick}
Cricket Council (ICC).
 ICC announced Scotland’s Kathryn Bryce & Bangladesh’s  United States win over defending champion Mexico to
Mushfiqur Rahim as the winners of the ICC Player of the claim a seventh CONCACAF Gold Cup.
Month Awards for May.  Durand Cup, Asia’s oldest & world’s third oldest football
 Global sports brand Puma India has extended partnership tournament, is all set to make a comeback, after a year’s
with former Indian cricketer Yuvraj Singh, who has been gap. The 130th edition of the Durand Cup is scheduled to
associated with the brand for over a decade. be held in & around Kolkata.
 Ireland all-rounder Kevin O'Brien has announced his  Lionel Messi joined star-packed Paris St Germain after
retirement from one-day internationals. leaving Barcelona, the club where he had begun, after 21
 ICC Men’s T20 World Cup, originally slated to be held in years. Paris Saint-Germain Football Club, commonly
India, will now be shifted to the UAE. The Board of Control referred to as Paris Saint-Germain or PSG.
for Cricket in India (BCCI), which holds the hosting rights of  Women’s Asian Cup in India will be held in Mumbai & Pune.
this year’s event, will inform the International Cricket  Lionel Messi-led Argentina beat Neymar’s Brazil 1-0 to win
Council (ICC) in this regard. the Copa America final match, held at the Maracana
 Opener Shafali Verma has become the youngest Indian Stadium in Rio de Janeiro. The 2021 Copa America was the
cricketer to make a debut in all formats, when India took on 47th edition of the annual international men’s football
England in the first ODI in Bristol. She took 17 years & 150 championship organised by South America’s football
days to make her debut in all formats. She has become the ruling body CONMEBOL.
fifth-youngest cricketer overall in the list of all format  European Championship final pits England & Italy against
debuts. each other. Italy won 3-2 on penalties.
 Madhya Pradesh all-rounder Anshula Rao became the first  Portugal captain & modern-day great Cristiano Ronaldo
women cricketer to be handed a four-year ban after failing won the Euro 2020 Golden Boot after finishing as the top-
the dope test. She was handed the ban by the panel of the scorer in the tournament.
National Anti-Doping Agency for faking a dope test which  All India Football Federation (AIFF) nominated Gokulam
dates back to July 2020. Kerala FC to represent India in the AFC Club Championship
 Sri Lankan all-rounder & former captain, Thisara Perera 2020-21.
announced his retirement from international cricket.  Chelsea defeated Manchester City 1–0 in the final, to lift the
 Former Sri Lanka player & coach, Nuwan Zoysa banned 2020-21 UEFA Champions League title played at the
from all cricket for six years after an ICC Anti-Corruption Estádio do Dragão in Porto, Portugal.
Tribunal found him guilty of breaching the ICC anti-  Germany’s FIFA World Cup-winner, Sami Khedira
corruption code. announced retirement.
 New Zealand wicketkeeper-batsman BJ Watling  Sunil Chhetri surpasses Argentina’s Lionel Messi & become
announced retirement. the second-highest active international goal-scorer with 74
 Asia Cup T20 tournament postponed indefinitely due to the strikes. He is currently behind Portugal’s Cristiano Ronaldo
Covid-19 pandemic. (103) in the active international goal-scorer list.
 Shiv Sunder Das, the former India men's Test opener  Cristiano Ronaldo has become the joint-top scoring men's
appointed as the batting coach of India Women for the international player of all time. He is currently tied with
upcoming tour of England, while Abhay Sharma named as Iran legend Ali Daei, who scored 109 times in 149 matches
fielding coach. between 1993 & 2006.
 Arzan Nagwaswalla from Gujarat picked as a reserve player  Manchester City crowned Premier League champions for
in the Indian Test squad named for the World Test the third time in four seasons.
Championship final against New Zealand in  Barcelona Women beat Chelsea Women to win the
Women’s Champions League trophy.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Leicester won the FA Cup for the first time in the club's 137-  Indian-American Samir Banerjee has won the Wimbledon
year history as Youri Tielemans's sensational strike beat Junior Men`s title at Number 1 Court. He defeated Victor
Chelsea 1-0. Lilov of America to lift the trophy at All England Club.
 U-17 women’s World Cup to be held in India from October  World No. 1 Novak Djokovic captured the 83rd title of his
11 to 30 next year, Fifa Council said. career with victory on home soil at the Belgrade Open by
 Atletico Madrid pipped city rivals Real Madrid to win the La defeating first-time ATP Tour finalist Alex Molcan.
Liga title 2021.  Aryna Sabalenka of Belarus, defeated world number one
 FIFA suspended the Pakistan Football Federation (PFF) & Ashleigh Barty of Australia to win the 2021 Madrid Open
Chadian Football Association (FTFA) with immediate women’s singles title.
effect due to claims of outside interference.  German Alexander Zverev earned his second Mutua
 Manchester City won League Cup for a record-equalling Madrid Open title 2021 when he defeated Matteo
fourth time in succession with a deserved victory over a Berrettini to lift his fourth ATP Masters 1000 trophy.
disappointing Tottenham Hotspur side at Wembley.  Rafael Nadal beat world number one Novak Djokovic to
win a 10th Italian Open title
Hockey {National Game of: India, Pakistan No. of  In the women’s category, Polish teenager Iga Swiatek
Players: 11 crushed Czech ninth seed Karolina Pliskova to win the
Important Terms Associated: Advancing, Bully, Center Italian Open title.
Pass, Dribble, Drive, Flagrant Foul, Flick, Free Hit,  Norway’s Casper Ruud won the ATP Geneva Open final
over Denis Shapovalov.
Striker, Tackle, Undercutting, Dodge, Drag Flick, Grip,
 Hubert Hurkacz of Poland defeated Jannik Sinner of Italy
Hacking, Penalty Corner, Wall Pass}
to win the Miami Open. Hurkacz became his country’s first
 Indian men’s hockey team defeated Germany to win their Masters 1000 champion.
first-ever Olympic medal in 41 years. India wins the bronze  Rafael Nadal beat Stefanos Tsitsipas to win his 12th
medal in men’s hockey after beating Germany 5-4 at Tokyo Barcelona Open title. It was Nadal’s 87th career title.
Olympics.
 Odisha govt. will sponsor the Indian Hockey teams for 10 Grand Prixes
more years after the current sponsorship ends in 2023, CM
 Esteban Ocon, Alpine-Renault/ France won the Hungarian
Naveen Patnaik announced.
Grand Prix 2021.
 Oman named as the host of the inaugural International
 Max Verstappen (Red Bull – Netherlands) has been declared
Hockey Federation (FIH) Hockey5s World Cup. The FIH
the winner of the Belgian Grand Prix 2021.
said the men’s & women’s events will take place in Oman’s
capital city Muscat in January 2024.  Red Bull’s Max Verstappen won the Austrian Grand Prix.
 Midfielder Manpreet Singh named captain of the 16-  Lewis Hamilton (Mercedes-Great Britain), won the British
member Olympic-bound Indian men’s hockey team. Grand Prix 2021, for a record-extending eighth time.
 Rani Rampal was named the captain of the 16-member  Red Bull’s Sergio Perez won Azerbaijan Grand Prix with
Olympic-bound Indian Women’s Hockey Team, announced both Max Verstappen & Lewis Hamilton failing to finish.
Hockey India.  The Athletics Federation of India (AFI), announced that the
 Star India hockey team goalkeeper PR Sreejesh re- Indian Grand Prix 4 will be held on June 21 at the National
appointed as a member of the International Hockey Institute of Sports in Patiala.
Federation (FIH) Athletes' Committee. Steve Horgan  Max Verstappen (Netherlands-Red Bull) won the 2021
(USA), the new chair of the FIH Rules Committee, French Grand Prix. This race is the seventh round of the
succeeding David Collier. 2021 FIA Formula One World Championship.
 Max Verstappen (Netherlands-Red Bull) has won the 2021
Tennis Styrian Grand Prix. This is the fourth win of Verstappen in
the 2021 Formula One season.
 Germany’s Alexander Zverev beats Russian Karen
Khachanov 6-3 6-1 to win the men’s singles gold at the  Lewis Hamilton overtook title rival Max Verstappen &
Mercedes team-mate Valtteri Bottas to win the
Tokyo Olympics. He became the first German man to win
Portuguese Grand Prix.
singles Olympic gold.
 Lewis Hamilton (Mercedes-Great Britain) won the 2021
Spanish Grand Prix.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Red Bull’s Max Verstappen won the Monaco Grand Prix for  Indian pugilist Mary Kom, lost to two-time world champion
the first time. Nazym Kyzaibay of Kazakhstan, to settle for silver medal at
 Mercedes star Lewis Hamilton won the Bahrain Grand Prix the 2021 ASBC Asian Boxing Championships in Dubai.
2021.  Pooja Rani won gold medal in the 75kg Women’s Middle
 Max Verstappen (Red Bull – Netherlands) won the Emilia category final at the Asian Boxing Championships. She
Romagna F1 Grand Prix 2021, in Imola, Italy.
defeated Mavluda Movlonova in the gold medal clash.
 India’s pugilist Sanjeet Kumar won a gold medal in the 91
Badminton
kg weight category at the ASBC Asian Boxing
 Ace Indian badminton player PV Sindhu defeated China’s Championships.
He Bingjiao to win the bronze medal in the women’s singles  Indian wrestler Vinesh Phogat won the gold medal in the 53
event at the Tokyo Olympics on August 01, 2021. With this kg category at the Poland Open. It is her third title of the
win, Sindhu scripted history by becoming the first Indian season. She defeated Ukraine’s Khrystyna Bereza in the
woman & the only second Indian athlete to win two Olympic
final.
medals in individual events.
 The New Zealand weightlifter Laurel Hubbard is poised to
 Indian wrestler Ravi Kumar Dahiya bagged the silver medal
after losing in the final of men’s 57kg freestyle category to make history & headlines, as well as significant controversy,
Russian Olympic Committee’s (ROC) Zavur Uguev. Ravi after being confirmed as the first transgender athlete to
Kumar is the fifth Indian wrestler after KD Jadhav, Sushil compete at an Olympic Games. The 43-year-old, who will
Kumar, Yogeshwar Dutt, & Sakshi Malik to finish on the be the fourth oldest weightlifter at an Olympics, is regarded
Olympic podium. as a genuine medal contender in the women’s super
 Badminton World Federation allotted the BWF World heavyweight 87kg-plus category in Tokyo.
Championships to India for 2026. This will be the second  Arjan Bhullar became the first Indian-origin fighter to win a
time that India will host the premier tournament. India world title in a top-level MMA promotion when he beat
hosted the BWF World Championships in Hyderabad in Brandon Vera to become the heavyweight world champion
2009.
at the Singapore-based One Championship.
 Badminton World Federation announced that India
 President of the International Boxing Association (AIBA)
shuttler PV Sindhu & Canada’s Michelle Li nominated as
Umar Kremlev during his visit to Uzbekistan officially
athlete ambassadors for the International Olympic
Committee’s (IOC) ‘Believe in Sport’ campaign aimed at announced that AIBA Men’s World Boxing Championships
preventing competition manipulation. will take place in Tashkent in 2023.
 Mirabai Chanu set a new World Record in the women’s
Boxing/ Wrestling/Weightlifting 49kg Clean & Jerk with a massive 119 kg lift at Asian
Weightlifting Championships in Tashkent. The 26-year-
 Indian Boxer, Lovlina Borgohain failed to reach the gold
old Indian won the bronze medal at the event. The gold
medal final match. She settles for a bronze medal. She lost
medal went to Hou Zhihui of China.
to Busenaz Surmeneli of Turkey by unanimous decision in
the women’s welterweight (69 kg) semifinal at Tokyo 2020.
 Indian wrestler Bajrang Punia won the Olympic wrestling Sports Events |Tournaments Current Affairs
bronze medal match after win over Daulet Niyazbekov of
 Eurosport India appointed Bollywood superstar & MotoGP
Kazakhstan in the men’s freestyle 65kg category.
enthusiast, John Abraham, as the India Ambassador for
 Indian wrestler Sumit Malik banned for two years by the
sport's world governing body UWW after his B sample also their flagship Motorsport property, MotoGP™.
returned positive for a prohibited stimulant.  Italy’s Lamont Marcell Jacobs outshone a field of unusual
 Young wrestlers Aman Gulia & Sagar Jaglan emerged as suspects to claim a shock Olympic gold in the men’s 100
the new world champions in their respective categories as metres, breaking retired Jamaican star Usain Bolt’s 13-year
India dished out an impressive show on the second day of hold on the blue-riband event.
the Cadet World Championship 2021 at Budapest,  Elaine Thompson-Herah led a Jamaican sweep in the
Hungary. women’s 100 meters at the Tokyo Summer Games,
 Indian Wrestler Priya Malik has won a Gold Medal at the capturing gold in an Olympic-record time of 10.61 seconds.
2021 World Cadet Wrestling Championship in Budapest,  Union Minister for Youth Affairs & Sports, Anurag Singh
Hungary. Thakur launched the theme song for the Indian Paralympic

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
contingent in New Delhi. The song is titled “Kar De Kamaal  Indian Olympic Association roped in Adani Group as a
Tu”. The composer & singer of the song is Sanjeev Singh. sponsor for the Indian contingent at the ongoing Tokyo
 Neeraj Chopra won a Gold medal for India in the javelin Games.
throw event at Tokyo Olympics. With a throw of 87.03  Mirabai Chanu won the silver medal in weightlifting &
metres in his first attempt, Neeraj killed the competition. In became the first Indian to win an Olympic medal at the 2020
his second he improved it to 87.58m & that turned out to be Tokyo Games in the Women's 49kg category. China's Hou
the golden throw. Zhihui clinched the gold medal.
 The upcoming Tokyo Paralympics will witness the largest  Yang Qian of China took gold in the women’s 10m air rifle
ever Indian contingent being send, with 54 para- final to secure the first gold medal of the 2020 Summer
sportspersons participating across 9 sports disciplines. The Games at the Asaka Shooting Range.
54-member Indian contingents were given a formal &  Japan’s Momiji Nishiya became one of the youngest
virtual send-off. This is scheduled to be held in Tokyo, Japan individual Olympic champions in history when she won the
from August 24 to September 05, 2021. inaugural women’s skateboarding gold at the age of 13
 2021 edition of the World Athletics U20 Championships years & 330 days.
started in Nairobi, Kenya.  The Australian city of Brisbane moved closer to landing the
 Shaili Singh claimed the women’s Long Jump silver medal 2032 Olympics after winning the approval of the
in the World Athletics U20 Championships. International Olympic Committee’s executive board.
 Mariyappan Thangavelu, 2016 Rio Paralympic Games gold  Indian gymnast Pranati Nayak is set to compete at the
medalist will be replaced by Asian Games gold medalist Tokyo Olympics after qualifying through the continental
Tekchand as the new flag-bearer of India at the opening quota.
ceremony.
 India finished at the top of the medals table at the 2021 ISSF
 Indian-origin American Abhimanyu Mishra become the World Cup New Delhi, held at the Dr Karni Singh Shooting
youngest-ever chess Grandmaster in the world. At 12 years,
Range in New Delhi. India secured 30 medals which included
four months & 25 days, he broke the record of Sergey
15 gold, 9 silver & 6 bronze. The USA came second.
Karjakin.
 Aniyan Midhun of Nattika won the gold at the South Asian
 Karsten Warholm (Norway) broke the long-standing world
Wushu Championship that concluded in Nepal.
record in the 400m hurdles during the Bislett Games.
 MC Mary Kom, the six-time world boxing champion, &
Other Sports Current Affairs
Manpreet Singh, the men’s hockey team skipper, will be
India’s flag-bearers at the opening ceremony of the Tokyo  In Chess, Indian Grandmaster S P Sethuraman has won the
Olympics, announced Indian Olympic Association (IOA). 2021 Barcelona Open chess tournament title, remaining
Bajrang Punia, a silver medallist at the 2018 World unbeaten through the nine rounds, winning six matches &
Wrestling Championships, will be the flag-bearer at the drawing three.
closing ceremony on August 8.  The 20-year-old Chess player Harshit Raja from Pune,
 Ministry of Youth Affairs & Sports decided to grant Maharashtra become the 69th Grandmaster of India in
recognition to WAKO India Kickboxing Federation as Chess. He achieved the feat of becoming the GM at Biel
National Sports Federation (NSF) for promotion & Masters Open 2021.
development of the Kickboxing sport in India.  A 15-year-old young Indian Grandmaster Raunak Sadhwani
 The state govt. of Haryana will organise the Khelo India won the 19th Spilimbergo Open chess tournament in Italy.
Youth Games 2021 in February 2022.  Princepal Singh became the first Indian to be part of an NBA
 Deepak Kabra become the first Indian to be selected for title-winning team when his side Sacramento Kings
judging the gymnastics competition of the Olympic Games. clinched the 2021 NBA Summer League crown.
 IOC voted the Australian city of Brisbane as the host city  Top para high-jumper Mariyappan Thangavelu was named
for the 2032 Summer Olympics & Paralympic Games. the flag-bearer of the Indian contingent in the Tokyo
Brisbane is the third Australian city to host the Olympic Paralympics, which begins on August 24.
Games after Melbourne in 1956 & Sydney in 2000.  Viswanathan Anand defeated Vladimir Kramnik to win the
 Madhya Pradesh shooter, Rubina Francis set a world Sparkassen Trophy at Dortmund.
record at the ongoing Para Sport Cup in Peru. She has won
 Japan’s Yuto Horigome won the first-ever skateboarding
gold in the 10-metre air pistol para-event for women.
competition at the Olympic Games, taking gold in men’s
street event at the Ariake Urban Sport in Tokyo.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Vantika Agarwal won the National Women Online Chess  In Snooker, English professional player Mark Selby become
title. She scored 9.5 points from 11 rounds. the World Snooker Champion for the fourth time.
 D. Gukesh sensationally won the $15,000 Gelfand  All India Chess Federation launched the ‘Checkmate Covid
Challenge chess title & with it, a ‘wild card’ for the elite Initiative’ to help the chess community affected by the
Meltwaters Champions Chess Tour. pandemic.
 Jamaican sprinter Shelly-Ann Fraser-Pryce became the  Representing Kansas State University, India’s Tejaswini
second-fastest woman of all-time behind 100 metres world Shankar won back-to-back men’s high jump titles in the Big
record holder Florence Griffith-Joyner when she clocked 12 Outdoor Track & Field Championships in Manhattan,
10.63 seconds at a meet in Kingston. USA.
 Australian swimmer Kaylee McKeown breaks the 100-  American professional golfer, Phil Mickelson created
meter backstroke world record at the South Australian history by winning the 2021 PGA Championship, at the age
Aquatic Centre with a time of 57.45 seconds from the of 50. With this victory, Mickelson became the oldest player
previous mark of 57.57 seconds set by American Regan to win a major title in the history of the PGA Tour.
Smith in 2019. Emily Seebohm finished second in 58.59 to  Ashok Kumar will be the only referee from the country to
qualify for her fourth Olympics. officiate in wrestling matches of the Tokyo Olympic
 The ace Indian archer Deepika Kumari, created a new world Games.
record as she claimed three back-to-back gold medals in a  Union Minister for Sports & Youth Affairs, Kiren Rijiju
single day, during the Archery World Cup Stage 3, held in inaugurated the Khelo India State Centre of Excellence
Paris.The fourth gold medal came by Abhishek Verma, (KISCE) for Rowing discipline at the Jammu & Kashmir
from men’s individual event in the compound section. Sports Council Water Sports Academy at the Nehru Park in
 India’s Rahi Sarnobat clinched the gold medal in the the world-famous Dal Lake in Srinagar.
women’s 25m pistol event at the ISSF shooting World Cup.  Tamil Nadu’s, Arjun Kalyan became India’s 68th Chess
She is the first Indian to win one silver & two bronze medals Grandmaster.
in the ongoing tournament. She scored 591 out of a
maximum of 600 in the qualifying stage.

Science & Technology


 ISRO-NASA joint mission NISER (NASA-ISRO Synthetic an AI system created by Stephen Thaler, a pioneer in the
Aperture Radar) satellite, aimed at making global field of AI & programming. It simulates human
measurement of land surface changes using advanced radar brainstorming & creates new inventions.
imaging to be launched in early 2023. It is a dual-band (L-  ISRO chief, Dr K Sivan inaugurated the Health QUEST
band & S-band) radar imaging mission. study (Health Quality Upgradation Enabled by Space
 European Space Agency launched ‘Eutelsat Quantum’, Technology of ISRO) which will be undertaken by 20 private
the world’s 1st commercial reprogrammable satellite into hospitals across India. The event was co-organised by the
space aboard Ariane 5 rocket from French Guiana. It is a Association of Health Care Providers India (AHPI) & the
fully flexible software-defined satellite. Society for Emergency Medicine in India (SEMI).
 India will finally launch its most advanced geo-imaging  India's Chandrayaan-2 moon mission may have made a hard
satellite (GiSAT-1), which will allow better monitoring of landing on the lunar surface in 2019, but the orbiter
the subcontinent, including its borders with Pakistan & accompanying it has been providing useful information to
China, by imaging the country 4-5 times a day. ISRO’s scientists back on Earth. A research paper revealed that the
GSLV-F10 rocket will finally put the 2,268-kg Gisat-1, Chandrayaan-2 orbiter confirmed the presence of water
codenamed EOS-3, into the geo-orbit. This will be India’s molecules (H2o) & hydroxyl (OH) on the surface of the
first launch of a primary satellite this year. moon.
 India will host the first Internet Governance Forum in the  HCL Foundation launched an online portal, ‘My e-Haat’, to
country. The theme of this year’s meeting is Inclusive empower artisans & strengthen the value chain of the
Internet for Digital India. handicraft sector in the country. It will enable artisans &
 South Africa grants a patent relating to a “food container primary producers to conduct their business, by listing &
based on fractal geometry” to an artificial intelligence (AI) showcasing their products directly to customers, thereby
system called DABUS. DABUS (which stands for “device for minimising the informal intermediaries & the long supply
the autonomous bootstrapping of unified sentience”) is chains.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Union Education Minister Dharmendra Pradhan  Xiaomi Corp. become the world’s second biggest
inaugurated the Centre for Research & Innovation in smartphone maker, as per the estimates by Canalys.
Artificial Intelligence set up at the Indian Institute of  NASA selected California-based SpaceX to provide launch
Technology-Hyderabad (IIT-H). services for Earth’s first mission to conduct detailed
 ISRO given its nod to the Parliamentary Standing investigations of Jupiter’s moon Europa. The mission called
Committee on Education to provide technical assistance ‘Europa Clipper mission is scheduled to be launched in
for satellite TV classrooms in the country to bridge the October 2024.
learning gap due to COVID-induced lockdown.  Google-parent Alphabet will launch a new robotics
 India-origin woman Sirisha Bandla will travel to the edge of company, Intrinsic which will focus on building software for
the space aboard ‘VSS Unity’ of Virgin Galactic, which is industrial robots.
scheduled to fly off on July 11 from New Mexico. She will be  India’s first Rapid electronic Covid-19 RNA Test kit that
the third woman of Indian origin to go to space after allows self-testing at home called ‘COVIHOME’ has been
Kalpana Chawla & Sunita Williams. developed by a research group at the Indian Institute of
 Hyderabad-based pharma player Laurus Labs received a Technology Hyderabad.
licence from the DRDO for manufacturing & marketing  Tata Consultancy Services will bring universities,
Covid-19 drug 2-Deoxy-D-Glucose (2-DG) in India. businesses, startups & govt. together at its latest innovation
 Facebook announced a set of publishing & subscription hub in Amsterdam to help use digital technology to solve
tools named Bulletin, aimed to promote independent sustainability challenges. It will focus on sustainability
writers in the US. challenges faced by organisations & becomes the first in a
 IIT Madras Pravartak Technologies Foundation (IITM- network of hubs, known as TCS Pace Ports, in Europe.
PTF) & Sony India Software Centre Pvt Ltd joined hands to  IIT Guwahati researchers have developed a “Smart
organise a national-level hackathon named ‘SAMVEDAN Window” material that can effectively control the amount
2021 – Sensing Solutions for Bharat’. It aims to inspire of heat & light passing through it in response to an applied
citizens to use IoT Sensor Board in order to solve India- voltage. This material can help in developing automatic
specific problems of societal interest. climate control systems in buildings.
 ISRO is getting back into launch activity fully at Sriharikota  Indian Institute of Technology, Ropar (IIT Ropar) in Punjab
has developed a first-of-its-kind IoT device, “AmbiTag” that
spaceport with the planned orbiting of geo imaging
records real-time ambient temperature during the
satellite GISAT-1 onboard GSLV-F10 rocket. GISAT-1 will
transportation of perishable products, vaccines & even body
be placed in a Geosynchronous Transfer Orbit by GSLV-F10.
organs & blood.
 ISRO successfully conducted the third long-duration hot
 A new AI-driven platform called ‘XraySetu’ has been
test of the liquid propellant Vikas Engine for the core L110
developed to help in the early detection of COVID 19, with
liquid stage of the human-rated GSLV Mk III vehicle, as
the help of Chest X-ray. The solution will be beneficial for
part of the engine qualification requirements for the
early detection especially in rural areas, where RT-PCR tests
Gaganyaan Programme.
& CT-Scans are not easily available. XraySetu will operate
 Google Cloud announced the launch of its new Cloud
through WhatsApp. It will identify COVID positive patients
Region in Delhi NCR, for customers & the public sector in
even from low-resolution Chest X-Ray images sent over
India & across the Asia Pacific. Whatsapp-based Chatbot.
 Indian Institute of Technology Madras Researchers  Indian Institute of Technology Madras’ Centre for
developed an Artificial Intelligence-based Mathematical Memory Studies recently hosted virtually Asia’s first
Model called ‘NBDriver’ to identify cancer-causing International Memory Studies Workshop. Indian Network
alterations in cells. for Memory Studies (INMS), the first national network in the
 IIT Ropar developed a first-of-its-kind Oxygen Rationing field in Asia under the aegis of the International Memory
Device called AMLEX, to save the oxygen which otherwise Studies Association, Amsterdam.
gets wasted unnecessarily, & in turn, increase the life of  European Space Agency, is now developing its own probe
medical oxygen cylinders three folds. to study Venus, for holistic view of planet from its inner core
 Billionaire Jeff Bezos made a short journey to space, in the to upper atmosphere. The mission dubbed as “EnVision”
first crewed flight of his rocket ship, New Shepard. will probably be launched to the planet in early 2030.
 Indian Institute of Technology, Kanpur (IIT-K) launched  The Indian Institute of Technology, (IIT) Ropar has
the first technology innovation hub to find cybersecurity developed a device dubbed ‘Jivan Vayu’ which can be used
solutions for anti-drones technologies, intrusion detection as a substitute for Continuous Positive Airway Pressure
systems, block-chain & cyber-physical systems.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
(CPAP) machine. Jivan Vayu can deliver high flow oxygen up para-astronaut. It will give a message to the world that
to 60 Litres Per Minute (LPM). ‘Space is for everyone’.
 The European Space Agency (ESA) has planned to launch  Paytm launched ‘COVID-19 Vaccine Finder’, a platform to
the world’s first wooden satellite. It is going to be launched
help citizens check the availability of vaccination slots on its
from New Zealand. It will be launched from a Rocket Lab
Mini App store.
Electron rocket by the end of 2021. The satellite is the
brainchild of Jari Makinen.  World’s First Unmanned Vessel named “Mayflower 400” is
 The discovery of a “cool” exoplanet located 90 light-years set to Navigate Across the Atlantic. It is built by the marine
from Earth has excited scientists in their hunt for research organization ProMare in collaboration with IBM.
extraterrestrial life. According to a study published in  Harley-Davidson Inc. launched an all-electric motorcycle
Science Daily, researchers from NASA’s Jet Propulsion brand LiveWire.
Laboratory & the University of New Mexico discovered  Wadia Group-owned, GoAir has rebranded itself as ‘Go
exoplanet ‘TOI-1231 b’ orbiting an M dwarf star - otherwise
First’, with the new motto “You Come First”.
known as a red dwarf.
 UN body has endorsed a multinational project called  Two women mountaineers - Baljeet Kaur, of Solan district
“Committee on Earth Observation Satellites Coastal of Himachal & Gunbala Sharma of Rajasthan become the
Observations, Applications, Services, & Tools (CEOS first Indian women to summit Mount Pumori in Nepal.
COAST)”. CEOS COAST programme is co-led by ISRO &  NASA is planning to search for water & other resources on
NOAA from the US. This programme aims to improve the the moon in 2023. The US agency, as part of its Artemis
accuracy of coastal data on the basis of satellite & land- program, is planning to send its first mobile robot to the
based observations. Its pilot projects are uniquely capable of
Moon in late 2023 in search of ice & other resources on &
using Earth Observation technologies to meet several of the
below the lunar surface. The Volatiles Investigating Polar
17 UN-designated sustainable development goals for the
Ocean Decade initiative. Exploration Rover, or VIPER will collect the data.
 Microsoft officially launched its new Windows operating  NASA is developing a new system called the Earth System
system ‘Windows 11’. It is being called as the “next Observatory, to mitigate efforts related to climate change
generation” of Windows. The release comes nearly six & disaster mitigation. NASA has also partnered with the
decades after the current latest Windows Operating System ISRO which will provide NASA-ISRO Synthetic Aperture
‘Windows 10’ was launched in July 2015. Windows 11 is Radar (NISAR). NISAR will carry two radar systems to
special because it focuses on a new user interface, a new
measure changes in the Earth’s surface.
Windows Store, & improvements to performance, including
a centre-aligned Taskbar & Start button.  Researchers at the IIT Ropar & Monash University,
 Reliance Jio Infocomm Limited & Google Cloud are Australia developed a detector named ‘FakeBuster’ to
embarking on a comprehensive, long-term strategic identify imposters attending a virtual conference without
relationship with a goal of powering 5G in enterprise & anybody’s knowledge.
consumer segments nationwide. In addition, Reliance will  Facebook & Google planning to build new subsea cables
also take advantage of Google Cloud’s scalable from the US to Singapore & Indonesia. Facebook
infrastructure thereby enabling its retail business to achieve
partnered with leading regional & global partners to build
better operational efficiency, modernize & scale for growth,
two new subsea cables Echo & Bifrost that will provide vital
& deliver better performance & experiences to customers.
 Firmina, an open subsea cable being built by Google that new connections between the Asia-Pacific region & North
will run from the East Coast of the United States to Las America.
Toninas, Argentina, with additional landings in Praia  Paytm Money set up a new R&D facility in Pune,
Grande, Brazil, & Punta del Este, Uruguay. Firmina will be Maharashtra, which will drive product innovation,
the longest cable in the world capable of running entirely especially in the area of equity, mutual funds, & digital gold.
from a single power source at one end of the cable if its other
 Chinese govt. launched a robot prototype named as ‘NEO-
become unavailable.
01’, in the Earth’s low orbit, on its Long March 6 rocket. The
 European Space Agency will hire & launch the world’s first
30kg robot prototype developed by Shenzhen-based space
physically disabled astronaut. It received 22000 applicants
mining start-up ‘Origin Space’.
for this recruitment call. ESA is developing technologies for

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 NASA is set to launch four astronauts to the International  A professor & a research associate at the Indian Institute of
Space Station on World Earth Day (April 22). NASA is to Technology, Kanpur developed a novel touch-sensitive
launch the mission along with SpaceX. It is the second watch for the use of visually impaired people to sense time
crewed operational flight of Crew Dragon Spacecraft. accurately. It is developed by prof Siddhartha Panda &
 NASA picked Elon Musk’s SpaceX for its Artemis Vishwaraj Srivastava of IIT Kanpur.
programme, to develop the first commercial lander & take  Nirmala Sitharaman virtually inaugurated the first 3D
the next two US astronauts to the moon. The total value of printed house in India at the Indian Institute of Technology
this contract is $2.89 billion. Madras (IIT-M).
 NASA successfully flew its tiny helicopter Ingenuity on
Mars, the first powered flight on another planet & a feat a
top engineer called “our Wright brothers’ moment.”
 As per NASA a toaster-size experimental instrument aboard
Perseverance called the Mars Oxygen In-Situ Resource
Utilization Experiment (MOXIE) accomplished the task.
Mars’ atmosphere is 96% carbon dioxide. MOXIE works by
separating oxygen atoms from carbon dioxide molecules,
which are made up of one carbon atom & two oxygen atoms.
 Ramesh Pokhriyal ‘Nishank’ launched the world’s first
Microsensor based Explosive Trace Detector (ETD) called
“NanoSniffer”. The ETD has been developed by NanoSniff
Technologies, an IIT Bombay incubated startup.

Schemes Launched By Union & State Govt.s


 FM Sitharaman launched an ambitious ‘Ubharte Sitaare  KVIC (Khadi & Village Industries Commission) launched
Fund’ -USF for export-oriented firms & startups in a Project BOLD (Bamboo Oasis on Lands in Draught), a first-
program at Lucknow. The Fund aims at arranging funds for of-its-kind exercise, to create bamboo-based green patches
the promotion of micro, small & medium companies. It is set in arid & semi-arid land zones. It is the first of its kind
up by Exim Bank & SIDBI. exercise in India which was launched from the tribal village
 Union Minister of State (IC) for the Ministry of Science & Nichla Mandwa in Udaipur, Rajasthan.
Technology, Jitendra Singh launched a new Geospatial  Union Minister for Education, Ramesh Pokhriyal ‘Nishank’
Planning Portal under Bhuvan named “Yuktdhara” to launched NIPUN Bharat programme. The aim is that every
enable the planning of new MGNREGA assets using Remote child in India gets foundational literacy & numeracy (FLN) by
Sensing & GIS-based information. It is jointly developed by the end of Grade 3, by 2026-27. NIPUN stands for National
ISRO & the Ministry of Rural Development. Initiative for Proficiency in Reading with Understanding &
 Election Commission of India (ECI) organized the Numeracy.
Systematic Voters’ Education & Electoral Participation  SEBI reconstituted its four-member Takeover Panel. The
(SVEEP) Consultation Workshop. As a part of this workshop, Takeover Panel looks into the applications that seek
the Chief Election Commissioner, Sushil Chandra along exemption from the mandatory open offer that an acquirer
with Election Commissioner Rajiv Kumar unveiled a new needs to make to minority shareholders. The Chairman of
initiative. The main objective is to review State SVEEP Plans, the Panel is Justice N. K. Sodhi.
conduct extensive deliberations on the important aspects of  Income Tax Appellate Tribunal (ITAT), Agra bench
SVEEP & formulate a comprehensive strategy for future consisting of Judicial Member Lalit Kumar & the Accountant
elections. Member Dr Mitha Lal Meena ruled that cash deposit made
 Union Cabinet approved the continuation of Centrally by the housewives during the demonetization scheme 2016,
Sponsored Scheme ‘National AYUSH Mission (NAM)’ for cannot be subject to addition if such deposits are below Rs
another five years. The scheme will now be implemented 2.5 lakh & such amount shall not be treated as income of the
from April 01, 2021, to March 31, 2026. Centre has allocated assessee.
Rs. 4607.30 crores for the scheme to be invested over five
years.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 The Department of Higher Education under the Ministry of The RDSO, the sole R&D wing of the Railways Ministry, has
Education launched a new initiative called ‘YUVA- PM’s now been recognised as a ‘Standard Developing
Scheme For Mentoring Young Authors’. YUVA stands for Organisation’ by the Bureau of Indian Standards (BIS), for
Young, Upcoming & Versatile Authors. It is an Author a three years period.
Mentorship programme to train young & budding authors,  Govt. extended the deadline for making payment under the
below 30 years of age to promote reading, writing & book direct tax dispute settlement scheme ‘Vivad Se Vishwas’ by
culture in the country, & project India & Indian writings two months till June 30, 2021 to provide relief to the
globally. taxpayers facing hardships amid the pandemic.
 Lt Governor of Ladakh, RK Mathur launched a scheme  PM Modi launched the distribution of e-property cards
called ‘YounTab’, under which 12,300 tablets would be under the SVAMITVA scheme on National Panchayati Raj
distributed among the students in the Union Territory. As Day on April 24, 2021. SVAMITVA stands for Survey of
part of the first phase of the YounTab Scheme, Mr Mathur Villages & Mapping with Improvised Technology in
distributed the tablets to the students of Classes 9 to 12 Village Areas. About 4.09 lakh property owners were given
standards. their e-property cards during the event, in more than 5
 Dharmendra Pradhan presided over a virtual ceremony in thousand villages.
which a number of initiatives were launched to provide a  Central Govt. extended the Emergency Credit Line
major fillip to the SATAT initiative. This included signing of Guarantee Scheme (ECLGS 3.0) by another three months
a Cooperation Agreement by Oil & Gas majors including till June 30, 2021, or till such time that an amount of Rs. 3
IndianOil, HPCL, BPCL, GAIL & IGL, for the promotion & lakh crores is sanctioned under the Scheme.
development of the SATAT. SATAT:- Sustainable  Govt. announced that it will provide five kilo grams of free
Alternative Towards Affordable Transportation scheme.
food grains under the Pradhan Mantri Garib Kalyan Ann
 PM Modi announced a number of welfare measures for
Yojana till June 2021.
children who lost their parents to COVID-19. All children
 Union Minister for Commerce & Industry launched the
who have lost either both parents or surviving parents or
“Start Up India Seed Fund” scheme. It aims to provide
legal guardians or adoptive parents due to COVID-19 will be financial support to the startups for their prototype
supported under PM-CARES for Children scheme. The total development, proof of concept, product trials, market entry.
corpus of the fund will be Rs 10 lakh for each child.  Ministry of Rural Development launched the Gender
 Research Design & Standards Organisation (RDSO), Samvaad Event. It is a joint initiative between DAY-NRLM
& IWWAGE. The main objective of Gender Samvaad event
which sets standards for the Indian Railway Sector, has
was to create awareness on gender related interventions
become the first standards body in the country to join the under the DAY-NRLM.
‘One Nation, One Standard’ scheme of the central govt..

Miscellaneous Current Affairs | One-Liners


 The world’s highest movie theatre inaugurated in Ladakh, Exchange Limited (NCDEX). GUAREX is a price based
which got its first-ever mobile digital movie theatre in the sectoral index that tracks the movement in the futures
Paldan area of Leh, at an altitude of 11,562 feet. The contracts of guar gum refined splits & guar seed on a real-
inflatable theatre can operate in -28 degrees Celcius. time basis.
 NTPC commissioned the largest floating solar PV project in  IIT Madras developed India’s first indigenous motorized
India of 25MW power on the reservoir of its Simhadri wheelchair vehicle named ‘NeoBolt’, which can be used not
thermal station in Visakhapatnam, Andhra Pradesh. This only on roads but even on uneven terrains. It has a maximum
is also the first solar project to be set up under the speed of 25 kmph.
Flexibilisation Scheme.  Bureau of Police Research & Development (BPR&D) in
 Ministry of External Affairs given a name to India’s complex collaboration with All India Council for Technical
mission of evacuating its citizens from war-torn Education (AICTE) launched a unique national Hackathon
Afghanistan, as ‘Operation Devi Shakti’. named ‘MANTHAN 2021’. Objective is to identify
 India’s first sectoral index in the Agri commodities basket i.e. innovative concepts & technology solutions for addressing
GUAREX launched by National Commodity & Derivatives

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
the security challenges of the 21st century faced by the etc. It is developed by scientists of National Institute of
intelligence agencies. Animal Biotechnology (NAIB), Hyderabad, an
 Delhi CM Kejriwal announced that Bollywood actor Sonu autonomous institution under the aegis of the Department
Sood will be the brand ambassador of the Delhi govt.’s of Biotechnology.
‘Desh Ke Mentors’ programme. It entails “adopting” one to  PM Modi addressed the nation on the occasion of 75th
ten govt. school students who can be mentored by citizens Independence Day & announced that 75 ‘Vande Bharat’
who are successful in their respective fields. trains would connect different parts of the country in 75
 World’s largest star sapphire cluster found in Ratnapura, weeks of the celebration of Azadi ka Amrit Mahotsav. The
Srilanka. The stone is pale blue in colour. Ratnapura is 75 Vande Bharat trains will connect every corner of the
known as the gem capital of the country. country, in 75 weeks of the ‘Azadi ka Amrit Mahotsav’.
 Supreme Court of India held that the Governor of state can  AIIMS, New Delhi become the first hospital of India to
pardon prisoners, including in the death sentence cases. house a fire station inside the hospital premises, to meet
Governor can pardon the prisoners even before they have any emergency. For this, AIIMS has collaborated with Delhi
Fire Service (DFS).
completed a minimum of 14 years of prison sentence.
 In Jammu & Kashmir, Lieutenant Governor Manoj Sinha
 Border Roads Organisation (BRO) constructed & black-
unveiled a mobile application named PROOF, to bring more
topped the highest road in the world at Umlingla Pass in
transparency & accountability in the governance system.
Eastern Ladakh. It is situated at an altitude of 19,300 feet. PROOF stands for ‘Photographic Record of On-site
The road itself is a 52-km long tarmac stretch through Facility’.
Umlingla Pass, connecting important towns in the Chumar  Puducherry on 16th August celebrated its De Jure Transfer
sector of Eastern Ladakh. Day. De Jure Transfer Day is the day it really got
 Central Board for Indirect Taxes & Customs launched independence.
Indian Customs Compliance Information Portal at  Faridabad Smart City Limited roped in comic hero Chacha
www.cip.icegate.gov.in/CIP. It is providing free access to Chaudhary to help promote its initiatives on social media.
information on all Customs procedures & regulatory Its objective will be to promote the steps taken by the
compliance. agency.
 With a network of solar-based electric vehicle charging
 ‘Pani Maah’ or water month launched in Ladakh to inform
stations, the Delhi-Chandigarh Highway become the
villagers about the importance of clean water.
country’s first EV-friendly highway in the country. The
 Uttar Pradesh govt. renamed a landmark freedom network of stations was set up by Bharat Heavy Electricals
movement event as Kakori Train Action while paying Limited (BHEL) under the FAME-1 (Faster Adoption &
tributes to the revolutionaries who were hanged for robbing Manufacturing of (Hybrid) & Electric Vehicles) scheme of
a train at Kakori to buy weapons in 1925. the Ministry of Heavy Industries.
 Jammu & Kashmir Lieutenant Governor, Manoj Sinha  Amazon launched the voice of the 78-year-old Bollywood
inaugurated the Bungus Awaam Mela with grand star Amitabh Bachchan as a part of its efforts to amuse
arrangements for village games, exhilarating local existing users & attract new consumers to use its voice
performances, & other activities to celebrate the 75th year assistant.
of Independence at Bungus valley in Kupwara district.  CM Arvind Kejriwal to inaugurate the country’s first smog
tower on August 23, 2021, at Baba Kharak Singh Marg,
 In Manipur, a consignment of one Metric Tonne of organic
Connaught Place. The smog tower will clean 1,000 cubic
Chak-Hao exported to Europe. Locally known as Chak-Hao,
metres of air every second & reduce PM 2.5 & PM 10 levels
the Black Rice found in Manipur had got the GI tag & it had in Delhi.
good demands from different parts of the country & abroad.  Union Minister for Road Transport & Highways & MSME
 The innovative plastic-mixed handmade paper developed by virtually inaugurated India’s first & only paint made from
Khadi & Village Industries Commission (KVIC) to curb cow dung, under the brand name ‘Khadi Prakritk Paint’.
plastic pollution is now a patented invention. This was  Lieutenant Governor J&K, Manoj Sinha launched the
developed under Project. REPLAN (Reducing Plastic from “HAUSLA- inspiring her growth”, a comprehensive
Nature), launched in 2018. programme for Catalysing Women Entrepreneurship in UT.
 Dr Jitendra Singh released India’s first cattle genomic chip  J&K Chief Secretary Arun Mehta, inaugurated SDRF first
‘IndiGau’ for the conservation of pure varieties of Battalion’s 24×7 mental health helpline ‘SUKOON’ at its
indigenous cattle breeds like, Gir, Kankrej, Sahiwal, Ongole headquarters. This initiative, launched by SDRF First

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Battalion Kashmir in collaboration with Mission Youth J&K  India’s & Asia’s first National Dolphin Research Centre
& Tourism department, will guide the caller to avail services (NDRC) will come upon the bank of the Ganges in the
of clinical psychologists, therapists, counsellors & premises of Patna University.
psychiatrists.  Defence Minister launched a mobile application, called
 On July 1, India’s oldest running newspaper, Mumbai CPGRAMS to lodge grievances using artificial intelligence
Samachar, will enter its 200th year. It was first published in (AI) & machine learning tools. This AI-powered application
1822. It was founded by a Parsi scholar Fardoonji will automatically handle & analyse the complaints of the
Murazban. people & would reduce human intervention, save time &
 A group of scientists who discovered two new species of bring more transparency to their disposal.
jumping spiders from the Thane-Kalyan region named one  Manduadih Railway Station finally renamed as Banaras by
of them after the brave police constable Tukaram Omble the Northeastern railways (NER).
who lost his life in the 26/11 terror attacks. The species is  Indian Port Rail & Ropeway Corporation Ltd (IPRCL)
called ‘Icius Tukarami.’ prepared a Detailed Project Report or DPR for the pod taxi
 J&K LG Manoj Sinha formally put an end to a 149-year-old service between Noida Airport at Jewar & Film City.
biannual tradition of shifting offices between summer  The ‘Common High Court for the Union Territory of Jammu
capital Srinagar & winter capital Jammu. The & Kashmir & Union Territory of Ladakh’ officially renamed
administration served notice to employees to vacate the as the ‘High Court of Jammu & Kashmir & Ladakh.’
‘Darbar Move’ related accommodations in three weeks in  Indian Oil Corporation (IOC) to build the first ‘green
Jammu & Srinagar. hydrogen’ plant of the country at its Mathura refinery, to
 Govt. extended the superannuation age of IPO-bound LIC meet the growing demand for both oil & cleaner forms of
Chairman, M R Kumar, to up to 62 years by making energy. This will be the nation’s first green hydrogen unit.
amendments to the Life Insurance Corporation of India  UNESCO voted narrowly to remove Liverpool’s waterfront
(Staff) Regulations, 1960. The changes made in the rules from its list of world heritage sites, citing concerns about
will be called the Life Insurance Corporation of India (Staff) overdevelopment, including plans for a new football
Amendment Rules, 2021. stadium.
 52nd edition of the International Film Festival of India  The world’s first 3D-printed steel bridge opened to the
public in Amsterdam, Netherlands. It was developed by
(IFFI) will be held in Goa from 20th -28th November 2021.
MX3D, a Dutch robotics company. It is 12-metre-long steel
From this year, “Satyajit Ray Lifetime Achievement
structure.
Award for Excellence in Cinema” instituted to be given at
 Kakatiya Rudreswara Temple, (also known as the
the IFFI.
Ramappa Temple) at Palampet, Mulugu district, near
 Delhi Metro Rail Corporation (DMRC) launched India’s first
Warangal in Telangana inscribed on UNESCO’s World
FASTag or UPI-based parking facility to reduce the time for
Heritage list, during the 44th session of the World Heritage
entry & payment. The facility was launched at the Kashmere
Committee of UNESCO. Now, there are 39th World
Gate metro station.
Heritage Sites located in India.
 Krantivira Sangolli Rayanna Railway Station also known
 A consignment of ‘Raja Mircha’, also referred to as King
as Bengaluru City Railway Station become the first railway
Chilli or Bhoot Jolokia, from Nagaland exported to London
station in India with a movable freshwater tunnel aquarium.
for the first time.
This is jointly opened by the Indian Railway Stations
 Centre accredited a total of 236 academies across the
Development Cooperation Limited (IRSDC) in
country under Khelo India Scheme for the training of the
collaboration with the HNi Aquatic Kingdom.
Khelo India Athletes. Under this, 360 Khelo India Centres &
 United Nations’ World Meteorological Organization, 24 Khelo India State Centres of Excellence been notified.
recognised a new record high temperature for Antarctica. Under the State Level Khelo India Centre Scheme, it has
 National Film Archive of India (NFAI) announced a decided to establish 1,000 Khelo India Centres across India.
significant addition of the original camera negative of  Flora Duffy triumphed at the triathlon in Tokyo, & that
Rajkumar Hirani's 2014 film 'PK' in its collection. The means Bermuda is officially the smallest country to ever
filmmaker handed the negatives over to Director NFAI, celebrate a Summer Olympic gold medal.
Prakash Magdum, in Mumbai.  Kandla Sez or KASEZ is the First Green SEZ to achieve the
 National Research Centre on Yak (NRCY) in West Kameng IGBC Green Cities Platinum Rating for Existing Cities.
district, Arunachal Pradesh tied up with National Insurance  UAE govt. awarded Bollywood actor Sanjay Dutt with its
Company Ltd. for insuring Himalayan Yak. Golden Visa. The Golden Visa system essentially offers
long-term residency to people with outstanding talents.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
 Mount Nyiragongo erupted in the Democratic Republic of years in Delhi. Among them, 27 lakhs have been
Congo. Mount Nyiragongo is one of several volcanoes near administered the first dose. The rest 30 lakh people still
the DRC’s border with Rwanda & Uganda. Its last major remain to be vaccinated with the first dose.
eruption was in 200. Mount Nyiragongo is located inside  A week-long Indian mango promotion programme began in
Virunga National Park.
Bahrain. Where 16 varieties of the fruit including three
 Indian Farmers Fertiliser Cooperative Limited (IFFCO) has
Geographical Indications (GI) certified Khirsapati &
introduced the world’s first Nano Urea Liquid for farmers
across the world. According to an official statement issued Lakshmanbhog (West Bengal), Zardalu (Bihar) are being
by IFFCO, the world’s first Nano Urea Liquid was introduced displayed.
in its 50th annual general body meeting held in the online-  A 1,098-carat diamond discovered in Botswana, by
offline mode in India. Debswana Diamond Company, a joint venture between the
 The first Asia Pacific Public Sector Cyber Security govt. of Botswana & the South African diamond company
Executive Council launched by Microsoft. It consists of De Beers. It is believed to be the third-largest gem-quality
policymakers & influencers from Brunei, Indonesia, Korea,
stone ever to be mined in the world.
Malaysia, the Philippines, Singapore & Thailand. The
council aims to accelerate public-private partnerships in  Delhi govt. appointed former Olympic medalist weightlifter
cybersecurity & share threat intelligence. Karnam Malleswari as the first Vice-Chancellor of Delhi
 HeidelbergCement, the world's second-largest cement Sports University. She is the first Indian woman weightlifter
maker, plans to turn its Swedish factory in Slite into the to bring home an Olympic medal. She created history at the
world's first CO2-neutral cement plant by 2030 via carbon Sydney Olympics in 2000 by lifting 110 kilograms & 130
capture technology. kilograms in the ‘snatch’ & ‘clean & jerk’ categories.
 Kempegowda International Airport has achieved net  Delhi govt. launched “Mukhyamantri COVID-19 Pariwar
energy neutral status in the Financial Year 2020-21 as part of Aarthik Sahayata Yojana” to provide financial assistance to
its sustainability goals. Bengaluru international airport
the families who lost a member due to the Covid-19
(BIAL) has been able to save nearly 22 lakh units of energy in
pandemic. According to notification by Social Welfare
the Financial Year 2020-21, enough to power nearly 9,000
Department, Rs 50,000 ex-gratia will be provided to every
houses for a month.
family that has lost a member amid a pandemic. A pension
 Times 50 Most Desirable Women 2020 list unveiled, & it
of Rs 2,500 per month would also be given to those families
features women under 40 across various fields. Rhea
Chakraborty bagged the number 1 spot on Times Most that lost the sole breadwinner to the Covid-19 pandemic.
Desirable Women 2020 list.  Election Commission of India e-launched the 'Atlas on
 State-owned hydro power giant NHPC has incorporated a General Elections 2019'. The Atlas encompasses all the data
joint venture firm Ratle Hydroelectric Power Corporation & statistical figures of this monumental event. It includes 42
Ltd for implementing 850 MW Ratle project in the union thematic maps & 90 tables depicting various facets of the
territory of Jammu & Kashmir. elections.
 Weyan, a village in district Bandipora (J&K) become the  Govt. of China officially turned on the first two generating
first village in the country, where the entire population units of the Baihetan Dam, the world’s second-biggest
above 18 years has been vaccinated. The vaccination in hydroelectric dam, to start generating energy. The Baihetan
Weyan village was covered under the J&K model, a 10-point Dam is set up on the Jinsha River, in southwestern China.
strategy to inoculate everyone who is eligible for the shots  Mahindra Group Chairman, Anand Mahindra rolled out a
at a faster pace. project titled ‘Oxygen on Wheels’ to ease the
 Facebook launched a new initiative ‘Report it, Don’t share transportation of oxygen from producing plants to hospitals
it!’ that encourages people to report child abuse content on & homes, following acute oxygen shortage amid a severe
its platforms & not to share it. second wave of coronavirus.
 Stockholm International Peace Research Institute(SIPRI)  Wipro regained its position as the 3rd largest Indian IT
released the SIPRI Yearbook 2021. The report assesses the services company by market capitalization of ₹ 2.65 trillion
current state of armaments, disarmament & international by suppressing HCL Technologies’ ₹ 2.62 trillion market
security. China is in the middle of significant modernisation cap. TCS remains at the top of the list.
& expansion of its nuclear weapon inventory, & India &  World’s largest aeroplane, designed to transport hypersonic
Pakistan also appear to be expanding their nuclear arsenals.
vehicles & facilitate easy access to space, soared into clear
 Delhi CM Arvind Kejriwal launched the ‘Jahan Vote,
skies over California’s Mojave Desert. The company
Wahan Vaccination’ campaign, with the aim to vaccinate all Stratolaunch designed it. The aircraft named ‘Roc’.
people above 45 years against COVID-19 in Delhi within the  World’s longest pedestrian suspension bridge named
next four weeks. There are around 57 lakhs people above 45 “Arouca” opened in Portugal. Arouca Bridge offers a half-

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
kilometre (almost 1,700-foot) walk across its span, along a  The Great Khali inducted into the WWE Hall of Fame Class
metal walkway suspended from cables. of 2021.
 IIT-Bombay set up a demonstration unit to convert nitrogen  India contributed an additional $500,000 to the United
generators, which are found in all parts of India, into oxygen Nations Trust Fund for Counter-Terrorism, taking the
generators by fine-tuning the existing nitrogen plant set up. country’s donation to the UN office set up to combat
 US aerospace major Boeing announced a USD 10 million terrorism to over $1 million.
(about ₹74 crore) emergency assistance package for India.
 Dr. Harsh Vardhan approved National Policy for Rare
 In the West Khasi Hills District of Meghalaya, 100-million-
Diseases, 2021.It aims to lower the high cost of treatment
year old fossil bone fragments of sauropod dinosaurs
found by researchers of the Geological Survey of India (GSI). for rare diseases, with an increased focus on indigenous
 European Space Agency (ESA) confirmed using satellite research & local production of medicines.
images that the world’s largest iceberg has broken off  Tribal Co-operative Marketing Federation of India
Antarctica. Named as A-76, the iceberg was 4320 square (TRIFED) launched Sankalp Se Siddhi – Village & Digital
kilometres. Connect Drive. It is a 100-day drive.
 Cheetah, the world’s fastest land animal which was  Indian Army’s Lieutenant Colonel, Bharat Pannu earned
declared extinct in India in 1952, is expected to be re- two Guinness World Records for his fastest solo cycling
introduced into the country in November this year at the feats.
Kuno National Park in Madhya Pradesh.
 ‘Lost golden city of Luxor’ discovered by archaeologists in
 Tsang Yin-hung, a Hong Kong-based mountaineer created
Egypt. The 3,400-year-old royal city was built by
the record of the world’s fastest ascent of Everest by a
woman, within the time of just under 26 hours. 44-year-old Amenhotep III.
Tsang, scaled in a record time of 25 hours & 50 minutes on  Ravi Shankar Prasad launched the “Online Grievance
May 23. Management Portal of National Commission for
 Indian Broadcasting Foundation (IBF), the apex body of Scheduled Castes (NCSC)”.
broadcasters, is being renamed as Indian Broadcasting &  India’s mRNA-based covid-19 vaccine candidate-
Digital Foundation (IBDF), as it expands its purview to HGCO19, developed by Pune-based Gennova
cover digital platforms to bring all digital (OTT) players Biopharmaceuticals Ltd has received additional govt.
under one roof. funding for its clinical studies.
 Cyclone Taukate obtained its maximum intensity in the  Central drug regulator, DCGA approved emergency use
wee hours of Sunday & has now become a Very Severe authorisation of the Russian Vaccine, Sputnik V. It has now
Cyclonic Storm (wind speed of 118 to 166 km/hr). It become the third vaccine to get emergency use
reached close to Gujarat coast, Maharashtra, Goa. authorisation from the drug regulator after Covishield &
 Institute for Development & Research in Banking Covaxin.
Technology (IDRBT) is building a next-generation Digital  Indian Railways will run ‘Oxygen Express’ trains
Financial Infrastructure named National Digital Financial
transporting liquid medical oxygen & oxygen cylinders
Infrastructure (NADI). NADI would provide a roadmap &
across the country via green corridors to meet growing
framework for future digital financial services growth in
India. demand from states. These are being created to ensure fast
 Munjal family-led Hero Group launched a new education movement of these trains.
technology startup ‘ Hero Vired’, which will offer an end-to-  Priyanka Mohite from Satara in western Maharashtra has
end learning ecosystem. scaled Mt Annapurna, the 10th highest mountain peak in
 Giant container ship “Ever Given” that blocked traffic in the the world, becoming the first Indian woman climber to
Suez Canal resumed its journey, after being successfully achieve the feat.
refloated.  Water Sports & Adventure Institute (WSAI) established by
 Ramesh Pokhriyal inaugurated “Anandam: The Center for the Indo-Tibetan Border Police (ITBP) at Tehri Dam in
Happiness” at IIM, Jammu virtually. It will help people Uttarakhand.
overcome mental stress & help spread positivity.
 40th Scientific Expedition to Antarctica (40-ISEA) hosted
 Indian Railways’ West Central Railway zone gets fully
by the Ministry of Earth Sciences successfully returned to
electrified. It has become the first fully electrified railway
Cape Town after completing a journey of about 12,000
zone in the country. The zonal railway now boasts a 3012
nautical miles in 94 days, including stopovers. Bharati &
Route Km electrified network.
Maitri are India’s permanent research base stations in
 In the Kashmir Valley, Tulip Festival in Srinagar was Antarctica.
inaugurated by Lieutenant Governor Manoj Sinha.  UNICEF Goodwill Ambassador, David Beckham, is fronting
a global initiative to inspire confidence in vaccines &

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
encourage parents around the world to vaccinate their Organisation (BRO) where she will be responsible for
children against deadly diseases. providing connectivity through an Indo-China border
 Vaishali S Hiwase became the first woman officer to be road.
appointed as officer commanding in the Border Roads

Static Take Away | Country/Currency/Leaders


S.no Country Capital Currency PM President
1. Sweden Stockholm krona Stefan Lofven -
2. United Kingdom London Boris Johnson -
3. Philippines Manila Philippine peso - Rodrigo Duterte
4. Indonesia Jakarta Indonesian rupiah -
5. Brazil Brasilia Brazilian real - Jair Bolsonaro
6. Lebanon Beirut Lebanese pound -
7. Maldives Male Maldivian Rufiyaa - Ibrahim Solih
8. Tajikistan Dushanbe Tajikistani somoni - Emomali Rahmon
9. Armenia Yerevan Armenian dram - -
10. Myanmar Naypyitaw Kyat - -
11. Pakistan Islamabad Pakistani rupee Imran Khan Arif Alvi
12. Iran Tehran Iranian toman -
13. Germany Berlin Euro - Frank-Walter
Steinmeier
14. Sri Lanka Sri Jayawardenepura Sri Lankan rupee Mahinda Rajapaksa Gotabaya Rajapaksa
Kotte
15. South Africa Cape Town, Pretoria, South African rand - Cyril Ramaphosa
Bloemfontein
16. Afghanistan Kabul Afghan afghani - -
17. Zambia Lusaka Zambian kwacha - -
18. Malaysia Kuala Lumpur Malaysian Ringgit - -
19. UAE Abu Dhabi United Arab - Khalifa bin Zayed Al
Emirates dirham Nahyan
20. Qatar Doha Qatari riyal PM: Sheikh Khalid bin Khalifa bin Abdelaziz Al Thani
21. Kazakhstan Nur-Sultan Kazakhstani Tenge Askar Mamin
22. China Beijing Renminbi Xi Jinping
23. Ukraine Kyiv Ukrainian hryvnia Volodymyr Zelensky
24. USA Washington, D.C United States Joe Biden
Dollar
25. Turkey Ankara Turkish lira Recep Tayyip Erdogan
26. Azerbaijan Baku Azerbaijani manat Ali Asadov Ilham Aliyev
27. Israel Jerusalem Israeli Shekel Naftali Bennett
28. Denmark Copenhagen Danish krone
29. Bangladesh Dhaka Taka Sheikh Hasina Abdul Hamid
30. Georgia Tbilisi Georgian lari Irakli Garibashvili
31. Bhutan Thimphu Bhutanese Lotay Tshering
ngultrum
32. Ethiopia Addis Ababa Ethiopian birr
33. Nepal Kathmandu Nepalese rupee Bidhya Devi Bhandari
34. Singapore Singapore Singapore dollar Lee Hsien Loong
35. Saudi Arabia Riyadh Saudi riyal
36. Russia Moscow Russian Ruble Vladimir Putin

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | Country/Currency/Leaders
S.no Country Capital Currency PM President
37. Peru Lima Sol
38. Haiti Port-au-Prince Haitian gourde
39. Netherlands Amsterdam Euro
40. Mongolia Ulaanbaatar Mongolian Togrog Ukhnaa Khurelsukh
41. Japan Tokyo Japanese yen Yoshihide Suga
42. Kenya Nairobi Kenyan shilling
43. Republic of Congo Brazzaville Congolese franc Anatole Collinet Denis Sassou Nguesso
Makosso
44. Thailand Bangkok Thai baht
45. Oman Muscat Omani rial
46. Australia Canberra Australian dollar Scott Morrison
47. Fiji Suva Fijian dollar Jioji Konousi
48. El Salvador San Salvador United States Nayib Bukele
Dollar
49. Switzerland Bern Swiss franc Guy Parmelin
50. Canada Ottawa Canadian dollar
51. Mali Bamako West African CFA
Franc
52. Tibet Lhasa Renminbi
53. New Zealand Wellington New Zealand Jacinda Ardern
dollar

Static Take Away | International Companies & HQ


S.no Name of the Company HQ Head
1. IBM Armonk, New York, USA CEO: Arvind Krishna
2. Intel Santa Clara, California, CEO: Pat Gelsinger
USA
3. Colliers Toronto, Canada Jay S. Hennick
4. SpaceX California, USA CEO: Elon Musk
5. Intrinsic - CEO: Wendy Tan White
6. Google California, United States Alphabet CEO: Sundar Pichai
7. DBS Bank Singapore CEO: Piyush Gupta
8. Facebook California, United States CEO: Mark Zuckerberg
9. Twitter San Francisco, California, -
United States
10. WhatsApp California, United States WhatsApp CEO: Will Cathcart
11. Goldman Sachs New York, United States -
12. Microsoft Redmond, Washington, Microsoft CEO: Satya Nadella
United States
13. Mastercard New York, United States President: Michael Miebach
14. HSBC London, United Kingdom -
15. Suzuki Motor - CEO: Osamu Suzuki.
Corporation

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | International Companies & HQ
S.no Name of the Company HQ Head
16. Rolls-Royce Westhampnett, United CEO: Torsten Muller-Otvos;
Kingdom
17. Stratolaunch Mojave, California, USA CEO & President: Jean Floyd.
18. Knight Frank London, United Kingdom CMD, Knight Frank India: Shishir Baijal.

Static Take Away | National Companies & HQ


S.no Name of the Company HQ Head
1. HDFC Bank Mumbai, Maharashtra MD & CEO of HDFC Bank: Sashidhar Jagdishan;
The tagline of HDFC Bank: We understand your world;
2. Paytm Noida, Uttar Pradesh CEO: Vijay Shekhar Sharma
3. Axis Bank Mumbai MD & CEO of Axis Bank: Amitabh Chaudhry.
4. Jammu & Kashmir Bank Srinagar CEO: R K Chhibber
Ltd
5. HCL Technologies Noida CEO: C Vijayakumar.
6. Indian Bank Chennai CEO: Padmaja Chunduru
7. ICICI Prudential Life CEO: N. S. Kannan
Insurance
8. SBI Mumbai Chairperson: Dinesh Kumar Khara
9. IndusInd Bank Pune CEO: Sumant Kathpalia
10. Aditya Birla Group Mumbai Founder: Seth Shiv Narayan Birla
11. RBL Bank Mumbai MD & CEO: Vishwavir Ahuja
12. National Payments Mumbai MD & CEO: Dilip Asbe
Corporation of India
13. Bharat Petroleum Mumbai3 CMD Of : Arun Kumar Singh;
Corporation Ltd
14. Infosys Bengaluru CEO: Salil Parekh
15. BharatPe New Delhi Chief Executive Officer of : Ashneer Grover
16. ICICI Bank Mumbai ICICI Bank Tagline: Hum Hai Na, Khayal Apka.
17. NTPC New Delhi Chairman & Managing Director: Shri Gurdeep Singh
18. NCDEX Mumbai CEO: Vijay Kumar Venkataraman
19. Ujjivan Small Finance Bengaluru Founder: Samit Ghosh
Bank
20. HSBC Bank India Mumbai MD & CEO: V. Vaidyanathan
21. IDFC First Bank Mumbai
22. SBI Life Insurance Mumbai CEO: Mahesh Kumar Sharma
23. Kotak Mahindra Bank Mumbai MD & CEO: Uday Kotak
24. Flipkart Bengaluru, Karnataka
25. Indian Oil Corporation Mumbai
26. Max Bupa Health New Delhi
Insurance
27. IFFCO Tokio General Gurugram
Insurance
28. Bank Of Baroda Vadodara, Gujarat
29. KVIC Mumbai
30. Indian Overseas Bank Chennai CEO: Partha Pratim Sengupta
31. Federal Bank Aluva, Kerala

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | National Companies & HQ
S.no Name of the Company HQ Head
32. India Post Payments New Delhi
Bank (IPPB)
33. ICICI Lombard Mumbai
34. Magma Fincorp West Bengal
35. Wipro Bengaluru MD & CEO: Thierry Delaporte
36. Bandhan Bank Kolkata, West Bengal
37. Hindustan Aeronautics Bengaluru, Karnataka CMD: R Madhavan
Limited
38. IDBI Bank Mumbai, Maharashtra CEO: Rakesh Sharma
39. PMC Bank Mumbai
40. SBI general insurance Mumbai Tagline: Suraksha Aur Bharosa Dono
41. SBI Card Gurugram, Haryana
42. NABARD Mumbai Chairman: G R Chintala.
43. Yes Bank Mumbai MD & CEO: Prashant Kumar.
44. Reliance Jio Mumbai President Infocomm: Mathew Oommen;
45. SII was founded by Cyrus Poonawalla (Adar Poonawalla’s father) in 1966.
Adar Poonawalla joined the Serum Institute of India in 2001 & became the CEO of the company in 2011.
46. Lakshmi Vilas Bank Chennai, Tamil Nadu
47. Shivalik Small Finance MD & CEO: Suveer Kumar Gupta.
Bank Limited
48. Bharat Earth Movers Bengaluru
Limited
49. Bharat Sanchar Nigam New Delhi Chairman & MD: Pravin Kumar Purwar.
Limited
50. Punjab National Bank New Delhi MD & CEO: S. S. Mallikarjuna Rao.
51. Jana Small Finance Bengaluru Tagline| ‘Paise Ki Kadar’;
Bank MD & CEO: Ajay Kanwal;
52. Bajaj Finance Pune CEO: Sanjiv Bajaj.
53. Eroute Technologies Noida, Uttar Pradesh. MD & CEO: Sanjeev Pandey;
Eroute Technologies Headquarters:

Static Take Away | International Organizations & HQ


S.no Name of the Company HQ Head
1. ISA Gurugram Director-General: Ajay Mathur
2. International Finance Corporation Washington, D.C., USA Executive VP & CEO: Makhtar Diop
3. IMF Washington, D.C. USA MD & Chairman: Kristalina Georgieva | Chief
Economist: Gita Gopinath
4. WHO Geneva, Switzerland Director general: Tedros Adhanom
5. United Nations Office on Drugs & Vienna, Austria
Crime
6. UNESCO Paris, France Head: Audrey Azoulay
7. NASA Washington D.C., Administrator: Bill Nelson.
United States
8. World Bank Washington, D.C., David Malpass
United States

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | International Organizations & HQ
S.no Name of the Company HQ Head
9. United Nations Security Council New York, United
States
10. World Alliance for Breastfeeding Penang, Malaysia
11. European Space Agency Paris is an intergovt.al organization of 22 member
states
12. UNICEF New York, USA Executive Director: Henrietta H. Fore
13. International Union for Conservation Gland, Switzerland CEO: Bruno Oberle
of Nature
14. Secretary-General for Peacekeeping Operations: Jean-Pierre Lacroix
Department of Peacekeeping Operations: HQ: New York, United States.
15. World Resources Institute Washington, D.C., USA
16. ADB (Members: 68 countries) Manila, Philippines President: Masatsugu Asakawa
17. Stockholm International Water Stockholm, Sweden Executive Director: Torgny Holmgren
Institute (SIWI)
18. International Telecommunication Geneva, Switzerland Secretary-General: Houlin Zhao
Union
19. Inter-Parliamentary Union Geneva, Switzerland
20. International Sports Press Association Lausanne, Switzerland
21. Badminton World Federation Kuala Lumpur, Malaysia
22. United Nations Population Fund New York, United
States
23. World Wide Fund for Nature Gland, Switzerland
24. UNEP Nairobi, Kenya
25. World Chess Federation Lausanne, Switzerland
26. OECD Paris, France
27. NATO (Members: 30 countries) Brussels, Belgium Chairman: Air Chief Marshal Stuart Peach.
28. Food & Agriculture Organization Rome, Italy Head: Qu Dongyu
29. European Union Brussels, Belgium
30. ECOSOC New York & Geneva President: Oh Joon
31. United Nations New York, USA Antonio Guterres is the Secretary-General
32. Interpol Lyon, France Motto: “Connecting police for a safer world”
33. International Labour Organization Geneva, Switzerland
34. UNCTAD Geneva, Switzerland
35. World Trade Organization Geneva, Switzerland
36. Global Wind Energy Council Brussels, Belgium
37. Sipri Oslo, Norway
38. International Boxing Association Lausanne, Switzerland
39. International Criminal Court International Criminal 123 Members
Court
40. Airport Council International Montreal, Canada
41. Sustainable Development Solutions Paris, France & New
Network York, USA

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | International Organizations & HQ
S.no Name of the Company HQ Head
42. International Humanist & Ethical London, United
Union Kingdom
43. International Olympic Committee Lausanne, Switzerland President: Thomas Bach
44. United Nations Office on Drugs & Vienna, Austria
Crime
45. Knight Frank London, United
Kingdom
46. China National Space Administration Beijing, China Administrator: Zhang Kejian
47. United Launch Alliance Colorado, USA CEO: Tory Bruno
48. International Council Of Museums Paris, France President Suay Aksoy
49. Food & Agriculture Organization Rome, Italy Director-General: QU Dongyu
50. International Organization of Legal Paris, France
Metrology
51. International Hockey Federation Lausanne, Switzerland CEO: Thierry Weil.
52. International Association of Women Washington DC, USA President Vanessa Ruiz;
Judges
53. ICC Dubai, United Arab Chairman of ICC: Greg Barclay.
Emirates. CEO of ICC: Manu Sawhney.
54. International Confederation of Hague, Netherlands President: Franka Cadee
Midwives
55. World Athletics Monaco President: Sebastian Coe
56. International Committee of the Red Geneva, Switzerland President: Peter Maurer.
Cross
57. International Labour Organization Geneva, Switzerland President: Guy Ryder
58. Office for the Coordination of New York, USA &
Humanitarian Affairs Istanbul
59. International Council for Advertising Brussels Capital, President Guy Parker
Self-Regulation Belgium
60. World Food Programme Rome, Italy
61. International Council of Nurse Geneva, Switzerland President Annette Kennedy
62. World Intellectual Property Geneva, Switzerland CEO Daren Tang
Organization

Static Take Away | National Organizations & HQ


S.no Name of the Organization HQ Head
New Delhi director general: Kuldiep Singh
1. Central Reserve Police Force
Motto: Service & Loyalty
2. Maruti Suzuki New Delhi CEO: Kenichi Ayukawa
Securities & Exchange Board of
3. Mumbai Ajay Tyagi
India
4. RBI 25th Governor: Shaktikant Das; Headquarters: Mumbai; Founded: 1 April 1935
5. LIC Mumbai Chairman: M R Kumar
6. Indian Banks’ Association Mumbai Chairman: Rajkiran Rai G

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | National Organizations & HQ
S.no Name of the Organization HQ Head
CEO: Sunil Mehta
7. BRO New Delhi Director-General Lt. Gen. Rajeev Chaudhary
Central Board for Indirect Taxes &
8. Chairperson: M. Ajit Kumar
Customs
9. ISRO Bengaluru Chairman: K.Sivan
10. National Commission for Women New Delhi
National Pharmaceutical Pricing
11. New Delhi
Authority
12. ITBP New Delhi DG: S S Deswal
13. DRDO New Delhi Chairman DRDO: Dr G Satheesh Reddy
14. Athletics Federation of India New Delhi Adille J Sumariwalla
15. NITI Aayog New Delhi CEO: Amitabh Kant
16. Central Vigilance Commission New Delhi
Broadcast Audience Research
17. Mumbai Chairman: Punit Goenka
Council
18. Election Commission New Delhi
19. National Security Guard New Delhi Motto: Sarvatra Sarvottam Suraksha
20. SIDBI Lucknow, Uttar Pradesh CMD: S Ramann
21. Central Bureau of Investigation New Delhi
Institute of Chartered Accountants
22. New Delhi
of India
23. NABARD Mumbai
National Highways Authority of
24. New Delhi
India
25. All India Football Federation New Delhi
26. Central Board of Direct Taxes New Delhi
Secretary of BCCI: Jay Shah.
27. BCCI Mumbai
President of BCCI: Sourav Ganguly.
Research Design & Standards
28. Lucknow
Organisation
29. National Investigation Agency New Delhi
30. NHRC New Delhi
31. Assam Rifles Shillong, Meghalaya
32. Indian Coast Guard New Delhi
33. Quality Council of India New Delhi
34. Athletics Federation of India New Delhi
Internet & Mobile Association of
35. Mumbai
India
36. WWF India New Delhi
37. All India Chess Federation Chennai President: Sanjay Kapoor

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Static Take Away | National Organizations & HQ
S.no Name of the Organization HQ Head
38. Institute for Development & Research in Banking Technology | HQ: Hyderabad
39. CBSE Delh Chairman: Manoj Ahuja
40. CARE Ratings Mumba MD & CEO: Ajay Mahajan.
Integrated Headquarters of Ministry
41. New Delhi
of Defence (Navy):
42. IREDA New Delhi

Part B | Banking Awareness Capsule for IBPS RRB & SBI Mains 2021
Topic 1: Reserve Bank of India & its Functions internal value. Foreign exchange reserves are held by RBI &
it has a wide power to regulate foreign exchange
i. RBI established on April 1, 1935 under RBI Act 1934 transactions under Foreign Exchange Management Act.
(recommendations of John Hilton Young Commission
1926 – called Royal Commission on Indian Currency &
Important Facts of RBI
Finance), is the central bank of the country & was
nationalized w.e.f 01st Jan 1949. • RBI is not expected to perform the function of accepting
ii. Originally it was a shareholders’ bank which was taken over deposits from the general public.
by the Central Govt. under Reserve Bank (Transfer of Public • Prime lending rate is decided by the individual banks.
Ownership) Act 1948 (paid up capital Rs. 5 cr). • RBI decides the following rates namely; Bank rate, repo rate,
iii. RBI’s central office is in Mumbai. reverse repo rate & cash reserve ratio.
• The quantitative instruments of RBI are – bank rate policy,
Functions of RBI cash reserve ratio & statutory liquidity ratio.
• The objective of monetary policy is to control inflation;
• Issuance of currency: RBI is the authority in India to issue
discourage hoarding of commodities & encourage flow of
currency notes (called bank notes) under signatures of
Governor. (One rupee note called currency note is issued by credit into neglected sector.
the Central Govt. & signed by Finance Secretary). The stock • When RBI is lender of the last resort, it means that RBI
of currency is distributed with the help of currency chests advances credit against eligible securities.
spread all over the country. • GOI decides the quantity of coins to be minted.
• Banker to Govt.: RBI transacts govt. business & manages • The method which is used currently in India to issue currency
public debt. SBI or any other bank is appointed Agent where note – minimum reserve system. For issuing notes, RBI is
RBI does not have office. It provides Ways & Means
required to hold the minimum reserves of Rs. 200 crores of
advances to Govt.
which note less than Rs. 115 crores is to be held in gold.
• Bankers’ bank: It keeps a part of deposits of commercial
banks (as CRR) & acts as lender of last resort by providing Topic 2: Policy Rates decided by the RBI
financial assistance to banks. It provides export credit
refinance, Liquidity Adjustment Facility & MSF. Current Policy rates as on 1 September 2021
• Controller of Banks: An controller of banks by including the • Policy Repo Rate: 4.00%
banks in 2nd Schedule of the Act. It issues directions, carries
• Reverse Repo Rate: 3.35%
inspection (on-site as well as off-site) & exercises
management control. • Marginal Standing Facility Rate: 4.25%
• Controller of credit: RBI can fix interest rates (including • Bank Rate: 4.25%
Bank Rate) & exercise selective credit controls. Various tools • CRR: 4%
such as change in cash reserve ratio, stipulation of margin on • SLR: 18.00%
securities, directed credit guidelines etc. are used for this • Base Rate: 7.40% - 8.80%
purpose. It also carries sale & purchase of securities which • MCLR (Overnight): 6.55% - 7.00%
are known as open market operations.
• Savings Deposit Rate: 2.70% - 3.00%
• Maintenance of external value: RBI is responsible also for
maintaining external value of Indian currency as well as the • Term Deposit Rate > 1 Year: 4.90% - 5.50%

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Repo Rate: Repo rate is the rate of interest which is levied
Topic 3: Banking Regulation Act 1949|Schedule
on Short-Term loans taken by commercial banks from RBI. Banks| Other Types of Banks
Whenever the banks have any shortage of funds they can
a) Passed as the Banking Companies Act 1949 (came into force
borrow it from RBI.
wef 16.3.49 & changed to Banking Regulation Act 1949 w.e.f.
• Reverse Repo Rate: This is exact opposite of Repo rate. 01.03.66, it was made applicable to J & K in 1956 (and now
Reverse repo rate is the rate at which commercial banks applicable throughout India).
charge on their surplus funds with RBI. RBI uses this tool b) The Act is not applicable to primary agricultural credit
when it feels there is too much money floating in the societies, cooperative land mortgage banks & non-
banking system. agricultural primary credit societies.

SCHEDULED BANK
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a bank
who is included in 2nd schedule of RBI Act 1934.
b) A scheduled bank should satisfy the conditions which include
paid-up capital & reserves requirement of not less than Rs. 5
lac, satisfaction of RBI that the affairs will not be conducted
by the bank in a way to jeopardize the interests of the
depositor. (Commercial, Rural & many State Coop Banks are
classified as Scheduled Banks).
c) A bank that is not included in the 2nd Schedule of RBI is called
Non-scheduled Bank.

• SLR Rate: Statutory Liquidity Ratio is the amount a Total No. of Banks as per RBI Website
commercial bank needs to maintain in the form of cash, or
• Total PSBs: 12
gold or Govt. approved securities (Bonds) before providing • Total Private Sector Banks: 22
credit to its customers. It is determined as the %age of total • Payments Banks: 6 & Small Finance Banks: 11
Net Demand & Time Liabilities (NDTL). • Regional Rural Banks: 43
• Bank Rate: It is defined in Sec 49 of RBI Act 1934 as the • Foreign Banks: 44
‘standard rate at which RBI is prepared to buy or rediscount • State Co-operative Banks: 34 (According to RBI website)
bills of exchange or other commercial papers eligible for
purchase under this act’. Topic 4: What are the different types of accounts
• Cash Reserve Ratio: CRR refers to the ratio of bank’s cash that can be opened in a Bank?
reserve balances with RBI with reference to the bank’s net
• Savings Bank Account: The rate of interest on savings bank
demand & time liabilities to ensure the liquidity & solvency account varies from bank to bank & also changes from time
of the scheduled banks. to time. Interest rate is paid to the account holders on daily
• MSF: It was introduced w.e.f. May 09, 2011, by RBI. balance basis.
Eligibility: Scheduled Commercial Banks having Current • Current Deposit Account:
Account & SGL Account with RBI. Amount: 1% of NDTL a) This account is mainly for big businessmen, companies &
institutions, since there are no restrictions on number of
A Brief on LAF (Liquidity Adjustment Facility) withdrawals from this type of account. From this
• It was introduced by RBI during June, 2000 in phases, to withdrawal can be made any number of times.
ensure smooth transition & keeping pace with technological b) For the convenience of the account holders banks also
upgradation. allow withdrawal of amounts in excess of the balance of
• Tenor: Reverse Repo auctions (for absorption of liquidity) & deposit. This facility is known as overdraft facility.
• Fixed Deposit Account (also Term Deposit Account):
Repo auctions (for injection of liquidity) are conducted on a
Money is deposited in a fixed deposit account to earn
daily basis (except Saturdays).
interest at a higher rate.
• Cap: 0.25% of NDTL w.e.f. 01.04.14. • Recurring Deposit Account: The rate of interest allowed on
the deposits in this account is higher than that on a savings

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
bank deposit but lower than the rate allowed on a fixed additional words like " & CO." or "Account Payee" or "Not
deposit for the same period. Negotiable". A crossed cheque cannot be encashed at the
Note: cash counter of a bank but it can only be credited to the
a) Minimum age to open a bank account is now 10 years. payee's account.
b) Maximum Interest rate is given on FD A/c. 4. Ante-Dated Cheque: If a cheque bears a date earlier than the
c) The maximum period of an FD is 10 years & for RD is 10 years. date on which it is presented to the bank, it is called as "ante-
dated cheque". Such a cheque is valid upto 3 months from the
What are Inoperative & Dormant Accounts? date of the cheque.
• RBI clarified that SB account can be treated as inoperative 5. Post-Dated Cheque: If a cheque bears a date which is yet to
account only after 2 years from the date of the last credit come (future date) then it is known as post-dated cheque. It
entry of interest on Fixed Deposit account, where FD cannot be honoured earlier than the date on the cheque.
interest is being credited to SB account or where dividend on 6. Stale Cheque: If a cheque is presented for payment after 3
shares is being credited). months from the date of the cheque it is called stale cheque.
A stale cheque is not honoured by the bank.
Miscellaneous Terms related to the Deposits 7. A self-cheque: It is written by the account holder as pay self to
receive the money in the physical form from the branch
• Demand liabilities: Current deposits, Demand liabilities
where he holds his account.
portion of saving deposits, margins held against LC/LG,
8. “A truncated cheque” means a cheque which is truncated
Balances in overdue FD, cash certificate & RD, Outstanding
during the course of a clearing cycle, either by the clearing
TTs, MTs & DDs, Unclaimed deposits, Credit balance in CC
a/c & Deposits held as security for loan payable on demand. house or by the bank whether paying or receiving payment,
• Time liabilities: FDs, cash certificate, cumulative & RDs, immediately on generation of an electronic image for
time liabilities portion of saving bank deposits, staff security transmission. The expression “clearing house” means the
deposits, margins against LC not payable on demand, clearing house managed by the RBI or a clearing house
deposit held as securities for advances & India Dev Bonds. recognised as such by the RBI.’

Topic 5: Negotiable Instrument Act & Cheques The Parties of a Cheque


• In India the Negotiable Instruments Act was passed during There are three parties to the cheque
1881 which came into force wef March 01, 1882. • Drawer or Maker
• CHEQUE: A cheque is (a) a bill of exchange (b) drawn on a
• The bank - on whom the cheque is drawn (i.e. the bank with
specified bank & (c) not expressed to be payable otherwise
whom the account is maintained by the drawer)
than on demand. It includes electronic image of a truncated
cheque & also an electronic cheque. • Payee – Payee is the person whose name is mentioned on
• AMOUNT OF A CHEQUE: Where amount of a cheque the chequeto whom or to whose order the money is directed
differs in words & figures, as per Section 18, amount written to be paid.
in words should be paid irrespective of the fact, which • ENDORSEMENT: As per Section 15, endorsing means
amount is less or more. signing on the face or backside of an instrument (or even on
a paper called Allonge or stamped paper), for the purpose of
What are the Types of Cheque? negotiating (transferring to next person) a negotiable
1. Bearer Cheque or open Cheque: When the words "or bearer" instrument.
appearing on the face of the cheque are not cancelled, the
A Brief on Crossing of a Cheque
cheque is called a bearer cheque. The bearer cheque is
payable to the person specified therein or to any other else • Crossing of a cheque means two parallel transverse lines on
who presents it to the bank for payment. the face with or without words, such as ‘& Co’, ‘not-
2. Order Cheque: When the word "bearer" appearing on the negotiable’, ‘payee’s account only’ etc. The words without
face of a cheque is cancelled & when in its place the word "or lines will not constitute crossing. Such instruments should
order" is written on the face of the cheque, the cheque is not be paid as drawer’s mandate is not clear.
called an order cheque. Such a cheque is payable to the • Crossing is applicable in case of cheques & demand draft
person specified therein as the payee, or to any one else to
only & does not cover BOE or promissory note.
whom it is endorsed (transferred).
3. Crossed Cheque: Crossing of cheque means drawing two
parallel lines on the face of the cheque with or without What are the Types of Crossing?

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• 'No Frills 'account is a basic banking account. Such account
• General crossing (sec 123): General crossing is where a
requires either nil minimum balance or very low minimum
cheque bears across its face two parallel transverse lines balance. Charges applicable to such accounts are low.
(with or without words such as “& co” or any abbreviation. • The RBI in 2005-06 called upon Indian banks to design a ‘no
(Words not important, lines are). frills account’ – a no precondition, low ‘minimum balance
• Special crossing (sec 124): Where a cheque bears across its maintenance’ account with simplified KYC (Know Your
face, name of bank, either with or without the words not- Customer) norms.
negotiable (lines are not important, the addition of name of • But all the existing ‘No-frills’ accounts opened were
converted into BSBDA in compliance with the guidelines
the bank is important), that addition shall be deemed as
issued by RBI in 2012.
special crossing & the cheque be considered to be crossed
specially to banker. What is BSBDA (Basic Savings & Bank Deposit A/c)?
• Special Crossing in favour more than one bank: As per
In 2012, RBI introduced BSBDA. Some important points are:
Section 127, if a cheque is crossed specially to more than one
• This account shall not have the requirement of any minimum
bank (unless one bank is acting as collecting agent to
balance.
another), the payment shall be refused. A cheque crossed to • The services available in the account will include: deposit &
two or more branches of the same bank is considered to be withdrawal of cash at bank branch as well as ATMs;
crossed to one bank only. receipt/credit of money through electronic payment
• Not negotiable crossing: As per Section 130, a person channels or by means of deposit/collection of cheques
taking a cheque crossed generally or specially bearing the drawn by Central/State Govt. agencies & departments;
words ‘not negotiable’ shall not have not be capable of • While there will be no limit on the number of deposits that
can be made in a month, account holders will be allowed a
giving a better title to the cheque than that, which ther p
maximum of four withdrawals in a month, including ATM
erson from whom he took it, had.
withdrawals.
• Facility of ATM card or ATM-cum-Debit Card.
Demand Drafts
Business Correspondent
• Demand draft is defined as per Section 85 (a) of NI Act 1881
as an order to pay money drawn by one office of a bank upon • BCs are bank representatives. They personally go to area
another office of the same bank for a sum of money payable allotted to them & carry out banking. They help villagers to
to order on demand. open bank accounts, in banking transactions etc.
• It is payable to order on demand (85-A NI Act). It cannot be • Business Correspondents get commission from bank for
issued as payable to bearer (Sec. 31 RBI Act). every new account opened, every transaction made via
• If a bank fails to honour a bank draft, it renders itself liable them, every loan-application processed etc.
for damages. Similarly, omission of signatures or wrong
signatures can also make the bank liable.
Topic 7: All about the Priority Sector Lending
• By prior arrangement, the paying bank could be a different
bank also. Norms (Updated)
It means provide credit to the needy sectors of the society. The
Topic 6: Financial Inclusion & the initiatives
sectors are:
launched to achieve it
• Agriculture • Micro & Small Enterprises
Financial inclusion involves • Education • Housing
1) Give formal banking services to poor people in urban & rural • Export • Weaker Sections
areas. • Social Infrastructure • Renewable Energy
2) Promote habit of money-savings, insurance, pension-
investment among poor-people.
Targets under PSL
3) Help them get loans at reasonable rates from normal banks.
So. they don’t become victims in the hands of local • Agriculture: 18% of ANBC (Adjusted Net Bank Credit). Out
moneylender. of this 18%, a target of 8% of ANBC is for Small & Marginal
Farmers, to be achieved in a phased manner i.e., 7% by
No Frill Account
March 2016 & 8% by March 2017.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Weaker Sections: 12 % of ANBC. • Export credit will be allowed up to 32% of ANBC for Foreign
• Micro Enterprises: 7.5% of ANBC has been prescribed for banks with less than 20 branches in India.
Micro Enterprises, to be achieved in a phased manner i.e. 7% • For Education, banks can provide loans to individuals for
by March 2016 & 7.5% by March 2017. educational purposes including vocational courses uptoRs.
• Overall PSL Target for Domestic Bank/Foreign Bank with 10 lakh for studies in India & Rs. 20 lakh for studies abroad.
more than 20 Branches: 40% of ANBC. Non-achievement of Priority Sector targets
• Overall PSL Target for Foreign Bank with less than 20 • Scheduled Commercial Banks having any shortfall in lending
Branches: 40% of ANBC to be achieved in phased manner to priority sector shall be allocated amounts for contribution
to RIDF established with NABARD & other Funds with
Categorization of MSME according to MSME ACT 2006 NABARD/NHB/SIDBI, as decided by the Reserve Bank from
time to time.
➢ The govt. has given a new turnover based classification of • The interest rates on banks’ contribution to RIDF or any
MSMEs. As per this new classification, the MSMEs are other Funds, tenure of deposits, etc. shall be fixed by
categorized in term of business turnover. This is in place of Reserve Bank of India from time to time.
the previous classification based on investment made in plant
& machineries if they are operating in the manufacturing RBI revises priority sector lending norms for RRBs
sector & investment in equipment for service sector Salient features of the guidelines:-
companies. As per the new classification, the same turnover • Targets: 75% of total outstanding to the sectors eligible for
based criteria applied for all type of MSMEs including those classification as priority sector lending.
operating in the services sector. • Categories of the Priority Sector: Medium Enterprises,
➢ It was the Micro, Small & Medium Enterprises Development Social Infrastructure & Renewable Energy will form part of
(MSMED) Act which was notified in 2006 that defined the the Priority Sector, in addition to the existing categories,
three tier of micro, small & medium enterprises & set with a cap of 15% of total outstanding.
investment limits. • Agriculture: 18% of total outstanding should be advanced
to activities mentioned under Agriculture.
Table: Classification of MSMEs • Small & Marginal Farmers: A target of 8% of total
Classification Micro Small Medium outstanding has been prescribed for Small & Marginal
Manufacturing Investment Investment Investment Farmers within Agriculture.
Enterprises & in Plant & in Plant & in Plant & • Micro Enterprises: A target of 7.5 % of total outstanding has
Enterprises Machinery Machinery Machinery been prescribed for Micro Enterprises.
rendering or or or • Weaker Sectors: A target of 15 % of total outstanding has
Services Equipment: Equipment: Equipment: been prescribed for Weaker Sections.
Not more Not more Not more • Monitoring: Priority Sector Lending will be monitored on a
than Rs.1 than Rs.10 than Rs.50 quarterly as well as annual basis.
crore & crore & crore &
Annual Annual Annual
Topic 8: Financial Market| Important Points on
Turnover ; Turnover ; Turnover ;
not more not more not more Money Market, Capital Market & their Instruments
than Rs. 5 than Rs. 50 than Rs.
MONEY MARKET
crore crore 250 crore
It is a market for short-term debt securities, such as commercial
Other Targets under PSL
paper, repos, negotiable certificates of deposit, & Treasury
• Farmers with landholding of up to 1 hectare are considered
Bills with a maturity of one year or less.
as Marginal Farmers. Farmers with a landholding of more
than 1 hectare & upto 2 hectares are considered as Small
Farmers.
CAPITAL MARKETS IN INDIA
• SCB having any shortfall in lending to priority sector shall be It is the market for long term funds. It refers to all the facilities
allocated amounts for contribution to Rural Infrastructure & institutional arrangements for borrowing & lending medium
Development Fund with NABARD. & long term funds.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Money Market Capital Market • TBs can be purchased by any one (including individuals)
Regulated by RBI Regulated by SEBI except State govt.
• Minimum amount of face value Rs. 25000 & in multiples
Major money market Instruments thereof.
• Maturity: 91 days, 182 days & 364 days.
• Certificate of Deposit (CD) • Treasury bills are zero coupon securities. They are issued
• Commercial Paper (CP) at a discount & redeemed at face value at maturity.
• Inter Bank Participation Certificates
• Inter Bank term Money Cash Management Bills (CMB)
• Treasury Bills • CMB introduced on 11.08.11, is a short-term security to be
• Bill Rediscounting sold by Govt. of India to raise temporary money for cash
• Call/Notice Money management needs.
• The tenure is less than 91 days but the notified amount &
date of issue depends upon the temporary cash
Terms relating to Money Market
requirement of the Govt.
Call Money Money lent or borrowed for one day • It is issued at discount to the face value through auctions,
Notice Money Money lent or borrowed for a period of 2- as in the case of the Treasury Bills.
14 days.
Term Money Money lent or borrowed for 15 daysto 1
DATED SECURITIES
year. • These are long term securities & carry a fixed or floating
Yield to Expected rate of return on an existing coupon (interest rate) paid on the face value, payable at
maturity security purchased for the market. fixed time periods (half-yearly).
Coupon Rate Specified interest rate on a fixed • The tenor of dated securities can be up to 40 years.
maturity security fixed at the time of • Public Debt Office of RBI acts as the registry/depository of
issue. Govt. securities & deals with the issue, interest payment &
repaymentof principal at maturity.
CALL/NOTICE MONEY MARKET OPERATIONS
WAYS & MEANS ADVANCES (WMAs)
• Under call money market, funds are transacted on overnight
• WMAs were introduced as per an agreement between RBI &
basis & under notice money market, for 2 days to 14 days.
Govt.
• Participants include banks (excluding RRBs) & Primary
• WMAs are temporary overdrafts by RBI to govt. (Central &
Dealers (PDs), both as borrowers & lenders. Non-bank
State) under Section 17(5) of RBI Act. WMSs replaced the
institutions are not permitted in the call/notice money
earlier ad hoc T-Bills system.
market with effect from August 6, 2005.
• WMAs bridge the time interval of mismatch between govt.
• Calculation of interest payable is based on FIMMDA’s (Fixed
expenditure & receipts.
Income Money Market & Derivatives Association of India)
• Duration: 10 consecutive working days for Central Govt. &
Handbook of Market Practices.
14 days for State Govt.
INSTRUMENT OF GOVT. BORROWING
OTHER MONEY MARKET INSTRUMENTS
• To meet the temporary receipt & expenditure mismatch,
govt. obtains over draft from RBI under Ways & Means CERTIFICATE OF DEPOSIT
Advances. For short term liquidity, it issues cash
This scheme was introduced in July 1989, to enable the banking
management bills, treasury bills of 91 days, 182 days & 364
system to mobilize bulk deposits from the market, which they
days maturity. For long term funds, it uses dated securities
can attract at competitive rates of interest.
in the form of bonds/long term loans.

Who can Scheduled commercial banks (except RRBs) &


TREASURY BILLS
issue All India Financial Institutions within their
• These are the instruments (in the form of promissory notes) ‘Umbrella limit’.
of short term borrowing by the Central govt., first issued in CRR/SLR Applicable on the issue price in case of banks
India in 1917.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Investors Individuals (other than minor), corporations, market is further divided as primary market & secondary
companies, trusts, funds, associations etc. market.
Maturity Min: 7 days, Max : 12 Months (in case of FIs • The primary market refers to the setup which helps the
minimum 1 year & maximum 3 years). industry to raise funds by issuing different types of
Amount Min: Rs. 1 lac, beyond which in multiple of Rs. 1 securities, which are issued directly to the investors, both
lac individual & institutions.
Int. Rate Market related. Fixed or floating • The secondary market refers to the network for subsequent
Loan Against collateral of CD not permitted sale & purchase of securities, after these are issued.
Nature Usance Promissory note. Can be issued in
Dematerialisation form only wef June 30, 2002 INDIAN DEPOSITORY RECEIPTS (IDRs)
IDR is an instrument in the form of a Depository Receipt created
COMMERCIAL PAPER by the Indian depository in India against the underlying equity
shares of the issuing company. In an IDR, foreign companies
i. CP introduced during 1990, is a short term money market
would issue shares, to an Indian companies would issue shares,
instrument issued as an unsecured usance promissory note
to an Indian Depository which would in turn issue depository
& privately placed.
receipts to investors in India.
ii. Who can issue Commercial paper (CP): Companies, primary
dealers (PDs) & all-India financial institutions (FIs).
iii. A company is eligible to issue CP if:
(a) Its tangible net worth, as per latest audited balance sheet, is
not less than Rs. 4 crore.
(b) Sanctioned working capital limit by bank/s or all-India
financial institution/s;
(c) The borrower accounts are classified as a Standard Asset by
financing bank/s/ institution/s & ‘
(d) Minimum credit rating from SEBI approved credit rating
agency (CRA) is A3.
iv. Maturity: Min 7 days & max upto one year
v. Amount: Min Rs. 5 lakh or multiples thereof.

Collateralised Borrowing & Lending Obligation (CBLO)


• CBLO, an RBI approved money market instrument, is Topic 9: All about the DICGC (Deposit Insurance &
developed by CCIL for the benefit of the entities phased out Credit Guarantee Corporation of India)
from interbank call money market or given restricted
participation in terms of ceiling on call borrowing & lending 1. Which banks are insured by the DICGC?
transactions & who do not have access to the call money All commercial banks including branches of foreign banks
market. functioning in India, local area banks & regional rural banks
• It is a discounted instrument available in electronic book are insured by the DICGC.
entry form for the maturity period ranging from 7 days to 90 2. What does the DICGC insure?
Days (can be up to one year as per RBI guidelines). It insures all deposits such as savings, fixed, current, recurring,
etc. except the following types of deposits.
CAPITAL MARKETS IN INDIA (i) Deposits of foreign Govt.s;
(ii) Deposits of Central/State Govt.s;
a) It refers to all the facilities & institutional arrangements for (iii) Inter-bank deposits;
borrowing & lendingmedium & long-term funds.
(iv) Deposits of the State Land Development Banks with the
b) It is segregated into (i) gilt edged market & (ii) the industrial
State co-operative bank;
securities market.
(v) Any amount due on account of any deposit received outside
c) The gilt edged marketrefers to the market for govt. & semi-
India
govt. securities which are traded in the market in stable value
(vi) Any amount, which has been specifically exempted by the
& are sought after by banks & other institutions.
corporation with the previous approval of Reserve Bank of
d) The industrial securities market refers to the market for
India.
shares & debentures of old as well as new companies. This
3. What is the maximum deposit amount insured by the
DICGC?
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
The DICGC insures principal & interest upto a maximum A. Automated Teller Machine is a computerized machine that
amount of Rs. 5 lakhs. provides the customers of banks the facility of accessing their
4. HQ: Mumbai | Chairman, DICGC | Dr. M.D. Patra account for dispensing cash & to carry out other financial &
non-financial transactions without the need to actually visit
their bank branch.
Topic 10: NPAs & SARFAESI Act
2. What is White Label ATMs (WLAs)?
It means once the borrower has failed to make interest or
A. ATMs set up, owned & operated by non-banks are called
principal payments for 90 days, the loan is considered to be a White Label ATMs. Non-bank ATM operators are authorized
non-performing asset. under Payment & Settlement Systems Act, 2007 by the
Reserve Bank of India.
Criteria for classification of loan as NPA
3. Is there any time limit for the card issuing banks for
Farm Credit within Agriculture loans: A loan will be treated as recrediting the customer’s account for a failed ATM/WLA
an NPA if installment of the principal or interest remains unpaid transaction?
beyond the due date for (a) two crop seasons in case of short A. As per the RBI instructions, banks have been mandated to
duration crops (maturing within one year) & (b) one crop season resolve customer complaints by re-crediting the customer’s
for long duration crops (maturing after one year). This would also account within 5 working days from the date of complaint.
be applicable, mutatis mutandis, to agricultural term loans. In 4. Are the customers eligible for compensation for delays
other agriculture loans, the 90 days norm would be applicable. beyond 5 working days?
A. Yes. Effective from July 1, 2011, banks have to pay
SARFAESI Act & Rules compensation of Rs. 100/- per day for delays in re-crediting
the amount beyond 5 working days from the date of receipt
• SARFAESI Act (The Securitization & Reconstruction of of complaint for failed ATM transactions.
Financial Assets & Enforcement of Security Interest Act,
2002) was enacted to regulate securitization & Topic 12: Currency System in India
reconstruction of financial assets & enforcement of security
interest created in respect of Financial Assets to enable • Money as a means of payment consists of coins, paper
realization of such assets. money & withdrawable bank deposits.
• The Act provides for the manner for enforcement of security • Legal tender: As per provisions of coinage Act 1906, bank
notes, currency notes & coins (Rs. 1 & above) are legal tender
interests by a secured creditor without the intervention of a
for unlimited amount. The subsidiary coins (below Re 1) are
court or tribunal.
legal tenders for sum not exceeding Re 1. Issue of 1, 2 & 3
The assets portfolio of the banks is required to be classified as
paise coins discontinued wef Sep 16, 1981.
(1) Standard assets (2) sub-standard assets
• Currency chests are operated by RBI so that they can
(3) Doubtful assets (4) loss assets.
provide good quality currency notes to the public. However,
• Standard asset is one that does not disclose any problems &
RBI has appointed commercial banks to open & monitor
which does not carry more than normal risk attached to the
currency chests on behalf of RBI. The cash kept in currency
business.
chests is considered to be kept in RBI.
• An asset which has been classified as NPA for a period not
• The bank branches are also authorised to establish Small
exceeding 12 months is considered as sub-standard asset.
Coin Depots to stock small coins. The Small Coin Depots
• Doubtful asset is one which has remained NPA for a period
also distribute small coins to other bank branches in their
exceeding 12 months.
area of operation.
• An asset which is considered uncollectible & loss has been
identified by the bank or internal or external auditors or the
What are soiled, mutilated & imperfect banknotes?
RBI inspection & the loss has not been written off is regarded
as loss asset. • Govt. note: means any note issued by Central Govt. or
What is pledge: U/s 172 of Indian Contracts Act, pledge is supplied by the Central Govt. to the Bank & issued by the
bailment (delivery) of goods as security for payment of a loan. Bank, provided the liability for the payment of the value in
Only goods (movable assets excluding actionable claims (Sec respect of such note has devolved on & been taken over by
2(7) of Sales of Goods Act) can be pledged. the Bank.
• Imperfect Note: means any note, which is wholly or
Topic 11: A Brief on ATMs in India partially, obliterated, shrunk, washed, altered or
indecipherable but does not include a mutilated note.
1. What is an Automated Teller Machine (ATM)?
• Mutilated note: means a note of which a portion is missing
or which is composed of more than two pieces.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Mismatched note: means a mutilated note which has been • It provides an opportunity to the Reserve Bank to pay
formed by joining a half note of any one note to a half note focussed attention on such banks by engaging with the
of another note. management more closely in those areas.
• Soiled note: means a note which, has become dirty due to • The PCA framework is, thus, intended to encourage banks
usage & also includes a two piece note pasted together to eschew certain riskier activities & focus on conserving
wherein both the pieces presented belong to the same note,
capital so that their balance sheets can become stronger.
& form the entire note.

Pre-2005 series Banknotes Salient Features of revised PCA Framework for Banks

The banknotes issued before 2005 MG series are called pre-2005 A. Capital, asset quality & profitability continue to be the key
series banknotes, which do not have the year of printing on the areas for monitoring in the revised framework.
reverse side. On Jan 23, 2014, RBI decided to withdraw, from B. Indicators to be tracked for Capital, asset quality &
circulation, these notes as they have fewer security features. profitability would be:
1. These notes shall continue to be legal tender. The notes are a) CRAR/ Common Equity Tier I ratio: CET ratio – the
only being withdrawn from circulation. percentage of core equity capital, net of regulatory
2. These notes can be exchanged at select bank branch till
adjustments, to total risk weighted assets as defined in
30.06.16.
RBI Basel III guidelines
Currency Quick Facts b) Net NPA ratio: NNPA ratio – the percentage of net NPAs
Den. Letter Colour Motif Dimension to net advances
Chocolate Sun Temple, 63 mm c) Return on Assets: ROA – the percentage of profit after tax
10 -
Brown Konark x123 mm to average total assets
Greenish 63 mm
20 - Ellora Caves C. Leverage would be monitored additionally as part of the PCA
yellow x147 mm
framework.
Fluoresce Hampi 66 mm
50 - D. Breach of any risk threshold (as detailed under) would result
nt Blue with Chariot x135 mm
Bright 66 mm in invocation of PCA.
200 H Sanchi Stupa E. The PCA framework would apply without exception to all
Yellow ×146 mm
Stone 66mm banks operating in India including small banks & foreign
500 - Red Fort
Grey x150mm banks operating through branches or subsidiaries based on
66mm breach of risk thresholds of identified indicators.
2000 - Magenta Mangalyaan
x166mm F. A bank will be placed under PCA framework based on the
audited Annual Financial Results & the Supervisory
Topic 13: A close look at the Prompt Corrective
Assessment made by RBI.
Action (PCA)
Topic 14: All about the Products of NPCI
What is PCA as per RBI? All Misconceptions Cleared
• National Payments Corporation of India (NPCI) is an
• RBI clarified that the PCA framework is not intended to umbrella organization for all retail payments system in India.
constrain normal operations of the banks for the general It was incorporated in December 2008 & the Certificate of
public. Commencement of Business was issued in April 2009.
• Under RBI's supervisory framework, it uses various • The authorized capital was pegged at Rs 300 crore & paid up
measures/tools to maintain sound financial health of banks. capital was Rs 100 crore.
PCA framework is one of such supervisory tools. • Biswamohan Mahapatra| Non-Executive Chairman & Dilip
• It involves monitoring of certain performance indicators of Asbe- MD & CEO
the banks as an early warning exercise & is initiated once A Brief on BHIM
such thresholds as relating to capital, asset quality etc. are • Bharat Interface for Money is an app that lets you make
breached. simple, easy & quick payment transactions using Unified
• Its objective is to facilitate the banks to take corrective Payments Interface (UPI). This can be done using just Mobile
measures including those prescribed by the Reserve Bank, in number or Virtual Payment Address (VPA). Currently it is
a timely manner, in order to restore their financial health. available in 13 languages.
• Virtual Payment Address (VPA) is a unique identifier which
you can use to send & receive money on UPI.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• With BHIM, you can' t pay more than Rs. 40 thousand in a • The promoter's minimum initial contribution to the paid-up
transaction. equity capital of such small finance bank shall at least be 40
• Daily limit for BHIM app transaction is Rs. 40,000. % & gradually brought down to 26 % within 12 years from
the date of commencement of business of the bank.
A Brief on UPI- 2016
• Unified Payments Interface is an instant payment system Headquarters of the Small Finance Banks
developed by NPCI. UPI is built over the IMPS infrastructure
• Au Finance Small Finace Bank Ltd., Jaipur
& allows you to instantly transfer money between any two
• Capital Small Finace Bank Ltd., Jalandhar
parties' bank accounts. • Fincare Small Finace Bank Ltd., Bengaluru
• UPI-PIN is a 4-6 digit pass code you create/set during first • Equitas Small Finace Bank, Chennai
time registration with this App. • ESAF Small Finace Bank Ltd., Registered Office- Chennai,
• The upper limit per UPI transaction is Rs. 1 Lakh. Corporate Office- Thrissur (Kerala)
• Jana Small Finace Bank Limited, Bengaluru
Immediate Payment Service (IMPS): It was launched in 2010.
• North East Small Finace Bank, Guwahati
IMPS offers an instant, 24X7, interbank electronic fund transfer
• Suryoday Small Finace Bank Ltd., Navi Mumbai
service through mobile phones.
• Ujjivan Small Finace Bank Ltd., Bengaluru
• Utkarsh Small Finace Bank Ltd., Varanasi
MMID: MMID stands for Mobile Money Identifier. MMID is a 7-
digit code issued by the bank to their customers for availing Topic 16: Payments Banks & its Headquarters
IMPS.
• The objective is to further financial inclusion by providing (i)
A Brief on QSAM: *99*99# service, is alternatively known as small savings accounts (ii) payments/remittance services to
QSAM (Query Service on Aadhaar Mapper). Using this service, a migrant labour workforce, low income households, small
person can check the Aadhaar seeding/linking status in his/her businesses, other unorganised sector entities & other users.
bank account. • Scope of activities: Acceptance of demand deposits. It will
A Brief on NACH initially be restricted to holding a maximum balance of Rs.
• NPCI implemented “National Automated Clearing House 100,000 per individual customer.
(NACH)” for Banks, Financial Institutions, Corporates & • It cannot undertake lending activities. Apart from amounts
Govt., is a web based solution to facilitate interbank, high maintained as CRR on its outside demand & time liabilities,
volume, electronic transactions which are repetitive & it will be required to invest minimum 75% of its "demand
periodic in nature. deposit balances" in SLR eligible. The minimum paid-up
• NACH System can be used for making bulk transactions equity capital shall be Rs. 100 crore.
towards distribution of subsidies, dividends, interest, salary, • The promoter's minimum initial contribution to the paid-up
pension etc. for bulk transactions towards collection of equity capital of such payments bank shall at least be 40 %
payments pertaining to telephone, electricity, water, loans, for the first five years from the commencement of its
investments in mutual funds, insurance premium etc. business.
BBPS: Bharat Bill Payment System (BBPS) will function as a
tiered structure for operating the bill payment system in the Headquarters of the Payment Banks
country under a single brand image. NPCI will function as the
authorized Bharat Bill Payment Central Unit (BBPCU), which will • India Post Payment Bank – New Delhi
be responsible for setting business standards, rules & procedures • Airtel Payment Bank Limited- Registered Office- New Delhi,
for technical & business requirements for all the participants. Corporate Office- Gurugram, Haryana
• Paytm Payment Bank Limited- Noida, UP
Topic 15: Small Finance Banks & its Headquarters • Jio Payment Bank – Mumbai
• Fino Payment Bank Limited- Navi Mumbai
• The objective is to further financial inclusion by (a) provision
of savings vehicles, (b) supply of credit to small business • NSDL Payment Bank Limited- Mumbai
units; small & marginal farmers; micro & small industries; &
other unorganised sector entities, through high technology- Topic 17: What are the Risks in Banking Sector?
low cost operations.
• Credit risk: It usually occurs because of inadequate income
• It shall primarily undertake basic banking activities of
or business failure. Credit risk signifies a decline in the credit
acceptance of deposits & lending to unserved & underserved
sections including small business units, small & marginal assets’ values before default that arises from the
farmers, micro & small industries & unorganised sector deterioration in a portfolio or an individual’s credit quality.
entities. The minimum paid-up equity capital is Rs. 200 • Market risk: Basel Committee on Banking Supervision
crores. defines market risk as the risk of losses in on- or off-balance

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
sheet positions that arise from movement in market prices. • Pillar 2: Supervisory Review Process: Regulating tools &
Market risk is the most prominent for banks present in frameworks for dealing with peripheral risks that bank face.
investment banking. • Pillar 3: Market Discipline: Increasing the disclosures that
• Operational risk: Basel Committee on Banking Supervision banks must provide to increase the transparency of banks
defines operational risk “as the risk of loss resulting from
inadequate or failed internal processes, people & systems or
from external events. Operational risk, the risk in all banking
transactions
• Liquidity risk: Liquidity risk is the risk of a bank not being
able to have enough cash to carry out its day-to-day
operations.
• Reputational risk—when banks lose the public’s trust: It is
the risk of damage to a bank’s image & public standing that
occurs due to some dubious actions taken by the bank.
• Business Risk: Business risk is the risk arising from a bank’s
long-term business strategy. It deals with a bank not being
able to keep up with changing competition dynamics, losing
market share over time, & being closed or acquired.

Topic 18: What are the BASEL-3 Norms & a brief


on the 3 Pillars of Basel? Important Facts related to BASEL 3
• Minimum Ratio of Total Capital To RWAs--10.50%
• Basel Committee is the primary global standard-setter for
• Minimum Ratio of Common Equity to RWAs--4.50% to
the prudential regulation of banks & provides a forum for
7.00%
cooperation on banking supervisory matters.
• Tier I capital to RWAs--6.00%
• Its mandate is to strengthen the regulation, supervision &
• Core Tier I capital to RWAs--5.00%
practices of banks worldwide with the purpose of enhancing
• Capital Conservation Buffers to RWAs--2.50%
financial stability.
• Leverage Ratio--3.00%
• Pablo Hernández de Cos, Governor of the Bank of Spain
• Countercyclical Buffer--0% to 2.50%
appointed as the new Chairman of the Basel Committee on
Banking Supervision. He succeeds Stefan Ingves.
Topic 19: Most Important Miscellaneous Banking
• Basel III or Basel 3 released in December, 2010 is the third in
Terms
the series of Basel Accords. These accords deal with risk
management aspects for the banking sector. • ACU: Asian Clearing Union (ACU) was established with its
• According to Basel Committee on Banking Supervision head-quarters at Tehran, Iran, on December 9, 1974.
"Basel III is a comprehensive set of reform measures, • Moral Suasion: Moral Suasion is just as a request by the RBI
developed by the Basel Committee on Banking Supervision, to the commercial banks to take so & so action & measures
to strengthen the regulation, supervision & risk in so & so trend of economy. RBI may request commercial
management of the banking sector". banks not to give loans for unproductive purpose which does
• Basel 3 measures aim to: not add to economic growth but increases inflation.
• Bouncing of a cheque: Where an account does not have
a) Improve the banking sector's ability to absorb shocks arising
sufficient balance to honour the cheque issued by the
from financial & economic stress, whatever the source
customer, the cheque is returned by the bank with the
b) Improve risk management & governance
reason "funds insufficient" or "Exceeds arrangement". This is
c) Strengthen banks' transparency & disclosures.
known as 'Bouncing of a cheque'.
• Demat Account: The term "demat", in India, refers to a
Three Pillars of Basel 3 dematerialised account for individual Indian citizens to trade
• Pillar 1: Minimum Regulatory Capital Requirements in listed stocks or debentures.
based on Risk Weighted Assets (RWAs): Maintaining • Capital Adequacy Ratio (CAR): Capital adequacy ratio
measures the amount of a bank’s capital expressed as a
capital calculated through credit, market & operational risk
%age of its credit exposure. Globally, the capital adequacy
areas (mainly that capital which can absorb risk.)
ratio has been developed to ensure banks can absorb a

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
reasonable level of losses before becoming insolvent. Indian • Nationalisation of Imperial Bank of India & its conversion
banks are expected to maintain a minimum capital into State Bank of India in July 1955.
adequacy ratio of 9 % (Rs 9 as capital for every Rs 100 in loan • Conversion of 8 major State-associated banks into
or asset) subsidiary banks of SBI in 1959.
• Balance of Trade: The value of a country’s exports minus the • Nationalisation of 14 Indian scheduled banks in July 1969.
value of its imports. Unless specified as the balance of • Nationalisation of 6 more banks in April 1980 & New Bank of
merchandise trade, it normally incorporates trade in India merged into Punjab National Bank.
services, including earnings (interest, dividends, etc.) on
financial assets. Topic 20: How the amount can be transferred from
• Balance of Payments: A list of all of a country’s one Bank A/c to the other?
international transactions for a given time period, usually
one year. Real Time Gross Settlement (RTGS)
• NOSTRO Account: A Nostro account is maintained by an • RTGS implemented w.e.f. 26.03.2004 is a centralized
Indian Bank in the foreign countries. payment system operated by RBI. In RTGS inter-bank
• VOSTRO Account: Vostro account is maintained by a payment instructions are processed & settled, on gross basis
foreign bank in India with their corresponding bank. in a real time environment.
• BCBS: Basel Committee on Banking Supervision is an • It uses Indian Financial Network (INFINET) & SFMS
institution created by the Central Bank governors of the platforms. RTGS is regulated by RTGS System Regulations,
Group of Ten nations. 2013.
• What is STRIPS: Separate Trading for Registered Interest & National Electronic Funds Transfer (NEFT)
Principal Securities. • RBI operationalized NEFT System in Nov 2005. It facilitates
• The CORE word in CBS stands for Centralized Online transfer of funds from any bank branch to any other bank
Realtime Exchange. branch.
• Cross Selling: Cross-selling stands for offering to the • Bank account: NEFT is an account to account transfer
existing & new customers, some additional banking system. The remitter & beneficiary should have a bank
products, with a view to expand banking business, reduce account.
the per customer cost of operations & provide more
satisfaction & value to the customer. Processing Charges/Service Charges
1. The Reserve Bank of India (RBI) has waived NEFT, RTGS
Important Terms related to Mutual Funds transfer charges for savings account holders. In an order, RBI
instructed banks to make all online payments done through
• Asset Management Company: A company formed & RTGS & NEFT free of cost for savings account holders. The
registered under the Companies Act 1956 & approved as
new rule will be effective from January 1, 2020.
such by the SEBI to manage the funds of a mutual fund.
• CORE BANKING SOLUTIONS: Core Banking Solutions
Under an agreement (with the trustees of the Mutual Fund),
(CBS) or Centralised Banking Solutions is the process which
an AMC undertakes to formulated mutual funds schemes,
is completed in a centralized environment i.e. under which
distribute income as per agreement.
the information related to the customer’s account (i.e.
• Close-ended scheme: A scheme where funds are raised for
financial dealings, profession, income, etc.) is stored in the
a fixed period. The scheme is wound up after that period &
funds are returned with capital appreciation to unit holders. Central Server of the bank (that is available to all networked
Normally, a close-ended scheme is listed on a stock branches) instead of the branch server.
exchange.
• Net asset value: The price of value of one share of a fund. It Topic 21: What are the types of Accounts that can
is calculated by summing the quoted values of all the be opened by Foreign (Person) in India?
securities held by the fund, adding in cash & any accrued
income & subtracting liabilities & dividing the result by the a) NRO A/c (Foreign Tourist)
number of shares outstanding. • Foreign tourists during their short visit to India can open a
• Open ended scheme: A scheme is the one which Non-Resident (Ordinary) Rupee (NRO) account (Current /
continuously offers its units & buys them back from Savings) with any Authorised Dealer bank dealing in foreign
investors. exchange.
• Can be opened up to a maximum period of 6 months.
A Brief on Nationalization of Banks • All payments to residents exceeding INR 50,000 can be
made only by means of cheques / pay orders / DDs.
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
b) EEFC A/c
Topic 22: A Brief on CAMELS rating for Domestic
• Exchange Earners' Foreign Currency Account (EEFC) is an Banks?
a/c maintained in foreign currency with Authorised Dealer. • RBI’s 1995 working group headed by Sh. S. Padmanabhan
• It is a facility provided to foreign exchange earners, including suggested method for rating.
exporters, to credit 100% of their foreign exchange earnings • RBI rates the banks on a 5 point scale of A to E, widely on the
to the a/c, so that the account holders do not have to convert lines of international CAMELS rating model for domestic
foreign exchange into Rupees, thereby minimizing the banks & CALCS model for foreign banks.
transaction costs. CAMELS Rating for Domestic Banks
• All categories of foreign exchange earners, such as C Capital adequacy ratio
individuals, companies, etc. who are resident in India, may A Asset quality
open EEFC accounts. M Management Effectiveness
• It can be held only in the form of a current account. No E Earning (i.e. profitability)
interest is payable on EEFC accounts. L Liquidity (asset-liability management)
S System & controls
ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary
Rupee Account (NRO Account) Rating parameters for foreign banks

• NRO accounts may be opened / maintained in the form of C Capital adequacy ratio
current, savings, recurring or fixed deposit accounts. A Asset quality
• Interest rates offered by banks on NRO deposits cannot be L Liquidity
higher than those offered by them on comparable domestic C Compliance
rupee deposits. S System & controls
• Account should be denominated in Indian Rupees.
• NRI/PIO may remit from the balances held in NRO account Topic 23: BANKING OMBUDSMAN SCHEME 2006
an amount not exceeding USD one million per financial year,
The Scheme enables a bank customer for filing of complaints
subject to payment of applicable taxes.
relating to certain services rendered by banks.
• The limit of USD 1 million per financial year includes sale 1) The Banking Ombudsman is a senior official appointed by the
proceeds of immovable properties held by NRIs/PIOs. Reserve Bank of India to redress customer complaints against
deficiency in certain banking services.
Non-Resident (External) Rupee Account (NRE Account) 2) All Scheduled Commercial Banks, Regional Rural Banks &
• NRE account may be in the form of savings, current, Scheduled Primary Co-operative Banks are covered under the
recurring or fixed deposit accounts. Scheme.
• Account will be maintained in Indian Rupees. 3) The Banking Ombudsman does not charge any fee for filing
• Accrued interest income & balances held in NRE accounts & resolving customers’ complaints.
are exempt from Income tax. 4) The maximum compensation which a BO can help a
• Authorised dealers/authorised banks at their discretion complainant to get is Rs. 20 lakhs.
5) If a complaint is not settled by an agreement within a period
allow for a period not more than two weeks, overdrawings in
of one month, the BO proceeds further to pass an award.
NRE savings bank accounts, up to a limit of Rs. 50,000.
Before passing an award, the BO provides reasonable
• Loans up to Rs.100 lakh can be extended against security of
opportunity to the complainant & the bank, to present their
funds held in NRE Account either to the depositors or third
case.
parties.
6) If one is not satisfied with the decision passed by the BO, one
can approach the appellate authority who is the Deputy
Foreign Currency Non-Resident (Bank) Account – FCNR Governor of the RBI.
(B) Account
• FCNR (B) accounts are only in the form of term deposits of 1 Topic 24: NBFC OMBUDSMAN SCHEME
to 5 years
• RBI introduced an Ombudsman Scheme for customers of
• Account can be in any freely convertible currency.
Non-Banking Financial Companies (NBFCs).
• Loans up to Rs.100 lakh can be extended against security of
• The Scheme is an expeditious & cost free apex level
funds held in FCNR (B) deposit either to the depositors or
mechanism for resolution of complaints of customers of
third parties.
NBFCs, relating to certain services rendered by NBFCs.
• The interest rates are stipulated by the Department of
• It is being introduced under Section 45 L of RBI Act, 1934,
Banking Operations & Development, RBI.
with effect from February 23, 2018.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• The NBFC Ombudsman is a senior official appointed by RBI • A homeowner who is above 60 years of age is eligible for
to redress customer complaints against NBFCs for reverse mortgage loan. It allows him to turn the equity in his
deficiency in certain services covered under the grounds of home into one lump sum or periodic payments mutually
complaint specified under Clause 8 of the Scheme. agreed by the borrower & the banker.
• As on date, four NBFC Ombudsman have been appointed
• NO REPAYMENT is required as long as the borrower lives,
with their offices located at Chennai, Kolkata, New Delhi &
Mumbai. Borrower should pay all taxes relating to the house &
• The compensation amount, if any, which can be awarded by maintain the property as his primary residence.
NBFC Ombudsman, for any loss suffered by complainant, is • The amount of loan is based on several factors: Borrower’s
limited to the amount arising directly out of the act or age, Value of the property, Current interest rates & The
omission of the NBFC or rupees one million, whichever is specific plan chosen.
lower. • As per the scheme formulated by National Housing Bank
• Note: NBFC Ombudsman may award compensation not (NHB), the maximum period of the loan period is 15 years.
exceeding rupees 0.1 million to the complainant for causing
The residual life of the property should be at least 20 years.
mental agony & harassment.
• Appellate Authority is vested with a Deputy Governor-in- Where the borrower lives longer than 15 years, periodic
Charge of the department of the RBI implementing the payments will not be made by lender. However, the
Scheme. borrower can continue to occupy.

Topic 25: What is Base Rate, MCLR & Other rates Topic 27: What is Hypothecation & Pledge?
of Lending? • Mortgage: As per section 58 of Transfer of Property Act
Base Rate 1882, mortgage is transfer of interest in specific immovable
• RBI decided that banks should switch over to Base Rate property for the purpose of securing the payment of money
system w.e.f. 1.7.2010. advanced or to be advanced by way of loan, an existing or
future debt or the performance of an engagement which
• Banks may determine their actual lending rates w.r.t. Base
may give rise to pecuniary liability.
Rate.
• No loan can be sanctioned below base rate.
• Exempted accounts: The following loans could be priced
Topic 28: What is NBFC & how it differs from
without reference to Base Rate: (a) DRI loans (b) loans to Banks?
banks’ own employees (c) loans to banks’ depositors against • Non-Banking Financial Company (NBFC) is a company
their own deposits. registered under the Companies Act, 1956 engaged in the
business of loans & advances, acquisition of
Marginal Cost Based Lending Rate shares/stocks/bonds/debentures/securities issued by Govt.
• RBI introduced MCLR w.e.f. 1.4.2016 to determine Base or local authority or other marketable securities of a like
Rate by banks to improve the efficiency of monetary policy nature, leasing, hire-purchase, insurance business, chit fund
transmission. business.
• All rupee loans sanctioned & credit limits renewed w.e.f. • NBFCs lend & make investments & hence their activities are
01.04.16 to be priced w.r.t. MCLR. It will be internal akin to that of banks; however there are a few differences as
benchmark. given below:
• The MCLR comprises of (a) Marginal cost of funds; (b) a) NBFC cannot accept demand deposits;
Negative carry on account of CRR; (c) operating costs; (d) b) NBFCs do not form part of the payment & settlement
Tenor premium. system & cannot issue cheques drawn on itself;
• Marginal Cost of funds (MCF): It has 2 components (a) c) Deposit insurance facility of Deposit Insurance & Credit
Marginal cost of borrowings (b) return on networth. Guarantee Corporation is not available to depositors of
NBFCs, unlike in case of banks.
• By using MCF, it will be calculated as: Required CRR ×
(marginal cost) / (1-CRR) Deposits in NBFC:
• Presently, the maximum rate of interest an NBFC can offer
Topic 26: What is Reverse Mortgage Loan? is 12.5%. The interest may be paid or compounded at rests
not shorter than monthly rests.
• The scheme of reverse mortgage has been introduced for
• NBFCs are allowed to accept / renew public deposits for a
the benefit of senior citizens owning a house but having
minimum period of 12 months & maximum period of 60
inadequate income to meet their needs. Some important months. They cannot accept deposits repayable on demand.
features of reverse mortgage are:

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• The deposits with NBFCs are not insured. • Green banking- Promoting environmental-friendly
• The repayment of deposits by NBFCs is not guaranteed by practices & reducing your carbon footprint from your
RBI. banking activities.
• Retail Banking- Retail banking refers to the division of a
Topic 29: What are the types of Money? bank that deals directly with retail customers.
• Commodity Money - Commodity money value is derived • Wholesale banking-Wholesale banking is the provision of
from the commodity out of which it is made. The commodity services by banks to organisations such as Mortgage
itself represents money, & the money is the commodity. Brokers, large corporate clients, mid-sized companies, sreal
• Representative Money - is money that includes token coins, estate developers & investors, international trade finance
or any other physical tokens like certificates, that can be businesses etc.
reliably exchanged for a fixed amount/quantity of a • Universal Banking: R H Khan committee & recommended
commodity like gold or silver. the concept of Universal Banking. It means allowing Fls &
• Fiat Money - Fiat money, also known as fiat currency is the banks to undertake all types of banking or development
money whose value is not derived from any intrinsic value or financing activity, subject to compliance of statutory & other
any guarantee that it can be converted into valuable requirements of RBI, Govt. & related legal Acts.
commodity (like gold). Instead, it derives value only based • Islamic Banking: An Islamic bank is a deposit-taking
On Govt. order (fiat)
banking institution whose scope of activities excluding
• Commercial Bank Money - Commercial bank money or the
borrowing & lending on the basis of interest.
demand deposits are claims against financial institutions
which can be used for purchasing goods & services. Topic 31: What are the important codes that are
• Reserve Money (M 0) used in Banking?
Currency in circulation + Bankers‘ ‘deposits with the RBI + ‘Other’
deposits with the RBI = Net RBI ‘credit to the Govt. + RBI credit IFSC (Indian Financial System Code)
to the commercial sector + RBI's claims on banks + RBI's net is • Indian Financial System Code is an alpha-numeric code that
foreign assets + Govemment’s currency liabilities to the public - uniquely identifies a bank-branch participating in the NEFT
RBI's net non-monetary liabilities. system.
• This is an 11 digit code with the first 4 alpha characters
M1=Currency with the public + Demand deposits with the
representing the bank, The 5th character is 0 (zero) & the last
banking system + 'Other' deposits with the RBI
6 characters representing the bank branch.
M2=M1 + Savings deposits of office savings banks.
M3=M1+ Time deposits with the banking system MICR – Magnetic ink character Recognition
= Net bank credit to the Govt. • MICR is 9-digit numeric code that uniquely identifies a
M4=M3 +All deposits with post office savings banks (excluding bank branch participating in electronic clearing
National Savings Certificates) scheme.
• Bhartiya Reserve Bank Note Mudran Private Limited • Used to identify the location of a bank branch.
(BRBNMPL): RBI established BRBNMPL in February 1995 as • City (3) Bank (3) Branch (3)
a wholly-owned subsidiary to augment the production of • It is allotted to a bank branch is printed on the MICR band
bank notes in India & to enable bridging of the gap between of cheques. MICR used for electronic credit system.
supply & demand for bank notes in the country.
SWIFT Code: Society for Worldwide Interbank financial tele-
Topic 30: What are the Different types of Banking? communication
• India was 74th Nation to join SWIFT Network.
• Para banking- When Bank provides banking services except • SWIFT Code is a standard format of bank Identifier
the general banking facility.
code.
• Narrow Banking- When banks invest its money in Govt.
• This code is used particularly in International transfer
securities instead investing in market to avoid risk.
• Offshore Banking- Bank which accept currency of all
of money between banks.
countries. • A majority of FOREX related message are sent to
correspondent banks abroad through SWIFT.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• SWIFT Code consist 8 or 11 character when code is 8 digit, 28. TIN - Tax Information Network (TIN)
it is referred to primary office. 29. CDR- Corporate Debt Restructuring
1. Bank code: 4 Digit 30. CAD- Capital Account Deficit
2. Country code: 2 Digit 31. REITs: Real Estate Investment Trusts
3. Location code: 2 Digit 32. InvITs: Infrastructure Investment Trusts
33. ALM- Asset Liability Management
4. Branch code (optional): 3 Digit
34. ASBA: Application Supported by Blocked Amount
35. PIN: Personal Identification Number
36. DTAA – Double Taxation Avoidance Agreement
37. EFSF – European Financial Stability Facility
38. FINO- Financial Inclusion Network Operation
39. FIPB – Foreign Investment Promotion board
40. FSLRC– Financial Sector Legislative Reforms Commission
41. CRAR: Capital to Risk-weighted Assets Ratio
42. LCR: Liquidity Coverage Ratio
43. TARC - Tax Administration Reform Commission
44. FRBMA: Fiscal Responsibility & Budget Management Act
45. AMFI- Association of Mutual Fund in India.
46. TIEA – Tax Information exchange Agreement
47. GAAR - General anti avoidance rule
48. GSLV - Geo-Synchronous Launch Vehicle
Topic 32: Important Banking Abbreviations 49. PPP – Public Private Partnership & Purchasing Power parity
50. PSLV – Polar Satellite Launch vehicle
1. PSBs: Public Sector Banks
51. ASSOCHAM-Associated Chambers of Commerce &
2. SNBCs: Schedule Non- Commercial Banks
Industry of India.
3. SENSEX: Sensitive Index of Stock Exchange
52. BCSBI-Banking Codes & Standards Board of India.
4. KYC: Know Your Customer
53. BIS-Bank for International Settlements.
5. RTGS: Real Time Gross Settlement
54. CDS-Credit Default Swap.
6. EFT: Electronic Fund Transfer
55. CEPA-Comprehensive Economic Partnership Management.
7. LIBOR: London Interbank Offered Rate
56. FIMMDA-Fixed Income Money MARKETS & Derivatives
8. MIBOR: Mumbai Interbank Offered Rate
Association.
9. MIBID: Mumbai Interbank Bid Rate
57. FPI-Foreign Portfolio Investment.
10. FIIs: Foreign Institutional Investments
58. IBRD-International Bank for Reconstruction &
11. BIRD: Bankers Institute of Rural Development Development.
12. BPLR: Benchmark Prime Lending Rate 59. UIDAI-Unique Identification Development Authority of
13. SWOT: Strength, Weaknesses, Opportunities & Threats India.
14. FERA: Foreign Exchange Regulatory Act 60. PMGSY- Pradhan Mantri Gram Sadak Yojana
15. FEMA: Foreign Exchange Management Act 61. PMEGP- PM's Employment Generation Programme
16. CASA: Current & Saving Account 62. NRDWP- National Rural Drinking Water Programme
17. NDTL: Net Demand & Time Liabilities 63. PMKK- Pradhan Mantri Kaushal Kendras
18. NASDAQ: National Association For Securities Dealers 64. SANKALP- Skill Acquisition & Knowledge Awareness for
Automated Quotations Livelihood Promotion programme
19. CRISIL: Credit Rating & Investment Services India Limited 65. STRIVE- Skill Strengthening for Industrial Value
20. CIBIL: Credit Information Bureau Of India Limited Enhancement
21. NAV: Net Asset Value 66. NTA- National Testing Agency
22. ICRA: Indian Credit Rating Agency 67. ICDS- Integrated Child Development Services
23. CARE: Credit Analysis & Research Limited 68. TIES- Trade Infrastructure for Export Scheme
24. WMAs: Ways & Means Advances 69. FIPB- Foreign Investment Promotion Board
25. ALM: Asset Liability Management 70. CERT-Fin- Computer Emergency Response Team for our
26. INFINET Indian Financial Network Financial Sector
27. OLTAS - On-line Tax Accounting System (OLTAS) for Direct 71. IRFC- Indian Railway Finance Corporation Limited
Taxes 72. FFO- Further Fund Offering

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Shri Manoj Mittal & Shri V Satya Venkata Rao, Deputy
Topic 33: The HQ of NATIONALIZED/PSBs BANKS Managing Director, SIDBI | Head Quarters: Lucknow.
• Chairman & Managing Director: Sivasubramanian Ramann
• Allahabad Bank-Kolkata
• Bank of India -Mumbai
Securities & Exchange Board of India (SEBI)
• Bank of Maharashtra -Pune
• Canara Bank -Bangalore • It is the regulator for the securities market in India. SEBI was
• Central Bank of India -Mumbai initially established as a non statutory body in April 1988, to
• Corporation Bank -Mangalore regulate the working of stock exchange. Later it was given a
• Indian Bank- Chennai statutory status on April 1992 via SEBI Act, 1992.
• Indian Overseas Bank- Chennai • Chairman- Ajay Tyagi | Head Quarters: Mumbai
• Oriental Bank of Commerce- Gurugram
• Punjab National Bank- New Delhi REGIONAL RURAL BANK (RRB):
• Punjab & Sind Bank- New Delhi • Regional rural bank were set up by an ordinance in 1975,
• State Bank of India- Mumbai later replaced by RRB Act, 1976 as pre banking commission
• Syndicate Bank- Manipal (Karnataka) recommendation in 1975.
• UCO Bank- Kolkata • Father of RRBs is M.Swaminathan.
• Union Bank of India- Mumbai • The Govt. Of India Had Appointed A Working Group On
• United Bank of India- Kolkata Rural Banks Under The Chairmanship Of Mr. M.
• Andhra Bank- Hyderabad Narasimham In 1975. First RRB were Set up On 2nd Oct.
• Bank of Baroda- Vadodra • Share Holder Contribution: Govt. Of India 50% Sponsor
Topic 34: Financial Regulations | Institutions | Bank 35% State Govt. 15%.
Organizations EXIM BANK:
Chit Funds Respective State Govt.s • Export-Import (EXIM) Bank of India is the principal financial
Insurance companies IRDA institution in India for coordinating the working of
Housing Finance Companies NHB institutions engaged in financing export & import trade.
Venture Capital Fund / SEBI • It is a statutory corporation wholly owned by the Govt. of
Merchant Banking companies SEBI India.
Stock broking companies SEBI • It was established on January 1, 1982 for the purpose of
Nidhi Companies Ministry of corporate financing, facilitating & promoting foreign trade of India.
affairs, Govt. of • Chairman- David Rasquinha|Headquarters : Mumbai
India
NATIONAL HOUSING BANK(NHB)
National Bank for Agriculture & Rural Development
• It is the apex institution of housing finance in India, was set
• Established on 12th July 1982 on the recommendation of up as wholly owned subsidiary of RBI.
CRAFICARD committee (also called as SivaramanComittee) • The bank started its operations from July 1988.
• For Agricultural finance, It is the apex organization. • NHB is a subsidiary bank of Reserve Bank of India.
• Chairman: Dr. G.R. Chintala | Head Quarters: Mumbai • National Housing Bank was established under section 6 of
• Rural Infrastructure Development Fund (RIDF) is operated National Housing Bank Act (1987).
by NABARD, instead in April 1995. • HQ: of NHB is in New Delhi| CMD: Shri Sarada Kumar
• NABARD is the "Micro-Finance Regulatory Authority" Hota, Managing Director

Small Industries Development Bank of India (SIDBI) ECGC

• Small Industries Development Bank of India (SIDBI in short) • Export Credit Guarantee Corporation of India. This
was established in the year 1990 (Date: 2nd April 1990) organisation provides risk as well as insurance cover to the
under the Small Industries Development Bank of India Act Indian exporters.| Shri. M Senthilnathan, Chairman cum
1989 as a subsidiary of Industrial Development Bank of India. Managing Director, ECGC Ltd. | Head Quarters : Mumbai

Indian Banks' Association (IBA)


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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
The Bank which The Bank which got Year of
• Indian Banks' Association (IBA) set up in 1946 with 22
acquired Merged Merger
members to discuss issues of common interests. Over the
IDBI Bank United Western Bank 2006
years, IBA emerged as the Voice of Indian Banking Industry.
Ltd.
IBA adopts a consultative approach to give its views on any
Federal Bank Ganesh Bank of 2006
issue pertaining to banking sector.
Kurundwad
• Chairman, IBA | Shri Rajkiran Rai G (Union Bank of India) |
Centurion Bank Bank of Punjab (BoP) 2005
HQ: Mumbai.
IDBI Bank Limited IDBI Limited 2005
Oriental Bank of Global Trust Bank 2004
Topic 35: Important Financial Schemes of the Govt. Commerce (GTB)
KISAN VIKAS PATRA From 1st October 2018 Bank of Baroda Benares State Bank 2002
ICICI Bank Limited ICICI Limited 2002
• KPV are regulated by KVP Rules 2014, Scheme is available ICICI Bank Bank of Madura 2001
through Post Offices & those banks that are authorized to HDFC Bank Times Bank 2000
operate PPF scheme.
Union Bank of Sikkim Bank 1999
• Denomination: Rs.1000, Rs.5000, Rs.10000 & Rs.50000 India
• Types of certificates: Category Single, Joint A-Type & Joint State Bank of Kashinath State Bank 1995
B-Type (E/S). India
• Maturity period: 124 Months | Rate of Interest: 6.9%. Bank of India Bank of Karad 1994
• Rate of interest: Rs.1000 becomes double during the Punjab National Bank New Bank of 1993
maturity period. India
Topic 36: List of Mergers in the Indian Banking State bank of Bank of Cochin 1985
India
Industry hfca

The Bank which The Bank which got Year of


Topic 38: A Brief on Printing & Minting of
acquired Merged Merger Currencies in India
Union Bank of Andhra Bank & 2020 • In India, RBI is engaged in printing of all notes & production
India Corporation Bank of coins is handled by Govt. under The Coinage Act, 1906.
Canara Bank Syndicate Bank 2020 • RBI determines what volume of currency is required at a
Punjab National Oriental Bank of 2020 particular time.
Bank Commerce & United • The production of bank notes, coins, non-judicial stamps,
Bank of India postage stamps & other govt. documents is managed by
Indian Bank Allahabad Bank 2020 Security Printing & Minting Corporation of India Limited
Bank of Baroda Dena Bank & Vijaya 2019 (SPMCIL). It was established in 2006.
Bank
State Bank of 5 SBI’s Associate Banks 2017 A brief on the Printing Presses
India & Bharatiya Mahila a) The first printing press of India Currency Note Press (CNP)
Bank was established in 1928 for printing bank notes in India. This
Kotak Mahindra ING Vysya Bank 2016 press is located in Nashik, Maharashtra.
Bank b) Bank Note Press (BNP) has two branches located in Mysore,
ICICI Bank Bank of Rajasthan 2010 Karnataka & Dewas, Madhya Pradesh. Currently both CNP &
State Bank of State Bank of Indore 2009 BNP print Indian currency.
India c) Currency is also printed by RBI which has two printing presses
& owned by Bhartiya Reserve Bank Note Mudran Limited.
State Bank of State Bank of 2008
These are located in Mysore, Karnataka & Salboni, West
India Saurashtra
Bengal.
HDFC Bank Centurion Bank of 2008
d) Indian security Press is located in Nashik & Security Printing
Punjab Press is located in Hyderabad.
Centurion Bank of Lord Krishna Bank 2007
Punjab A brief on the Minting of Coins
Indian Overseas Bharat Overseas Bank 2007
Bank

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
a) Security Printing & Minting Corporation of India Limited Topic 40: Important Financial, Economics &
(SPMCIL) comprises four mint:
Budget Terms
❖ India Govt. Mint, Mumbai
❖ India Govt. Mint, Kolkata • Fiscal Responsibility & Budget Management Act: The Act
❖ India Govt. Mont, Hyderabad is an attempt to make the Govt. adhere to a phased plan to
❖ India Govt. Mint, Noida reduce fiscal deficit, which denotes an excess of expenditure
b) The main objectives of these mints is to produce coins, over revenue.
medals & awards, as per the requirements of India. • Securities Transaction Tax: It is a tax on all transactions
c) Mumbai mint is known for producing standardized weights &
done over the stock exchanges involving securities such as
measures.
shares, derivatives, & equity-linked mutual funds.
d) Noida is known as the first mint in the country to produce
stainless steel coins. • Capital Gains Tax: It is a tax on the gains that ensue when
an asset is sold for a price higher than what it was bought for.
Points to Remember • Current Account Deficit: It is a trade measure that shows
the value of a country’s imports of goods & services to be
• Special kind of paper is required for the printing of bank higher than the value of its exports.
notes & non-judicial stamps. This paper is produced in • Bear market: A period during which the majority of
special Security Paper Mill which was established in 1968 at securities prices in a particular market (such as the stock
Hoshangabad, Madhya Pradesh.
market) drop substantially.
• 2 currency note printing presses owned by GOI & 2 are
• Bull market: A period during which the majority of securities
owned by RBI , through the Bharatiya Reserve Bank Note
prices in a particular market (such as the stock market) rise
Mudran Ltd. (BRBNML). GOI presses are at Nasik (Western
India) & Dewas (Central India). RBI presses are at Mysore substantially.
(Southern India) & Salboni (Eastern India). • Primary Deficit: The primary deficit is the fiscal deficit
• Coins are minted in four mints owned by GOI which are minus interest payments. It tells how much of the Govt.'s
located at Mumbai, Hyderabad, Calcutta & NOIDA. borrowings are going towards meeting expenses other than
interest payments.
Topic 39: What is the Mudra Scheme? • Fiscal policy: It is the govt. actions with respect to aggregate
a) MUDRA stands for Micro Units Development & Refinance levels of revenue & spending. Fiscal policy is implemented
Agency Ltd. though the budget & is the primary means by which the
b) Financial institution set up by GOI for development & govt. can influence the economy.
refinancing micro units enterprises. • Fiscal Deficit: When the govt.'s non-borrowed receipts fall
c) The purpose is to provide funding to the non-corporate small short of its entire expenditure, it has to borrow money form
business sector through various Last Mile Financial the public to meet the shortfall. The excess of total
Institutions like Banks, NBFCs & MFIs. expenditure over total non-borrowed receipts is called the
d) It be responsible for refinancing all Last Mile Financiers such fiscal deficit.
as Non-Banking Finance Companies, Societies, Trusts, • Revenue Deficit: The difference between revenue
Section 8 Companies, Co-operative Societies, Small Banks, expenditure & revenue receipt is known as revenue deficit. It
Scheduled Commercial Banks & Regional Rural Banks. shows the shortfall of govt.'s current receipts over current
e) Under the aegis of Pradhan Mantri MUDRA Yojana (PMMY), expenditure.
MUDRA has already created its initial products / schemes. • Capital Budget: It consists of capital receipts & payments. It
The financial limit for these schemes are: includes investments in shares, loans & advances granted by
• Shishu: covering loans upto Rs. 50,000/- the central Govt. to State Govt.s, Govt. companies,
• Kishor: covering loans above Rs. 50,000/- & upto 5 corporations & other parties.
lakhs
• Tarun: covering loans above Rs. 5 lakhs to 10 lakhs Topic 41: History of Banking Sector in India
f) Pradhan Mantri Mudra Yojana is a GoI scheme, which enables • The first ‘Presidency bank’ was the Bank of Bengal
a small borrower to borrow from banks, MFIs, NBFCs for established in Calcutta on June 2, 1806 with a capital of Rs.50
loans upto 10 lakhs for non-farm income generating lakh. The bank was given powers to issue notes in 1823.
activities. Generally, loans upto 10 lakhs issued by banks • Bank of Bombay was the second Presidency bank set up in
under Micro Small Enterprises is given without collaterals.
1840 with a capital of Rs.52 lakh, & the Bank of Madras the
g) Vinay Hedaoo, MD & CEO, MUDRA. third Presidency bank established in July 1843 with a capital
of Rs.30 lakh.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• With the collapse of the Bank of Bombay, the New Bank of • DISCOMS: Distribution Companies
Bombay was established in January 1868. • EBRD: European Bank for Reconstruction & Development
• The first Indian owned bank was the Allahabad Bank set up • EFTA: European Free Trade Association
in Allahabad in 1865, the second, Punjab National Bank was • EIB: European Investment Bank
set up in 1895 in Lahore, & the third, Bank of India was set up • e-NAM: Electronic National Agriculture Market
in 1906 in Mumbai. All these banks were founded under • EPCG: Export Promotion on Capital Goods
private ownership. • GCC: Gulf Cooperation Council
• Swadeshi Movement of 1906 provided a great impetus to • IBC: Insolvency & Bankruptcy Code
joint stock banks of Indian ownership & many more Indian • LFPR: Labour Force Participation Rate
commercial banks such as Central Bank of India, Bank of • M0: Reserve Money
Baroda, Canara Bank, Indian Bank, & Bank of Mysore were • M3: Broad money
established between 1906 & 1913. • MDGs: Millennium Development Goals
• The presidency banks were amalgamated into a single bank, • NAREDCO: National Real Estate Development Council
the Imperial Bank of India, in 1921. It also functioned as a • NCLT: National Company Law Tribunal
central bank prior to the establishment RBI. The Imperial • NICRA: National Innovations on Climate Resilient
Bank of India performed three set of functions, viz., Agriculture
commercial banking, central banking & the banker to the • PMAY: Pradhan Mantri Awas Yojana
govt.. • PMFBY: Pradhan Mantri Fasal Bima Yojana
• The Govt., therefore, first implemented the exercise of • PMKSY: Pradhan Mantri Krishi Sinchayee Yojana
nationalisation of the Imperial Bank of India with the • POL: Petroleum Oil & Lubricants
objective of “extension of banking facilities on a large scale, • RMSA: Rashtriya Madhyamik Shiksha Abhiyan
more particularly in the rural & semi-urban areas, & for • SSA: Sarva Shiksha Abhiyaan
diverse other public purposes”. The Imperial Bank of India • SUUTI: Specified Undertaking for Unit Trust of India
was converted into the State Bank of India in 1955 with the • UDAY: Ujjwal Discom Assurance Yojna
enactment of the State Bank of India Act, 1955. • UDISE: Unified District Information System for Education
Topic 42: Important Financial Abbreviations Part 2
Topic 43: Miscellaneous Banking Terms
• ADRs - American Depository Receipts
• Net Interest Margin: Net interest margin is the net interest
• CAGR - Compounded Annual Growth Rate
income divided by average interest earning assets.
• CDSL - Central Depositary Services (India) Limited
• Bulk Deposits: a) It means single Rupee term deposits of
• ECS - Electronic Clearing Scheme
Rupees one crore & above for Scheduled Commercial Banks
• GETFs - Gold Exchange Traded Funds
other than RRBs. b) For RRBs, it is the Single Rupee term
• IFCI - Industrial Financial Corporation of India
deposits of Rupees fifteen lakhs & above.
• IPO - Initial Public Offering
• LIBOR: It is the average weighted interest rate on inter-bank
• NSC - National Savings Certificate
loans provided by banks, that participate in the London
• OTCEI - Over the Counter Exchange of India Limited
interbank market & offer funds in different currencies for
• NISM: National Institute of Securities Market
different time periods (from 1 day to 1 year).
• SIP: Systematic Investment Plan
• DRI Loans DRI scheme provides bank loan at a concessional
• SWP: Systematic Withdrawal Plan
rate of interest of 4% per annum for productive / self
• AAY: Antyodaya Anna Yojana
employment ventures. SC/ST, minorities & physically
• CAA&A: Controller of Aid Accounts & Audit
handicapped persons are targeted under this scheme to
• CFPI: Consumer Food Price Index
boost financial inclusion.
• CIRP: Corporate Insolvency Resolution Process
• Amortization: It is the reduction of an amount at regular
• CLSS: Credit Linked Subsidy Scheme
intervals over a certain time period. It mainly refers to the
• DARE: Department of Agricultural Research & Education
reduction of debt by regular payment of loan installments
• DGCI&S: Directorate General of Commercial Intelligence &
during the life of a loan. It also describes the accounting
Statistics
process of writing off an intangible asset.
• DGFT: Directorate General of Foreign Trade
• CASA Deposit: Deposit in bank in current & Savings
• DIPAM: Department of Investment & public Asset
account.
Management
• Liquid Assets: Liquid assets consists of: cash, balances with
• DIPP: Department of Industrial Policy & Promotion
RBI, balances in current accounts with banks, money at call

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
& short notice, inter-bank placements due within 30 days & the laws relating to reorganization & insolvency resolution
securities under "held for trading" & "available for sale" of corporate persons, partnership firms & individuals in a
categories excluding securities that do not have ready time bound manner for maximization of the value of assets
market. of such persons, to promote entrepreneurship, availability
• ALCO: Asset-Liability Management Committee (ALCO) is a of credit & balance the interests of all the stakeholders.
strategic decision making body, formulating & overseeing c) It is a unique regulator: regulates a profession as well as
the function of asset liability management (ALM) of a bank. processes.
• Consortium Financing: It occurs for transactions that might d) It has regulatory oversight over the Insolvency
not take place with a single lender. Several banks agree to Professionals, Insolvency Professional Agencies,
jointly supervise a single borrower with a common appraisal, Insolvency Professional Entities & Information Utilities.
documentation & follow-up & own equal shares in the • Moratorium Period: Moratorium period or EMI holiday
transaction. period refers to a particular duration in the loan tenure when
A Brief on Insolvency & Bankruptcy Board of India the borrower is not required to pay EMIs. This holiday period
a) It was established on 1st October, 2016 under the is mostly available for salaried individuals. Although the
Insolvency & Bankruptcy Code, 2016 (Code). borrower is not required to pay EMIs, the loan amount would
b) It is a key pillar of the ecosystem responsible for still continue to incur interest during this period.
implementation of the Code that consolidates & amends

Part C | Static Awareness Capsule for IBPS RRB & SBI Mains 2021
Awards & Fields
1. International Gandhi Peace Prize: For contributions 12. Maha Vir Chakra: Second highest decoration. It is awarded
towards social, economic & political transformation through for acts of conspicuous gallantry in the presence of the
non-violence & other Gandhian methods. enemy, whether on land, at sea or in the air.
2. Bharat Ratna: Premier civilian award, to serve the nation. 13. Vir Chakra: It is the third in the order of awards for acts of
3. Padma Vibhushan: Ranking wise the second award is the gallantry in the face of the enemy on land, sea or air.
Padma Vibhushan in the Indian Republic. It awarded people 14. Ashok Chakra: Awarded for the most conspicuous bravery
from various fields including Govt. service to distinguish or some daring act of valour or self-sacrifice on land, at sea
extraordinary service for the country. or in the air.
4. Padma Bhushan: The Padma Bhushan is the highest civilian 15. Academy (Oscar) Awards: Film (From 1929)
award third in rank in the Indian Republic. 16. Grammy Award: Music (From 1958)
17. Ramon Magasaysay Award: Govt. (Public) Service, Social
5. Padma Shri: It is awarded to citizens of India for their
Service, Journalism, Literature, Communication &
distinguished contribution in several fields including
International Understanding Bourlog Award: Agriculture
Education, Literature, Arts, Science, Industry, Social (From 1992)
Service, Medicine, Sports & Public Affairs. 18. Grammy: Music
6. Dronacharya Award: For brilliance in sports coaching. 19. Pulitzer: Journalism & Literature
7. Major Dhyan Chand Khel Ratna Award: Highest lifetime 20. Arjun: Sports
achievement award in sports & games in India 21. Bowelay: Agriculture
8. Dhyan Chand Khel Ratna: Highest honor given for 22. Kalinga: Science
accomplishment in sports. 23. Dhanwantri: Medical Science
9. Vyas Samman: For literary in the Hindi language. 24. Nobel Prize: Peace, Literature, Economics, Physics,
Chemistry, Medical Science
10. Saraswati Samman: For outstanding prose or poetry
25. Abel: Maths
literary works in any Indian language listed in Schedule VIII
26. Man Booker: Literature
of the Constitution of India.
27. Vachspati Samman: Sanskrit Literature
11. Param Vir Chakra: Highest decoration Awarded for the
most conspicuous bravery or some daring or prominent act
of valour or self-sacrifice in the presence of the enemy on
land, sea or air.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021

Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India

States National Parks (NP) Wild Life Sanctuaries Power Plants


Himachal Pradesh Pin Valley National Bandli WLS Girinagar Hydel Project
CM: Jairam Thakur Park Daranghati WLS Binwa Hydel Project
Governor: Rajendra Vishwanath Great Himalayan Dhauladhar WLS Rangtong Hydel
Arlekar; Capital: Shimla National Park Nargu WLS Project
Inderkilla National Pong Dam Lake WLS Baner&Neugal Project
Park Shilli WLS
Khirganga National Talra WLS
Park
Simbalbara National
Park
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Singh Harike Lake WLS Super Thermal Power
Governor: Banwarilal Purohit Jhajjar Bacholi WLS Plant
Capital: Chandigarh

Haryana Kalesar National Park Bhindawas WLS Gorakhpur Atomic


Sultanpur National Kalesar WLS Power Station
CM: Manohar Lal Khattar Park Khaparwas WLS Deenbandhu Chhotu
Governor: Bandaru Dattatraya Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
Uttar Pradesh Dudhwa National Park Hastinapur WLS Narora Atomic Power
CM: Yogi Adityanath Ranipur WLS Station
Governor: Anandiben Patel Sohagibarwa WLS Rihand Thermal Power
Capital: Lucknow Sur Sarovar WLS Station
Chandraprabha WLS Anpara Thermal Power
National Chambal WLS Station
Bihar Valmiki National Park Gautam Budha WLS Kahalgaon Super
CM: Nitish Kumar Kaimur WLS Thermal Power Station
Governor: Phagu Chauhan Pant (Rajgir) WLS Barauni TPS
Capital: Patna Valmiki WLS

Chhattisgarh Indravati National Park Badalkhol WLS Sipat Thermal Power


CM: Bhupesh Baghel Kanger Valley National Bhairamgarh WLS Plant
Governor: Anusuiya Uikey Park Bhoramdev WLS Hasdeo TPS
Capital: Raipur Guru Ghasi Das Udanti Wild Buffalo WLS Bhilai Expansion Power
(Sanjay) Plant

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
States National Parks (NP) Wild Life Sanctuaries Power Plants
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Hemant Soren Palkot WLS Koderma Thermal
Governor: Ramesh Bais Parasnath WLS Power Station
Capital: Ranchi Bokaro TPS

Andhra Pradesh Sri Venkateswara Coringa WLS Simhadri Super


CM: Jaganmohan Reddy National Park Kolleru WLS Thermal Power Plant
Governor Biswa Bhusan Nellapattu WLS Sri Damodaram
Harichandan Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amaravati Rajiv Gandhi (Nagarjuna Power Station
Sagar-Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: Tamilisai
Soundararajan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal
CM: Himanta Biswa Sarma Kaziranga National Chakrashila WLS Power Plant
Governor: Jagdish Mukhi Park Dihing Patkai WLS
Capital: Dispur Manas National Park East Karbi Anglong WLS
Nameri National Park North Karbi Anglong WLS
Rajiv Gandhi Orang Nambor WLS
National Park
Goa Bhagwan Mahavir Bondla WLS -
CM: Pramod Sawant (Mollem) National Park Madei WLS
Governor: P.S. Sreedharan Pillai Bhagwan Mahavir (Mollem)
Capital: Panaji WLS
Netravali WLS
Gujarat Blackbuck National Jambugodha WLS Mundra Thermal
CM: Vijay Rupani Park, Velavadar Jessore WLS Power Station
Governor: Acharya Dev Vrat Gir Forest National Kutch Desert WLS Ukai Thermal Power
Capital: Gandhinagar Park Mitiyala WLS Station
Marine National Park, Porbandar Lake WLS Akrimota Thermal
Gulf of Kutch Rampara Vidi WLS Power Station
Bansda National Park Ratanmahal WLS Kakrapar Nuclear
Shoolpaneswar Power Plant
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Karnataka Bandipur National Park Arabithittu WLS Raichur Thermal
CM: Basavaraj Bommai Bannerghatta National Attiveri WLS Power Station
Governor: Thaawarchand Gehlot Park Bhadra WLS Udupi Thermal Power
Capital: Bengaluru Kudremukh National Bhimgad WLS Plant
Park Brahmagiri WLS Bellary Thermal Power
Nagarhole National Cauvery WLS Station
Park Nugu WLS
Anshi national park Pushpagiri WLS
Ranganathittu Bird WLS

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
States National Parks (NP) Wild Life Sanctuaries Power Plants
Sharavathi Valley WLS
Someshwara WLS
Kerala Eravikulam National Aralam WLS Brahmapuram Power
Park Chimmony WLS Station
CM: Pinarayi Vijayan Mathikettan Shola Idukki WLS Kayamkulam Power
Governor: Arif Mohammed Khan National Park Malabar WLS Station
Capital:Thiruvananthapuram Periyar National Park Mangalavanam Bird WLS
Silent Valley National Neyyar WLS
Park Periyar WLS
Anamudi Shola Thattekad Bird WLS
National Park
Pampadum Shola NP
Madhya Pradesh Kanha National Park Bori WLS Vindhyachal Super
Madhav National Park Gandhi Sagar WLS Thermal Power Station
CM: Shivraj Singh Chouhan Mandla Plant Fossils Ghatigaon WLS Sant Singaji Thermal
Governor: Mangubhai National Park Ken Gharial WLS Power Plant
Chhaganbhai Patel Capital: Panna National Park Narsighgarh WLS Satpura Thermal
Bhopal Pench National Park National Chambal WLS Power Station
Sanjay National Park Orcha WLS Amarkantak TPS
Satpura National Park Kuno WLS Sasan Ultra Mega
Van Vihar National Sardarpur WLS Power Project
park Son Gharial WLS
Chandoli National Park Aner Dam WLS Tarapur Atomic Power
Maharashtra Navegaon National Bhamragarh WLS Station
CM: Uddhav Thackeray Park Bhimashankar WLS Tirora Thermal Power
Governor: Bhagat Singh Tadoba National Park Great Indian Bustard WLS Station
Koshyari Gugamal national park Jaikwadi WLS Amravati Thermal
Capital: Mumbai Koyana WLS Power Plant
Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar WLS
Manipur Keibul Lamjao Yangoupokpi-Lokchao -
CM: N Biren Singh National Park WLS
Governor: La. Ganesan
Capital: Imphal

Meghalaya Balphakram National Baghmara Pitcher Plant -


CM: Conrad Sangma Park WLS
Governor: Satya Pal Malik Nokrek National Park Nongkhyllem WLS
Capital: Shillong Siju WLS

Mizoram Murlen National Park Dampa WLS (TR) -


CM: PU Zoramthanga Phawngpui Blue Ngengpui WLS
Governor: Kambhampati National Park Pualreng WLS
Haribabu Mountain National Tokalo WLS
Capital: Aizawl Park

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
States National Parks (NP) Wild Life Sanctuaries Power Plants
Nagaland Intanki National Park Fakim WLS Dikhu Hydro Electric
CM: Neiphiu Rio Puliebadze WLS Power Plant
Governor: RN Ravi Rangapahar WLS
Capital: Kohima

Odisha Bhitarkanika National Badrama WLS Talcher Super Thermal


CM: Naveen Patnaik Park Baisipalli WLS Power Station
Governor: Ganeshi Lal Simlipal National Park Chilika (Nalaban) WLS
Capital: Bhubaneswer Hadgarh WLS
Khalasuni WLS
Satkosia Gorge WLS
Rajasthan Sariska National Park Bundh Baratha WLS Chhabra Thermal
CM: Ashok Gehlot Ranthambore National Darrah WLS Power Station
Governor: Kalraj Mishra Park Jawahar Sagar WLS Suratgarh Power
Capital: Jaipur Darrah National Park Kailadevi WLS Station
Desert National Park Mount Abu WLS
Keoladeo National Ramsagar WLS
Park Sariska WLS
Sawai Man Singh WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric
CM: PS Golay National Park Kitam WLS (Bird) Power Prject
Governor: Ganga Prasad Maenam WLS
Capital: Gangtok Pangolakha WLS
Tamil Nadu Mudumalai National Indira Gandhi (Annamalai) Kudankulam Nuclear
CM: M. K. Stalin Park WLS Power Plant
Governor: Banwaril Lal Purohit Mukurthi National Kalakad WLS Neyveli Thermal
Capital: Chennai Park Karaivetti WLS Tuticorin Thermal
Indira Gandhi Karikili WLS Power Station
(Annamalai) National Mudumalai WLS
Park Pulicat Lake WLS
Guindy National Park Vaduvoor WLS
Gulf of Mannar Marine Vedanthangal WLS
National Park Vettangudi WLS
Tripura Bison( Rajbari ) Gumti WLS Palatana Thermal
CM: Biplab Deb National Park Rowa WLS Power Plant
Governor: Satyadeo Narain Arya Clouded Leopard Sepahijala WLS
Capital: Agartala National Park Trishna WLS
Gangotri National Park Askot Musk Deer WLS Chibro Power Plant
Uttarakhand Jim Corbett National Binsar WLS Khodri Power Plant
CM: Pushkar Singh Dhami Park Govind Pashu Vihar WLS Chilla Power Plant
Governor: Baby Rani Maurya Valley of Flowers Kedarnath WLS
Capital: Dehradun National Park Sonanadi WLS

West Bengal Buxa National Park Ballavpur WLS Mejia Thermal Power
Neora Valley Chintamani Kar Bird Station
CM: Mamata Banerjee NationalPark Sanctuary Farakka Super Thermal
Singalila National Park Haliday Island WLS Power Station

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
States National Parks (NP) Wild Life Sanctuaries Power Plants
Governor: Jagdeep Dhankhar Sundarbans National Lothian Island WLS Kolaghat Thermal
Capital: Kolkata Park Mahananda WLS Power Station
Bakreshwar Thermal
Power Station
Durgapur Steel
Thermal Power Station
Arunachal Pradesh Namdapha National
CM: Pema Khandu Park
Governor: BD Mishra Mouling National Park
Capital: Itanagar

CM/Governors of Union Territories


Union Territory Lt. Governor & Administrator CM

Andaman & Nicobar Island Admiral D K Joshi

Chandigarh Banwarilal Purohit

Dadra & Nagar Haveli & Daman & Diu Praful Patel

Delhi Anil Baijal Arvind Kejriwal

Jammu & Kashmir Manoj Sinha

Lakshadweep Praful Patel

Puducherry Dr. Tamilisai Soundararajan N. Rangaswamy

Ladakh Radha Krishna Mathur

Topic 2: Upcoming Important Sport Events

Summer Olympics Paris (2024), Los Angles (2028)

Winter Olympics Beijing China (2022), Paris (2024)

Common Wealth Games London (2022)

Asian Games Hangzohu, China (2022), Nagoya, Japan (2026)

FIFA Qatar (2022), US (2026)

Common Wealth Youth Games Belfast (2023)

Men Hockey World Cup 2023 (India)

Women Hockey World Cup 2022 (Spain & Netherlands)

ICC Women Cricket World Cup 2022 (New Zealand)

ICC Men Cricket World Cup 2021 (India); 2022 (Australia)

FIFA (Women) World Cup 2023 (Australia & New Zealand)

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
ITTF Table Tennis World Cup 2021 (South Korea)

FIFA (Football) World Cup venue 2018: Russia|2022: Qatar

Commonwealth Games venues 2022: Birmingham (England)


Olympics Games venues:
2022 Winter: Beijing (China) | 2024 Summer: Paris (France)

Topic 3: The Headquarters of the UN Organizations


International Organizations HQ:
UNICEF New York
UNCTAD Geneva
WMO (World Meteorological Org) Geneva
World Intellectual Property Org Geneva
International Standards Org. Geneva
IMF Washington DC
OECD Paris
UNIDO (United Nations Industrial Dev. Org) Vienna
IAEA (International Atomic Energy Agency) Vienna
OPEC Vienna
Amnesty International London
Commonwealth of Nations London
International Maritime Organization London
ICJ (International Court of Justice) The Hague
Transparency International Berlin
SAARC Kathmandu
ASEAN Jakarta
APEC (Asia Pacific Economic Forum) Singapore
Organization of Islamic Cooperation Jeddah

Topic 4: A Brief on the Census 2011


1) The population of the country as per the provisional figures • India's 1st Census - 1872
of Census 2011 is 1210.19 million of which 623.7 million • 2011 Census is - 15th Census
(51.54%) are males&586.46 million (48.46%) are females. • Total Population - 1,21,01,93,422
Major highlights of the Census 2011 (Provisional figures) are • India's Rank in population - 2nd with 17.5% (1st China with
as under: 19%)
*The population of India has increased by more than 181 • Most Populous State - Uttar Pradesh
• Least Populous State - Sikkim
million during the decade 2001-2011.
• Most Literate State - Kerala (93.9%)
2) %age growth in 2001-2011 is 17.64; males 17.19&females
• Least Literate State - Bihar (63.82%)
18.12.
• National Sex Ratio - Female : Male (940 : 1000)
3) *Uttar Pradesh (199.5 million) is the most populous State in
• Highest Sex Ratio (State) - Kerala (1084 : 1000)
the country followed by Maharashtra with 112 million. • Lowest Sex Ratio (State) - Haryana
Some of the highlights • Highest Sex Ratio (UT) - Puducherry
• Slogan - Our census, Our Future • Least Sex Ratio (UT) – Daman & Diu (618 : 1000)

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Literacy of Male - 82.14% • Density of Population in India - 382 sq. km
• Literacy of Female - 65.46% • Increase in population (during 2001-2011) - 181 million
• Population Growth Rate - 17.64%
• Highest fertility Rate - Meghalaya
• Most literate union territory - Lakshadweep (92.2%)
• Least literate Union Territory - Dadra Nagar & Haweli
• Most Literate District - Serechhip (Mizoram)
• Least Literate District - Dadra Naga & Haveli
• Highest Density of Population - Bihar (1102 sq.km)
• Lowest Density of Population - Arunachal Pradesh (17)
• Total number of districts - 640
• Highest Populous District - Thane (Mumbai)
• 100% Literacy District - Palakkad (Kerala)
• 100% Banking State - Kerala
• 100% Banking District - Palakkad (Kerala)

Topic 5: Current Office Holders List


Important National Officials
Designation Name
Chairperson, CBDT J.B. Mohapatra
Chairperson, UGC Dhirendra Pal Singh
Chairman, Atomic Energy Commission Kamlesh Nilkanth Vyas
Chairperson, TRAI PD Vaghela
Chairperson, NHAI Sukhbir Singh Sandhu
Director General, NCC Lt Gen Tarun Kumar Aich
Chairperson, CBSE Manoj Ahuja
Chairperson, IRDAI Subhash Chandra Khuntia
Chairperson, PTI Aveek Sarkar
Director General, BSF Pankaj Singh
Director General, SSB Rajesh Chandra
Director General, CRPF A P Maheshwari
Director General, ITBP Sanjay Arora
Solicitor General Tushar Mehta
Attorney General KK Venugopal
Chairperson, National Green Tribunal Justice Adarsh Kumar Goel
Director, NCERT Sridhar Srivastava
President, ASSOCHAM Vineet Agarwal
Chairperson, NASSCOM UB Pravin Rao
DRDO Chairman G Satheesh Reddy
LIC Chairman MR Kumar

Post Name
Chief Justice, Supreme Court N. V. Ramana (48th)
Speaker, Lok Sabha Om Birala

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Comptroller & Auditor General of India Girish Chandra Murmu
Chief Election Commissioner Sushil Chandra
Chairman, UPSC Pradeep Kumar Joshi
Deputy Chairman, Rajya Sabha Harivansh Narayan Singh

Designation Name
Secretary-General, United Nations Organisation Antonio Guterres
Managing Director, International Monetary Fund Kristalina Georgieva
DG, UNESCO Audrey Azoulay
President, UN General Assembly Volkan Bozkir
Director-General, WHO Tedros Adhanom Ghebreyesus
President, International Court of Justice Joan Donoghue
President, Asian Development Bank Masatsugu Asakawa
President, International Olympic Committee Thomas Bach
Director-General, International Atomic Energy Agency Rafael Mariano Grossi
Secretary-General, NATO Jens Stoltenberg
Secretary-General, ASEAN Lim Jock Hoi
Secretary-General, SAARC Esala Weerakoon
Secretary-General, Commonwealth Patricia Scotland
President, FIFA Gianni Infantino
Chairman, International Cricket Council Greg Barclay

Topic 6: Important Ports in India


Port State
Kolkata West Bengal
Paradip Orissa
Vishakhapatnam Andhra Pradesh
Chennai Tamil Nadu
Ennore Tamil Nadu
Tuticorin Tamil Nadu
Cochin Kerala
New Mangalore Karnataka
Mormugao Goa
Jawaharlal Nehru Maharashtra
Mumbai Maharashtra
Kandla Gujarat

Topic 7: The Most Famous Temples in India


• Badrinath Temple: Chamoli district, Uttarakhand • Sanchi Stupa: Raisen district of Madhya Pradesh
• The Konark Sun Temple: Puri district of Odisha • Ramanathaswamy Temple: Tamil Nadu
• Brihadeeswara Temple: Thanjavur city of Tamil Nadu • Vaishno Devi Mandir: J&K, near Katra.
• Somnath Temple: Saurashtra (Gujarat) • Siddhivinayak Temple: Prabha Devi, Mumbai
• Kedarnath Temple: Garhwal area (Uttarakhand) • Gangotri Temple: Uttarkashi district of Uttarakhand

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Golden Temple or Sri Harmandir Sahib: Amritsar • Akshardham Temple: Delhi
• Kashi Vishwanath Temple: Varanasi (Uttar Pradesh) • Shri Digambar Jain Lal Mandir: Oldest Jain temple in Delhi
• Lord Jagannath Temple: Puri (Orissa) • Gomateshwara Temple: Shravanabelagola town of
• Yamunotri Temple: Uttarkashi district of Uttarakhand Karnataka
• Meenakshi Temple: Madurai (Tamil Nadu) • Ranakpur Temple: Pali district of Rajasthan
• Amarnath Cave Temple: State of J&K • Shirdi Sai Baba Temple: Shirdi town of Maharashtra
• Lingaraja Temple: Orissa • Sree Padmanabhaswamy Temple : Thiruvananthapuram,
• Tirupati Balaji: Tirumala (Andhra Pradesh) the capital city of Kerala
• Kanchipuram Temples: Tamil Nadu • Dwarkadhish Temple: Dwarka city (Gujarat)
• Khajuraho Temple: Madhya Pradesh • Laxminarayan Temple: In Delhi
• Virupaksha Temple: Hampi, Bellary, Karnataka

Topic 8: List of the Important Airports in India


Airport City State/UT
Kempegowda International Airport Bangalore Karnataka
Netaji Subhash Chandra Bose Intl.Airport Kolkata West Bengal
Rajiv Gandhi International Airport Hyderabad Telangana
Sardar Vallabhbhai Patel International Airport Ahmedabad Gujarat
Chaudhary Charan Singh Intl. Airport Lucknow Uttar Pradesh
Lokpriya Gopinath Bordoloi Intl. Airport Guwahati Assam
Srinagar Airport Srinagar J&K
Biju Patnaik International Airport Bhubaneswar Odisha
Visakhapatnam Airport Visakhapatnam Andhra Pradesh
Devi Ahilyabai Holkar Airport Indore Madhya Pradesh
Dr. Babasaheb Ambedkar Intl. Airport Nagpur Maharashtra
Lok Nayak Jayaprakash Airport Patna Bihar
Sri Guru Ram Dass Jee International Airport Amritsar Punjab
Swami Vivekananda Airport Raipur Chhattisgarh
Bagdogra Airport Bagdogra West Bengal
Veer Savarkar International Airport Port Blair Andaman & Nicobar Islands
Birsa Munda Airport Ranchi Jharkhand
Maharana Pratap Airport Udaipur Rajasthan
Raja Bhoj International Airport Bhopal Madhya Pradesh
Jolly Grant Airport Dehradun Uttrakhand
Rajahmundry Airport Rajahmundry Andhra Pradesh
Silchar Airport Silchar Assam
Lengpui Airport Aizwal Mizoram
Zaruki International Airport Shillong Meghalaya
Daporijo Airport Daporijo Arunachal Pradesh
Tezu Airport Tezu Arunachal Pradesh
Kandla Airport Kandla Gujarat
Sonari Airport Jamshedpur Jharkhand
Birsa Munda Airport Ranchi Jharkhand
Agatti Aerodrome Agatti Lakshadweep

Topic 9: What are the names of the • Macmahon Line: India & China
Borders/Boundary Lines? • Medicine Line: Canada & the United States.
• Durand Line: Afghanistan & Pakistan • Order-neisse Line: Poland & Germany
• Hindenburg Line: Germany & Poland. • Radcliffe Line: India & Pakistan.
• Mason-dixon Line: Line of demarcation between four • Siegfried Line: Germany on its border with France.
states in the United States. • 17th Parallel: North Vietnam & South Vietnam
• Mannerheim Line: Russia-Finland border. • 26th Parallel south: Africa, Australia & South America.

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• 30TH PARALLEL Equator & the North Pole. Dam River State
• 38th Parallel: Separates North Korea&South Korea. Madupetty (Eb) Dam Palar Kerala
• 39th Parallel north is an imaginary circle of latitude that is
Parbati II Dam Parbati Himachal Pradesh
39 degrees north of the Earth’s equatorial plane.
• 40th Parallel north: formed the original northern boundary Chakra Dam Chakra Karnataka
of the British Colony of Maryland. Ukai Dam Tapi Gujarat
• 42nd Parallel north: New York - Pennsylania Border.
• The Parallel 440 north is an imaginary circle of latitude Topic 11: CLASSICAL DANCES & FOLK DANCES IN
that is 44 degrees north of the Earth’s equatorial plane.
• 45th Parallel north is often called the halfway point INDIA
between the Equator&the North Pole.
• 45th parallel makes up most of the boundary between Indian Classical Dances
Montana&Wyoming. • Bharatnatyam: Tamil Nadu & Karnataka
• 49th Parallel is the boundary between USA&Canada • Kathak: North India
• Kathakali: Kerala
• Kuchipudi: Andhra Pradesh
• Manipuri: Manipur
• Mohiniattam: Kerala
• Odissi: Orissa state
• Gaudiya Nritya: West Bengal
• Sattriya: Assam
• Ghoomar: Rajasthan
• Thang Ta: Manipur
North India
• Dumhal: Rauf tribe of Jammu & Kashmir
Topic 10: Dams in India • HurkaBaul: Uttarakhand
Dam River State • Chholiya: Kumaon region, Uttarakhand
• Bhangra: Punjab
Tehri Dam Bhagirathi Uttarakhand
• Dhamyal - ‘Dhamyal’ or ‘Dhuph’: Haryana
Lakhwar Dam Yamuna Uttarakhand • Mayur Nritya: Uttar Pradesh
Idukki (Eb)/Idukki Arch Periyar Kerala • Charkula: Braj region of Uttar Pradesh.
Dam • Giddha: State of Punjab
Bhakra Dam Satluj Himachal Pradesh • Haryana: Swang, Naqqal, Dhamal
• Himachal Pradesh: Nati, Kariyala, Bhagat
Pakal Dul Dam Marusudar J&K
Sardar Sarover Narmada Gujarat Central India
Gujarat Dam • Gaur Dance: Chhattisgarh
Srisailam (N.S.R.S.P) Krishna Andhra Pradesh • Muria Dance: Bastar district of Chhattisgarh
Dam • Saila Dance: Bastar district in the state of Chhattisgarh
Ranjit Sagar Dam Ravi Punjab • Kaksar Dance: Bastar district in the state of Chhattisgarh
• Jawara Dance: Madhya Pradesh
Baglihar Dam Chenab J&K
• Bhagoria Dance: Madhya Pradesh
Pong Dam Beas Himachal Pradesh • Suwa Dance: Chhattisgarh
Nagarjuna Sagar Dam Krishna Telangana • Grida Dance: Madhya Pradesh
Salal (Rockfill& Chenab J&K
Concrete) Dam East India
• Brita Dance: ‘Brita’ or ‘Vrita’ dance: West Bengal
Supa Dam Kali Nadi Karnataka
• Dalkhai: Odisha.
Koteshwar Dam Bhagirathi Uttarakhand • Gotipua: Odisha
Rihand Dam Rihand Uttar Pradesh • Bihar: Jadur, Kathaputli, Bhako, Jhijiya
Indira Sagar (NHDC) Narmada Madhya Pradesh
Dam North East India
• Hojagiri: Tripura
Pillur Dam Bhavani Tamil Nadu

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• Nongkram Dance: Meghalaya • India Infrastructure Finance Company: New Delhi
• Bagurumba: Assam • Indian Oil Corporation: New Delhi
• Bhortal Dance: Assam • Mahanadi Coalfields Limited: Sambalpur, Odisha
• Cheraw Dance: Mizoram • National Aluminium Co Ltd: Bhubaneshwar, Orissa
• Chang Lo: Nagaland • National Aviation Company of India: New Delhi
• Bardo Chham: Arunachal Pradesh • National Handloom Development Corporation Limited:
• Bihu: Assam Lucknow, Uttar Pradesh
• National Insurance Co Ltd: Kolkata, West Bengal
South India • National Textile Corporation: New Delhi
• Padayani: Kerala • New India Assurance Company: Mumbai, Maharashtra
• Kolannalu: Andhra Pradesh • Neyveli Lignite Corporation Limited: Tamil Nadu
• Parai Attam: Tamil Nadu • Numaligarh Refinery Limited: Assam
• Karagattam: Tamil Nadu • Oil & Natural Gas Corporation: Dehradun, Uttarakhand
• Paampu Attam: Tamil Nadu. • Oil India Limited: New Delhi
• Poikal Kudirai Attam: Tamil Nadu • Oriental Insurance Company: New Delhi
• Theyyam: Kerala • Pawan Hans Limited: New Delhi
• Andhra Pradesh: Veethi Natakam, Burrakatha, Lambadi, • Shipping Corporation of India Limited: Mumbai,
Koya. Maharashtra
• Telangana: Bathukamma • United India Insurance Company: Chennai, Tamil Nadu
• Dollu Kunitha: Karnataka • Uranium Corporation of India: Jaduguda, Jharkhan.
• Ghodemodni: Goa
• Lava Dance: Lakshadweep Topic 13: Nick Names of Important Indian Places
• Fugdi: Goan dance performed in the Konkan region Nick Names City
• Veeragase: Karnataka Golden City Amritsar
• Koli: Maharashtra
Manchester Of India Ahmedabad
West India City Of Seven Islands Mumbai
• Dandiya: Gujarat & Rajasthan Queen Of Arabian Sea Cochin
• Garba: Gujarat Space City Bangalore
• Padhar Dance: Gujarat Garden City Of India Bangalore
• Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar
Silicon Valley Of India Bangalore
Electronic City Of India Bangalore
Topic 12: The Headquarters of the important
Pink City Jaipur
Public-Sector Undertakings
• Agriculture Insurance Company of India: New Delhi Gateway Of India Mumbai
• Air India Limited: New Delhi Twin City: Hyderabad,
• Airports Authority of India: New Delhi Secunderabad
• Bharat Earth Movers (BEML): Bangalore, Karnataka City Of Festivals Madurai
• Bharat Electronics Limited: Bangalore, Karnataka Deccan Queen Pune
• Bharat Heavy Electricals Limited(BHEL): New Delhi City Of Buildings Kolkata
• Bharat Petroleum Corporation Limited: Mumbai, Dakshin Ganga Godavari
Maharashtra Old Ganga Godavari
• Coal India Limited: Kolkata, West Bengal
Egg Bowls Of Asia Andhra Pradesh
• Damodar Valley Corporation: Kolkata, West Bengal
Soya Region Madhya Pradesh
• Electronics Corporation of India: Hyderabad, Telangana
• Fertilizer Corporation of India Limited: Noida, Uttar Manchester Of The South Coimbatore
Pradesh City Of Nawabs Lucknow
• Food Corporation of India: New Delhi Venice Of The East Cochin
• General Insurance Corporation of India Limited (GIC): Sorrow Of Bengal Damodar River
Mumbai, Maharashtra Sorrow Of Bihar Kosi River
• Hindustan Aeronautics Limited: Bangalore, Karnataka Blue Mountains Nilgiri
• Hindustan Petroleum Corporation Limited: Mumbai, Queen Of The Mountains Mussoorie
Maharashtra (Uttarakhand)
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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
Nick Names City • Bundaberg Rum Stadium- Cairns
Sacred River Ganga • Telstra Dome- Melbourne
• Manuka Oval- Canberra
Hollywood Of India Mumbai
• Marrara Cricket Ground- Darwin
City Of Castles Kolkata • Melbourne Cricket Ground- Melbourne
State Of Five Rivers Punjab • Sydney Cricket Ground- Sydney
City Of Weavers Panipat • W.A.C.A. Ground- Perth
City Of Lakes Srinagar
Steel City Of India Jamshedpur (Called Stadiums in Bangladesh
Tatanagar) • Bangabandhu National Stadium- Dhaka
City Of Temples Varanasi • Chittagong Stadium- Chittagong
Manchester Of The North Kanpur Stadiums in England
City Of Rallies New Delhi • Edgbaston- Birmingham
Heaven Of India J&K • Headingley- Leeds
Boston Of India Ahmedabad • Lord's- London
Garden Of Spices Of India Kerala • Old Trafford- Manchester
• Sophia Gardens- Cardiff
Switzerland Of India Kashmir
• St Lawrence Ground- Canterbury
Abode Of The God Prayag(Allahabad) • The Brit Oval- London
Pittsburg Of India Jamshedpur • Trent Bridge- Nottingham
Stadiums in India
Topic 14: Important Defence Exercise Conducted • Barabati Stadium -Cuttack
in the World • Barkatullah Khan Stadium -Jodhpur
• Garuda: India-France
• Barsapara Cricket Stadium: Guwahati
• HAND-HAND: India-China
• Greenfield International Stadium: Thiruvananthapuram
• Indra: India-Russia
• Brabourne Stadium -Mumbai
• Jimex: India-Japan
• Eden Gardens -Kolkata
• Malbar: Us-India-Japan
• Shade: Naval Forces Of India, Japan&China • Feroz Shah Kotla -Delhi
• Surya Kiran: India & Nepal • Gandhi Stadium -Jalandhar
• Varuna: France & India • Green Park -Kanpur
• Simbex: Indian Navy With Republic Of Singapore Navy • Indira Gandhi Stadium -Vijayawada
• Ibsamar: India with Brazil & South African Navy • Rajiv Gandhi Port Silver Jubilee Stadium -Visakhapatnam
• Konkan: Indian Navy & Royal Navy Of Britain • Jawaharlal Nehru Stadium -New Delhi
• Ausindex: Indian & Australian Navy • Lal Bahadur Shastri Stadium -Hyderabad
• Indradhanush or Rainbow: India-Uk Air Exercises • M.Chinnaswamy Stadium -Bangalore
• Nomadic Elephant: Indian Army Exercises with Mongolia • MA Chidambaram Stadium -Chennai
• Ekuverin: Maldives & India • Madhavrao Scindia Cricket Ground -Rajkot
• Garuda Shakti: India & Indonesia • Moin-ul-Haq Stadium -Patna
• Mitra Shakti: India & Sri Lanka • Narendra Modi Stadium -Ahmedabad
• Naseem Al-Bahr: India-Oman
• Sawai Mansingh Stadium -Jaipur
• SLINEX: Joint exercise in Navy between India & Sri Lanka
• Vidarbha CA Ground -Nagpur
• Hyog-Kaijin: Joint exercise of Coast Guards of India & Japan
• Wankhede Stadium –Mumbai
• Malabar: India, Japan & US
• Yudh Abhyas: India & US • Jawaharlal Nehru Stadium: Kochi (Kerala)
• Red flag: India & US • Dr. Bhupen Hazarika Cricket Stadium: Guwahati (Assam)
• Cope: Indian Airforce & US Air Force • Dhyan Chand National Stadium: Delhi
• SAMPRITI – India&Bangladesh
• KAZIND- Indo- Kazakhstan Stadiums in New Zealand
• Basin Reserve-Wellington
Topic 15: Stadiums Around the World • Eden Park-Auckland
• Jade Stadium-Christchurch
Stadiums in Australia
• John Davies Oval-Queenstown
• Adelaide Oval- Adelaide

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General Awareness Capsule for IBPS RRB PO, RRB Clerk & SBI Clerk Mains 2021
• McLean Park-Napier City River State
Cuttack Mahanadi Odisha
Stadiums in Pakistan
New Delhi Yamuna Delhi
• Arbab Niaz Stadium-Peshawar
• Ayub National Stadium-Quetta Dibrugarh Brahmaputra Assam
• Gaddafi Stadium-Lahore Guwahati Brahmaputra Assam
Hyderabad Musi Telangana
Stadiums in South Africa Jabalpur Narmada Madhya Pradesh
• Kingsmead-Durban
Kanpur Ganga Uttar Pradesh
• New Wanderers Stadium-Johannesburg
• Newlands-Cape Town Kota Chambal Rajasthan
• St George's Park-Port Elizabeth Jaunpur Gomti Uttar Pradesh
• Centurion Super Sport Park-Pretoria Patna Ganga Bihar
Srinagar Jhelum Jammu & Kashmir
Stadium in Sri Lanka
Surat Tapi Gujarat
• Colombo Cricket Club Ground-Colombo
• Galle International Stadium-Galle Tiruchirapalli Kaveri Tamil Nadu
• P.Saravanamuttu Stadium-Colombo Varanasi Ganga Uttar Pradesh
• R.Premadasa Stadium-Colombo Vadodara Vishwamitri Gujarat
• Sinhalese Sports Club Ground-Colombo Mathura Yamuna Uttar Pradesh
Stadiums in West Indies Mirzapur Ganga Uttar Pradesh
• Sabina Park Kingston-Jamaica Bangalore Vrishabhavathi Karnataka
• Antigua Recreation Ground St John's-Antigua
Kannauj Ganga Uttar Pradesh
• Guyana Cricket Stadium Georgetown-Guyana
• Kensington Oval Bridgetown-Barbados Mangalore Netravati, Gurupura Karnataka
• Mindoo Phillip Park Castries-St Lucia Gwalior Chambal Madhya Pradesh
• Albion Sports Complex Berbice-Guyana Gorakhpur Rapti Uttar Pradesh
Lucknow Gomti Uttar Pradesh
Stadiums in Zimbabwe
• Bulawayo Athletic Club-Bulawayo Malegaon Girna River Maharashtra
• Harare Sports Club-Harare Sambalpur Mahanadi Odisha
• Kwekwe Sports Club-Kwekwe Madurai Vaigai Tamil Nadu
• Queens Sports Club-Bulawayo
Coimbatore Noyyal Tamil Nadu
Stadiums in United Arab Emirates Nashik Godavari Maharashtra
• Sheikh Zayed Stadium-Abu Dhabi Kolhapur Panchaganga Maharashtra
• Sharjah Cricket Stadium-Sharjah Nellore Pennar Andhra Pradesh
Ujjain Shipra Madhya Pradesh
Topic 16: List of Indian Cities on Rivers Banks
City River State
Agra Yamuna Uttar Pradesh
Ahmedabad Sabarmati Gujarat
At the confluence of
Allahabad Ganga, Yamuna & Uttar Pradesh
Saraswati
Ayodhya Saryu Uttar Pradesh
Bhagalpur Ganga Bihar
Kolkata Hugli West Bengal

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