NEC) NATIONAL COMENTS CORPORATION OF INIA NPCI/2016-17/NACH/Circular No.195 November 15, 2016 To All member banks participating in NACH ACH file generator - SAL & PEN Refer to NPCI circular no.188 dated September 23, 2016 on “NACH salary credit identifier” An offline tool has been developed for smooth and easy generation of ACH credit files for salary and pension products. This tool along with user manual will be made available in NACH landing page under FAQs tab. Member banks to take note and share the offline tool & user manual to their respective corporates and migrate salary and pension transactions to NACH on priority. We wish to reiterate that government has formed Working Group on Development of Employment Index, the group directed that salary and pension be categorized separately with an identifier so that proper MIS can be generated for further analysis. All the member banks are advised to process salary and pensions using the product codes ‘SAL’ and ‘PEN’ respectively (as detailed in the circular no. 188 referred to above) For any clarification, please write back to ach@npci.org.in jth Warm regards, Giridhar G m) VP & Head - NACH & CTS Operations 001A, The Capital, 8 Wing, 10th Floor, Bandra Kurla Comples, Bandra (E}, Mumbai 400081. T: 91 22 60909100 F: +91 2240009101 ew.npci.orgin CIN ; U7990MH200BNPL 189067NACH NATIONAL AUTOMATED CLEARING SOUSE User manual for ACH file creation toolUser guide for ACH file creation tool ‘Table of Contents 1. PROCESS FOR PREPARATION OF INPUT FILES. 2. POINTS TO NOTE suisenisnan 3. DO'S AND DON'T’S.rsssnnsn edMir L> cron worth SOS User guide for ACH file creation tool 1, Process for preparation of input Fes The below are the details to be filled one time in the ACH file creation tool before uploading the data file. r Field Description | 1 | Field Type It is the name of corporate/ user User Name institution (Eg Employer name) registered as in NACH Settlement Date 5 Date on which settlement is sought to be (ODMMYYYY) effected User number allotted by NPCI at the time User Number of registration of corporate/ user institution (Eg Employer name) ‘Alpha User defined {corporate/ user institution numeric (Eg Employer name)} reference number User Reference for the entire transaction (Alpha Numeric) which will be used for the corporate internally. ‘Alpha ‘Sponsor Bank IFSC 7 MICR 7 TIN code Employer name) bank} ‘Alpha Alpha Numeric column in Record Level numertc (Eg :SAL,PEN) Product Type Hic Feceren | N= Zz Corporate name as registered in NACH Tt Date on which the account should actually happen = 7/48 digit user number provided by NPCI tT User/ corporate reference number for intemal use Sponsor Bank IFSC / MICR / 1IN r SAL for salary & PEN for pension transactionsUser guide for ACH file creation tool ‘The data uploaded in the tool should be of the below specification Beneficiary Account ‘Alpha | Name of the beneficiary (Eg, Holder's Name numeric _| Employee) “Amount for Individual Amount, Numeric | transactions to be given Destination Bank IFSC 7 ‘Alpha | Destination Bank IFSC/MICR/IIN MICR /IIN. numeric | (Beneficiary bank details) Beneficiarys Bank Account ‘Alpha | Beneficiary Bank Account number numeric | Number Alpha | A unique in number given by the Transaction Reference numeric | User for the individual transactions A 8 c D E 1 Ram 1000000 400002000"657001015750 BUSKACHS3E2. 2|Raj 1200000 400002000e57001015780 BUSKACHS3E3 3 |Rajesh 1400.00 499002000 687001015750 ‘BUSXACHG364 4 |krishnan 1600.00 400002000 687001015790 ‘BUSXACHG385. 5 |Rajesekhar 18000.00 490002000'687001015750 BUSXACHS385 6 |vinod 20000. 400002000 7001015790 susxachsse7 — Transaction Reference Beneficiary Bark Acount number Destination Bank IFSC / MICR /IIN ‘Amount Benefcery Account Helder’ NameUser guide for ACH file creation tool Points tonote This tool will support .xlsx & .xls files The file created in ACH format will be saved in the locatfon where the tool is placed. Product type should be mentioned as SAL,PEN only 3. Do'sandDon't’s Do’s 1, The Bank should provide amount with decimal values in the excel to be uploaded (Eg 100.00) The corporate has to share the file with the bank for uploading into NACH. . Transaction reference number should be unique for transactions in a single settlement date. Single quote (‘) should be given for account number and reference number records, if the same is starts with zero. Don'ts 4. Do not provide null values in the tool. 2. Do not provide unnecessary spaces in the excel file uploaded in the tool.