How to Save Money on Assisted Living Costs

Assisted living is one of the most important nonmedical services for people who no longer can
live on their own and those who need care. This service is usually offered in a home-like setting
where people can get help with daily living activities like dressing or bathing. There is a great
social benefit of assisted living in Los Angeles. The assisted living facility provides a place to live
with other people. People can take part in various activities, and residents can also enjoy their
private space.
However, assisted living can be costly, and it can’t be covered by Medicare. The average
monthly charge can be around $3,600. The costs of assisted living can also hit $10,000 per
month or more, depending on the place you want to live and the level of care you are getting.
Some people are able to save money on assisted living costs with the help of Medicaid,
insurance policies, or veterans’ benefits.

There are various other ways to save assisted living costs.

Consider the Care Package
Assisted living costs have different packages. Some of the packages can help you save money,
depending on your needs.

Bundles
Bundles are usually the most expensive type of plan. They are all-inclusive and include no
additional costs or hidden fees. These plans offer board and room as well as unlimited care like
medication dispensing, housekeeping, 24 hours nurse availability, and personal care assistance.
Bundles are a great idea to get fixed costs.

Tiers
Many assisted living facilities in Los Angeles offer different tiers of care like room and personal
care for two or three hours a day. Each tier provides a different price. It will help you to save a
lot of money every month. However, if you need additional care, you need to pay more. The
price usually increases when you need any additional service beyond the tier you have selected.

A La Carte Services
Some facilities provide you with the choice to buy low-tier care and only pay for the additional
services whenever you need them. It can be helpful to save thousands of dollars every month. If
you just need medication administration, you will be able to save money with the help of a la
carte price. You need to be careful about the services you need, some places also charge per
minute price.
Choose a Smaller Apartment
Los Angeles assisted living facilities offer different rooms and apartments, and you can choose
a multi-bedroom facility or studios. You should consider how much space you need to live and
what your budget is.
Sometimes, assisted living residents choose an apartment with an extra bath and bedroom to
accommodate their visitors. A smaller apartment can be enough to live and facilitate the
visitors, but some people still prefer more space to facilitate their visitors.

Choose a Smaller Facility

Instead of choosing a large facility with a 100-bed assisted living facility, which can provide
residents with the feel of a hotel or apartment building, it can be cheaper to choose a small
home model for better assisted living. It gives residents the looks and feels of more like their
own home and offers them a sense of family.
A licensed family care home is a type of assisted living facility, and it is an actual house available
in the residential area. Furthermore, a family care home offers all the services residents can get
at any large assisted living facility, but they usually have only a few people living there. A house
manager also remains available in the facility.
Another small assisted living facility type can be a big house structure with 10 bedrooms and
large common areas. However, staff doesn’t live there, but they can help residents in managing
the home. The average cost of a person residing in an expensive suite needing no care is
$5,600, while the cost of living in a large ALF can be around $6,500 for the smaller suite.
Moreover, the cost of living in a large ALF for a person who needs a lot of care can be around
$10,000.

Other Tips
There are various other ways that can be helpful to save money. Residents can consider:
Sharing the space
Residents can share their room or can avail themselves of a private bedroom in a companion
suite having a shared bathroom, and it can be helpful to save hundreds of dollars every month.
Avoid the busy season
The costs of assisted living usually go down during the off-season. You can save hundreds of
dollars every month if you book with a facility during the off-season.

Create a la carte care on your own

Choosing the lowest tier can help residents to save a lot of money on assisted living, and they
can hire duty care workers for $20 to $25/hour. The workers can visit the residents to provide
the services they need, and it depends if a facility allows them to hire private duty care workers.
Speaking directly with the admin
You should try to speak directly with the administrator instead of talking to the marketing
representative of a facility. The administrator will be more interested in listening to your needs.

Moving to another state or town

Costs of assisted living in metropolitan areas and large cities are typically higher and more
expensive than rural areas or smaller towns. You can search with ‘assisted care living near me’
on the internet to find the right facility near you.

Negotiations
You can negotiate the price with any assisted living facility. Assisted living facilities can offer you
a deal if they know that you are about to close a deal with their competitor or if they have
vacancies available. You can ask the facility to waive off the community fee, and it can help you
save hundreds of dollars.
Garden of Palms is an ideal associated living facility in Los Angeles. You can expect getting
professional care and a wonderful assisted living environment here. Feel free to take a tour of
the community and join us for a meal to share your thoughts with us.