KNOWLEDGE EXPERTISE THAT MEETS YOUR PRIORITIES COMPREHENSIVE BANKING SOLUTIONS FOR SME BUSINESS a) Roe YES / BANK MORSE ER)cry ere YES // BANK PTC iia YES BANK, India’s fourth largest private sector bank, is a high quality, customer centric, service driven Bank catering to the future Businesses of India, Our branch network spreads across over 475 world-class branches in over 300 cities and over 1050 fully operational ATMs in India. Differentiated for its ‘Service Excellence’, and with a clear focus on the importance of SMEs in the overall growth story of India, YES BANK offers innovative banking solutions customised to meet the specific banking needs of SMEs through: ‘600+ strong and highly skilled relationship team coveringall the key business locations in the country Template based, Simplified yet superior product propositions rendered through Superior Service Experience Extended branch timings (9.30 a.m - 6.30 p.m), Doorstep Banking Solutions and fastest TAT (Turn Around Time) YES BANK follows a Knowledge Banking approach and has developed a significant understanding on specific banking needs of various Industry Segments viz. Pharmaceutical & Life Sciences, Food & Agriculture, Logistics, Infrastructure, Auto Ancillaries, Textile & Apparels, IT/ITES, Hospitality, Tours & Travels, Gems & Jewellery, Wholesalers & Retailers etc. This approach allows us to customize our product offerings, based on the requirements of your business at different stages of growth, a d-7\ LG CCU Rr a ee LRU ol Uo Cash CrediwWCDL Capex!Expansion Foreign Currency Loan Loan Syndication Bill Discounting (OD Against FD Import LIC and Buyer's Creait Doorstep Banking Export Credit - PCIPSCIPCFC. Net Banking Cash Management Solutions ‘Acquistion Funding \Vendor/Supplier Financing Dividend Warrants IPO Advisory Business Valuation Services 3 é a 2 5 Personal Banking Trade Payments & Remittances of Promoters Salary Payout Management CIP. Bauly ‘Wealth Management AdvisoryPRODUCT OFFERING TO MEET CREDIT NEEDS FOR ENTIRE SUPPLY CHAIN Guarantees Exports Bill Discounting S KF ImporeLC/Trade Creat Expare Credie ‘Oueward Remizancee Performance Guarantee eeal LE Porchase Bill Discounting Vendor Francing Denes Early payment to Supplier ~ Emphasis on Werking Captalficivies Hedging against FX volutlity and payables are denominatedin diferent currencies Buyer's request asking for longer ered term or change fo payment term from LC to Open Account Sees Lack ofawareness about the Regulatory Guidelines for furrent and capital account transactions inclading rFecentineratnsichangestopolicyand guidlines Treasury Solutions E-Collect “Cheque Collections ened Deer Financing Full range of proven Trade Fiance products such as LCs, “Trade Credicresuing into Overall supple relationship & Lengthening ofaecounts payable Proven Hedging & other Treasury Options that help minimize losses dusto Foreign Currency uctuatons Proven supply chaln ance programmes and varied offering ‘offnancng solutions to help free up working capital Specalis eam to provide advisory services on ICC rules and ‘other Capel Accounc transactions Eficien handing of Collections and Payments Online Banking Transactions Salary Management ‘Ciah MaragemeneSoltions *EcCollect model equipped to capture invoice level Information Incernec Banking + Higher lvel of security protocol two factor authentication) +A sate-of-theart Internet. banking platform that provides customized solidonsforsetingup pay ment ‘ateway backedbyan eect Pere een) Pete Cae International) Fully Loaded -Mutiple urrenc Accoune Produce Variants + Dediates Relisionship Manager foreach customer + Accountlevel customization Banking across YES BANK Branches 2 no exea + Payable atparchequebooks + Business DebieCard + Free Demand Drafts & Pay Orders trough YES BANK. + Acces to 600+ cies across India for payment tranactions thruour correspondent banks location + Money Monitor — India’s fist francal aggregation tool abling yu to view al your bank account rough a single window + Doorstep Banking service for pick up of eshicheque from your offceand home SMSIE- mallets + Ercrow Services PERSONAL BANKING SOLUTIONS FOR SME PROMOTERSIDIRECTORS Loan Against Propery 7 Car Loan Housing ean Loan Against Stares Personal Loan Porta Management Servicer Sivings Accounes& Fixed Deposit NRE NRO Accounts DEMAT & Depository Services Insurance ~ Life & Non-Life ProductsTie Ci Em Serongest Bank in Bese Private + Best Bank (MidsSized), 2012 Jara Bajj Ueie "BO MHSized Bank, 2012 India Sector Bank Fastest Growing & Strongest Large “Wavahar Puraskar _* Fastest Growing Bank |The Asian Banker Money Today Bank (balance sheet > $0,000 cr), 2011 rvice (Galance sheet 230,000 er) - ney Tas c Singapore, 2012 = India's Best, Fastest & Strongest Mide Enterprises-Large) 20112010 Awards Sized Bank - 2010 ‘Council for Fair * Fastest Growing Bank (balance a2 + India's Best Mid-Sized Bank - 2009 & 2008 Business Practices _ sheet <30,000