Financial Planning Worksheet

Assume three persons having an annual salary in following ranges:

a) ……….having an Annual Salary of 3,00,000- 5,00,000

b) ………having an Annual Salary of 5,00,000-10,00,000

c) ………..having Annual Salary greater than 10,00,000

Based on the income they earn, suggest optimum combination of investments. Also

explain in detail why you think a specific asset should be part of their portfolio.

Investments* Return Time Period Risk Tax Benefit Liquidity Why do you
of (Moderate/High/Low) (Mention in think this
Investment detail as per investment
Income Tax should be
Act) part of
investor
portfolio

*Investments: PPF, NPS, Fixed Deposit, Mutual Funds, ETF, Index Funds, Insurance,
stocks, Governement Bonds/Securities etc.

# For Current Returns refer finance websites like yahoo finance, NSE, BSE. For
Investment related knowledge use Value Research Website, Economic Times, ET-Wealth.

** Present this financial Planning Worksheet on 13-09-2021