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  • Gold Returns

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    Innocent DeviLs
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    This document compares the returns of different gold investment options over a period from July 2016 to May 2021. It shows that physically holding gold as coins or jewelry had returns (XIRR) of 6.84% and 2.80% respectively. Investing in gold through the Nippon India Gold fund returned 8.99%, while Sovereign Gold Bonds returned 11.59%. Overall, direct physical gold had the lowest returns, while SGB and gold funds outperformed with returns around 11-12%.

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    This document compares the returns of different gold investment options over a period from July 2016 to May 2021. It shows that physically holding gold as coins or jewelry had returns (XIRR) of 6.84% and 2.80% respectively. Investing in gold through the Nippon India Gold fund returned 8.99%, while Sovereign Gold Bonds returned 11.59%. Overall, direct physical gold had the lowest returns, while SGB and gold funds outperformed with returns around 11-12%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    16 views3 pages

    Gold Returns

    Uploaded by

    Innocent DeviLs
    This document compares the returns of different gold investment options over a period from July 2016 to May 2021. It shows that physically holding gold as coins or jewelry had returns (XIRR) of 6.84% and 2.80% respectively. Investing in gold through the Nippon India Gold fund returned 8.99%, while Sovereign Gold Bonds returned 11.59%. Overall, direct physical gold had the lowest returns, while SGB and gold funds outperformed with returns around 11-12%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 3

    SGB: July 18-22, 2016 3119 3069

    SGB Redemption: (26 MAY 2021) 4836.5


    Nippon NAV 20/7/2016 13.63
    Nippon NAV 26/05/2021 20.7
    Gold price 20/7/2016 3199.8
    Gold price 26/05/2021 5011
    Investment amount 30,690

    Physical Physical
    (coin) (earing)
    Costs
    Buy -30690 -30690
    Making Charge -2148.30 -8900.1
    GST -985.15 -1187.70
    Total Cost 20/7/2016 -33823.45 -40777.80

    Value on 26th MAY, 2021


    Value 26/05/2021 48061 48061
    Interest @2.5% p.a
    Spread/ Exit load 26/05/2021 -1441.83 -1441.83

    Final Amount 26/05/2021 46619.17 46619.17


    XIRR 6.84 2.80

    Indexed Cost 20/7/2016 -34986.60 -34986.60


    Sell 46619.17 46619.17
    Taxable capital gain 11632.57 11632.57
    Tax @20% 2326.51 2326.51
    Post tax profit 9306.06 9306.06
    Post tax XIRR 5.7 1.7

    GOLD XIRR 9.7


    Physical Nippon
    (piece) Digital SGB Gold Fund
    SGB XIRR
    -30690 -30690 -30690 -30690 20/7/2016 -30690
    0 0 0 0 20/1/2017 383.63
    -920.70 -920.70 0 0 20/7/2017 383.63
    -31610.70 -31610.70 -30690.00 -30690.00 20/1/2018 383.63
    20/7/2018 383.63
    20/1/2019 383.63
    20/7/2019 383.63

    20/1/2020 383.63
    48061 48061 48365 46609.17 20/7/2020 383.63
    3682.8 20/1/2021 383.63
    -1441.83 26/7/2021 48630
    XIRR 11.59
    48061 46619.17 52047.8 46609.17
    9.02 8.34 11.6 8.99

    -34986.60 -34986.60 Tax-FREE -34986.60


    48061 46619.17 Tax-FREE 46609.17
    13074.40 11632.57 Tax-FREE 11622.57
    2614.88 2326.51 Tax-FREE 2324.51
    10459.52 9306.06 9298.06
    7.7 7.1 11.6 7.8
    27

    30

    31

    30

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