Thank you Very Much <Name > for providing opportunity and considering Panamax in this prestigious

award.

My Self Hardik Kanthariya and I am Senior technical consultant in Panamax representing its Flagship
product MobiFin Elite to our various business partners across the world.

MobiFin Elite is state of the art product , developed based on the expression and reflection framework,
and developed on low code -no code platform. This is the fifth version of MobiFin and product
framework is developed after long discussion of our business partners from various industry of Telecom,
Fintech and Banks.

When we asked them what are the key challenge they faced while executing and expanding their
business. Mainly they came up with five broad level categorization

1) Security
a. ECC
b. End to end encyption
2) Scalability
a. On premise or cloud
b. 100 to Million customer should no increase the TCO horizontally
3) Flexibility
a. Flexible to deploy new services in less time and G2M should be less

Mobile Wallet platform, Agency Banking (business corspondant platform), EKYC Digital on boarding
platform, Merchant Payment , Omni Channel banking platform, Payment Service Bank, API aggregation
and open Banking solution. Loyalty and Rewards solution.

9PSB, Wizall Money, Qcell, Niger telecom, Pesa Transact

Nasswallet, Aman Payments, Trriple, Salam Telecom,

Buttonpay, Smart Cambodia, City Bank,

Col2money, CallnRoam, Prasan,