SANTOS, IRISH BRAVE CHANT A. BEEOIa BEME ~26N Dec. 99,2020 MIDTERM -AcTIVITY NO.2. 1) If money is worth 12% compounded quarterly and n= 5, compule the present value of the following * @) F1.00 received monthly in year nj Given’ &# 12% } n= 53 A= PA.C0 Find: F 7 Equation: ER Cqvortery) + ER (monthiy): Fe apeemt | Sel-up anc! Solve! : ER cquarierl)= ER (monthly) (@) FEA fee | x 5xn (1+ ABR) te crs + peo [toweeaale <1] 2.0089 (oe Be) Soy) ; is 1.0099 Me 34-4 L peti! 9. 009901634 1 is 0108801607 2) A shigt foctory hos just installed a boiler. It is cypected ‘thot 4here will be no maintenance, expenses until the end OF the ‘th year, when P400 will be spent on the boiler. The some amount will be spent at inc end ef coch successive year until the boiler is gcropped ot the cnd of 35 years. Whal sum oF monty set aside al this time will take care oF all maintenance expenses? i= 10% Given. A= PHOD; iF foe n= ijn Unknown. P=? ' te P ti) 1 Equation? P= ACHP TA [: ay Set-up ond Solve ° “04 aetise) (no.wit pe woe (1 4 0.9) "4 gon [oe = 10. 10Ty + 3593.8974 (0.35044) Scanned with CamScanner§) A pully secured toon P30,000 was 4o be amortized Py 10 equal semi-annual payments, the Fiest payment 40 be macie &meniAs after the loan Is approved. Apter the Uth poyment was macl the debtor vas in a position #0 setle tne entire bolonce remaining by a single payment fon that date °F the interest on the loan Is 12% compounded semi-annually, what would be the amount’ of the single payment 7 Givens P90,000; n= 10; i= 6%; 12% Unknown: As 25 Ay =? = (saiy! Equation: 4 = p Ti iat a, a4] Sct-up ond Solve Ave PCPA | Ae AL osu Leet P0008 Fttaora] a 7 Ay» P22, 220.57 4) XYZ Inc. plans 4o construct an adclitional building of the end. oF 19 years at an estimated cost of P5, 000,000 . To accumulale itis ameunt if will deposit equal year-end amousts 19 4 fund earning 13%. However, af the end oF thy Sth year if decided to have @ Ieager pulling estimalcd 1s cost PE, co, coo. What shuld be dhe annual deposit ror the last 5 years? Given? fiz P8,000,080 ntnown: As ; ete M4] Equation: Air {Prtne] in oft Nui? +A, fot) re Se-up and She tH Hi cir rm (2 Ite jr 40; P £000, e005 ne fet Lait ae? 4 Ave F(A/r) U3, 13 Pai, 447, nf pep) Jaw 5+ As [Meee P4, 000,000} * » 11,441. 18, P3,290,954.945 4 As (6.5803) = PB,000,c0e Ay = P4194 005.055 © 46027004 Ay 2 P7194, 991-4) Scanned with CamScanner) A man agreed fo pay the loan he is borrowing From o bank in & equal year-end poyments| ef P7I,A77. 10. Interest is 18% per annum compounded annually and is included in the yeorly amount ne will w be paying in 4he bonk. How much moncy is dhe man borrowing prom the hank? Given! A> PTL,4TT.ID | is 18%; Hew Unknown: P=? Equation : P=A [4 Sup and Solve p= pr,aniao [ Gea P= P 250,000.59] ° 6) 4 man wishes to purchase o sel of appliances with a total Cosi of P20,000 .He mage 4. (14 0.18) ae 6) © down poymenl of P5,coO and the bolancc poyable in 24 equal monthly installments Ip financing chorge is 12m cach year compuicd en the total balance to be paid by instollments and interest is 12% few much would each installment payment be? Given! P 20,000; dp* P5000 j n= 24; i= 12" lyear Unknown? & Equation: P+ P20, 000-dp 5 ERL monly) = ERGgeay ; a«P [=e] Set -up and Solve’ 0. 0091 8G 793 : 8 (meniy)» ER (year) he oon ee P20,000-5,cov ER (menlhiy) E# (year) A Pc eat | (yen tt") <4 cae Ga ntpy A> P7C1 81 Gui) = (1-009760795) f= 1.009.986 793-1 i, 0.00969793, 15.000, Scanned with CamScanner1) A new company developed © program in which emplyecs will be allowed 1o purchase shares of stock OF ANe cempany at Jne cod of ils igth yeor eperaticn,wnen the company 15 thought #0 hove potential ef the company, on employe decide at the end op every yeor which will cara 9% in mony shares will he be able te purchase ot gained stability, a4 por value of PIOO cr shore Believing 1p the geod fo cave 10 0 bANK the omount oF PePCO terest , compounded annually . How the end of the pipth year? Given? A= PB,2005 (+ Ih j pur P1005 0-5 unknow) > Shores: Equation Fe A fev] 5 Shares = Set up and Solve Fe ACEA Ah 5) shares? Bp = P47, 677.668 = Pe G,o00 Lthe0ay-1] oF Fe P47, 077-08 Fam ep P 10,000 is annually prem © Bonk every year ef elepesit is made? money is worth Me. Given Pe P19,coo; n> 9; SFE TF unknown * & setup ond Solve [— preeve ——| P 100 478.76 or 179] deposited each yor for years, hew much annuity con a pensor get For B years, stortigg ene year ofter the ninth Equation ppt] Gta. 4 fee peer] Proyco0 five? 1 Joven’ » fvomes J ase, 4 4125 =A (13, 23276044) Ae P 4d u7s -19 Scanned with CamScanner4) An employee corning —p12,000 a month coh eny appord 40 buy a car fequinng a down poyment op P10,000 and 0 momhly amortization ep not mere than 40% of his sclary monthly - Whol would be the may cash value oF 0 car he con purchase Ip tne seller will agrer 4° a down payment of P40,200 and the balance payable in d yeors of 10% per yeor payable en a monty dais? the iret poy ment will be duc at the end op abe Fire mont 10) A+ mochinery supplier is offering a ceriain machinery oi a 40% clown poyment and dhe balance payable in cqual end ef tne yeor payments whe inderest for 2ycars. Under this arrangement, the price if pegged to be P290,000. However por car purchase dhe machine would enly Cost P 195,000. What is the equivalent interest rafe that & being charged on the A-year payment plan if interest if compounded quarterly 7 Ps P195,000) F2P250,cc0, dps 104 jn+2 1 Given’ unknown? ¢ , : i Equeton fegr Ae Soe ae (G)?-4 Selup and SWC Ey ti isl : rises 40. : oe /P250,000 Vt" + Pas,v00, = B180,000 -P2$,00 e [= 4 z P 499,000 ) A> P itysco, haa ye 3s Scanned with CamScanner