Financial Intermediaries

A financial intermediary is a third party who helps two parties complete a

financial transaction. A company or institution might serve as an
intermediate or middleman. Banks, insurance companies, pension funds,
investment banks, and other financial intermediaries are examples.
It has evolved as a valuable instrument for the efficient market system,
assisting in the channeling of savings into investment. However, as the
subprime mortgage crisis has shown, they may also be a source of concern.
It is frequently necessary to control the actions of these middlemen.

Capitalization
Capitalization includes share capital, debentures, loans, free reserves, and so
on. Capitalization indicates long-term investment in a company, excluding
long-term borrowing. Capitalization is distinct from the capital structure.
Capital structure is a wide word that refers to the qualitative aspects of
finance. While capitalization is a specific word that addresses the
quantitative element.