Professional Documents
Culture Documents
Bahasa Ingris Artikel Bisnis & Vocab
Bahasa Ingris Artikel Bisnis & Vocab
Mobile banking is becoming more and more popular in countries of the Third World. While
in developed countries almost all people have bank accounts, only a small part of the
population in underdeveloped countries has access to banks.
Mobile banking has become popular where there are few banks but where most of the
people have a mobile phone. The potential market is especially large in South America
where only 35% of the people have bank accounts but 90% have mobile phones.
Many mobile phone companies are taking over banking services in underdeveloped
countries. In the last two years, almost one million people in six African countries have
signed up with European mobile operator Orange. In Kenya and Tanzania, British operator
Vodaphone has 20 million customers who send money to other people in the country and
abroad.
In Pakistan, Norwegian mobile phone company Telenor has been offering mobile banking
since 2008. People can withdraw money at almost 11,000 shops throughout the country.
Pakistan itself has only a little over 8,000 banks. Money transfers are limited to $120, with
Telenor taking 5% of the amount.
The number of mobile banking customers is expected to rise in Third World countries from
currently 60 million to almost a billion in 2015. Over 80% of these costumes live in Latin
America, Africa, and Asia.
In the developed world mobile banking has not become a serious option because most
customers have bank accounts and transfer their money via Internet banking. As more and
more Americans and Europeans buy smartphones mobile banking will probably increase.
Vocabularies
Apart from producing electric-driven cars for the North American market, Ford also
aims at increasing sales to China, the largest growing car market in the world. In
addition, it wants to become the world’s leader in fuel-efficient trucks. The car producer
also plans to bring a battery-driven SUV on the market by 2020.
Instead of creating completely new electric vehicles from scratch, Ford wants to
electrify cars that are already popular because people will know what they get and buy
more easily.
Automobile manufacturers around the world are under pressure to develop electric
cars because many large countries, including China, India, France and the U.K. have said
they would phase out vehicles powered by internal combustion engines within the next
two decades. They also face fierce competition from companies like Tesla, a car-maker
that specialises in innovative technologies.
As battery costs are going down rapidly, carmakers may find it easier to produce
electric cars with higher mileage and at cheaper prices.
Vocabularies