Life Insurance Offerings

Globe Life – Liberty National Colonial Aflac

Group Term 100: Worksite (Section 125) No similar plan. No similar plan.
Group Term is group term life insurance with
guaranteed, level premiums, and level Group Term 100 is a patented product of Group Term 100 is a
benefit amounts. Liberty National. patented product of Liberty National.
The premiums will never increase and the
face amount will never decrease. Term Policy in place reduces in benefit over
Rates are unisex. time. Starts reducing at age 70, until age 90,
No medical test required. policy is reduced to 10% of the initial
Coverage becomes effective at the time of coverage amount.
application. If the employee leaves their job,
premiums may be paid through Bank Draft.
All premiums remain the same.
The policy terminates at age 100. Pre-tax
premiums Option to be paid up at 65 (GT65)-
coverage until 100 yr old.
Career Life Plus No similar plan. No similar plan.
Permanent life insurance no medical exam
required
Builds cash value @ 10% accrual rate
Premiums start at $2, children/grandchildren
applicable
Can 'gift' this policy at any age
 Supplemental Health Offerings
Globe Life – Liberty National Colonial Aflac
Cancer Endurance Group Cancer Insurance Cancer Protection Assurance
25 yr old $ 1.63 weekly Individual – 7.13 – 13.78 Age 18-64 $9.11 weekly
Covers Skin Cancer (most policies do not) Family – 12.25 – 22.87 Children covered free
Choice of individual, family, or single parent Provides a Cancer Screening Benefit once $75/yr for cancer screening
coverage per calendar year Limitations on Payouts
Premiums do not increase with age Annual Maximum and Lifetime Limits are Initial Diagnosis Payout $4000, then
Initial Diagnosis Payout $3500, then covers in place on all treatment payout options. covers chemo/radiation/immun therapy
chemo, radiation, surgery, new/experimental experimental $1200/mo max
treatment, hospice, nursing, hospital Topical chemo $150/mo max
confinement Hormone therapy $25/mo
Blood transfusions Anti-nausea $100/mo
Unlimited transportation to treatment center Surgery up to $4250 per day
of your choice
Income replacement
NO LIFETIME LIMITS on any of the above
Pre-tax premium
First Diagnosis Cash Cancer No similar plan. No similar plan.
Lump Sum $10-$50,000 payout- price based
on your age – starts at $2.32!
No physical exam required
Premiums do not increase with age
 Supplemental Health Offerings
Globe Life – Liberty National Colonial Aflac
Critical Illness No similar plan. Specified Health Event-Lump Sum Payout
Min – $10,000 - $1.72 – $7.44 $7.20 weekly for 52 year old
Max – $50,000 - $6.55 – $35.20 Lump Sum payout $5000
Lump Sum Payout upon Diagnosis, Choose ICU $700/day
payout between $10,000 - $50,000 Covers heart attack, stroke, organ
Covers heart attack, stroke, organ transplant, renal failure, 3rd degree
failure/transplant, renal failure, loss of burn
eyesight or hearing Ambulance $250
Premiums do not increase with age
No physical exam required
Intensive Care Protector Hospitalization Confinement Plan No similar plan.
Employee – $1.86 – $5.08 Employee – $9.40 – $17.89
Family – $3.36 – $9.36 Family – $23.22 – $42.35
Accident Protector Max Accident Plan Accident Plan
$2.77 weekly for anyone up to age 60 Employee Only $9.76 $12.83 weekly
24/7 Coverage. Pays in addition to Workmans Employee & Spouse $13.37 24/7 coverage
Comp One Parent Family $15.08 Policyholder gets $60 yr wellness check
Emergency Treatment, Hospitalization, ICU, Two Parent Family $18.68
Daily $50 Annual Reimbursement offered per
Confinement, Per Injury, Blood/Plasma, calendar year.
Ambulance, Transportation
Includes Accidental Death Coverage $25k
Auto$50kCommerical Travel$250k
Pre-tax premium