PNB

CAPITAL & LIABILITIES

Capital

Reserves & Surplus

Total SE

Deposits

Borrowings

Other Liabilities and Provisions

TOTAL

ASSETS

Cash and Balances with Reserve Bank of India

Balances with Banks & Money at call & short notice

Investments

Advances
 Fixed Assets

Other Assets

TOTAL

Contingent Liabilities

Bills for Collection

As on 31.03.17 As on 31.03.16 As on 31.03.15

4255937 3927195 3709114

414213881 379174196 387086090

418469818 383101391 390795204

6217040164 5530511281 5013786389

407633354 597552434 456705459

160162148 162739448 172048908

7203305484 6673904554 6033335960

252099957 264790678 242249419

631216513 471440222 317092301

1867254395 1578458925 1498769540

4194931496 4123258000 3805344052

 62732484 52227288 35514756

195070639 183729441 134365892

7203305484 6673904554 6033335960

3328313334 3357959224 2739453849

257791254 232211889 196406219

PNB INCOME

Interest earned

Other Income

TOTAL

EXPENDITURE

Interest expended

Operating expenses

Provisions and Contingencies

TOTAL

Net Profit/(Loss) for the year

Year ended 31.03.2017 Year ended 31.03.2016

472759924 474243499

89513723 60000517

562273647 534244016

322828208 321125720

93793837 99724543

132403584 153137713

549025629 573987976

13248018 -39743960
Year ended 31.03.2015

463153627

58907319

522060946

297597940

104915477

88931686

491445103

30615843
 PNB
Banking Ratios
2017 2016

Burden 0.00062 0.00625

Efficiency ratio 0.1429637031 0.1573020327

Productivity Ratios Asset Per Employee 93868 85954

in Rs. Net Income Per employee 179.22 -537.67
Spread

No of Employees 73919
 Banking Ratios
2017 2016

ROE 3.306% -10.271%

ROA 0.191% -0.626%
EM 17.313 16.420
Expence ratio 7.91% 9.03%
AUR 0.081 0.084
Interest income/ ata 6.813% 7.464%
Non int income 1.29% 0.94%

Services charges and fees 0.549% 0.506%

Non Interest Income/ata Trading Income 0.396% 0.176%
Other Non Int Income 0.345% 0.263%
2015