TRUST MUTUAL FUND Our Investment Mantra eG Ui el TE LC Lay © 1g & PSU Debt Fund | TRUSTMF Fund | TRUSTMF Short Term Fund aaa Cri en aren en Cn eesguest colin A turning point for Indian fund investors Finally, after years of waiting, true digital enablement for mutual fund investors has arrived, says Dhirendra Kumar ‘natives ‘Sheqwecartng mor oeeihe Semon unktranseser,wae Soopers Tnupecttacsioe ‘ny etersece wuld aboave sarin eure "nro many natresersare sultstucrntnaera soaprimarvir as fuortairown ryougoothesernice Sous ctrgitarscantsama kay ‘nay, youwisiseepenteiea {bwithgaperomsant coin Ps Prope reso ‘umappeningingareeas sine, ‘meranyoveroneea {ned eto eee dealing WHat ‘py imeprocenrat ‘ind cempanes through common porta ‘parotid Stnyaotetst lino Investing matte ‘Prontnoecadese.athedannot parnarmoters nconsumer inert as lea st reat ‘complete computerisation apart en ‘wor ars om i stony poate ‘eoueonlywasterrara ADEE a Sounadtutmetack neds tuck sere ‘Roose wouldbeavalanleesummonig ‘urlashaweandorsringiood ton Journeigbourmonrestauran beret Asimple, unified method of directly dealing with all fund companies through a ‘common portal simply did not exist till now. spec iftesatn that asa ‘ged saspromisingastienewty Ianted MP Central Sinceyoure ‘painesor Soyoushoudakeetreak thingscon.asingleunieapertal or crnnysca im spartromhangingtne owandspendacmpiotminuteshats alstallinrectonsthatamatal feed machanislsoeertsinfunco owe Your flonan roreiverape/ wm nvesoratmake wl ear Investmentenotes, Peapiareso monly Innenvalcom-Lookarcundinevaricus _"Howaveremestsgnieanihingabout_ofereacedby tne procouralpartel Surcariioandseewnutalyoucan -M¥Cayalisuotwhalthavedssriea'o fund vesinghat epart natal fx Youbesbetosnoyour mut! jjousotariesporgrecyinebotaaresce mars eho instar dst ‘BndhoingstyAMCababytreadtund —twericeortneconwonlncethatitwil—agatenton any ost {upe-Yucsnalbomtitoncadnancia) beng Instead, toreasigatneanceisin—_ urrtbetnrastratreora ‘Uansicdoes Thetint investment ona Whatenemightculesecamteacer fits rly agtally-epaed mata ‘GnotanalycallnaValuoResoareh bat fauchaserves, nw wills lngestinestm salva e em bovidesanaseresseduninedviewacros theqully ofyourinveimensswelas _ofwieapead erator and tal AIIAMCsthatwasnotevallatbearier. yourverypropensiytwinvest ilnow.a banking Tela piece othe purse "Thoncnfinancal transactions walable gorpartothemetalangyhyscaetinrt Integrating wih outa ht srechansccrauress pronenimberand —Stmveaineesspentinnemecnanics rans sytem an ha aS iuiltenkmaniaeee oweveriusis sinvetune Mtmscarepaoeral hats eben Justine versonoremenrvice. vee anlar ofcourse, ateve dial fhororson mens arualermeactons— tuaedullghmany AM wets, Tn aeeeae =a ae comaomic TIMES WHEN IN-LAWS WANT YOUR SALARY ARELOCAL STE GLOBAL NT ali Lo} AVOID sea THESE BULL [ez MARKET MISTAKES The worst investing mistakes are committed during bull markets. Find out how to avoid making these errors.P2 aaacover S.oAy Ca: Lub N ty The worst investing mistakes are committed during bull markets. Find out how to avoid making these errors.Falling Into the NFO trap “gusteeompanesareusng the ‘attarhcto tina vata ‘ouster teeIPOs aus ‘relanchingNFOstoeabet he ‘rasimom amaent rast ‘uterine acecttend oases ‘ou country erat say evn stp, ManastaPartee, ‘recap existngscoeme,| ylmestes. ‘salenyasimlar seme win sera recon Gots Heats ‘neworunimuetheme nau “enero illo Pore np investors toe the ‘Guantmoddofie Tea GuantPand ‘hpuaryind Merueurmed aut ‘beads (mecha, Thou ‘anagerisnotabietococoursecat- ‘eton Invector aso aso ‘Slneayteseirn es Buying the hot sectors smvesurstartbuyingstets afer {haybecomehoe Bathe sopoar ‘Bony mua nds hae ave Ietheent,nvestralsonest¥o ‘estates nd themerered ot om Hen those seh ‘oie eter. "Scere pe ‘rmapovavragnson overt lang “erm Santana 9 th ‘crated says. Betting on concentrated portrofios Mary new investors may nono ‘ttenern porto teary ant ‘trproperdiersfeaton "Around ‘Mitacesarecnonen oes awe ‘ivratedstookportoardre ‘euros says Kn Kam ‘Coreumier acid zareans. dna eee” Ato hey make mone bl ar ts somenvetrs star Ung (hate canbeatexperned u ‘ansoersands thelr {blosndiretsocks Me sien ‘artinnumteretaataeoans (Geegapne} sa testimony ots ‘Buttuscanbesirovemians *Nevirmsuneran he ul ma sucess syourimvestmete ‘ybeermarsetsand that wi vethe reals sys ket cover Sony These high-priced IPOs destroyed wealth ‘The primary marke canbe rsker than Investing In the secondary market Fancy funds don’t always add value ‘The Tata Quant Fund launched in January 2020 has underperformed mm 1087 TaN mse2020 vsep20 Sector funds are volatile, not for everyone Pharma funds are doing well now but were down in the dumps three years ago. roreoparecacn mb 2452 2279 275 O83 3.67 5.67 woyonnds um nwincre—— saicere see ie ae na votcover SaAnY Investors are taking to stocks in a big way [Number of new demat accounts as shot up in the past 18 months 26.84, i Bh Mo Mh Mh 2b oth Ab dh he Mh Bo BA Mh wh Ah Mh An ain AA Concentrated portfolios can be risky Pea treer inten ‘The JM Core 11 fund with a concentrated portfolio nas underperformed, ‘isiapoissieeveniorimestoe ao 1 figenisatos mons tack andes waa8 Uiecmonsy arenes eho sovancdstapcofbullmarkc wh ‘earem someinvstesgtcarid Seay uaarcinveatnginiomergua. {yates sai SandopNavak CEO. ‘Ceotrum raking Tiscan eer teense steksarealrewyRshly ‘aed Yourunderstandtagrthesee lerand tok neeaobeswperertomake se tecentaa furthormoney. “Since invesorsare pow Twyingaenizor vu, ey shoud wo BE tnmestont imate quali socom” Team re Tema Stskanaih"Avegcompanics Winn romour sis eens bw ouurnonog"sysKukarn F&0 is also drawing alot of interest Resort to leveraged trading and intra-day investing ‘The nike in margin requlrements Nas ousned investors towards F&O. cae reese sme eas ian eed ono 66.85 laity ‘risky arena ofderivatives and day trad ine tueyareako meaty este ervey tears, ost os Ismargin rat wnoromonvse pusamallmarginand manera) Lovstum tay soaswortn eum: ‘arginraquremontto ay tang, ‘Showrading nretinftarsaden- ‘ons ro) segmentnas sh. 2 ‘Walter il == ae ‘tren eleva ae ‘sevnrhiennatssmessnnew'n Scsershnltenramrtom fem “initeparmaltuntst rae 8 Future returns may not match the past Seater eerereeeet $5-year SIP returns of Sensex already very high and may macerate now, «= mrasetechameyour tte” a conten cng Sta See ‘wortestn Though your step {arson eiaennegainsana see {rok wil cose our penn ees sion) fllinthtenntn ich {snormalinoguty marist, ‘Sine nemaret alreadiathher tert epertssey a even seasoned teanersstoureauctnarverage. patna waleearar sus, ‘waters tat nese tr eras ‘uucomaesoy tire emia nee ‘hey tountunen do leeragotn he savencettee ftamansitkonae” Says hapakorCentrumBeoking estate ‘Sothakinapar tyra narunawat Dutmaret "Poougnmarestmay 2 ‘pfu and iswillesut nse ‘laa ins lomo wary sa ‘ava Ashe "wo cneerer ent obetakingprets: However very ew ‘oleareaiow imlomen toca ‘Steemanasrse morsepercenca cute inaivualunceranes ean. 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Does it matter? For meaningful diversification, investing in a dedicated international fund may make more sense. by Sanket Dhanorkar ———— Sto asaeeeecee oe ae a cre a ese oe Sieutmaatcesnsar ices somata Sa ae ea ee Semmes Local igvstateationtomransocesamme — FURNES porn atund vesting comps ‘ost woudnave tomato up vary Gogautnomceasotineon” With ersinneacas usin | 753 Sirmione trance svsesorany : 7) Favarorincnnrat wits ‘Theaproech sing many ak global ee ceum overtures jamz | gaa leone Oar ota cqoontometchmis erste) la yQUE ‘rencontre Sm ‘re narncponaon orn osvave See | 242. rncreaerinensy ormeneacme ‘Geucremesosre asmracnnaes “ashore trmen 2 an ‘POIM India Hybrid Bquiey announced asspecal stains 25a Bo thers hess than 10%. Bala remarks, “Due eneimaclnarhncltasto Thequmper Malan eno reo | zu ‘sinoncspcy aa atn Ronmmemcumracirae arn © ssrmumonesanercin | mos | m2 eatimtareutneio wna ‘ihalgukincaningrmeraestea — Srepgyas’ KUM 7 | 204 Sagpsunatnasnerintines Simcacestrimma” Mame, sareecermmnnres | sass | ans gloat mt chtocmetbaenneeerti MINI saison egy wes | no nombre ‘recently. Thee19.429crore fund currently oseseszssagams | Saree vernnssri°83 tay perepective. taking freien exposure Tnieebielseeknmoantne ‘treet etna en Crmoritworsroes Amram ssthrenreworns Ones, sknesnceosuvasktnsocks Seca ner eat ee Stmisiieererwcesemmosmamesy trasecrniarreeceatonnar sialtneaersomy east Seta enon carats Ecaecimcmouoeamare Suqoratanaceararccnee ecm aninecmredeare Soaryatictned ne ln Snnrcecedretnest! cme pti tiedtiaech, ‘ossmayarspyertiaen fons, forcast ogra Sulycapiavtniccms, Sovieeerkiaaedacunase’ ttaeagiodatatiayecne” — Iomebrenalienede re ys ESanmummcrtnemnetonnee eigertrntrmeetng oranges ernaane everenesiepris rarer xara ea Toinptovarnecynerregneasty otrrinamanags Reeser Yount secnrmymy wk msde ames eh ea Totus pevinrat Satmavachonnetemtorsiee — yonantcanccaeanets Smiarya inemaoamenicoany hk het Umeecananiaciorrthopransie cinconca hein Tomcowperas. wrceeditoncatalcor nmin putas oad esnemeremtotrcnmticreeth Rance fuminareone enero” rested eran irony ene tea Sewsiometcuerneniome “braweetnssterstme erlonthirtene {anaimereny oore Seshaieome scurmninereraneaser ass “ian peremmatntiasrep pono nese am Tomeserdistnectecsnnts nneatemowntemanrcnegeteaetoeeeietsielaeraetin acne Seteustnarntsei esate amenivneimeimslentessr inermtinm tists? nmeraserincurgorue A hw ete Showieak cama” — Epeckearteenenaiepon — itieusnstarreat pens ‘nena seratstemnarbeape Yromemreds Raonasnseapuear speeds Toa — Secon nenormcirnersen! Drecerfenerescre wrvenic_eaomnme tet ain ee Sutupcuusmeaccion isemnAteriniayacijear Rerstoaeeioepualrronrengearreview praviau PRODUCT LAUNCHES 2 Banking, Exempted PFs cut back on stocks Eoeccowmaacts ‘As markets surge, standalone entities book ee ee profits and start betting on bonds. ‘iherbenefis inde pesonter | sandlon prevent nes aro tesun cided insronce| {oredace terse exposure and wok ‘romisesoquy macs recerd iss, Foe Bae aon ‘asaleamarnserstetcbed uation Poms Corban tna over ne Fra Ei owas Tyran Gritmcraubang cowed bonds andhigheryieting state powermt faebauvetsing tomer bantserenchougnreartsarecrcumspect oa secures nosaht ‘lcticaton Corporation and NABARD a "Terearesbont1se2suentunds—keoen “AnererossingdeenooDmarktnrihe _areshacafdacomans Nowe bans so secenpiedprorbenfunds—witanMstine theSensexaroppelmoretban _beingboust hy PFvestors (Giimatde7Shakheroecopusnacan Sunil Woden. treckngwtaland NMA ends with) yarmaturity Tmvestasmucssistofcorusinequiies. gcalcucs Fundmaneeers Mls orpariy offeed5 ar asysaeo NABALD ‘Manpfunssnearverhmstegtaiimis —exioathsrequifmarke;pciuosiozring DondsFilaed¢ a2 wits Soar ma tran Te xanowa wet ooniaenaemcrtiise | ‘heunietaion Tirerha‘ob0salifurcin, yiniaiaearvtay” rg. ogear rts oreo rope ttas ne | Imemactrmgracomstoncesers. fara ta Spray peo ee “Caperttandsmurcestarescat —° fuera seats so ee TuntaaFuniamcetngorsise rimaantarabinerente winesintaterastasscie uoninialsinsronoqdisparaiar- winery sit varguia MO wee haltech Cas Acct hhndatjacutiebwcnts, Stiwitatitosifbaticenies\e gist nace Exwashtyeultuctn | eertbeiereaeretmeeaiiAnm Fnmch“Tyrncdpesettrcsar tneconganes ce Sent Snnecfesscrtatsa | Som Paceacersishadvies” pmiwareindasiarninzercrn DifEmdetio tase crite nena fmaystenoegecnconfs Sow, Imesh sin “tarmacingcrisvines merece | Sngsinssetetyerimotamids “"Torrtimcarvwat. tian _-Wehieeiispins tances tteimminvmenennesi | nsnuinswsiehlosingntmrnd’ allwatimesCrpeati fe aneauten eluate Somwoomemsacaer. | [upewtmmantsengnnnnmaer Mew suring Ra SatDas 63% fall in claims for heart diseases ‘The drop has been sharper among women than men in the past two years, as per the ICICI Lombard data Trerenasbemastewsretanin “Women’s claims have fallen Kolkata has seen the ‘canara more sharply at 63.8% sharpest fall of 74.9% ‘wovatr sree yte ais a orate august, there ena w621% een. 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Towtasmadseniaewnenteomse sre ‘olletmuranesarhekasimeceso Bremion __2teh4:24.akh ‘must money inangatar numbor Ssfepenshe reckons pins mrwnacn —Mvesent___ 45,000 78,000 ‘Monin Masisugastshogealinetase — TOaIoutiow 287K 3:218Kh eve anexpere at a kee ‘haste debt pert other Rout Asobasonotermplaneteterore wich ‘Bans rerazina andstould conde ‘nents He also saceta ss ancainan fee eee Dlanofewiakn,wnlennosncarean, iuyaesolsin acetal asus Dantorear month ‘ROUT, 53 EARS, SALARIED, HYDERABAD How to invest for goals ‘ans 2eein/ayrs surance 20000 cucswecang 34am yrs treme, asco) 75 Insurance portfolio Teme tees 3500 conten 3600 Tesitionat crore ans ee cscs isien ewe at os 23 Tork, ——275core 134han 27s por — cma sean Sus come a0 Tu en Sor =m ‘coast yes a Sion own 3 co a _ rom wah a 7000 satin Write tos) meee reenact i a a] Est ercommodities Is digital gold a good way to buy the yellow metal? After fintech platforms, jewellers are also offering digital gold. Sanket Dhanorkar Provides the details you need to know about this new way of buying gold. What Is digital gold? ‘iss an strum at allows yout invest in pre gos nega orm th ste tres an equate ‘aanoty of ysl godin secured. aunts Arter mange payment. tbe [iver ets nial a te sald quant rene under vat balance sya account wit te service ‘rovdercusterers cn sell sed Stary time a ve marke ates, In ‘mer rupees or rams. They can 0, {ake possession te ot nays fom sun scons or eran ‘used ay maton cares and Boctaging costs There sno Upper fon porenase octal a Homever the macinum mit 0 Duy enigimasinge dy Ise neh, 5 How safe is it? ‘Tne ene wno actualy sé lta 21d Serveaseasiadanof yur accumulates fn wretner you buy avec or ‘igany paver plorm A Wustee SSappommedavesee avalty ano operadon of aur At 9 point does {he owners or your acute Bd brovger ore cststan Te ys a stored secured vats Se ry nse Tr any evenates— 1s duet tet or damage caused by ‘not nave te onion to go and spect iitsactuay paced by pysKl Bd ‘arent etl ai sno aety dare Survie of ay esa Dod $0 tere san element of sas ‘Re ar et yt npc governs ow arena. wt sng popu of {ths prot Te amour of BO Stored vats aso rsing 22a cl. Mowever Sets expected fo troduce ors oc a. very soon ‘eceity bared brokerage tors ‘rom offerne cpt en How Is It different from paper gold? ost ne above anes ata ol re as0 hove aoe tons oo sah ‘Sop efs an acs wea pat ines tr ane rs sneak Od ds re ay cs a rome tne ‘Bayorsu ast no i rsa ewes ‘cuvrhe nal cimgesuando=8 Yor Steed old tna cc oy dtl goa, ee ares ers rer aa Seaconoe soar ner meas at Ste stators: we sje ‘ata and kaon ewer ow baer doromte opt orras en i0oTre fete Stuer eqmotarorox gan sone mature 3.stinae on wrt of ooo nce ‘Saat sre go cen ieee eee eee ‘hemes or scorer ene a 2 Who's offering digital gold? ima sera ens ‘rman sty tee eres nT Pa, Sognentcortecn ane Dita ‘ont Gatecala. ese Tis ave te op wi Service proiers he Pay ‘one Fe, amazon Pe ane Fonereanengorers. 0 Gia pia via tears (Gel evellstike nina. ‘Senco anda Jeers ave oo sares orn Sigal wa tou sor ‘Neups customers an open ‘ala azo nh the ‘fe eye amY How Is It better than buying physical gold? essay tte nolan at Sinus au ank pee ere reol Sota ser: gt tesners qo meted 3 rt, ‘poo pasen tele te wuts one ‘rood stall fen fs es ‘Pints her oe atta iceman atna ares ta! fies omer sto cos se rom Sctsrme dara ena sce sme sme Sco naa rereyed cn oy ant icone sty tareoren: ne mart ‘a ua Se yer ph gy bax om porn mance YoU uate itn fana ay aor os Mavis prove ent of oor SSeyed tea goats al es. tregeenec ns vm peste itl tenis mse ncn ser ‘Soom arot sal danning financial 2 . . . 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