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    Khristin Allison
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    WEEK 6

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    8 views6 pages

    Week 6

    Uploaded by

    Khristin Allison

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    of 6
    New Sqmpaguita Guildeve uc PNB & GR No. 18354 — SS _ Panganiban t, eee = FACTS: NCG nporned Boayd Resolution No- 0S, (- 24 autwoviting the ompany +0. Apply to yeure oO voynmecol dl loan witin PNG (PSM): PNG approved N&G+¢ requect.tae. PEM joan was broken doin into a Keudluing otdit une of ¥72M and an yaad vicer Line ot P 900K. uss (on wine segiirtd bya mortgage on 40 KEP dnd PN-Nco also cigned— ne peedik Kqucement relating to the reyauing Gedit vine and Unadulsed tine New tailed. Ho wovipiy with ity obdigations under tae prl-fduardo les woke ONG tor a request cha [40-day extension tor the paynent of interest and the cechucturing of i am — fox onotner term NGG tne tendered a PIM paynent to PNB tnrmgh 3 checks -2 checks lutre dithonoved- ple yote bo vet mnfocmning Wim sy maxe good the dishonored checks of else consequences ofl avise- iso failed to pay their tran ouiigations within tne time—— |fcome given tntwa. This foyetjasure proieedingswere ingtttuked resyitng ta tae public Jouction of tne movigaged REY (F102 M?. Laker, PMB jnfortntd NEB bay 4 ne pro Ieeds of ce ulevt in tubiravent to yover yi total tla of Paco ond Yb Idemonded tat .sy to pay bre detiuyentnes (QUE: wine they oy —uot the toa atrownts ave taboateed. —__ BELO: Yes mere te no sebiccemoy; tneye ic qutually an overpayment of move tain — iguoaced oe tne _wornputaton_of the 6C- indeed, Petitioner NESCsc loan acounts Lyk ees pundent appoay fa tot yloated wit some_iniquiteus inaporition ef inte |peits, penaliies orner mnarge¢ qnd_aitouney 4c es _dempnthatte thir point the loovvt cnall ave yp one byune the prmissovy notes, tiie ot dit ogeceme nit — nad Wye Gi slocure starewrents. Ip frne under soludio.indebiti or payment by jnistoke thtve is po debieitney seceilaie im tavor ob PAB, but yatine'e an LxceSS Lot ox Gaps _Poyotole oy respondent; tals 1,266 Chould damediately. een ss oe et. Rimedo vec. Mo-wraie kgyungn. Ti __ FACS: Un various dates tn {ely the piilipinne ational Bank granted to Hae peti Koneys ttyeral Inan/tytdit auommodations totaling M8-0 milion pesos payable iO pevied of cit yeovS ak on intevest rate of 21a yer damuwm to stuurcthe tom ne spouse’ Almeda eveouted o Weal Ecrate Mortgage tontvact covering a B07 squart_mottey parcel of tand together ulin vit ouilding erected mnereon (tae Wowinsplazg) located At Pasong tamoy Makati wet Manila-geieen 142L and Ie) petikiontrs wade coveral partial payments on toe tpam totaling, 07,236, h04-66.9, subs Lon bial povtiom of winich nine apylitd to qcctutd interest. On March B12, 1edpor: dent bank, awry petitigners: profestanions (aised the interest vate to 22% qillegedly pirsuont to Section MC ta) of it edit aquentut Said intercit rdte tert Upon incet= Aitd fon an initial 1s to 9 high of G29 between March of 1084 to sepienabe— rats a zi (SVE. Wheteer oc nt NO sas dubnovited ibe gatovest yates fom 2iMo to a4 igh os GBs yndey tne wwedit ag ycement RUUNG | No Any-tomtmc: which appears to bt heaully weiguted ia tavor oF ome of the packets 0.06 to eg to on wen scionabple rtaulk i void: Likewise, any stiptlotion| yegarding Phe validity ov tomaplame of tre watvact which is left solely to tne! ji ot one of Ene parties if imiic: tne binding, effects any agueqoent been, pochds to santa (pee entied wn tn sekied priacipie: teat tay Delt gati on dvising — Sven (ne contvatt his tne force of law peewee Hie paves jand got there must oe ouloliy petweon the patie, uased ov tueiv essembial Squaity, Tt Bank cieuses tht ight joineceate the imbevedt cate qitWin the tivaity Mleied by lol ft ony tae depending on wiabevey pilcay ck may dept inte tuhtre jpyo— ildedyiogt the jatevest tobt om tach ues ousmmedations shall be vovespondingly . ou Kime monetary toard: a) Ramos vi Buyson-Lamya— f@ Wo. L-asicr Wie a Fac_tyis petition toy ttybovavi was tacktuted on Agyil 10,1036 ,to amnitl tie {udgment_vendeved om Maron 26, of tae come year, by the recpondent judge 1 criminal cote fo l121s ME tye _tomyd of fivss Inytance of Toile: Wt wae a wouey CdSe _wintrgin the judgment sougut to ve annulled acquitted the ounied, He — iheveit_rtypandtnt CW hodget-huording tp the petitioner , tne judgment i¢ glve- fossa Ae aidsoh apnea hereto: cont ice ht held — [de Ganuied ond _the trial wurinued o wual to eadble him to adducedocu=— pinenkony ond ord) evidence pwhtal ov orcouoative 49 _juctity Cectablicn) poe ‘oom mi ssi.on_ot tne _cyime.t koteba GR_No- 15077 gnd_1sasad —__ ee Tinga gts es Es eS FACTS: Petitioners boroned from tecpondents the amount of PAS, 600. yaya le witinie | G Wonths with On indecst pote of Ge per montin. To stuuce He payment of the won PetMopers sttgaged theie stsidential house ond lot: Feri tines failed to pay tne awe hoon upon demand. lonyeauenty.the eal estate madetgaged wns ettyaydiciony | acedoied ond the wort gaged property said aio puvlic auction winece itu. $ owt) ded to yespondents where were the only biddecr. Upon the failure vt petitioners veise neice eight of vedempiion, ocevtticote of cme yasisived ond a acw| Tet qos ictyed 1M tne name of veipondentt beupite (cfuance of tne TCT petition ees. (ontinutd jo_ouarpy the said house ond tot, promapting respondents to fie a petition fey writ of possestion with the eT OF possession wins iccied| Peritiontrs fied _o_umplaint tor annulment of pearestaie wortgage Od tne judas quent foreclosure pmucedings. Peitonent tain that fotlowing tae _tovxt1c | ruling io Medal vChy tine voit of intectt stipulated ia the principe! Wan | logement i¢ Neany wuitond yoid. Consequently ne-a\sd-xgue tht tne.nullihy—| log Lhe ogreed jartrtst ake affects tae validity of the real ectnte mortgage: ISSUE: Wnttney oy not the ratt of inttyest (¢ mull ond yoid@ __J HELO: Vestine vote of inttvtct sriplated i¢ mull qndupid: Petitioners contend | dngt tne agreed rote of interest of fb pevmortin oy 72e per amnuye 5 fo 2xves~ ‘sive, iniquitous wmouscionable ond ¢Xornitomt Laat it should nave been desidred 4 qullOnd yoid-Porruant to the rcedona of combat principle tin bodied in Arhele 1506 of the Civil Code, contracting porhes may estowiish such stipuighiont causer true, | ond londitino os trey may deem comitnitnt, provided trey ar vot towtvavy to lay morals, goad casromas pulic order, Ov public polial-in the ovdinany tovest; Hie nda peovision vagy be iqunked to annul the excessive chipulated inttroth In Hae case ot bac, Hn ,r 22a ge a By tae pongard. he stipulated inktest yale if 6 pe ft fn tne avout= Cited copes, the shipulotionis smilariy squalid ll jONG1S. Avenida os — #_t = BR mo =0942 a ae ee ee lRiutiera angen: 8 ee FACTS: Louctons Attndide obtained tom PNG a toan of PSX qnd pledged £00 — cavanis tf po\hy to_quavanter payment which wee Hren deyocited (a the warthouse| of Cheng Siong Lorn ond co ood to tar eeeeck tne poscower mdorsed intavaus of the onKk Yne wocetioonding warehouse seceipt. Getore the maturity of theloan,the | Jom tovons of pnidy dicapprared tor Vevnoun teasone in tne warelonuse Waen Me. On mnabired pe borrower tailed tp poy obligation: petendant udimed toot tne ujdceouse eeveipt veving the palay which war given agseuurity toying yeen —| ndoustd if lank in tovnue Df the bank and te palay having yeen lost oy dig | nppederd nt ineceuy became relieved of linility, \SSUE: Wheiney py not the cuirendey of the warehouse receipt voveving 2ovD-cavar| ive DM Scuuvity endorsed in pian, bo PNB ha the t#feck of Wang = |feuned their title ov qwmectnip OK i+ sould we yontidered werely asa quavan} idee FO secure the payment of Ine opligavion of Oetendant? HELO: Nature of conivart ic Meage suppoited oy the stipulations embodved in ene — ontyaut signed by defendant whey he securtd the loan from PN. Hae Zend coy ang| DL palay tiered by Hae wartinause veLeipt wicee given t VNB only As 9 guocantee| fo stuire the fultillment by Defendant in hic nuli gation. pois weony appro invne| contrat wntvein ik is expecstly skated Haat cold 200d cavang of pniay were given | Os Lolladeyal ceuurity,tk follows Prot toy koe very pghire of tae tancaction it oume, Saip remOlnt_witia tne pied gor subject only to foretlosuct in case of mon=hultll= | “ent _of ine owti gation Minert 0. warehnoyse rtesipt of quedan is transteyred or endorsed ty 0 cyeditor ovily te sence ho _payincnt of town oy dert the tranttever oy endacsee docs not quidmntically be une $heounte of tne godde goutred py Moe wunrchowse receipt of quedan tut he merely yebnins the. sight to teen and wits tie iasent. of tne ouiney to sel tiem 5006 to satiety the obligation trom tne provecds of tne Cale. Gonrares VS: Go Tong = GK to. 1 = Wia)e —______ — Montemayor Ses FACTS: Go Thong owatd a vice mill and_wavelnuse_inrangatinan Hengd alice} Nee _as _g bonded warehouse man: Luzon surety Co..wos_tiongss gudranine

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