Case Study – Service Management
Group 3 :
- Beata Angela Ajinata ( 0106021810027)
- Amadea Louise Sutandi ( 0106021810001 )
- Terrence Susetio ( 0106021810032 )
- Vincentius Marvin Purwanto ( 0106021810016 )
- Samuel Fors Dopazo ( 0106021810070 )
Questions
1. Compare and contrast the strategic service vision of El Banco and United
Commercial Bank.
2. Identify the service winners, qualifiers, and service losers for El Banco and United
Commercial Bank.
3. What are the differentiating features of banks that target ethnic communities?
Answers :
1.
Strategic Service Vision El Blanco United Commercial
Element Bank
Service Delivery System The actual or They do import and
physical setting is export services.
Hispanic. Mostly speaking in
Mostly speaking in Chinese.
Spanish.
Operating Strategy The company is They have branches
utilizing ‘ in Chinese –
Franchise’. American
Low cost informal communities.
store fronts.
Offices in Chinese
speaking countries (
China, Taiwan, etc )
Service Concept Attract people who Loans money to
just started using businesses.
bank. Low fees.
Services are based
on fees.
Target Market Segments Latin people ( Chinese - Americans
Hispanic )
2.
El Blanco United Commercial Bank
Qualifier Speaking in Speaking in
Spanish. Chinese.
Location is Effective and safety.
informal.
Service Winner Check cashing. They do import –
Transferring money. export services.
The fees are low.
Service Loser Lack of advance Menacing
services. interest rate on
CDs
3.
The cultural focus is articulated nicely on the targeted community (language, setting).
Products that fit complex customer needs ( check cashing, trade finance ).
Suitable location that are easy to access for the community ( places commonly visited
by members of the community, etc )