ANDREA‌‌CLAVERIA‌ 

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Commercial‌‌Bank‌  ‌
Bank‌‌of‌‌the‌‌Philippine‌‌Islands‌‌(BPI)‌  ‌
a. Organization‌‌and‌‌operation‌  ‌
Bank‌‌of‌‌the‌‌Philippine‌‌Islands‌‌(the‌‌Bank)‌‌is‌‌a‌‌commercial‌‌bank,‌‌which‌‌offers‌‌a‌‌range‌‌of‌‌financial‌‌services.‌‌
 
The‌‌Bank's‌‌segments‌‌include‌‌Consumer‌‌Banking,‌‌Corporate‌‌Banking,‌‌and‌‌Investment‌‌banking.‌‌The‌‌
 
Consumer‌‌Banking‌‌segment‌‌addresses‌‌the‌‌individual‌‌and‌‌retail‌‌markets‌‌and‌‌covers‌‌deposit-taking‌‌and‌‌
 
servicing,‌‌consumer‌‌lending,‌‌such‌‌as‌‌home‌‌mortgages,‌‌auto‌‌loans,‌‌and‌‌credit‌‌card‌‌finance,‌‌as‌‌well‌‌as‌‌the‌‌
 
remittance‌‌business.‌‌The‌‌corporate‌‌banking‌‌segment‌‌offers‌‌lending,‌‌leasing,‌‌trade,‌‌and‌‌cash‌‌management‌‌
 
services.‌‌The‌‌investment‌‌banking‌‌segment‌‌offers‌‌corporate‌‌finance,‌‌securities‌‌distribution,‌‌asset‌‌
 
management,‌‌trust,‌‌and‌‌fiduciary‌‌services,‌‌as‌‌well‌‌as‌‌proprietary‌‌trading‌‌and‌‌investment‌‌activities.‌‌The‌‌Bank‌‌
 
operates‌‌approximately‌‌820‌‌branches‌‌and‌‌over‌‌2,760‌‌automated‌‌teller‌‌machines.‌‌The‌‌Bank‌‌also‌‌serves‌‌its‌‌
 
customers‌‌through‌‌alternative‌‌electronic‌‌banking‌‌channels,‌‌such‌‌as‌‌telephone,‌‌mobile‌‌phone,‌‌and‌‌the‌‌
 
Internet.‌  ‌

b. Capitalization‌  ‌
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c. Services‌‌offered‌  ‌
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Services‌  ‌
Overseas‌‌Filipino‌‌ATM‌‌Account.‌‌Card-based‌‌type‌‌of‌‌Savings‌‌Account‌‌intended‌‌primarily‌‌for‌‌Overseas‌ 
Filipinos‌‌and‌‌their‌‌beneficiaries.‌‌...‌  ‌
OFW‌‌Passbook‌‌Account.‌‌Passbook-based‌‌Savings‌‌Account‌‌available‌‌at‌‌LBP‌‌Branches.‌‌...‌  ‌
US‌‌Dollar‌‌Passbook‌‌Account.‌‌...‌  ‌
LANDBANK‌‌Remittance‌‌Service‌‌(thru‌‌Remittance‌‌Partners)‌  ‌
Customer‌‌Services‌‌
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Establish‌‌friendly‌‌relationships‌‌with‌‌clients,‌‌putting‌‌them‌‌first‌‌in‌‌our‌‌list‌‌of‌‌priorities,‌‌delight‌‌them‌‌with‌‌our‌‌
 
services,‌‌and‌‌always‌‌try‌‌to‌‌anticipate‌‌their‌‌every‌‌need.‌  ‌
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d. Scope‌‌of‌‌Operation‌  ‌
BPI's‌‌services‌‌include‌‌consumer‌‌banking‌‌and‌‌lending,‌‌asset‌‌management,‌‌payments,‌‌insurance,‌‌securities‌‌
 
brokerage‌‌and‌‌distribution,‌‌foreign‌‌exchange,‌‌leasing,‌‌and‌‌corporate‌‌and‌‌investment‌‌banking.‌  ‌
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e. Number‌‌of‌‌branches‌  ‌
It‌‌has‌‌800‌‌branches‌‌in‌‌the‌‌Philippines,‌‌Hong‌‌Kong,‌‌and‌‌Europe,‌‌and‌‌close‌‌to‌‌3,000‌‌ATMs‌‌and‌‌CAMs‌‌(cash‌‌
 
accept‌‌machines).‌  ‌
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f. Operating‌‌Performance‌  ‌
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