Name of Report Audience Frequency Dead Line

CREDIT RISK REPORT

Credit Monitoring MANCOM / Risk Monthly
Department
Loans Granted MANCOM Monthly
Facilities Coverage MANCOM Bi-annually
Mid Year Trend MANCOM Bi-annually
Analysis
Reviewed and MANCOM Annually
Updated Credit Risk
Grading
Unpaid Loans MANCOM Quaterly
Bad and Doubful MANCOM Monthly
Loan
Risk Appetite BOARD Monthly
Monitoring Risk Committee
LIQUIDITY / MARKET RISK REPORT
Liquidity Risk Stress MANCOM Monthly
Testing
Interest Rate MANCOM Monthly
Reprising Risk
OPERATIONAL RISK
Risk Managers MANCOM Monthly
Risk Department
Board
Summary of Losses MANCOM Monthly
Business Units and Risk Departement Quartely
Departemental
Network Appraisal MANCOM Monthly
Risk Committee

REGULATORY REPORTING
Most Significant COBAC Yearly
Risks Plaguing the
Bank
ICAAP and ILAAP COBAC Yearly
Stress Test COBAC Yearly
Update Risk Matrix COBAC Yearly
OTHERS REPORTS
Risk Management Risk Committee Annually
Strategy / Criteria Board
Materially above Risk Committee Semi-Annually
Appetite Board