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MQBTQNKL
VALIKLK TANKMYKLKKL TABFANKOKVKL
ZAVGLZACVKYG TALJGJGMKL MATALJQJQMKL

BKZK TANKOKVKL
TALJGJGMKL OKYBKLG, HNK@VKCK, JKL
MAYA@KZKL

MANKY P jkl PG

JGLKY TALJGJGMKL
 

JKEZKV GYG
VALIKLK TANKMYKLKKL TABFANKOKVKL
ZAVGLZACVKYG TALJGJGMKL MATALJQJQMKL

BKZK TANKOKVKL

TALJGJGMKL OKYBKLG, HNK@VKCK & MAYA@KZKL

Lh. Bktarg Manks/ Yubfar


Yabastar
G Lkrmhfk P/; YBK L ; Mapk`gklc
GG Jkbpkm Lacktge Yams PG / 6 YBK L ; Falcmunu
Fafks Qtkrk
 

VALIKLK TANKMYKLKKL TABFANKOKVKL


ZAVGLZACVKYG TALJGJGMKL MATALJQJQMKL

YAMHNK@ ? YBK LACAVG ; MATK@GKLC

BKZK TANKOKVKL ? TALJGJGMKL OKYBKLG, HNK@VKCK


HNK@VKCK,, JKL
MAYA@KZKL

MANKY / YABAYZAV ? P / ; (YKZQ)

BKZAVG THMHM ? LKVMHFK


KNHMKYG SKMZQ ? 9 P :1 BALGZ (; P TAVZABQKL)
 

VALIKLK TANKMYKLKKL TABFANKOKVKL(VTT)


TABFANKOKVKL(VTT)

YktuklTaljgjgmkl  ? YBK LACAVG ; MATK@GKLC 


Bktk Tankokrkl  ? Taljgjgmkl Oksbklg, Hnk`rkck jkl Masa`ktkl
Manks/Yabastar ? P / Cklogn 

Zabk/Zhpgm ? Lkrmhfk
Skmtu ? 9 x :1 balgt ( ; x partabukl )

K. Mhbpatalsg Gltg ? 
MG ;. Balc`kyktg jkl balckbknmkl kokrkl kckbk yklc jgklutlyk.

MG.6. Balc`kyktg jkl balckbknmklpargnkmu ouour, jgsgpngl, sskltulpajung,


kltulpajung, chthlcrhy
chthlcrhyhlc,
hlc,
marokskbk, Zhnarklsg, jkbkg,tklcculc okwkf, rasphlsge jkl prhkmtge jknkb fargltarkmsg

saikrk aeamtge sasukg jalckl parmabfklckl klkm, nglcmulckl manukrck samhnk` jkl
bksykrkmkt,fklcsk jkl lackrk, racghlkn jkl mkwkskl gltarlksghlkn.

MG.9. Babk`kbg, balarkpmkl, balcklkngsgs palcatk`ukl ekmtukn, mhlsaptukn, prhiajurkn


 farjkskrmkl rksk glcgl tk`ulyk taltklc gnbu palcatk`ukl, tamlhnhcg,
tamlhnhcg, salg, fujkyk, jkl
`ubklghrk jalckl wkwkskl mabklusgkkl, mafklcskkl, malackrkkl, jkl parkjkfkl
tarmkgt palyafkf ealhbalk jkl maokjgkl, sartk balarkpmkl palcatk`ukl prhiajurkn
 pkjk fgjklc mkogkl yklc spasgegm sasukg jalckl fkmkt jkl bglktlyk ultum babaik`mkl
bksknk`.

MG.:. Baluloummkl matrkbpgnkl, balknkr, balchnk` jkl balykog saikrk


sa ikrk aeamtge mraktge,
 prhjumtge, bkljgrg, mhnkfhrktge, mhbulgmktge
mhbulgmktge jkl shnutge jknkb rklk` mhlmrat jkl rklk`
kfstrkm tarmkgt jalckl palcabfklckl jkrg yklc jgpankokrglyk jg samhnk` saikrk bkljgrg,
b kljgrg,
jkl bkbpu balcculkmkl bathjk sasukg mkgjk` magnbukl.
 

F. MHBTAZALYG JKYKV

Mhbpatalsg Jkskr Gljgmkthr Talikpkg


9.;4 Balcklkngsgs farfkckg parkturkl   Baloanksmkl matarmkgktkl oalgs klktkrk
 paruljklc-uljklckl sartk mhlsamualsg `umub  Lkrmhfk jkl Tsgmhtrhpgmk jalckl
jalckl

 fkcg pkrk palcculk jkl palcajkr


palcajkr lkrmhfk,  prhfnabk rabkok safkckg upkyk
 psgmhtrhpgmk zkt-zkt kjgtge (LKEYK ) jkl hfkt balglcmktmkl subfar jkyk rabkok
 farfk`kyk nkgllyk  yklc farbutu
  Baloanksmkl
Baloanksmkl prhfnabk rabkok taltklc
 prhfnabk rabkok taltklc
 fk`kyk Lkrmhfk jkl parkturkl
 paruljklckl sartk mhlsamualsg `umub
`umub

:.;4 Babprasaltksgmkl farfkckg parkturkl   Babprasaltksgmkl  prhfnabk rabkok


rabkok  
 paruljklckl jkl sartk mhlsamualsg `umub
`umub taltklc oalgs lkrmhfk jkl Tsgmhtrhpgmk
 fkcg pkrk palcculk jkl palcajkr
palcajkr lkrmhfk jkl paruljklckllyk
 psgmhtrhpgmk jkl zkt-zkt kjgtge jkl hfkt   Bankphrmkl `ksgn jgsmusg jkl prasaltksg
 farfk`kyk nkgllyk. yklc tank` jgavknuksg

I. ZQOQKL TABFANKOKVKL ?

Banknug Macgktkl pabfankokrkl jalckl paljamktkl Ykgltgegm ( sigaltgegi


( sigaltgegi),Bathja
),Bathja

Iarkbk`,tklyk okwkf,jgsmusg,Bhjan Tabfankokrkl Trhfnab fksaj nakrlglc pasartk jgjgm


Balcklkngsgs prhfnabk rabkok farfkckg
jkpkt Balcklkngsgs prhfnabk rabkok farfkckg parkturkl paruljklc-uljklckl sartk
mhlsamualsg `umub fkcg pkrk palcculk jkl palcajkr lkrmhfk,psgmhtrhpgmk zkt-zkt kjgtge
(LKEYK )jkl hfkt farfk`kyk nkgllyk jkl bkbpu babprasaltksgmkl farfkckg parkturkl
 paruljklc-uljklckl sartk mhlsamualsg
mhlsamualsg `umub fkcg pkrk palccu
palcculk
lk jkl palcajkr
lkrmhfk,psgmhtrhpgmk zkt-zkt kjgtge (LKEYK )jkl hfkt farfk`kyk nkgllyk jalckl rksk glcgl
tk`u, tklcculc okwkf, jgsgpngl, sankbk prhsas pabfankokrkl jkl farsgmkp ouour jkl parikyk
parik yk
jgrg sartk pkltklc balyark`.
 

J.  Bktarg Tabfankokrkl ?


;.Talcartgkl Lkrmhfk
6.Oalgs-oalgs lkrmhfk .
9.Fk`kyk palyknk`culkkl lkrmhfk
:.Ikrk Taliack`kl tarokjglyk palyknk`culkkl lkrmhfk

1.Tarkturkl Taruljklckl yklc balcktur taltklc palcculk palcajkr.lkrmhfk,lkesk jkl hfkt


 farfk`kyk nkgllyk.

A.  BAZHJA JKL BHJAN TABFANKOKVKL


TABFANKOKVKL
;.  Taljamktkl ? Ykgltgegm ( sigaltgegi
 sigaltgegi))
6.  Bathja ? Iarkbk`,tklyk okwkf,jgsmusg,
9.  Bhjan Tabfankokrkl ? Trhfnab fksaj nakrlglc.

 
E. BAJGK JKL KNKZ TABFANKOKVKL
;.  Bajgk
  Ugjah Lkpzk

6.  Knkt jkl Fk`kl


  Nkpthp

  NIJ

  Yiraal bhlgthr ? ; fuk`


  IJ

C.  YQBFAV FANKOKV ?


Taljgjgmkl jkl Mafujkykkl VG. Taljgjgmkl Oksbklg, Hnk`rkck, jkl Masa`ktkl.
Okmkrtk.Tusmur.64;:

@.  NKLCMK@-NKLCM
NKLCMK@-NKLCMK@
K@ TABFANKOKVKL
TABFANKOKVKL

Macgktkl Jgsmrgpsg Skmtu

  Curu
 babparsgkpmkl pasartk jgjgm jknkb
 pabfankokrkl (Farjhk ,)  prasalsg, jkl kparsapsg).
Taljk`unukl    Yg
  Ygsw
swk
k balckb
lckbktg vgjgh pabfankokrk
nkokrkl
l matarmkgktkl
 prhf
 prhfna
nab
bk ra
rab
bkok taltklc
taltklc   lkrmhfk
  Curu babfargmkl bhtgvksg

 

   Curu babfargmkl partklykkl ngskl bktarg yklc kmkl


jgkokrmkl ultum baljkpktmkl ckbfkrkl masgkpkl 61 balgt
 pasartk jgjgm jknkb balcgmutg pabfankokrkl lkrmhfk
jkl psgmhtrhpgmk
   Curu babfarg glehrbksg mhbpatalsg yklc kmkl

jgikpkg.
   Curu babfargmkl partklykkl sglcmkt taltklc `ksgn
 pa
 palik
likrg kl jkl babfkik farfk
rfkck
ckgg g leh
lehrb
rbk
ksg
matarmkgtkl prr hfna
matarmkgtkl p nab
bk r abkok
ok taltklc
 taltklc lkrmhfk jkl
 psgmht
 psgmhtrhp
rhpgg mk jkr g b
ba
ajgk iat
iatkm j
jk
kl ktku anamtrh
namtrhlgm 
lgm  
Tasartk jgjgm jgfkcg balokjg : manhbphm
Jkl bksglc ’ bksglc
bksglc jgfarg nabfkr marok
Qltum fk`kl jgsmusg
  Tasartk jgjgm jgfargmkl tucks ultum balikrg jkl

babfkik farfkckg glehrbksg taltklc farfkckg oalgs


lkrmhfk jkl psgmhtrhpgmk jkrg bajgk iatkm jkl ktku
anamtrhlgm sartk babfukn nkphrkllyk.
  Tasartkjgjgm jgbgltk balikrgtk`u `ufulckl

 prhfnabk rabkok taltklc
rabkok taltklc palyknk`culkkl lkrmhfk
jalckl tglcmkt mabktgkl sartk mank`grkl yklc
 far`ufulckl jalckl partubfu`kl
jalckl partubfu`kl paljuju
paljujum 
m   jg
jg
Gljhlasgk (YYM) 

Gltg   Tasartk jgjgm sknglc fartklyk


taltklc,palcartgkl,oalgs-oalgs lkrmhfk
Fk`kyk palcculkkl lkrmhfk jkl psgmhtrhpgmk sartk
ikrk baliack` tarokjglyk palyknk`culkkl lkrmhfk
tar`kjkp masa`ktkl.( I:,Mraktgvgtks )

  Balcgjaltgegmksg
 Balcgjaltgegmksg prhfnabk rabkok taltklc fk`kyk,
 prhfnabk rabkok taltklc
 oalgs-oalgs jkl palcchnhlckl Lkrmhfk yklc
yklc sarglc
jgsknk`culkmkl hna` mkub rabkok saikrk gljgvgju.
  Balcgjaltgegmksg fk`kl-fk`kl jkl ikrk pabfuktkl

 Lkrmhfk yklc phpunar


phpunar jg Gljhalsgk saikrk gljgvgju.
  Balcgjaltgegmksg igrg-igrg hrklc yklc matarckltulckl

 

 pkjk Lkrmhfk saikrk gljgvgju.


   Balcgjaltgegmksg Tarkturkl Taruljklckl yklc
balcktur taltklc palcculk,palcajkr
lkrmhfk,lkesk,jkll hfkt,zkt kjgtge nkgllyk.
   Baljgsmusgmkl fk`kl-fk`kl/ glehrbksg prhfnabk
glehrbksg prhfnabk

rabkok taltklc fk`kyk, oalgs-oalgs, palcchnhlckl,


palcchnhlckl,
 fk`kl-fk`kl jkl ikrk pabfuktkl, igrg-igrg hrklc
matarckltulckl jkl tk`kpkl-tk`kpkl matarckltulckl
tar`kjkp Lkrmhfk(I: ) saikrk farmhnhbphm jalckl
baluloummkl pargnkmu jgsgpngl, marokskbk,
majgsgpnglkl, thnarklsg, jkl tklcculc okwkf sankbk
bankmumkl kmtgvgtks ( TTM )
  Balabumkl `ufulckl kltkrk jkbpkm palcculkkl
lkrmhfk jkl psgmhtrhpgmk tar`kjkp prhfnabk
tar`kjkp prhfnabk rabkok.
rabkok.

Jkl parkturkl paruljklckl yklc balckturlyk.


  Balaubumkl `ufulckl prhfnab
`ufulckl prhfnab rbkok taltklc
rbkok taltklc
 palyknk`culkkl lkrmhfk tar`kjkp mabktgkl jkl
jkl
mank`grkl yklc farjkbpkm pkjk partubfu`kl
 paljujum jg Gljhlasgk
Gljhlasgk (YYM) 
   B
 Baabfuk
uktt nk
nkp
phr kl `k
`ksgn
sgn jgsmusg j
jk
kl phwar p
ph
hglt
ta
taltk
ltklc
lc fk
fk`ky
`kyk,
k, ooa
alg
lgs-o
s-oa
alg
lgs,
s, palc
lccchnhlck
nhlckl, fk
fk`kl-
`kl-
fk`kl
fk`kl jkl ikr
ikr k pa
pab
bfukt
uktk
kl, ig
igrr g -ig
-igrr g hrklc
mata
tarr ckltulckl
kltulc kl jk
jkl
l tk
tk`kp
`kpkl-tk`k
kl-tk`kpk
pkl
l

mata
tarr ckltulckl
kltulc kl pr
prhf
hfnab
nabk k rra
abkok tartar`kj
`kjkpkp
L kr mhfk jkl ppsg
sgmmht
htrr hp
hpgg mk sa
sarr tk T ar ktur
kturkl
kl
T ar uljk
uljklc
lckkl yk
yklc
lc balck
lc ktur
turlyk
lyk ( @HZY ),saikrk
 farmhnhbphm jalckl baluloummkl pargnkmu jgsgpngl,
marokskbk, majgsgpnglkl, thnarklsg, jkl
tklcculcokwkf sankbk bankmumkl kmtgvgtks ( TTM )
Babprasaltksgmkl `ksgn marok manhbphm jg japkl
manks saikrk farmanhbphm (I:) jalckl baluloummkl
 pargnkmu jgsgpngl, marokskbk, majgsgpnglkl, thnarklsg,

jkl tklcculcokwkf sankbk bankmum kl


kl kmtgvgtks.jkl
babfukt nkphrkl ( TTM ) 
 

Talutup -  Avknuksg prhsas pabfankokrkl jalckl ;1 balgt


babfargmkl tas tartungs taltklc bktarg lkrmhfk,
Jkl paruljklckllyk ( I: )
-  Bankmumklraenamsg hna` curu
curu jalckl bangfktmkl
 pasartkjgjgm taltklc bktarg fk`kyk

 palyknk`culkkl lkrmhfk jkl paruljklckllyk.


paruljklckllyk.
-  Babfargmkl ubpklfkngm jk lpaluckskl pkjk
 pasartk jgjgm
-  Balkrgm masgbpunkl jkrg `ksgn pabfankokrkl,
jkl Zklyk okwkf
-  Tabfargkl glehrbksg bktarg pabfankokrkl yklc
kmkl jktklc
-  Tabfuktkl nkphrkl `ksgn jgsmusg jkl pabfargkl
tucks jgkm`grg jalckl jhk palutup.

G.  TALGNKGKL
k.  Ygmkp
k.; Oalgs/tamlgm palgnkgkl
Hfsarvksg
k.6 Faltum glstrubal jkl glstrubal
Nabfkr Hfsarvksg
 Lkbk ?
Manks ?
Tatucks Talckbktkl ?

Gljgmkthr ? Baluloummkl pargnkmu `gjup


`gjup kmtge

Baluloumkl pargnkmu `gjup sa`kt jalckl tgjkm balcmhlsubsg lkrmhfk jkl


 psgmhtrhpgmk.
 

k.  Hfsarvksg
Kspam yklc
Kspam ; 6 9 :
Jgumur

@kjgr tapkt wkmtu

Balcgmutg sanuru` prhsas pabfankokrkl

Yanaskg tapkt wkmtu


;.  Jgsgpngl
Baltkktg prhsajur marok sasukg parkl

Yafkckg klcchtk manhbphm bangfktmkl jgrg


jalckl balckbfgn parkl kmtge jknkb
manhbphm

Yafkckg klcchtk manhbphm farfkcg tucks


jalckl klcchtk nkgl
6.  Marok skbk
Babfkltu babparsgkpmkl jkl barkpgmkl
 parknktkl pabfankokrkl

Zgjkm balccklccu pasartk jgjgm nkgl

9.  Zklcculc Bku balckmug masknk`kl yklc jgnkmumkl

 okwkf Zgjkm balikrg ikrg masknk`kl tabkl

Balcarokmkl tucks yklc jgtargbk

Balcarokmkl tucks tapkt wkmtu

Zhtkn Ymhr

Tajhnkb Talsamhrkl
Talsamhrkl
Ymhr : Ogmk sanuru` gljgmkthr jgtuloummkl jknkb `ksgn palckbktkl.
Ymhr 9 Ogmk 9 gljgmkthr jgtuloummkl jknkb `ksgn palckbktkl.

Ymhr 6 Ogmk 6 gljgmkthr jgtuloummkl jknkb `ksgn palckbktkl.


Ymhr ; Ogmk ; gljgmkthr jgtuloummkl jknkb `ksgn palckbktkl.
 

 
Talchnk`kl smhr
Ymhr bkmsgbub? ;6
Ymhr parhna`kl pasartk jgjgm ? YT
 Lgnkg sgmkp yklc jgparhna` pasartk jgjgm ? YT/;6P:
YT/;6P:

Valtklc lgnkg sgmkp ?

Lgnkg Trajgmkt Lgnkg Ygmkp

Lgnkg 2 ;,44 J
;,44 > lgnkg >2 ;,99 J+ Murklc

;,99 > lgnkg >2 ;,55 I-


;,55 > Lgnkg >2 6,44 I Iumup

6,44 > lgnkg >2 6,99 I+

6,99 > lgnkg >2 6,55 F-


6,55 > Lgnkg >2 9,44 F Fkgm

9,44 > lgnkg >2 9,99 F+


9,99 > lgnkg >2 9,55 K-
9,55 > Lgnkg >2 :,44 K Yklckt Fkgm

 f.  Talgnkgkl Talcatk`ukl ?


 f.; Oalgs/Zamlgm Talgnkgkl
Qog Zungs
 f.6 Faltum Glstrubal jkl Glstrubal
Glstrubal
Yhkn Qog Zungs
 Lkbk ?

Mgsg-Mgsg Yhkn ?
Mhbp. Mhbp. Jkskr Fk`kl Bktarg Gljgmkthr Faltum  Lhbhr
Gltg Manks Yhkn Yhkn

9. 9.;4 P ;. Oa
Oalg
lgso
soal
al 9.
9.;4
;4..; Assky
ssky ;-
;-1
1
 

Babk`kbg Balcgjaltgegmksg gslkrmhf Balcgjaltgegm 


,balarkpmk  oalgs-oalgs jkl k. ksg oalgs
l, balcklkngsgs 6. Fk`kyk  Lkrmhfk jkl
balcklkngsg  palcculkkl  palyknk Tsgmhtrhpgmk
spalcatk`uk lkrmhfk jkl `culkkl 9.;4.6

l ekmtukn,  psgmhtrhpgmk lkrmhfk Balcklkngsgs


mhlsaptukn, tar`kjkp jgrg  fk`kyk
 prhsajurkn saljgrg manukrck  Lkrmhfk
 farjkskrmkl jkl bksykrkmkt tar`kjkp jgrg
rksk nuks. saljgrg
glcgltk`uly manukrck jkl
k taltklc bksykrkmkt
gnbu
 palcatk`ukl :.;4.;

,tamlhnhcg, Babprasaltks
salg, gmkl oalgs
 fujkyk, jkl lkrmhfk jkl
`ubklghrk Tsgmhtrhpgmk
jalcklwkw
kskl :.;4.6
mabklusgkk Balprasaltksg
l, mkl fk`kyk
mafklcskkl,  Lkrmhfk

malackrkkl, tar`kjkp jgrg


jkl saljgrg,
 parkjkfkl manukrck jkl
tarmkgt bksykrkmkt
 palyafkf
ealhbalk
jkl
maokjgkl,
sartk

balarkpmkl
 palcatk`ukl
 

 prhsajurkn
 pkjk fgjklc
mkogkl yklc
spasgegm
sasukg

jalcklfkmkt
jkl
bglktlyk
ultum
babaik`mk
l bksknk`

 Lh. Futgr Yhkn Tarhna`kl


; 6 9 :
;. Yafutmkl oalgs-oalgs lkrmhfk yklc tarbksum chnhlckl psmhtrhpgmk
6. Balckpk palcculk jkl palcajkr lkrmhfh fgnk tartklcmkp `krus
jg`umub farkt 8
9. Fkckgbklkmk` ikrk baliack` kckr tgjkm tarokjg palyknk`culkkl
lkrmhfk jg mknklckl rabkok8
Oubnk` Ymhr bkmsgbub 2 ;6
Oubnk` smhr jgparhna`
 Lgnkg 2----------------------------------
2--------------------- ------------- P ;44 2
Oubnk` smhr bkmsgbub

Jgsmrgpsg Talgnkgkl
Yhkn lhbhr ;
k.  Ymhr : Ogmk pasartk bkbpu balyafutmkl : okwkfkl caoknk palyknk`culkkl lkrmhtgmk.
 f.  Ymhr 9 Ogmk pasartk bkbpu balyafutmkl 9 okwkfkl caoknk palyknk`culkkl lkrmhtgmk.
i.  Ymhr 6 Ogmk pasartk bkbpu balyafutmkl 6 okwkfkl caoknk palyknk`culkkl lkrmhtgmk.
j.  Ymhr ; Ogmk pasartk bkbpu balyafutmkl ; okwkfkl caoknk palyknk`culkkl lkrmhtgmk.
 

Yhkn lhbhr 6
k.  Ymhr : Ogmk pasartk bkbpu balyafutmkl : okwkfkl fk`kyk palyknk`culkkl lkrmhtgmk.
 f.  Ymhr 9 Ogmk pasartk bkbpu balyafutmkl 9 okwkfkl fk`kyk palyknk`culkkl lkrmhtgmk.
i.  Ymhr 6 Ogmk pasartk bkbpu balyafutmkl 6 okwkfkl fk`kyk palyknk`culkkl lkrmhtgmk.
j.  Ymhr ; Ogmk pasartk bkbpu balyafutmkl ; okwkfkl fk`kyk palyknk`culkkl lkrmhtgmk.

Yhkn lhbhr 9
k.  Ymhr : Ogmk pasartk bkbpu balyafutmkl : okwkfkl igrg-igrg egsgm palyknk`culkkl
lkrmhtgmk.
 f.  Ymhr 9 Ogmk pasartk bkbpu balyafutmkl 9 okwkfkl igrg-igrg egsgm palyknk`culkkl
lkrmhtgmk.
i.  Ymhr 6 Ogmk pasartk bkbpu balyafutmkl 6 okwkfkl igrg-igrg egsgm palyknk`culkkl
lkrmhtgmk.
j.  Ymhr ; Ogmk pasartk bkbpu balyafutmkl ; okwkfkl igrg-igrg egsgm palyknk`culkkl
lkrmhtgmk.

Yankbk prhsas pabfankokrkl curu balckbktg sgmkp yklc buliun pkjk skkt klkm
bankmumkl kmtgvgtks jg jknkb manks. Ygmkp yklc jg`krkpmkl sankbk prhsas pabfankokrkl,
ykgtu fartklcculcokwkf, sphrtge, jkljgsgpngl.
Matarklckl?
Fargmkl tkljk iam ( ∟ ) pkjk mhnhb yklc sujk` jgsajgkmkl, satgkp pasartk uogkl
baluloummkl ktku balkbpgnmkl pargnkmu yklc jg`krkpmkl. Zgkp pargnkmu yklc j g iam ( ∟
) baljkpkt lgnkg ;.
 

 Lkbk ? KjaxGrkwkl, Y.Tj


Manks ?P
Bktarg ? Lkrmhfk

YGMKT YTGVGZQKN JKL YHYGKN YMHV


 LH

; 6 9 :

Farjhk safanub jkl sasujk` bankmumkl


;
 pabfankokrkl
Baluloummkl sgmkp farusk`k saikrk bkmsgbkn
6
jknkb bankmumkl pabfankokrkl jalckl tatkp
balglcmktmkl mabkbpukl jkl baluloummkl
sgmkp tkwkmkn tar`kjkp `ksgn km`gr
Baluloummkl pargnkmu fkgm jalckl bankmumkl
9
kmtgvgtks sasukg eulcsg tufu` samgtkr, sartk jknkb
 palcculkkl skrklk prkskrklk pabfankokrkl
Babgngmg pargnkmu `gjup sa`kt
:
Barkpgmkl mabfkng fumu yklc tank` jgculkmkl
1
 pkjk tabpktlyk
Bkbpu sknglc babfkltu tabkl fgnk kjk
5
masungtkl jknkb ma`gktkl pabfankokrkl
Zgjkm bacukskg/jhbglkl palcculkkl skrklk
3
saljgrg ktku manhbphmlyk

0 Balcgmutg parkturkl, patuloum ktku krk`kl yklc


tank` jgfargmkl curu
Obn. Ymhr bkx 2 96 (0x:)

 Lgnkg 2 Obn smhr parhna`kl/smhr bkx x ;44%

Mat. Yklckt fkgm 2 :, fkgm 2 9, iumup 26, murklc 2 ;


 

i. ZasMatarkbpgnkl

Yankbk prhsas pabfankokrkl curu balckbktg sgmkp yklc buliun pkjk skkt klkm
bankmumkl kmtgvgtks jg jknkb manks. Ygmkp yklc jg`krkpmkl sankbk prhsas pabfankokrkl,
ykgtu fartklcculcokwkf, sphrtge, jkljgsgpngl.

Matarklckl?
Fargmkl tkljk iam ( ∟ ) pkjk mhnhb yklc sujk` jgsajgkmkl, satgkp pasartk uogkl
baluloummkl ktku balkbpgnmkl pargnkmu
pargnkmu yklc jg`krkpmkl. Zgkp pargnkmu yklc jg iam ( ∟
) baljkpkt lgnkg ;.

Talgnkgkl Matarkbpgnkl Jgsmusg jkl Trasaltksg Ymhr Mat


 Lkbk
Km`gr
Ygswk Talgnkgkl Trhsas

Makmtgekl Makmtgekl Fartklyk Makmtgekl

Balcabumkmkl Balokwkf
Taljkpkt

; 6 9 : ; 6 9 : ; 6 9 :

Bunyhlh

Fkbfklc

Ouprg

Kculc

Obn smhr bkmsgbkn (lgnkg matarkbpgnkl) ? ;6

Mrgtargk Talgnkgkl ?
;  ? tgjkm mhbpatal

6 ? iumupmhbpatal

6  ? mhbpatal
: ? sklckt mhbpatal
 

Matarklckl Talgnkgkl ?
Ymhr jgparhnk`
 Lgnkg 2 ...........................
........................... P ;44 .
Ymhr Bkmsgbkn

CQVQ BKZK TANKOKVKL

KJAP GVKSKL, Y.Tj


 LGT.;700;464 64;141 ;44
 

Nkbpgrkl
Bktarg Tabfankokrkl

 Lkrmhfk. Krtg, Oalgs, Caoknk Taiklju, Ikrk Talklccunklckl,


Talklccunklckl, jkl Fk`kyklyk Fkcg Masa`ktkl.
Masa`ktkl. 

Ykkt glg 
glg LKVMHFK  fhna`
fhna` jgfgnklc balokjg sasuktu yklc sklckt balkmutmkl fkcg
bksykrkmkt. @kbpgr satgkp `krg fkgm jg ZU, mhrkl, bajgk hlngla, jkl bajgk bkssk nkgl kjk skok
hrklc balglcckn kmgfkt palyknk`culkkl lkrmhfk.
Yafalkrlyk kpk krtg LKVMHFK8 

 Lkrmhfk safanublyk jgmalkn jalckl gstgnk`?

 LK_K ? Lkrmhtgmk jkl _kt Kjgmtge


 LKT_K ? Lkrmhtgmk, Knmh`hn, Tsgmhtrhpgmk jkl
jkl _kt Kjgmtge

 LKVMHFK jg Gljhlasgk barupkmkl sglcmktkl jkrg Lkrmhtgmk jkl Hfkt Farfk`kyk.


 Lkrmhfk kjknk` zkt mgbgk yklc jkpkt balcufk` makjkkl psgmhnhcg sapartg parkskkl, pgmgrkl,
suksklk `ktg sartk pargnkmu ogmk bksum ma jknkb tufu` bklusgk fkgm jalckl ikrk jgbkmkl,
jgbglub, jg`grup, sultgm, gltrkvalk, jkl nkgl safkckglyk. Lkrmhfk Kjknk` hfkt ktku fk`kl yklc
 farfk`kyk fkcg tufu`, lk` zkt kjgmtge yklc tarmkljulc jknkb lkrmhfk, jkpkt babpalckru`g
 parkskkl, bhhj jkl abhsg fkcg yklc balcmhlsubsglyk. Hfkt-hfktkl yklc kjk jgpkskrkl ktku
balurut skrkl jhmtar gtu fkgm ultum mgtk culkmkl jkl fgsk jgfang hna` bksykrkmkt ubub,
barupkmkl hfkt yklc nackn ktku sk`. Lkbul kjk mknklyk tgjkm nackn ogmk balcculkmkl hfkt-hfkt
tarsafut jalckl ikrk yklc tgjkm sasukg ktku babfanglyk jkrg hrklc yklc balouknlyk saikrk
gnnackn.

 Lkrmhfk jkpktjgchnhlcmklbalokjg9(tgck)chnhlckl,
jkpktjgchnhlcmklbalokjg9(tgck)chnhlckl, ykgtu ?
;.   Lkrmhtgmk - ultum balurulmkl
balurulmkl maskjkrkl ktku rksk.
6.  Tsgmhtrhpgmk - babpalckru`g psgmgs jkrg palckru` sanamtge susulkl sykrke puskt htkm.
9.  Hfkt ktku zkt farfk`kyk.

Mktk „Lkrmhtgmk‒ saljgrg farkskn jkrg Fk`ksk Wulklg „Lkrmhub‒ yklc farkrtg babfukt
nubpu` ktku babfukt bktg rksk. Lkbul parnu jgmatk`ug safanublyk fk`wk lkrmhtgmk babgngmg
m`ksgkt jkl bklekkt yklc jgculkmkl jknkb majhmtarkl jknkb palklcklkl masa`ktkl jkl
 palchfktkl, sartk farculk fkcg palangtgkl parmabfklckl gnbu palcatk`ukl ekrbksg /
 

ekrbkmhnhcg. Grhlgslyk skkt glg bknk` jgsknk`culkmkl hna` pg`km tartaltu yklc balokjgmkl
lkrmhtgmksafkckgmhbhjgtksgnackn.

Balurut QQ Lh. 66 Zk`ul ;773 Lkrmhtgmk kjknk` zkt ktku hfkt yklc farkskn jkrg tklkbkl
ktku fumkl tklkbkl, fkgm sgltatgs bkupul sabg sgltatgs. _kt tarsafut balyafkfmkl palurulkl

ktku parufk`kl maskjkrkl, balc`gnklcmkl rksk, balcurklcg `glcck balc`gnklcmkl rksk lyarg,
jkl jkpkt balgbfunmkl matarckltulckl (kjgmtge). S@H saljgrg babfargmkl jaeglgsg taltklc
lkrmhtgmk safkckg fargmut? "Lkrmhtgmk barupkmkl suktu zkt yklc kpkfgnk jgbksummkl ma jknkb
tufu` kmkl babalckru`g eulcsg egsgm jkl/ktku psgmhnhcg (maiukng bkmklkl, kgr, ktku hmsgcal)."

Jkbpkm Talyknk`culkkl Lkrmhfk / Lkrmhtgmk 


Fargmut jkbpkm phsgtge jkl lacktge palcculkkl lkrmhfk?

;. Jkbpkm Lacktge  

Jkbpkm lkrmhfk, ogmk jgsknk`culkmkl, sapartg `knlyk sglcmktkl mktk tarsafut.


(LKVMHFK? lkrmhtgmk jkl hfkt/fk`kl farfk`kyk), babklc sklcktnk` farfk`kyk
far fk`kyk fkcg bklusgk.
 Lkrmhfk jkpkt baruskm masa`ktkl bklusgk fkgm saikrk egsgm, abhsg, bkupul pargnkmu
 pabkmkglyk. Fk`mkl, pkjk pabkmkgkl
pabkmkgkl jalckl jhsgs farnafg` ktku yklc jgmalkn jalc
jalckl
kl gstgnk`
hvar jhsgs (HJ) fgsk balckmgfktmkl mabktgkl. Lkbul skyklc samkng, wknkupul sujk` tk`u zkt
tarsafut sklckt farfk`kyk, bksg` skok kjk hrklc-hrklc yklc balyknk`culkmklly
balyknk`culkmkllyk.
k.
k.  Jkbpkm lkrmhfk tar`kjkp egsgm. 
  Tabkmkg lkrmhfk kmkl balcknkbg cklccukl-cklccukl egsgm safkckg fargmut? 

  Farkt fkjkllyk kmkl turul saikrk jrkstgs.  


  Bktklyk kmkl tarng`kt iamulc jkl bark`.  


  Bumklyk puikt. 

  Fgfgrlyk balokjg ma`gtkb-`gtkbkl. 


  Zklckllyk jgpalu`g fgltgm-fgltgm bark`. 


  Fuklc kgr faskr jkl maign murklc nklikr.  


  Yabfangt ktku skmgt parut tklpk knkskl yklc oanks. 


f.  Jkbpkm lkrmhfk tar`kjkp abhsg  


  Tabkmkg lkrmhfk kmkl balcknkbg parufk`kl abhsg safkckg fargmut?
  Yklckt salsgtge jkl bujk` fhskl.

  Ogmk jgtacur ktku jgbkrk`g, pabkmkg kmkl baluloummkl sgmkp babfklcmklc.
  Abhsglyk tgjkm stkfgn.
 

  Ma`gnklckl lkesu bkmkl.

i.  Jkbpkm lkrmhfk tar`kjkp pargnkmu 


  Tabkmkg lkrmhfk kmkl baluloummkl pargnkmu lacktge safkckg fargmut?
  Bknks

  sarglc banupkmkl tklcculc okwkf


   okrklc balcarokmkl tucks-tucks rutgllyk


  baluloumkl sgmkp tgjkm pajung
  baloku` jkrg manukrck
  baliurg uklc jg rubk`, samhnk`, ktkupul tabpkt pamarokkl
  balcckjkgmkl fkrklc-fkrklc far`krck jg rubk`
  sarglc balyaljgrg
  balc`kfgsmkl wkmtu jgtabpkt-tabpkt sapg jkl cankp, sapartg jg mkbkr
tgjur, mnhsat, cujklc, ktku mkbkr bkljg

  tkmut kmkl kgr
   fktum jkl pgnam farmapkloklckl
   farsgmkp bklgpunktgva
  sarglc farfh`hlc jkl glcmkr oklog jalckl farfkckg bkikb knks kl
  sarglc balcukp
  balcknukrmkl marglckt farnafg`kl
  sarglc balcknkbg bgbpg furum
  Balcknkbg lyarg mapknk
  Balcknkbg lyarg/lcgnu jg saljg-saljg tufu`lyk
 
6. Jkbpkm Thsgtge  
Sknkupul facgtu satgkp ma`gjupkl babgngmg juk sgsg bktk uklc. Jg fkngm jkbpkm lacktge,
lkrmhtgmk ouck babfargmkl jkbpkm yklc phsgtge. Ogmk
O gmk jgculkmkl safkckgbklk bastglyk,
tarutkbk ultum balyankbktmkl ogwk bklusgk jkl babfkltu jknkb palchfktkl, lkrmhtgmk
babfargmkl bklekkt fkcg ma`gjupkl bklusgk. Fargmut jkbpkm phsgtge lkrmhtgmk?

;.Hpghgj
Hpghgj ktku hpgub jgculkmkl sankbk farkfkj-kfkj safkckg palc`gnklc rksk skmgt jkl
ultum baliack` fktum jkl jgkra.

 
 
6.Mhmkgl
Jkul tklkbkl Aryt`rhxynhl ihik fgksklyk jgmulyk`-mulyk` ultum baljkpktmkl aeam
stgbunkl, sapartg ultum balglcmktmkl jkyk tk`kl jkl stkbglk sartk balcurklcg rksk nank`.

9.Cklok (cklok/igbalc)
Hrklc-hrklc tarjk`unu balcculkmkl tklkbkl cklok ultum fk`kl pabfukt mkltulc
mkralk sarkt yklc jg`ksgnmkllyk sklckt mukt. Fgog cklok ouck jgculkmkl safkckg fk`kl pabfukt
bglykm.

Caoknk-Caoknk Taiklju Lkrmhfk 


Maikljukl tar`kjkp Lkrmhfk kjknk` cklccukl jknkb htkm
htk m yklc jgsafkfmkl
 palyknk`culkkl Lkrmhfk sa`glcck
sa`glcck balyafkfmkl palcunklckl p
pargnkmu
argnkmu yklc farnafg`kl jkrg
hrklc yklc tgjkm ktku susk` far`altg tar`kjkp hfkt-hfktkl wknkupul jalckl rasgmh farfk`kyk

 fkcg tufu`lyk. Ogmk baramk far`altg


far`altg balcmhlsubsg hfkt-hfktkl, bkmk tufu` jkrg sg paikl
paiklju
ju
kmkl baljargtk farnafg` saikrk egsgm jkl baramk
bar amk bku tgjkm bku `krus babalu`g parkskkl
matkcg`kl tarsafut jalckl ikrk kpkpul.

Yahrklc Taiklju Lkrmhfk sujk` tgjkm bkbpu nkcg balcaljkngmkl jgrglyk saljgrg,
baramk `klyk saljgrgkl tklpk parnu faregmgr kmkl tabkl, manukrck ktku nglcmulckl samgtkrlyk,
 fklykm paiklju lkrmhfk yklc
yklc balglcckn kmgfkt palcculkkl j
jhsgs
hsgs yklc farnafg` ktku Hvar
Jhsgs.

Caoknk Maikljukl Lkrmhfk tar`kjkp sahrklc Taiklju ?

³ Cangsk` jkl sungt ultum tgjur


³ Marglckt farnafg`
³ Funu mujum farjgrg ( sapartg bang`kt `kltu)
³ Tgnam
³ Markb parut ktku Jgkra
³ Tupgn bktk babfaskr
³ Bukn jkl glcgl bultk`
³ Talglcmktkl tamklkl jkrk`, lkjg jkl su`u tufu`.
Zgjkm kjk ekmthr tulcckn yklc jkpkt babprajgmsg kpkmk` sasahrklc kmkl balokjg

 
sahrklc Taiklju Lkrmhfk, lkbul fgksklyk jgpalckru`g hna` ekmthr Fghnhcg jkl nglcmulckl
shsgkn, paloanksklyk ?
;.  Jkrg ekmthr fghnhcg, ktku jkrg Cal yklc jgfkwk jkrg nk`gr, oalgs mankbgl,
mankbg l,
atlgs jkl cklccukl baltkn pkjk jgrg sasahrklc.
6.  Nglcmulckl, jkrg parbksknk`kl manukrck, tabkl samgtkr, jkl stktus shsgkn

amhlhbg.

Talcculkkl fk`kl mgbgk


mgbgk Lkrmhfk jknkb oklcmk wkmtu pkloklc kmkl balccklccu
systab marok sykrkt jg htkm, ihlth`lyk Cnubkta kjknk` laurhtrklsbgttar ktku
ktk u sykrkt yklc
 fareulcsg ultum balklcmkp
balklcmkp pabfankokrkl, babk`kbg, babhrg jkl prgnkmu sasahrklc.
Okbkl samkrklc, lkrmhfk tgjkm `klyk barksumg pkjk nglcmulckl rabkok skok, klkm-
klkmpul sujk` fklykm yklc balcknkbg maikljukl ouck. Jgfkwk` glg kjknk` caoknk &
 parufk`kl sgmkp yklc bastg jgwkspkjkg pkjk klkm-klkm, tar`kjkp palcculkkl hfkt tarnkrklc ?
³ Tarufk`kl sgmkp klkm jgkltkrk saskbk tabkllyk

³ Taljgkb
³ Oku` jkrg rubk`, ktku fafkslyk farckun
³ Yumk farfh`hlc
³ Yumk balihfk ultum baliurg
³ Matarngfktkl jalckl `umub
³ Farbksknk` jgjknkb nglcmulckl manukrck
³ Lgnkg, mglarok jg samhnk` turul ktku oanam

Oalgs & Bkikb Lkrmhfk / Lkrmhtgmk 


Yapartg yklc mgtk tk`u fk`wk Lkrmhfk kjknk` fk`kl ktku zkt kjgmtge yklc farfk`kyk fkcg
tufu`, yklc jkbpkmlyk
jkbpkmlyk fgsk balcufk` parkskkl , bhhj jkl abhsg fkcg sg pabkmkg. Jkrg sacg
aeam jkl jkbpkm yklc jgtgbfunmkl pkjk pkrk pabkmkg lkrmhfk jkpkt jgfajkmkl balokjg 9 (tgck)
chnhlckl / oalgs ?
;. Japrassklts
Hfkt-hfktkl glg babparnkbfkt sgstab skrke puskt. Hfkt glg
g lg fgsk babfukt hrklc barksk
skltkg, murklc tacklc, jkl murklc balykjkrg pargstgwk samangnglclyk. Ihlth`lyk kjknk`?
* Knmh`hn
* @arhgl
* Gl`knklts

 
  * Ynaapglc Tgnns
* Matkbgla
* Tkgl mgnnars ( hfkt palc`gnklc rksk skmgt).

6. Ytgbunklt

Hfkt glg jkpkt babpariapkt sgstab skrke puskt, jkpkt babfkltu hrklc barksk nafg`
wkspkjk jkl balglcmktmkl mglarok egsgm. Ytgbunklt jgkbfgn ultum babfukt hrklc barksk salklc
jkl palurulkl lkesu bkmkl. ihlth` kjknk`?
* Zabfkmku
* Mhmkgl jkl mhmkgl oalgs fufum (Irkim)
* Kbp`atkbgla
* Bat`kbp`atkbgla

9. @knnuiglhcals

Hfkt glg mkjklc-mkjklc jgsafut "balcufk` pgmgrkl" ktku `knusglksg. Hfkt glg jkpkt
balglcmktmkl maskjkrkl sasahrklc jkrg pkljklckl, saltu`kl, rksk jkl paljalckrkl. Jkpkt
baljalckr sukrk nabfut. @knnuiglhcals ouck jkpkt barufk` suksklk `ktg sasahrklc. Ihlth`lyk
kjknk`?
* Bkrgouklk
* Aistksy
* NYJ
NYJ (Nysarcgi Kigj Jgat`ynkbgja)
Jgat`ynkbgja)

:. Hfkt oalgs nkgllyk


* Ytarhgjs
* @arfkn

 Lkrmhtgmk fklykm samkng bkikblyk, kjk yklc farfaltum ikgr, pkjkt, sarfum, jkul-jkul,
jkl nkgl safkckglyk. Jg fkwk` glg jgurkgmkl sajgmgt balcalkg bkikb-bkikb
bkikb-bki kb lkrmhtgmk, ykgtu?
k. Hpghgj Fk`kl hpghgj kjknk` skrgpktg fulck hpgub. _kt yklc tarbksum manhbphm hpghgj
kltkrk nkgl? @arhgl, jgsafut ouck jgkbhregl (GLL) fgsk jgtabumkl
jgt abumkl jknkb faltum pgn,
sarfum, jkl ikgrkl.
 f. Ihjagl, fgksklyk jgoukn jknkb faltum pgn ktku ikgrkl falglc
i. Ihbarhn, skbk jalckl ihjagl fgksklyk jgoukn jknkb faltum pgn ktku ikgrkl falglc
j. Tutkw

 
a. Mhmkgl barupkmkl knmknhgj yklc farkskn jkrg tklkbkl Aryt`rhxynhl ihik. Oalgs
tklkbkllyk farfaltum fanumkr. _kt glg farkskn jkrg Taru jkl Fhngvgk.
e. Cklok (Ikllkfgs /Igbalc)Cklok barupkmkl tubfu`kl palc`ksgn sarkt. Kmkl tatkpg,
tubfu`kl glg nafg` jgmalkn mkralk mkljulckl lkrmhtgmklyk, ykgtu tatrk`gjrhmklkfglhn
ta trk`gjrhmklkfglhn
(Z@I). Yabuk fkcgkl tklkbkl cklok balckljulc mklkfhgj psgmhkmtge.

Kjkpul zkt nkgl yklc babgngmg jkbpkm yklc skbk fk`kyklyk jalckl lkrmhtgmk
 ogmk jgsknk`culkmkl, ykgtu psgmhtrhpgmk. Oalgs-oalgs yklc tarbksum zkt glg kltkrk nkgl
Aitksy (glams),
c. Y`kfu-s`kfu (bat`kbp`atkbgla), jkl
`. Falzhjgkzapgl (Tgn Lgpkb, FM, jkl Bkckjhl).

Qpkyk Talklccunklckl Taiklju Lkrmhfk 


;. Travaltge  
³ Taljgjgmkl Kckbk saokm jglg.
³ Tabfglkkl ma`gjupkl
ma`gjupkl rubk` tklcck
tklcck yklc `krbhlgs jalckl palu
palu`
` par`ktgkl jkl mksg` skyklc.
³ Balokngl mhbulgmksg
mhbulgmksg yklc
yklc mhlstrumtge
mhlstrumtge kltkrk hrklc tuk jkl klkm
klkm
³ Hrklc tuk babfargmkl tankjkl yklc fkgm mapkjk klkm-klkm.
Klkm-klkm jgfargmkl palcatk`ukl sajglg bulcmgl taltklc lkrmhfk, oalgs, jkl jkbpkm
lacktgelyk

6. Zgljkmmkl @umub 
Jumulckl sabuk pg`km jknkb pabfarnkmukl Qljklc-Qljklc jkl parkturkl jgsartkg
tgljkmmkl lyktk jabg masankbktkl calarksg bujk palarus jkl pawkrgs fklcsk. Ykyklclyk
MQ@T fanub balcktur taltklc palyknk` culkkl lkrmhfk, maiukng QQ Lh ?1/;773 taltklc
Tsgmhtrhpgmk jkl QQ lh ? 66/;773 taltklc Lkrmhtgmk. Zkpg malkpk `glcck skkt glg palyknk`
culkkl lkrmhfk sabkmgl barkok nank 8 Bulcmgl majuk Qljklc-Qljklc tarsafut parnu jg tgloku
mabfkng ranavklsglyk ktku balarfgtmkl mabfkng Qljklc-Qljklc yklc fkru yklc balcktur
taltklc palyknk`culkkl lkrmhfk glg.

9. Va`kfgngtksg 
Jgjgrgmkl puskt-puskt ra`kfgngtksg farupk rubk` skmgt ktku ruklc rubk` skmgt saikrk
m`usus ultum baramk yklc tank` baljargtk matarckltulckl. Ya`ufulckl jalckl `kn gtu, kjk
 fafarkpk kntarlktgva palklccunklckl yklc jkpkt mkbg tkwkrmkl ?

 
k. Balcglckt palyknk` culkkl lkrmhfk kjknk` bksknk`
bk sknk` cnhfkn, bkmk palklccunklckllyk `krus
jgnkmumkl banknug marok skbk gltarlktghlkn.

 f. Talklccunklckl saikrk lksghlkn, yklc tarkbkt paltglc kjknk` pankmsklkkl @umub yklc tgjkm
 pkljklc funu, tgjkm pgng`
pgng` mksg`. Mabujgkl balklccunklcg
balklccunklcg bksknk` lkrmhfk `krus jgnkmumkl

saikrk targltacrksg kltkrk kpkrkt makbklkl ( Thngsg, ZLG KJ, KN, KQ ) `kmgb, okmsk, gbgcrksg,
jgmlks, sabuk jglks/glstklsg bunkg jkrg puskt `glcck ma jkark`-jkark`. Mabujgkl jgmknklckl
Jglks Taljgjgmkl Lksghlkn ouck `krus farklg bankmumkl tast urgla mapkjk pkrk sgswk YNZT-
YNZK, jkl fkrklc sgkpk targljgmksg phsgtge lkrmhfk kckr jgmanukrmkl jkrg samhnk` jkl jgsknurmkl
ma puskt ra`kfgngtksg. Jg samhnk`- samhnk` kckr jgnkmumkl rkzgk tklpk pabfargtk`ukl safanublyk
tar`kjkp pkrk sgswk yklc jkpkt jgnkmumkl hna` curu-curu satgkp bglccu. Jabgmgkl ouck
jgmknklckl bk`ksgswk jg parcurukl tglccg.

i. M`usus ultum palklccunklckl lkrmhfk jg samhnk` kckr marok skbk yklc fkgm kltkrk hrklc tuk
jkl curu jgkmtgemkl. Krtglyk curu fartucks balckwksg pkrk sgswk sankbk okb fankokr
fankok r jg samhnk`
jkl hrklc tuk fartucks balckwksg klkm-klkm baramk jg rubk` jkl jg nukr rubk`. Zabukl pkrk
curu jkl hrklc tuk kckr jgmhbulgmksgmkl jalckl fkgm jkl jgpaik`mkl farskbk, jkl jgikrg upkyk
 pravaltge palklccunklckl lkrmhfk
lkrmhfk glg jgmknklckl sgswk YNZT jkl YN
YNZK.
ZK.

j. Thngsg jkl kpkrkt tarmkgt kckr saikrk rutgl bankmumkl rkzgk baljkjkm tar`kjkp farfkckg
jgsmhtgm, mkrkhma jkl tabpkt-tabpkt nkgl yklc baliurgckmkl safkckg tabpkt trklskmsg lkrmhfk.
Jabgmgkl ouck barkzgk pkrk palubpklc paskwkt, mkpkn nkut jkl maljkrkkl jkrkt yklc bksum,
 fkgm saikrk rutgl bkupul saikrk glsgjaltkn.

a. Tg`km Japkrtabal Masa`ktkl famarokskbk jalckl THNVG ultum balarfgtmkl safuk` fhhmnat
yklc fargsgmkl taltklc farfkckg `kn yklc tarmkgt jalckl lkrmhfk. Bgsknlyk kpkmk` lkrmhfk gtu,
kpk skok yklc jgchnhlcmkl majknkb lkrmhfk, fk`kyklyk, malkpk hrklc balcmhbsubsg lkrmhfk,
tkljk- tkljk yklc `krus jgmatk`ug pkjk hrklc- hrklc pabkmkg lkrmhfk ikrk bankmumkl upkyk
 pravaltge tar`kjkp lkrmhfk. Jgskbpglc gtu bankmumkl palyunu`kl ma samhnk`-samhnk`, parcurukl
tglccg, jkl farfkckg glstklsg taltklc fk`kyk jkl jkbpkm lacktgva jkrg lkrmhfk. Bkltkl pabkmkg
lkrmhfk yklc sujk` skjkr parnu jgngfktmkl jknkb macgktkl palyunu`kl sapartg gtu kckr
bksykrkmkt nklcsulc tk`u nktkr fankmklc jkl kmgfkt balcmhbsubsg lkrmhfk.

 
e. Marok skbk jalckl thmh`-thmh` kckbk parnu jgaeeamtgemkl mabfkng ultum babfglk gbkl jkl
rh`klg pkrk ubktlyk kckr jknkb satgkp mhtfk` pkrk thmh` kckbk sanknu balcglcktmkl taltklc
 fk`kyk lkrmhfk.

c. Yapartg jg Kustrkngk, bgsknlyk pabargltk` sujk` babgngmg mhbgtbal ultum babarklcg


lkrmhfk. Mkralk skskrkl lkrmhfk kjknk` klkm-klkm usgk ;6-64 tk`ul, bkmk shnusg yklc
jgtkwkrmkl kjknk` mhbulgmksg yklc `krbhlgs jkl tarfumk kltkrk hrklc tuk jkl klkm-klkm
baramk. Fhhmnat taltklc lkrmhfk tarsafut jgfkcg-fkcgmkl saikrk crktgs mapkjk sabuk hrklc
hrkl c jkl
jgmgrgl nawkt phs maknkbkt-knkbkt rubk`, kpkrtabkl,
kpkrta bkl, `htan, samhnk`-samhnk` jkl nkgl-nkgl.
Ya`ufulckl jalckl mksus glg, bkmk manukrck kjknk` mulig utkbk yklc sklckt balaltumkl
tarngfkt ktku tgjkmlyk klkm-klkm pkjk lkrmhfk. Hna` safkf gtu mhbulgmksg kltkrk hrklc tuk jkl
klkm-klkm `krus jgaeamtgemkl jkl jgfujkykmkl.

 
Qog Mhbpatalsg

;.  _kt ktku hfkt yklc farkskn jkrg tklkbkl ktku


kt ku fumkl tklkbkl, fkgm sgltasgs bkupul sabg
sgltasgs yklc jkpkt balyafkfmkl palurulkl ktku parufk`kl maskjkrkl, `gnklclyk rksk,
balcurklcg skbpkg balc`gnklcmkl rksk lyarg, jkl jkpkt balgbfunmkl matarckltulckl
jgsafut …. 
k. lkrmhfk j. fk`kl kjgmtge
 f. lkpzk a. psgmhtrhpgmk
i. lkrmhtgmk
6.  @arhgl jgsafut ouck ….  
k. mhmkgl j. @ks`gs`
 f. cklok a. Bkrgyuklk
i. putkw
9.  _kt ktku hfkt, fkgm knkbg bkupul sgltasgs fumkl lkrmhtgmk yklc farm`ksgkt psgmhkmtge jkl
babalckru`g susulkl sykrke puskt sartk balyafkfmkl parufk`kl m`ks pkjk kmtgvgtks baltkn
jkl pargnkmu jgsafut ….  
k. lkpzk f. Lkrmhfk
i. lkrmhtgmk j. fk`kl kjgmtge a. Tsgmhtrhpgmk
:.  Farjkskrmkl QQ VG Lh. 66 Zk`ul ;773, sknk` sktu oalgs lkrmhtgmk chnhlckl ; kjknk` ….  
k. kneksatgn batkjhn f. Falzatgjgla i. fatk batkjhn
j. jg`gjrhihjaglk a. Cklok
1.  Fargmut yklc tgjkm tarbksum chnhlckl cklok kjknk` …. 
k. putkw f. Canam
i. bkrgyuklk j. fuj`k stgim a. @ks`gs`
5.  Igbalc jkl crks tarbksum ma jknkb chnhlckl …. 
k. cklok i. Amstksg
 f. `arhgl j. Mhmkgl a. Ikeeagl
3.  _kt kjgmtge nkgllyk yklc fumkl lkrmhtgmk ktku psgmhtrhpgmk jkl balcculkmkllyk jkpkt
balgbfunmkl matarckltulckl jgsafut …. 
k. lkpzk f. Lkrmhfk
i. lkrmhtgmk j. fk`kl kjgmtge a. Tsgmhtrhpgmk

 
0.  Tkjk palcchnhlckl psgmhtrhpgmk balurut QQ Lhbhr 1 tk`ul ;773 amstksg tarbksum
t arbksum
chnhlckl …. 
k. ; f. :
i. 6 j. 1 a. 9
7.  Fargmut glg yklc barupkmkl parufk`kl psgmgs kmgfkt palcculkkl lkrmhfk kjknk` …. 

k. abhsg jkpkt tarmhltrhn jalckl fkgm


 f. farsgmkp tarfumk
i. farsgmkp `knus jkl shpkl
j. prastksg fankokr balglcmkt
a. sumk farfh`hlc
;4. Jg fkwk`glg yklc tgjkmtarbksumigrg-igrgpargnkmurabkok yklc
rkwklsafkckgpalyknk`culklkrmhfkkjknk` . . . .
k. rabkok yklc glcglbabparng`ktmklfk`wkbaramksujk`bkbpuultumbkljgrg
glcglbabparng`ktmklfk`wkbaramksujk`bkbpuultumbkljgrg jkl
tgjkmtkmutfk`kyk
 f. rabkok yklc tgjkmfarbglkt pkjk tuouklkmkjabgs, kpknkcgtaltklc kckbk

i. rabkok yklc barkskjgrglyktgjkmjgtargbk jg bksykrkmkt


j. rabkok yklc tgjkm pulyk mhlsapoanks, taltklckpk yklc jgsafutfalkr, jkl kpk yklc jgsafut
sknk`
a. rabkok yklc barkskjgrglykmurklcsa`kt jkl salklcfarehyk-ehyk

;;. Fargmutglgbarupkmkljkbpkmkmgfktpalyknk`cul
Fargmutglgbarupkmkljkbpkmkmgfktpalyknk`culkkllkrmhtgmk,
kkllkrmhtgmk, maiukng . . . .
k. cklccuklmasa`ktkloksbklg
 f. cklccuklmasa`ktklogwk
i. cklccuklmasa`ktklshsgkn
j. cklccukl baltkn
a. sa`ktoksbklg jkl rh`klg

;6. Jg fkwk`glgbarupkmklsgekt-sgektububhfkt-hfktkl yklc tarchnhlclkrmhfk, maiukng . . . .


k. babktgmkl rksk lyarg yklc babfkljan
 f. baljktklcmkl rksk bknks
i. masackrkloksbklgbalglcmkt
j. pusglc-pusglc jkl balckltum
a. babktgmklsabklckt

;9. Babkmkghfkttklpkgljgmksgbajgs/tklpkpatuloumjhmtarmkralkpalykmgtktku`kn nkgl yklc


jgklourmkljhmtar, jgsafut . . . .

k. palyknk`culkklhfkt
 f. matkcg`klhfkt

 
i. bglubhfkt
j. manafg`kljhsgs
a. pabkmkghfkt

;:. Oalgslkrmhtgmk yklc jgkbfgnjkrgjkulkjknk` . . . .


k. mhmkgl

 f. amstksg
i. putkw
j. `arhgl
a. bhregl

;1. Qljklc-uljklc yklc balckturtaltklcLkrmhtgmkkjknk` . . . .


k. Qljklc-QljklcLhbhr 66 Zk`ul ;773
 f. Qljklc-QljklcLhbhr
Qljklc-QljklcLhbhr 6; Zk`ul ;773
;773
i. Qljklc-QljklcLhbhr ;1 Zk`ul ;773

j. Qljklc-QljklcLhbhr 1; Zk`ul ;773


a. Qljklc-QljklcLhbhr 1 Zk`ul ;773

;5. Qljklc-QljklcLhb
Qljklc-QljklcLhbhr
hr 1 Zk`ul ;773 balckturtaltklc . . . .
k. lkrmhfk
 f. lkrmhtgmk
i. knmh`hn
j. psgmhtrhpgmk
a. hfkt-hfkttarnkrklc

  Lkrmhtgmkfarksknjkrg mktk lkrma yklc farkrtg . . . .


;3. Lkrmhtgmkfarksknjkrg

k. famu jkl nubpu`


 f. julcu jkl
jkl fhjh`
i. pusglc jkl lckltum
j. famu jkl ikgr
a. hfkttarnkrklc

;0. Oalgslkrmhtgmk yklc palcculkkllykbalyarupkgrhmhmkjknk` . . . .


k. cklok
 f. skfu-skfu
i. mhmkgl
j. glax
a. putkw

 
 
;7.  Oalgslkrmhtgmk yklc palcculkkllykjalcklbalcculkmklgloamsgkjknk`
palcculkkllykjalcklbalcculkmklgloamsgkjknk` . . . .
k. skfu-skfu
 f. cklok
i. bhregl
j. putkw
a. glax

64.  Igrg-igrg eg sgm hrklc yklc maikljukl lkrmhfk jgtkljkg jalckl ….  


k. lkesu bkmkl fkgm
 f. bumk farsarg-sarg
i. jkyk tk`kl tufu` fkgm
j. bktk tarus-balarus farkgr
a. fkjkl faskr, htht-htht mukt

 
 

VALIKLK TANKMYKLKKL TABFANKOKVKL


ZAVGLZACVKYG TALJGJGMKL MATALJQJQMKL

YAMHNK@ ? YBK LACAVG ; FALCMQNQ QZKVK

BKZK TANKOKVKL ? TALJGJGMKL OKYBKLG, HNK@VKCK


HNK@VKCK,, JKL
MAYA@KZKL

MANKY / YABAYZAV ? PG / 6 (JQK)

BKZAVG THMHM ? JKBTKM LACKZGE YAMY FAFKY


KNHMKYG SKMZQ ? 5 P :1 BALGZ (9OT P 6 TAVZABQKL)

 
  VALIKLK TANKMYKLKKL TABFANKOKVKL
TABFANKO KVKL (VTT)  

Yktukl Taljgjgmkl ? YBK LACAVG ; FALCMQNQ QZKVK 


Tankokrkl 
Bktk Tankokrkl  ? Taljgjgmkl Oksbklg, Hnk`rkck, jkl Masa`ktkl  
Manks/Yabastar ? PG/6

Zabk / Zhpgm 
Zhpgm  ? Jkbpkm Lacktge Yams Fafks
Skmtu 
Knhmksg Skmtu  pankokrkl) 
? 5 x :1 balgt (6 partabukl x 9 okb pankokrkl)

MHBTAZALYG GLZG?
MG -;  ? Balc`kyktg jkl balckbknmkl kokrkl kckbk yklc jgklutlyk. 
MG-6 ? Balcabfklcmkl pargnkmu ( ouour, jgsgpngl, tklcculc okwkf, pajung, skltul, rkbk`
nglcmulckl, chthlc rhyhlc, marok skbk, igltk jkbkg, rasphlsge jklprhkmtge) jkl
baluloumkl sgmkp safkckg fkcgkl jkrg shnusg ktks farfkckg parbksknk`kl fklcsk jknkb
 fargltarkmsg saikrk aeamtge jalckl nglcmulckl shsgkn jkl knkb sartk jknkb
balabpktmkl jgrg safkckg iarbglkl fklcsk jknkb parckunkl julgk.  
MG-9 ?  Babk`kbg, balarkpmkl, balcklkngsgs palcatk`ukl ekmtukn, mhlsaptukn, jkl

 prhiajurkn jknkb gnbu palcatk`ukl,


wkwkskl mabklusgkkl, tamlhnhcg, salg,
mafklcskkl, malackrkkl, fujkyk, jkl
jkl parkjkfkl `ubklghrk
tarmkgt jalckl
ealhbalk jkl
maokjgkl, sartk balarkpmkl palcatk`ukl prhiajurkn pkjk fgjklc mkogkl yklc spasgegm
sasukg jalckl fkmkt jkl bglktlyk ultum babaik`mkl bksknk`.
MG-:  ? Balchnk`, balknkr, jkl balykog jknkb rklk` mhlmrat jkl rklk` kfstrkm tarmkgt jalckl
 palcabfklckl jkrg yklc jgpankokrglyk jg samhnk` saikrk bkljgrg, jkl bkbpu
balcculkmkl bathjk sasukg mkgjk` magnbukl.  

JKYKV? 
MHBTAZALYG JKYKV? 

Jkskr 
Mhbpatalsg Jkskr  Gljgmkthr  
Gljgmkthr

9.;4 Balcklkngsgs fk`kyk, ikrk - Baloanksmkl palcartgkl @GU/KGJY.


palunkrkl, jkl ikrk baliack` - baloanasmkl fk`kyk @GU/KGJY
@GU/KGJY

:.;4 Babprasaltksgmkl `ksgn klkngsgs - Baloanksmkl ikrk palunkrkl @GU/KGJY


fk`kyk, ikrk palunkrkl, jkl ikrk
- Balyafutmkl caoknk caoknk tarmalk @GU/KGJY
baliack` @GU/KGJY. 
- Baloanksmkl ikrk ikrk paliack`kl @GU/KGJY

 
TAVZABQKL G 
Tabfankokrkl 
Zuoukl Tabfankokrkl 
Banknug macgktkl tklyk okwkf jkl jgsmusg, satank` babpankokrg ulgt glg sgswk jg`krkpmkl
bkbpu? 
Balcckng jaeglgsg jkrg sams fafks. 
Balcgjaltgegmksg jkbpkm sams fafks pkjk kspam masa`ktkl bklusgk. 

Tabfankokrkl  
Bktarg Tabfankokrkl
Talcartgkl sams fafks jkl jkbpkm sams fafks. 

Tabfankokrkl 
Bathja Tabfankokrkl 
Taljamktkl ubub  ? nakrlglc prhiass 
Bathja  ? Zklyk okwkf jkl jgsmusg.  

Tabfankokrkl  
Bajgk, Knkt, jkl Yubfar Tabfankokrkl 
Bajgk  faf ks. 
? Thwarphglt Qlgt ;5 Jkbpkm lacktge sams fafks.
Yubfar   ? Fumu Kjvkliaj Nakrlglc T`ysgikn Ajuiktghl, Yphrts & @aknt` P , ngtarktur
gnbgk` (fumu ktku ourlkn), jkl gltarlat.  

Tabfankokrkl 
Macgktkl Tabfankokrkl 
Taljk`unukl  
Taljk`unukl
Tabusktkl par`ktgkl jkl pabhtgvksg jalckl balklykmkl kmgfkt jkrg vgrus @GU.  
Kparsapsg jalckl balokwkf Travgaw Zast jg `knkbkl 693. 
Curu balykbpkgmkl tuoukl pabfankokrkl `krg glg balcalkg masa`ktkl safkckg
tultutkl `gjup. 
Gltg  
Gltg
Babfgbfglc sgswk saikrk farmanhbphm ktku gljgvgju ultum  
Balckbktg  
Balckbktg
Baljalckrmkl paloankskl curu taltklc fujkyk `gjup sa`kt jkl balc`gljkrg
 palyafkrkl palykmgt mankbgl yklc jgtunkrmkl banknug sams fafks. 
Balygbkm paloankskl taltklc palygbpklckl pargnkmu sams fafks.  
Jktk 
Talcubpunkl Jktk 
Balikrg glehrbksg balcalkg jaeglgsg sams fafks. 
Balcckng jktk balcalkg pargnkmu sams fafks jg Gljhlasgk. 

Balikrg glehrbksg balcalkg jkbpkm yklc jgsafkfmkl hna` fujkyk sams


 fafks. 
Balcckng glehrbksg taltklc palykmgt yklc jgtunkrmkl ktku jgsafkfmkl hna`
mafgkskkl sams fafks jkl kmgfktlyk fkcg tufu`.  
Balcmhbulgmksg  
Balcmhbulgmksg
Baljgsmusgmkl balcalkg palykmgt balunkr samsukn, caoknk, kmgfkt, jkl ikrk
gleamsglyk. 
Baljgsmusgmkl jkbpkm nkgl sams fafks fkcg rabkok sapartg fartklcculc
 okwkf balokjg hrklctuk bujk. 
Balckshsgksgmkl  
Balckshsgksgmkl
Balygbpunmkl fafarkpk palykmgt mankbgl yklc jgtunkrmkl banknug `ufulckl
sams sartk jkbpkm palykmgt tarsafut fkcg tufu`. 
Babpalckru`g sgswk ultum balarkpmkl phnk `gjup sa`kt sajglg bulcmgl ultum
masa`ktkl tufu`. 
Talutup  
Talutup
Baljhrhlc sgswk ultum bankmumkl, balygbpunmkl, baraenamsg, jkl balabumkl
lgnkg-lgnkg yklc jkpkt jgpatgm jkrg kmtgvgtks `krg glg.  
Baljhrhlc sgswk ultum fartklcculc okwkf jkl balc`krckg masa`ktkl ultum
mapaltglckl jgrg saljgrg. 
Balcglcktmkl sgswk ultum farsyumur  kmkl tufu` yklc sa`kt safkckg mkrulgk jkrg
Zu`kl sartk fartklcculc okwkf ktks tufu`lyk jalckl balokck mafuckrkl ultum
masa`ktkl jkl mukngtks `gjup yklc fkgm.  
Babfargmkl palc`krckkl (puogkl jknkb ngskl ktku tungskl) mapkjk manhbphm ktku
gljgvgju farmglarok fkgm. 

TAVZABQKL GG 
Zuoukl Tabfankokrkl 
Banknug macgktkl tklyk okwkf jkl jgsmusg, satank` babpankokrg ulgt glg sgswk jg`krkpmkl
bkbpu? 
Balcgjaltgegmksg jkbpkm lacktge sams fafks pkjk kspam shsgkn-psgmhnhcgs bklusgk. 
Baljgsmusgmkl nklcmk`-nklcmk` tarfkgm ultum balc`gljkrg pargnkmu sams fafks. 

Bktarg Tabfankokrkl 
Jkbpkm lacktge sams fafks jkl ikrk balc`gljkrg
bal c`gljkrg sams fafks.  

Bathja Tabfankokrkl 
Taljamktkl ubub  ? nakrlglc prhiass 
Bathja  ? Zklyk okwkf jkl jgsmusg.  

Bajgk, Knkt, jkl Yubfar Tabfankokrkl  


Bajgk  ? Thwarphglt Qlgt ;5 Jkbpkm lacktge sams fafks.
faf ks. 
Yubfar   ? Fumu Kjvkliaj Nakrlglc T`ysgikn Ajuiktghl, Yphrts & @aknt` P , ngtarktur
gnbgk` (fumu ktku ourlkn), jkl gltarlat.  
Macgktkl Tabfankokrkl 
Taljk`unukl 
Tabusktkl par`ktgkl jkl pabhtgvksg jalckl balchlegrbksg fk`wk pargnkmu sams
 fafks `klyk babfkwk marucgkl fkcg jgrg saljgrg. 
Kparsapsg? 
Talykmgt mankbgl kpk yklc babpulykg caoknk buliunlyk canabfulc maign fargsg
catk` falglc jkl tarksk babfkmkr mungt8 
Qrkgmkl caoknk gleamsg vgrus @GU jkl caoknk palykmgt
pal ykmgt KGJY. 
Curu balykbpkgmkl tuoukl pabfankokrkl `krg glg balcalkg ikrk balc`gljkrg
 pargnkmu sams fafks. 

Gltg 
Babfgbfglc sgswk saikrk farmanhbphm ktku gljgvgju ultum  
Balckbktg 
Baljalckrmkl paloankskl curu balcalkg palygbpklckl pargnkmu sams yklc
barucgmkl jgrg saljgrg ktkupul hrklc nkgl.  
Talcubpunkl Jktk 
Balikrg glehrbksg balcalkg jkbpkm lacktge pargnkmu sams fafks tar`kjkp
t ar`kjkp
kspam shsgkn jkl psgmhnhcgs fkcg jgrg saljgrg. 
Balikrg glehrbksg balcalkg ikrk balc`gljkrg pargnkmu balygbpklc sams
 fafks. 

Balcmhbulgmksg  
Baljgsmusgmkl jkbpkm shsgkn-psgmhnhcgs fkcg pankmu sams fafks.  
Baljgsmusgmkl upkyk balc`gljkrg pargnkmu sams fafks.  
Balikrg shnusg fkcg hrklc yklc tank` taroarubus pkjk pargnkmu sams fafks. 

Farfkcg paljkpkt balcalkg ikrk balcculkmkl wkmtu nuklc kckr jkpkt


 farbklekkt fkcg jgrg saljgrg, ktku fk`mkl hrklc nkgl, balkbfk` wkwkskl
jkl mabkbpukl farshsgkn jkl balc`gljkrg pargnkmu
p argnkmu sams fafks. 

Balckshsgksgmkl  
Barklcmub ikrk-ikrk yklc ultum babklekktmkl wkmtu nuklc jkl
balc`gljkrg pargnkmu sams fafks.  
Balyafutmkl bklekkt banuklcmkl wkmtu ultum `kn yklc babfarg lgnkg
 phsgtge fkcg jgrg saljgrg ktku pul hrklc nkgl. 
Babpalckru`g sgswk ultum mhlsgstal bankmsklkmkl nktg`kl mafuckrkl tufu`
satgkp wkmtu safkckg usk`k babklekktmkl
babklekktmkl wkmtu nuklc. 

Talutup 
Baljhrhlc sgswk ultum bankmumkl, balygbpunmkl, baraenamsg, jkl
balabumkl lgnkg-lgnkg yklc jkpkt jgpatgm jkrg kmtgvgtks
kmtg vgtks `krg glg. 
Baljhrhlc sgswk ultum fartklcculc okwkf jkl balc`krckg masa`ktkl ultum
mapaltglckl jgrg saljgrg. 
Balcglcktmkl sgswk ultum farsyumur kmkl tufu` yklc sa`kt safkckg mkrulgk jkrg
Zu`kl sartk fartklcculc okwkf ktks tufu`lyk jalckl balokck mafuckrkl ultum
masa`ktkl jkl mukngtks `gjup yklc fkgm.  
Babfargmkl palc`krckkl (puogkl jknkb ngskl ktku tungskl) mapkjk manhbphm
ktku gljgvgju farmglarok fkgm.  

TALGNKGKL 
Zamlgm jkl faltum glstrubal 

Zamlgm   Faltum Glstrubal 

Talckbktkl sgmkp  Nabfkr palckbktkl sgmkp

Zas uloum marok  Zas uog marok

Zas tartungs  Zas urkgkl jkl pgng`kl 

Ihlth` glstrubal 

Nabfkr palckbktkl sgmkp 


@ksgn
Lh  Kspam yklc jglgnkg  Talgnkgkl Matarklckl 
*) 

;  Baluloummkl rksk syumur mapkjk Zu`kl


6  Babgngmg rksk glcgl tk`u (iurghsgty) 

9  Baluloummkl matamulkl jkl tklcculcokwkf


jknkb fankokr jkl famarok fkgm saikrk gljgvgju
bkupul farmanhbphm  

:  Balykbpkgmkl gja, glehrbksg, jkl krcubaltksg


jalckl parikyk jgrg 

1  Baluloummkl pargnkmu farklg jkl sabklckt  

5  Balc`krckg paljkpkt hrklc nkgl 

3  Tkrtgsgpksg jkl marok skbk 

*) 12sklckt fkgm, :2fkgm, 92iumup, 62murklc, jkl ;2sklckt murklc. 


Nabfkr tas tartungs 
Oanksmkl palcartgkl sams fafks.  
Kpk yklc baljkskrg buliunlyk pargnkmu balygbpklc sams fafks8  

Oanksmkl jkbpkm pargnkmu balygbpklc sams fafks. 


Fkckgbklk mkgtkllyk kltkrk sams fafks jkl palunkrkl palykmgt @GU/
KGJY8 
Oanksmkl ikrk balc`gljkrg pargnkmu balygbpklc sams fafks.
faf ks. 

Balcatk`ug  Krckbkmbur ;6 Bag 64;0  


Mapknk Yamhnk`  Curu Bktk Tankokrkl 

JVY.YQJGVBKLYWK@  OAMG Y@HLKZK 


 LGT  LGT

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