23/07/2021 Credit Score

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How to fix an error in your report

Found incorrect data in your credit report? Get in touch with Experian Credit Information Company of India Private Limited (Experian).

consumer.support@in.experian.com
022 6641 9000
Got It

787

https://www.bankbazaar.com/credit-report.html?utm_campaign=&utm_medium=&utm_source= 1/18
23/07/2021 Credit Score
Excellent
Updated on Jul 23, 2021

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Key factors affecting your Credit Score

Credit Factor
Your value
Rating
Total Accounts
The total count of your open and closed loan and Credit Cards. Having a healthy mix of unsecured (Credit Card, Personal Loan) and secured
(Home Loan, Car Loan) credit lines demonstrates that lenders trust you.
Details
13 accounts
6 active account

7 closed account
Excellent
Know More

How to Improve your Credit Score

Diversify your portfolio with a variety of credit accounts. Continue to maintain more than 4 existing accounts.

Helpful Tip

You have a good mix of credit accounts. Keep it up! Monitor your Credit Score regularly.

47,65,929

Total Outstanding
=
8,72,234
Credit Cards
+
22,36,445
Home Loans
+
5,62,730
Personal Loans
+
10,94,520
Car Loans
+
0
Other Loans
Credit Card2Active1Closed

https://www.bankbazaar.com/credit-report.html?utm_campaign=&utm_medium=&utm_source= 2/18
23/07/2021 Credit Score

HDFC BANKAs of: May 31, 2021
4,38,366Outstanding
active
Account Details
Account Open Date 06-06-2014
Highest Credit Utilisation 4,69,498
Total Credit Limit N/A
Last Payment Date 07-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments80
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: May 31, 2021
4,33,868Outstanding
active
Account Details
Account Open Date 19-03-2019
Highest Credit Utilisation 6,00,000
Total Credit Limit N/A
Last Payment Date 24-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date24-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments26
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: Jun 30, 2019
0Outstanding
closed
Account Details
Account Open Date 23-03-2018
Account Close Date 08-03-2019
Highest Credit Utilisation 5,72,536
Total Credit Limit N/A
Last Payment Date 07-01-2019
Amount Overdue 0
Account Status CLOSED
Payment History

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23/07/2021 Credit Score
Last payment date07-01-2019 Amount overdue
0
No. of missed payments0 No. of on time payments16
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Personal Loan1Active3Closed

HDFC BANKAs of: Jun 30, 2021
5,62,730Outstanding
active
Account Details
Account Open Date 05-08-2019
Total Loan Amount 7,21,000
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments22
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: Jul 31, 2017
0Outstanding
closed
Account Details
Account Open Date 26-11-2015
Account Close Date 31-07-2017
Total Loan Amount 3,00,000
Ownership Status INDIVIDUAL
Last Payment Date 31-07-2017
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date31-07-2017 Amount overdue
0
No. of missed payments0 No. of on time payments21
JFMAMJJASOND
2017
2016
2015
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: Sep 30, 2018
0Outstanding
closed
Account Details
Account Open Date 29-07-2017
Account Close Date 30-09-2018
Total Loan Amount 4,00,000
Ownership Status INDIVIDUAL

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23/07/2021 Credit Score
Last Payment Date 30-09-2018
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date30-09-2018 Amount overdue
0
No. of missed payments0 No. of on time payments14
JFMAMJJASOND
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: Aug 31, 2019
0Outstanding
closed
Account Details
Account Open Date 29-09-2018
Account Close Date 05-08-2019
Total Loan Amount 5,34,842
Ownership Status INDIVIDUAL
Last Payment Date 05-08-2019
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date05-08-2019 Amount overdue
0
No. of missed payments0 No. of on time payments12
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Home Loan1Active0Closed

CANARA BANKAs of: May 31, 2021
22,36,445Outstanding
active
Account Details
Account Open Date 14-03-2016
Total Loan Amount 25,00,000
Ownership Status INDIVIDUAL
Last Payment Date 14-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date14-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments62
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Car Loan2Active0Closed

HDFC BANKAs of: Jun 30, 2021

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23/07/2021 Credit Score
5,74,727Outstanding
active
Account Details
Account Open Date 17-10-2016
Total Loan Amount 12,06,590
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments51
JFMAMJJASOND
2021
2020
2019
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: Jun 30, 2021
5,19,793Outstanding
active
Account Details
Account Open Date 05-01-2019
Total Loan Amount 7,56,761
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments28
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Other Loan0Active3Closed

CANARA BANKAs of: Jan 31, 2015
0Outstanding
closed
Account Details
Account Open Date 09-02-2008
Account Close Date 24-01-2015
Total Loan Amount 37,500
Ownership Status INDIVIDUAL
Last Payment Date 24-01-2015
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date24-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments7
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANKAs of: May 31, 2016
0Outstanding
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23/07/2021 Credit Score
closed
Account Details
Account Open Date 12-06-2014
Account Close Date 05-05-2016
Total Loan Amount 52,451
Ownership Status INDIVIDUAL
Last Payment Date 05-05-2016
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date05-05-2016 Amount overdue
0
No. of missed payments0 No. of on time payments23
JFMAMJJASOND
2016
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

FEDERAL BANKAs of: Jan 31, 2015
0Outstanding
closed
Account Details
Account Open Date 11-03-2014
Account Close Date 06-01-2015
Total Loan Amount 24,000
Ownership Status INDIVIDUAL
Last Payment Date 06-01-2015
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date06-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments6
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Credit Card Utilisation
The percentage of your total available credit limit that you are using. Your total outstanding balances should not be too high a
proportion of your total credit limit.
High Impact
Details
81% utilisation
Poor
Know More

How to Improve your Credit Score

Monitor Credit Card utilisation for all your accounts in your credit report every month.

Helpful Tip

Your current utilisation is pretty high. You could do either of the following:

1) Reduce expense on your cards

2) Extend your credit limit

3) Take another card to increase your overall Credit Limit. Get Card Now Click Here

Calculation:
(Sum total of all your Credit Card balance) Rs. 872234

(Sum total of all your Credit Card limit) Rs. 1069498

= 81%
Credit Card2Active1Closed

HDFC BANKAs of: May 31, 2021
4,38,366
Outstanding amount
93%
Credit utilisation
Active
Account Details
Account Open Date 06-06-2014
Highest Credit Utilisation 4,69,498
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23/07/2021 Credit Score
Total Credit Limit N/A
Last Payment Date 07-05-2021
Amount Overdue 0
Payment History
Last payment date07-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments80
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
2015
2014
The utilisation on this account is high. We suggest you keep your utilisation <50%.
Noticed an error?  Fix it

HDFC BANKAs of: May 31, 2021
4,33,868
Outstanding amount
72%
Credit utilisation
Active
Account Details
Account Open Date 19-03-2019
Highest Credit Utilisation 6,00,000
Total Credit Limit N/A
Last Payment Date 24-05-2021
Amount Overdue 0
Payment History
Last payment date24-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments26
JFMAMJJASOND
2021
2020
2019
The utilisation on this account is high. We suggest you keep your utilisation <50%.
Noticed an error?  Fix it

HDFC BANKAs of: Jun 30, 2019
0
Outstanding amount
0%
Credit utilisation
Closed
Account Details
Account Open Date 23-03-2018
Account Close Date 08-03-2019
Highest Credit Utilisation 5,72,536
Total Credit Limit N/A
Last Payment Date 07-01-2019
Amount Overdue 0
Payment History
Last payment date07-01-2019 Amount overdue
0
No. of missed payments0 No. of on time payments16
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Payment History
The percentage of your Credit Card and loan EMI payments that were made on time. Ensure that you always make your Credit Card and
EMI payments on or before the due date.
High Impact
Details
100%

on-time payments
Excellent
Know More

How to Improve your Credit Score

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23/07/2021 Credit Score
Ensure you don’t miss a single Credit Card bill date or EMI payment — late payments can hurt your Credit Score. You could either set up automatic bill
payments or reminders to make sure your payments are on track.

Helpful Tip

Bravo! All your payments have been made on time. Keep up the excellent work.

Calculation:
(On-time payments) 368

(Total payments) 368

= 100%
Credit Card2Active1Closed

HDFC BANK
Active
Reported Date
31/05/2021
100%
On Time Payments
Account Details
Account Open Date 06-06-2014
Highest Credit Utilisation 4,69,498
Total Credit Limit N/A
Last Payment Date 07-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments80
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Active
Reported Date
31/05/2021
100%
On Time Payments
Account Details
Account Open Date 19-03-2019
Highest Credit Utilisation 6,00,000
Total Credit Limit N/A
Last Payment Date 24-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date24-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments26
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
Reported Date
30/06/2019
100%
On Time Payments
Account Details
Account Open Date 23-03-2018
Account Close Date 08-03-2019
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23/07/2021 Credit Score
Highest Credit Utilisation 5,72,536
Total Credit Limit N/A
Last Payment Date 07-01-2019
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date07-01-2019 Amount overdue
0
No. of missed payments0 No. of on time payments16
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Personal Loan1Active3Closed

HDFC BANK
Active
Reported Date
30/06/2021
100%
On Time Payments
Account Details
Account Open Date 05-08-2019
Total Loan Amount 7,21,000
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments22
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
Reported Date
31/07/2017
100%
On Time Payments
Account Details
Account Open Date 26-11-2015
Account Close Date 31-07-2017
Total Loan Amount 3,00,000
Ownership Status INDIVIDUAL
Last Payment Date 31-07-2017
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date31-07-2017 Amount overdue
0
No. of missed payments0 No. of on time payments21
JFMAMJJASOND
2017
2016
2015
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

https://www.bankbazaar.com/credit-report.html?utm_campaign=&utm_medium=&utm_source= 10/18
23/07/2021 Credit Score

HDFC BANK
Closed
Reported Date
30/09/2018
100%
On Time Payments
Account Details
Account Open Date 29-07-2017
Account Close Date 30-09-2018
Total Loan Amount 4,00,000
Ownership Status INDIVIDUAL
Last Payment Date 30-09-2018
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date30-09-2018 Amount overdue
0
No. of missed payments0 No. of on time payments14
JFMAMJJASOND
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
Reported Date
31/08/2019
100%
On Time Payments
Account Details
Account Open Date 29-09-2018
Account Close Date 05-08-2019
Total Loan Amount 5,34,842
Ownership Status INDIVIDUAL
Last Payment Date 05-08-2019
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date05-08-2019 Amount overdue
0
No. of missed payments0 No. of on time payments12
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Home Loan1Active0Closed

CANARA BANK
Active
Reported Date
31/05/2021
100%
On Time Payments
Account Details
Account Open Date 14-03-2016
Total Loan Amount 25,00,000
Ownership Status INDIVIDUAL
Last Payment Date 14-05-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date14-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments62
JFMAMJJASOND
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23/07/2021 Credit Score
2021
2020
2019
2018
2017
2016
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Car Loan2Active0Closed

HDFC BANK
Active
Reported Date
30/06/2021
100%
On Time Payments
Account Details
Account Open Date 17-10-2016
Total Loan Amount 12,06,590
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments51
JFMAMJJASOND
2021
2020
2019
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Active
Reported Date
30/06/2021
100%
On Time Payments
Account Details
Account Open Date 05-01-2019
Total Loan Amount 7,56,761
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Account Status ACTIVE
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments28
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Other Loan0Active3Closed

CANARA BANK
Closed
Reported Date
31/01/2015
100%
On Time Payments
Account Details
Account Open Date 09-02-2008
Account Close Date 24-01-2015
Total Loan Amount 37,500
Ownership Status INDIVIDUAL

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23/07/2021 Credit Score
Last Payment Date 24-01-2015
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date24-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments7
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
Reported Date
31/05/2016
100%
On Time Payments
Account Details
Account Open Date 12-06-2014
Account Close Date 05-05-2016
Total Loan Amount 52,451
Ownership Status INDIVIDUAL
Last Payment Date 05-05-2016
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date05-05-2016 Amount overdue
0
No. of missed payments0 No. of on time payments23
JFMAMJJASOND
2016
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

FEDERAL BANK
Closed
Reported Date
31/01/2015
100%
On Time Payments
Account Details
Account Open Date 11-03-2014
Account Close Date 06-01-2015
Total Loan Amount 24,000
Ownership Status INDIVIDUAL
Last Payment Date 06-01-2015
Amount Overdue 0
Account Status CLOSED
Payment History
Last payment date06-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments6
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
One-day, paperless approval

Personal Loans from 10.5%

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Age of Credit Lines
Average age of all your currently open loan and Credit Card accounts. It’s good to have a longer credit history as this shows that you have
been a responsible borrower.
Medium Impact
Details
3 years 11 months

average age
Good
Know More

How to Improve your Credit Score

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23/07/2021 Credit Score
Hold on to your oldest Credit Card and keep it active— this way you can show off a mature credit line.

Helpful Tip

Keep your oldest account active so your credit line remains healthy.

Calculation:
(Total age of portfolio in months) 287

(Total number of accounts) 6

= 3 years 11 months
Summary:
Oldest account is 7 years 1 month old./ Newest account is 1 year 11 months old.
Credit Card2Active1Closed

Oldest Account

HDFC BANK
Active
06/06/2014Open date
7 years 1 monthAge
Account Details
Account Open Date 06-06-2014
Highest Credit Utilisation 4,69,498
Total Credit Limit N/A
Last Payment Date 07-05-2021
Amount Overdue 0
Payment History
Last payment date07-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments80
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
2015
2014
This is your oldest Credit Card. Hold on to it and maintain it well — its age works wonders for your credit line.
Noticed an error?  Fix it

HDFC BANK
Active
19/03/2019Open date
2 years 4 monthsAge
Account Details
Account Open Date 19-03-2019
Highest Credit Utilisation 6,00,000
Total Credit Limit N/A
Last Payment Date 24-05-2021
Amount Overdue 0
Payment History
Last payment date24-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments26
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
23/03/2018Open date
3 years 4 monthsAge
Account Details
Account Open Date 23-03-2018
Account Close Date 08-03-2019
Highest Credit Utilisation 5,72,536
Total Credit Limit N/A
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23/07/2021 Credit Score
Last Payment Date 07-01-2019
Amount Overdue 0
Payment History
Last payment date07-01-2019 Amount overdue
0
No. of missed payments0 No. of on time payments16
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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Personal Loan1Active3Closed

Newest Account

HDFC BANK
Active
05/08/2019Open date
1 year 11 monthsAge
Account Details
Account Open Date 05-08-2019
Total Loan Amount 7,21,000
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments22
JFMAMJJASOND
2021
2020
2019
This is your newest account.
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HDFC BANK
Closed
26/11/2015Open date
5 years 8 monthsAge
Account Details
Account Open Date 26-11-2015
Account Close Date 31-07-2017
Total Loan Amount 3,00,000
Ownership Status INDIVIDUAL
Last Payment Date 31-07-2017
Amount Overdue 0
Payment History
Last payment date31-07-2017 Amount overdue
0
No. of missed payments0 No. of on time payments21
JFMAMJJASOND
2017
2016
2015
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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HDFC BANK
Closed
29/07/2017Open date
4 years Age
Account Details
Account Open Date 29-07-2017
Account Close Date 30-09-2018
Total Loan Amount 4,00,000
Ownership Status INDIVIDUAL
Last Payment Date 30-09-2018
Amount Overdue 0

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23/07/2021 Credit Score
Payment History
Last payment date30-09-2018 Amount overdue
0
No. of missed payments0 No. of on time payments14
JFMAMJJASOND
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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HDFC BANK
Closed
29/09/2018Open date
2 years 10 monthsAge
Account Details
Account Open Date 29-09-2018
Account Close Date 05-08-2019
Total Loan Amount 5,34,842
Ownership Status INDIVIDUAL
Last Payment Date 05-08-2019
Amount Overdue 0
Payment History
Last payment date05-08-2019 Amount overdue
0
No. of missed payments0 No. of on time payments12
JFMAMJJASOND
2019
2018
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
Home Loan1Active0Closed

CANARA BANK
Active
14/03/2016Open date
5 years 4 monthsAge
Account Details
Account Open Date 14-03-2016
Total Loan Amount 25,00,000
Ownership Status INDIVIDUAL
Last Payment Date 14-05-2021
Amount Overdue 0
Payment History
Last payment date14-05-2021 Amount overdue
0
No. of missed payments0 No. of on time payments62
JFMAMJJASOND
2021
2020
2019
2018
2017
2016
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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Car Loan2Active0Closed

HDFC BANK
Active
17/10/2016Open date
4 years 9 monthsAge
Account Details
Account Open Date 17-10-2016
Total Loan Amount 12,06,590
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Payment History
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23/07/2021 Credit Score
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments51
JFMAMJJASOND
2021
2020
2019
2018
2017
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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HDFC BANK
Active
05/01/2019Open date
2 years 6 monthsAge
Account Details
Account Open Date 05-01-2019
Total Loan Amount 7,56,761
Ownership Status INDIVIDUAL
Last Payment Date 07-06-2021
Amount Overdue 0
Payment History
Last payment date07-06-2021 Amount overdue
0
No. of missed payments0 No. of on time payments28
JFMAMJJASOND
2021
2020
2019
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
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Other Loan0Active3Closed

CANARA BANK
Closed
09/02/2008Open date
13 years 5 monthsAge
Account Details
Account Open Date 09-02-2008
Account Close Date 24-01-2015
Total Loan Amount 37,500
Ownership Status INDIVIDUAL
Last Payment Date 24-01-2015
Amount Overdue 0
Payment History
Last payment date24-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments7
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

HDFC BANK
Closed
12/06/2014Open date
7 years 1 monthAge
Account Details
Account Open Date 12-06-2014
Account Close Date 05-05-2016
Total Loan Amount 52,451
Ownership Status INDIVIDUAL
Last Payment Date 05-05-2016
Amount Overdue 0
Payment History

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23/07/2021 Credit Score
Last payment date05-05-2016 Amount overdue
0
No. of missed payments0 No. of on time payments23
JFMAMJJASOND
2016
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it

FEDERAL BANK
Closed
11/03/2014Open date
7 years 4 monthsAge
Account Details
Account Open Date 11-03-2014
Account Close Date 06-01-2015
Total Loan Amount 24,000
Ownership Status INDIVIDUAL
Last Payment Date 06-01-2015
Amount Overdue 0
Payment History
Last payment date06-01-2015 Amount overdue
0
No. of missed payments0 No. of on time payments6
JFMAMJJASOND
2015
2014
TIP: It's ideal to have a 100% payment record. Paying your dues fully and on time is good for your Credit Score
Noticed an error?  Fix it
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Credit Enquiries
Total hard enquiries. Hard enquiries are made by credit institutions for lending decisions. Enquiries made by you directly via BankBazaar are
soft enquiries.
Medium Impact
Details
1 enquiry

in last 1 year
Good
Know More

How to Improve your Credit Score

A healthy gap between each credit application will ensure that hard enquiries don’t cause a dip in your Credit Score.

Helpful Tip

1) Keep the number of enquiries low (not more than 2—3 in a year).

2) Don’t apply for loans or Credit Cards with multiple banks in a short span of time — space out your applications.

Personal Loan

HDFC Bank Ltd
15/09/2020Enquiry date
10 months ago
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Negative Status Accounts
Count of all accounts that the lender has marked as written off, suit filed, settled, account sold. Not having any accounts in this
status is good for your credit history.
Low Impact
Details
0 accounts
Excellent
Know More

How to Improve your Credit Score

Negative status marks remain in your credit history for up to 7—8 years and can affect your future borrowings. Need we say more? Try and keep all
your accounts just fine.

Helpful Tip

Get in touch with your bank for more details. Avoid any late payments as they may affect your Credit Score.

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