Fara capitalizare

Ani Suma depoztilui Dobanda Suma Dobanzii

1 132.15 10% 13.215
2 132.15 10% 13.215
3 132.15 10% 13.215
4 132.15 10% 13.215
5 132.15 10% 13.215
6 132.15 10% 13.215
7 132.15 10% 13.215
8 132.15 10% 13.215
9 132.15 10% 13.215
10 132.15 10% 13.215
Total 132.15

Cu capitalizare
Ani Suma depoztilui Dobanda Suma Dobanzii
1 132.15 10% 13.22
2 145.37 10% 14.54
3 159.90 10% 15.99
4 175.89 10% 17.59
5 193.48 10% 19.35
6 212.83 10% 21.28
7 234.11 10% 23.41
8 257.52 10% 25.75
9 283.28 10% 28.33
10 311.60 10% 31.16
Total 210.61
Luna Rata Lunara dobanda procentuala anuala Suma Dobanzii Valorea Creditului
1 1465 20% 293 1172
2 100 20% 20 80
3 100 20% 20 80
4 100 20% 20 80
5 100 20% 20 80
6 100 20% 20 80
7 100 20% 20 80
8 100 20% 20 80
9 100 20% 20 80
10 100 20% 20 80
11 100 20% 20 80
12 100 20% 20 80
13 100 20% 20 80
14 100 20% 20 80
15 100 20% 20 80
16 100 20% 20 80
17 100 20% 20 80
18 100 20% 20 80
19 100 20% 20 80
20 100 20% 20 80
21 100 20% 20 80
22 100 20% 20 80
23 100 20% 20 80
24 100 20% 20 80
Total 3765 753 3012
Ani Dobanda Anuala Returnarea Valoarea Initiala
1 15% 4800 32000

Verificare 400
Valorea Initiala a Creditului Luna Dobanda lunara Suma Dobanzii Plata Lunara
3000000 1 1.67% 50000 200000
2850000 1 1.67% 47500 200000
2697500 1 1.67% 44958 200000
2542458 1 1.67% 42374 200000
2384833 1 1.67% 39747 200000
2224580 1 1.67% 37076 200000
2061656 1 1.67% 34361 200000
1896017 1 1.67% 31600 200000
1727617 1 1.67% 28794 200000
1556411 1 1.67% 25940 200000
1382351 1 1.67% 23039 200000
1205390 1 1.67% 20090 200000
1025480 1 1.67% 17091 200000
842572 1 1.67% 14043 200000
656614 1 1.67% 10944 200000
467558 1 1.67% 7793 200000
275351 1 1.67% 4589 200000
79940 1 1.67% 1332 200000
Total 18 481272
Suma Creditului Returnat
150000
152500
155042
157626
160253
162924
165639
168400
171206
174060
176961
179910
182909
185957
189056
192207
195411
79940
3000000
Luna Credit dobanda Suma Dobanzii Achitarea Lunara Suma Creditului

1 35,000,000.00 1.67% 583,333.33 1,200,000.00 616,666.67

1 34,383,333.33 1.67% 573,055.56 1,200,000.00 626,944.44
1 33,756,388.89 1.67% 562,606.48 1,200,000.00 637,393.52
1 33,118,995.37 1.67% 551,983.26 1,200,000.00 648,016.74
1 32,470,978.63 1.67% 541,182.98 1,200,000.00 658,817.02
1 31,812,161.60 1.67% 530,202.69 1,200,000.00 669,797.31
1 31,142,364.30 1.67% 519,039.40 1,200,000.00 680,960.60
1 30,461,403.70 1.67% 507,690.06 1,200,000.00 692,309.94
1 29,769,093.76 1.67% 496,151.56 1,200,000.00 703,848.44
1 29,065,245.33 1.67% 484,420.76 1,200,000.00 715,579.24
1 28,349,666.08 1.67% 472,494.43 1,200,000.00 727,505.57
1 27,622,160.52 1.67% 460,369.34 1,200,000.00 739,630.66
1 26,882,529.86 1.67% 448,042.16 1,200,000.00 751,957.84
1 26,130,572.02 1.67% 435,509.53 1,200,000.00 764,490.47
1 25,366,081.56 1.67% 422,768.03 1,200,000.00 777,231.97
1 24,588,849.58 1.67% 409,814.16 1,200,000.00 790,185.84
1 23,798,663.74 1.67% 396,644.40 1,200,000.00 803,355.60
1 22,995,308.14 1.67% 383,255.14 1,200,000.00 816,744.86
1 22,178,563.27 1.67% 369,642.72 1,200,000.00 830,357.28
1 21,348,205.99 1.67% 355,803.43 1,200,000.00 844,196.57
1 20,504,009.43 1.67% 341,733.49 1,200,000.00 858,266.51
1 19,645,742.92 1.67% 327,429.05 1,200,000.00 872,570.95
1 18,773,171.97 1.67% 312,886.20 1,200,000.00 887,113.80
1 17,886,058.17 1.67% 298,100.97 1,200,000.00 901,899.03
1 16,984,159.14 1.67% 283,069.32 1,200,000.00 916,930.68
1 16,067,228.45 1.67% 267,787.14 1,200,000.00 932,212.86
1 15,135,015.60 1.67% 252,250.26 1,200,000.00 947,749.74
1 14,187,265.86 1.67% 236,454.43 1,200,000.00 963,545.57
1 13,223,720.29 1.67% 220,395.34 1,200,000.00 979,604.66
1 12,244,115.62 1.67% 204,068.59 1,200,000.00 995,931.41
1 11,248,184.22 1.67% 187,469.74 1,200,000.00 1,012,530.26
1 10,235,653.96 1.67% 170,594.23 1,200,000.00 1,029,405.77
1 9,206,248.19 1.67% 153,437.47 1,200,000.00 1,046,562.53
1 8,159,685.66 1.67% 135,994.76 1,200,000.00 1,064,005.24
1 7,095,680.42 1.67% 118,261.34 1,200,000.00 1,081,738.66
1 6,013,941.76 1.67% 100,232.36 1,200,000.00 1,099,767.64
1 4,914,174.12 1.67% 81,902.90 1,200,000.00 1,118,097.10
1 3,796,077.02 1.67% 63,267.95 1,200,000.00 1,136,732.05
1 2,659,344.97 1.67% 44,322.42 1,200,000.00 1,155,677.58
1 1,503,667.39 1.67% 25,061.12 1,200,000.00 1,174,938.88
1 328,728.51 1.67% 5,478.81 1,200,000.00 328,728.51
41 35,000,000.00
3.4
 Venituri
Valoarea Obtinute in
Investitia Dobanda Valoarea Investitiei + urma
Ani Initiala Anuala Dobanzii Dobanda investitiei

1 10000 10% 1000 11000 3000

2 11000 10% 1100 12100 4200
3 12100 10% 1210 13310 6800
14000