END USER LICENSE AGREEMENT

PLEASE READ THIS LICENSE CAREFULLY BEFORE USING THIS SOFTWARE.

Before installing or using this software (hereinafter referred to as �IPOT�). When

you install or use this IPOT, you agree to be bound by the terms of this license.
In the event of you do not agree or accept these terms, please promptly cease all
further installation or use of this IPOT.

It is agreed that certain restrictions under this license apply only to IPOT or, as
the case may be, to all related components hereto.

SOFTWARE PRODUCT LICENCE

THE IPOT is protected by national copyright laws and international copyright

treaties, as well as other Intellectual Property Laws and Treaties. The IPOT is
licensed to PT Indo Premier Securities (hereinafter referred to �Indo Premier
Securities�) and Indo Premier Securities grants you (hereinafter referred to as the
�LICENSEE�) a non-exclusive license to use this IPOT and view the documentation or
data herein with non-transferable condition and does not grant LICENSEE any rights
to patents, copyrights, trade secrets, trade names, trademarks (whether registered
or unregistered), or any rights, functions or licenses in respect of the IPOT.

PERIOD OF USE

Indo Premier Securities grants LICENSEE to solely use IPOT in extendable limited-
period and at any time, LICENSEE intends to terminate this Agreement, the LICENSEE
may sign out/unsubscribe from IPOT and no longer permit to use any data or
information therein without prior notice from Indo Premier Securities.

TERMINATION

This agreement terminates, the LICENSEE loses all rights licensed, and the LICENSEE
must stop using the IPOT if LICENSEE
(a)violate the terms of this agreement or
(b)the LICENSEE do not pay the brokerage fee and another fee occurred determined by
Indo Premier Securities.

LIMITED WARRANTY

NO WARRANTIES. THIS IPOT IS PROVIDED �AS IS� WITHOUT ANY WARRANTY OF ANY KIND,
EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. THE
ENTIRE RISKS ARISING OUT OF USE OR PERFORMANCE OF THE IPOT REMAINS WITH USER.

NO LIABILITY FOR CONSEQUENTIAL DAMAGES

NEITHER Indo Premier Securities NOR ANYONE INVOLVED IN THE CREATION, PRODUCTION OR
DELIVERY OF THIS IPOT SHALL BE LIABLE FOR ANY INDIRECT CONSEQUENTIAL, OR INCIDENTAL
DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE IPOT EVEN IF Indo Premier
Securities HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS. IN NO
EVENT SHALL Indo Premier Securities LIABILITY FOR ANY DAMAGES OR LOSS DERIVED FROM
IPOT. THE LICENSEE USING IPOT MUST BEAR ALL RISKS AS TO THE QUALITY AND PERFORMANCE
AND ANY RESULT APPEARED FROM THIS IPOT.

SECURITY

Indo Premier Securities is only entitled to use private information of LICENSEE for
management purposes and has no other purpose including disclosing such information
in public, except Indo Premier Securities receives legal permit over such purpose
thereof from the User or authorized body so IPOT guarantees the security of any
private information of LICENSEE.

LICENSEE RESPONSIBILITY

(a)LICENSEE is responsible for maintaining his secrecy of ID, password, and PIN and
not permitted to deliver or transfer or disclose the ID, password, and PIN without
legitimate consent from Indo Premier Securities.
(b)LICENSEE is responsible for any damage, claim, loss, suit derived from such
action as set out in section (a) above.

GOVERNING LAW AND JURISDICTION

The Agreement shall be governed and construed by the Laws of Republic of

Indonesia. Any action or proceeding brought by either party against the other
arising out or related to this Agreement shall be brought only in Central Jakarta
District Court, INDONESIA. The Parties (either Indo Premier Securities or USER)
hereby agree to the elected jurisdiction.