LIC Jeevan Labh

Most
Popular
&
A Limited Premium,
Non-linked, With-profits A Combination of Protection and Savings
the Best
Endowment Plan UIN : 512N304V02 (Plan No. 936) Policy
This plan provides financial support for the family in case of unfortunate death of the
policyholder any time before Maturity and a lump sum amount at the time of Maturity for
the surviving policyholder. This plan also takes care of liquidity needs through its Loan facility.
CONDITIONS
Minimum Age at Entry : 8 years (Completed)
Rebate under
Maximum Age at Entry : 59 years (NBD) for Policy Term 16 years
54 years (NBD) for Policy Term 21 years Income Tax
50 years (NBD) for Policy Term 25 years Section 80 (C)
Maximum Maturity Age : 75 years (NBD) and
Policy Term / Premium Policy Term Premium Term
Paying Term (PPT) Tax Free
16 years 10 years
Maturity
21 years 15 years
25 years 16 years under Income Tax
Minimum Sum Assured :
Rs. 2,00,000 (There after in Multiples of Rs. 10,000) Section
Maximum Sum Assured :
No Limit ❖ Risk Coverage : Immediate 10 (10D)
Vesting Date for Minor Policy :
18 years onwards
Premium Paying Mode :
Yearly / Half-yearly / Quarterly / NACH and SSS
Rebates :
Yearly : 2% on Tabular Premium Half-yearly : 1% on Tabular Premium
Rebates on From Rs. 2,00,000 to Rs. 4,90,000 : Nil
High Sum Assured From Rs. 5,00,000 to Rs. 9,90,000 : Rs. 1-25 (For 1000 BSA)
From Rs. 10,00,000 to Rs. 14,90,000 : Rs.1-50 (For 1000 BSA)
From Rs. 15,00,000, and there after : Rs. 1-75 (For 1000 BSA)
FACILITIES : Loan, Premium Waiver Benifit Rider, Accidental Death & Disablity Benefit Rider,
(ADDB), Term Rider, Accident Benifit Rider, Critical Illness Rider, GSV,
Special Surrender Value, Revival, Nomination, Assignment, etc.
BENEFITS
DEATH BENEFIT : In case of Death during the Policy Term :
Sum Assured on Death + Bonus + Final Additional Bonus, if any
Option to take Death
(Death Benefit, is defined as : 7 Times of Annualised Premium / Benefit in instalments
125% of Basic Sum Assured / Less than 105% of all the premiums
paid as on Date of Death, whichever is higher).
MATURITY BENEFIT : Sum Assured on Maturity + Bonus +
Settlement Option
Final Additional Bonus. for Maturity Benefit
Example : AGE 35 Years
Policy Term : 16 yrs PPT : 10 yrs Policy Term : 21 yrs PPT : 15 yrs Policy Term : 25 yrs PPT : 16 yrs
SUM ASSURED 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
First Year Premium 87,917 44,070 17,897 56,679 28,470 11,650 48,333 24,297 9,980
Next Year Premium 86,024 43,140 17,511 55,458 27,857 11,399 47,293 23,774 9,765
Total Premiums Paid 8,62,133 4,32,350 1,75,496 8,33,091 4,18,468 1,71,236 7,57,728 3,80,907 1,56,455
Maturity Sum Assured 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
Bonus 6,88,000 3,44,000 1,37,600 9,87,000 4,93,500 1,97,400 12,50,000 6,25,000 2,50,000
Final Additional Bonus 25,000 12,500 5,000 1,00,000 50,000 20,000 4,50,000 2,25,000 90,000
TOTAL MATURITY
17,13,000 8,56,500 3,42,600 20,87,000 10,43,500 4,17,400 27,00,000 13,50,000 5,40,000
Tax Free - (without tax)
For more details please contact the LIC Agent / Development Officer / CLIA / Nearest Branch Office
Agents' Training Material. For Internal Circulation only. 1 www.licindia.in IRDAI Regn. No. 512
UIN : 512N315V02
(Plan No. 947)
Minimum Age at Entry : 18 Years (Completed) ELIGIBILITY CONDITIONS Maximum Age at Entry : 55 Years
Policy Term Max. Age at Entry Max. Maturiy Age Minimum Sum Assured : Rs. 1 Crore
14 Years 55 Years (ANB) 69Years (ANB) Maximum Sum Assured : No Limit
(There after in Multiples of Rs. 5 Lakhs)
16 Years 51 Years (ANB) 67 Years (ANB)
Mode :
Yearly / Half-yearly / Quarterly / NACH and SSS
SPECIAL ATTRACTIONS DEATH BENEFIT
✦ Option to Defer Payment of Survival Benefit with ❖ 1st 5 years : Sum Assured on Death + Accrued Guaranteed Additions
payment of increased Survival Benefit due at any time. ❖ After 5 years: Sum Assured on Death + Accrued Guaranteed Additions +
✦ Settlement Option : To take Maturity Amount Loyalty Addition, if any.
in 5,10 or 15 years instalment. (Death Benefit, is defined as: 7 Times of Annualised Premium / 125% of
✦ Option to take Death Benefit in 5, 10 or 15 years Basic Sum Assured / Less than 105% of all the premiums paid as on
instalment. Loan facility is available after 1 year. Date of Death, whichever is higher).
INBUILT CRITICAL IIINESS BENEFIT
On first diagnosis of any one of the 15 Critical IIInesses* as specified in the policy, the following benefits
will be available. (*for details refer circular)
a) Lumpsum Benefit : 10% of Basic Sum Assured.
b) Option to Defer the Payment of Premium for 2 years.
c) Facility to have Medical Second Opinion.
The list and definitions of the 15 Critical Illness conditions covered under this Benefit
1) Cancer of specified severity 2) Open chest CABG 3) Myocardial infarction 4) Kidney failure requiring regular
dialysis 5) Major organ/bone marrow transplant (as recipient) 6) Stroke resulting in permanent symptoms 7) Perma-
nent paralysis of limbs 8) Multiple sclerosis with persisting symptoms 9) Aortic Surgery 10) Primary (idiopathic)
pulmonary hypertension 11) Alzheimer’s disease/dementia 12) Blindness 13) Third-degree burns 14) Open heart
replacement or repair of heart valves 15) Benign brain tumor
Survival and Maturity Benefits under LIC Jeevan Shiromani Plan : 947
Survival and Maturity Beneifts as a % of Basic Sum Assured
Policy MB = Maturity Beneifit, SB = Survival Benefits, GA=Guaranteed Addition, LA=Loyalty Addition
Term 10 Yr. 12th Yr. 14th Yr. 16th Yr. 18th Yr. 20th Yr.
14 Yrs 30% (SB) 30% (SB) 40% (MB) + GA+LA - - -

16 Yrs - 35% (SB) 35% (SB) 30% (MB) + GA+LA - -
18 Yrs - - 40% (SB) 40% (SB) 20% (MB) + GA+LA -
20 Yrs - - - 45% (SB) 45% (SB) 10% (MB) + GA+LA
Ready Reckoner for LIC's Jeevan Shiromani (Plan 947) (WITH AD& DB AND GST @ 4.5% )
Rs. 1 Crore Rs. 1 Crore Rs. 1 Crore Rs. 1 Crore
Age Term : 14 Yrs. PPT 10 Yrs. Term : 16 Yrs. PPT 12 Yrs. Term : 18 Yrs. PPT 14 Yrs. Term : 20 Yrs. PPT 16 Yrs.
Yly. Hly. Qly. NACH Yly. Hly. Qly. NACH Yly. Hly. Qly. NACH Yly. Hly. Qly. NACH
18 11,30,366 5,70,881 2,88,289 96,096 9,49,602 4,79,579 2,42,179 80,726 8,16,971 4,12,590 20,8347 69,449 7,25,303 3,66,291 1,84,965 61,655
19 11,30,878 5,71,140 2,88,420 96,140 9,50,114 4,79,838 2,42,309 80,770 8,17,483 4,12,848 20,8478 69,493 7,25,815 3,66,549 1,85,096 61,699
20 11,31,390 5,71,398 2,88,551 96,184 9,50,114 4,79,838 2,42,309 80,770 8,17,995 4,13,107 20,8608 69,536 7,26,327 3,66,808 1,85,226 61,742
21 11,31,902 5,71,657 2,88,681 96,227 9,50,626 4,80,097 2,42,440 80,813 8,18,507 4,13,365 20,8739 69,580 7,26,839 3,67,067 1,85,357 61,786
22 11,31,902 5,71,657 2,88,681 96,227 9,51,138 4,80,355 2,42,571 80,857 8,19,019 4,13,624 20,8869 69,623 7,27,351 3,67,325 1,85,488 61,829
23 11,32,414 5,71,915 2,88,812 96,271 9,51,650 4,80,614 2,42,701 80,900 8,19,531 4,13,883 20,9000 69,667 7,27,863 3,67,584 1,85,618 61,873
24 11,32,926 5,72,174 2,88,943 96,314 9,52,162 4,80,872 2,42,832 80,944 8,20,043 4,14,141 20,9131 69,710 7,28,888 3,68,101 1,85,879 61,960
25 11,33,438 5,72,433 2,89,073 96,358 9,52,674 4,81,131 2,42,963 80,988 8,20,555 4,14,400 20,9261 69,754 7,29,400 3,68,360 1,86,010 62,003
26 11,33,950 5,72,691 2,89,204 96,401 9,53,186 4,81,390 2,43,093 81,031 8,21,579 4,14,917 20,9523 69,841 7,30,424 3,68,877 1,86,271 62,090
27 11,34,975 5,73,209 2,89,465 96,488 9,54,210 4,81,907 2,43,354 81,118 8,22,603 4,15,435 20,9784 69,928 7,31,960 3,69,653 1,86,663 62,221
28 11,35,487 5,73,467 2,89,596 96,532 9,55,235 4,82,424 2,43,616 81,205 8,23,627 4,15,952 21,0045 70,015 7,32,984 3,70,170 1,86,924 62,308
29 11,36,511 5,73,985 2,89,857 96,619 9,56,259 4,82,942 2,43,877 81,292 8,25,163 4,16,728 21,0437 70,146 7,34,520 3,70,946 1,87,316 62,439
30 11,37,535 5,74,502 2,90,118 96,706 9,57,795 4,83,717 2,44,269 81,423 8,26,700 4,17,504 21,0829 70,276 7,36,568 3,71,981 1,87,839 62,613
31 11,39,071 5,75,278 2,90,510 96,837 9,59,331 4,84,493 2,44,661 81,554 8,28,236 4,18,280 21,1221 70,407 7,38,616 3,73,015 1,88,361 62,787
32 11,40,607 5,76,054 2,90,902 96,967 9,60,867 4,85,269 2,45,053 81,684 8,30,284 4,19,314 21,1743 70,581 7,40,665 3,74,050 1,88,884 62,961
33 11,42,655 5,77,088 2,91,424 97,141 9,62,915 4,86,304 2,45,575 81,858 8,32,844 4,20,607 21,2396 70,799 7,43,225 3,75,343 1,89,537 63,179
34 11,44,703 5,78,123 2,91,947 97,316 9,65,476 4,87,597 2,46,228 82,076 8,35,404 4,21,900 21,3049 71,016 7,46,297 3,76,895 1,90,321 63,440
35 11,46,752 5,79,157 2,92,469 97,490 9,68,036 4,88,890 2,46,881 82,294 8,37,965 4,23,194 21,3703 71,234 7,49,882 3,78,705 1,91,235 63,745
36 11,49,824 5,80,709 2,93,253 97,751 9,71,108 4,90,442 2,47,665 82,555 8,41,549 4,25,004 21,4617 71,539 7,53,466 3,80,516 1,92,149 64,050
37 11,52,896 5,82,261 2,94,037 98,012 9,74,180 4,91,994 2,48,449 82,816 8,45,133 4,26,815 21,5531 71,844 7,57,050 3,82,326 1,93,064 64,355
38 11,56,481 5,84,071 2,94,951 98,317 9,78,277 4,94,063 2,49,494 83,165 8,49,230 4,28,884 21,6576 72,192 7,61,659 3,84,654 1,94,239 64,746
39 11,60,065 5,85,882 2,95,866 98,622 9,82,373 4,96,132 2,50,539 83,513 8,53,326 4,30,953 21,7621 72,540 7,66,267 3,86,982 1,95,415 65,138
40 11,64,161 5,87,951 2,96,911 98,970 9,86,982 4,98,460 2,51,714 83,905 8,58,447 4,33,539 21,8928 72,976 7,71,388 3,89,568 1,96,721 65,574
41 11,69,282 5,90,537 2,98,217 99,406 9,92,102 5,01,046 2,53,021 84,340 8,63,567 4,36,126 22,0234 73,411 7,77,532 3,92,672 1,98,289 66,096
42 11,74,402 5,93,124 2,99,523 99,841 9,97,223 5,03,633 2,54,327 84,776 8,69,200 4,38,971 22,1671 73,890 7,83,677 3,95,775 1,99,856 66,619
43 11,80,035 5,95,969 3,00,960 1,00,320 10,03,367 5,06,736 2,55,894 85,298 8,75,856 4,42,333 22,3369 74,456 7,90,334 3,99,138 2,01,554 67,185
44 11,86,180 5,99,072 3,02,528 1,00,843 10,10,024 5,10,098 2,57,593 85,864 8,82,513 4,45,695 22,5067 75,022 7,97,502 4,02,759 2,03,383 67,794
45 11,93,348 6,02,693 3,04,356 1,01,452 10,16,681 5,13,461 2,59,291 86,430 8,89,682 4,49,316 22,6896 75,632 8,05,695 4,06,897 2,05,473 68,491
46 12,00,517 6,06,314 3,06,185 1,02,062 10,24,361 5,17,340 2,61,250 87,083 8,97,874 4,53,454 22,8986 76,329 - - - -
47 12,08,710 6,10,452 3,08,275 1,02,758 10,32,554 5,21,479 2,63,340 87,780 9,06,579 4,57,851 23,1206 77,069 - - - -
48 12,16,903 6,14,591 3,10,365 1,03,455 10,41,259 5,25,875 2,65,561 88,520 9,15,284 4,62,248 23,3427 77,809 - - - -
49 12,26,119 6,19,246 3,12,716 1,04,239 10,50,988 5,30,789 2,68,043 89,348 - - - - - - - -
50 12,35,336 6,23,902 3,15,068 1,05,023 10,60,717 5,35,704 2,70,524 90,175 - - - - - - - -
51 12,45,577 6,29,074 3,17,680 1,05,893 10,70,958 5,40,876 2,73,137 91,046 - - - - - - - -
52 12,56,330 6,34,506 3,20,423 1,06,808 - - - - - - - - - - - -
53 12,67,595 6,40,196 3,23,297 1,07,766 - - - - - - - - - - - -
54 12,79,373 6,46,144 3,26,301 1,08,767 - - - - - - - - - - - -
55 12,92,174 6,52,610 3,29,567 1,09,856 - - - - - - - - - - - -
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10 30,00,000 - - -
12 30,00,000 35,00,000 - -
14 92,50,000 + Loyalty Addition 35,00,000 40,00,000 -
16 - 93,50,000 + Loyalty Addition 40,00,000 45,00,000
18 - - 94,50,000 + Loyalty Addition 45,00,000
20 - - - 95,50,000 + Loyalty Addition
Total 1,52,50,000 + Loyalty Addition 1,63,50,000 + Loyalty Addition 1,74,50,000 + Loyalty Addition 1,85,50,000 + Loyalty Addition
Minimum Age at Entry : 18 Years (Completed) CONDITIONS Maximum Age at Entry : 55 Years
Policy Term Maximum Age at Entry Maximum Age at Maturity Minimum Sum Assured : Rs. 10,00,000
(There after in Multiples of Rs. 1 Lakh)
14 Years 55 Years (ANB) 69 Years (ANB) Maximum Sum Assured : No Limit
16 Years 51 Years (ANB) 67 Years (ANB) Risk Cover : Immediate
18 Years 48 Years (ANB) 66 Years (ANB) Mode :
20 Years 45 Years (ANB) 65 Years (ANB) Yearly / Half-yearly / Quarterly / NACH and SSS
SPECIAL ATTRACTIONS DEATH BENEFIT

1. Option to Defer Payment of Survival Benefit with payment ❖ 1 5 years : Sum Assured on Death + Accrued Guaranteed Additions
st
of increased Survival Benefit due at any time. ❖ After 5 years: Sum Assured on Death + Accrued Guaranteed Additions +
2. Settlement Option : To take Maturity Amount Loyalty Addition, if any.
in 5, 10 or 15 years instalments. (Death Benefit, is defined as: 7 Times of Annualised Premium / 125% of
3. Option to take Death Benefit in 5, 10 or 15 years Basic Sum Assured / Less than 105% of all the premiums paid as on
instalments. Date of Death, whichever is higher).
Example : SURVIVAL & MATURITY BENIFITS AS PER TABLE GIVEN BELOW SA : 10,00,000
Sum Assured Rs.12,50,000 Basic Sum Assured Rs.10,00,000
PAYMENTS OF SURVIVAL BENIFITS Term: 14 Yrs. PPT: 10 Yrs. Term : 16 Yrs. PPT : 12 Yrs. Term : 18 Yrs. PPT : 14 Yrs. Term : 20 Yrs. PPT : 16 Yrs.
10th Policy Anniversary 3,00,000 - - -
12th Policy Anniversary 3,00,000 3,50,000 - -
14th Policy Anniversary 4,00,000 3,50,000 4,00,000 -
16th Policy Anniversary - 3,00,000 4,00,000 4,50,000
18th Policy Anniversary - - 2,00,000 4,50,000
20th Policy Anniversary - - - 1,00,000
GUARANTEED ADDITIONS :
For the First 5 years (1000x 50x5) 2,50,000 2,50,000 2,50,000 2,50,000
There after [1000 x 55 x (PPT - 5)] 2,75,000 3,85,000 4,95,000 6,05,000
LOYALTY ADDITIONS* Extra Extra Extra Extra
Total Guaranteed Additions + LA* 5,25,000 + LA 6,35,000 + LA 7,45,000 + LA 8,55,000 + LA
Total Maturity Benifits (14/16/18/20) 9,25,000 + LA 9,35,000 + LA 9,45,000 + LA 9,55,000 + LA
Total Maturity & Survival Benifits 15,25,000 + LA 16,35,000 + LA 17,45,000 + LA 18,55,000 + LA
Accident Death Basic Sum Assured 10,00,000 10,00,000 10,00,000 10,00,000
*Loyalty Additions as per IRDAI Approved Benefit illustrations and depends upon the Corporation's experience.
Ready Reckoner for LIC's Bima Shree (Plan 936) (WITH AD & DB AND GST)
Term : 14 Yrs. PPT 10 Yrs. Term : 16 Yrs. PPT 12 Yrs. Term : 18 Yrs. PPT 14 Yrs. Term : 20 Yrs. PPT 16 Yrs.
Age 10 LAKHS 25 LAKHS 50 LAKHS 10 LAKHS 25 LAKHS 50 LAKHS 10 LAKHS 25 LAKHS 50 LAKHS 10 LAKHS 25 LAKHS 50 LAKHS
Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH Yly. NACH
8 112344 9553 280076 23817 559106 47548 94268 8016 234887 19975 468730 39862 81058 6893 201860 17166 402675 34246 71892 6113 178946 15218 356847 30349
9 112395 9557 280204 23828 559362 47569 94268 8016 234887 19975 468730 39862 81058 6893 201860 17166 402675 34246 71943 6118 179074 15229 357103 30370
10 112395 9557 280204 23828 559362 47569 94320 8020 235015 19986 468986 39884 81109 6897 201988 17177 402931 34267 71943 6118 179074 15229 357103 30370
11 112446 9562 280332 23839 559618 47591 94371 8025 235143 19997 469242 39906 81160 6901 202116 17188 403187 34289 71994 6122 179202 15240 357359 30392
12 112497 9566 280460 23850 559874 47613 94422 8029 235271 20007 469498 39928 81211 6906 202244 17199 403443 34311 72045 6126 179330 15250 357615 30414
13 112600 9575 280716 23872 560386 47656 94473 8033 235399 20018 469754 39949 81262 6910 202372 17210 403699 34333 72148 6135 179586 15272 358127 30457
14 112651 9579 280844 23883 560643 47678 94524 8038 235527 20029 470010 39971 81314 6914 202500 17221 403955 34354 72199 6139 179714 15283 358383 30479
15 112702 9584 280972 23893 560899 47700 94627 8047 235783 20051 470522 40015 81365 6919 202628 17232 404211 34376 72250 6144 179842 15294 358639 30501
16 112753 9588 281100 23904 561155 47722 94678 8051 235911 20062 470778 40037 81416 6923 202756 17243 404467 34398 72301 6148 179970 15305 358895 30523
17 112805 9592 281228 23915 561411 47743 94729 8055 236039 20073 471034 40058 81467 6927 202884 17253 404723 34420 72353 6152 180098 15316 359151 30544
18 114214 9710 284752 24209 568459 48331 96036 8164 239305 20345 477565 40603 82772 7036 206147 17526 411249 34964 73606 6257 183230 15577 365416 31067
19 114266 9714 284880 24220 568715 48353 96087 8168 239433 20356 477821 40624 82824 7041 206275 17536 411505 34986 73657 6261 183358 15588 365672 31089
20 114266 9714 284880 24220 568715 48353 96138 8173 239561 20367 478077 40646 82875 7045 206403 17547 411761 35008 73708 6266 183486 15599 365928 31111
21 114317 9719 285008 24231 568971 48375 96189 8177 239689 20378 478333 40668 82875 7045 206403 17547 411761 35008 73759 6270 183614 15610 366184 31132
22 114368 9723 285136 24242 569227 48397 96189 8177 239689 20378 478333 40668 82926 7049 206531 17558 412017 35029 73810 6274 183742 15621 366440 31154
23 114368 9723 285136 24242 569227 48397 96240 8181 239817 20388 478589 40690 82977 7054 206659 17569 412273 35051 73862 6279 183870 15631 366696 31176
24 114419 9727 285264 24253 569483 48418 96292 8186 239945 20399 478845 40711 83028 7058 206787 17580 412529 35073 73913 6283 183998 15642 366952 31198
25 114470 9732 285392 24264 569739 48440 96343 8190 240073 20410 479101 40733 83080 7062 206915 17591 412785 35095 74015 6292 184254 15664 367464 31241
26 114522 9736 285520 24274 569995 48462 96394 8195 240201 20421 479357 40755 83182 7071 207171 17613 413298 35138 74066 6296 184382 15675 367720 31263
27 114573 9740 285648 24285 570251 48484 96445 8199 240329 20432 479613 40777 83284 7080 207427 17634 413810 35182 74169 6305 184638 15697 368232 31306
28 114624 9745 285776 24296 570507 48505 96548 8208 240585 20454 480125 40820 83387 7089 207683 17656 414322 35225 74322 6318 185022 15729 369000 31372
29 114726 9753 286032 24318 571019 48549 96650 8216 240841 20475 480637 40864 83489 7097 207939 17678 414834 35269 74425 6327 185279 15751 369512 31415
30 114829 9762 286288 24340 571531 48593 96752 8225 241097 20497 481149 40907 83643 7110 208323 17711 415602 35334 74630 6344 185791 15795 370536 31502
31 114931 9771 286544 24362 572043 48636 96906 8238 241481 20530 481917 40973 83796 7123 208707 17743 416370 35399 74783 6357 186175 15827 371304 31568
32 115085 9784 286928 24394 572812 48701 97060 8251 241865 20563 482686 41038 83950 7136 209091 17776 417138 35465 75039 6379 186815 15882 372584 31677
33 115238 9797 287312 24427 573580 48767 97264 8269 242377 20606 483710 41125 84206 7158 209732 17830 418418 35574 75244 6396 187327 15925 373608 31764
34 115443 9814 287824 24470 574604 48854 97469 8286 242889 20650 484734 41212 84411 7176 210244 17874 419442 35661 75551 6422 188095 15991 375145 31894
35 115648 9832 288336 24514 575628 48941 97725 8308 243529 20704 486014 41321 84718 7202 211012 17939 420978 35791 75859 6449 188863 16056 376681 32025
36 115904 9853 288976 24568 576908 49050 97981 8330 244169 20758 487294 41430 85025 7228 211780 18004 422514 35922 76166 6475 189631 16121 378217 32156
37 116160 9875 289617 24623 578188 49159 98289 8356 244938 20824 488830 41561 85333 7254 212548 18070 424051 36053 76576 6509 190655 16208 380265 32330
38 116519 9906 290513 24699 579980 49311 98647 8386 245834 20900 490622 41713 85742 7289 213572 18157 426099 36227 76985 6544 191679 16295 382313 32504
39 116877 9936 291409 24775 581772 49463 99057 8421 246858 20987 492670 41887 86152 7324 214596 18244 428147 36401 77446 6584 192831 16393 384617 32700
40 117235 9967 292305 24851 583565 49616 99466 8456 247882 21074 494719 42061 86613 7363 215748 18342 430451 36597 77907 6623 193983 16491 386922 32896
41 117696 10006 293457 24949 585869 49812 99927 8495 249034 21172 497023 42257 87074 7402 216900 18440 432755 36793 78470 6671 195391 16611 389738 33135
42 118208 10049 294737 25058 588429 50029 100439 8539 250314 21281 499583 42475 87637 7450 218308 18560 435572 37032 79033 6718 196800 16731 392554 33375
43 118720 10093 296017 25167 590989 50247 101002 8586 251722 21401 502399 42714 88251 7502 219844 18690 438644 37293 79699 6775 198464 16872 395883 33658
44 119335 10145 297553 25298 594062 50508 101617 8639 253258 21531 505472 42976 88866 7554 221381 18821 441716 37555 80416 6836 200256 17025 399467 33963
45 119949 10197 299089 25428 597134 50770 102283 8695 254923 21673 508800 43259 89583 7615 223173 18973 445301 37859 81184 6901 202176 17188 403307 34289
46 120666 10258 300882 25581 600718 51074 102999 8756 256715 21825 512384 43563 90351 7681 225093 19137 449141 38186
47 121383 10319 302674 25733 604303 51379 103767 8822 258635 21989 516225 43890 91170 7750 227141 19311 453237 38534
48 122202 10389 304722 25907 608399 51728 104638 8896 260811 22174 520577 44260 92040 7824 229317 19496 457590 38904
49 123022 10459 306770 26081 612495 52076 105508 8970 262987 22359 524930 44630
50 123943 10537 309074 26277 617104 52468 106430 9048 265292 22555 529538 45022
51 124865 10615 311379 26473 621712 52860 107454 9135 267852 22772 534659 45458
52 125889 10703 313939 26691 626833 53295
53 126964 10794 316627 26920 632209 53752
54 128091 10890 319443 27159 637842 54231
55 129269 10990 322388 27409 643730 54732
❖ RISK COVER Available
till Age 80
❖ Accident Benefit Rider Available
UIN : 512N332V02 (Plan No. 955) ❖ Special Premium Rates
A Non-Linked, Non-Participating, for Women
Offline Term Assurance Plan ❖ Attractive Premium Rates
Whether 18 or 65, for Non-Smokers
Jeevan Amar is for you ELIGIBILITY CONDITIONS
❈ Minimum Age at Entry : 18 years (LBD) ❈ Minimum Bisic Sum Assured : Rs. 25,00,000
❈ Maximum Age at Entry : 65 years (LBD) (Upto Rs. 40 Lakh in Multiples of Rs. 1,00,000,
❈ Maximum Maturity Age : 80 years (LBD) there after in Multiples of Rs. 10,00,000)
❈ Minimum Policy Term : 15 years ❈ Maximum Sum Assured : No Limit
❈ Policy Term : 10 - 40 years ❈ Date of Risk Coverage : Immediate
❈ PREMIUM PAYING TERM : Minimum Premium : Regular & Limited Premium : Rs. 3,000
Regular Premium : Same as Policy Term Single Premium : Rs.30,000
:
Limited Premium : Policy Term 10 to 40 years Policy Term minus 5 years ACCIDENT BENEFIT
:
Policy Term 15 to 40 years Policy Term minus 10 years FACILITY AVAILABLE
Jeevan Amar is a Non-Linked, Non-participating Offline Term Assurance Plan which provides Financial
Protection to the insured’s family in case of his / her unfortunate death during the policy term. In this Policy Two
Categories of Premium Rates, namely : (1) Non-Smoker Rates and (2) Smoker Rates.
The application of Non-Smoker Rates shall be based on the findings of the Urinary Cotinine Test.
In all other cases, the Smoker Rates will be applicable.
ATTRACTIVE 2 DEATH BENEFIT OPTIONS

Option I : Level Sum Assured Absolute amount assured to be paid on death shall be an amount equal to
Basic Sum Assured, which shall remain the same throughout the policy term.
Option II: Increasing Sum Assured Absolute amount assured to be paid on death shall remain equal to
Basic Sum Assured till completion of fifth policy year. Thereafter, it increases by 10% of Basic
Sum Assured each year from the sixth policy year till fifteenth policy year till it becomes twice
the Basic Sum Assured. This increase will continue under an inforce policy till the end of policy
term; or till the Date of Death; or till the fifteenth policy year, whichever is earlier. From sixteenth
policy year and onwards, the Absolute amount assured to be paid on death remains constant
i.e. twice the Basic Sum Assured till the policy term ends.
The Death Benefit Option once chosen cannot be changed later.
BENEFITS
DEATH BENEFIT : For Regular and Limited Premium Payment Policy : “Sum Assured on Death” is
defined as the highest of : 7 times of Annualised Premium ; or 105% of all the Premiums paid as on the Date
of Death ; or Absolute amount assured to be paid on death.
For Single premium Policy : “Sum Assured on Death” is defined as the higher of : 125% of Single Premium.
Absolute amount assured to be paid on Death. NO MATURITY
Accident Benefit Rider : For Regular and Limited Premium Payment Policy : BENEFIT IN THIS PLAN
“Sum Assured on Death” is defined as the highest of : 7 times of Annualised Premium ; or 105% of all the
Premiums paid as on the Date of Death ; or Absolute amount assured to be paid on death.
For Single premium Policy : “Sum Assured on Death” is defined as the higher of : 125% of Single Premium.
Absolute amount assured to be paid on Death.
Accident Benefit Rider : Minimum Age : 18 yrs. (Completed) OPTION TO TAKE
Maximum Cover Ceasing Age : 70 yrs. DEATH BENEFIT
Death Sum Assured : Maximum Sum Assured : 1 Crore IN INSTALMENTS
FACILITIES : Revival, Nomination, Assignment.
Ready Reckoner for LIC's Jeevan Amar (EXCLUDING AB RIDER & WITH GST)
MALE LIFE - Non Smoker Level Sum Assured - REGULAR PREMIUM Mode : Yearly
10 years 15 years 20 years 25 years 30 years 35 years 40 years
Age
TR 25L 50L 1 CR. TR 25L 50L 1 CR. TR 25L 50L 1 CR. TR 25L 50L 1 CR. TR 25L 50L 1 CR. TR 25L 50L 1 CR. TR 25L 50L 1 CR.
18 0.99 2921 5140 9346 0.96 2832 4984 9062 0.96 2832 4984 9062 0.99 2921 5140 9346 1.05 3098 5452 9912 1.14 3363 5919 10762 1.24 3658 6438 11706
19 1.00 2950 5192 9440 0.97 2862 5036 9157 0.98 2891 5088 9251 1.01 2980 5244 9534 1.08 3186 5607 10195 1.18 3481 6127 11139 1.29 3806 6698 12178
20 1.01 2980 5244 9534 0.99 2921 5140 9346 0.99 2921 5140 9346 1.04 3068 5400 9818 1.11 3275 5763 10478 1.22 3599 6334 1157 1.35 3983 7009 12744
25 1.06 3127 5504 10006 1.06 3127 5504 10006 1.11 3275 5763 10478 1.21 3570 6282 11422 1.35 3983 7009 12744 1.51 4455 7840 14254 1.69 4986 8774 15954
30 1.16 3422 6023 10950 1.22 3599 6334 11517 1.35 3983 7009 12744 1.53 4514 7944 14443 1.75 5163 9086 16520 1.98 5841 10280 18691 2.24 6608 11630 21146
35 1.40 4130 7434 14042 1.57 4632 8337 15747 1.80 5310 9558 18054 2.08 6136 11045 20862 2.39 7051 12691 23972 2.73 8054 14496 27382 3.12 9204 16567 31294
40 1.89 5576 10036 18957 2.20 6490 11682 22066 2.55 7523 13541 25577 2.95 8703 15665 29589 3.39 10001 18001 34002 3.90 11505 20709 39117 4.45 13128 23630 44634
45 2.76 8142 14656 27683 3.21 9470 17045 32196 3.70 10915 19647 37111 4.27 12597 22674 42828 4.93 14544 26178 49448 5.65 16668 30002 56670
50 4.02 11859 21346 40321 4.65 13718 24692 46640 5.36 15812 28462 53761 6.22 18349 33028 62387 7.18 21181 38126 72015
55 5.71 16845 32005 62662 6.68 19706 37441 73306 7.78 22951 43607 85378 9.05 26698 50725 99315
60 8.21 24220 46017 90097 9.76 28792 54705 107106 11.42 33689 64009 125323
65 12.16 35872 68157 133444 14.53 42864 81441 159452
FEMALE LIFE - Non Smoker Level Sum Assured - REGULAR PREMIUM Mode : Yearly
18 0.93 2744 4829 8779 0.91 2685 4725 8590 0.90 2655 4673 8496 0.92 2714 4777 8685 0.96 2832 4984 9062 1.02 3009 5296 9629 1.11 3275 5763 10478
19 0.95 2803 4932 8968 0.93 2744 4829 8779 0.92 2714 4777 8685 0.94 2773 4880 8874 0.99 2921 5140 9346 1.06 3127 5504 10006 1.15 3393 5971 10856
20 0.97 2862 5036 9157 0.94 2773 4880 8874 0.94 2773 4880 8874 0.97 2862 5036 9157 1.02 3009 5296 9629 1.10 3245 5711 10384 1.19 3511 6178 11234
25 1.03 3039 5348 9723 1.01 2980 5244 9534 1.03 3039 5348 9723 1.09 3216 5659 10290 1.19 3511 6178 11234 1.32 3894 6853 12461 1.47 4337 7632 13877
30 1.09 3216 5659 10290 1.11 3275 5763 10478 1.18 3481 6127 11139 1.31 3865 6802 12366 1.48 4366 7684 13971 1.67 4927 8671 15765 1.88 5546 9761 17747
35 1.24 3658 6584 12437 1.33 3924 7062 13340 1.50 4425 7965 15045 1.72 5074 9133 17252 1.97 5812 10461 19759 2.24 6608 11894 22467 2.55 7523 13541 25577
40 1.56 4602 8284 15647 1.78 5251 9452 17853 2.06 6077 10939 20662 2.38 7021 12638 23871 2.74 8083 14549 27482 3.14 9263 16673 31494 3.58 10561 19010 35907
45 2.19 6461 11629 21966 2.56 7552 13594 25677 2.96 8732 15718 29689 3.41 10060 18107 34202 3.93 11594 20868 39418 4.52 13334 24001 45336
50 3.22 9499 17098 32297 3.73 11004 19806 37412 4.29 12656 22780 43029 4.96 14632 26338 49749 5.73 16904 30426 57472
55 4.63 13659 25951 50810 5.37 15842 30099 58930 6.22 18349 34863 68258 7.23 21329 40524 79342
60 6.58 19411 36881 72209 7.75 22863 43439 85049 9.06 26727 50781 99424
65 9.58 28261 53696 105131 11.42 33689 64009 125323
MALE LIFE - Non Smoker Level Sum Assured - SINGLE PREMIUM

18 7.04 20768 36552 66458 9.01 26580 46780 85054 10.73 31654 55710 101291 12.39 36551 64329 116962 14.16 41772 73519 133670 16.17 47702 83955 152645 18.37 54192 95377 173413
19 7.14 21063 37071 67402 9.14 26963 47455 86282 10.92 32214 56697 103085 12.68 37406 65835 119699 14.59 43041 75751 137730 16.77 49472 87070 158309 19.11 56375 99219 180398
20 7.22 21299 37486 68157 9.26 27317 48078 87414 11.12 32804 57735 104973 12.98 38291 67392 122531 15.05 44398 78140 142072 17.40 51330 90341 164256 19.90 58705 103321 187856
25 7.57 22332 39303 71461 9.97 29412 51764 94117 12.39 36551 64329 116962 15.10 44545 78399 142544 18.20 53690 94494 171808 21.50 63425 111628 202960 24.94 73573 129488 235434
30 8.30 24485 43094 78352 11.46 33807 59500 108182 15.02 44309 77984 141789 19.11 56375 99219 180398 23.48 69266 121908 221651 28.05 82748 145636 264792 32.90 97055 170817 310576
35 9.97 29412 52941 99999 14.66 43247 77845 147040 20.07 59207 106572 201302 25.87 76317 137370 259476 31.95 94253 169655 320459 38.42 113339 204010 385353 45.34 133753 240755 454760
40 13.41 39560 71207 134502 20.59 60741 109333 206518 28.31 83515 150326 283949 36.41 107410 193337 365192 45.05 132898 239216 451852 54.30 160185 288333 544629 63.96 188682 339628 641519
45 19.54 57643 103757 195986 29.84 88028 158450 299295 40.67 119977 215958 407920 52.23 154079 277341 523867 64.62 190629 343132 648139 77.58 228861 411950 778127
50 28.35 83633 150539 284351 42.88 126496 227693 430086 58.41 172310 310157 585852 75.08 221486 398675 753052 92.52 272934 491281 927976
55 40.00 118000 224200 438960 60.99 179921 341849 669304 83.54 246443 468242 916768 107.16 316122 600632 1175974
60 57.06 168327 319821 626176 87.79 258981 492063 963407 119.99 353971 672544 1316770
65 83.39 246001 467401 915122 127.75 376863 716039 1401929
Female Life - Non Smoker Level Sum Assured - SINGLE PREMIUM

18 6.61 19500 34319 62398 8.52 25134 44236 80429 10.11 29825 52491 95438 11.54 34043 59916 108938 12.99 38321 67444 122626 14.57 42982 75647 137541 16.36 48262 84941 154438
19 6.78 20001 35202 64003 8.70 25665 45170 82128 10.33 30474 53633 97515 11.83 34899 61421 111675 13.36 39412 69365 126118 15.08 44486 78295 142355 17.00 50150 88264 160480
20 6.92 20414 35929 65325 8.87 26167 46053 83733 10.53 31064 54672 99403 12.11 35725 62875 114318 13.75 40563 71390 129800 15.62 46079 81099 147453 17.67 52127 91743 166805
25 7.36 21712 38213 69478 9.50 28025 49324 89680 11.54 34043 59916 108938 13.68 40356 71027 129139 16.12 47554 83695 152173 18.82 55519 97713 177661 21.66 63897 112459 204470
30 7.79 22981 40446 73538 10.42 30739 54101 98365 13.22 38999 68638 124797 16.42 48439 85253 155005 20.00 59000 103840 188800 23.76 70092 123362 224294 27.69 81686 143766 261394
35 8.81 25990 46781 88364 12.47 36787 66216 125074 16.70 49265 88677 167501 21.42 63189 113740 214843 26.41 77910 140237 264892 31.65 93368 168062 317450 37.24 109858 197744 373517
40 11.07 32657 58782 111032 16.66 49147 88465 167100 22.93 67644 121758 229988 29.56 87202 156964 296487 36.54 107793 194027 366496 44.01 129830 233693 441420 51.94 153223 275801 520958
45 15.52 45784 82411 155666 23.86 70387 126697 239316 32.69 96436 173584 327881 42.01 123930 223073 421360 51.99 153371 276067 521460 62.61 184700 332459 627978
50 22.76 67142 120856 228283 34.57 101982 183567 346737 47.04 138768 249782 471811 60.43 178269 320883 606113 74.69 220336 396604 749141
55 32.58 96111 182611 357533 49.36 145612 276663 541677 67.39 198801 377721 739538 86.62 255529 485505 950568
60 45.99 135671 257774 504694 70.44 207798 394816 773009 96.53 284764 541051 1059320
65 66.24 195408 371275 726918 101.94 300723 571374 1118690
Guaranteed Survival Benefit at 8%
on Basic Sum Assured upto
age 99, every year at the end of
Premium Paying Period
and
the Lumpsum Maturity Benefit
at age 100
A non-linked, with-profits, Life Long Survival Benefit @ 8% (every year)

Whole Life Money Back Life Long Bonus, even after expire of
Policy Premium Paying Period
ELIGIBILITY CONDITIONS
Minimum Age at entry : 90 Days (Completed) Maximum Age at Entry : 100 Years
Premium Paying Term : 15, 20, 25, 30 yrs. Min. Survival Benefit Start : 30 yrs.
Maximum Age at Entry : 55 yrs. for 15 yrs. Term Minimum Sum Assured : Rs. 2,00,000
50 yrs. for 20 yrs. Term (There after in Multiples of Rs. 25,000)
45 yrs. for 25 yrs. Term Maximum Sum Assured : No Limit
40 yrs. for 30 yrs. Term
POLICY BENEFITS
Example : Age of the Life Assured at the end of
Premium Paying Period : 50 yrs.
Maturity Benefit at the Age of 100 yrs. =
Sum Assured + Bonus + Final Additional Bonus +
Premium Paying Term : 20 yrs. Differential Bonus
{
Policy Starts
{{
Age of Life Assured : 30 yrs.
Premium Paying Period : 20 yrs.
Policy Term
Premium Ceases
: 100 yrs. - 30 yrs. = 70 yrs.

8% of the Sum Assured paid every year
as Money Back upto Age 99 yrs.
If Death occurs within 70 yrs. Period, the Nominee will be paid

Death Sum Assured + Bonus + Final Additional Bonus
FACILITIES : Loan, Premium Waiver Benifit Rider, Term Rider, Accidental Death & Disability Benefit
Rider, (ADDB), Accident Benifit Rider and Critical Illless Rider, etc.
Example : Age : 30 yrs. SURVIVAL BENEFITS CORRESPONDING PREMIUM PAYMENT
Survival Benefit 15 yrs. 20 yrs. 25 yrs. 30 yrs.
Sum Assured
(Every Year) Yearly Premium Yearly Premium Yearly Premium Yearly Premium
24,000 3 Lacs 25,172 17,183 12,727 10,192
1,00,000 12.50 Lacs 1,02,598 69,308 50,743 40,179
3,00,000 37.50 Lacs 3,06,815 2,06,945 1,51,248 1,19,557
6,00,000 75 Lacs 6,13,629 4,13,891 3,02,496 2,39,114
8,00,000 1.00 Crore 8,18,172 5,51,854 4,03,328 3,18,819
12,00,000 1.50 Crores 12,18,898 8,20,727 5,98,722 4,72,481
25,00,000 3.125 Crores 25,21,258 16,94,565 12,33,753 9,71,883
50,00,000 6.25 Crores 50,25,797 33,75,023 24,54,966 19,32,270
1,00,00,000 12.50 Crores 1,00,34,874 67,35,939 48,97,393 38,53,046
2,00,00,000 25 Crores 2,00,53,028 1,34,57,771 97,82,245 76,94,596
8,00,00,000 100 Crores 8,01,61,950 5,37,88,763 3,90,91,360 3,07,43,900
SATAMANAM BHAVATI... SATAYUSHMAN BHIVA... DHERGHAYUSHMAN BHIVA...
Pay Rs. 1,00,000 once in a year and get the following BENEFITS
T ERM : 15 years T ERM : 20 years T ERM : 25 years T ERM : 30 years
Age 15 25 45 10 20 45 5 25 45 0 25 40
Sum Assured 12,50,000 12,50,000 12,50,000 18,50,000 18,00,000 18,00,000 26,00,000 25,00,000 23,00,000 34,00,000 33,00,000 30,00,000
Agents' Training Material.

Age of Expire of Premium Paying 30 40 60 30 40 60 30 50 70 30 55 70
Benefit Attain (Years) 70 60 40 70 60 40 70 50 30 70 45 30
Policy Period 85 75 55 90 80 55 95 75 55 100 75 60
First Year Premium 1,00,500 1,02,664 1,02,272 99,967 99,992 1,02,745 1,00,673 1,00,323 1,03,249 1,01,357 1,03,355 1,04,703
For Internal Circulation only.

Second Year Premium 98,344 1,00,453 1,00,070 97,814 97,839 1,00,533 98,506 98,163 1,01,026 99,174 1,01,129 1,02,448
Bonus Rate (as per 31-3-2018 Bonus Rates) 67 67 51 70 62 50 65 56 49 60 50 50
Approximate Total Bonus (as per 31-3-2018 Bonus Rates) 12,56,250 12,56,250 9,56,250 25,90,000 22,32,000 18,00,000 42,25,000 35,00,000 28,17,500 61,20,000 49,50,000 45,00,000
www.licindia.in
Final Addition Bonus on Rs.1000 Sum Assured 20 20 20 70 70 70 450 450 450 1100 1100 1100
Total Final Addition Bonus 25,000 25,000 25,000 1,29,000 1,26,000 1,26,000 11,70,000 11,25,000 10,35,000 37,40,000 36,30,000 33,00,000
Total Wealth Creation 25,31,250 25,31,250 22,31,250 45,69,500 41,58,000 37,26,000 79,95,000 71,25,000 61,52,500 1,32,60,000 1,18,80,000 1,08,00,000
Survival Benefit (Every Year) 1,00,000 1,00,000 1,00,000 1,48,000 1,44,000 1,44,000 2,08,000 2,00,000 1,84,000 2,72,000 2,64,000 2,40,000
IRDAI Regn. No. 512

Get Total Survival Benefit upto 100 year 70,00,000 60,00,000 40,00,000 1,03,60,000 86,40,000 57,60,000 1,45,60,000 1,00,00,000 55,20,000 1,90,40,000 1,32,00,000 72,00,000
Total Maturity Benefits 95,31,250 85,31,250 62,31,250 1,49,29,500 1,27,98,000 94,86,000 2,25,55,000 1,71,25,000 1,16,72,500 3,23,00,000 2,37,60,000 1,80,00,000
Differential Bonus will be paid as per Corporation experience from after Premium Paying Period to upto Claims Settlement
2 IN 1 WITH
PROFITS
POLICY WITH
ASSURANCE
WHOLE LIFE PLAN
&
ENDOWMENT
BENEFITS UIN : 512N279V02 (T. No. 915)
A PLAN THAT OFFERS COVER FOR WHOLE LIFE EVEN AFTER PAYMENT MATURITY AMOUNT
Minimum Age at entry : 18 yrs. (Completed) Maximum Policy Term : 35 Years
Maximum Age at Entry : 50 Years (NBD) Minimum Sum Assured : Rs. 1,00,000
Maximum Maturity Age : 75 Years (NBD) (There after in Multiples of Rs. 5,000)
Minimum Policy Term : 15 Years Maximum Sum Assured : No Limit
BENEFITS
Premium Paying Mode : Yearly / Half-yearly / Quarterly / NACH and SSS
Rebates : Yearly Mode : 2% on Tabular Premium
Half-yearly Mode : 1% on Tabular Premium
Rebates on High From Rs. 1,00,000 to Rs. 1,95,000 : No
Sum Assured : From Rs. 2,00,000 to Rs. 4,95,000 : Rs. 1-50 (For 1000 SA)
From Rs. 5,00,000 to Rs. 9,95,000 : Rs.2-50 (For 1000 SA)
From Rs. 10,00,000, and there after : Rs. 3-00 (For 1000 SA)
MATURITY BENEFIT : Settlement Option for Maturity Benefit
Sum Assured + Reversionary Bonus + Final Additional Bonus, if any
DEATH BENEFIT :
On Death during the Policy Term :
Benefit in instalments
Sum Assured on Death + Bonus + Final Additional Bonus, if any
On Death of Policyholder at any time after Policy Term : Basic Sum Assured
(Death Benefit, is defined as : 7 Times of Annualised Premium / 125% of Basic Sum Assured /
Less than 105% of all the premiums paid as on Date of Death, whichever is higher).
FACILITIES : Loan, Term Rider, Accidental Death & Disability Benefit Rider (ADDB), Accident Benifit
Rider & Critical Illness Benefit Rider, Surrender, Dating Back, etc.
Example : Age : 30 yrs.
Policy Term : 16 yrs. Policy Term : 21 yrs. Policy Term : 25 yrs.
SUM ASSURED 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
Bonus 7,20,000 3,60,000 1,44,000 10,29,000 5,14,500 2,05,800 12,25,000 6,12,500 2,45,000
TOTAL MATURITY
17,45,000 8,72,500 3,49,000 21,29,000 10,64,500 4,25,800 26,75,000 13,37,500 5,35,000
(Tax Free)
Death Benefit after Maturity 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
(Multiful Proposal addendum / Consent to be given)
SINGLE POLICY RETIRE AND ENJOY

Jeevan Anand Policy - 1 Jeevan Anand Policies - 16
Rs. 16 Lacs Each Policy : Rs. 1 Lac
Table No. 815 Policy Term : 21 yrs. Table No. 815
Sum Assured : Rs. 16 Lacs Policy Term from : 20 yrs. to 35 yrs.
PREMIUM PAID POLICY PREMIUM PAID MATURITY

Age Sum Age
Yearly Half-yearly Quarterly ECS No. Term Assured Yearly Half-yearly Quarterly ECS TOTAL Yearly
18 84729 42814 21632 7211 1 20 100000 18 68450 34568 17456 5819 194000 20
19 85057 42979 21715 7239 2 21 100000 19 68729 34707 17529 5845 207900 21
20 85384 43145 21799 7266 3 22 100000 20 69038 34864 17605 5868 215800 22
21 85712 43310 21882 7294 4 23 100000 21 69336 35012 17680 5893 227700 23
22 86122 43517 21987 7329 5 24 100000 22 69664 35180 17763 5920 240600 24
23 86449 43683 22070 7357 6 25 100000 23 69983 35341 17848 5951 255500 25
24 86858 43890 22175 7391 7 26 100000 24 70360 35531 17943 5981 270400 26
25 87268 44097 22279 7427 8 27 100000 25 70720 35712 18036 6010 283300 27
26 87760 44345 22405 7469 9 28 100000 26 71131 35917 18136 6042 302200 28
27 88251 44593 22530 7510 10 29 100000 27 71544 36129 18245 6079 318100 29
28 88743 44841 22656 7552 11 30 100000 28 72023 36371 18368 6123 337000 30
29 89235 45090 22781 7594 12 31 100000 29 72504 36617 18487 6162 361900 31
30 89808 45379 22927 7642 13 32 100000 30 73035 36880 18626 6210 386800 32
31 90382 45669 23074 7691 14 33 100000 31 73593 37161 18768 6256 416700 33
32 91037 46000 23241 7747 15 34 100000 32 74194 37468 18918 6305 436600 34
33 91692 46331 23408 7803 16 35 100000 33 74840 37792 19084 6361 456500 35
34 92348 46662 23575 7858 TOTAL 1600000 34 75514 38135 19255 6418 4914000 Total
35 93167 47076 23784 7928 ON ONE POLICY 35 76251 38509 19450 6483 WHOLE LIFE COVER
36 93905 47448 23972 7991 MATURITY AMOUNT 36 77024 38899 19643 6548 ATTRACTIVE BENEFITS
37 94806 47904 24202 8067 Sum Assured 16,00,000 37 77875 39327 19863 6622 80-C TAX BENEFITS
38 95707 48358 24432 8144 Bonus 16,46,400 38 78751 39767 20082 6693 TAX FREE MATURITY
39 96690 48856 24683 8227 FAB 1,60,000 39 79710 40250 20326 6774 ACCIDENT BENEFIT
40 97673 49352 24934 8311 TOTAL MATURITY 34,06,400 40 80712 40759 20583 6860 DISABILITY BENEFIT
SINGLE MATURITY MULTIPLE MATURITY
LOW PREMIUM - MORE MATURITY AMOUNTS - SECURITY FOR LONG
LIC's
NEW
ENDOWMENT
PLAN
UIN : 512N277V02 (T-914)
Minimum Age at Entry : 8 yrs. (Completed)
h vested simple reversionary bonuses and Maximum Age at Entry : 55 yrs. (NBD)
shall be payable in lump sum on Survival
Policy Term : 12 yrs. - 35 yrs.
provided all due premiums have been paid.
Minimum Sum Assured : Rs. 1,00,000 (There after in Multiples of Rs. 5,000)
olicy term provided all due premiums have Maximum Sum Assured : No Limit
ed as sum of "Sum Assured on Death" and
Maximum Maturity Age : 75 Years (NBD)
Bonuses and Final Additional Bonus, if any,
m Assured on Death” is defined as higher of
s of annualised premium. This death benefit BENEFITS Settlement Option
all the premiums paid as on date of death.
MATURITY BENEFIT :
for Maturity Benefit
vice tax, extra premium and rider premiums, Basic Sum Assured + Simple reversionary Bonus + Final Additional Bonus, if any
DEATH BENEFIT :
Sum Assured on Death" + Simple Reversionary Bonus +
Benefit in instalments
Final Additional Bonus, if any,
(Death Benefit, is defined as : Basic Sum Assured / 7 Times of Annualised Premium /
Less than 105% of all the premiums paid as on Date of Death, whichever is higher).
FACILITIES : Loan, Premium Waiver Benifit Rider, Accidental Death & Disability Benefit Rider (ADDB),
Accident Benifit Rider, Term Rider, Critical Illness Rider, Surrender, Dating Back, Revival, Nomination,
Assignment, etc.
Policy Term : 16 yrs. Policy Term : 21 yrs. Policy Term : 25 yrs.
SUM ASSURED 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
Bonus 6,72,000 3,36,000 1,34,400 10,08,000 5,04,000 2,01,600 12,20,000 6,00,000 2,40,000
Final Additional Bonus 25,000 1,00,000 5,000 20,000 50,000 20,000 4,50,000 2,25,000 90,000
TOTAL MATURITY
16,97,000 8,48,500 3,39,400 21,08,000 10,54,000 4,21,600 26,50,000 13,25,000 5,30,000
(Tax Free)
EASY SAVINGS ! MULTIPLE BENEFITS !!

SINGLE POLICY RETIRE AND ENJOY

ENDOWMENT POLICY - 1 ENDOWMENT POLICIES - 16
Rs. 16 Lacs Each Policy : Rs. 1 Lac
Table No. 814 Policy Term : 21 yrs. Table No. 814
Sum Assured : Rs. 16 Lacs Policy Term from : 20 yrs. to 35 yrs.
PREMIUM PAID POLICY PREMIUM PAID MATURITY
Age Sum Age
Yearly Half-yearly Quarterly ECS No. Term Assured Yearly Half-yearly Quarterly ECS TOTAL Yearly
18 76126 38469 19437 6479 1 20 10000018 62821 31722 16017 5339 188000 20
19 76208 38510 19458 6486 2 21 10000019 62882 31755 16031 5342 205800 21
20 76208 38510 19458 6486 3 22 10000020 62948 31788 16049 5350 213600 22
21 76290 38551 19479 6493 4 23 10000021 63037 31830 16074 5357 225400 23
22 76290 38551 19479 6493 5 24 10000022 63100 31861 16087 5363 238200 24
23 76372 38593 19500 6500 6 25 10000023 63201 31916 16114 5372 253000 25
24 76372 38593 19500 6500 7 26 10000024 63302 31964 16139 5378 267800 26
25 76454 38634 19521 6507 8 27 10000025 63424 32026 16171 5391 283600 27
26 76536 38675 19542 6514 9 28 10000026 63565 32099 16208 5403 299400 28
27 76618 38717 19562 6521 10 29 10000027 63726 32181 16248 5417 315200 29
28 76782 38800 19604 6535 11 30 10000028 63906 32271 16296 5432 334000 30
29 76864 38841 19625 6542 12 31 10000029 64101 32369 16344 5448 358800 31
30 77027 38924 19667 6556 13 32 10000030 64337 32487 16405 5468 383600 32
31 77191 39007 19709 6570 14 33 10000031 64607 32627 16474 5491 413400 33
32 77355 39089 19751 6584 15 34 10000032 64910 32778 16552 5517 433200 34
33 77601 39213 19813 6604 16 35 10000033 65253 32951 16640 5547 453000 35
34 77847 39338 19876 6625 TOTAL 1600000
34 65623 33138 16733 5577 4866000 Total
35 78174 39503 19960 6653 ON ONE POLICY 35 66057 33358 16844 5615 ATTRACTIVE
36 78502 39669 20043 6681 MATURITY AMOUNT 36 66517 33590 16960 5654 BENEFITS
37 78912 39876 20148 6716 Sum Assured 16,00,000 37 67039 33855 17093 5697 80-C TAX BENEFITS
38 79321 40082 20252 6751 Bonus 16,12,800 38 67609 34141 17238 5745 TAX FREE MATURITY
39 79813 40331 20378 6793 FAB 1,60,000 39 68234 34458 17399 5800 ACCIDENT BENEFIT
40 80304 40579 20503 6834 TOTAL MATURITY 33,72,800 40 68915 34799 17571 5858 DISABILITY BENEFIT
SINGLE MATURITY MULTIPLE MATURITY
DO PROTECTED SAVING ! WHY FEELED INSECURITY ! L Encourages Savings
I
ENJOYED ASSURED LIFE !! WHEN LIC IS THERE !! C Offer Security & Happiness
Long Term Plan possible with Long Term Savings ! Possible only with LIC !!
UIN : 512N280V02 (T-920)
Minimum Age at Entry :13 yrs. (Completed) Premium Paying Term :
Maximum Age at Entry : For T-920 : 50 yrs. (NBD) For T-920 : 15 yrs.
For T-921 : 45 yrs. (NBD For T-921 : 20 yrs.
Maximum Age at Entry : 70 yrs. (NBD) Minimum Sum Assured : Rs. 1,00,000
Policy Term : For T-920 : 20 yrs. (There after in Multiples of Rs. 5,000)
For T-921 : 25 yrs. Maximum Sum Assured : No Limit
Settlement Option
MATURITY BENEFIT : BENEFITS for Maturity Benefit
Sum Assured on Maturity* + Simple Reversionary Bonus + Final Additional Bonus, if any
(*where the Sum Asured on Maturity is equal to 40% of the Basic Sum Assured)
DEATH BENEFIT : In case of Death during the Policy Term :
Sum Assured on Death + Reversionary Bonus + Final Additional Bonus, if any
(Death Benefit, is defined as : 7 Times of Annualised Premium / 125% of Basic Sum Assured /
Less than 105% of all the premiums paid as on Date of Death, whichever is higher)
SURVIVAL BENEFITS :
1) If Policy Term 20 years : On the Life Assured surviving to the end of each of the specified duration
i.e. 5th, 10th & 15th policy year, 20% of the Basic Sum Assured shall be payable (PPT : 15 yrs.)
2) If Policy Term 20 years : On the Life Assured surviving to the end of each of the specified duration
i.e. 5th, 10th, 5th & 20th policy year, 15% of the Basic Sum Assured shall be payable (PPT: 20 yrs.)
Accident Benefit & Minimum Age : 18 yrs. (Completed)
Disability Riders } Maximum Age at Entry : 60 yrs. Option to take Death
Maximum Accident Benefit : Rs. : 1 Crore Benefit in instalments
FACILITIES : Loan, Surrender, Accidental Death & Disability Benefit Rider (ADDB),
Accident Benifit Rider, Term Rider, Critical Illness Benefit Rider, etc.
Example : Age : 35 yrs. Policy Term : 20 yrs. Premium Term : 15 yrs. Policy Term : 25 yrs. Premium Term : 20 yrs.
SUM ASSURED 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
First Year Premium 80,559 40,280 16,321 62,790 31,395 12,767
Total Premium 11,84,109 5,92,048 2,39,887 12,30,112 6,15,056 2,50,115
Survival Benifits
Next 5 yrs. 2,00,000 1,00,000 40,000 1,50,000 75,000 30,000
Next 10 yrs. 2,00,000 1,00,000 40,000 1,50,000 75,000 30,000
Next 15 yrs. 2,00,000 1,00,000 40,000 1,50,000 75,000 30,000
Next 20 yrs. 4,00,000 2,00,000 80,000 1,50,000 75,000 30,000
Next 25 yrs. Maturity - - - 4,00,000 2,00,000 80,000
Vesting Bonus + Final Additional Bonus 8,20,000 4,10,000 1,64,000 13,25,000 6,62,500 2,65,000
Total Survival Benifits 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
TOTAL MATURITY 18,20,000 9,10,000 3,64,000 23,25,000 11,62,500 4,65,000
With Profits
Endowment
Assurance
Plan
UIN : 512N297V02 (Plan No: 933)

CONDITIONS
Age : 18-50 yrs. Maximum Maturity Age : 65 yrs Policy Term : 13 - 25 yrs
Premium Paying Term : Policy Term - 3 yrs. (Premiums not paid last 3 years in Policy Term)
Minimum Sum Assured : Rs. 1,00,000 Maximum Sum Assured : No Limit
:
Premium Paying Mode Yearly / Half-yearly / Quarterly / NACH and SSS
Rebate on High Sum Assured
BENEFITS Settlement Option
MATURITY BENEFIT : for Maturity Benefit
Sum Assured on Maturity equal to Basic Sum Assured, along with vested Simple Reversionary Bonuses
and Final Additional Bonus, if any, shall be payable in lump sum on Survival to the end of the Policy
Term provided all due premiums have been paid. Option to take Death
DEATH BENEFIT : Benefit in instalments
On Death of the Life Assured before stipulated Date of Maturity provided the policy is in full force by
paying up-to date premiums, Death Benefit, defined as sum of "Sum Assured on Death" and Vested
Simple Reversionary Bonus and Final Additional Bonus, if any, shall be payable. Where, “Sum Assured
on Death” is defined as higher of Basic Sum Assured or 10 times of annualised premium. This death
benefit shall not be less than 110% of all the premiums paid as on date of death.
FACILITIES : Loan, Accidental Death & Disability Benefit Rider (ADDB), Accident Benifit Rider,
Term Rider, Critical Illness Benefit Rider, Surrender, Dating Back, Nomination, Assignment, etc.
Sum Assured : Rs. 5,00,000/- Yearly Instalment : Rs. 27,145/- Term : 21 Years (with Term Rider)
IF UNFORTUNATE DEATH OCCURS AFTER ONE YEAR...
e:
Ag yrs. Immediate Payment : Rs. 5,00,000/-
30 Every year @ 10% : Rs. 10,00,000/-
Total Waived 20 years instalments : Rs. 5,58,860/-
TOTAL MATURITY (Approximately) : Rs. 10,64,500/-
TOTAL BENIFITS : Rs. 31,23,360/-
IF DEATH OCCURS DUE TO ACCIDENT : Rs. 10,00,000/-
Policy Term : 18 yrs. PPT : 15 yrs. Policy Term : 21 yrs. PPT : 18 yrs. Policy Term : 25 yrs. PPT : 22 yrs.
SUM ASSURED 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000 10,00,000 5,00,000 2,00,000
Bonus (WithSBs) 8,10,000 4,05,000 1,62,000 10,29,000 5,14,500 2,05,800 12,25,000 6,12,500 2,45,000
TOTAL MATURITY
18,45,000 9,22,500 3,69,000 21,29,000 10,64,500 4,25,800 26,75,000 13,37,500 5,35,000
(Tax Free)
UIN : 512N310V02 (Plan No. 943)
LOW PREMIUM
A Non-Linked, Non-Medical,
❖ Age Eligibility : 8 yrs. to 55 yrs. ❖ Risk Cover Participating Endowment Assurance
❖ Policy Term : 10 to 20 yrs. ❖ Auto Cover : Risk Continues for 6 Months or 2 Years*
❖ Maturity Benefit with Loyality Additions, if any ❖ 10% Extra Risk Cover unoer Aadhar Shila
Regular Premium Plan
❖ Loan Facility, Accident Benefit Rider available ❖ Available only under Non-Medical Scheme
SALIENT FEATURES
Minimum Age at Entry : 8 yrs. (Completed) Minimum Basic Sum Assured : Rs. 75,000
Maximum Age at Entry : 55 yrs. (NBD) (There after in Multiples of Rs. 5,000 upto S.A.
Maximum Maturity Age : 70 yrs. (NBD) Rs. 1,50,000 & Rs. 10,000 above S.A. Rs. 1,50,000)
Minimum Policy Term : 10 yrs. Maximum Basic Sum Assured : Rs. 3,00,000
Maximum Policy Term : 20 yrs. Date of Risk Coverage : Immediate
Under this Policy the Max. Sum Assured is Rs. 3 Lacs only
BENEFITS Sum Assured : Rs. 3,00,000/- Policy Term : 15 yrs.
DEATH BENEFIT : Age Yly. Hly. Qly. Mly. Per Day
a) On Death during First 5 yrs. : Sum Assured on Death 8 15825 7997 4040 1347 43
b) On Death after completion of 5 yrs. : 9 15841 8004 4044 1348 43
10 15841 8004 4044 1348 43
Sum Assured on Death + Loyalty Addtion, (if any) 11 15856 8012 4048 1349 43
12
(Death Benefit, is defined as : 7 Times of Annualised 15871 8020 4052 1351 43
13 15871 8020 4052 1351 43
Premium / Basic Sum Assured / Less than 105% of all14 15887 8028 4056 1352 44
the premiums paid as on Date of Death, whichever is15 15902 8035 4060 1353 44
16 15917 8043 4064 1355 44
higher). 17 15933 8051 4068 1356 44
MATURITY BENEFIT : 18 16089 8129 4107 1369 44
19 16105 8137 4111 1370 44
If the Policyholder Survives during the Policy Term : 20 16105 8137 4111 1370 44
Sum Assured + Loyalty Addition, if any 21 16120 8145 4115 1372 44
22 16120 8145 4115 1372 44
ACCIDENT BENEFIT RIDER : 23 16120 8145 4115 1372 44
Mimum Entry Age : 18 years. 24 16136 8152 4119 1373 44
25 16136 8152 4119 1373 44
AUTO COVER FACILITIES : 26 16151 8160 4123 1374 44
6 months for 3 years premiums paid 27 16151 8160 4123 1374 44
28 16166 8168 4126 1375 44
5 years for 2 years premiums paid 29 16182 8176 4130 1377 44
Premium Paying Mode : 30 16197 8184 4134 1378 44
31 16212 8191 4138 1379 44
Yearly / Half-yearly / Quarterly / Monthly (SSS or NACH) 32 16243 8207 4146 1382 45
33 16274 8222 4154 1385 45
Rebates : Yearly Mode : 2% on Tabular Premium 34 16305 8238 4162 1387 45
Half-yearly Mode : 1% on Tabular Premium 35 16335 8253 4170 1390 45
36 16381 8277 4181 1394 45
Rebates on High Sum Assured : 37 16427 8300 4193 1398 45
From Rs. 75,000 to Rs. 1,90,000 : No 38 16489 8331 4209 1403 45
39 16550 8362 4224 1408 45
From Rs. 2,00,000 to Rs. 2,90,000 : Rs. 1-50 40 19638 9922 5012 1671 54
From Rs. 3,00,000, above : Rs. 2-00 41 16719 8447 4268 1423 46
42 16811 8494 4291 1430 46
FACILITIES : 43 16919 8548 4318 1439 46
Special Surrender Value, Nomination, Revival, 44 17026 8603 4346 1449 47
45 17165 8672 4381 1460 47
Assignment, Optional Accident Benefit Rider, etc. 46 17303 8742 4416 1472 47
47 17441 8812 4452 1484 48
Settlement Option Option to take Death 48 17610 8897 4495 1498 48
for Maturity Benefit 49
Benefit in instalments 50 17964 17779 8983 4538 1513 49
9076 4585 1528 49
51 18148 9169 4632 1544 50
LOAN FACILITY : 52 18363 9278 4687 1562 50
After 2 full years Premiums have been paid 53 18578 9386 4742 1581 51
54 18808 9503 4800 1600 52
Rebate under Income Tax Section 80 (C) and 55 19054 9627 4863 1621 52
Tax Free Maturity under Income Tax Section 10 (10D) Premium inclusive of AB & ST (AB from Age 18 Years)
UIN : 512N310V02 (Plan No. 944)
LOW PREMIUM
A Non-Linked, Non-Medical,
❖ Age Eligibility : 8 yrs. to 55 yrs. ❖ Risk Cover Participating Endowment Assurance
❖ Policy Term : 10 to 20 yrs. ❖ Auto Cover : Risk Continues for 6 Months or 2 Years*
❖ Maturity Benefit with Loyality Additions, if any ❖ 10% Extra Risk Cover unoer Aadhar Shila
Regular Premium Plan
❖ Loan Facility, Accident Benefit Rider available ❖ Available only under Non-Medical Scheme
SALIENT FEATURES
Minimum Age at Entry : 8 yrs. (Completed) Minimum Basic Sum Assured : Rs. 75,000
Maximum Age at Entry : 55 yrs. (NBD) (There after in Multiples of Rs. 5,000 upto S.A.
Maximum Maturity Age : 70 yrs. (NBD) Rs. 1,50,000 & Rs. 10,000 above S.A. Rs. 1,50,000)
Minimum Policy Term : 10 yrs. Maximum Basic Sum Assured : Rs. 3,00,000
Maximum Policy Term : 20 yrs. Date of Risk Coverage : Immediate
Under this Policy the Max. Sum Assured is Rs. 3 Lacs only
BENEFITS Total Sum Assured : Rs. 3,00,000/- Policy Term : 15 yrs.
DEATH BENEFIT : Age Yly. Hly. Qly. Mly. Per Day
a) On Death during First 5 yrs. : Sum Assured on Death 8 15825 7997 4040 1347 43
9 15825 7997 4040 1347 43
b) On Death after completion of 5 yrs. : 10 15825 7997 4040 1347 43
Sum Assured on Death + Loyalty Addtion, (if any) 11 15841 8004 4044 1348 43
(Death Benefit, is defined as : 7 Times of Annualised 12 13
15856
15871
8012
8020
4048
4052
1349
1351
43
43
Premium / 110% Basic Sum Assured / Less than 105% 14 15887 8028 4056 1352 44
of all the premiums paid as on Date of Death, whichever 15 15887 8028 4056 1352 44
16 15902 8035 4060 1353 44
is higher). 17 15917 8043 4064 1355 44
MATURITY BENEFIT : 18 16074 8121 4103 1368 44
19 16089 8129 4107 1369 44
If the Policyholder Survives during the Policy Term : 20 16089 8129 4107 1369 44
Sum Assured + Loyalty Addition, if any 21 16089 8129 4107 1369 44
22 16105 8137 4111 1370 44
ACCIDENT BENEFIT RIDER : 23 16105 8137 4111 1370 44
Mimum Entry Age : 18 years. 24 16105 8137 4111 1370 44
25 16120 8145 4115 1372 44
AUTO COVER FACILITIES : 26 16120 8145 4115 1372 44
6 months for 3 years premiums paid 27 16136 8152 4119 1373 44
5 years for 2 years premiums paid 28 16151 8160 4123 1374 44
29 16166 8168 4126 1375 44
Premium Paying Mode : 30 16182 8176 4130 1377 44
31 16197 8184 4134 1378 44
Yearly / Half-yearly / Quarterly / Monthly (SSS or NACH) 32 16228 8199 4142 1381 44
Rebates : Yearly Mode : 2% on Tabular Premium 33 16243 8207 4146 1382 45
34 16274 8222 4154 1385 45
Half-yearly Mode : 1% on Tabular Premium 35 16320 8246 4166 1389 45
Rebates on High Sum Assured : 36 16366 8269 4177 1392 45
37 16412 8292 4189 1396 45
From Rs. 75,000 to Rs. 1,90,000 : No 38 16458 8315 4201 1400 45
From Rs. 2,00,000 to Rs. 2,90,000 : Rs. 1-50 39 16520 8346 4217 1406 45
40 16596 8385 4236 1412 45
From Rs. 3,00,000, above : Rs. 2-00 41 16673 8424 4256 1419 46
FACILITIES : 42 16765 8471 4279 1426 46
43 16873 8525 4307 1436 46
Special Surrender Value, Nomination, Revival, 44 16980 8579 4334 1445 47
Assignment, Optional Accident Benefit Rider, etc. 45 17088 8634 4362 1454 47
46 17226 8703 4397 1466 47
47 17364 8773 4432 1477 48
Settlement Option Option to take Death 48 17518 8851 4471 1490 48
for Maturity Benefit 49
Benefit in instalments 50 17841 17672 8928 4510 1503 48
9014 4554 1518 49
51 18025 9107 4601 1534 49
LOAN FACILITY : 52 18209 9200 4648 1549 50
After 2 full years Premiums have been paid 53 18409 9301 4699 1566 50
54 18624 9409 4753 1584 51
Rebate under Income Tax Section 80 (C) and 55 18855 9526 4812 1604 52
Tax Free Maturity under Income Tax Section 10 (10D) Premium inclusive of AB & ST (AB from Age 18 Years)
GUARANTEED
ADDITION
LOAN &
SURRENDER
FACILITY
NON-LINKED, NON PARTICIPATING

UIN 512N328V01 (T. No. 850) SINGLE PREMIUM ANNUITY PLAN
ELIGIBILITY CONDITIONS AND FEATURES

USP 's
Minimum Purchase Price : Rs.1,50,000/- subject to Minimum Annuity* as specified below. ★ Guaranteed Pension for Life Long
Maximum Purchase Price : No Limit Assured
★ In Deferred Annuity also Pension
Annuity Mode Monthly Quarterly Half-yearly Yearly decided now itself. Assured Pension
payable after selected Deferred Period.
Minimum Rs. 1,000 Rs. 3,000 Rs. 6,000 Rs.12,000
★ Under Joint Life Pension, you can add
Annuity* per Month per Quarter per Half-year per Annum spouse, siblings or lineal descendant /
ascendant of a family like-Grandparent,
Maximu Annuity : No Limit Minimum Age at Entry : 30 years (LBD)
Parent, Children and Grand Children.
Criteria Immediate Annuity Deferred Annuity ★ 3 Types of SETTLEMENT OPTIONS on
Death Benefits, full/instalment / pension
Maximum Age at Entry 85 years (LBD) except Option-F ★ Loan available after one year on
79 years (LBD) immediate Pension Option-F
100 years (LBD) for Option-F
and Option-J
Minimum Deferment Period 1 year Also in Deferred Pension Option.
Maximum Deferment Period ★ Can be Surrendered after 3 months
20 years without any Medical Proof.
Not Applicable (Subject to Maximum Vesting Age) ★ Incentive for Higher Purchase Price.
Minimum Vesting Age 31 years (LBD) Big Amount = More Pension
★ Guaranteed Addition available
Maximum Vesting Age 80 years (LBD) on Deferred Annuity Option.
Various Annuity Options and Mode of Annuity Payment are available under the Plan.
The option once selected cannot be changed.
Immediate Annuity : Option-A, Option-B, Option-C, Option-D, Option-E,
Option-F, Option-G, Option-H, Option-I, Option-J NO MATURITY
Deferred Annuity : Option - 1 : SINGLE LIFE Option - 2 : JOINT LIFE BENEFIT IN THIS PLAN
DEATH BENEFIT Options available for Payment of Death Benefit :
Under all the Annuity Options where there is benefit payable on death i.e. Option-F and Option-J under Immediate
Annuity and both the Options under Deferred Annuity, the Annuitant(s) will have to choose one of the following Options
for the payment of the Death Benefit to the Nominee(s).
The Death Claim amount shall then be paid to the Nominee as per the Option exercised by the Annuitant(s) and no
alteration whatsoever shall be allowed to be made by the Nominee(s).
• Lumpsum Death Benefit :
Under this Option the entire Purchase Price / Death Benefit shall be payable to the Nominee(s) in Lumpsum.
a) Immediate Annuity : Loan : After completion of 1 Policy Year.
• Option - F : Immediate Annuity for life with return of Purchase Price. Surrender : After completion of 3 Months
• Option - J : Joint Life Immediate Annuity for life with a provision for 100% of the annuity payable as long as one
of the Annuitant survives and return of Purchase Price on death of last survivor.
b) Deferred Annuity :
• Option - 1: Deferred Annuity for Single Life • Option - 2 : Deferred Annuity for Joint Life
SINGLE LIFE : 50 Years Purchase Price : Rs.10 Lakhs* JOINT LIFE : 60 & 30 Years Purchase Price : Rs.10 Lakhs*
Deferment Period Annuity Deferment Period Annuity
Example
5 Years Rs. 91,800 5 Years Rs. 87,900

10 Years Rs. 1,28,300 10 Years Rs. 1,20,000
15 Years Rs. 1,69,500 15 Years Rs. 1,64,000
20 Years Rs. 1,92,300 20 Years Rs. 2,19,600
*Applicable GST For more details please contact the LIC Agent/Development Officer/CLIA/Nearest Branch Office
❂ An idean investment for you and children
❂ A Novel insurance policy with Money Back Plan-
Higher yield and insurance security
A Single Premium ❂ This policy is offered for the Age 15 to 50 yrs.
Money Back Policy ❂ Fixed income at fixed intervals.
UIN :512N284V02 (T-916)
This plan is a participating Non-linked Savings-cum-Protection plan, where premium is paid in lump
sum at the outset of the policy. It is a Money-back plan which provides Financial Protection against
Death during the Policy Term with the provision of payment of Survival Benefits at specified durations
during the Policy Term.
In addition, on Maturity, the Single Premium shall be returned along with Loyalty Addition, if any. This
plan also takes care of liquidity needs through its loan facility.
BENEFITS
SURVIVAL BENEFITS :
Payable as given below in case of Life Assured surviving to the end of the specified durations:
For Policy Term 9 years : 15% of the Sum Assured at the end of each of 3rd & 6th policy year
For Policy Term 12 years : 15% of the Sum Assured at the end of each of 3rd, 6th & 9th policy year
For Policy Term 15 years : 15% of the Sum Assured at the end of each of 3rd, 6th, 9th & 12th policy year
MATURITY BENEFIT : Settlement Option
Payment of Single Premium (excluding taxes and extra premium, if any) for Maturity Benefit
along with Loyalty Addition*, if any, in case of Life Assured surviving to the end of the Policy Term.
DEATH BENEFIT : Option to take Death
On Death during the first 5 Policy Years : Death Sum Assured. Benefit in instalments
On Death after completion of 5 Policy Years : Death Sum Assured + Loyalty Addition*, if any.
*Loyalty Addition : Depending upon the Corporation's experience the policies shall be participate in the
profits and shall be eligible for Loyalty Addition. The Loyalty Addition, if any, is payable on death after completion
of five policy years and on policyholder surviving to maturity, at such rate and on such terms as may be
declared by the Corporation.
Loan facility is available after 1 year.
FACILITIES : Term Rider, Accidental Death & Disability Benefit Rider (ADDB)
Example : Age : 30 yrs. Sum Assured : 3,00,000

POLICY TERM 9 yrs. 12 yrs. 15 yrs.
SINGLE PREMIUM 2,22,011 2,27,810 2,30,517
SURVIVAL BENEFITS :
At the end of the 3rd year 45,000 45,000 45,000
At the end of the 6th year 45,000 45,000 45,000
At the end of the 9th year - 45,000 45,000
At the end of the 12th year - - 45,000
MATURITY VALUE 2,55,011 2,60,810 2,63,517
Total Survival Benefits 90,000 1,35,000 1,80,000
TOTAL MATURITY 3,45,011 3,95,810 4,43,517
SINGLE PREMIUM
ENDOWMENT PLAN
'WITH PROFITS' SINGLE PREMIUM ENDOWMENT PLAN
This Plan is a participating Non-linked Savings cum Protection Plan, where premium is
paid in lump sum at the outset of the policy. This combination provides financial
protection against death during the policy term with the provision of payment of
lumpsum at the end of the selected policy term in case of his / her Survival.
This plan also takes care of liquidity needs through its loan facility.
UIN : 512N283V02 (Plan No.917) ELIGIBILITY CONDITIONS
Minimum Age at Entry : 90 Days (Completed) Minimum Sum Assured : Rs. 50,000
Maximum Age at Entry : 65 yrs. (NBD) (There after in Multiples of Rs. 5,000)
Minimum Policy Term : 10 yrs. Maximum Sum Assured : No Limit
Maximum Policy Term : 25 yrs. Maturity Age : Min. : 18 yrs. (Completed) Max : 75 yrs.(NBD)
Premium Paying Mode : SINGLE PREMIUM
RISK COVER : In case the age of Life Assured at entry is less than 8 years, risk under this plan will
commence either 2 years from the date of commencement or from the policy anniversary coinciding with or
immediately following the attainment of 8 years of age, whichever is earlier. For those aged 8 years or more,
risk will commence immediately. Settlement Option
BENEFITS for Maturity Benefit
MATURITY BENEFIT :
Sum Assured, + Simple Reversionary Bonus + Final Additional Bonus, if any
Participation in profits : The policy shall participate in profits of the Corporation and shall be entitled to
receive Simple Reversionary Bonuses declared as per the experience of the Corporation.
Final (Additional) Bonus may also be declared under the policy in the year when the policy results into a
claim either by death or maturity on such terms and conditions as may be declared by the Corporation from
time to time. Option to take Death
DEATH BENEFIT : Benefit in instalments
a) On Death during the Policy Term before the date of commencement of Risk :
Return of Single Premium excluding service tax and extra premium, if any, without interest.
b) On Death during the Policy Term after the date of commencement of Risk :
Sum Assured on Death + Simple Reversionary Bonuses and Final Additional Bonus, if any.
(Sum Assured on Death Benefit, is defined as : Higher of Basic Sum Assured or 1.25 times of Single
Premium).
SURRENDER : The Guaranteed Surrender Value allowable shall be as under :
a) First year : 75% of the Single premium excluding service taxes, extra premium and Rider premiums if any.
b) Thereafter : 90% of the Single premium excluding service taxes, extra premium and Rider premiums if any.
❖ Rebates on High Sum Assured :
From Rs. 50,000 to Rs. 95,000 : Nil FACILITIES : Term Rider,
From Rs. 1,00,000 to Rs. 1,95,000 : Rs. 18-00 (For 1000 SA) Accidental Death & Disability
From Rs. 2,00,000 to Rs. 2,95,000 : Rs. 25-00 (For 1000 SA) Benefit Rider (ADDB)
From Rs. 3,00,000, and there after : Rs. 30-00 (For 1000 SA)
Policy Term 11 yrs. 16 yrs. 21 yrs. 25 yrs.
Sum Assured Rs. 3,00,000 Rs. 3,00,000 Rs. 3,00,000 Rs. 3,00,000
Premium Rs. 2,20,475 Rs. 1,85,310 Rs.1,56,311 Rs.1,37,156
MATURITY Rs. 4,35,300 Rs. 5,28,300 Rs. 6,51,300 Rs. 8,17,500

Specially designed Package for the Age '0' to '5' years
SINGLE PREMIUM ENDOWMENT COMBO PACKAGE

SINGLE PREMIUM ENDOWMENT (T-817) A EXCELLENT COMBINATION OF 5 POLICES

In the plan 5 Policies are issued with Sum Assured of Rs. 1,00,000 each.
The Maturity Age 18 to 22 years, which means Payment of Maturity Amouts 5 times.
Hence, this is the most suitable plan for the Children for Higher Education.
Age : '0' year Age : '1' year

Sum Assured : 5 Lacs Policies : 5 Sum Assured : 5 Lacs Policies : 5
Single Premium to be Paid : Rs. 2,74,366 Single Premium to be Paid : Rs. 2,83,812
Benefits payble at the end of Age 18 yrs. : Rs. 1,85,300 Benefits payble at the end of Age 18 yrs. : Rs. 1,80,200
Benefits payble at the end of Age 20 yrs. : Rs. 1,96,000 Benefits payble at the end of Age 20 yrs. : Rs.1,90,400
Total Benefits: Rs.10,04,000 Total Benefits : Rs. 9,64,000
Age : '2' years Age : '3' years

Benefits payble at the end of Age 19 yrs. : Rs.1,80,200 Benefits payble at the end of Age 19 yrs. : Rs. 1,75,100
Benefits payble at the end of Age 21 yrs. : Rs.1,90,400 Benefits payble at the end of Age 21 yrs. : Rs.1,85,300
Total Benefits :Rs. 9,27,000 Total Benefits : Rs. 8,93,500
Age : '4' years Age : '5' years

Total Benefits : Rs.8,60,500 Total Benefits : Rs.8,28,500
Service Tax as applicable from time to time.
❖ Most suitable for the needs of
Education and Marrige.
❖ Offers insurance security in addition to
paying regular monetary benefits at
fixed intervals.
❖ Newly designed as per the ambition of all.
UIN : 512N296V02 (Plan No.932) SALIENT FEATURES Rebate under

Minimum Age at Entry : '0' yrs. Income Tax
Maximum Age at Entry : 12 yrs. (Completed) Section 80 (C)
Policy Term : 25 yrs. Minus Age at Entry
and
Maturity Age : 25 yrs.
Minimum Sum Assured : Rs. 1,00,000 (There after in Multiples of Rs. 10,000) Tax Free
Maximum Sum Assured : No Limit Maturity
Premium Paying Mode : Yearly / Half-yearly / Quarterly / Monthly (SSS or NACH) under Income Tax
RISK COVER : Section
1. Less than 8 years : Risk under this plan will commence either one day before
the completion of 2 years from the date commencement of policy or 10 (10D)
One day before the policy anniversary coinciding with or immediately following the completion
of 8 years of age, whichever is earlier.
2. Aged 8 years or more : Risk will commence immediately.
BENEFITS
SURVIVAL BENEFITS : At the Age of 18 years : 20% of Sum Assured
At the Age of 20 years : 20% of Sum Assured
At the Age of 22 years : 20% of Sum Assured
MATURITY BENEFIT : At the Age of 25 years : 40% of Sum Assured + Simple Reversionary
Bonus + Final Additional Bonus (if any)
DEATH BENEFIT : Settlement Option
a) On Death before commencement of Risk : for Maturity Benefit
If the policy holder dies before the commencement of risk, all premiums paid
excluding the extra premium, taxes and rider premiums will be returned. Option to take Death
b)On Death after commencement of Risk : Benefit in instalments
In case, the policy holder dies after the commencement of risk, Nominee will get Death Sum Assured
(Sum Assured or 7 times of annualised premium. This Death Benefit shall not be less than 105% of all
the premiums paid as on date of death)
❖ Life Risk Cover is provided to Children Example : Age : '0' yrs.
❖ Additional Premium Waiver Benefit is
SUM ASSURED 5,00,000 2,00,000
available for Parents / Proposer between
18 and 55 years First Year Premium 21,040 8,624
❖ Loan can be taken against the Policy Next Year Premium 20,587 8,439
Rebates : Yearly Mode : 2% on Tabular Premium Total Premium 5,15,128 2,11,160
Half-yearly Mode : 1% on Tabular Premium Payment at the Age of 18 years 1,00,000 40,000
Rebates on High Sum Assured (For 1000 SA) : Payment at the Age of 20 years 1,00,000 40,000
From Rs. 1,00,000 to Rs. 1,95,000 : Nil Payment at the Age of 22 years 1,00,000 40,000
From Rs. 2,00,000 to Rs. 4,90,000 : Rs. 2-00 Maturity at the Age of 25 years 10,25,000 4,10,000
From Rs. 5,00,000, and there after : Rs. 3-00 TOTAL BENEFITS 13,25,000 5,30,000
❖ Most suitable for the needs of Education and Marrige.
❖ Offers insurance security in addition to paying regular
monetary benefits at fixed intervals.
❖ Newly designed as per the ambition of all.
❖ An With-profit Policy with Limited Premium
SALIENT FEATURES
Minimum Age at Entry : 90 days (LBD)
Maximum Age at Entry : 12 yrs. (Completed)
Policy Term : 25 yrs. minus Age at Entry
UIN : 512N299V02 (Plan No.934) Maturity Age : 25 yrs. (LBD)
Premium Paying Term (PPT) : 20 years Minus Age at Entry
Minimum Sum Assured : Rs. 75,000 (Upto Rs. 1 Lakh in Multiples of Rs. 5,000, there after in Multiples of Rs. 10,000)
Maximum Sum Assured : No Limit
Premium Paying Mode : Yearly / Half-yearly / Quarterly / Monthly (SSS or NACH)
RISK COVER :
1. Less than 8 years : Risk under this plan will commence either one day before the completion of 2 years
from the date commencement of policy or one day before the policy anniversary coinciding with or
immediately following the completion of 8 years of age, whichever is earlier.
2. Aged 8 years or more : Risk will commence immediately
DEATH BENEFIT : BENEFITS Benefit in instalments
a) On Death before commencement of Risk :
In case of death of the Life Assured, return of premium/s paid excluding taxes,
extra premium and rider premium, if any, without interest shall be payable. Settlement Option
b) On Death after commencement of Risk : for Maturity Benefit
In case of death during the policy term provided all due premiums have been paid Death Benefit, defined
as sum of “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional Bonus,
if any, shall be payable. Where “Sum Assured on Death” is defined as Higher of 7 times of annualized
premium or Absolute amount Assured to be paid on Death i.e. 105% Sum Assured.
SURVIVAL BENEFITS : A fixed percentage of Sum Assured shall be payable on each policy anniversary
coinciding with or immediately following the completion of 20 years of age and thereafter on each of next four
policy anniversaries. These fixed percentages shall depend on the Option chosen at the proposal stage.
MATURITY BENEFIT : At the Age of 25 years : In case of Life Assured surviving the stipulated date of
maturity, a fixed percentage of Sum Assured shall be payable on maturity for inforce maturing policies. The
fixed percentage under different Options is as below :
Option-1 Sum Assured 100% Option-3 Sum Assured 50%
Option-2 Sum Assured 75% Option-4 Sum Assured 25%
In addition to the above, Vested Simple Reversionary Bonuses and Final Additional Bonus, if any,
shall also be payable.
FACILITIES : Loan, Premium Waiver Benifit Rider, Accidental Death & Disability Benefit Rider
(ADDB), Accident Benifit Rider, Surrender, etc.
Example : Age : '0' yrs. Sum Assured : 2,00,000 Death Sum Assured : 2,50,000
Option-1 : Nil Option-2 : 5% Option-3 : 10% Option-4 : 15%
YEARLY PREMIUM 8,758 8,963 9,168 9,373
TOTAL PREMIUM 1,71,588 1,75,593 1,79,598 1,83,622
SURVIVAL BENEFITS :
After completion of 20 years - 10,000 20,000 30,000
MATURITY BENEFIT (25 years) 5,30,000 4,80,000 4,30,000 3,80,000
CHILDREN's EDUCATION PLAN
(with Rugular Premium)
Useful for Opting this Plan means - Guaranteed Benefits

Higher An Everlasting from now itself for the
future Higher Studies
Education Protecting Shield of the Children
This is the most suitable plan for the education of your children with less Premiums Table
premium and easy instalments.
Sum Assured : Rs. 3,00,000
The parents responsibility towards the children and the best gift to them
AADHAR STAMBH AADHAR SHILA
is to fulfil their ambitions.
(Only for Gents) (Only for Ladies)
This Package of following Plans can be taken by the parents or it can be
taken as a Family Package including the children, as per given conditions. Table No.1 Table No.2
Age
This Special Plan (Package) is intended to fulfil the economic necessities Premium Premium
of the children opting the courses - Intermediate, Degree, Engineering 8 12489 12481
and Medicine. 9 12493 12481
10 12504 12489
Example : Husband Age : 35 yrs. Wife Age : 30 yrs. 11 12512 12500
12 12523 12512
AADHAR STAMBH Your AADHAR SHILA 13 12539 12523
Wish, 14 12554 12535
Term Sum Assured Premium Term Sum Assured Premium 15 12566 12550
17 75000 3615 Desire - 17 75000 3569 16 12577 12558
18 75000 3365 Your 18 75000 3315 17 12585 12566
18 12753 12734
19 75000 3142 Children 19 75000 3088 19 12761 12738
20 75000 2946 Great 20 75000 2893 20 12769 12745
Future 21 12772 12753
3,00,000 13068 3,00,000 12865 22 12784 12757
23 12788 12769
For the above Policies, pay the Premiums as per Table-1 24 12799 12772
and Tabel-2 for different ages of Gents and Ladies 25 12803 12788
26 12818 12795
Example : 27 12834 12803
The premium for the Husband Aged 25 yrs. is Rs. 12,803 as per Table - 1 28 12845 12826
29 12868 12842
The premium for the Wife Aged 22 yrs. is Rs. 12,757 as per Table - 2
30 12888 12865
Total Premium : Rs. 25,560 31 12914 12888
This plan ensures insurance of Rs. 3 Lakhs to both Wife and Husband (+) 32 12945 12922
earning the necessary big amount for the children's education with a little 33 12980 12957
saving i.e. Rs. 71/- per day 34 13026 12995
35 13068 13041
P LLA
AN BENEFITS 36 13126 13095
37 13183 13156
Term Husband Wife Maturity ADDITIONAL BENEFITS 38 13252 13222
39 13333 13295
17 96500 96500 193000 Husband : 3,00,000 Risk Coverage & 40 13425 13379
18 99250 99250 198500 3,00,000 Accident Benefit 41 13521 13471
42 13625 13571
19 102000 102000 204000 Wife : 3,00,000 Risk Coverage & 43 13748 13686
44 13878 13809
20 105000 105000 210000 3,00,000 Accident Benefit
45 14024 13940
Maturity = Sum Assured + Loyalty Additions 46 14178 14086
❈ In the above example Loyalty Benefits are caluculated for the Terms 17, 47 14347 14247
18, 19, 20 years as Rs. 17, 18, 19, 20 correspondingly. 48 14527 14408
49 14716 14585
❈ Loyalty Benefits depends upon the Corporation experince. 50 14923 14777
❂ LIC's Jeevan Arogya is a unique Non-participating Non-linked plan which provides Health Insurance Cover against
certain specified Health RIsks and provides you with timely support in case of Medical Emergencies and helps you
and your family remain financially independent in difficult times.
❂ Health has been a major concern on everybody’s mind, including yours. In these days of Skyrocketing Medical
Expenses, when a family member is ill, it is a traumatic time for the rest of the family.
❂ As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.
So why let any medical emergencies shatter your peace of mind.
Self / Spouse Jeevan Arogya gives you

Minimum 18 yrs. (LBD)
Parents / Parents-in-law
Age ❂ Valuable Financial Protection in case of
Children 3 Months
Hospitalisation, Surgery, etc.
Self / Spouse 65 yrs. (LBD) ❂ Increasing Health cover every year
Maximum
Parents / Parents-in-law 75 yrs. ❂ Lump Sum Benefit irrespective of
Age
actual Medical Costs
Children 17 yrs.
Maximum ❂ No Claim Benefit
Parents / Parents-in-law 80 yrs.
Cover ❂ Flexible Benefit Limit to choose from
Ceasing Age Children 25 yrs. ❂ Flexible Premium Payment Options
SPECIAL FEATURES
1. HOSPITAL CASH BENEFIT - HCB : Payable per day on Admission to Hospital -
Rs. 1000, Rs. 2000, Rs. 3000, Rs. 4000. Conditions apply.
2. MAJOR SURGICAL BENEFIT - MSB : 140 Operations Covered in MSB
3. DAY CARE PROCEDURE - DCPB : Another 140 Operations as Day Care Benefit. 5 times HCB.
4. OTHER SURGICAL BENEFIT - OSB : Double the HCB for Operation other than above 280 Operations.
5. QUICK CASH FACILITY - QCF : For Category-1 and Category-2 type operations Quick Cash Benefit for
Operations as per the Eligibility.
6. ICU FACILITY : Double the HCB will be paid for Treatment in ICU.
7. Increasing HCB for second year. Maximum 50%
8. NO-CLAIM BENEFIT : 5% will be added to HCB if no Claim is there in three years.
9. All payments are not linked to actual payments made to hospital. Even if it is Free / Mediclaim Treatment/
Operation, then also eligible for payment from this policy.
10. PREMIUM WAIVER BENEFIT - PWB : If MSB is admitted in a policy year, next year premium will be
waived. Category-1 and Category-2 Operations only.
11. Term Rider and Accident Benefit Riders available in this plan. 100 times of HCB (Maximum Rs. 4 Lakhs)
12. AMBULANCE BENEFIT : Rs. 1000 will be paid in case of Emergency Transportation in Ambulance.
Conditions apply.
13. You can remove members from the policy in case you desire. (Death, Divorce, etc.)
14. OPTION TO MIGRATE : Children after attacking 18 years, they can Migrate (Option) to another
new Health Policy.
15. Income-tax Rebate available under Section 80(D) for all Health Policies maximum upto 1 lakh.
16. For higher HCB reduction in premium is available. For Yearly Mode 2%, Half yearly Mode 1%.
18. Claims available on internet and also at all Branch Offices.
Age : 35 yrs. HCB : Rs. 2,000/- Yearly Premium : Rs. 5,136/-

Per day Premium Rs. 14-07 ps. only (i.e. the Cost of Tea with friend)
BENEFITS UNDER JEEVAN AROGYA POLICY
DAILY CASH BENEFITS - MSB Rs. 2000 Rs. 3000 Rs. 4000
MAJOR SURGICAL First Policy Year 2,00,000 3,00,000 4,00,000
BENEFITS - MSB : 2nd to 10th Policy years 5% will be added to HCB every year
100 times of HCB. From 11th year onwards (every year) 3,00,000 4,50,000 6,00,000
140 Operations Covered
Maximum amount payble during the Policy Term 24,00,000 36,00,000 48,00,000
DAY CARE SURGICAL First Policy Year 30,000 45,000 60,000
BENEFITS - MSB
140 Operations Covered 2nd to 10th Policy years 5% will be added to HCB every year
Maximum of 3 times in any Policy From 11th year onwards (every year) 45,000 67,500 90,000
year and upto 24 times payable
only during the Cover Period Maximum amount payble during the Policy Term 3,60,000 5,40,000 7,20,000
First Policy Year (15 Days) 60,000 90,000 1,20,000
OTHER SURGICAL
BENEFITS - OSB 2nd Policy year (45 Days) 1,89,000 2,83,500 3,78,000
Double the HCB From 3rd to 10th year 5% will be added to HCB every year
for every day
Max. amount payble during the Policy Term(360 days) 21,60,000 32,40,000 43,20,000
HOSPITAL CASH BENEFIT First Policy Year (15 days+15 days in ICU) 90,000 1,35,000 1,90,000
Due to Accidental or Sickness 2nd Policy Year (45 days+45 days in ICU) 2,83,500 4,25,250 5,67,000
and stay in hospital exceeds a
From 3rd to 10th Year (45 days+45 days in ICU) 5% will be added to HCB every year
continuous period of 24 hours,
(Stay in an ICU, 2 times the From 11th year onwards (every year) 4,05,000 6,07,500 8,10,000
Applicable Daily Benefit will be Amount payble during the Policy Term (360 days)
payable - Minimum 28 hours (Maximum 360 days + 360 days in ICU) 32,40,000 48,60,000 64,80,000
MAXIMUM BENEFIT IN POLICY TERM 81,60,000 1,22,40,000 1,63,20,000
PAY PREMIUM - YEARLY
Hospital Cash Benefit Hospital Cash Benefit HCB - Rs. 2,000 HCB - Rs. 4,000
Age (HCB) (HCB) (with TERM RIDER & AB) (with TERM RIDER & AB)
Rs. 2,000 Rs. 4,000 Sum Assured : Rs. 2 Lacs Sum Assured : Rs. 4 Lacs
Male Female Male Female Male Female Male Female
20 3857 3396 7123 6203 4532 4071 8473 7553
25 4188 3723 7787 6857 5031 4566 9472 8542
30 4597 4139 8605 7687 5733 5274 10875 9957
35 5136 4658 9682 8726 6517 6039 12443 11487
40 5885 5281 11180 9973 7608 7004 14626 13418
45 6880 5916 13170 11242 9070 8106 17550 15622
50 8125 6660 15659 12730 10914 9449 21238 18309
51 8388 6816 16186 13041 VERY EASY TO CHOOSE YOUR PLAN
52 8665 6952 16739 13315 STEP 1 - Choose the Level of Health Cover you Need :
53 8956 7079 17322 13568 You can choose the amount of initial Daily Benefit per day :
54 9250 7223 17910 13856 Rs. 1000 Rs. 2000 Rs. 3000 Rs. 4000
55 9549 7372 18508 14154 This is the amount that will be payable to you in the event of hospitalisation
56 9839 7544 19089 14497 in the first year on a per day basis. The Major Surgical Benefit that you will
be covered for will be 100 times the Initial Daily Benefit you have chosen.
57 10160 7718 19730 14847
58 10441 7901 20293 15212
STEP 2 - Work out the premium payable along with our
Representative :
59 10736 8070 20882 15550
Your premium will depend on your Age, Gender, the Health Cover Option
60 11038 8242 21485 15893 you have chosen, whether you are Principal Insured or Other Insured Life
65 12562 9050 24535 17509 and the Mode of Payment.
❖ Approximate values can be arrived by adopting interpolation method for open ages.
❖ The above premium includes Service Tax. ❖ The above rates are for principle insured only. Others refer chart.
WAITING PERIOD
A) General Waiting Period - 90 days : There shall be no general waiting period in case Hospitalization or Surgery is
due to Accidental Bodily Injury. There shall be a general waiting period during which no benefits shall be payable in the
event of Hospitalization or Surgery, if the said Hospitalization or Surgery occurred due to Sickness.
i) The general waiting period shall be 90 (ninety) days from the Date of Cover Commencement in respect of each Insured.
ii) If the policy is revived after discontinuance of the Cover then the following shall apply in respect of each Insured :
a) If the request for revival is received by the Corporation within 90 (ninety) days from the due date of the first
unpaid premium, then there shall be a general waiting period of 45 (forty five) days from the Date of Revival in
respect of each Insured.
b) If the request for revival is received by the Corporation beyond 90 (ninety) days from the due date of the first
unpaid premium, then there shall be a general waiting period of 90 (ninety) days from the Date of Revival in
respect of each Insured.
B) Specific Waiting Period - 2 years : In addition, in respect of each Insured, no benefits are available hereunder and
no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery
directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the
specific waiting period :
i) Treatment for adenoid or tonsillar disorders x) Treatment for Hernia
ii) Treatment for anal fistula or anal fissure xi) Treatment for hydrocele
iii) Treatment for benign enlargement of prostate gland xii) Treatment for degenerative joint conditions
iv) Treatment for benign uterine disorders like fibroids, xiii) Treatment for sinus disorders
uterine prolapse, dysfunctional uterine bleeding etc. xiv) Treatment for kidney or urinary tract stones
v) Treatment for Cataract xv) Treatment for varicose veins
vi) Treatment for Gall stones xvi) Treatment for Carpal tunnel syndrome
vii) Treatment for slip disc xvii) Treatment for benign breast disorders e.g.
viii) Treatment for Piles fibroadenoma, fibrocystic disease etc
ix) Treatment for benign thyroid disorders
The specific waiting period in respect of the treatments specified in the list above shall be as follows :
a) If the request for revival is received by the Corporation within less than 90 (ninety) days from the due date of the
first unpaid premium, then the specific waiting period shall continue to be till 2 (two) years from the Date of Cover
Commencement in respect of each Insured.
b) If the request for revival is received by the Corporation beyond 90 (ninety) days from the due date of the first unpaid
premium, then there shall be a specific waiting period of 2 (two) years from the Date of Revival in respect of each Insured.
No charges for this benefit shall be deducted after the benefit ceases.
C) Exclusions : No benefits are available hereunder and no payment will be made by the Corporation for any claim
under this policy on account of hospitalization or surgery directly or indirectly caused by, based on, arising out of or
howsoever attributable to any of the following :
i) Any treatment or Surgery not performed by a Physician ix) Self afflicted injuries or conditions (attempted suicide),
/ Surgeon or any treatment or Surgery of a purely and/or the use or misuse of any drugs or alcohol and
experimental nature. complications arising from it.
ii) Any routine or prescribed medical check up or x) Any sexually transmitted diseases or any condition
examination. directly or indirectly caused to or associated with
iii) Medical Expenses relating to any treatment primarily Human Immuno Deficiency (HIV) Virus or any
for diagnostic, X-ray or Laboratory examinations. Syndrome or condition of a similar kind commonly
iv) Circumcision, cosmetic or aesthetic treatments of any referred to as AIDS.
description, change of gender surgery, plastic surgery. xi) Any diagnosis or treatment arising from or traceable to
v) Hospitalisation or Surgery for donation of an organ by pregnancy (whether uterine or extra uterine), childbirth
donor. including caesarean section, medical termination of
vi) Treatment for correction of birth defects or congenital pregnancy and/or any treatment related to pre and post
anomalies. natal care of the mother or the new born.
vii) Dental treatment or surgery of any kind unless xii) Hospitalisation for the sole purpose of physiotherapy
necessitated by Accidental Bodily Injury. xiii) Any natural peril (including but not limited to avalanche,
viii) Convalescence, general debility, nervous or other earthquake, volcanic eruptions or any kind of natural hazard).
breakdown, rest cure, congenital diseases or defect xiv) Hospitalisation expenses related to Non-allopathic
or anomaly, sterilisation or infertility (diagnosis and methods of treatment or surgery.
treatment), any sanatoriums, spa or rest cures or long xv) Participation in any criminal or illegal activities.
term care or hospitalization undertaken as a preventive xvi) Treatment arising from the Insured failure to act on
or recuperative measure. proper medical advice.
100 times of HCB 5 times of HCB
No. LIST OF MAJOR SURGERIES No. LIST OF MAJOR SURGERIES No. LIST OF DAY CARE SURGERIES No. LIST OF DAY CARE SURGERIES
1 Major Surgery of Aorta 70 Liver Transplantation 1 Stapedotomy 69 Drainage of tonsillar abscess/quinsy
2 CABG (two or more coronary arteries must be by 71 Partial Resection of Liver 2 Stapedectomy 70 Incision and Drainage of the bone for septic and
passed) via open chest surgery 72 Partial Pancreatectomy 3 Revision of Stapedectomy aseptic conditions
3 Heart Valve Replacement using mechanical 73. Cholecystectomy / Choledochotomy for various 4 Other operations on the auditory Ossicles 71 Closed reduction of fracture
prosthesis Gall bladder lesions 5 Myringoplasty (Type-! Tympanoplasty) 72 Reduction of sub-luxation
4 Heart/Heart-Lung Transplant 74 Replantation of upper limb 6 Tympanoplasty (Closure of Eardrum Perforation / 73 Epiphyseolysis with osteosynthesis
5 Aortic root transplantation with coronary artery 75 Replantation of lower limb reconstruction of the Auditory Ossicles) 74 Suture and other Operations on tendons and tendon sheath
reimplantation for proximal aortic aneurysm 76 Total prosthetic replacement of hip joint using cement 7 Myringotomy with grommet insertion 75 Reduction of dislocation under GA
6 Pericardiotomy / Pericardectomy 77 Flotal prosthetic replacement of hip joint not using cement 8 Closure of Mastoid fistula 76 Arthoscopic knee aspiration
7 Initial implantation of permanent pacemaker in the 78 Other total prosthetic replacement of hip joint 9 Revision of a Tympanoplasty 77 Incision and Drainage of breast abscess
heart 79 Jlotal prosthetic replacement of knee joint using 10 Other microsurgical operations on the Middle Ear 78 Operations on the nipple except congenitally inverted nipples
8 Mitral valve repair cement 11 Myringotomy 79 Incision and excision of tissue in the perianal region
9 Aortic valve repair 80 Total prosthetic replacement of knee joint not cement. 12 Benign Tumour removal from the external ear 80 Surgical treatment of anal fistulas
10 Tricuspid valve repair 81 Other total prosthetic replacement of knee joint 13 Incision of the mastiod process and Middle ear 81 Surgical treatment of Haemorrhoids.
11 Pulmonary valve repair 82 Total prosthetic replacement of other joint cement 14 Simple Mastoidectomy 82 Division of the anal sphincter (sphincterotomy)
12 Coronary Angioplasty with stent implantation 83 Total prosthetic replacement of other joint not sin cement 15 Reconstruction of the middle ear 83 Other operations of the anus
13 Major vein repair with or without grafting for 84 Other total prosthetic replacement of other joint 16 Other excisions of the middle and inner ear 84 Ultrasound guided aspiration of deep seated rectal abscess
traumatic & nontraumatic lesions 85 Prosthetic replacement of head of femur using cement 17. Fenestrationlorihelinner ear 85 Sclerotherapy
14 Bone Marrow transplant (as recipient) 86 Prosthetic replacement of head of femur not using cement 18 Revision of fenestration of the inner ear 86 Dilation of digestive tract strictures
15 Major Excision and grafting of Lymphoedema 87 Other prosthetic replacement of head of femur 19 Petrous Apicectomy 87 Endoscopic gastrotomy
16. Splenectomy 88 Prosthetic replacement of head of humerus using cement 20 Other microsurgical operations on the inner Ear 88 Endoscopic decompression of colon
17 Repair of Cerebral or Spinal Arterio- Venous 89 Prosthetic replacement of head of humerus not using cement 21 Excision and destruction of diseased tissue of the nose 89 Endoscopic Polypectomy
Malformations or aneurysms 90 Other prosthetic replacement of head of humerus 22 Operation on Nasal Turbinates 90 Incision of the ovary
18 Craniotomy for malignant Cerebral tumours 91 Prosthetic replacement/articulation of other bone 23 Septoplasty (medically necessitated) 91 Other operations on the Fallopian tubes
19 Excision of pineal gland using cement 24 Functional Endoscopic Sinus Surgery 92 Dilatation of the cervical canal
20 Excision of the pituitary gland 92 Prosthetic replacement/articulation of other amount 25 Endoscopic placement /removal of stents 93 Conisation of the uterine cervix
21 Craniotomy for non malignant space legiane bone not using cement 26 Dacrocystorhinostomy 94 Incision of the Uterus (Hysterotomy) not done as a
22 Operations on Surbaracahnoid space of brain 93 Other prosthetic replacement/articulation of 27 Other Operations for tear gland/ duct part of MTP
23 Intracranial transection of Cranial nerve 94 Prosthetic interposition reconstruction of joint 28 Tarsorraphy 95 Therapeutic / diagnoistic dilatation and curettage (
24 Other operations on the meninges of the Brain 95 Other interposition reconstruction of joint 29. Excision of the diseased tissue of the eyelid not done as part of MTP)
25 Microvascular decompression of cranial nerves/nervectomy 96 Excision reconstruction of joint 30 Operations of canthus and epicanthus when done 96 Culdotomy
26 Craniotomy for Drainage of Extradural, subdural or 97 Other reconstruction of joint for adhesions due to chronic infections 97 Hymenectomy
intracerebral space 98 Implantation of prosthesis for limb 31 Corrective surgery of entropion 98 Local excision and destruction of diseased tissue of
27 Decompression surgery for Entrapment Syndrome 99 Amputation of arm 32 Corrective surgery for blepharoptosis the vagina and the pouch of Douglas
28 Unilateral or Bilateral sympathectomy 100 Amputation of leg 33. Excision of lacrimal sac and passage 99 Incision and drainage of the Vulva
29 Peripheral nerve Graft 101 Fixation of fracture of spine 34 Removal of a deep or embedded foreign body from cornea 100 Operations on the Bartholin's glands(cyst)
30 Free Fascia Graft for Facial Nerve Paralysis 102 Elevation, Exploration and Fixation of fractured Zygoma 35 Corrective surgery of ectropion 101 Hysteroscope guided biopsy of uterus
31 Excision of deep seated peripheral nerve tumour! 103 Amputation of hand 36 Operations for Pterygium with or without grafting 102 Suprapubic cytostomy
82 Multiple Miscrosurgical Repair of digital nerve 104 Amputation of foot 37 Other operations on the cornea Yearly 103 Drainage of Prostatic abscess
33 Bur-hole Drainage of Extradural, subdural or 105 Therapeutic endoscopic operations on cavity of 38 Removal of a foreign body from the lens of the eye 104 Transurethral excision and destruction of prostate tissue
intracerebral space Benefit period, knee joint 39 Removal of a foreign body from posterior chamber of the eye 105 Percutaneous excision and destruction of prostate tissue
34 Lung Transplantation 106 Replantation of finger following traumic each 40 Removal of a foreign body from orbit and eyeball 106 Excision of seminal vesicle
35 Unilateral Preumonectomy insured amputation 41 Cataract Surgery (ECCE or Phacoemulsification with 107 Incision and excision of periprostatic tissue
36 Diaphragmatic/Hiatus Hernia Repair 107 | Surgical Drainage and Curettage for osteomyelitis or without intraocular lens implant) 108 Incision and Drainage of the Scrotum and tunica
37 Thoracotoplasty 108 | Major reconstructive oro-maxillafacial surgery due 42 Operation for glaucoma vaginalis testis.
38 Open Lobectomy of Lung to trauma or burns and not for cosmetic purpose 43 Repair of corneal laceration or wound with conjunctival flap 109 Operations on testicular hydrocele
39 Excision of benign mediastinal lesions 109 Osteotomy including segmental resection with bone Operations on the skin and subcutaneous tissues 110 Excision or Eversion of Hydrocele Operations on the testis
41 Partial Pharyngectomy grafting for Mandibular and maxillary lesions 44 Surgery for pilonidal sinus 111 Incision and drainage of the testis
42 Total Pharyngectomy 110 Renal transplant (recipient) 45 Surgical wound toilet (Wound debridement) and 112 Excision or destruction of testicular lesion
43 Total Laryngectomy 111 Hysterectomy for malignant conditions removal of diseased tissue of the skin and 113 Unilateral orchidectomy
44 Excision of Diaphragmatic tumours 112 Radical prostatovesiculectomy subcutaneous tissues under anaesthesia. 114 Other operations on the testis
45 Pleurectomy or Pleural decortication 113 Microvascular reattachment of penis following 46 Local excision or destruction of diseased tissue of skin 115 | Surgical treatment of a varicocele and hydrocele of
46 Tracheal reconstruction for various lesion traumatic amputation and effected a each policy Seay during the Cover a spermatic cord
48 Abdominal-Perineal Pull Through Resection of 114 Total nephrectomy due to medical advice Period and subcutaneous tissues under anaesthesia 116 Excision of epididymal cyst e Ambulance Benefit
rectum with Colo-Anal Anastomosis (not as a transplant donor) 47 Surgery for pilonidal cyst 117 Epididymectomy
49 Total excision of oesophagus 116 Open extirpation of lesion of kidney 48 Free skin transplantation, recipient site 118 Other operations on the spermatic cord, epididymis
50 Total excision of stomach 117 Excision of ureter 49 Revision of skin plasty and ductus deferens (other than vasectomy)
51 Resection and Anastomosis of any part of ; digestive tract 118 Total excision of bladder 50 Chemosurgery for skin cancer 119 Circumcision and other Operations on the foreskin
52 Open Surgery for treatment of Peptic Ulcer 119 Kidney injury repair 51 Incision, excision and destruction of diseased tissue of the tongue (if medically necessitated)
58 Artificial opening into stomach 120 Pyloplasty / Ureterocalcycostomy for pelvic ureteric 52 Partial glossectomy 120 Local excision and destruction of diseased tissue of the penis
54 Complete excision of adrenal glands 60% Category junction obstruction 53 Reconstruction of the tongue 121 Other operations on the penis
2 AE af Pl each parent 122 Excision of vagina 54 Other Operations on the tongue 122 Cystoscopic removal of stones
55 Complete excision of Thyroid gland 123 Unilateral or Bilateral excision of adnexa of uterus} 55 Incision and lancing of salivary glands and Salivary ducts 123 Lithotripsy
56 Complete excision of Parathyroid gland 124 Partial excision of bladder 56 Excision of a diseased tissue of salivary glands and 124 Coronary angiography
57 Partial excision of adrenal glands 125 Therapeutic ureteroscopic operations on ureter Salivary ducts 125 Bronchoscopic treatment of bleeding lesion
58 Partial excision of Thyroid gland 126 Urinary diversion 57 Resection of a salivary gland with or without salivary duct 126 Bronchoscopic treatment of fistula/stenting
59 Partial excision of Parathyroid gland 127 | Replantation of ureter 58 Reconstruction of a salivary gland and salivary duct 127 | Bronchoalveolar lavage and biopsy
60 Total ear amputation with reconstruction 128 Unilateral or Bilateral excision of testes 59 Open Sialolithotomy 128 | Pericardiocentesis
61 Transmastoid removal cholesteatoma with each 129 Other operations on Scrotum and tunica vaginalis testis 60 External incision and drainage in the region of the 129 Insertion of filter in Inferior Vena cava
insured extended Mastoidectomy 130 Reconstruction of the testis mouth, jaw and face 130 Insertion of gel foam in artery or vein
62 Total Nasal Reconstruction dus to Traumatic lesions 131 Open surgical excision and destruction of prostate tissue 61 Excision of the diseased hard and soft 131. Carotid angioplasty
63 Labyrinthotmy for various lesions 133 Excision of vulva 62 Excision biopsy and/or destruction of diseased 132. Renal angioplasty
64 Wide excision and Major reconstruction of malignant 134 Operations on frontal sinus structures from oropharynx. 133 Tumor embolisation
Oro-pharyngeal tumours 135 Operations on maxillary antrum using sublabial approach 63 Palatoplasty in any other in-patient (non-Intensive 134 Endoscopic drainage of pseudo pancreatic cyst
65 Total Glossectomy 136 Radical Mastectomy Care Unit) ward of the Hospital, 135 Varicose vain stripping or ligation
66 Wide local Excision for oral leukoplakia 137 Malignant soft tissue tumour excision and reconstruction 64 Other operations in the mouth 136 Excision of dupuytren's contracture
67 Orbit Tumour Exenteration /Flap reconstruction | 138 Excision and Major Flap Repair of skin and 65 Transoral incision and drainage of a pharyngeal abscess 137 Carpal tunnel Decompression
68 Corneal or Retinal Repair for Traumatic eye injuries) Subcutaneous tissue due to Major Burns 66 Tonsillectomy without adenoidectomy 138 PCNS (Percutaneous neprostomy)
69 Penetrating injuries of the eye or repair of lls pene 139 Simple Mastectomy 67 Tonsillectomy with adenoidectomy 139 PCNL(Percutaneous nephro lithotomy)
it, thereafter ruptured globe 140 TIPS procedure for portal Hypertension 68 Excision and destruction of a lingual tonsil 140 Nail bed deformity/resection and reconstruction.
CANCER COVER
(A NON-LINKED, NON-PARTICIPATING,
HEALTH INSURANCE PLAN)
UIN : 512N314V01 (Plan No. 905)
LIC’s Cancer Cover is a Regular Premium

Payment Health Insurance Plan which provides
Financial Protection in case the Life Assured is
diagnosed with any of the specified Early and /
or Major Stage Cancer during the Policy Term.
The plan offers two benefit options wherein you
have the flexibility to choose the type of Sum
Insured at the inception.
The Policy can be Purchased Offline as well as
Online. To purchase the policy online
please log on to www.licindia.com.
TWO BENEFIT OPTIONS

Option - I : Level Sum Insured : The Basic Sum Insured shall remain unchanged throughout the policy term.
Option - II : Increasing Sum Insured : The Sum Insured increases by 10% of Basic Sum Insured each year for
first five years starting from the first policy anniversary or until the diagnosis of first event of Cancer,
whichever is earlier. On diagnosis of any specified Cancer as mentioned in Para 1, all the claims
shall be based on the Increased Sum Insured at the policy anniversary coinciding or prior to the
diagnosis of the first claim and further increases to this Sum Insured will not be applicable
The Benefits payable under the plan shall be based on the Applicable Sum Insured,
where the Applicable Sum Insured shall be equal to :
❖ The Basic Sum Insured for Policies taken under Option-I ; or
❖ Basic Sum Insured during first year and Increased Sum Insured thereafter,
as per the provisions detailed in Option II.
BENEFITS
The following Benefits are payable during the policy year under an inforce policy :
A. EARLY STAGE CANCER : Benefits payable on first diagnosis of any one of the specified Early Stage
Cancers, provided the same is admissible are -
(a) Lump Sum Benefit : 25% of Applicable Sum Insured shall be payable
(b) Premium Waiver Benefit : Premiums for next three policy years or balance policy term whichever
is lower, shall be waived from the policy anniversary coinciding or following the date of diagnosis.
B. MAJOR STAGE CANCER : Benefits payable on first diagnosis of the specified Major Stage Cancer,
provided the same is admissible are-
(a) Lump Sum : 100% of Applicable Sum Insured less any previously paid claims in respect of
Early Stage Cancer shall be payable.
(b) Income Benefit : In addition to above lump sum benefit, Income Benefit of 1% of Applicable Sum
Insured shall be payable on each policy month following the paymentof Lump Sum, for a fixed period
of next ten years irrespective of the survival of the Life Insured and even if this period of 10 years goes
beyond the policy term. In case of death of the Life Assured while receiving this Income Benefit, the
remaining payouts, if any, will be paid to his/her nominee.
(c) Premium Waiver Benefit : All the future premiums shall be waived from the next policy anniversary
and the policy shall be free from all liabilities except to the extent of Income Benefit as specified above.
SALIENT FEATURES
Minimum Age at Entry : 20 years (Completed) Minimum Premium : Rs. 2400/- for all Modes
Maximum Age at Entry : 65 years (LBD) Minimum Basic Sum Insured : Rs.10,00,000
Minimum Policy Term : 10 years Maximum Basic Sum Insured : Rs. 50,00,000
Maximum Policy Term : 30 years (The maximum Basic Sum Insured under this plan shall not exceed an
Minimum Age at Maturity : 50 years overall limit of Rs.50 lakhs taking all existing Critical Illness Cover
policies including Cancer Cover. The Basic Sum Insured shall be in
Maximum Age at Maturity : 75 years
multiples of Rs. 1,00,000/- only.)
This is a Non-Medical Policy, No Medical examination is required. Standard Age Proof is allowed.
Early Stage Cancers covered : The diagnosis of any of the listed below conditions must be established
by histological evidence and be confirmed by a specialist in the relevant field.
❈ Carcinoma-in-situ (CIS) ❈ Bladder Cancer - Early Stage
❈ Prostate Cancer - Early Stage ❈ Chronic Lymphocytic Leukaemia - Early Stage
❈ Thyroid Cancer - Early Stage ❈ Cervical Intraepithelial Neoplasia
The following are specifically excluded from all BENEFITS OF LIC's CANCER COVER (Plan No. 905)
Early Stage Cancer Benefits (EXCLUSIONS)
Case A : EARLY STAGE CANCER
❖ All Tumors which are histologically described 25% Sum Insured
as Benign, Borderline Malignant, or Lowm will be payable
Alignant Potential You Pay Regular Premium Waived You continue the premium
❖ Dysplasia, Intra-epithelial neoplasia or Premium off for 3 yrs. payment regularly
Squamous Intra-epithelial Lesions Early Stage Policy Term
Cancer Detected Ends Here
❖ Carcinoma in-situ of skin and Melanoma in-situ
❖ All Tumors in the presence of HIV infection Case B : MAJOR STAGE CANCER
are excluded. 100% Sum Insured
will be payable
❈ Loading : Yearly : Nil
All future premiums will be Waived off.
Half Yearly : 2% on Tabular Premium You Pay Regular Monthly Income Benefit of 1% of Sum Insured
Premium will be payable for next 10 yrs.
❈ Rebate: Nil
Major Stage
❈ Policies sold Online : 7% of Tabular Premium Cancer Detected
Policy Term
Ends Here
❈ Grace Period : 30 days Waiting Period : 180 days
❈ Revival : Revived within of 2 years. Note : This policy offers no Maturity Value, no Surrender
Value and no Loan Facility.
❈ Maturity / Death Benefit : No Benefits are payable
L.I.C's CANCER COVER YEARLY PREMIUM CHART

OPTION - 1 OPTION - 2
Age Term LEVEL SUM ASSURED INCREASING SUM ASSURED (+ 10% p.a. for 1st 5 yrs.)
Sum Assured Male Female Sum Assured Male Female
20 30 27 Lakhs 2,931 4,906 21 Lakhs 2,924 5,229

25 30 21 Lakhs 2,949 5,452 16 Lakhs 2,964 5,796
30 30 15 Lakhs 2,991 5,469 15 Lakhs 4,106 7,717
35 30 10 Lakhs 3,092 4,980 10 Lakhs 4,354 7,068
40 30 10 Lakhs 4,980 6,620 10 Lakhs 7,139 9,416
45 30 10 Lakhs 9,334 9,039 10 Lakhs 13,369 12,697
50 25 10 Lakhs 12,237 10,620 10 Lakhs 17,570 14,856
55 20 10 Lakhs 16,296 12,390 10 Lakhs 23,270 17,216
60 15 10 Lakhs 21,712 14,384 10 Lakhs 30,444 19,694
65 10 10 Lakhs 28,049 16,426 10 Lakhs 37,831 21,818
Above Premium is Inclusive of GST@ 18% Minimum Yearly Premium Rs. 2400
The Premium is eligible for Income -Tax deduction under Section 80 D.

LIC Jeevan Labh

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14 Yrs 30% (SB) 30% (SB) 40% (MB) + GA+LA - - -

SPECIAL ATTRACTIONS DEATH BENEFIT

ATTRACTIVE 2 DEATH BENEFIT OPTIONS

MALE LIFE - Non Smoker Level Sum Assured - SINGLE PREMIUM

Female Life - Non Smoker Level Sum Assured - SINGLE PREMIUM

A non-linked, with-profits, Life Long Survival Benefit @ 8% (every year)

: 100 yrs. - 30 yrs. = 70 yrs.

If Death occurs within 70 yrs. Period, the Nominee will be paid

Agents' Training Material.

Benefit Attain (Years) 70 60 40 70 60 40 70 50 30 70 45 30

Policy Period 85 75 55 90 80 55 95 75 55 100 75 60

For Internal Circulation only.

Bonus Rate (as per 31-3-2018 Bonus Rates) 67 67 51 70 62 50 65 56 49 60 50 50

IRDAI Regn. No. 512

SINGLE POLICY RETIRE AND ENJOY

PREMIUM PAID POLICY PREMIUM PAID MATURITY

EASY SAVINGS ! MULTIPLE BENEFITS !!

SINGLE POLICY RETIRE AND ENJOY

UIN : 512N297V02 (Plan No: 933)

NON-LINKED, NON PARTICIPATING

ELIGIBILITY CONDITIONS AND FEATURES

5 Years Rs. 91,800 5 Years Rs. 87,900

Example : Age : 30 yrs. Sum Assured : 3,00,000

Policy Term 11 yrs. 16 yrs. 21 yrs. 25 yrs.

Premium Rs. 2,20,475 Rs. 1,85,310 Rs.1,56,311 Rs.1,37,156

MATURITY Rs. 4,35,300 Rs. 5,28,300 Rs. 6,51,300 Rs. 8,17,500

SINGLE PREMIUM ENDOWMENT COMBO PACKAGE

SINGLE PREMIUM ENDOWMENT (T-817) A EXCELLENT COMBINATION OF 5 POLICES

Age : '0' year Age : '1' year

Age : '2' years Age : '3' years

Age : '4' years Age : '5' years

UIN : 512N296V02 (Plan No.932) SALIENT FEATURES Rebate under

Useful for Opting this Plan means - Guaranteed Benefits

Self / Spouse Jeevan Arogya gives you

Age : 35 yrs. HCB : Rs. 2,000/- Yearly Premium : Rs. 5,136/-

LIC’s Cancer Cover is a Regular Premium

TWO BENEFIT OPTIONS

L.I.C's CANCER COVER YEARLY PREMIUM CHART

20 30 27 Lakhs 2,931 4,906 21 Lakhs 2,924 5,229

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