Tasa 0.05 anual 0.

9523809524
Radix 1,000,000

CNSF 2013 0.9867

x qx px lx dx Ppx+t
0 0.000433 0.999567 1,000,000 433 1.000000
1 0.000433 0.999567 999,567 433 0.999567
2 0.000434 0.999566 999,134 434 0.999134
3 0.000434 0.999566 998,701 433 0.998701
4 0.000435 0.999565 998,267 434 0.998267
5 0.000436 0.999564 997,833 435 0.997833
6 0.000438 0.999562 997,398 437 0.997398
7 0.000440 0.999560 996,961 439 0.996961
8 0.000443 0.999557 996,522 441 0.996522
9 0.000446 0.999554 996,081 444 0.996081
10 0.000449 0.999551 995,637 447 0.995637
11 0.000453 0.999547 995,190 451 0.995190
12 0.000457 0.999543 994,739 455 0.994739
13 0.000463 0.999537 994,284 460 0.994284
14 0.000468 0.999532 993,824 465 0.993824
15 0.000475 0.999525 993,359 472 0.993359
16 0.000482 0.999518 992,887 479 0.992887
17 0.000489 0.999511 992,408 485 0.992408
18 0.000498 0.999502 991,923 494 0.991923
19 0.000507 0.999493 991,429 503 0.991429
20 0.000517 0.999483 990,926 512 0.990926
21 0.000528 0.999472 990,414 523 0.990414
22 0.000540 0.999460 989,891 535 0.989891
23 0.000553 0.999447 989,357 547 0.989357
24 0.000567 0.999433 988,809 561 0.988809
25 0.000582 0.999418 988,249 575 0.988249
26 0.000598 0.999402 987,674 591 0.987674
27 0.000616 0.999384 987,083 608 0.987083
28 0.000635 0.999365 986,475 626 0.986475
29 0.000656 0.999344 985,849 647 0.985849
30 0.000678 0.999322 985,202 668 0.985202
31 0.000703 0.999297 984,534 692 0.984534
32 0.000729 0.999271 983,842 717 0.983842
33 0.000757 0.999243 983,125 744 0.983125
34 0.000788 0.999212 982,380 774 0.982380
35 0.000821 0.999179 981,606 806 0.981606
36 0.000857 0.999143 980,800 841 0.980800
37 0.000896 0.999104 979,960 878 0.979960
38 0.000938 0.999062 979,082 918 0.979082
39 0.000983 0.999017 978,163 962 0.978163
40 0.001033 0.998967 977,202 1,009 0.977202
41 0.001087 0.998913 976,192 1,061 0.976192
42 0.001145 0.998855 975,131 1,117 0.975131
43 0.001208 0.998792 974,015 1,177 0.974015
44 0.001278 0.998722 972,838 1,243 0.972838
45 0.001353 0.998647 971,595 1,315 0.971595
46 0.001435 0.998565 970,280 1,392 0.970280
47 0.001525 0.998475 968,888 1,478 0.968888
48 0.001623 0.998377 967,410 1,570 0.967410
49 0.001730 0.998270 965,840 1,671 0.965840
50 0.001848 0.998152 964,169 1,782 0.964169
51 0.001977 0.998023 962,387 1,903 0.962387
52 0.002119 0.997881 960,485 2,035 0.960485
53 0.002274 0.997726 958,450 2,180 0.958450
54 0.002446 0.997554 956,270 2,339 0.956270
55 0.002635 0.997365 953,931 2,514 0.953931
56 0.002844 0.997156 951,417 2,706 0.951417
57 0.003074 0.996926 948,712 2,916 0.948712
58 0.003329 0.996671 945,795 3,149 0.945795
59 0.003612 0.996388 942,647 3,405 0.942647
60 0.003926 0.996074 939,242 3,687 0.939242
61 0.004275 0.995725 935,554 3,999 0.935554
62 0.004664 0.995336 931,555 4,345 0.931555
63 0.005096 0.994904 927,210 4,725 0.927210
64 0.005579 0.994421 922,485 5,147 0.922485
65 0.006119 0.993881 917,339 5,613 0.917339
66 0.006723 0.993277 911,725 6,130 0.911725
67 0.007400 0.992600 905,596 6,701 0.905596
68 0.008160 0.991840 898,894 7,335 0.898894
69 0.009015 0.990985 891,559 8,037 0.891559
70 0.009977 0.990023 883,522 8,815 0.883522
71 0.011061 0.988939 874,707 9,675 0.874707
72 0.012285 0.987715 865,032 10,627 0.865032
73 0.013668 0.986332 854,405 11,678 0.854405
74 0.015235 0.984765 842,727 12,839 0.842727
75 0.017009 0.982991 829,888 14,116 0.829888
76 0.019024 0.980976 815,773 15,519 0.815773
77 0.021312 0.978688 800,253 17,055 0.800253
78 0.023915 0.976085 783,198 18,730 0.783198
79 0.026879 0.973121 764,468 20,548 0.764468
80 0.030257 0.969743 743,920 22,509 0.743920
81 0.034110 0.965890 721,411 24,607 0.721411
82 0.038509 0.961491 696,804 26,833 0.696804
 83 0.043533 0.956467 669,971 29,166 0.669971
84 0.049274 0.950726 640,805 31,575 0.640805
85 0.055833 0.944167 609,230 34,015 0.609230
86 0.063329 0.936671 575,215 36,428 0.575215
87 0.071889 0.928111 538,787 38,733 0.538787
88 0.081660 0.918340 500,054 40,834 0.500054
89 0.092798 0.907202 459,220 42,615 0.459220
90 0.105476 0.894524 416,605 43,942 0.416605
91 0.119875 0.880125 372,663 44,673 0.372663
92 0.136184 0.863816 327,990 44,667 0.327990
93 0.154594 0.845406 283,323 43,800 0.283323
94 0.175291 0.824709 239,523 41,986 0.239523
95 0.198441 0.801559 197,537 39,199 0.197537
96 0.224184 0.775816 158,337 35,497 0.158337
97 0.252613 0.747387 122,841 31,031 0.122841
98 0.283760 0.716240 91,810 26,052 0.091810
99 0.317576 0.682424 65,758 20,883 0.065758
100 0.353919 0.646081 44,875 15,882 0.044875
101 0.392540 0.607460 28,993 11,381 0.028993
102 0.433078 0.566922 17,612 7,627 0.017612
103 0.475068 0.524932 9,985 4,743 0.009985
104 0.517949 0.482051 5,241 2,715 0.005241
105 0.561099 0.438901 2,527 1,418 0.002527
106 0.603861 0.396139 1,109 670 0.001109
107 0.645589 0.354411 439 284 0.000439
108 0.685682 0.314318 156 107 0.000156
109 0.723620 0.276380 49 35 0.000049
110 0.758991 0.241009 14 10 0.000014
 Diferimiento o temportalidad n =
5

Prima única de un Prima única de

seguro dotar puro a Prima única de vitalicio vitalicio a edad x, Prima única de
1 n, a edad x a edad x diferido n años temporal a n años
PV(t+1) E
n x
Ax = SV(t+1)*tpx*qx+t A = E *Ax+n
n| x n x
Ax':n = Ax - n|Ax
0.952381 0.781828 0.026220 0.024344 0.001876
0.907029 0.781826 0.027110 0.025231 0.001879
0.863838 0.781822 0.028045 0.026162 0.001883
0.822702 0.781817 0.029026 0.027137 0.001888
0.783526 0.781810 0.030056 0.028160 0.001896
0.746215 0.781802 0.031137 0.029232 0.001905
0.710681 0.781791 0.032272 0.030356 0.001916
0.676839 0.781780 0.033462 0.031534 0.001929
0.644609 0.781766 0.034711 0.032767 0.001943
0.613913 0.781751 0.036019 0.034059 0.001960
0.584679 0.781734 0.037391 0.035412 0.001979
0.556837 0.781713 0.038829 0.036828 0.002001
0.530321 0.781691 0.040336 0.038310 0.002026
0.505068 0.781665 0.041915 0.039861 0.002054
0.481017 0.781638 0.043567 0.041484 0.002084
0.458112 0.781608 0.045299 0.043182 0.002117
0.436297 0.781575 0.047111 0.044958 0.002153
0.415521 0.781539 0.049009 0.046816 0.002192
0.395734 0.781499 0.050995 0.048759 0.002236
0.376889 0.781456 0.053073 0.050790 0.002283
0.358942 0.781409 0.055248 0.052913 0.002335
0.341850 0.781358 0.057523 0.055133 0.002390
0.325571 0.781303 0.059903 0.057452 0.002450
0.310068 0.781244 0.062391 0.059876 0.002516
0.295303 0.781180 0.064994 0.062408 0.002586
0.281241 0.781110 0.067715 0.065053 0.002662
0.267848 0.781035 0.070560 0.067816 0.002744
0.255094 0.780953 0.073534 0.070699 0.002834
0.242946 0.780865 0.076642 0.073711 0.002931
0.231377 0.780770 0.079890 0.076854 0.003036
0.220359 0.780667 0.083283 0.080134 0.003149
0.209866 0.780555 0.086828 0.083556 0.003272
0.199873 0.780435 0.090530 0.087126 0.003403
0.190355 0.780304 0.094396 0.090850 0.003546
0.181290 0.780163 0.098433 0.094732 0.003701
0.172657 0.780011 0.102648 0.098779 0.003869
0.164436 0.779845 0.107047 0.102997 0.004050
0.156605 0.779666 0.111638 0.107391 0.004247
0.149148 0.779471 0.116428 0.111969 0.004460
0.142046 0.779261 0.121426 0.116735 0.004691
0.135282 0.779030 0.126639 0.121695 0.004943
0.128840 0.778781 0.132074 0.126857 0.005217
0.122704 0.778510 0.137740 0.132226 0.005514
0.116861 0.778213 0.143647 0.137808 0.005839
0.111297 0.777890 0.149802 0.143609 0.006193
0.105997 0.777538 0.156214 0.149635 0.006579
0.100949 0.777153 0.162892 0.155891 0.007001
0.096142 0.776731 0.169845 0.162382 0.007464
0.091564 0.776269 0.177083 0.169113 0.007970
0.087204 0.775763 0.184613 0.176089 0.008524
0.083051 0.775206 0.192447 0.183313 0.009134
0.079096 0.774595 0.200592 0.190789 0.009803
0.075330 0.773922 0.209058 0.198518 0.010540
0.071743 0.773181 0.217853 0.206502 0.011351
0.068326 0.772364 0.226988 0.214741 0.012247
0.065073 0.771461 0.236470 0.223235 0.013235
0.061974 0.770462 0.246308 0.231979 0.014329
0.059023 0.769357 0.256508 0.240970 0.015539
0.056212 0.768130 0.267081 0.250199 0.016882
0.053536 0.766768 0.278032 0.259659 0.018373
0.050986 0.765254 0.289366 0.269337 0.020029
0.048558 0.763569 0.301091 0.279217 0.021873
0.046246 0.761692 0.313209 0.289281 0.023928
0.044044 0.759598 0.325725 0.299506 0.026219
0.041946 0.757259 0.338641 0.309862 0.028779
0.039949 0.754642 0.351957 0.320315 0.031642
0.038047 0.751713 0.365674 0.330826 0.034848
0.036235 0.748430 0.379788 0.341348 0.038440
0.034509 0.744747 0.394295 0.351824 0.042471
0.032866 0.740611 0.409189 0.362192 0.046997
0.031301 0.735962 0.424460 0.372375 0.052085
0.029811 0.730735 0.440097 0.382290 0.057807
0.028391 0.724851 0.456085 0.391837 0.064248
0.027039 0.718226 0.472408 0.400906 0.071502
0.025752 0.710765 0.489045 0.409370 0.079674
0.024525 0.702361 0.505970 0.417088 0.088882
0.023357 0.692895 0.523158 0.423902 0.099256
0.022245 0.682239 0.540576 0.429635 0.110940
0.021186 0.670251 0.558189 0.434096 0.124092
0.020177 0.656780 0.575957 0.437076 0.138882
0.019216 0.641665 0.593838 0.438350 0.155488
0.018301 0.624742 0.611784 0.437684 0.174099
0.017430 0.605843 0.629743 0.434836 0.194907
0.016600 0.584810 0.647662 0.429567 0.218095
0.015809 0.561498 0.665483 0.421645 0.243838
0.015056 0.535793 0.683144 0.410867 0.272278
0.014339 0.507621 0.700584 0.397066 0.303518
0.013657 0.476977 0.717738 0.380142 0.337596
0.013006 0.443934 0.734541 0.360079 0.374463
0.012387 0.408677 0.750929 0.336970 0.413959
0.011797 0.371516 0.766839 0.311045 0.455794
0.011235 0.332905 0.782209 0.282691 0.499518
0.010700 0.293451 0.796983 0.252457 0.544526
0.010191 0.253898 0.811108 0.221054 0.590054
0.009705 0.215106 0.824538 0.189330 0.635208
0.009243 0.177994 0.837234 0.158218 0.679016
0.008803 0.143469 0.849163 0.128666 0.720497
0.008384 0.112335 0.860304 0.101547 0.758756
0.007985 0.085211 0.870641 0.077570 0.793071
0.007604 0.062451 0.880170 0.057198 0.822972
0.007242 0.044114 0.888894 0.040608 0.848286
0.006897 0.029968 0.896822 0.027683 0.869139
0.006569 0.019543 0.903966 0.018060 0.885906
0.006256 0.012217 0.910330 0.011194 0.899136
0.005958 0.007315 0.915888 0.006433 0.909454
0.005675 0.004194 0.920511 0.003032 0.917479
0.005404 #N/A 0.923755 #N/A #N/A
0.005147 #N/A 0.924125 #N/A #N/A
0.004902 #N/A 0.916288 #N/A #N/A
0.004668 #N/A 0.879429 #N/A #N/A
0.004446 #N/A 0.722849 #N/A #N/A
Prima única de dotal a
n años
Ax:n = Ax':n + nEx
0.783705
0.783705
0.783705
0.783705
0.783706
0.783706
0.783707
0.783709
0.783710
0.783711
0.783713
0.783715
0.783717
0.783719
0.783722
0.783725
0.783728
0.783731
0.783735
0.783739
0.783744
0.783749
0.783754
0.783760
0.783766
0.783772
0.783780
0.783788
0.783796
0.783806
0.783815
0.783826
0.783838
0.783851
0.783864
0.783879
0.783895
0.783912
0.783931
0.783951
0.783974
0.783998
0.784024
0.784052
0.784083
0.784117
0.784154
0.784194
0.784238
0.784287
0.784340
0.784398
0.784462
0.784533
0.784611
0.784696
0.784791
0.784896
0.785012
0.785141
0.785284
0.785443
0.785620
0.785817
0.786038
0.786285
0.786561
0.786870
0.787218
0.787608
0.788047
0.788542
0.789099
0.789728
0.790439
0.791242
0.792151
0.793180
0.794344
0.795661
0.797153
0.798841
0.800750
0.802905
0.805336
0.808070
0.811139
0.814572
0.818397
0.822637
0.827309
0.832424
0.837977
0.843952
0.850314
0.857010
0.863966
0.871092
0.878282
0.885423
0.892401
0.899107
0.905449
0.911353
0.916770
0.921673
#N/A
#N/A
#N/A
#N/A
#N/A