LUCIFER

EVERYTHING ABOUT BANK CARD EXPLAIN

BY LUCIFER(DARK CARDERS)

Part :#1

* Why does the bank card number have #16 digits and what do these numbers mean? *

* 16 digits * on the card contains important information and * 6 digits

* The first is the bank identification number and specifies which bank issued the card. By
examining these * 6 digits *, programmers will recognize the card issuing bank. ".

* (Bank Identification Number) *

they say . This number for some banks is as follows:

Bank name
Bank Bank Code
---- ---------
Chemical Bank 1263
Marine Midland 6207 [1207?]
Manufacturers Hanover Trust 1033
Citibank 1035
Huntington 1226
First Card Gold 1286
MBNA 6017
Chase Manhatten 1665
[ Bank from 5127 ] 1015
Capital Bank. 6396
Future Bank. 6362
City Bank. 5028

The next two digits * (Figures 7 and 8) * specify the type of bank card. Types of bank cards
such as cash cards (bank cards connected to the account) or prepaid cards (such as debit cards,
gift cards and credit cards) have separate codes.

* 7 digits * Next * (Figures 9 to 15) * represents the serial number of the card, which is unique
for each card.

The last digit (sixteenth digit) is * Check Digit * or control digit.brought you by .This figure is
used only to ensure that the correct * 15 digits * are entered correctly. If one of the digits of the
wrong serial number is entered, the presence of a control digit will prevent the money from being
sent to the wrong destination. This is done by verifying the number * 16 digits *.
Part : #2 is coming tomorrow night.

The following is list of ideas and facts that have been brought together for the sole purpose of
educating those who lack this knowledge. .In writing this, Ido not intend for the reader to use any
information contained herein, but rather to further his/her own education and provoke thought to
perhaps better the society we live in.

I. Card Types
The first digit of the credit card number (hence forth referred asCCN)determines the credit card
type. A simple list might be:

First Digit of Credit Card

Card Type
-------------------------- ---------
3 American Express
4 Visa
5 Mastercard
6 Discover
II. Bank and Branch Numbers

Sample Credit Card: 1234 567 890 123 |

Within the first group of numbers from the left [called Group 4] the Bank name and branch are
contained. We have already discovered that the first digit of Group 4 reveals the card type.

We will now look at how to decipher which bank issued the card, and which branch of the bank
the actual card holder banks at.

Look at the Second, Third, and Fourth digits of Group 4. These three
numbers tell which bank issued the card. A small list follows this paragraph, although you can
compile a list by yourself. Just glance at cards you get your hands on which the bank name is
printed, and record the information.

[ Editor's⚠️Note: This is a hard concept to explain, so let me give you an example.

Lets say Bank of Hackfteak's group 4 Visa Credit Card reads 4560. (560 = Bank ofHicksville).
BUT, 4561 is NOT necessarily Bank of Hicksville, too. 4561 could be Bank of Booniesville. So
what I am trying to get across is that the next bank in line doesn't HAVE to be 4570 -- it could be
earlier in numbers.]

----------VISA
Group 4 Bank Name
-------- ---------
4019 Bank of America
4024 Bank of America
4052 First Cincinatti
 4060 Navy Federal Credit Union
4128 Citibank
4131 State Street Bank
4215 Marine Midland
4225 Chase Manhattan
4231 Chase Lincoln First Classic
4232 Chase Lincoln First Classic
4241 Nat. Westminester Bank
4250 First Chicago Bank
4271 Citibank Preferred
4302 H.H.B.C.
4310 Imperial Savings
4317 Gold Dome
4387 Bank One
4428 Bank of Hoven
4811 Bank of Hawaii
4897 Village bank of Cincinatti

----------Mastercards
Group 4 Bank Name
--------- ---------
5215 Marine Midland
5217 Manufacturers
5233 Huntington Bank
5242 Chevy Chase Federal Savings
5254 Bank of America
5263 Chemical Bank
5273 Bank of America
5286 Chase Lincoln First
5317 Norwest
5323 Bank of New York
5329 Maryland Bank NA (MBNA)
5410 Citibank Preferred
5411 1st Fin. bank of Omaha
5414 Nat. Westminester Bank
5415 Colonial National Bank
5424 Citibank
5465 Chase Manhattan
5678 Marine Midland
Pt #3 is coming tomorrow

Credit Card Verification

Once you have a newly formulated or newly found Credit Card, . you must first check to see if it
is valid before you distribute or use it.

The reason for this is this: Although you may not have faltered in your calculations, and you
created a credit card following the correct formula, the card may turn up as invalid. This is
because it has not been issued yet.

Visa or Mastercard has not issued that card to a customer yet. You are ahead of the credit card
company. (Don't you feel important??!) If this case arises, simply formulate a new credit card
from the original valid credit card, and check it once again. There is no known way around this
except to wait. OKAY- you want to check your credit card and see how much money this person
has. There are many, many credit verifiers around.

The easiest way to get ahold of one is to go into any store which accepts credit cards and look
on the side of the machine that imprints the carbons with the credit card number,

Or, look right on the wall next to the register. There should be a number to call, a merchant
number, and perhaps a bank number. Jot these down and head on home. The format for these is
usually different, but all have the basic idea in mind. Call an operator of some sort, tell her the
authorization information that she asks for (bank number,merchant number, etc) and give her the
card and the amount for which to verify the card. She will check and let you know if it has
enough credit left. Simple. BUT

⚠️********* ONE NOTE************⚠️

When you check a card for a certain amount of money, that amount of money is subtracted from
the amount available on the card. For example, if a card has $5,000 left on it, and you get ahold
of it and check it for $2,000, you can only spend $3,000 before it tells you that you don't have the
necessary credit to go through with a transaction.

Credit Card Formats -------------------

American Express -- xxxx xxxxxx xxxxx
4 digits 6 digits 5 digits

VISA -- xxxx xxxx xxxx xxxx

\_________________/ 4 digits each group

OR -- xxxx xxx xxx xxx \/ \_________/ /

3 digits each 4 digits Mastercard -- xxxx xxxx xxxx xxxx \_________________/

4 digits each group
Discover -- xxxx xxxx xxxx xxxx \_________________/ 4 digits each group

. APPENDIX B ---------- Credit Verifiers

1800-554-2265.

Use '#' (pound) as control key. Card Type: 10 = Mastercard 20 = Visa Bank Identification: 1067
Merchant Number(s): 1411 52 IDEA:: You all know those sex lines (like 800-666-LUST), well
they verify your credit card before they let you listen. You might try calling one of these and
using it for a while if you have nothing else.

Pt : #4 is coming tomorrow."how to get #CC on your own

Getting Credit Cards ! .There are a number of ways through which you can get credit cards.

FIRST- Go trashing.That is, go in back of a bank, department store (make sure it is not in a
mall!), or other store which accepts credit cards. When the coast is clear, jump in their trash bin.
Rummage around a bit.Having a look out might prove to be wise.What you are looking for are
carbons - the carbon paper which the salesperson throws out after a purchase has been made.

Remember these?It is the device that guarentees you(a legit customer) get a receipt ofyour credit
card purchase, and also that the store gets a copy for record keeping. Once you find these, (and
making sure you don't rip them) put them in a bag, pocket, whatever, and get somewhere safe.
(home?) Hold them up to the light, and copy down everything you think is important.

Card Number, expirationdate, name, address, bank name, etc...Then BURN the carbons. This
destroys all evidence that you ever had them. From here, you are set. Order away!

SECOND- If you have a friend that works in a store which performs credit card transactions,
you might save yourself the trouble of banana peals on your head and ask him/her if they might
not mind slipping the carbons into a bag after they ring up a sale.(or have them copy everything
down for you.)

THIRD- You might try bullshitting people and getting their cards.You have to be VERY good,
and the person has to be VERY stupid for this to work. In mymind, it is a waste of time, and
almost never works.(Because people where I live are smart, of course..)
I am presenting this to you in case you live in a Psociety of morons. Exploit every area that you
possibly can.The conversation might go something like this:

YOU:"Hello, Mrs.Davis?This is Mr. Off from Security down at Citibank. We

have had a computer breakdown and no more of your VISA transactions can be
processed since we lost your credit card number. Do you think that you can give
me your number again, so I can re-enter it right now?"

Mrs. Davis:"Wait a minute, who is this again?"

YOU:"My name is Jack and I am from Citibank Security. (Explain whole
situation to her again)"

Mrs.Davis:"I don't know about this. Can I call you back at a number?"

YOU:"Sure.That's no problem. I understand your reluctance. Here.. call me at my office. Its 555-
1212 (pay phone, loop, or bridge which you are at)"
Mrs.Davis:"Ok,bye!"
<CLICK>
<RING...>
YOU:"Hello? This is Jack's office, Citibank Security, may I help you?"

Mrs. Davis: "Oh, good. I was afraid you were a phony. Ok, my VISA is xxxx-xxx-xxx-xxx.."

YOU: "Thank you. We will try to restore your credit limit as soon as possible.
Until then, please refrain from trying to purchase merchandise on your Citibank
Visa Card. Goodbye."
<CLICK>
Neat, huh?

FOURTH - If are a really advanced Carder, you can get fancy and use a credit card formula.
Great, you're saying to yourself.GIMME GIMME GIMME! Not so quick. Although several do
exist, and I do have a couple of them, I am in a situation in which I am unable to reveal it. If you
are particularly smart and intelligent, you can develope it yourself. Actually, it is not that hard if
you have the means. MAYBE if you are good at math..

FIFTH- You may try to get credit cards from other people. (friends?) I
stronly recommend against this. Usually the cards you get from other people have usually
already been used and are either being watched or are already dead.

SIXTH- If you have access to a Credit Union, you can call and "pull" someone else's account.
(For instance, if you know someone's name and address, or social security, you can take a look at
all of their loans and credit cards.)

Part #5
Purchasing Merchandise: The Real Story

OKAY, now that you have a VALID #creditcard, you will most likely want to get some newly
acquired merchandise. This is all fine and dandy, but if you don't know what you are doing, you
can get yourself and most likely your friends in a LOT of trouble.
-------------------------------------------------------------------
* WARNING : NEVER ORDER SOMETHING FROM YOUR HOUSE. ALWAYS GO OUT
TO A BURNER SPOT*
* PAY PHONE. ALSO, ALWAYS HAVE A STORY WORKED OUT BEFORE YOU
CALL. *
* THAT IS, YOUR NAME, ADDRESS, JOB, PHONE NUMBER, EXCUSE FOR NOT
BEING*
* HOME, MOTHER'S MAIDEN NAME, ETC. ANY STUTTERING OR HESITATION
COULD *
* BLOW THE WHOLE SHOW !!! !!! !!! !!! !!! !!! !!! !!! !!! !!!*

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