Professional Documents
Culture Documents
ARGENTE vs. EST COAST LIFE INSURANCE
ARGENTE vs. EST COAST LIFE INSURANCE
726
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
MALCOLM, J.:
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
728
729
730
731
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
agreed upon. The insurer, relying upon the belief that the
assured will disclose every material fact within his actual
or presumed knowledge, is misled into a belief that the
circumstance withheld does not exist, and he is thereby
induced to estimate the risk upon a false basis that it does
not exist. The principal question, therefore, must be, Was
the assurer misled or deceived into entering a contract
obligation or in fixing the premium of insurance by a with-
733
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
734
735
Judgment affirmed.
736
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11/6/21, 4:06 PM PHILIPPINE REPORTS ANNOTATED VOLUME 051
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