‘Submitted To: Dr. Urvi Amin Prepared By :- Topic - Motor Insurance ‘A-20 Bhautik Savani B-43 Bhavesh MerCASE - 1 *Aman named Rajesh, while driving a van hit a bicycle rider called Chetan, who succumbed to injuries from the accident. Chetan’ wife claimed compensation under the part of vehicle’s insurance that, covers third parties. The matter went to court which decided that. since Rajesh was driving a Light Motor Vehicle (LMV) as a commercial vehicle, while holding a LMV licence for Non Transport (NT) , + The insurer was not liable to compensate the deceased's kin. Instead, the court made the vehicle’s owner liable to pay the compensation amount to the victim's family. CASE - 2 * Mr. Samir, the owner of the insured car sold away from the car but not intimated to the insurer and thereafter while driving the new car he has purchased - that car met with an accident and he claimed indemnity from the insurer who covered the sold car. Whether this claim is payable? + Mr. Samir cannot claim any amount by way of compensation from the insurer because the policy ceased to have an effect on the sale of the insured car and so he could no longer get any benefit of insurance under the policy.CASE - 3 * Raja has a owner of two wheeler who have only third party insurance | He park his bike in vegetable market parking. When he come back after shopping when he looked in parking there bike is not there. He file a complain to the police and after 90 days past his bike not found by police also. * Now, raja get insurance amount or not ? Why 2 + Raja not get any insurance amount because he have only third party insurance . If raja have comprehensive insurance policy then he can claim insurance amount . CASE -4 * Ashokbhai have life insurance policy, health insurance, and motor insurance ( only third party) insurance . When he go office by car he meet an accident . His car badly damage and he also hospitalize . * Now , ashokbhai get which insurance ? Life insurance , health insurance and motor insurance ? * Ashokbhai get health insurance only because of hospitalize and he not get life insurance because his not died And not get motor| insurance because of third party only.