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IBWI
THASHOKonYouTube&App
BFM MODULE-C
Chapt
er18:FUNDI
NGANDREGULATORYASPECTS
CRRBASEDCASESTUDY-
2

*
ABankbasedinMumbaihasprovi
dedfol
lowi
ngf
igur
es
t
oRBIaboutCRRf
orthef
irstf
ort
nightoft
heMay2021:
1t
o4day
s-Mi
nimum bal
ance60%.
5t
o7day
s-Mi
nimum bal
ance90%.
8t
o10day
s–Mi
nimum 80%.
11t
hand12t
hday
s–Rs.600Crdai
ly
.
AsperRBIav
eragebal
ancer
equi
redt
obemai
ntai
nedby
thi
sbanki
sRs.500Cr.
Av
eragebal
ance=Av
eragedai
lybal
ance.
NowAnswerthef
oll
owi
ngquest
ionsbasedonabov
e
i
nfor
mati
on?
Ques1:Tocomplywi
thCRRr
equi
rementofRBI,
bank
needt
omaintai
nhowamounti
nthisf
ort
night
?
Ques2:Onproductbasi
s,whati
samounttobe
maint
ainedbybankforCRRduri
ngt
hefir
st4days?
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IBWI
THASHOKonYouTube&App
Ques3:Onproductbasi
s,whati
samounttobe
maint
ainedbybankforCRRduri
ngt
hefir
st10day
s?
Ques4:Onproductbasi
s,whati
samounttobe
maint
ainedbybankforCRRdurng11thand12thday
i sof
for
tni
ght?
Ques5:Onproductbasi
s,whati
saverageamounttobe
maint
ainedbybankforCRRdurng13thand14thday
i sof
for
tni
ght?
Ques6:IfCRRis4%ofDTLasperRBIthencal
cul
atet
he
DTLofthisbankdur
ingt
hef
ir
stfor
tni
ghtofMay2021?
Ques7:AsperRBII fbankneedt
omai nt
ainSLRas18%
ofDTLt hencalcul
atet
heSLRofthi
sbankdur i
ngt
hefi
rst
for
tnightofMay2021alsoassumethatbankhave
fol
lowingint
erbankdeposi
ts
1000CrRs.I
nter
bankdeposi
twi
th90day
smat
uri
ty
1200CrRs.I
nter
bankdeposi
twi
th120day
smat
uri
ty
2000CrRs.I
nter
bankdeposi
twi
th180day
smat
uri
ty?