Life Clips Inc.

V.2
12/27/21

 Table of Contents I

1 Leadership 17 Pioneering

2 Robert Grinberg 18 BelfricsBT

2 PraveenKumar ViyajKumar 19 Belfrics Academy

4 Dr. Manideep Gopishetty M.D./M.B.A. 20 Cryptocurrency Exchange

5 Security Details 21 White Label Exchange - BT18

6 2021 Timeline 22 Belrium Overview

7 2021 Timeline 23 Belrium Blockchain

8 2021 Timeline 24 BEL Coin

9 2021 Timeline 25 White Label Sidechain - SDK

10 Upcoming Catalysts 26 Beldapp

11 Operational Regions 27 Beldapp Sectors

12 Belfrics Footprint 28 BelYo - Immunity Data

13 Life Clips Holding 29 CrediBEL

14 Belfrics Umbrella 30 B-Roll

15 Social Media 31 Tanzania

16 Belfrics Overview 32 Tanzania ICT & DIT - M.O.U.

 Table of Contents II

33 Bahrain 48 Hybrid Solutions - M.O.U.

34 Kenya 49 M.O.U.’s

35 Sandbox License 50 Mobile Apps

36 Nigeria 51 Mobile Apps

37 Mexico 52 Mobile App

38 United States of America 53 BELshare

39 Spain 54 Belfrics Exchange

40 Japan 55 Belfrics International Limited

41 Brazil 56 Incrypts

42 India 57 Aiki

43 India - Presentation & M.O.U. 58 Cognitive Apps Overview

44 India Market Campaign 59 Cognitive Apps Phases

45 Chennai City F.C. - M.O.U. 60 MIT & Harvard Research

46 Partnering with Belfrics 61 Subsidiary Collaboration

47 WOWX - M.O.U. 61 End Slide

 Leadership 1

Robert Grinberg PraveenKumar Vijaykumar Dr. Gopishetty M.D./M.B.A.

CEO of Life Clips Inc. Founder & CEO of Belfrics Group Co-Founder & CEO of Cognitive Apps

 Robert Grinberg 2

Industry Expertise
‣ Finance
‣ Nutrition
‣ Cannabis

Achievements
‣ Founded, and sold a brokerage firm
‣ Co-founder of Kaya Holdings
‣ Director of Stemtech Corporation

Education
‣ St. John’s University

Experience
‣ Private investor
‣ Securities, Mergers, and Acquisitions
‣ Founder, CEO, and Director

Serving as CEO, and Chairman of Life Clips Inc. since February, 2021.

 PraveenKumar Viyajkumar 3

Industry Expertise
‣ FinTech
‣ Securities
‣ Blockchain

Achievements
‣ Business with Finance Institutions
‣ Board of Advisors - Regulatory Bodies
‣ Owns an IT & Financial Services Firm

Experience
‣ Multi-National Brokerage Houses
‣ National Policies Advisor
‣ National FX & Commodities Consultant

Serving as CEO, and Founder of Belfrics Group since December, 2009.

 Dr. Gopishetty M.D./M.B.A. 4

Industry Expertise
‣ Healthcare
‣ Biotechnology & Pharmaceuticals
‣ Artificial Intelligence

Achievements
‣ Medical policies with governments.
‣ 2017 Patent: Electro. Stimulus Monitor
‣ 2018 Patent: Plastic ECO Modules

Education
‣ Heidelberg University - M.D.
‣ Zaporizhzhya State University
‣ University Canada West - M.B.A.

Experience
‣ Advisor for 8+ companies
‣ Specialist for 3+ companies
‣ CEO of 3+ companies

Serving as CEO, and Co-Founder of Cognitive Apps Solutions Inc. since September, 2020.

 Security Details 5

Main Office
18851 NE 29th Avenue, Suite 700, Aventura, FL
Email: info@lifeclips.com
Phone: 1 (800) 292-8991

OTC Market
Pink Current Information
Accell Audit & Compliance - Audit Firm
Atlanta Capital Partners LLC - IR

Share Structure - (12/17/21)

Authorized: 5,000,000,000
Outstanding: 1,742,171,460
Restricted: 90,520,156

Noteworthy
‣ 1:15 Reverse Split canceled - 07/26/21
‣ Shell Risk removed - 12/10/21
‣ $5M Reg A completed - 12/20/21

https://www.otcmarkets.com/stock/LCLP/security

 2021 Timeline 6

Cognitive Apps Cognitive Apps

Life Clips Cognitive Apps
Yuru App A.I. Chatbot
New CEO Aiki Launch
Launch Launch

4/15 4/26 7/22

2/9 4/19 6/29 8/6

Cognitive Apps Tanzania

Acquisition
Y-Combinator Blockchain
Cognitive Apps
Award Presentation

 2021 Timeline 7

Belfrics India Belfrics Belfrics

Grows to 8 Belfrics Invests Forex & Crypto 25 Coins +
Countries $15M Derivatives Doge Coin

8/26 9/23 11/4

8/10 9/20 10/4 11/4

India India
Acquisition
Blockchain Crypto Exchange
Belfrics Group
Presentation Relaunch

 2021 Timeline 8

India Belfrics India Life Clips

Instagram & Ad BEL on LBank Additional $5M Reg A
Campaign Exchange Celebrities Complete

11/26 12/2 12/10

11/4 11/29 12/8 12/10

Belfrics Belfrics Life Clips

BEL on Coincover Shell Risk
CoinMarketCap Insurance Removed

 2021 Timeline 9

India
Chennai City F.C.
M.O.U.

12/23

 Upcoming Catalysts 10

Japan Spain Mexico USA Brazil

Expansion Expansion Expansion Expansion Expansion

$2B+ Monthly Tanzania India Nigeria Cognitive Apps

Trading Volume National Projects 200 Centers Digital Banking Launch

These are known developments in progress.

 Operational Regions 11

Life Clips Inc.

Cognitive Apps Software Solutions Inc.
Belfrics Group

 Belfrics Footprint 12

Spain
Exchange
Jan. 2022

USA
Process
Q1
Japan
Exchange
TBA

Mexico
Digital Bank
Nigeria
Q1 India
Digital Bank
Q1 Franchises
20-200
Brazil
Exchange
TBA

Regional offices
Expansion plans

 Life Clips Holdings 13

100% owned 100% owned

Life Clips Inc. acquired Cognitive Apps Software Solutions Inc. on 04/06/21, and Belfrics Group on 08/26/21.
Cognitive Apps will be integrated onto the Belrium blockchain; a post-merger team, and operating model is being developed.

 Belfrics Umbrella 14

Belfrics Group is a 100% wholly-owned subsidiary of Life Clips Inc. acquired for $20M with Series C Preferred Stock.


 Social Media 15

LifeClips.com realLifeClips
Belfrics.com Belfrics
CogApps.com

Life Clips, Inc Belfrics Lifeclips Inc.

Belfrics Group Cognitive_Apps Belfrics Group
Cognitive Apps

Belfrics Group has multiple accounts.

 Belfrics Overview 16

Highlights
‣ 1st enterprise-grade KYC ecosystem
‣ 1st national level blockchain
‣ KYC & AML compliant

Global Footprint
‣ Presence in 12+ countries Tanzania
‣ Crypto Exchange in 7+ countries
‣ Office expansion plans to 15+ countries

Verticals Bahrain India

‣ Decentralized KYC-Solutions
‣ Crypto, Forex, and Derivative Trading
‣ Blockchain Education
Singapore
Institutional Clients
‣ Academic ‣ Startups
‣ Healthcare ‣ Etc…
‣ Governments
Nigeria Kenya

Expansion Plans
‣ Japan, Brazil, Mexico, Spain, USA, etc…
‣ Digital Banking Malaysia

Main corporate office located at Bl-16-6, Soho Suites, Jalan Perak, KLCC, Malaysia.

 Pioneering 17

Belfrics was the 1st:

Public-Private Fully-KYC Zero-Fees To Process

Blockchain Blockchain Exchange Model “Centrally”

Blockchain to a Blockchain to a Exchange in India COVID-Platform Blockchain &

CBB Sandbox Sandbox in Africa Trading Futures In India Crypto Franchiser

Belfrics proudly states to be the first.

 BelfricsBT 18

Highlights
‣ Present in over 11 countries
‣ Over 14 industry proof of concepts
‣ Over 23 implementations

Concentration
‣ Software Dev. ‣ ICO
‣ Consultancy ‣ NFT

Consultation
Assisting to leverage blockchain tech to
solve specific business problems.

ICO
Services ranging from ICO, to marketplace
support, and exchange adaptation.

Belfrics BT Pvt Ltd. is an Indian corporation.

 Belfrics Academy 19

Highlights
‣ Present in over 20 countries
‣ 500+ trained
‣ Over 12 government engagements

Concentration ‣
‣ Blockchain ‣ Innovation Hubs
Education ‣ Internships
‣ Curriculums ‣ Research

Clients:

Belfrics Academy SDN BHD is a Malaysian corporation.

 Cryptocurrency Exchange 20

Summary
‣ Went live in 2016 as Belrium’s 1st user.
‣ Operating in 7+ countries, and hosts 25+ coins.
‣ Can process 1.4M transactions per second.

How To Use
1. Setup the free cryptocurrency wallet
2. Add funds to said wallet
3. Begin transactions

Fee Structure
‣ Withdrawal - Varies
‣ Maker - 0.50%
‣ Taker - 0.50%

Compliance
‣ A+ rated Exchange from nomics.com
‣ Fully compliant to all regional laws.
‣ Coincover Consumer Protect insurance.

The platform is a fully developed, in-house exchange supported by Belrium proprietary technology; the KYC, and AML
process is globally accepted by regulators. Belfrics is regulated by the Labuan Financial Services Authority, Malaysia.

 White Label Exchange - BT18 21

Summary
‣ Accept, and disperse crypto payments.
‣ Complete customization to meet any demand.
‣ Wallets are given to subscribers, and users.

Core Benefits
‣ Available for all platforms
‣ Easy to use common-private API.
‣ 24/7 market support

Payment Gateway
‣ Helps any business accept crypto.
‣ Funds are withdrawn using PayPal, or
a wire transfer.

Key Features
‣ Spot Exchange ‣ Wallets
‣ Smart Exchange ‣ Reporting
‣ POS Gateway ‣ Deep Liquidity

BT18 allows subscribers to start their own trading house without the need to invest in software development,
nor the need to funnel liquidity to the exchange.

 Belrium Overview 22

Summary
‣ 1st hybrid blockchain.
‣ Processes centrally to eliminate KYC repetition.
‣ The private chain, BKVS, verifies identity.

Noteworthy
‣ 4 decentralized application products
‣ 5 government projects
‣ 10 universities

Revenue Streams
‣ Belfrics monetizes Belrium by creating
real-life blockchain applications.

Key Features
‣ Mainchain ‣ Smart Contracts
‣ Sidechains ‣ Oracle Support
‣ Crypto Remittance ‣ Etc…

Education Sector Healthcare Sector Employment Sector DigiLocker

The public-private blockchain blend is unique to Belrium, and holds a Top 10 rank in Gartner’s evaluation of
blockchains for real-world applications. The Belrium KYC Verification System (BKVS) is patented by Nigerian authorities.

 Belrium Blockchain 23

1st Hybrid Blockchain 1st KYC-Compliant Chain

Public Chain - Supports P2P KYC is processed “centrally”.
Private Chain - Identity verifier Compliance repetition minimized.

Mainchain Sidechains
BEL currency host. Private sidechains
Hub for sidechains and ICOs. Permissioned sidechains

DPOS Consensus Micro Payment Channels

Reduced energy use. Multiple transactions, but
Democratic contract process. not all on the Belrium chain.

Crypto Remittance Powering Exchanges

Funds convert to BET before From KYC maintenance
transferring to accounts. to the trading process.

Smart Contracts Powering ICO

Compliant and decentralized. Supporting ICO, to marketplace,
DAPP setup in minutes. and exchange adaptation.

Data Oracles Autonomous Organization

Supports third-party data integration to Contracts remove the need for any
automate use cases. management, or hierarchies.

Belrium is a Gartner’s Top 10 blockchain for real-world applications.

 BEL Coin 24

BEL Overview
Market Cap above $100M.
BEL fulfills supply demand on Belrium.
Inactive accounts forfeit coins after 5 years.

BEL Listings
‣ Belfrics Exchange
‣ LBank Exchange
‣ CoinMarketCap

BEL Mining
22,742,000 BEL coins total.
5 BEL for each block mined.
0.001 BEL for signing a block.

Mining Nodes Setup

Create a wallet on app.belrium.io.
Upload verification documents.
Source codes are on GitHub.

https://github.com/Belrium/belrium_miner#readme

 White Label Sidechain - SDK 25

Key Features
‣ Tailored decentralized functionality
‣ Customizable user interface
‣ Token creation

Belrium Commander
‣ Code lines for chain components, and
secured genesis blocks.

Belrium Elements
‣ Library collection of consensus algorithms,
transaction types, bounties, and API.

Belrium Core
‣ P2P WebSocket transport layer,
standardized account ledger system, and
other essentials.

Belrium Hub
‣ Token creation (no coding required).

Applications are tested on Testnet. Recommended Belrium Templates are posted on GitHub.

 Beldapp 26

Summary
‣ Consumer-based DAPP products.
‣ Any entity can leverage blockchain technology.
‣ Uses Belrium.

How To Use
1. Choose DAPP
2. Configure DAPP
3. Start issuing certificates

Blockchain Issuance
‣ Payroll-Issuance
‣ Certificate-Issuance
‣ Blockchain-as-a-Service

Belfrics’ DAPP products are secure with military-grade hash, and cryptography. All data accessed is quantitive;
managed by user consent. Products will be available for EU and US regions beginning in the 1st quarter of 2022.

 Beldapp Sectors 27

Belfrics plans to become a leader for identity management

in these 3 sectors:

Healthcare Sector Education Sector Employment Sector

TAM SAM SOM TAM SAM SOM TAM SAM SOM

423.1B 253.8B 0.02B 0.48B 0.29B 0.01B 0.48B 0.29B 0.01B

Sectors Combined:
Total Addressable Market $425.38B
Serviceable Available Market $255.17B
Serviceable Obtainable Market $0.04B

Belfrics’ DAPP products are secure with military-grade hash, and cryptography. All data accessed is quantitive;
managed by user consent. Products will be available for EU and US regions beginning in the 1st quarter of 2022.

 BelYo - Immunity Data 28

Summary
‣ India’s 1st COVID-19 blockchain platform.
‣ Simplified, realtime results at a point-of-entry.
‣ For hospitals, clinics, and government centers.

How To Use
1. Configure DAPP
2. Choose a package
3. Start issuing certificates

Blockchain Issuance
‣ Test Results
‣ Quarantine Results
‣ Vaccination Records

Reach
‣ Currently used by hospitals, and
government institutions in several countries.
‣ 5% marketshare projection in India by 2023.

Belfrics’ DAPP products are secure with military-grade hash, and cryptography. All data accessed is quantitive;
managed by user consent. Products will be available for EU and US regions beginning the 1st quarter of 2022.

 CrediBEL 29

Summary
‣ Education management.
‣ Realtime credential verification.
‣ For colleges, universities, training centers, etc.

How To Use
1. Configure DAPP
2. Choose a package
3. Start issuing certificates

Blockchain Issuance
‣ Certificates
‣ Credentials
‣ Diplomas

Reach
‣ Currently used by 10+ universities.
‣ Growing interest in Africa, India, and South
East Asian regions.

Belfrics’ DAPP products are secure with military-grade hash, and cryptography. All data accessed is quantitive;
managed by user consent. Products will be available for EU and US regions beginning the 1st quarter of 2022.

 B-Roll 30

Summary
‣ Payroll management.
‣ Realtime credential verification.
‣ For teams, companies, and conglomerates.

How To Use
1. Configure DAPP
2. Choose a package
3. Start issuing certificates

Blockchain Issuance
‣ Payslips
‣ Skills Endorsements
‣ Project Endorsements

Reach
‣ Currently used by various startups.

Belfrics’ DAPP products are secure with military-grade hash, and cryptography. All data accessed is quantitive;
managed by user consent. Products will be available for EU and US regions beginning the 1st quarter of 2022.

 Tanzania 31

Activity Overview
‣ Blockchain [Promotion]
‣ Cryptocurrency Exchange
‣ National Projects

Blockchain [Promotion]
‣ M.O.U. with Tanzania ICT, and DIT.
‣ Goal is to close 2 national projects.

ICT M.O.U.
‣ Joint effort with the ICT commission
for blockchain adoption by various
government agencies.

DIT M.O.U.
‣ Effort with Dar Es Salaam Institute of
Technology to nurture blockchain talent
among students.

Belfrics Tanzania Ltd. is a Tanzanian corporation.

 Tanzania ICT & DIT - M.O.U. 32

2021 M.O.U. - ICT Commission

Joint effort with Belfrics for blockchain
adoption by various government agencies.

Blockchain Adoption
Simplifying tax collections.
Regulatory P2P compliance.
Educations and healthcare industries.

2019 M.O.U. - DIT

Joint effort with Belfrics Academy to nurture
blockchain talent with the students.

Belfrics Academy
Customized curriculum for DIT.
On-campus innovation-hubs.
Mentorship programs.

Dr. Faustine Ndugulile, Minister of Comm. and Information (left) & DIT (right).

 Bahrain 33

Activity Overview
‣ Blockchain [Promotion]
‣ Cryptocurrency Exchange
‣ Central Bank of Bahrain

Blockchain [Promotion]
‣ Blockchain awareness program: BlockEd.
‣ Belfrics Academy teamed up with the
University of Bahrain for BlockEd.

Cryptocurrency Exchange
‣ 1st in the Middle East/North African
region to receive an official mandate to
open a cryptocurrency exchange.

Central Bank of Bahrain

‣ 1st blockchain entity in the Middle East to
enter a sandbox program to showcase
financial solutions.

Belfrics gained access to this $50B+ digital transaction industry.

 Kenya 34

Activity Overview
‣ Blockchain [Promotion]
‣ Cryptocurrency Exchange
‣ Capital Markets Authority

Blockchain [Promotion]
‣ Blockchain education at Jomo Kenyatta
University of Agriculture & Technology
hosted by Belfrics Academy.

Capital Markets Authority

‣ 1st blockchain entity in all of Africa to
enter a Sandbox program, and showcase
KYC solutions.

Belfrics Kenya Ltd. is a Kenyan corporation.

 Sandbox Licenses 35

l licen se to
iv e an officia olutions.
Ea s t to rece e f in an cial s
th e M iddle a n d s h owcas
1st in hange,
to e x c
au n ch a cryp
l

to r eceive a
a ll o f Africa ns.
ain en tity in Y C s o lutio
kch se K
1st bloc e, and showca
b o x licens
San d

Sandbox licenses are regulatory frameworks by central banks allowing FinTech firms to showcase technology.




 Nigeria 36

Activity Overview
‣ Blockchain [Promotion]
‣ Digital Bank
‣ Cryptocurrency Exchange

Blockchain [Promotion]
‣ Belfrics seeks a significant role in identity
management for the Nigerian nation.

Digital Bank
‣ Banking license expected Q1 2022.
‣ Payment Banking expected Q1 2022.

Belfrics Nigeria Pvt Ltd. is a Nigerian corporation. BKVS is patented by Nigerian authority.

 Mexico 37

Activity Overview
‣ Digital Bank

Digital Bank
‣ Banking license expected Q1 2022.
‣ Payment Banking expected Q1 2022.

BELshare address: Tennesse 6, Colonia Napoles, 03480, CDMX.

 United States of America 38

Activity Overview
‣ Blockchain
‣ Cryptocurrency Exchange

Blockchain
‣ Belrium DAPP products in Q1 2022:
BelYo, B-Roll, CrediBEL, etc…

Cryptocurrency Exchange
‣ The license process is expected to start
by Q1 2022.

Because they were acquired by Life Clips Inc., Belfrics’ entry into the United Staes is accelerated.

 Spain 39

Activity Overview
‣ Blockchain
‣ Cryptocurrency Exchange

Blockchain
‣ Working with the Catalonian government.
‣ Belrium DAPP products in Q1 2022:
BelYo, B-Roll, CrediBEL, etc…

Cryptocurrency Exchange
‣ The license is expected in Jan. 2022.

BELshare address: Av. Diagonal, 458, Planta 8a, 08006, Barcelona.

 Japan 40

Activity Overview
‣ Cryptocurrency Exchange

Cryptocurrency Exchange
‣ Expected in 2022.

BELshare address: 4F, GYB Akhihabara Building, 25, Kanda Sudacho 2-Chrome, Chiyoda-Ku, Tokyo

 Brazil 41

Activity Overview
‣ Cryptocurrency Exchange

Cryptocurrency Exchange
‣ TBA.

Was leaked on their website.

 India 42

Activity Overview
‣ Blockchain [Promotion]
‣ Cryptocurrency Exchange
‣ Phygital Centers

New Products
‣ Staking Rewards ‣ Lend & Borrow
‣ Custody Solutions ‣ Crypto Card
‣ Derivative Products ‣ NFT’s

Cryptocurrency Exchange
‣ Relaunched in 2021.
‣ The only fully-compliant exchange.
‣ Advertisement from celebrities.

Phygital Centers
‣ Opening 20 locations.
‣ Goal: 200 franchises in 2022.
‣ Goal: 1M clients in 2022.

Blockchain [Promotion]
‣ 1st to issue COVID-blockchain certificates.
‣ Daily solutions for Andhra Pradesh government.
‣ Presentation to the Chief Minister of Commerce.

India’s cryptocurrency market grew 641% over the past year, and ranks second on the Global Crypto Adoption Index.

 India - Presentation & M.O.U. 43

2018 M.O.U. - Andhra Pradesh

Belfrics handles the State’s daily affairs.
The development center was built in Vizag.

Belfrics Academy
Working with Gitam University.
DAPP focused on government operations.

2021 Presentation - Chief Minister

Topics involved the Belrium healthcare
DAPP solution, and the BelYo platform.

Objective
Establishing strong, working relationships
with the State, and Union Government.

Chief Minister Nara Chandrababu Naidu (left), and Minister Shri Piyush Goyal ji (right).

 India Market Campaign 44

Sargun Mehta Varun Sharma Arjun Kapoor

6.7M+ Followers 1.4M+ Followers 12.5M+ Followers

Vikrant Massey Rashi Khanna

1.1M+ Followers 7.7M+ Followers

Award-winning actors partner for the #InvestmentMatlabBelfrics campaign to speak to investors about purchasing
digital assets through Belfrics with zero trading fees on unlimited trades using the $149 Pro Subscription plan.

 Chennai City F.C. - M.O.U. 45

2021 M.O.U.
A partnership with CCFC, and KPR Info
Solution for NFT’s, and fan tokens.

KPR Info Solution

A branch of KPR group, which has operated
since 1971 with over 24,000 employees.

Chennai City Football Club

Formed in 1946.
2018-2019 I-League champions.

Objective
Club controls NFT creation.
A new revenue stream.

CCFC will be the 1st adopter of the unique hybrid blockchain solution.

 Partnering with Belfrics 46

Franchise Program
Office(s) as per Belfrics’ requirement.
Marketing all of Belfrics’ products.
Commission and benefits rewards.

Target
Initially opening 20 franchises.
Plans to open 200 franchises in 2022.
Phygital centers rollout beginning of 2022.

Introductor Program
Commission-based for each client
introduced to the company.
Great for those with large networks.

The world’s 1st Crypto & Blockchain Franchise goal is to provide a Belfrics office in every 50km radius.

 WOWX - M.O.U. 47

2019 M.O.U. - WOWX

Partnership with Belfrics Academy for
blockchain education in the South East
Asian region.

WOWX’s Mission
Top 10 exchange.
Global phygital centers by 2024.
Blockchain education.

WOWX seems to have gone defunct.

 Hybrid Solutions - M.O.U. 48

2021 M.O.U. - Hybrid Solutions

Provides Belfrics with the complete turn-key
trading platform VertexFX.

VertexFX
Enables Belfrics users to trade on the
Forex market, Crypto derivatives, and CFD’s.

VertexFX won “The Best Trading Platform” in the 2014 Moscow, and 2015 Jordan Forex Expo, and the “Excellence
in FX Services” IAIR Award for the Middle East and Hong Kong two years in a row.

 M.O.U.’s 49

ICT Commission Hybrid Solutions Chennai City F.C.

2021 2021 2021

WOWX Andhra Pradesh Dar Es Salaam

2019 2018 2019

Companies, and organizations use memorandums of understanding to establish official partnerships.

M.O.U.’s are not legally binding, but carry seriousness, and mutual respect.

 Mobile Apps 50

BELshare Belfrics
Incrypts DigiLocker Belfrics Exchange International Limited Aiki

A collection of Life Clips Inc. subsidiary mobile apps.

 Mobile Apps 51

Belfrics BELshare
Incrypts International Limited Belfrics Exchange DigiLocker

Work well on iOS and Android smartphones, webtrader, and desktop client terminal.

 Mobile App 52

Aiki

Yuru app was converted, and enhanced by a team of licensed psychologists, and psychotherapists to create Aiki.


 BELshare 53

Summary
‣ Users securely share data.
‣ Merchants collect limited information.
‣ Useful to avoid hotspots, and COVID outbreaks.

How To Use
1. Find QR code
2. Scan QR code
3. Share information

User Data
‣ Certificates ‣ Salary Payslips
‣ Social Security ‣ Travel Records
‣ Financial Statements ‣ Health Records

Merchant Use
‣ Storing Visitor Data ‣ Employee Payslips
‣ Tax Documents ‣ Health Profiling
‣ Registrations ‣ Certificates

Key Features
‣ Third party clinical data merging.
‣ Enhanced profiling.
‣ Realtime tracking.

Belfrics expects onboarding 1M merchants in India, and $260M from global markets. Merchants must subscribe.

 Belfrics Exchange 54

Summary
‣ Fully developed in-house using Belrium.
‣ Operating in 7+ countries, and hosts 25+ coins.
‣ Can perform 1.4M transactions a second.

How To Use
1. Setup free cryptocurrency wallet
2. Add funds to said wallet
3. Begin transactions

Fee Structure
‣ Withdrawal - Varies ‣ $149 annually for
‣ Maker - 0.50% unlimited zero-
‣ Taker - 0.50% commission trades.

Compliance
‣ A+ rated Exchange from nomics.com
‣ The KYC and AML process is accepted globally.
‣ Fully compliant to all regional laws.

Crypto investors are insured through Coincover Consumer Protect against hacks, scams, theft, malware, phishing, and
brute force attacks. Cryptocurrency pairs include BTC, ETH, LTC, XRP, BEL, DOGE, etc…

 Belfrics International Limited 55

Summary
‣ Hybrid Solutions provides the VertexFX turn-key.
‣ BelfricFX allows 100x leveraged trading.
‣ Can process 1.4M trades a second.

BelfricsFX Trading
1. Forex 4. CFD
2. Futures
3. Crypto Derivatives

Trading Tools
‣ Technical Analysis ‣ Advanced Market
‣ Trade Analysis Watch
‣ Net Panels ‣ Etc…

By August 2021, Crypto derivative volumes rose to $710B a month. The Forex market boasts a $6.6T daily volume.

 Incrypts 56

Summary
‣ A crypto news aggregator.
‣ Tracks various portals like Coindesk.
‣ Only factual news; no opinions.

How To Use
1. Select a category.
2. Choose an article.
3. Share the article.

Categories
‣ Cryptocurrency ‣ Business
‣ Blockchain ‣ Fintech
‣ ICO/STO ‣ DAPP

Key Features
‣ A “Like” feature is available.
‣ A “Share” feature supports Facebook, Twitter,
Pinterest, Linkedin, WhatsApp, and more.

Incrypts does not save, nor distribute any device information other than cookies, and information provided by users.

 Aiki 57

Summary
‣ A.I. interactive app to assess mental health.
‣ Uses vocal biomarkers, text, and health metrics.
‣ Detects early signs of depression, burnout, etc…

Subscribe
1. Track emotions and mood
2. Analyze mental wellbeing
3. Treat mental health

Noteworthy
‣ Daily Monitoring ‣ ICD-10 Analysis
‣ Personalized Benefits ‣ DSM-5 Analysis
‣ HIPAA Compliant

Chatbot (AI Assistant)

‣ Requires user involvement for 15 seconds a day.
‣ Automated analytics, and personalized content.
‣ User is notified if critical signs are detected.

Key Features
‣ Journey: AI-personalized tools by professionals.
‣ Health: realtime background-processed metrics.
‣ Mood Journal: personal log.

Yuru app was converted, and enhanced by a team of licensed psychologists, and psychotherapists to create Aiki.

 Cognitive Apps Overview 58

Summary
‣ A.I. interactive startup to assess mental health.
‣ By licensed psychologists, and psychotherapists.
‣ 87% accuracy; 10+ industries have benefited.

Noteworthy
‣ Daily Monitoring ‣ ICD-10
‣ Personalized Benefits ‣ DSM-5
‣ HIPAA Compliant

Corporate Use
‣ A realtime dashboard provides
insight on department burnout rates.
‣ Suggestions are given.

Goal
‣ Developing psychedelics, and treating
disorders.
‣ Targeting large conglomerates.

Awarded as “one of the most promising A.I. startups in healthcare and technology” - Y Combinator, February 2021.
Cognitive Apps filed with the FDA to integrate its solution in a clinical workflow globally.

 Cognitive Apps Phases

12
59

Phase 1

Launching the Aiki

platform.

Phase 2

3
Improving Aiki’s
functionality.

Phase 3

Marketing, growing users,

and revenue in 2022.

The Cognitive Apps team is in Phase 2, and currently in talks with potential partnerships, and customers from Canada,
Europe, India, Latin America, and the United States.

 MIT & Harvard Research 60

Introduction
‣ Cost and stigma are barriers to mental health tests.
‣ A.I. technology using biomarkers are improving.
‣ 1st review of automated speech assessments.

Results
‣ 1,395 studies screened; 127 met criteria.
‣ 63% built learning predictive models.
‣ 37% were null-hypothesis testing only.

Conclusion
‣ Speech processing technology aids
mental health assessments.
‣ Various obstacles still to overcome.

The technical study done by MIT and Harvard Medical School on speech-based AI technology to diagnose mental
health disorders can be found here: www.onlinelibrary.wiley.com/doi/full/10.1002/lio2.354

 Subsidiary Collaboration 61

Software Distribution
Belfrics is currently distributing Cognitive Apps
software in India, and Malaysia.

Subsidiary Integration
Cognitive Apps’ API, and
compliance will be built
into Belrium.

2021 Dubai Meeting

Management of all 3 companies met to
establish a post-merger integration team, and to
develop an operating model.

Belfrics’ Dubai Office: Praveen Kumar (left), Dr. Gopishetty (middle), and Robert Grinberg (right).

 62

END.

Special thanks to @RichJaeger for his input.