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06 ‡deªæqvwi, 2019
weAviwcwW mvKy©jvi bs-01 ZvwiL t----------------------
24 gvN, 1425

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evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK

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FY/wewb‡qvM Ae‡jvcb (write off) bxwZgvjv|

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Abyhvqx G mKj wnmve weiƒc †kÖYxK…Z e‡j MY¨ nq Ges Gi wecix‡Z wba©vwiZ nv‡i ms¯’vb (Provision) msiÿ‡Yi cÖ‡qvRb
nq| GgZve¯’vq, `xN©w`b a‡i Abv`vqx _vKvi ciI e¨vsK¸‡jv‡K HmKj FY/wewb‡qvM w¯’wZc‡Î cÖ`k©b Ki‡Z nq| Gi d‡j
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(Write off) Kiv nq, hv GKwU AvšÍR©vwZKfv‡e ¯^xK…Z c×wZ| Ae‡jvcb‡hvM¨ FY/wewb‡qvM wnmvemg~n wPwýZKiY,
Ae‡jvcb c×wZ, Ae‡jvcb-cieZ©x Av`vq Kvh©µg, Ae‡jvcbK…Z wnmvemg~n ‡µwWU Bbdi‡gkb ey¨‡iv (wmAvBwe) ‡Z
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weAviwcwW mvK©zjvi bs- 13/2013 Rvwi Kiv n‡qwQj|
GgZve¯’vq, ‡`‡ki e¨vswKs Lv‡Zi eZ©gvb ev¯ÍeZv, AvšÍR©vwZK DËg PP©v, AvBbx KvVv‡gv hy‡Mvc‡hvMx Kivi j‡ÿ¨
FY/wewb‡qvM-Gi Ae‡jvcb wel‡q wb‡¤œv³ bxwZgvjv Abymi‡Yi wb‡`©kbv †`qv hv‡”Q t
01| Ae‡jvcb‡hvM¨ FY/wewb‡qvM wnmvemg~n wPwýZKiY t
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Ges †h mKj FY/wewb‡qvM wnmve GKvw`µ‡g 03 (wZb) eQi g›`/ÿwZRbK gv‡b †kÖYxK…Z i‡q‡Q Giƒc FY/wewb‡qvM wnmve
e¨vsKmg~n Ae‡jvcb Ki‡Z cv‡i| Z‡e, e¨vsK wbR¯^^ we‡ePbvq g„Z e¨w³i wbR bv‡g A_ev Zvui GKK gvwjKvbvaxb cÖwZôv‡bi
bv‡g M„nxZ FY/wewb‡qvM wnmve FY-†kÖYxgvb wbwe©‡k‡l I A_© FY Av`vjZ AvBb, 2003 Abyhvqx gvgjv‡hvM¨ bv n‡j gvgjv
`v‡qi e¨wZ‡i‡K Ae‡jvcb Ki‡Z cvi‡e| Z‡e GKK gvwjKvbvaxb cÖwZôv‡bi †ÿ‡Î g„Z e¨w³i DcvR©bÿg DËim~ix i‡q‡Q
wKbv Zv we‡ePbvq wb‡Z n‡e| G‡ÿ‡Î FY/wewb‡qvM Ae‡jvc‡bi Ab¨vb¨ mKj wb‡`©kbv AbymiYxq n‡e|

02| FY/wewb‡qvM wnmve Ae‡jvcb c×wZ t

K) Ae‡jvcb‡hvM¨ FY/wewb‡qvM Gi wecix‡Z e¨vs‡Ki AbyK‚‡j eÜKxK…Z m¤úwË (hw` _v‡K) wbqgvbyMfv‡e weµ‡qi
cÖ‡Póv MÖnY, e¨vs‡K wbðqZv cÖ`vbKvix e¨w³/e¨w³e‡M©i wbKU n‡Z cvIbv A_© Av`v‡q mg_© bv n‡j D³ FY/wewb‡qvM
Ae‡jvc‡bi AvIZvq Avm‡e|
L) Ae‡jvc‡bi Rb¨ wbev©wPZ FY/wewb‡qvM wnmvemg~‡ni †ÿ‡Î c~‡e© AvBbMZ e¨e¯’v m~wPZ bv n‡q _vK‡j
Ae‡jvc‡bi c~‡e© Aek¨B A_© FY Av`vjZ AvBb, 2003 Abyhvqx gvgjv `v‡qi Ki‡Z n‡e| Z‡e ¶y`ª As†Ki F†Yi †¶‡Î
gvgjv Ki†Z n†j gvgjv Li†Pi cwigvY cÖvqkB FYvs‡Ki †P‡q †ekx n†q hvq weavq A_© FY Av`vjZ AvBb, 2003 Gi
AvIZvq AZ¨vekKxqfv‡e gvgjv‡hvM¨ bv n‡j 2,00,000/-(`yB jÿ) UvKv ch©šÍ †h †Kvb As‡Ki Ae‡jvcb‡hvM¨ FY/wewb†qvM
Av`vj‡Z gvgjv `v‡qi e¨wZ‡i‡K AÎ mvKz©jv‡ii 2(M) Gi wb‡`©kbv cwicvjb mv‡c‡ÿ Ae‡jvcb Kiv hv‡e|

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M) Ae‡jvc‡bi c~‡e© mswkøó FY/wewb‡qvM wnmv‡ei w¯’wZ n‡Z iwÿZ ¯’wMZ my` ev` †`qvi ci Aewkó FYw¯’wZi
mgcwigvY cÖwfkb msiwÿZ _vK‡Z n‡e| G‡ÿ‡Î Ae‡jvc‡bi Rb¨ wPwýZ cÖwZwU FY/wewb‡qvM wnmv‡ei wecix‡Z iwÿZ
cÖwfkb ch©vß bv n‡j e¨vs‡Ki PjwZ eQ‡ii Avq LvZ weKjb K‡i Aewkó cÖwfkb msiÿY wbwðZ Ki‡Z n‡e|
N) ‡Kvb FY/wewb‡qvM wnmve AvswkKfv‡e Ae‡jvcb Kiv hv‡e bv|
O) cwiPvjbv cl©‡`i Aby‡gv`b e¨wZ‡i‡K †Kv‡bv FY/wewb‡qvM wnmve Ae‡jvcb Kiv hv‡e bv|

03| Ae‡jvcb-cieZ©x Av`vq Kvh©µg t

K) e¨vsK †Kv¤úvbx AvBb, 1991 Gi 28(K) aviv Abyhvqx Ae‡jvc‡bi ciI mswkøó FY/wewb‡qvM-Gi Dci e¨vs‡Ki
`vex envj _vK‡e| e¨vsK †Kv¤úvbx Ae‡jvcb-cieZx© mg‡q D³ Ae‡jvcbK…Z FY/wewb‡qvM Av`v‡qi j‡ÿ¨ AvBbMZ c«wµqv
Ae¨vnZ ivL‡e|
L) Ae‡jvcbK…Z FY/wewb‡qvM Av`v‡qi Rb¨ cÖ‡Z¨K e¨vs‡K c„_K debt collection unit MVb Ki‡Z n‡e|
M) Ae‡jvcbK…Z FY/wewb‡qvM wnmv‡ei wecix‡Z `v‡qiK…Z gvgjvi `ªæZ wb®úwËi j‡ÿ¨ Kvh©Ki c`‡ÿc MÖnY Kiv
wKsev Ae‡jvcbK…Z FY/wewb‡qvM wnmv‡ei wecix‡Z cÖvc¨ A_© Av`v‡qi Rb¨ weAviwcwW mvKz©jvi bs-02/2015 Gi Av‡jv‡K
cÖ‡qvR‡b Z„Zxq cÿ †mev`vbKvix cÖwZôvb‡K wb‡qvwRZ Kiv hv‡e|

04| Ae‡jvcbK…Z FY/wewb‡qvM wnmve wi‡cvwU©s c×wZ t

K) Ae‡jvcbK…Z FY/wewb‡qvM Gi wnmve GKwU c„_K †jRv‡i msiÿY Ki‡Z n‡e Ges e¨vs‡Ki Avw_©K weeiYx‡Z
e¨vsK-‡Kv¤úvbx AvBb, 1991 Gi 38 avivq ewY©Z Zdwm‡ji ÔAvw_©K weeiYx cÖ¯‘wZi wb‡`©kbvÕ Abyhvqx wi‡cvU© Ki‡Z n‡e|
L) †Ljvcx FYMÖnxZvi FY/wewb‡qvM Ae‡jvcb Kiv n‡jI mswkøó FYMÖnxZv Zuvi F‡Yi `vq m¤ú~Y© cwi‡kva bv Kiv
ch©šÍ h_vwbq‡g †Ljvcx FYMÖnxZv wn‡m‡e wPwýZ n‡eb| Ae‡jvcbK…Z FY/wewb‡qvM Gi wnmv‡ei Z_¨ evsjv‡`k e¨vs‡Ki
†µwWU Bbdi‡gkb ey¨‡iv (wmAvBwe)-‡Z BLW wn‡m‡e h_vixwZ wi‡cvU© Ki‡Z n‡e|
M) FY/wewb‡qvM Ae‡jvcb msµvšÍ Z_¨ weAviwcwW mvKz©jvi bs-04/2012 ZvwiLt 25/01/2012 Gi wb‡`©kbv
Abyhvqx evsjv‡`k e¨vs‡Ki EDW portal e¨envi K‡i T_PS_Q_LNREC_RECOVERY ‡Ug‡cøU Gi gva¨‡g
evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e|

05| Ab¨vb¨ wewa-wb‡la t

K) Ae‡jvcbK…Z FY/wewb‡qvM wnmve cybtZdwmj ev cybM©Vb Kiv hv‡e bv| ïaygvÎ Exit Plan Gi AvIZvq Giƒc
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mvKz©jv‡ii 4(L) G ewY©Z wb‡`©kbv ejer _vK‡e|
L) e¨vs‡Ki cwiPvjK ev cÖv³b cwiPvjK ev cwiPvjK _vKvKvjxb mg‡q H e¨w³i wb‡Ri/¯^v_© mswkøó cÖwZôv‡bi
(e¨vsK †Kv¤úvbx AvBb, 1991 Gi 27(2) avivi e¨vL¨v Abyhvqx) bv‡g M„nxZ FY/wewb‡qvM Ae‡jvc‡bi †ÿ‡Î evsjv‡`k
e¨vs‡Ki e¨vswKs cÖwewa I bxwZ wefvM n‡Z c~e©vby‡gv`b MÖnY Ki‡Z n‡e|
M) GB bxwZgvjv Rvwii Øviv GZ`msµvšÍ B‡Zvc~‡e© RvwiK…Z mKj wb‡`©kbv evwZj e‡j MY¨ n‡e|

GB wb‡`©kbv Awej‡¤^ Kvh©Ki n‡e|

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