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WHITEPAPER

Introduction to
Electronic Signatures
INDEX

01. Electronic signatures:


definitions and legality

02. Cases when you might


use electronic signatures

03. Benefits of
electronic signatures

04. Our electronic


signature solutions

05. Other digital solutions


from Signaturit
01.
Electronic signatures:
definitions and legality
Like handwritten signatures, electronic signatures are a legal concept that captures the intention
of the parties bound by the terms of a signed document.

Electronic signatures according to the European


eIDAS Regulation
Regulation No 910/2014, known as eIDAS, in force since July 2016, establishes the legal
framework for electronic identification systems and trust services applicable throughout
Europe.

One of the main objectives of the eIDAS Regulation is to facilitate electronic


transactions within the European Union and create a single digital market with free
interaction among member states.

This Regulation recognizes three types of electronic signatures:

Simple electronic signature


“Electronic data is attached to other electronic data or logically associated
with them, used by the signatory to create a signature.”

Advanced electronic signature


“electronic signatures that meet the following requirements:
· be uniquely linked to the signatory;
· allow for the signatory to be identified;
· created using electronic signature creation data that the signatory can use,
with a high level of confidence, under his/her exclusive control, and
· be linked to the data signed by the same in such a way that any subsequent
modification of it is detectable.”

Qualified electronic signature


“An advanced electronic signature that is created by a qualified electronic
signature creation device and is based on a qualified electronic signature
certificate.”

More information about the eIDAS

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The legality of electronic signatures

Applicable legislation in the European Union


The 3 types of electronic signature - simple, advanced, and qualified - are legal and, as
we have mentioned before, are regulated in the European Union by the eIDAS Regulation.
Because it is a regulation rather than a directive, eIDAS is directly applicable in all member
states.

“An electronic signature will not be denied legal effects or admissibility as


evidence in judicial proceedings for the mere fact of being an electronic
signature or because it does not meet the requirements of a qualified
electronic signature.”

Article 25
Legal effects of electronic signatures, Regulation 910/2014

In Spain, Law 6/2020 regulates trust services and their legal effectiveness as a supplement
to the provisions of the eIDAS Regulation.

More information

Applicable legislation in the USA


Two laws establish the legality of electronic signatures in the United States. It has been
decreed that it has the same legal validity and effect as a handwritten signature on paper:

Uniform Electronic Transactions Act (UETA, 1999)

Electronic Signatures in Global and National Commerce Act (ESIGN, 2000)

More information

Internationally applicable legislation

With respect to the rest of the countries that are outside the European Union, it is
important to bear in mind that each country has its own regulations. However, in recent
years, the vast majority of countries have seen progress in electronic signature regulation,
admitting its use and recognizing its legal validity.

Finally, at the international level, there are different initiatives that establish a basic
framework for the use of electronic signatures, such as the OECD, UNCITRAL, and
International Chamber of Commerce (ICC) guidelines.

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Signaturit:
Qualified trust
service provider

Signaturit is a qualified trust service provider certified by


the European Union. The trust services provided by Signaturit
are regulated by EU Regulation 910/2014 (“eIDAS Regulation”),
which is directly applicable in all member countries of the
European Union. Therefore, Signaturit’s services may be
used legitimately throughout the European Union, being
perfectly valid.

In addition to complying with European legislation, Signaturit


complies with the aforementioned laws of the United
States: eSIGN and UETA Acts.

NOTE: For more information on the regulation of electronic signatures in another


specific country, contact Signaturit by sending an email to the following address:
legal@signaturit.com.

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02.
Cases when you might use
electronic signatures
Electronic signatures can be used to sign most documents and contracts in all economic
sectors or company departments.

Examples of cases of use by department:

HR
Employment contracts
Confidentiality agreements
Occupational risk prevention documents
Receipts for work material delivery
Record of working hours
Contract extensions

Sales
Service provision contracts
General hiring conditions
Contracts for the sale/rental of
goods and real estate
Insurance policy contract
SEPA Mandates

Legal
Civil-commercial agreements
Order forms
Partner agreements
Investment round closing
Representation document signing
GDPR

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Examples of cases of use by industry:

Facility Services
Employment contracts
Personal data protection contracts
Documentation for equipment
and work material delivery
Official models
Commercial contracts

Inmobiliaria
Rental contracts
Contracts with owners
Acceptance of offers
Leasing contracts
Transfer of powers
Agency contracts
Agreements with third parties
Home insurance

Education
Registrations
Trips
Employment contracts with teachers
Image rights
Data Protection

Financial services
Loan application
Authorization
Transfers
Deposits
Credit reports

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03.
Benefits of
electronic signatures
Save on Time
With paper transactions, the processes are slow and not very efficient due to
the delay in returning the signed documents, while with electronic signatures,
it can be done in a matter of minutes. The recipient can sign the document
immediately, thereby avoiding unnecessary delays and closing deals faster.

“I recommend Signaturit’s solution because it allows us to sign employment


contracts almost immediately. It takes 10 seconds for the personnel manager
to send the contract to the worker, who can then sign it whenever and
wherever they want.”
Manuel Gerbolés
Director of Personnel Administration at ISS Iberia

Better efficiency for contractual processes


With electronic signatures, the stages of contract management are simplified
and automated: creation, sending, tracking, and archiving. Errors, document
losses, and process delays can be more easily avoided.

“With Signaturit’s electronic signature solution, we have managed to


streamline our business processes without foregoing the maximum legal
guarantees that an insurance company requires.”
Jordi Rivera
CEO of DAS

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Higher productivity and
employee satisfaction
With electronic signatures, employees can carry out their work in the most
efficient way possible. Their day-to-day is simplified and they no longer waste
time with repetitive tasks (printing, scanning, sending...). They can dedicate
their time to tasks that add more value. It improves productivity, but it also
undeniably contributes to increased satisfaction and motivation.

“Without a doubt, Signaturit’s electronic signatures have allowed us to reduce


the amount of time dedicated to administrative tasks and equipment expenses.”
Vicenç Sellés Martínez
Director of UAB’s Servei d’Ocupabilitat

Cost reduction
Electronic signatures reduce administrative expenses: less consumption of
paper and ink, fewer expenses in maintaining and repairing printers, and fewer
expenses in material to file and keep documentation in an orderly manner.

“What used to take a week can now be signed and filed in a few hours, which
means huge economic savings in management hours for the administrative
personnel.”
Núria Cabrero Solà
Head of Efficiency at Grupo MEDIAPRO

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Better customer experience
The degree of customer satisfaction improves considerably thanks to the
fact that they do not have to travel to sign a document or print and scan the
document to sign and send it. Electronic signatures modernise and simplify
the customer’s shopping experience.

“Clients appreciate the convenience and speed of the signing process and,
frankly, they don’t really realise that they are still providing a paper signature
when they do their daily digital purchases.”
José Morales
ICT Manager of Acciona’s Real Estate Division

Greater legal coverage


Electronic signatures provide greater security on contracts than traditional
signatures. It offers complete traceability of the signing process using
electronic evidence. It allows the signatory to be identified and guarantees
the document’s integrity.

“We have been Signaturit customers for more than 1 year, and we are very
happy. Thanks to their electronic signature solution, we can send out
documents like minutes and partner agreements on a daily basis, getting the
signatures immediately and with full legal guarantees.”
Josep Navajo
CEO of Delvy Law & Finance

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Helping the environment
Electronic signatures allow us to significantly reduce an office’s paper
consumption. That has a positive impact on the environment, limiting
deforestation and the large consumption of water required for paper
production.

“At Rastreator, we are concerned with taking care of the environment. So, the
company itself promotes measures that have a direct impact on its day-to-
day work. This was one of the main reasons why we were encouraged to work
hand-in-hand with Signaturit, since digitizing documents is an obvious way to
save on wasted materials.”
Sergio Carbajal Hidalgo
Mortgage Manager at Rastreator

In 1 year, our electronic signature


solution used by our clients
has allowed for:

43 million 2,000
pages of A4 paper saved trees saved

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04.
Our electronic
signature solutions
Signaturit offers the entire existing range, from the lowest to the highest level of security:

Simple signature

The recipient signs by checking a box.

Advantages: Disadvantages:
Simplicity and speed of signing. Lower burden of proof, because
it is more difficult to identify the
The integrity of the document is subject than with other kinds of
ensured while preventing any change of signatures.
the content once it is signed.

Cases of use: documents without legal risk, for example, accepting a website’s
cookies policy, accepting vacation days...

Advanced
Find out more
biometric signature

The recipient signs by writing their physical signature.

Advantages:
Simplicity and speed of signing, with internal or external parties.
Intuitive process, it is signed just like on paper.
It allows the signatory to be uniquely identified.
The integrity of the document is ensured while preventing any change of the content
once it is signed.

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Advanced signature
Find out more
with certificate

The recipient signs using a digital certificate issued by a third party.

Advantages: Disadvantages:
It allows the signatory to be uniquely Each signatory must obtain a
identified. certificate in advance to be
able to sign. Not a very quick
Certificates already issued by a process for signing contracts
company can be reused. with people outside your
organization.
Like the biometric signature, the
document’s integrity is ensured while Using certificates requires
preventing any change of the content someone to manage them,
once it is signed. since they expire and the user
must renew them periodically.

Cases of use: for all commercial, HR, or administrative documents and contracts...

Qualified
Find out more
signature

The recipient signs using a digital certificate issued by Signaturit.

Signaturit is a qualified trust service provider for issuing certificates to


natural persons.

Advantages: Disadvantages:
Highest level in terms of security and Each signatory must obtain a
identification of the signatory. certificate from Signaturit in
advance to sign. Not a very quick
process for signing contracts with
people outside your organization.

Using certificates requires someone


to manage them, since they expire
and the user must renew them
periodically.

Cases of use: Procedures with Public Administrations

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Use Signaturit on
different devices

Signaturit’s uses multi-platform electronic signature solutions; that is, they can be used
from any type of device (computer, tablet, smartphone...) with access to a web browser
and the Internet without having to download an app or register in any system.

All Signaturit solutions guarantee the security and privacy of the signing processes.

More information

Get started with


eSignature
Free trial

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Focus on advanced biometric electronic signatures
Our advanced biometric signature solution ensures the integrity of the action and
identifies the signatory without the need for a digital certificate. It’s very simple to use
and intuitive (signature just like on paper), which adds more trust to the process.

How to send and


sign a document

For the sender For the signatory


1. The sender must access 1. The signatory receives the
the Signaturit platform. document by email or SMS.

2. Click on “New delivery”. 2. Click on the link and open the


document from any device,
3. Upload the document to be
without downloading any
signed from your computer to additional apps.
the cloud, or choose a template.
3. Read the document and accept
4. Configure the document by
the general conditions and the
adding the signature field and biometric data encryption.
any other necessary fields:
name, place, date... 4. Sign the document (with a
mouse, a touch pen, or your
5. Set up the delivery by entering finger, depending on the device).
the signatory’s data (name, email,
or phone number) and add a 5. When the process is certified,
personalised message. both parties receive a copy of
the signed document.
6. Send the document.

How to sign a document


with Signaturit
In 3 simple steps, from any device,
without downloading any apps

Watch video
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How Biometric Technology Works
The technology of our biometric electronic signature solution allows us to capture the
following biometric data of the signatory when signing any document:

the points of the signature and position,


the speed with which it is written,
the pressure exerted with the finger or a
pen on the device used to sign (mobile,
tablet, laptop, or desktop computer), for
the devices that allow it.

From these variables, we can obtain others,


such as the time it takes to finish the stroke,
how many times the finger (or the pen)
separates from the field for the signature,
or the angle at which each stroke is made,
among other data.
All these data serve to uniquely identify
the signatory and are stored and encrypted
with a public and private password.

NOTE: We do not store any advanced electronic signatures, but rather each one is created uniquely for each document.

The substantiating document with electronic evidence


During each signing process, we collect a series of electronic evidence that offers
additional information about the context in which the signature was made. We include this
evidence in the substantiating document, or audit trail, witch contains:

A unique identifier of the transaction.


Name of signatory.
Their email address or phone number.
IP address and geolocation.
Authentication history.
Chain of custody (e.g. sent, seen, signed, etc.).
Official timestamp.
Complete status.

We guarantee the integrity of the electronic evidence through an official time stamp*:
we guarantee that the data of the substantiating document, as well as the signature itself,
have not been altered after signing.
*Signaturit is a qualified electronic timestamp provider.

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The functions of Signaturit’s
electronic signature solutions

Creation
Creating templates for recurring deliveries

Delivery
Delivery by email or SMS
Types of delivery: sequential, parallel, and batch
Sending multiple documents at once

Tracking
Notifications to track the process
Reminders to sign the document
Expiration date of the request

Signing
Signing documents en masse
Additional Authentication methods for signing

Management
Work groups
Download the signed documents + audit trail
Archive contracts and documents
Manage contacts

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2 possibilities for companies
Signaturit is the perfect tool for digitising any process that requires signing documents.
Our solution is scalable and adapts to the needs of all types of companies, regardless of
the sector or industry, and can be easily integrated into any workflow.

Web Plataform (Saas) Business Software integration (API)

Activated in minutes: Automation of contract signing and


no installation, no IT department management processes

API Integration

1. On a web page or app


To sign documents directly from a web page or mobile app.

2. In software: CRM, ERP...


To send and manage signature requests directly from the company’s software.

Video

More information

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05.
Signaturit’s
other solutions

Certified delivery

To certify the delivery, receipt, and opening of an email or SMS, as well as any other
attached documentation. It is the digital equivalent of the old burofax system.

How does it work?


The certified delivery process of an email, SMS, or attached document follows
the same steps as the traditional process, but it generates electronic evidence at
each step.

Examples of cases of use: claiming debts, sending notifications to employees,


warnings, invoices, etc.

More information

Electronic identification

To securely verify a person’s identity (clients, service providers, employees, etc.) in


real time.

How does it work?

The identity documents (ID card, passport, and driving license) of 198 countries are
authenticated using OCR (Optical Character Recognition) technology.

Examples of cases of use: identification to subscribe to an online service (insurance,


financial loans, electricity, etc.)

More information

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Try our electronic signature solution
for FREE for 7 days and send your
first document to be signed!
You will be able to discover our platform and its functions
and see for yourself how easy it is to send and sign
documents with Signaturit.

Sign up
The companies that already trust in Signaturit

Signaturit is a Qualified Trust Service Provider (QTSP) that offers innovative More information:
Legaltech solutions for electronic signature (eSignatures), certified electronic
info@signaturit.com
delivery (eDelivery) and electronic identification (eID) to help streamlining
communications & transactions in companies. (ES) +34 93-551-14-80

www.signaturit.com
The legal and regulatory compliance of all electronic transactions made
through Signaturit is guaranteed.

© Copyright 2021 Signaturit Solutions, S.L. All rights reserved

This project has received funding from the European


Union’s Horizon 2020 research and innovation
programme under grant agreement No. 778550

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