SBI Life
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Choose this today to have
a choice tomorrow with
SBI Life -
Smart Future Choices
Empower your future self to
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Life is all about choices and achievers usually make the right ones. Your abilty to realize your dreams gives you a higher degree of
freedom and power to control your destiny. Youdeserve the freedom of choice in all aspects of life andlife insurance is one of them,
Presenting SBI Life - Smart Future Choices, an individual, non-linked, participating, life insurance savings product curated
‘especially for High Net-worth Individuals. This allows you to choose benefit payouts in lump sum or as flexible payments.
Additionally, avail regular cash bonus payouts to meet your needs at various life stages. We also empower you to review your
choices as per your changing needs from time to time, during the policy term. So enjoy your Power of Choices throughout the policy
term with SBI Life - Smart Future Choices.
Exercise your 'Power to Choose! Enjoy the flexibility of choosing Be confident with Money
with various choices your benefit payouts as per your (On Demand” choice
‘changing needs
Gift yourself the delight of cash bonu
without the wait
‘Avail tax benefits”
‘seMonay On Demand refers to sunival benef payoits avaiable at defined intarvale under Flex! Cnles option The poeyhelder may take ormay defer hess payouts. The
‘eter payouts slong wit applesle interest canbe avaledanytme durngte maining poly tr,
‘nnethe Cash Bonusles) it decared} or est poly year ava Second Polcy yea shallbe payable atthe nd of Second ply yea slong wih terest. From thd poy year
‘onwards, the cash bonus declared spayabieat Pe endo ever subsequent pley yea ll dat oftemrtion the Poly provided epoley sores
“Tax beni, areasperthe provsionsofthelncome Tax laws Kare subject lo change om timeto time, Pease consulyour tax advisor forthe deal
Life Assured Age: 35 years_| Premium Frequency: Yearly | Policy Term: 25 years | Premium Payment Term: 15 years,
Basic Sum Assured: € 23,47,000 Annualized Premium: % 1,50,000| EE=nroc
It Vijay survives till the end of the policy term, then he willreceive the benefits as illustrated below:
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Death Benefit as applicable throughout the policy term irrespective of Survival Benefits paid: Higher of 11 times
Annualized Premium + Terminal Bonus (if declared) OR 105% of total premiums received upto the date of death
“Benefits are for tustative purposes & for healthy He, Please note thatthe above mentioned assumed rates of relums £4% and GB% pa, respectively, are only
hatrativ scenarios ai these raiss afer considering all apolcable charges. The bonus rates may be assumed constant durng the bonus accrual period, where as
actual bonus could vary, cepencing onthe investment experance ofthe Company. These arenot guaranteed andthey arenot higher orlower is of retums.Retums
‘re dopendertonanumiberoffactorsncucing utuoinvestmont performance, Fr moriformaton, please requestor yourpalcy specie bonett istration,
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loan Minimum: 12 years Maximum: 30 years
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Cea ead n
eee cad i nesor2t and 26
Fomor 10 15, 20, 25 and 30
12 20, 25 and 30
16 20, 26 and 30
Yearly, Haf-Yearly, Monthly
aod ‘The premium for monthly mode as percentage of annualized premium is 8.50% and for
Hatf-Yearly Premium is 51.0% of annualized premium
Peel ry ramus Maximum: No limit (subject to board
etki) eon approved underwriting policy)
ES TS) Minimum: %6,55.000 exert No lini feubject to board
approved underwriting policy)
“Allthereferencestoageare age asonlast birthday
| J Prohibition of Rebates:
Section 41 of Insurance Act 1938, as amencled from time totime, states:
41) No person shall allow or offer to alow, either crecty or indirectly, as an inducement to any person to take out or renew or continue an insurance in
respect of any kind of skrelating to ves or property in India, any rebate ofthe whole or pat ofthe commission payable or any rebate ofthe premium
shown on the policy, nor sall any person taking out o renewing or continuing a policy accept any rebate, except such rebate as may be allowed in
accordance with the published prospectus ortables ofthe insurer.
2) Anyperson making defaultin complying with the provisions of his section shallbe able fora penalty which may extend totenlakh rupees,
Tol Free: 1800 267 9090 (area 9 an‘n9 on | Visit us at: www. sbiife.co.n | SMS: “CELEBRATE™ to 56161 | E-mail info@sbilfe.co.in
Folow us on: K}/siifensurance | (EJ /sitensurance | (9) sbite
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /FRADULENT OFFERS
IRDAlis not involved in activities lke seling insurance policies, announcing bonus or investment of premiums. Public receiving such phone cals are requested
tolodge apotce complaint
58 read sales brochure carelully before concluding asale. Trade logo displ
For more details on riskfactors, terms and conditions
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‘State Bank of India and is used by SBI Life under license. SBI Life Insurance Company Limited. Registered and Corporate Orfice: Natral, MV Road &
Western Express Highway Junction, Ancher (East), Mumbal- 400 069 IIRDAI Regn. No.111 ICIN: L9989aM2000PLC129113,
2M.ver.01-11-20 SP ENG