ISAS Topics PGDBO 2016

The students need to collate information on the following topics:

1. Company Profile
A company profile gives deep information about the strategies and
offerings of an organization. Collate the company profiles of some
of the important companies in the BFSI sector.:
a. ICICI Bank
b. One Public Sector Bank (to be provided by faculty)
c. One Private Sector Bank (A competitor of ICICI Bank to be
provided by faculty)
d. One Cooperative Bank (to be provided by faculty)
Presentation guidelines –(Structure of the organization, Top
Management, Vision, Mission and Values, No. of branches, No.
of ATMs, How old is the organization etc.)
2. Banks as Financial Service Providers
Over a period of time, the role of bank has changed from simply
providing basic banking services to positioning themselves as
Financial Services Providers. Discuss the following services
provided by banks under the role of provider of the Allied services,
in detail:
a. Distribution
b. Collection of taxes and bills
c. DeMAT accounts
d. Safe keeping
e. Advisory services

3. Comparison of Savings Account Products (Any one out of -

Regular, Woman, Child and Senior Citizen Account)

Savings Bank Accounts are meant to promote the habit of saving

among the citizens while allowing them to use their funds when
required. The main advantage of Savings Bank Account is its high
liquidity and safety. Compare the savings account products of the
following banks:

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 a. ICICI Bank
b. One Public Sector Bank (to be provided by faculty)
c. One Private Sector Bank (A competitor of ICICI Bank to be
provided by faculty)
d. One Cooperative Bank (to be provided by faculty)

4. Comparison of Equity or Debt or Balanced Mutual Funds (any one

type of fund only)

Mutual Funds make investing possible in an assortment of

investment instruments, such as stocks, money markets and
bonds. Analyse and compare any of the 3 (Equity/Debt/ Balanced
Mutual Funds) provided by:

a. ICICI Prudential
b. HDFC Mutual Fund
c. Axis Mutual Fund
d. SBI Mutual Fund
5. Comparison of Online/ Demat Trading Accounts

Online Trading allows you to buy and sell shares on exchange

through the Internet. It is a truly powerful medium that helps you to
directly control your investments. Analyze and compare the
features of online trading accounts of the following providers:
a. ICICIDirect
b. Kotak Securities
c. HDFC Securities
d. Religare
6. Comparison of Health Insurance products

Health Insurance protects the policy holder and his/her family

against any financial contingency arising due to a medical
emergency. It is popularly known as mediclaim in India. This policy
provides for reimbursement of Hospitalisation/Domiciliary
treatment expenses for illness/ disease or accidental injury. Collate
the products and services of 4 key providers and present the
comparisons information on the following aspects:

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 a. ICICI Lombard
b. New India Assurance
c. Max Bupa Health
d. Apollo Munich Health Insurance

7. Comparison of Term Plans/ Money Back/ ULIPs(any one type of life

insurance only)
Life Insurance is the fastest growing sector in India since 2000 as
Government allowed Private players and FDI up to 26% and
recently Cabinet approved a proposal to increase it to 49%. Life
Insurance protects the policy holder and his/her family against any
financial contingency arising due to death of the policy holder. It is
a popular method of savings and investment used in India.
a. ICICI Prudential Life Insurance
b. SBI Life Insurance
c. Life Insurance Corporation (LIC)
d. Max Life Insurance
8. Role and function of Regulators in Financial Markets
In India, the financial system is regulated with the help of independent
regulators, associated with the field of insurance, banking, commodity
market, and capital market and also the field of pension funds. It is
therefore important for participants entering the BFSI sector to know the
role and funcation of the regulators
a. SEBI
b. IRDA
c. RBI
9. Current Account variants of ICICI Bank only
Current Accounts are meant for business puproses. Gather
information about the following current account variants of ICICI
Bank
a. Local Current Account
b. Roaming Current Account
c. Smart Business Account

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 10. Comparison of Home Loan Products

Analyze the different home loan products provided by five different

banks. Understand and compare all the features and arrive at a
conclusion about the relative attractiveness and suitability of
various products provided by the following providers:
a. ICICI Bank
b. State Bank of India
c. HDFC
d. IDBI
e. LIC Housing Finance
11. Tax Saving Instruments – Relative Merits

Government encourages long term savings by individuals by

providing them certain tax benefits for investment in certain
specified saving instruments. Understand and compare the
features and benefits of the following Tax Saving instruments for
the salaried individuals:
a. Public Provident Fund (PPF)
b. National Savings Certificate (NSC)
c. Equity Linked Savings Scheme (ELSS)
d. National Pension System (NPS)
12.  Technology driven service delivery in ICICI
Technology has changed the face of the world and the pace of life.
The impact of technology has led to unprecedented changes in the
service industry. It has helped the market players redefine the way
they have been operating. New distribution channels have evolved
with the advent of technology that has enhanced the ability to
reach customers.

a. Impact of Mobile technologies and benefits to customers

b. Impact of Social Media and benefits to customers

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 c. EVaults

d. Mobile Wallet and benefits

e. Data Analytics

13. Credit Cards 

The usage of credit cards has become a rising trend among the
customers. The term ‘plastic money’ has come into vogue because
people have found this to be an easier mode of buying goods.
However, along with easy buy comes the risk of defaulting. The
major problem in the credit card sector is the increasing number of
defaulters. Discuss on the following aspects:

a. Different categories of credit cards and their features

b. Factors that lead to defaulting
c. Credit risk management techniques
d. Advantages of ICICI Bank Credit Cards
14.  Comparison of Personal Loan Products

Analyze the different personal loan products provided by four

different banks. Understand and compare all the features and
arrive at a conclusion about the relative attractiveness and
suitability of various products provided by the following providers:
a. ICICI Bank
b. HDFC Bank
c. Axis Bank
d. Kotak Mahindra Bank
15. Comparison of Auto Loan Products
Analyze the different auto loan products provided by four different
banks. Understand and compare all the features and arrive at a
conclusion about the relative attractiveness and suitability of
various products provided by the following providers:
a. ICICI Bank
b. HDFC Bank

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 c. SBI

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