Rule of yzWhat is it? The Rule of 72 is a simple formula that shows how quickly you can double your money at a given rate of return. It’s a shortcut that you, as an investor, can use to estimate whether an investment is worth pursuing for you to quickly double your money.The Rule of 72 formula You don’t need a special ‘Rule of 72’ calculator to figure out this equation—it’s easy. Simply divide 72 by the fixed annual rate of return and you'll know how many years it will take for your money to double. 72/rate of return = No. of yearsHow long will your investment take to double? 20 15 10 U UJ 4 5 7 14 Year to double Annual return %