A CASE STUDY ON

LOAN AND INTEREST MANAGEMENT OF KUMARI BANK PVT LTD .

ATTARIYA, KAILALII

A PROJECT WORK REPORT

Submitted By:

Uma Dhami

Group- Finance

Symbol No.:- 706050103

T.U.Regd. No.:- 7-2-0605-0240-2017

Submitted to:

The faculty of Management

Tribhuvan University

Kathmandu

In partial fulfillment of the requirements for the degree of

BACHELOR OF BUSINESS STUDIES (BBS) 2078 B.S.
Durgalaxmi Multiple Campus
Attriya, Kailali

…………………. ………………………….
Supervisor Head of Research Committee
Abbreviation

BBS- Bachelor of Business Studies

NRB- Nepal Rastra Bank

TU- Tribhuvan University

No- number

AD- Anno Domini

CD- Current Deposit

Ltd- Limited

A/c- Account

&- and

i.e.- Example

EMI- Equated Monthly Installment

IME- International Money Express

QR- Quick Response

B.S.- Bikram Sambat

Table of contents Page no

1 Introduction
1.1 Background of the Study 4
1.2 Objectives of study 5
1.3 Rationale of the Study 5
1.4 Brief profile of the organization 5
1.5 Scope of the Study 6
1.6 Review of Literature 6
1.7 Research Methodology 6
1.8 Limitation of the Study 7
1.9 Chapter Plan 7
Reference 8
1. Introduction
1.1Background of the study

Bank is considered as the backbone in the development of the national economy now
a day. It is a financial institution, which acts as a transaction of money by accepting
various types of deposit, disbursing loans and rendering other financial services. So,
among the various function to provide loan to the investors is the major function.
Through the loan, there will be increase in the environment of the investment and the
bank has the major role in creating such an environment. A financial institution is the
life blood of economic development of the country. Financial institutions play a crucial
role in the process of economic growth of the country. In this study the effort is done
to analyze the loan and Interest of Kuamri Bank Attariya ,Kailali,Nepal . It is the A
graded commercial financial institution. Its main aim is to provide loan to their
customer in low rate to make them able in economic & social sector. Its branch are
situated in different parts of the country. Kumari Bank Limited, came into existence as
the fifteenth commercial bank of Nepal, starting its banking operations from Chaitra
21, 2057 B.S (April 03, 2001 A.D) with an objective of providing competitive modern
banking services in the Nepalese financial market. The Bank has paid up capital of NPR
13.87 billion.It's also providing its service in Godwari municipality ward no 2 of kailali
district from last 4 years.

1.2 Objectives of the study

 To find out the various sector of loan in Kumari Bank Pvt ltd.
 To analyze the interest rate on loan investment.
 To find out the recovery descriptions plan of loan & interest.

1.3 Rationale of the study

 It will be helpful to other researchers & upcoming students to prepare reports.
 It will be helpful to stakeholder to obtain a lot of information.
 It will be used in library, college, & different institution.
 It will be helpful to stakeholder , creditors, Investors, etc.
1.4 Brief profile of the organization
Name of the organization :- City Saving And Co-Operative ltd
Location :-Godwari municipality 01 Attariya, Kailali
Redg no :- 689/068/69
Established on :- 2068/10/17
Contact no :- 091- 551238
Contact Person:- Chetraj Pant
No of staff:- 11
No of shareholders :- 580(till 2077/9/16)

1.5 Scope of the study

 Analysis only loan management of Kuamari Bank Pvt ltd.

 The study will be helpful to all creditors, student & shareholders.

5 Scope of the study
Analysis only loan management of City Saving And Co-Operative ltd.
 The study will be helpful to all creditors, student & shareholders.

6 Review of Literature
 Theoretical framework.
 Review of previous studies.
 Review of article & journals

7 Research methodology
 Research design
 Descriptives
 Analytical
 Source of data
 Primary data
 Secondary data
 Data collection & procedure
 Annual report

 Article Books
 Internet
 Tools
 Financial tools
 Statical tools
 Techniques
 Table
 Diagram
 Pie chart

8 Limitations of the study

This study will be cover only for 3 year data to lack of the financial resources.
 This study will be mainly based on published secondary data.
 The study will be assumed that the related published and unpublished documents,
journal, article.

9 Chapter plan
Chapter 1 introduction
1.1 Background of the study
1.2 objective of the study
1.3 Rationale of the study
1.4 Brief profile of the organization
1.5 Scope of the study
1.6 Review of literature
1.7 Research methodology
 1.8 Limitation of the study
Chapter 2 Result & Analysis
Chapter 3 Summary & conclusion

Bibliography
Appendix