MODUS OPERANDI INITIATE BY:

Su Myat Aung

MOMONEY
USER ACQUISITON + MERCHANT ONBOARDING CAMPAIGN

Merchant Onboarding
-Merchant Service Application Form
- Merchant agreement review and sign

Merchant Discount Rate

- 0.3 % ( per successful transaction )
- First 3 months ( MDR fees waived )

Settlement Merchant Portal

Option 1 : ( 1-2 times/ month )
-Open Bank account with Shwe Bank
- 30-50% cash out
Option 2 : ( 1-2 times/ month )
-Settlement to preferred bank account
- fees of 3500 kyats per transfer
- Dashboard
- Monitor sales transactions real time
- Export reports ( daily/ weekly/ monthly )
- View transaction status and history
- Sales transaction tracking by outlets

Weekly settlement ( Not applicable for all merchants )

Promotion Campaign & Marketing Support

Loyalty Program Social Media
Before and during promotion campaign,
New Users :
Momoney will create social media post (
Purchase 10000 MMK and above
Facebook ) about promotion campaign with
To get 5000MMK discount when paid
Merchant store to announce and attract
with MoMoney
users.
Boost Value
- 7 days ( $ 5 per post )
Existing Users :
Gain points after every transactions
Roadshows
with Momoney , buy digital discount
Able to participate 2 times/ year
voulchers in app and redeem upon
making payment at merchant shop
Exclusive partnership promotion
T&C ( Promotion Campaign ) Loyalty Program
Customer : Terms & Condition
Minimum spend : 10000 MMK & above Point Reward Value
Minimum discount : 5000 MMK - 1 MMK = 10 points
Redemption : 2 times/month
Customer able to purchase digital voucher
Total voulcher : 300 tickets / month in the wallet app and redeem upon payment .

Promotion Period Points will be settled back to the merchant on

- 1 month ( extendable ) weekly basics along with the collected principle
money.
discount amount and ticket qty will varies and
adjust based on Merchlant'

Payment Process Flow

Merchant presented QR : Merchant will show it’s static QR at the cash counter and payment
Initiate by customer scan the Merchant QR.

Customer presented QR : Customer will present it’s static QR to Merchant. Merchant scan the
customer QR to initiate the payment.

Payment Process Flow ( Merchant presented QR )

Customer reaches the Merchant Cash counter to pay for the products to be purchased
Customer scan the Merchant QR to enter the amount to be paid
Customer enter 6 digiit number to complete the payment.
Customer and Merchant receive transaction status confirmation

Payment Process Flow ( Customer presented QR )

Customer reaches the Merchant Cash counter to pay for the products to be purchase.
Merchant will calculate the total amount to be paid by customer.
Merchant will scan the customer presented QR to receive customer data to send payment
request notification to the customer Momoney wallet app.
Customer will receive payment request from the Merchant, enter 6 digit pin to complete the
transaction.
Merchant and Customer will receive the transaction successful notification.