Portfolio of investments (unaudited)

Lifestyle Conservative Fund ■ November 30, 2020

% of net
Shares Security Value assets
AFFILIATED INVESTMENT COMPANIES—99.9%a
FIXED INCOME—39.2%
2,936,141 TIAA-CREF Core Bond Fund $ 32,826,052 9.8%
8,807,648 TIAA-CREF Core Plus Bond Fund 98,557,581 29.4
TOTAL FIXED INCOME 131,383,633 39.2
INTERNATIONAL EQUITY—12.4%
137,908 Nuveen International Growth Fund 7,437,362 2.2
426,660 TIAA-CREF Emerging Markets Equity Fund 5,909,239 1.8
964,876 TIAA-CREF International Equity Fund 12,060,950 3.6
508,991 TIAA-CREF International Opportunities Fund 9,034,587 2.7
201,191 TIAA-CREF Quant International Equity Fund 1,510,943 0.5
524,342 TIAA-CREF Quant International Small-Cap Equity Fund 5,437,426 1.6
TOTAL INTERNATIONAL EQUITY 41,390,507 12.4
SHORT-TERM FIXED INCOME—19.5%
6,217,819 TIAA-CREF Short-Term Bond Fund 65,349,279 19.5
TOTAL SHORT-TERM FIXED INCOME 65,349,279 19.5
U.S. EQUITY—28.8%
969,951 Nuveen Dividend Value Fund 12,822,748 3.8
237,911 Nuveen Santa Barbara Dividend Growth Fund 11,272,219 3.4
897,298 TIAA-CREF Growth & Income Fund 15,146,389 4.5
572,439 TIAA-CREF Large-Cap Growth Fund 17,178,881 5.1
266,267 TIAA-CREF Large-Cap Growth Index Fund 12,812,785 3.8
881,511 TIAA-CREF Large-Cap Value Fund 16,210,991 4.9
86,391 TIAA-CREF Quant Large-Cap Growth Fund 1,654,386 0.5
83,383 TIAA-CREF Quant Large-Cap Value Fund 783,799 0.2
237,097 TIAA-CREF Quant Small-Cap Equity Fund 4,028,275 1.2
341,175 TIAA-CREF Quant Small/Mid-Cap Equity Fund 4,544,451 1.4
TOTAL U.S. EQUITY 96,454,924 28.8
TOTAL AFFILIATED INVESTMENT COMPANIES (Cost $295,583,923) 334,578,343 99.9

TOTAL PORTFOLIO (Cost $295,583,923) 334,578,343 99.9

OTHER ASSETS & LIABILITIES, NET 314,566 0.1
NET ASSETS $334,892,909 100.0%
_________
a The Fund invests its assets in Institutional Class shares of the affiliated TIAA-CREF Funds and Class R6 shares of the
affiliated Nuveen Funds.

See notes to financial statements TIAA-CREF Lifestyle Funds ■ 2020 Semiannual Report 27