LETTER SECTION 609 (ROUND 1)

Client’s Name
Client’s Address 1
Client’s Address 2

Bureau’s Name
Bureau’s Address 1
Bureau’s Address 2

Current Date

My only name is
My only date of birth is
My only SSN is XXX-XX-4 Digit
My only current address is

To Whom it may concern,

I just looked at my credit report and was shocked to see the numerous amounts of errors you have
listed. I am writing to have you remove them immediately.

Incorrect Account Information

{Insert Account Name, Account Number, Reason}

Unauthorized Inquiries
{Insert Company Name, Date of Inquiry, Reason}

Incorrect Personal Information

{Insert Personal Info, Reason}

By provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed
from my credit report. It is my understanding that you will recheck these items with the creditor who
posted them. Please send an updated copy of my report to the above address.

Sincerely,
Client’s Name (Do not sign)