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MR NG KWOK KEUNG M Account number

FLAT C, 1/F, BLK L 09529 4921 1100 1550 4918
11 TUNG TAU WAN LANE Card type Credit limit
STANLEY HK VISA CARD HKD27,000.00
Statement date Statement balance
SKNCHW40 17 JAN 2022 HKD4,278.09

Post date Trans date Description of transaction Amount (HKD)

PREVIOUS BALANCE 3,004.20

4921 1100 1550 4918 NG KWOK KEUNG

20DEC 16DEC REPULSE BAY FILLING 29900 HONG KONG HK 590.60
22DEC 19DEC MCDONALD'S-276-STANLEY HONG KONG HK 147.00
APPLE PAY-MOBILE:9234
23DEC 20DEC WELLCOME 019 STANLEY HK 52.00
APPLE PAY-MOBILE:9234
23DEC 23DEC IFS PAYMENT - THANK YOU 3,004.20CR
24DEC 21DEC MCDONALD'S-276-STANLEY HONG KONG HK 39.50
APPLE PAY-MOBILE:9234
28DEC 24DEC WELLCOME 019 STANLEY HK 539.00
APPLE PAY-MOBILE:9234
03JAN 30DEC REPULSE BAY FILLING 29900 HONG KONG HK 500.00
06JAN 02JAN GENKI KOUSOKU - 5085 MONGKOK HK 225.90
APPLE PAY-MOBILE:9234
06JAN 02JAN 3HREESIXTY - 532 STANLEY HK 804.20
APPLE PAY-MOBILE:9234
10JAN 10JAN PCCW (NETVIGATOR/NOW TV) HONG KONG HK 238.00CR
#PAY WITH RC: 10JAN
10JAN 10JAN OCL* OCTOPUS IS1160452 +85222662668 HK 78.00CR
#PAY WITH RC: 10JAN
10JAN 07JAN PETROCHINA KOWLOO34700 HONG KONG HK 697.60
11JAN 09JAN CHINA MOBILE HK CO LTD KOWLOON HK 408.29
1st of 24 instalments
12JAN 09JAN OCL* OCTOPUS IS1160452 KOWLOON BAY HK 250.00
APPLE PAY-MOBILE:7578
12JAN 10JAN PCCW (NETVIGATOR/NOW TV) HONG KONG HK 238.00

For important information such as payment methods, fees and charges, lost Minimum payment summary HKD
card reporting, and change of correspondence address / telephone number, Current minimum payment due
50.00
please visit www.hsbc.com.hk or call our Credit Cards Customer Service
Hotline on (852) 2233 3000. Please pay by 11 FEB 2022
Overdue / overlimit due now
www.hsbc.com.hk 0.00
(852) 2233 3000 Total minimum payment due 50.00

Account number Card type If you are paying by mail, please return it with a crossed cheque made payable
to "The Hongkong and Shanghai Banking Corporation Limited" or "HSBC" at
4921 1100 1550 4918 VISA CARD least three working days before the payment due date to our Centre, PO BOX
Statement date Statement balance NO. 73730, KOWLOON CENTRAL POST OFFICE HK. Please write your
17 JAN 2022 HKD4,278.09 account number on the back of the cheque.

PO BOX NO. 73730,

KOWLOON CENTRAL POST OFFICE HK.

Thank you for choosing HSBC.

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Cardholder's name Account number Statement date
NG KWOK KEUNG 4921 1100 1550 4918 17 JAN 2022

Post date Trans date Description of transaction Amount (HKD)

13JAN 12JAN OCL* OCTOPUS AD1538152 KOWLOON BAY HK 100.00

APPLE PAY-MOBILE:7578
17JAN 15JAN TRANSPORT DEPARTM03000 HONG KONG HK 2.00
APPLE PAY-MOBILE:7578

#A Pay with RC payment transaction has been made via

Reward+. This payment may appear before the corresponding
transaction has been settled. The transaction may then be
shown in the next statement.

Note: "CR" means Credit transaction / balance

**** REWARDCASH SUMMARY FOR CARD NUMBER 4921 1100 1550 4918 ****
REWARDCASH OPENING BALANCE : 300
REWARDCASH EARNED : 20
REWARDCASH ADJUSTED : 0
REWARDCASH REDEEMED : 316
REWARDCASH CLOSING BALANCE : 4

REWARDCASH EXPIRING IN FEB2023 : 4

REGISTRATION/RENEWAL DATE : 11DEC2020

RED HOT REWARDS OF YOUR CHOICE 2021 :
1X REWARDCASH IN DINING - 2021
2X REWARDCASH IN HOME - 2021
2X REWARDCASH IN LIFESTYLE - 2021
THE EFFECTIVE PERIOD IS FROM 01JAN2021 TO 31DEC2021.
FOR TERMS AND CONDITIONS, PLEASE VISIT www.hsbc.com.hk/rewards

REGISTRATION/RENEWAL DATE : 10DEC2021

RED HOT REWARDS OF YOUR CHOICE 2022 :
1X REWARDCASH IN DINING - 2022
2X REWARDCASH IN HOME - 2022
2X REWARDCASH IN LIFESTYLE - 2022
THE EFFECTIVE PERIOD IS FROM 01JAN2022 TO 31DEC2022.
FOR TERMS AND CONDITIONS, PLEASE VISIT www.hsbc.com.hk/rewards

*** REGISTERED MOBILE CARD(S) FOR CARD NUMBER 4921 1100 1550 4918 ***
Apple Pay-MOBILE:7578
THE ABOVE MOBILE CREDIT CARD(S) SET UP AS AT STATEMENT DATE

STATEMENT BALANCE 4,278.09

***** TRANSACTION SUMMARY *****

CREDIT/PAYMENT
PURCHASES AND INSTALMENTS
CREDIT ADJUSTMENT
INSTALMENT AMOUNT REMAINING
TOTAL ACCOUNT BALANCE
: 3,004.20CR
: 4,594.09
: 316.00CR
: 9,390.71
: 13,668.80

***** FEES AND CHARGES SUMMARY *****

FEE/CHARGE TYPE AMOUNT
TOTAL FEES/CHARGES(EXCLUDING FINANCE CHARGE) 0.00

***** FINANCE CHARGE SUMMARY *****

BALANCE TYPE ANNUALISED PERCENTAGE RATE (APR) FINANCE CHARGE
CASH ADVANCE 37.75% 0.00
PURCHASE 36.43% 0.00
TOTAL FINANCE CHARGE 0.00
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Cardholder's name Account number Statement date
NG KWOK KEUNG 4921 1100 1550 4918 17 JAN 2022

Post date Trans date Description of transaction Amount (HKD)

*************INFORMATION REGARDING MAKING MINIMUM PAYMENT*************

The below examples are for illustration only. You may visit our Bank
website at www.hsbc.com.hk for an online credit card repayment
calculator for customized information.
======================================================================
If you make no additional | You will pay off the |and you will end up
charges, purchases and | outstanding balance* |paying an estimated
cash advances on this card| of HKD20,000 in |total of...
and each month you pay... | about... |
======================================================================
| |
Only Minimum Payment Due | 26.3 years** | HKD 70,510***
----------------------------------------------------------------------
| |
HKD 888 | 3 years** | HKD 31,957***
| |(Savings=HKD 38,553)
======================================================================

* The outstanding balance of HKD20,000 is accrued from purchase only.

** Assume repayment is made on or before the payment due date of each
statement month.
*** Include the outstanding balance of HKD20,000 and the total finance
charge which is accrued daily and calculated at an interest rate of
2.625% per month (equivalent to an annualised percentage rate of
36.43% on purchase and 37.75% on cash advance) on the outstanding
balance until it is fully paid.

If the statement balance for your credit card account

exceeds the credit limit on the statement date, an overlimit
handling fee will be debited to the account. If you wish to
opt out of the over-the-limit facility, you may fill out
the form on the back of the statement or Personal Internet
Banking. For enquiries, please contact us on 2233 3000.

We notice that there have been fraudulent telephone calls,

voice messages,or emails that claim to be from HSBC.We would
like to remind you not to disclose your personal details to
suspicious third parties.You can call us on (852)2233 3000
to verify the caller's identity if in doubt.Please select
language,listen to system message and press quick key 5#00.