Te yaar ee
RURAL AWARENESS WORK EXPERIENCE (RAWE)
AND
AGRO-INDUSTRIAL ATTACHMENT (AIA)
Academic Year 202\ - 2022
B.Sc. (Hons.) Agriculture
Semester VII (New)
(As per V Deans’ Committee)
Intervention No.: 10
Title : Agricultural Economics and Farm Management Interventions
Centre attached : tA SeoPEY BRIERE An DST eee
Submitted by
Name: 2! Rg A
Registration No.:_2e\®AapRosg
College of Agriculture :_paggvanr _
Name of Host Farmer : —Psukhvizas. A. @shmatich,
ee | SC SRE
VASANTRAO NAIK MARATHWADA KRISHI VIDYAPEETH
PARBHANI - 431 402 [MS] INDIAPERI IST
VASANTRAO NAIK
MARATHWaADA KRISHI VIDYAPEETH,
PARBHANI - 431 402 (M.s.)
This is to certify that the Report of practical work done by
Mr. / Mjss “Hingplikax, Marad.uday.
... Registration No.
22\bAo0G 0.4%... BSc. (Hons.) Agriculture, Semester vil
(New) during Rawe and AIA of Student READY Programme
in academic year 2021 - 2022 inthe Village tlacdKhed o.
Tq. .Rarbhaai Dist. .paxthans........ belonging to Host
Farmer Shri / Sift. ..0su.bhui ta}... v¢shr“tached to Research
Centre : .. Safflene
search Centre
Date : UWE -
Sigtiature of Student
Sign. of Centre l/c Sign. Programme Officer
of External ExaminerAKNOWLEDGEMENT
Right from my Admission to degree course, In agriculture | listened a lot about
Rural Agricultural Work Experience from my seniors and friends. so | was
curious about RAWE PROGRAMME. For me RAWE was a golden opportunity ,
to make use of my theory knowledge and acquire practical knowledge. It
helped me a lot in converting my enthusiasm into happiness.In my short stay of
four months in village NANDKHEDA TQ /DIST PARBHANI experienced success
as well as failure at different corners of my journey .Success gave me
inspiration whereas failure gave me power to stand adversity. This all
happened due to blessings of god and by close co-operation of villagers,
professors and friends sir(HOD.Dept.of.extn.edu.)and Co-cordinator Dr. VB
Kamble & Dr.RP Kadam | found immense pleasure to express my sincere and
deep sense of thanks to our A.D.P Dr.Ismail sir & Assistant coordinator
Or.P.S.Kapse sir for their valuable guidance.
! would also express my graceful thanks to my college subject
‘matter specialist for their important and valuable suggestion and guidance to
‘me.!. am very much thankful to my programme officer Dr.R.A.PATIL sir for his
cooperation and inspiration! am thankful to all the members of SMS team for
their keen and timely guidance in bringing out this RAWE report healthy.
J would like to express my graceful thanks to my host farmer Mr. PRUTHVIRAI
A DESHMUKH and his family members for co-operation and help rendered by
them to me during entire RAWE Programme.
Finally | pray the words of thankfulness towards my beloved parents and
all Professors of my college and friends for supplement of moral support
by them in completion of this report.
iS
Signature of student
HINGOLIKAR VARAD UDAY
- No. Reg 2018AGPB038@ Vasantrao Naik Marathwada Krishi Vidyapeeth,
Parbhani 431 4041
RAWE AND AIA: 202\- 2022
_DEMONSTRATION
No. 1/2ee VASANTRAO NAIK MARATHWADA KRISHI VIDYAPEETH, PARBHANI
Golleg2 of Agriculture pager ANE AND AIA: 202 -2022
f Stud _ eee
Name of lent Hingotikare Nac dey Registration No. 201GASp%o38
Name of Host Farmer —prubbutied As pechnsach,
~ oa rot fy
vitege: arditheda. Ta pothoal — Dist farthwot =
Name of Research Centre attached
— Safilewer research coarse —
—Eormers requires. credit: fr varbus —putrpn S65 —
Wag rcultire! and. nen_—cigeivutharn| pair eabe pc reeh
As —classiGied_broactiy based on Nanos chieteba
—~Based_.on eve i} Short term_lean.
— Ji) median kere loan — iil) dong tet loan —
= B. -Based_on purpose
—1LDL production —lean_— |
li). paarke Moy Josnsg——iv) consumption leans =
—-c)— Rasel_“on— Secuelty
— 3) Secured loans —
iid unsecured loaas.
Avwsteornk loans —
% lenders — ¢lassi®eaban.
BASH ka doncal Credit
). Seif Vguidans
> partial Aiguida tog —loans —Musk borrewo the credits from tbe
banks (o “sperative Societys ingtituies in ful Si
—their needs fox creative guy aul | tabiog lnans——
—_ttom_ “ene —lende es.
—2) the interest. Pate_of banks gaol ingnihy hE ace
—eoith less than private —raaney lenclers
A) atase of ~clrought ok Flea d Lor
—~(alamities happened Hae locia
ease the auramess —ariomy the 4 farerners_
— 2 wo cateeds_ banking Ingtitublens private Os. weilas
—foveeormeak
HX _prove duce:
a xead Moe beoks_agn’
— Co=_9ge res Han in_de bois:
x -PrOLESS 9g. —o6& losn Llepll cabian
—D_Takervieto wlth the —farmetcs_
~D_ Sulsoris sion of loan agp\\catiso_ bb farmer
23). —Scrbier oF re cords.
~4).- ASK _ bo the Fucmers €telcl before Sanction,
—-9£ wanTeck ae ~Eltgibtuty (2
aT Suleralssion oF requisite, documents.
BD) Bis bus faea kof Lean
—9)_ post Credit. frites Lip mien suce—
ale Recovery, flean
HK Questions a4 keel by. forenee
—Y2_ Dees han k_ kept ary —Coltatt nal securities —
~~ fer _money %
= — Yess bans kept collecteral cecuelbes
eae LE _menty lenclee + pravide_maney lostactt So
a why T_po_te_the baate 9
)—Mecause_meacy lenders take more returns —
—Shan__hants and he de not ogive Hany. dis count
~09 YO Maney when ucfettunately Ratunel Calas
cum happens.——he gee auch _Koowsledge about preparation ——
—-8F bank _pregesai he premises that he wie
—ATike_ credit from the book nit Ame the ——
—-frwa ke money lenders
x Bye ngeti =
AD_T_ tented) Toned hats “Bere eres actually —
— My — Koatedge increased about he banking — =—
40 = Hue) Bs —dlas_the laig: Name in
= banking —Syskeom god most 2f the pes ple — foo
tural _areq. take the credit. fine _ ae
—B Aft thot baring leans Sar 4 — baa —
— AS. always -betrer than bakigg eons freta pate,
Prsney lenders then Tarmets_are nat_able tn Race
—the_\loang_he de Sometimes Suciclal_actuibes
—Taking— Aeass. Frm privat —manty —\enclers 1s ene
ee Cc crt—C s—S—sVASANTRAO NAIK MARATHWADA KRISHI VIDYAPEETH, PARBHANI
Student READY Programme
RAWE AND AIA:202 -202
PHOTO
wn Prporaieo.of_hank rapes. foe