A

SYNOPSIS REPORT
ON
INVESTMENT DECISION
AT
ICICI BANK LTD
Submitted
By
S. JAGADEESH
H.T.NO: 130420672115
PROJECT SUBMITTED IN PARTIAL FULFILLMENT FOR THE AWARD OF DEGREE OF

MASTER OF BUSINESS ADMINISTRATION

Department of Business Administration

AURORA POST GRADUATE COLLEGE
PEERZADIGUDA

(Affiliated to Osmania University)

2020-2022
 AURORA POST GRADUATE COLLEGE
PEERZADIGUDA

Department of Management

SYNOPSIS

Title of the Project : INVESTMENT DECISION

Student Name : S. JAGADEESH

Hall Ticket Number : 130420672115

Signature of the Student :

Signature of the Guide :

 TABLE OF CONTENTS

S. No. CHAPTER Page No

1 INTRODUCTION

2 NEED FOR THE STUDY

3 OBJECTIVES OF THE STUDY

4 RESEARCH METHODOLOGY

5 LIMITATIONS OF THE STUDY

1.0 INTRODUCTION
Investment plays a significant role in economic development of any nation. It is the objective

of every investment to get some positive return. Although there are numerous investment

options but still people mostly invest in traditional investment avenues. The paper mainly

focuses on investor perception about different investment avenues. The study sample consist

of 200 respondents and convenient sampling technique was used. The study analyzed a

relationship between Investment decision and the factors influencing such decisions like

gender, age, earnings using multiple regression technique. The study found a positive

correlation between selection of investment and gender, age and earnings. The study found

that the majority of the people have shown interest to invest in bank deposits and followed by

post office savings, Gold and share. The study suggested that it is necessary to educated

people or investors about modern investments to get a better rate of return and improve the

investments as well as to improve the economic growth rate

A robust banking sector is crucial to the economic health of every nation. In India, the fast-growing

and competitive banking industry is being challenged by new regulations and ever-evolving

customer needs. Based in Mumbai, Industrial Credit and Investment Corporation of India Bank has

become a leader in its industry by strategically using technology to broaden its reach to under-

served consumers in rural communities with innovative products, financial literacy

Outreach, and efficient modes of product delivery. Positioning itself as both technologically savvy

and customer-friendly, Industrial Credit and Investment Corporation of India Bank has stayed

ahead of the competition by anticipating customer requirements for secure, efficient, and seamless

service. A robust banking sector is crucial to the economic health of every nation. In India, the fast-

growing and competitive banking industry is being challenged by new regulations and ever-

evolving customer needs. Based in Mumbai, Industrial Credit and Investment

Corporation of India Bank has become a leader in its industry by strategically using technology to

broaden its reach to under-served consumers in rural communities with innovative products,
financial literacy outreach, and efficient modes of product delivery. Positioning itself as both

technologically savvy and customer-friendly, Industrial Credit and Investment

Corporation of India Bank has stayed ahead of the \competition by anticipating customer

requirements for secure, efficient, and seamless service. A robust banking sector is crucial to the

economic health of every nation. In India, the fast-growing and competitive banking industry is

being challenged by new regulations and ever-evolving customer needs. Based in Mumbai,

Industrial Credit and Investment Corporation of India Bank has become a leader in its industry by

strategically using technology to broaden its reach to under-served consumers in Real communities

with innovative products, financial literacy outreach, and efficient modes of product delivery.

Positioning itself as both technologically savvy and customer-friendly, Industrial Credit and

Investment

1.1 NEED AND IMPORTANCE OF STUDY

Investment decision are importance because they will influence the company size (fixed

assets, sales, and retained earnings). They increase the value of the company’s shares and

thus its credibility The fact that they are irreversible means that they have to be made

carefully to avoid any mistake which can lead to the failure of such investment Due to heavy

capital outlay, more attention is required to avoid loss of huge sums of money which in the

extreme may lead to the closure of such a company.

1.2 SCOPE OF THE STUDY

You can take investment decision only after analyzing entire process of investment that starts

with funds contribution and ends with getting expectations fulfilled. The investment decision

rules allow you to formalize the process and specify what condition or conditions need to be

met to accept the project. You will take decision only after ensuring that the required

expectations in terms of returns are ensured at any cost. The study is conducted to understand

the functioning of Equities in India Equity market.

1.3 OBJECTIVE OF THE STUDY

 To examine the practical usage of investment decision of ICICI bank ltd.

 To measure the present value of rupee invested.

 To know the risk and uncertainty in ICICI bank ltd.

 Top make suggestions based on findings of the study.

1.4 RESEARCH METHODOLOGY

Equities, Bonds, Gold, Mutual Funds and Life Insurance were identified as major types of

investment decision. The primary data for the project regarding investment and various

investment decision were collected through interactions had with the employee in the

organization i.e ICICI BANK LTD.

The secondary data for the project regarding investment and various investment decision

were collected from websites, textbooks and magazine.

Secondary method: The secondary data collection method includes:

 The lecturers delivered by the superintendents of respective departments.

 The brochures and material provided by ICICI BANK LTD.

 The data collected from the magazines of the NSE, economic times, etc.

 Various books relating to the investment capital market and other related topic.

1.5 PERIOD OF STUDY

To carry out this study it collected data from the financial year 2018-2019.The, critical

analysis is made on certain parameters like returns, safety, liquidity, etc. Giving weight

age to the different type of needs of the investor and then multiplying the same with the

values assigned does this.

1.6 Tools and technique

1 Net present value

Rt = net cash inflow-outflows during a single period

I = discount rate or return that could be earned in alternative investments

t = number of time periods 

The decision rule: Accept, if NPV > 0 Reject, if NPV < 0

2 Average rate of return

ARR= Average returns during the period

Average investment

3 Profitability index

PI = NPV-( I0-C0)

(I0 - C0)

𝑃I = Profitability index

𝐼t = Total cash inflow in time period

𝐶t = Total cost in time period

4. Present value
Pv1= CF1

1+R

𝑃V1 = Present value of future cash flow after one year

𝐶F1= Cash flow after one year

𝑟 = Discount rate which is, typically, between 0 and 1

5. The adjusted present value method

APV = NPV (all-equity financed case) + Present Value of the net benefits of debt

LIMITATIONS

 The study was limited to only five investment Decision.

 Most of the information collected is secondary data .

 The data is compared and analysed on the basis of performance of the investment Decision

over the past 3 years.